Ticker > Company >

Bajaj Housing Financ share price

Bajaj Housing Finance Ltd.

NSE: BAJAJHFL BSE: 544252 SECTOR: Finance - Housing  149k   648   364

117.35
-1.05 (-0.89%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 117.8

Today's Low

₹ 114.9

52 Week High

₹ 188.45

52 Week Low

₹ 103

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

97779.95 Cr.

Advances

79300.75 Cr.

No. of Shares

833.23 Cr.

P/E

45.21

P/B

4.9

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  23.94

Operating Revenue

7617.31 Cr.

Net Profit

1731.22 Cr.

Promoter Holding

88.75 %

EPS (TTM)

₹  2.6

Sales Growth

34.47

ROE

15.23 %

ROCE

9.42%

Profit Growth

37.64 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 21 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year34.47%
3 Year34.16%
5 Year45.98%

Profit Growth

1 Year37.64%
3 Year56.32%
5 Year73.6%

ROE%

1 Year15.23%
3 Year13.64%
5 Year11.57%

ROCE %

1 Year9.42%
3 Year8.47%
5 Year8.33%

ROA%

2.3251

PEG Ratio

1.2

PAT Margin (%)

22.7274

EPS Growth(%)

37.6387

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 88.75 0.00
Dec 2024 88.75 0.00
Sep 2024 88.75 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 34.1569713637738%.
  • The company has delivered substantial profit growth of 56.3233958674019% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 33.3813313391222%.
  • Promoters shareholding is 88.75%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2024 Dec 2024 Mar 2025
Operating Revenue 2410.15 2448.86 2507.96
Other Income 0.09 0.12 0.06
Interest Expended 1513.65 1515.92 1550.93
Operating Expenses 178.98 209.91 226.25
Total Provisions 0 0 0
Depreciation 10.02 10.13 11.09
Profit Before Tax 707.59 713.02 719.75
Tax 161.99 165 133.07
Net Profit 545.6 548.02 586.68
Adjusted EPS (RS) 0.66 0.66 0.7

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 2646.02 3154.7 3766.71 5664.73 7617.31
Other Income 0.21 0.58 0.42 0.71 0.4
Interest 1617.55 1967.51 2157.24 3213.3 4694.71
Operating Expenses 326.71 317.59 456.76 608 673.31
Total Provisions 134.52 257 193.27 144.08 88.37
Exceptional Items 0 0 0 0 0
Profit Before Tax 567.45 613.18 959.86 1700.06 2161.32
Tax 146.12 159.99 250.24 442.26 430.1
Profit After Tax 421.33 453.19 709.62 1257.8 1731.22
Adjusted EPS (Rs.) 0.86 0.93 1.45 1.87 2.58

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 4883.33 4883.33 4883.33 6712.16 6712.16
Total Reserves 701.8 1148.89 1858.03 3791.03 5521.34
Borrowings 24087.12 28658.03 37495.09 53162.42 65559.64
Other N/C liabilities 12.63 -13.77 -12.82 217.45 793.11
Current liabilities 1687.54 3166.64 4287.87 1770.74 4677.83
Total Liabilities 31372.42 37843.12 48511.5 65653.8 83264.08
Assets
Loans 27975.41 33418.9 46482.07 62113.89 79300.75
Net Block 85.78 78.89 97.2 112.99 122.86
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 1.46 0.31 0.87
Investments 0 0 667.45 1422.42 1937.9
Other Loans 19.21 10.61 17.04 198.65 875.3
Other N/C Assets 0 0 0 0 0
Current Assets 3292.02 4334.72 1246.28 1805.54 1026.4
Total Assets 31372.42 37843.12 48511.5 65653.8 83264.08
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2024% Dec 2024% Mar 2025%
promoters 88.75 88.75 88.75
bajaj finance limited 88.75 88.75 88.75
 No Investors Data available for this company.
Report us

Annual Reports

No Annual reports exist for this company.Report us

Ratings & Research Reports

No Credit and Research reports exist for this company.Report us

Company Presentations

Company News

Bajaj Housing Finance informs about monitoring agency report 26 Apr, 12:25 PM Bajaj Housing Finance reports 54% rise in Q4 net profit 24 Apr, 11:19 AM Bajaj Housing Finance informs about investor presentation 23 Apr, 5:41 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Financ - Quaterly Results 23 Apr, 4:53 PM Bajaj Housing Finance reports 25% growth in gross disbursement in Q4FY25 7 Apr, 11:42 AM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Financ - Quaterly Results 27 Jan, 5:44 PM Bajaj Housing Finance informs about compliances-certificate 9 Jan, 5:13 PM Bajaj Housing Finance raises Rs 2,898.83 crore through NCDs 8 Jan, 3:11 PM Bajaj Housing Finance reports 26% growth in AUM during Q3FY25 4 Jan, 2:03 PM Bajaj Housing Finance launches Dual Rate feature for home loans, loans against property 24 Dec, 2:13 PM Bajaj Housing Finance informs about issue of share certificate 20 Dec, 2:54 PM Bajaj Housing Finance raises Rs 500 crore through NCDs 20 Dec, 2:27 PM Bajaj Housing Finance reports 21% rise in Q2 net profit 22 Oct, 11:12 AM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Financ - Quaterly Results 21 Oct, 5:24 PM Bajaj Housing Finance raises Rs 1500.45 crore through NCDs 18 Oct, 11:08 AM Bajaj Housing Finance raises Rs 550 crore through NCDs 4 Oct, 5:12 PM Bajaj Housing Finance informs about disclosure 16 Sep, 5:51 PM Bajaj Housing Finance coming with IPO to raise Rs 6957.58 crore 5 Sep, 4:36 PM Bajaj Housing Finance informs about record date 2 Nov, 10:42 AM Bajaj Housing Finance informs about redemption of CP 17 Aug, 3:26 PM

Bajaj Housing Financ Stock Price Analysis and Quick Research Report. Is Bajaj Housing Financ an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Bajaj Housing Financ stock price today is Rs 117.19. To understand the functions of the Bajaj Housing Financ better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 1731.22 Cr and the compounded growth of profit in the past 3 years is 56.3226974836768 %. The PAT margin of Bajaj Housing Financ is 22.7274 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Housing Financ , the EPS grew by 37.6387 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Bajaj Housing Financ has a average ROE track record. The ROE of Bajaj Housing Financ is at 15.2284 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Housing Financ is worth at the current levels at Rs 117.19. Bajaj Housing Financ is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 0.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Housing Financ is trading at a P/B of 4.8968 . The average historical P/B for the last 5 years was 0. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Bajaj Housing Financ is Rs 117.19. One can use valuation calculators of ticker to know if Bajaj Housing Financ share price is undervalued or overvalued.

Last Updated on:
Brief about Bajaj Housing Financ

Current Bajaj Housing Finance Share Price

As of 8th May 2025, 03:30 PM IST, the Bajaj Housing Finance Limited share price on the NSE (NSE: BAJAJHFL) was trading at Rs 117.54. This marked a decrease of 1.52% from the day's opening price. During the trading session, the Bajaj Housing Finance stock price reached a high of Rs 122.60 and a low of Rs 117.01. For the most current, regularly updated Bajaj Housing Finance share price, please refer to the live ticker section located above on this page. That section provides a real-time BAJAJHFL share price summary, including the day's high/low and the 52-week high/low.

Bajaj Housing Finance Share Returns Performance

Bajaj Housing Finance Limited listed on the stock exchanges (NSE & BSE) on 16th September 2024. Therefore, long-term historical return data (like 3-year or 5-year returns) reflects performance only since its listing date. As of 8th May 2025, the available returns are:

  • 1 Week: (Data dependent on the exact 7-day period, reflecting recent volatility)
  • 1 Month: +0.17%
  • 3 Months: -1.37%
  • Since Listing (Approx. 8 months): The share price has seen significant fluctuation since its listing at Rs 150 (a 114% premium to its IPO price of Rs 70). The current price of Rs 117.54 indicates a decline from its listing price and its 52-week high (Rs 188.50), though it remains significantly above the IPO issue price.

The recent performance shows some consolidation and negative returns over the last three months. Investors analysing Bajaj Housing Finance returns should consider its relatively short trading history as a listed entity. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames since its listing.

Latest News Impacting Bajaj Housing Finance Share Price

Recent Bajaj Housing Finance news and developments influencing the stock price include:

  1. Q4 FY25 Financial Results: Bajaj Housing Finance reported strong results for the quarter ended March 2025 (Q4 FY25) on April 24, 2025. The company announced a 54% year-on-year (YoY) increase in net profit, reaching Rs 587 crore. Assets Under Management (AUM) also grew robustly by 26% YoY to Rs 1.15 trillion.
     
  2. Market & Analyst Reaction: Despite the strong Q4 profit and AUM growth, the Bajaj Housing Finance share price saw some pressure following the results. Several analyst firms expressed caution, maintaining 'Sell' or 'Reduce' ratings. Concerns cited included potential pressure on future AUM growth rates, Net Interest Margin (NIM) compression, and the impact of normalised credit costs on future earnings per share (EPS).
     
  3. Post-IPO Performance Context: Having listed in September 2024 at a significant premium, the stock's performance is continuously evaluated against its initial post-listing highs and its peer group in the housing finance sector. Market sentiment towards NBFCs and Housing Finance Companies (HFCs) also plays a role.

These factors – strong quarterly performance countered by analyst caution on future growth/margins and the context of its recent IPO – are key elements influencing the Bajaj Housing Finance stock price.

Conclusion on Bajaj Housing Finance Stock Price

The Bajaj Housing Finance stock price reflects a recently listed company with strong parentage (Bajaj Finance/Bajaj Finserv group) and impressive reported profit growth in its latest quarter. However, the stock has corrected from its post-listing highs, and analyst outlooks suggest potential near-term headwinds related to growth moderation and margin pressures. The Bajaj Housing Finance share price outlook will likely depend on its ability to sustain strong AUM growth while effectively managing credit costs and margins in a competitive environment. Investors performing BAJAJHFL stock analysis should monitor subsequent quarterly performance and management commentary closely, considering its relatively short history on the public markets.

Read More
X