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Aavas Financiers share price

Aavas Financiers Ltd.

NSE: AAVAS BSE: 541988 SECTOR: Finance - Housing  158k   551   122

1595.80
+0.90 (0.06%)
BSE: 17 May 04:01 PM

Price Summary

Today's High

₹ 1602

Today's Low

₹ 1575.85

52 Week High

₹ 1815

52 Week Low

₹ 1307.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

12629.11 Cr.

Advances

11476.27 Cr.

No. of Shares

7.91 Cr.

P/E

25.74

P/B

3.35

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  476.79

Operating Revenue

1608.3 Cr.

Net Profit

430.07 Cr.

Promoter Holding

26.47 %

EPS (TTM)

₹  62

Sales Growth

23.3

ROE

14.33 %

ROCE

9.56%

Profit Growth

20.54 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year23.3%
3 Year21.25%
5 Year26.65%

Profit Growth

1 Year20.54%
3 Year19.96%
5 Year35.81%

ROE%

1 Year14.33%
3 Year13.7%
5 Year13.12%

ROCE %

1 Year9.56%
3 Year9.72%
5 Year10.05%

ROA%

3.52072049567724

PEG Ratio

1.26

PAT Margin (%)

26.7407601446918

EPS Growth(%)

20.3525158846746

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 26.47 0
Dec 2023 39.1 0
Sep 2023 39.11 0
Jun 2023 39.13 0
Mar 2023 39.14 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 3.52550422520169% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 21.2473573499874%.
  • The company has delivered substantial profit growth of 19.962001132484% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 22.909500032482%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Operating Revenue 449.5 466.81 496.66 508.01 546.02
Other Income 0.71 0.04 0.78 1.19 0.78
Interest Expended 165 186.63 203.6 216.57 221.56
Operating Expenses 117.97 132.27 129.68 134.24 138.65
Total Provisions 0 0 0 0 0
Depreciation 8.68 7.28 7.63 8.66 9.1
Profit Before Tax 158.56 140.68 156.54 149.74 177.49
Tax 31.81 30.97 34.82 33.09 34.88
Net Profit 126.75 109.71 121.72 116.65 142.62
Adjusted EPS (RS) 16.03 13.87 15.38 14.74 18.02

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 709.97 902.29 1103.17 1304.36 1608.3
Other Income 1 0.8 2.16 1.2 1.84
Interest 256.23 357.06 459.58 479.02 592.93
Operating Expenses 186.39 225.31 250.7 342.63 448.39
Total Provisions 10.66 18.68 41.72 29.06 19.83
Exceptional Items 0 0 0 0 0
Profit Before Tax 257.69 302.05 353.33 454.86 549
Tax 81.78 52.93 63.83 98.06 118.92
Profit After Tax 175.91 249.12 289.5 356.8 430.07
Adjusted EPS (Rs.) 22.52 31.81 36.88 45.2 54.4

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 78.11 78.32 78.5 78.94 79.06
Total Reserves 1758.85 2019.61 2322.9 2729.71 3190.6
Borrowings 2577.28 4233.8 4383.38 5693.09 7151.78
Other N/C liabilities 47.9 41 56.44 68.45 92.59
Current liabilities 1164.68 1284.31 2118.82 2450.2 2896.51
Total Liabilities 5626.83 7657.05 8960.05 11020.38 13410.53
Assets
Loans 4724.49 6180.8 7523.29 9053.42 11476.27
Net Block 22.82 59.89 58.26 66.16 78.37
Capital WIP 0 0.31 0 0 0
Intangible WIP 0.09 0.4 0.41 2.1 20.37
Investments 4.5 4.5 4.5 67.52 123.08
Other Loans 5.4 2.73 3.2 3.79 4.9
Other N/C Assets 0.22 0 0 23.39 12.5
Current Assets 869.31 1408.43 1370.4 1804 1695.04
Total Assets 5626.83 7657.05 8960.05 11020.38 13410.53
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 39.14 39.13 39.11 39.10 26.47
lake district holdings li... 23.00 23.00 22.98 22.98 15.60
partners group escl limit... 11.22 11.21 11.21 11.21 7.55
partners group private eq... 4.92 4.92 4.92 4.92 3.32
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 60.86 60.87 60.89 60.90 73.53
360 one focused equity fu... - - - 1.20 1.25
abu dhabi investment auth... - 2.01 2.24 2.53 2.50
amansa holdings private l... - - - - 3.10
blackrock global funds - ... - - - - 1.19
bnp paribas financial mar... - - - - 1.33
first sentier investors i... - - - - 1.27
first sentier investors i... 1.59 2.15 2.15 2.15 2.15
government pension fund g... - - 1.74 1.95 2.03
hdfc mutual fund - hdfc m... - - - 1.07 1.26
ishana capital master fun... - - - - 1.25
kotak mahindra trustee co... - - - - 2.19
llp - - 0.04 0.05 0.05
sbi small cap fund - - - - 8.86
smallcap world fund, inc 7.99 2.11 1.25 1.92 1.92
sundaram mutual fund a/c ... - 1.51 1.64 1.51 1.56
uti flexi cap fund 2.76 3.06 3.09 3.02 3.06
bofa securities europe sa... - 1.75 1.76 1.76 -
invesco india equity savi... - - 1.17 1.19 -
kotak funds - india midca... 1.57 1.11 1.10 1.10 -
kotak small cap fund 1.95 2.00 2.06 2.06 -
nomura india investment f... 1.68 1.63 1.63 - -
invesco india flexi cap f... - 1.41 - - -
sbi life insurance co. lt... 2.74 1.46 - - -
abu dhabi investment auth... 1.32 - - - -
government of singapore 2.39 - - - -
sushil kumar agarwal 1.55 - - - -
wasatch emerging india fu... 1.01 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Aavas Financiers informs about transcript of conference call30 Apr 2024, 12:47PM Aavas Financiers - Quaterly Results25 Apr 2024, 3:35PM Aavas Financiers - Quaterly Results25 Apr 2024, 3:35PM Aavas Financiers - Quaterly Results25 Apr 2024, 3:35PM Capital Group sells shares worth Rs 143 crore of Aavas Financiers5 Apr 2024, 12:20PM AAVAS Financiers informs about updates21 Mar 2024, 4:52PM Aavas Financiers informs about analyst meet 18 Mar 2024, 4:55PM AAVAS Financiers informs about disclosure7 Mar 2024, 10:11AM Aavas Financiers - Quaterly Results1 Feb 2024, 4:40PM Aavas Financiers - Quaterly Results1 Feb 2024, 4:40PM Aavas Financiers - Quaterly Results1 Feb 2024, 4:40PM AAVAS Financiers informs about disclosure27 Jan 2024, 11:47AM Aavas Financiers gets nod to raise Rs 650 crore via NCDs 22 Dec 2023, 3:10PM Aavas Financiers receives award in Silver Category at ‘3rd ICAI Sustainability Reporting Awards 2022-23’22 Dec 2023, 12:11PM Aavas Financiers informs about analyst meet 14 Dec 2023, 5:13PM Aavas Financiers - Quaterly Results26 Oct 2023, 4:14PM Aavas Financiers - Quaterly Results26 Oct 2023, 4:14PM Aavas Financiers - Quaterly Results26 Oct 2023, 4:14PM AAVAS Financiers informs about analyst meet18 Sep 2023, 5:03PM Aavas Financiers informs about analyst call 11 Aug 2023, 5:06PM Aavas Financiers - Quaterly Results3 Aug 2023, 2:26PM Aavas Financiers - Quaterly Results3 Aug 2023, 2:26PM Aavas Financiers - Quaterly Results3 Aug 2023, 2:26PM Aavas Financiers raises Rs 150 crore via NCDs 21 Jul 2023, 9:58AM Aavas Financiers informs about analyst meet 30 Jun 2023, 12:20PM AAVAS Financiers informs about trading window closure28 Jun 2023, 2:46PM SmallCap World Fund sells stake of Aavas Financiers for Rs 111 crore27 Jun 2023, 11:29AM Aavas Financiers informs about investor meeting 20 Jun 2023, 11:14AM SmallCap World Fund divests 1.6% stake in Aavas Financiers for Rs 173 crore15 Jun 2023, 10:41AM Aavas Financiers informs about analyst meet 16 May 2023, 10:35AM AAVAS Financiers submits disclosure 13 May 2023, 3:11PM Aavas Financiers informs about analyst meet 12 May 2023, 2:53PM Aavas Financiers informs about investor meet10 May 2023, 12:20PM Aavas Financiers informs about outcome of analyst meet 5 May 2023, 9:47AM AAVAS Financiers informs about RPT transactions4 May 2023, 12:38PM Aavas Financiers informs about analyst meet 4 May 2023, 9:44AM Aavas Financiers - Quaterly Results3 May 2023, 8:43PM Aavas Financiers - Quaterly Results3 May 2023, 8:43PM Aavas Financiers informs about updates 5 Apr 2023, 10:54AM AAVAS Financiers informs about trading window closure27 Mar 2023, 3:06PM Aavas Financiers informs about allotment of equity shares27 Feb 2023, 10:51AM Aavas Financiers informs about update on analyst meet 16 Feb 2023, 12:31PM Aavas Financiers - Quaterly Results2 Feb 2023, 4:44PM Aavas Financiers - Quaterly Results2 Feb 2023, 4:44PM Aavas Financiers - Quaterly Results2 Feb 2023, 4:44PM Aavas Financiers informs about investors call13 Jan 2023, 12:12PM Aavas Financiers informs about analyst meet 22 Dec 2022, 4:49PM Aavas Financiers increases AFL prime lending rate10 Dec 2022, 12:20PM Aavas Financiers informs about investor meet6 Dec 2022, 12:51PM AAVAS Financiers informs about audio recording of earnings conference call 22 Oct 2022, 11:45AM

Aavas Financiers Stock Price Analysis and Quick Research Report. Is Aavas Financiers an attractive stock to invest in?

 

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Aavas Financiers better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 430.0721 Cr and the compounded growth of profit in the past 3 years is 19.9617827960232 %. The PAT margin of Aavas Financiers is 26.7407601446918 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Aavas Financiers , the EPS grew by 20.3525158846746 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Aavas Financiers has a average ROE track record. The ROE of Aavas Financiers is at 14.328650671288 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Aavas Financiers is worth at the current levels at Rs 1597.05. Aavas Financiers is trading at a current P/E ratio of 29.5191386812205 and the average historical P/E for the last 5 years was 48.1359123368351.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Aavas Financiers is trading at a P/B of 3.3148 . The average historical P/B for the last 5 years was 5.72011997364372. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Aavas Financiers is Rs 1597.05. One can use valuation calculators of ticker to know if Aavas Financiers share price is undervalued or overvalued.

Last Updated on:
Brief about Aavas Financiers

Aavas Financiers Ltd Financials: Check Share price, Balance Sheet, Annual report and Quarterly Results for company analysis 

 

Aavas Financiers Ltd. is a housing finance company that provides retail home loans to low and middle-income customers in semi-urban and rural areas of India. Established in 2012, the company has grown rapidly and has established itself as a leading player in the affordable housing finance segment. In this stock analysis page, we will analyze the different aspects of Aavas Financiers Ltd., including its share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Aavas Financiers Ltd Share Price

Aavas Financiers Ltd.'s share price reflects investors' confidence in the company's financial performance and growth prospects. As a long-term stock investor, the share price is a crucial metric to consider when making investment decisions. At Ticker, you can find the latest share price of Aavas Financiers Ltd. using ticker pre-built screening tools.

Aavas Financiers Ltd Balance Sheet

Aavas Financiers Ltd.'s balance sheet provides essential insights into the company's financial health. The balance sheet contains information about the company's assets, liabilities, and shareholders' equity. As a long-term stock investor, analyzing the balance sheet is vital to gaining a deeper understanding of the company's operations and evaluating its future growth prospects.

At Ticker, we offer downloadable copies of Aavas Financiers Ltd.'s annual reports, which provide detailed information about the company's financial performance. Our premium features, including DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, can assist you in evaluating the fair value of the company based on its balance sheet.

Aavas Financiers Ltd Annual Report

The annual report of Aavas Financiers Ltd. offers an in-depth analysis of the company's financial performance, business objectives, and future strategies. For long-term stock investors, studying the annual report can provide valuable insights into the company's growth potential and investment opportunities. Ticker provides downloadable copies of the company's annual reports, allowing you to stay informed about the latest developments.

Aavas Financiers Ltd Dividend

For investors seeking income from their investments, Aavas Financiers Ltd. offers dividends on its shares. Dividends are a distribution of a portion of the company's profits to its shareholders. By referring to Ticker, you can stay updated on the latest dividend announcements and payment dates.

Aavas Financiers Ltd Quarterly Result

Monitoring the quarterly results of Aavas Financiers Ltd. is crucial to track the company's performance over shorter time periods. By evaluating the quarterly results, investors can assess the company's revenue growth, profitability, and other key financial metrics. Ticker provides downloadable copies of Aavas Financiers Ltd.'s quarterly results, enabling you to remain informed about the latest developments.

Aavas Financiers Ltd Stock Price

The stock price of Aavas Financiers Ltd. varies in response to various factors, including market conditions, company performance, and investor sentiment. Staying updated with the latest stock prices and tracking price movements is vital for long-term stock investors. At Ticker, we provide regular updates on the stock price of Aavas Financiers Ltd. and offer a price chart feature to assist you in making investment decisions.

Aavas Financiers Ltd Price Chart

A price chart is a graphical representation of a stock's price movements over a specific time period. At Ticker, we offer a price chart feature that allows long-term stock investors to track the price movements of Aavas Financiers Ltd. and gain insights into trends and patterns that could impact future price performance.

Aavas Financiers Ltd News

Being updated on the latest news and developments is crucial for long-term stock investors. At Ticker, we aggregate news articles from reliable sources, keeping you informed on key developments that could impact Aavas Financiers Ltd.'s stock price and financial performance.

Aavas Financiers Ltd Concall Transcripts

Concall transcripts are records of the conference calls held between Aavas Financiers Ltd.'s management and analysts or investors. These transcripts contain discussions on various aspects of the company's business, including financial performance, growth strategies, and market outlook. By accessing the concall transcripts on Ticker, you can gain valuable insights into the management's perspective on key issues.

Aavas Financiers Ltd Investor Presentations

Investor presentations offer a comprehensive overview of Aavas Financiers Ltd.'s business model, financial performance, and growth prospects. These presentations are typically used by the company to communicate with investors and analysts. Access the latest investor presentations on Ticker to understand the company's operations in detail.

Aavas Financiers Ltd Promoters

Aavas Financiers Ltd.'s promoter group plays a critical role in driving the company's growth and success. Understanding the track record and experience of the company's promoters is essential for long-term stock investors. Ticker provides information about Aavas Financiers Ltd.'s promoters, giving you insights into their expertise within the housing finance industry.

Aavas Financiers Ltd Shareholders

Analyzing the ownership structure of Aavas Financiers Ltd. is vital for investors. By studying the shareholder structure, investors can gain insights into the stability of the investor base and the level of institutional ownership. Ticker provides information about the major shareholders and their holdings in Aavas Financiers Ltd.

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