Bajaj Housing Financ
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Bajaj Housing Financ share price

Bajaj Housing Finance Ltd.

NSE: BAJAJHFL BSE: 544252 SECTOR: Finance - Housing  160k   679   375

118.45
+0.59 (0.50%)
NSE: Today, 09:54 AM

Price Summary

Today's High

₹ 118.98

Today's Low

₹ 117.49

52 Week High

₹ 188.5

52 Week Low

₹ 103.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 98696.5 Cr.

Advances

₹ 79300.75 Cr.

No. of Shares

833.23 Cr.

P/E

45.63

P/B

4.95

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  23.94

Operating Revenue

₹ 7617.31 Cr.

Net Profit

₹ 1731.22 Cr.

Promoter Holding

88.75 %

EPS (TTM)

₹  2.6

Sales Growth

34.47

ROE

15.23 %

ROCE

9.42%

Profit Growth

37.64 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 21 Indices.

NIFTYJR

Nifty Next 50
66166.45
  318.300000000003 (0.483384878694393%)

NIFTY100WEIGHT

Nifty100 Equal Weight
32096.75
  115.799999999999 (0.362090557034733%)

NIFTY100

Nifty 100
25408.25
  87.7999999999993 (0.34675529068402%)

NIFTY500

Nifty 500
22836.45
  72.9500000000007 (0.320469172139615%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
17512.7
  46.4000000000015 (0.265654431677009%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
16000.9
  53.1000000000004 (0.332961286196221%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
15892.8
  45.25 (0.285533095020996%)

NFT500EQUAL

Nifty 500 Equal Weight
13995.05
  35.4499999999989 (0.253947104501551%)

NIFTY200

Nifty 200
13825.95
  48.8500000000004 (0.354573894360932%)

NIFTYTOTALMCAP

Nifty Total Market index
12848.2
  40.3500000000004 (0.315041166159813%)

NIFTYIPO

Nifty IPO Index
1974.95
  15.45 (0.788466445521818%)

BSE500

S&P Bse 500
35789.39
  55.5 (0.155314744630375%)

BSEIPO

S&P Bse IPO
14542.12
  46.1800000000003 (0.318571958769143%)

FIN

S&P Bse Finance
12452.63
  37.2199999999993 (0.299788730295658%)

MSL400

S&P Bse 400 MidSmallCap
11811.84
  9.86000000000058 (0.083545303415189%)

BSE1000

Bse 1000
10653.83
  15.1299999999992 (0.142216624211589%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
10319.66
  72.75 (0.709970127579918%)

ALLCAP

S&P Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

LRGCAP

S&P Bse LargeCap
9536.07
  18.8600000000006 (0.198167320044429%)

SML250

S&P Bse 250 SmallCap
6722.02
  -1.92999999999938 (-0.0287033663248448%)

BSESELECTIPO

BSE Select IPO Index
4701.35
  12.1200000000008 (0.258464609328191%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year34.47%
3 Year34.16%
5 Year45.98%

Profit Growth

1 Year37.64%
3 Year56.32%
5 Year73.6%

ROE%

1 Year15.23%
3 Year13.64%
5 Year11.57%

ROCE %

1 Year9.42%
3 Year8.47%
5 Year8.33%

ROA%

2.3251

PEG Ratio

1.21

PAT Margin (%)

22.7274

EPS Growth(%)

37.6387

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 88.75 0.00
Dec 2024 88.75 0.00
Sep 2024 88.75 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 34.1569713637738%.
  • The company has delivered substantial profit growth of 56.3233958674019% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 33.3813313391222%.
  • Promoters shareholding is 88.75%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2024 Dec 2024 Mar 2025
Operating Revenue 2410.15 2448.86 2507.96
Other Income 0.09 0.12 0.06
Interest Expended 1513.65 1515.92 1550.93
Operating Expenses 178.98 209.91 226.25
Total Provisions 0 0 0
Depreciation 10.02 10.13 11.09
Profit Before Tax 707.59 713.02 719.75
Tax 161.99 165 133.07
Net Profit 545.6 548.02 586.68
Adjusted EPS (RS) 0.66 0.66 0.7

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 2646.02 3154.7 3766.71 5664.73 7617.31
Other Income 0.21 0.58 0.42 0.71 0.4
Interest 1617.55 1967.51 2157.24 3213.3 4694.71
Operating Expenses 326.71 317.59 456.76 608 673.31
Total Provisions 134.52 257 193.27 144.08 88.37
Exceptional Items 0 0 0 0 0
Profit Before Tax 567.45 613.18 959.86 1700.06 2161.32
Tax 146.12 159.99 250.24 442.26 430.1
Profit After Tax 421.33 453.19 709.62 1257.8 1731.22
Adjusted EPS (Rs.) 0.86 0.93 1.45 1.87 2.58

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 4883.33 4883.33 4883.33 6712.16 6712.16
Total Reserves 701.8 1148.89 1858.03 3791.03 5521.34
Borrowings 24087.12 28658.03 37495.09 53162.42 65559.64
Other N/C liabilities 12.63 -13.77 -12.82 217.45 793.11
Current liabilities 1687.54 3166.64 4287.87 1770.74 4677.83
Total Liabilities 31372.42 37843.12 48511.5 65653.8 83264.08
Assets
Loans 27975.41 33418.9 46482.07 62113.89 79300.75
Net Block 85.78 78.89 97.2 112.99 122.86
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 1.46 0.31 0.87
Investments 0 0 667.45 1422.42 1937.9
Other Loans 19.21 10.61 17.04 198.65 875.3
Other N/C Assets 0 0 0 0 0
Current Assets 3292.02 4334.72 1246.28 1805.54 1026.4
Total Assets 31372.42 37843.12 48511.5 65653.8 83264.08
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2024% Dec 2024% Mar 2025%
promoters 88.75 88.75 88.75
bajaj finance limited 88.75 88.75 88.75
 No Investors Data available for this company.
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Annual Reports

No Annual reports exist for this company.Report us

Ratings & Research Reports

No Credit and Research reports exist for this company.Report us

Company Presentations

Company News

Bajaj Housing Finance raises Rs 3500 crore through NCDs 12 Jun, 2:29 PM Bajaj Housing Finance informs about annual secretarial compliance report 24 May, 2:28 PM Bajaj Housing Finance informs about monitoring agency report 26 Apr, 12:25 PM Bajaj Housing Finance reports 54% rise in Q4 net profit 24 Apr, 11:19 AM Bajaj Housing Finance informs about investor presentation 23 Apr, 5:41 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Finance reports 25% growth in gross disbursement in Q4FY25 7 Apr, 11:42 AM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Finance informs about compliances-certificate 9 Jan, 5:13 PM Bajaj Housing Finance raises Rs 2,898.83 crore through NCDs 8 Jan, 3:11 PM Bajaj Housing Finance reports 26% growth in AUM during Q3FY25 4 Jan, 2:03 PM Bajaj Housing Finance launches Dual Rate feature for home loans, loans against property 24 Dec, 2:13 PM Bajaj Housing Finance informs about issue of share certificate 20 Dec, 2:54 PM Bajaj Housing Finance raises Rs 500 crore through NCDs 20 Dec, 2:27 PM Bajaj Housing Finance reports 21% rise in Q2 net profit 22 Oct, 11:12 AM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Finance raises Rs 1500.45 crore through NCDs 18 Oct, 11:08 AM Bajaj Housing Finance raises Rs 550 crore through NCDs 4 Oct, 5:12 PM Bajaj Housing Finance informs about disclosure 16 Sep, 5:51 PM Bajaj Housing Finance coming with IPO to raise Rs 6957.58 crore 5 Sep, 4:36 PM Bajaj Housing Finance informs about record date 2 Nov, 10:42 AM Bajaj Housing Finance informs about redemption of CP 17 Aug, 3:26 PM

Bajaj Housing Financ Stock Price Analysis and Quick Research Report. Is Bajaj Housing Financ an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Bajaj Housing Financ stock price today is Rs 118.15. To understand the functions of the Bajaj Housing Financ better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 1731.22 Cr and the compounded growth of profit in the past 3 years is 56.3226974836768 %. The PAT margin of Bajaj Housing Financ is 22.7274 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Housing Financ , the EPS grew by 37.6387 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Bajaj Housing Financ has a average ROE track record. The ROE of Bajaj Housing Financ is at 15.2284 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Housing Financ is worth at the current levels at Rs 118.15. Bajaj Housing Financ is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 0.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Housing Financ is trading at a P/B of 4.9261 . The average historical P/B for the last 5 years was 0. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Bajaj Housing Financ is Rs 118.15. One can use valuation calculators of ticker to know if Bajaj Housing Financ share price is undervalued or overvalued.

Last Updated on:
Brief about Bajaj Housing Financ

Bajaj Housing Finance Share Price: Not Yet Listed

Investors searching for the "Bajaj Housing Finance share price" or "Bajaj home finance share price" should note that Bajaj Housing Finance Limited is not yet listed on the stock exchanges (NSE or BSE). As a private, wholly-owned subsidiary of Bajaj Finance Ltd., its shares are not available for public trading, and therefore, it does not have a live stock price.

Upcoming Initial Public Offering (IPO)

The most significant news impacting the company is its upcoming Initial Public Offering (IPO). In compliance with Reserve Bank of India (RBI) regulations for upper-layer Non-Banking Financial Companies (NBFCs) to get listed, Bajaj Housing Finance has filed its draft papers with SEBI.

Key details of the proposed IPO are:

  • Total Issue Size: The IPO is expected to be around Rs 7,000 crore.
  • Structure: The issue comprises a fresh issue of shares worth up to Rs 4,000 crore and an Offer for Sale (OFS) of shares worth up to Rs 3,000 crore by its parent company, Bajaj Finance Ltd.
  • Objective: The proceeds from the fresh issue will be used to augment the company's capital base to meet future business requirements.

The specific IPO date, price band, and lot size have not been announced yet. Investors interested in the Bajaj Housing Finance share should monitor financial news for these updates.

About the Company and Parent Share Price

Bajaj Housing Finance is a housing finance company (HFC) offering a range of mortgage products, including home loans and loans against property. While there is no Bajaj Housing Finance stock price, investors can track the performance of its parent company.

  • As of 2:34 PM IST on 11th June 2025, the share price of its parent company, Bajaj Finance Ltd. (NSE: BAJFINANCE), is trading at approximately Rs 9,420.00.

Conclusion on Bajaj Housing Finance Stock Price

Currently, it is not possible to buy or sell Bajaj Housing Finance shares on the stock market. The stock will only be available for trading after its successful listing on the NSE and BSE. Anyone interested in investing in the company should closely follow the developments regarding its forthcoming IPO. The performance of the parent company, Bajaj Finance, can serve as a useful, albeit indirect, indicator of the market's perception of the group's financial businesses.

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