Bajaj Housing Financ
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Bajaj Housing Financ share price

Bajaj Housing Finance Ltd.

NSE: BAJAJHFL BSE: 544252 SECTOR: Finance - Housing  1.76 L   715   391

112.65
+4.05 (3.73%)
BSE: 14 Aug 04:01 PM

Price Summary

Today's High

₹ 114.9

Today's Low

₹ 109.4

52 Week High

₹ 188.45

52 Week Low

₹ 103

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 93863.75 Cr.

Advances

₹ 99512.86 Cr.

No. of Shares

833.23 Cr.

P/E

41.47

P/B

4.57

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  24.62

Operating Revenue

₹ 9575.61 Cr.

Net Profit

₹ 2162.9 Cr.

Promoter Holding

88.7 %

EPS (TTM)

₹  2.72

Sales Growth

25.71

ROE

13.45 %

ROCE

9.56%

Profit Growth

24.94 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 25Indices.

NIFTYJR

Nifty Next 50
66511.6
  -110.649999999994 (-0.166085654567349%)

NIFTY100WEIGHT

Nifty100 Equal Weight
32208.25
  -40 (-0.12403773848193%)

NIFTY100

Nifty 100
25226.25
  3 (0.0118937884689752%)

NIFTY500

Nifty 500
22680.25
  -17.8499999999985 (-0.0786409435150848%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
17392
  -37.6500000000015 (-0.21601122225634%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
15916.5
  -18 (-0.112962439988706%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
15783
  -25.1000000000004 (-0.15877935994838%)

NFT500EQUAL

Nifty 500 Equal Weight
13934.95
  -47.5 (-0.339711567000056%)

NIFTY200

Nifty 200
13707.7
  -5.89999999999964 (-0.0430229844825547%)

NIFTYTOTALMCAP

Nifty Total Market index
12760.95
  -13.6499999999996 (-0.106852660748669%)

NIFTYIPO

Nifty IPO Index
2072.55
  -3.04999999999973 (-0.146945461553272%)

BSE500

S&P Bse 500
35604.49
  -27.4200000000055 (-0.0769534947747785%)

MID150

S&P Bse 150 MidCap
15609.68
  -12.0299999999988 (-0.0770082148497164%)

BSEIPO

S&P Bse IPO
15507.54
  -33.4599999999991 (-0.215301460652462%)

200EQW

BSE 200 Equal Weight
12657.78
  -19.8199999999997 (-0.15633873919354%)

FIN

S&P Bse Finance
12446.24
  31.8099999999995 (0.256234075990602%)

MSL400

S&P Bse 400 MidSmallCap
11741.07
  -24.9200000000001 (-0.211796882370285%)

BSE200

S&P Bse 200
11150.89
  -4.01000000000022 (-0.0359483276407668%)

BSE1000

Bse 1000
10599.14
  -12.5300000000007 (-0.118077550470386%)

LMI250

S&P Bse 250 LargeMidCap
10589.63
  -3.67000000000007 (-0.034644539473061%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
10319.66
  72.75 (0.709970127579918%)

ALLCAP

S&P Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

LRGCAP

S&P Bse LargeCap
9478.26
  -0.219999999999345 (-0.00232104725651494%)

BSESELECTIPO

BSE Select IPO Index
4863.14
  -13.0799999999999 (-0.268240563387212%)

DFRGRI

S&P Bse Diversified Finl. Rev.
1596.73
  2.12000000000012 (0.132947868130784%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year25.71%
3 Year36.48%
5 Year29.33%

Profit Growth

1 Year24.94%
3 Year44.99%
5 Year38.7%

ROE%

1 Year13.45%
3 Year14.42%
5 Year12.44%

ROCE %

1 Year9.56%
3 Year9.24%
5 Year8.5%

ROA%

2.3003

PEG Ratio

59.75

PAT Margin (%)

22.5876

EPS Growth(%)

0.694

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 88.70 0.00
Mar 2025 88.75 0.00
Dec 2024 88.75 0.00
Sep 2024 88.75 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 36.4792846538583%.
  • The company has delivered substantial profit growth of 44.989604259863% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 28.8836764217223%.
  • Promoters shareholding is 88.7%.

 Limitations

  • Provision and contingencies have increased by 38.1646847655374%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 2410.15 2448.86 2507.96 2615.71
Other Income 0.09 0.12 0.06 2.74
Interest Expended 1513.65 1515.92 1550.93 1605.96
Operating Expenses 178.98 209.91 226.25 244.46
Total Provisions 0 0 0 0
Depreciation 10.02 10.13 11.09 11.09
Profit Before Tax 707.59 713.02 719.75 756.94
Tax 161.99 165 133.07 173.64
Net Profit 545.6 548.02 586.68 583.3
Adjusted EPS (RS) 0.66 0.66 0.7 0.7

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 3154.7 3766.71 5664.73 7617.31 9575.61
Other Income 0.58 0.42 0.71 0.4 0.35
Interest 1967.51 2157.24 3213.3 4694.71 5981.29
Operating Expenses 317.59 456.76 608 673.31 704
Total Provisions 257 193.27 144.08 88.37 120.44
Exceptional Items 0 0 0 0 0
Profit Before Tax 613.18 959.86 1700.06 2161.32 2770.23
Tax 159.99 250.24 442.26 430.1 607.33
Profit After Tax 453.19 709.62 1257.8 1731.22 2162.9
Adjusted EPS (Rs.) 0.93 1.45 1.87 2.58 2.6

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 4883.33 4883.33 6712.16 6712.16 8328.15
Total Reserves 1148.89 1858.03 3791.03 5521.34 11618.65
Borrowings 28658.03 37495.09 53162.42 52724.55 62856.19
Other N/C liabilities -13.77 -12.82 217.45 850.53 1487.03
Current liabilities 3166.64 4287.87 1770.74 17455.5 20501.76
Total Liabilities 37843.12 48511.5 65653.8 83264.08 104791.78
Assets
Loans 33418.9 46482.07 62113.89 79300.75 99512.86
Net Block 78.89 97.2 112.99 122.86 140.57
Capital WIP 0 0 0 0 0
Intangible WIP 0 1.46 0.31 0.87 0.52
Investments 0 667.45 1422.42 520.38 1311.87
Other Loans 10.61 17.04 198.65 868.29 1523.39
Other N/C Assets 0 0 0 229.64 301.91
Current Assets 4334.72 1246.28 1805.54 2221.29 2000.66
Total Assets 37843.12 48511.5 65653.8 83264.08 104791.78
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 88.75 88.75 88.75 88.70
bajaj finance limited 88.75 88.75 88.75 88.70
 No Investors Data available for this company.Report us

Annual Reports

Title Link
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Annual Report 2025

Ratings & Research Reports

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Concalls & Presentations

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TYPE QUARTER Link
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Presentation Q2FY25
Presentation Q2FY25

Company News

Bajaj Housing Finance reports 21% jump in Q1 net profit 24 Jul, 12:59 PM Bajaj Housing Financ - Quaterly Results 23 Jul, 3:43 PM Bajaj Housing Financ - Quaterly Results 23 Jul, 3:43 PM Bajaj Housing Financ - Quaterly Results 23 Jul, 3:43 PM Bajaj Housing Finance raises Rs 1001.87 crore through NCDs 10 Jul, 3:00 PM Bajaj Housing Finance raises Rs 3500 crore through NCDs 12 Jun, 2:29 PM Bajaj Housing Finance informs about annual secretarial compliance report 24 May, 2:28 PM Bajaj Housing Finance informs about monitoring agency report 26 Apr, 12:25 PM Bajaj Housing Finance reports 54% rise in Q4 net profit 24 Apr, 11:19 AM Bajaj Housing Finance informs about investor presentation 23 Apr, 5:41 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Finance reports 25% growth in gross disbursement in Q4FY25 7 Apr, 11:42 AM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Finance informs about compliances-certificate 9 Jan, 5:13 PM Bajaj Housing Finance raises Rs 2,898.83 crore through NCDs 8 Jan, 3:11 PM Bajaj Housing Finance reports 26% growth in AUM during Q3FY25 4 Jan, 2:03 PM Bajaj Housing Finance launches Dual Rate feature for home loans, loans against property 24 Dec, 2:13 PM Bajaj Housing Finance informs about issue of share certificate 20 Dec, 2:54 PM Bajaj Housing Finance raises Rs 500 crore through NCDs 20 Dec, 2:27 PM Bajaj Housing Finance reports 21% rise in Q2 net profit 22 Oct, 11:12 AM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Finance raises Rs 1500.45 crore through NCDs 18 Oct, 11:08 AM Bajaj Housing Finance raises Rs 550 crore through NCDs 4 Oct, 5:12 PM Bajaj Housing Finance informs about disclosure 16 Sep, 5:51 PM Bajaj Housing Finance coming with IPO to raise Rs 6957.58 crore 5 Sep, 4:36 PM Bajaj Housing Finance informs about record date 2 Nov, 10:42 AM Bajaj Housing Finance informs about redemption of CP 17 Aug, 3:26 PM

Bajaj Housing Financ Stock Price Analysis and Quick Research Report. Is Bajaj Housing Financ an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Bajaj Housing Financ stock price today is Rs 112.72. To understand the functions of the Bajaj Housing Financ better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 2162.9 Cr and the compounded growth of profit in the past 3 years is 44.9890656362871 %. The PAT margin of Bajaj Housing Financ is 22.5876 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Housing Financ , the EPS grew by 0.694 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Bajaj Housing Financ has a average ROE track record. The ROE of Bajaj Housing Financ is at 13.4495 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Housing Financ is worth at the current levels at Rs 112.72. Bajaj Housing Financ is trading at a current P/E ratio of 47.4568 and the average historical P/E for the last 5 years was 9.49136.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Housing Financ is trading at a P/B of 4.5769 . The average historical P/B for the last 5 years was 1.03006. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Bajaj Housing Financ is Rs 112.72. One can use valuation calculators of ticker to know if Bajaj Housing Financ share price is undervalued or overvalued.

Last Updated on:
Brief about Bajaj Housing Financ

Current Bajaj Housing Finance Share Price

The latest Bajaj Housing Finance share price on NSE (National Stock Exchange) is Rs 121.30 as of July 15, 2025, at 1:16:51 PM IST. Compared to its previous close, the Bajaj Housing Finance Stock Price Today shows a gain of approximately 1.28%. For the most current, regularly updated Bajaj Housing Finance share price, please refer to the live ticker section located above on this page. That section provides a real-time BAJAJHFL share price summary, including the day's high/low and the 52-week high/low.

Bajaj Housing Finance Share Returns Performance

Here's a look at Bajaj Housing Finance Returns performance over various periods (data as of July 11, 2025):

  • 1 Week: Not explicitly available, but the stock has generally shown positive movement today.

  • 1 Month: -3.9%

  • 3 Months: +0.4% (as of 5paisa, July 14, 2025)

  • 1 Year: +71.23% (as of 5paisa, July 14, 2025)

  • 5 Years: Revenue has grown at a yearly rate of 29.33% over the last 5 years, while net income has grown at 38.7% (data as of July 11, 2025).

The Bajaj Housing Finance Performance over the short term (1 month) indicates some volatility, showing a slight dip. However, the one-year and longer-term trends for Bajaj Housing Finance Limited share price demonstrate significant positive growth, suggesting a strong underlying business performance. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting Bajaj Housing Finance Share Price

Recent news has significantly influenced the Bajaj Housing Finance share price.

  • Q4 FY25 Results: Bajaj Housing Finance announced strong Q4 FY25 results on April 24, 2025, reporting a 54% rise in net profit to Rs 587 crore. Gross disbursements for Q4 FY25 were approximately Rs 14,250 crore, a notable growth from Rs 11,393 crore in the same quarter last year. This positive earnings report led to an initial jump of nearly 4% in Bajaj Housing Finance shares.

  • Q4 Business Update and Lock-in Period Conclusion: In early April 2025, Bajaj Housing Finance released its Q4 business update, detailing a 26% AUM growth and Rs 14,250 crore in disbursements. Around mid-April 2025, the conclusion of a one-year lock-in period for shareholders saw approximately 529.1 crore equity shares becoming available for trading. While some analysts anticipated potential selling pressure due to this, the stock saw an initial uptick.

These factors affecting Bajaj Housing Finance share price, particularly the robust financial performance, have generally provided a positive impetus, even amidst potential supply increases from the lock-in expiry.

Conclusion on Bajaj Housing Finance Stock Price

The Bajaj Housing Finance share price currently reflects a positive sentiment, primarily driven by its strong financial results and consistent business growth. While short-term fluctuations are evident, the long-term Bajaj Housing Finance Stock Analysis indicates a robust performance with significant returns over the past year. Investors continue to monitor key financial updates and market dynamics for further insights into the Bajaj Housing Finance Share Price outlook.

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