Aptus Value Housing Finance India Ltd.

NSE: APTUS BSE: 543335 SECTOR: Finance - Housing  131k   149   70

274.85
-5.55 (-1.98%)
NSE: 03 Feb 03:59 PM

Price Summary

Today's High

₹ 291.4

Today's Low

₹ 271

52 Week High

₹ 393

52 Week Low

₹ 220.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

13687.33 Cr.

Advances

0 Cr.

No. of Shares

49.8 Cr.

P/E

35.31

P/B

4.58

Face Value

₹ 2

Div. Yield

0 %

Book Value (TTM)

₹  60.06

Operating Revenue

678.97 Cr.

Net Profit

308.23 Cr.

Promoter Holding

62.21 %

EPS (TTM)

₹  7.78

Sales Growth

26.99

ROE

13.25 %

ROCE

12.58%

Profit Growth

41.48 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year26.99%
3 Year31.57%
5 Year41.13%

Profit Growth

1 Year41.48%
3 Year44.27%
5 Year52.88%

ROE%

1 Year13.25%
3 Year13.63%
5 Year13.82%

ROCE %

1 Year12.58%
3 Year12.65%
5 Year13.09%

ROA%

6.37749150537261

PEG Ratio

NA

PAT Margin (%)

45.3966112998206

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2022 62.21 0
Sep 2022 62.21 0
Jun 2022 62.35 0
Mar 2022 62.35 0
Dec 2021 62.35 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 4.6503149508776%.
  • Company has maintained a good ROA of 5.99024628522926% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 31.5696535910945%.
  • The company has delivered substantial profit growth of 0% over past 3 years.
  • Promoters shareholding is 62.21%.

 Limitations

  • Provision and contingencies have increased by 341.079243454427%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022
Operating Revenue 175.46 189.65 202.03 227.72 245.09
Other Income 5.67 8.69 8.03 9.27 7.67
Interest Expended 42.24 42.32 45.85 57.75 68.71
Operating Expenses 28.89 30.93 33 42.8 39.92
Total Provisions 0 0 0 0 0
Depreciation 1.48 2.15 1.66 2.31 1.74
Profit Before Tax 108.51 122.93 129.55 134.13 142.37
Tax 23.92 28.57 27.62 27.35 36
Net Profit 84.6 94.36 101.93 106.79 106.37

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Operating Income 197.26 298.11 434.99 534.66 678.97
Other Income 4.7 16.37 20.05 16.93 23.94
Interest 52.44 111.96 169.54 182.41 179.87
Operating Expenses 46.88 60.6 74.73 82.1 92.98
Total Provisions 1.79 1.88 3.31 8.23 33.68
Exceptional Items 0 0 0 0 0
Profit Before Tax 100.85 140.05 207.46 278.84 396.38
Tax 34.42 37.4 26.04 60.99 88.16
Profit After Tax 66.43 102.66 181.42 217.85 308.23
Adjusted EPS (Rs.) 8.45 13.03 19.2 4.59 6.2

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Equity and Liabilities
Share Capital 78.57 78.78 94.51 94.93 99.38
Total Reserves 505.74 610.14 1575.23 1796.16 2666.51
Borrowings 825.64 1542.48 1823.17 2132.37 2289.01
Other N/C liabilities 85.52 104.21 -4.23 176.15 264.52
Current liabilities 13.06 18.37 137.63 58.75 88.36
Total Liabilities 1508.53 2353.98 3626.31 4258.36 5407.78
Assets
Loans 1363.87 2052.89 2740.67 0 0
Net Block 4.34 3.99 10.1 9.56 11.97
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 25 90 151.38 151.91 152.86
Other Loans 60.77 94.54 0.79 186.86 283.29
Other N/C Assets 5.9 0 0.49 0 0
Current Assets 48.64 112.55 722.87 3910.03 4959.66
Total Assets 1508.53 2353.98 3626.31 4258.36 5407.78
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2021% Mar 2022% Jun 2022% Sep 2022% Dec 2022%
Promoters 62.35 62.35 62.35 62.21 62.21
westbridge crossov... 34.56 34.56 34.48 34.48 -
total - - - - 28.86
m anandan - - - - 22.51
munuswamy anandan 19.35 19.35 19.31 - -
munuswamy anandan - - - 19.31 -
padma anandan - - - - 6.35
padma anandan 4.53 4.53 4.52 4.52 -
jih ii, llc 2.71 2.71 2.71 2.20 -
jih ii, llc 2.71 2.71 2.71 2.20 -
r anu anand 0.96 0.96 0.96 0.96 -
sandeep singhal on... - - - 0.47 -
rajinikanth pattab... 0.10 0.10 0.10 0.10 -
suman bollina 0.08 0.08 0.08 0.08 -
r deepthi anand 0.05 0.05 0.05 0.05 -
mountain managers ... - - - 0.04 -
PARTICULARS Dec 2021% Mar 2022% Jun 2022% Sep 2022% Dec 2022%
Investors 37.65 37.65 37.65 37.79 37.79
total - - - - 71.14
westbridge cross o... - - - - 43.60
other holding - - - - 17.44
granite hill india... - - - - 5.08
aravali investment... - - - - 5.02
malabar india fund... 3.94 3.94 3.93 3.93 -
malabar select fund 3.71 3.71 3.70 3.70 -
wf asian reconnais... 2.87 2.88 3.50 3.50 -
steadview capital ... 3.24 3.24 3.24 3.24 -
sci investments vi 3.21 3.21 3.21 2.88 -
smallcap world fun... 1.95 2.02 2.02 3.00 -
madison india oppo... 2.79 2.79 2.77 1.86 -
a r chadha and co ... 1.22 1.22 1.22 1.22 -
m a alagappan - - - 1.18 -
m.a.alagappan 1.18 1.18 1.18 - -

Annual Reports

No Annual reports exist for this company.Report us

Ratings & Research Reports

Company Presentations

  • PresentationQ2FY22 9 Nov 2021

Company News

Aptus Value Housing Finance India informs about investor release2 Feb 2023, 4:26PM Aptus Value Housing - Quaterly Results2 Feb 2023, 3:16PM Aptus Value Housing Finance India informs about analyst meeting7 Dec 2022, 12:34PM Aptus Value Housing Finance India informs about analyst meet 2 Dec 2022, 10:26AM Aptus Value Housing Finance India informs about analyst meet30 Nov 2022, 2:11PM Aptus Value Housing Finance India informs about record date28 Nov 2022, 3:31PM Aptus Value Housing Finance India informs about outcome of board meeting 28 Nov 2022, 1:07PM Aptus Value Housing Finance India informs about outcome of board meeting8 Nov 2022, 5:15PM Aptus Value Housing - Quaterly Results8 Nov 2022, 4:27PM Aptus Value Housing - Quaterly Results8 Nov 2022, 4:27PM Aptus Value Housing - Quaterly Results8 Nov 2022, 4:27PM Aptus Value Housing Finance India informs about earnings conference call29 Oct 2022, 2:58PM Aptus Value Housing Finance India informs about allotment8 Sep 2022, 11:17AM Aptus Value Housing Finance India informs about investors meet5 Sep 2022, 1:20PM Aptus Value Housing Finance India informs about analyst meet18 Aug 2022, 12:50PM Aptus Value Housing Finance India informs about outcome of the board meeting5 Aug 2022, 4:15PM Aptus Value Housing - Quaterly Results5 Aug 2022, 3:16PM Aptus Value Housing - Quaterly Results5 Aug 2022, 3:16PM Aptus Value Housing - Quaterly Results5 Aug 2022, 3:16PM Aptus Value Housing Finance India informs about earnings conference call27 Jul 2022, 5:01PM Aptus Value Housing Finance India informs about credit rating25 Jun 2022, 10:50AM Aptus Value Housing Finance India informs about analyst meet23 Jun 2022, 3:40PM Aptus Value Housing Finance India informs about analyst meet 24 May 2022, 4:09PM Aptus Value Housing - Quaterly Results5 May 2022, 4:16PM Aptus Value Housing - Quaterly Results5 May 2022, 4:16PM Aptus Value Housing - Quaterly Results5 May 2022, 4:16PM Aptus Value Housing Finance planning to raise funds via NCDs29 Apr 2022, 10:13AM Aptus Value Housing Finance India informs about analyst meet 17 Mar 2022, 11:09AM Aptus Value Housing Finance India informs about analyst meet14 Mar 2022, 4:46PM Aptus Value Housing Finance India informs about analyst meet11 Mar 2022, 9:50AM Aptus Value Housing Finance India informs about analyst meet22 Feb 2022, 12:16PM Aptus Value Housing Finance India informs about closure of trading window30 Dec 2021, 12:20PM Aptus Value Housing Finance India informs about analyst meet 24 Dec 2021, 12:33PM Aptus Value Housing Finance India informs about analyst meet 23 Dec 2021, 10:58AM Aptus Value Housing Finance India informs about analyst meet8 Dec 2021, 4:53PM Aptus Value Housing Finance India informs about analyst meet4 Dec 2021, 3:30PM Aptus Value Housing Finance India informs about credit rating 4 Dec 2021, 3:25PM Aptus Value Housing Finance India informs about investor meet17 Nov 2021, 12:47PM Aptus Value Housing Finance India informs about analyst meet 12 Nov 2021, 10:26AM Aptus Value Housing Finance India informs about investor release29 Oct 2021, 4:44PM Aptus Value Housing Finance India informs about investor presentation29 Oct 2021, 3:00PM Aptus Value Housing Finance India informs about board meeting19 Oct 2021, 4:04PM Aptus Value Housing Finance India informs about analyst meet27 Sep 2021, 12:38PM Aptus Value Housing Finance India informs about analyst meet20 Sep 2021, 12:25PM Aptus Value Housing Finance coming with an IPO to raise upto Rs 2790 crore9 Aug 2021, 1:14PM

Aptus Value Housing Stock Price Analysis and Quick Research Report. Is Aptus Value Housing an attractive stock to invest in?

 

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Aptus Value Housing better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 308.2286 Cr and the compounded growth of profit in the past 3 years is 44.2655659486212 %. The PAT margin of Aptus Value Housing is 45.3966112998206 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Aptus Value Housing , the EPS grew by 35.1490325954332 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of Aptus Value Housing is at 13.2517689975255 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Aptus Value Housing is worth at the current levels at Rs 274.85. The stock is trading at a current P/E ratio of 54.8139549880699 and the average historical P/E for the last 5 years was 10.962790997614.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Aptus Value Housing is trading at a P/B of 4.4534 . The average historical P/B for the last 5 years was 1.22361746902592. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Aptus Value Housing

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