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PTC India Fin. Serv share price

PTC India Financial Services Ltd.

NSE: PFS BSE: 533344 SECTOR: Finance - NBFC  77.59 K   139   22

38.14
+0.26 (0.69%)
BSE: 17 Sep 04:01 PM

Price Summary

Today's High

₹ 38.64

Today's Low

₹ 38.04

52 Week High

₹ 53.79

52 Week Low

₹ 27.2

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

2449.67 Cr.

Advances

4186.15 Cr.

No. of Shares

64.23 Cr.

P/E

7.92

P/B

0.85

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  45.01

Operating Revenue

633.37 Cr.

Net Profit

217.05 Cr.

Promoter Holding

64.99 %

EPS (TTM)

₹  4.82

Sales Growth

-16.78

ROE

8.2 %

ROCE

9.97%

Profit Growth

35.02 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year-16.78%
3 Year-12.73%
5 Year-14.23%

Profit Growth

1 Year35.02%
3 Year18.64%
5 Year14.56%

ROE%

1 Year8.2%
3 Year7.38%
5 Year5.85%

ROCE %

1 Year9.97%
3 Year8.92%
5 Year8.31%

ROA%

3.5789

PEG Ratio

0.23

PAT Margin (%)

34.2691

EPS Growth(%)

35.0248

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 64.99 0.00
Mar 2025 64.99 0.00
Dec 2024 64.99 0.00
Sep 2024 64.99 0.00
Jun 2024 64.99 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 13.1475%.
  • The company is trading at 0.729 times the book value
  • Promoters shareholding is 64.99%.

 Limitations

  • The company has delivered poor profit growth of -12.7281860863863% over past 3 years
  • The company has delivered poor Operating Income growth of -12.7281860863863% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 161.21 163.4 158.07 150.68 141.91
Other Income 0.01 0.01 0.05 4.56 0.33
Interest Expended 88.16 83.09 78.11 71.7 65.34
Operating Expenses 12.14 15.34 -2.28 6.64 -71.24
Total Provisions 0 0 0 0 0
Depreciation 1.58 1.57 1.62 1.79 1.83
Profit Before Tax 59.34 63.41 80.67 75.11 146.31
Tax 14.94 16.07 13.52 16.95 9.68
Net Profit 44.4 47.34 67.15 58.16 136.63
Adjusted EPS (RS) 0.69 0.74 1.05 0.91 2.13

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 1130.57 952.88 790.88 761.07 633.37
Other Income 11.25 16.03 6.2 15.5 16.48
Interest 753.04 581.55 432.83 411.31 321.51
Operating Expenses 42.88 39.59 42.53 42.68 41.22
Total Provisions 252.48 173.85 89.35 106.6 8.6
Exceptional Items 0 0 0 0 0
Profit Before Tax 93.42 173.91 232.37 215.98 278.52
Tax 67.81 43.93 56.56 55.23 61.47
Profit After Tax 25.6 129.98 175.81 160.75 217.05
Adjusted EPS (Rs.) 0.4 2.02 2.74 2.5 3.38

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 642.28 642.28 642.28 642.28 642.28
Total Reserves 1477.22 1621.59 1800.46 1896.46 2112.04
Borrowings 8571.03 7117.51 5098.23 2804.05 1758.48
Other N/C liabilities 690.46 737.03 -47.74 -28.29 -15.92
Current liabilities 836.99 132.48 91.04 1162.45 1155.51
Total Liabilities 12217.99 10250.89 7584.27 6476.95 5652.39
Assets
Loans 9960.72 8058.99 6846.85 4781.95 4186.15
Net Block 16.28 11.58 30.42 25.44 22.8
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0.15 0.2 0.11
Investments 373.3 350.03 91.25 122.04 268.38
Other Loans 997.2 861.02 9.86 31.78 56.05
Other N/C Assets 11.28 10.08 10.3 8.01 1.09
Current Assets 859.21 959.19 595.43 1507.53 1117.81
Total Assets 12217.99 10250.89 7584.27 6476.95 5652.39
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 64.99 64.99 64.99 64.99 64.99
ptc india limited 64.99 64.99 64.99 64.99 64.99
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 35.01 35.01 35.01 35.01 35.01
bandhan large & mid cap f... - - - - 3.67
investor education and pr... 0.01 - 0.02 0.02 0.02
life insurance corporatio... 2.11 2.11 1.95 1.78 1.41
bandhan retirement fund - - 3.53 3.64 -
investor education and pr... - 0.01 - - -

Annual Reports

Title Link
Title Link
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
Credit ICRA
Credit CRISIL
Credit ICRA
Credit CRISIL
Credit CARE RATINGS
Credit CRISIL
Credit ICRA
Credit CRISIL
TYPE AGENCY Link
TYPE AGENCY Link
Research ICICI Securities Limited

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY22
Concall Q4FY22
Concall Q3FY24
Concall Q3FY23
Concall Q2FY24
Concall Q2FY23
Concall Q1FY25
Concall Q1FY25
Concall Q1FY24
Concall Q1FY20
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY21
Presentation Q3FY25
Presentation Q3FY24
Presentation Q3FY21
Presentation Q2FY23
Presentation Q2FY23
Presentation Q2FY23
Presentation Q2FY22
Presentation Q2FY20
Presentation Q1FY24
Presentation Q1FY22

Company News

PTC India Financial Services informs about update 13 Aug, 5:16 PM PTC India Fin. Serv - Quaterly Results 30 Jul, 7:49 PM PTC India Fin. Serv - Quaterly Results 30 Jul, 7:49 PM PTC India Financial Services informs about outcome of board meeting 10 May, 9:56 AM PTC India Financial Service informs about presentation 10 May, 9:54 AM PTC India Fin. Serv - Quaterly Results 10 May, 12:17 AM PTC India Fin. Serv - Quaterly Results 10 May, 12:17 AM PTC India Fin. Serv - Quaterly Results 10 May, 12:17 AM PTC India Financial Services informs about newspaper advertisements 7 May, 12:06 PM PTC India Financial Services informs about board meeting 5 May, 2:56 PM PTC India Financial Services informs about board meeting 5 May, 12:03 PM PTC India informs about outcome of board meeting 26 Apr, 2:47 PM PTC India Fin. Serv - Quaterly Results 28 Jan, 3:49 PM PTC India Fin. Serv - Quaterly Results 28 Jan, 3:49 PM PTC India Fin. Serv - Quaterly Results 28 Jan, 3:49 PM Ptc India Financial Services informs about board meeting 22 Jan, 2:09 PM PTC India Financial Services informs about issue of duplicate share certificate 18 Nov, 4:48 PM PTC India Financial Services informs about press release 29 Oct, 10:05 AM PTC India Fin. Serv - Quaterly Results 28 Oct, 6:22 PM PTC India Fin. Serv - Quaterly Results 28 Oct, 6:22 PM PTC India Fin. Serv - Quaterly Results 30 Jul, 5:26 PM PTC India Fin. Serv - Quaterly Results 30 Jul, 5:26 PM PTC India Fin. Serv - Quaterly Results 30 Jul, 5:26 PM PTC India Financial Services informs about compliances-certificate 16 Jul, 12:43 PM PTC India Financial Services informs about revision in credit rating 15 Jun, 11:56 AM PTC India Financial Services informs about revised press release 15 Jun, 10:42 AM PTC India Financial Service informs about financial performance 31 May, 12:52 PM PTC India Fin. Serv - Quaterly Results 30 May, 11:56 PM PTC India Fin. Serv - Quaterly Results 30 May, 11:56 PM PTC India Financial Services informs about outcome of board meeting 1 Feb, 10:04 AM PTC India Fin. Serv - Quaterly Results 1 Feb, 12:11 AM PTC India Fin. Serv - Quaterly Results 1 Feb, 12:11 AM PTC India Fin. Serv - Quaterly Results 1 Feb, 12:11 AM PTC India Financial Services informs about resignation of CCO 28 Nov, 9:45 AM PTC India Financial Services informs about investor presentation 30 Oct, 5:11 PM PTC India Fin. Serv - Quaterly Results 27 Oct, 7:58 PM PTC India Fin. Serv - Quaterly Results 27 Oct, 7:58 PM Ptc India Financial Services informs about updates 12 Oct, 3:05 PM PTC India Financial Services informs about newspaper publication 22 Aug, 2:23 PM PTC India Financial Services informs about audio recording of conference call 2 Aug, 2:35 PM PTC India Fin. Serv - Quaterly Results 28 Jul, 2:54 PM PTC India Fin. Serv - Quaterly Results 28 Jul, 2:54 PM PTC India Fin. Serv - Quaterly Results 28 Jul, 2:54 PM PTC India Financial Services informs about updates 21 Jun, 4:50 PM PTC India Financial Services informs about rating updates 9 Jun, 5:08 PM PTC India Financial Service informs about financial performance 19 May, 9:44 AM PTC India Fin. Serv - Quaterly Results 18 May, 8:05 PM PTC India Fin. Serv - Quaterly Results 18 May, 8:05 PM PTC India Financial Services informs about press release 21 Mar, 9:52 AM PFS gets pre-payment of loan account of Patel Darah-Jhalawar Highway 9 Mar, 12:59 PM

PTC India Fin. Serv Stock Price Analysis and Quick Research Report. Is PTC India Fin. Serv an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse PTC India Fin. Serv. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of PTC India Fin. Serv is Rs 217.05 Cr. and the compounded growth of profit in the past 3 years is 18.6374120380461%. The PAT margin of PTC India Fin. Serv is 34.2691%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In PTC India Fin. Serv , the EPS grew by 35.0248% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): PTC India Fin. Serv has a poor ROE track record. The ROE of PTC India Fin. Serv is at 8.2013% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of PTC India Fin. Serv is worth at the current levels at Rs 38.12. PTC India Fin. Serv is trading at a current P/E ratio of 9.2502 and the average historical P/E for the last 5 years was 16.5848205655489.
  • P/B ratio can be one of the best metrics to value such companies. Currently, PTC India Fin. Serv is trading at a P/B of 0.84691161637481. The average historical P/B for the last 5 years was 0.612316061823029. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of PTC India Fin. Serv in Ticker for free. Also, one can get the intrinsic value of PTC India Fin. Serv by using Valuation Calculators, which are available with a Finology ONE subscription. 

PTC India Fin. Serv FAQs

Q1. What is PTC India Fin. Serv share price today?
Ans: The current share price of PTC India Fin. Serv is Rs 38.12.

Q2. What is the market capitalisation of PTC India Fin. Serv?
Ans: PTC India Fin. Serv has a market capitalisation of Rs 2448.38407302 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of PTC India Fin. Serv?
Ans: The PE ratio of PTC India Fin. Serv is 7.91643303636326 and the P/B ratio of PTC India Fin. Serv is 0.84691161637481, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of PTC India Fin. Serv share?
Ans: The 52-week high share price of PTC India Fin. Serv is Rs 53.7, and the 52-week low share price of PTC India Fin. Serv is Rs 29.41.

Q5. Does PTC India Fin. Serv pay dividends?
Ans: Currently, PTC India Fin. Serv does not pay dividends. Dividend yield of PTC India Fin. Serv is around 0%.

Q6. What are the face value and book value of PTC India Fin. Serv shares?
Ans: The face value of PTC India Fin. Serv shares is Rs 10, while the book value per share of PTC India Fin. Serv is around Rs 45.0106. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of PTC India Fin. Serv?
Ans: The ROE of PTC India Fin. Serv is 8.2013% and ROCE of PTC India Fin. Serv is 9.965%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is PTC India Fin. Serv a good buy for the long term?
Ans: The PTC India Fin. Serv long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is PTC India Fin. Serv undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the PTC India Fin. Serv appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check PTC India Fin. Serv’s financials?
Ans: You can review PTC India Fin. Serv’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about PTC India Fin. Serv

PTC India Financial Services Ltd. Financials: Check Share Price, Balance Sheet, Annual Report, Quarterly Results, Shareholding, Company Profile and News for Company Analysis

PTC India Financial Services Ltd. (PFS) is a leading non-banking financial company in India, offering a range of financial products and services to the power sector. PFS was incorporated in 2006 and is a subsidiary of PTC India Ltd. The company provides financial assistance to power projects, including renewable energy, transmission, distribution, and other related sectors. PFS has a diversified portfolio of clients, including central and state power utilities, private sector power companies, and other power-related entities.

PTC India Financial Services Ltd. Share Price and Price Chart

PTC India Financial Services Ltd. (PFS) is listed on the National Stock Exchange of India (NSE) and the Bombay Stock Exchange (BSE). The current market capitalization of PFS is INR 2,813.44 Crore (as of September 2021). PFS stock price has witnessed a gradual decline over the last few years. However, it showed improvement in 2021, after recording a low of INR 11.20 in March 2020, and reaching INR 22.10 in September 2021.

Our pre-built screening tools can help you track the PFS share price and view the price chart on our website.

PTC India Financial Services Ltd. Balance Sheet

PTC India Financial Services Ltd.'s Balance Sheet is an important indicator of the company's financial health. PFS has a strong balance sheet, which reflects its stable financial position. In the financial year 2020-21, PFS reported a total income of INR 935.13 Crore and a net profit of INR 185.37 Crore. Our premium features allow fair value calculation using tools like DCF Analysis, BVPS Analysis, Earnings Multiple Approach, and DuPont Analysis.

PTC India Financial Services Ltd. Annual Report

PTC India Financial Services Ltd. has a strong tradition of publishing annual reports, which are made available for download on our website. These reports provide complete and detailed information on the company's financial performance, annual statements, reports of the board of directors, among other things. Through these reports, you can get a comprehensive understanding of PFS's operations and performance.

PTC India Financial Services Ltd. Dividend

PTC India Financial Services Ltd. has a consistent dividend payment record. It has been paying dividends regularly since the year of its listing. In the financial year 2020-21, the company approved a dividend of INR 0.30 per share. Investors looking for dividend income can consider PFS as a potential option.

PTC India Financial Services Ltd. Quarterly Result

PTC India Financial Services Ltd. releases its quarterly results, which are made available on our website. These results provide an insightful look into the company's performance in the short term. Our premium features allow fair value calculation using tools like DCF Analysis, BVPS Analysis, Earnings Multiple Approach, and DuPont Analysis.

PTC India Financial Services Ltd. News

Our website keeps our users updated on the latest news related to PTC India Financial Services Ltd. This includes news on its financial performance, new product launches, collaboration, and partnerships. Stay updated and informed through our news section.

PTC India Financial Services Ltd. Concall Transcripts

PTC India Financial Services Ltd. conducts regular conference calls with analysts, which are transcribed and made available for download on our website. These transcripts provide information on the company's quarter-wise performance, future business outlook, and other relevant information. You can gain a deeper understanding of PFS's business strategies through these transcripts.

PTC India Financial Services Ltd. Investor Presentations

Investor presentations prepared by PTC India Financial Services Ltd. provide insights into the company's operations, achievements, future outlook, and industry trends. These presentations are made available for download on our website. Investors looking to invest in PFS can gain valuable insights through these presentations.

PTC India Financial Services Ltd. Promoters and Shareholders

PTC India Financial Services Ltd. is a subsidiary of PTC India Ltd. (PTC), which is the promoter of PFS. PTC holds approximately 60% of the equity shares in PFS, while the rest is owned by public shareholders.

Investors looking to invest in PFS can gather key insights and analysis on the stock through our website's screening tools, financial reports, and news, among other resources. 

PTC India Financial Services Balance Sheet Overview

PTC India Financial Services has presented a balance sheet that demonstrates a strategic reduction in borrowings over the past four years. As of March 2020, the company had borrowings amounting to Rs 9,159.90 Cr, which has appreciably decreased to Rs 3,904.94 Cr by March 2024. This suggests a strong focus on de-leveraging and improving the financial structure of the company.

PTC India Financial Services Reserves Growth

The company's total reserves have seen a steady increase from Rs 1,472.54 Cr in March 2020 to Rs 1,896.46 Cr in March 2024. This upward trajectory in reserves indicates a healthier cushion for the company's financial stability and potential for reinvestment.

PTC India Financial Services Assets Management

An analysis of the assets of PTC India Financial Services reveals a significant shift in its loans portfolio, which has decreased from Rs 10,368.26 Cr in March 2020 to Rs 4,781.72 Cr in March 2024. Current assets, on the other hand, have shown a sharp increase to Rs 1,508.54 Cr in March 2024, suggesting liquidity improvement and asset rationalization.

PTC India Financial Services Debt Reduction

The effort to reduce debt is evident, with total liabilities dropping from Rs 12,260.70 Cr in March 2020 to Rs 6,476.96 Cr in March 2024. Such activity indicates prudent financial management and a focus on sustainable growth.

The data presented here is an analysis for the Standalone Balance sheet of the company. Alongside these efforts, investors often consider other facets of stock screening such as analyzing market trends, sector performance, and IPO prospects, which can provide a well-rounded perspective of a company like PTC India Financial Services within the broader financial landscape.

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