Bajaj Housing Financ Stock Price Analysis and Quick Research Report. Is Bajaj Housing Financ an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Bajaj Housing Financ. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Bajaj Housing Financ is Rs 2162.9 Cr. and the compounded growth of profit in the past 3 years is 44.9890656362871%. The PAT margin of Bajaj Housing Financ is 22.5876%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Housing Financ , the EPS grew by 0.694% YOY. 

 Financial Ratios -

• Return on Equity (ROE): Bajaj Housing Financ has a average ROE track record. The ROE of Bajaj Housing Financ is at 13.4495% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Housing Financ is worth at the current levels at Rs 111.24. Bajaj Housing Financ is trading at a current P/E ratio of 47.4568 and the average historical P/E for the last 5 years was 9.49136.
• P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Housing Financ is trading at a P/B of 4.51759889862206. The average historical P/B for the last 5 years was 1.03006. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Bajaj Housing Financ in Ticker for free. Also, one can get the intrinsic value of Bajaj Housing Financ by using Valuation Calculators, which are available with a Finology ONE subscription. 

Bajaj Housing Financ FAQs

Q1. What is Bajaj Housing Financ share price today?
Ans: The current share price of Bajaj Housing Financ is Rs 111.24.

Q2. What is the market capitalisation of Bajaj Housing Financ?
Ans: Bajaj Housing Financ has a market capitalisation of Rs 92688.890301756 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Bajaj Housing Financ?
Ans: The PE ratio of Bajaj Housing Financ is 40.9482441286903 and the P/B ratio of Bajaj Housing Financ is 4.51759889862206, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Bajaj Housing Financ share?
Ans: The 52-week high share price of Bajaj Housing Financ is Rs 188.5, and the 52-week low share price of Bajaj Housing Financ is Rs 103.1.

Q5. Does Bajaj Housing Financ pay dividends?
Ans: Currently, Bajaj Housing Financ does not pay dividends. Dividend yield of Bajaj Housing Financ is around 0%.

Q6. What are the face value and book value of Bajaj Housing Financ shares?
Ans: The face value of Bajaj Housing Financ shares is Rs 10, while the book value per share of Bajaj Housing Financ is around Rs 24.6237. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Bajaj Housing Financ?
Ans: The ROE of Bajaj Housing Financ is 13.4495% and ROCE of Bajaj Housing Financ is 9.5562%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Bajaj Housing Financ a good buy for the long term?
Ans: The Bajaj Housing Financ long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Bajaj Housing Financ undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Bajaj Housing Financ appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Bajaj Housing Financ’s financials?
Ans: You can review Bajaj Housing Financ’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.