General Ins. Corp

General Insurance Corporation of India

NSE: GICRE BSE: 540755 SECTOR: Insurance  54k   273   78

136.15
+7.35 (5.71%)
NSE: 29 Mar 4:00 PM

Price Summary

Today's High

₹ 137

Today's Low

₹ 128.6

52 Week High

₹ 204

52 Week Low

₹ 105

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 23886.16 Cr.

Enterprise Value

₹ 2803.03 Cr.

No. of Shares

175.44 Cr.

P/E

4.31

P/B

0.82

Face Value

₹ 5

Div. Yield

1.65 %

Book Value (TTM)

₹  166.47

CASH

₹ 21083.12 Cr.

DEBT

₹ 0 Cr.

Promoter Holding

85.78 %

EPS (TTM)

₹  31.6

Sales Growth

131.83

ROE

7.99 %

ROCE

14.19%

Profit Growth

4.44 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 20 Indices.

NIFTY500

Nifty 500
14345.6
  133.800000000001 (0.941471171843133%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
9500.9
  113.4 (1.20798934753661%)

NFTFINSEREXBNK

Nifty Financial Services Ex-Bank Index
15515.36
  187.76 (1.22497977504632%)

NIFTYMIDCAP150

Nifty Midcap 150
11250.7
  185.050000000001 (1.67229218346867%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
10313.8
  170.65 (1.68241621192626%)

NIFTYTOTALMCAP

Nifty Total Market index
7984.8
  76.6999999999998 (0.969891630100772%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
9335.95
  111.550000000001 (1.20929274532762%)

BSE200

S&P Bse 200
7279.41
  63.0299999999997 (0.873429614294152%)

BSE500

S&P Bse 500
22822.89
  214.5 (0.948762826543592%)

BSEPSU

S&P Bse PSU
9389.25
  152.200000000001 (1.64771220248889%)

MIDCAP

S&P Bse Mid Cap
23837.68
  390.939999999999 (1.66735332929011%)

CPSE

S&P Bse CPSE
1696.86
  24.6499999999999 (1.47409715286955%)

FIN

S&P Bse Finance
8303.84
  77.25 (0.939028200019698%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
6841.84
  60.3800000000001 (0.890368740654668%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
6741.31
  110.990000000001 (1.67397651998697%)

ALLCAP

S&P Bse Allcap
6549.12
  64.6599999999999 (0.997153193943667%)

SPBSEVIP

S&P Bse Enhanced Value
463.24
  8.19999999999999 (1.80203938115331%)

MID150

S&P Bse 150 MidCap
8495.33
  143.41 (1.71709020201343%)

LMI250

S&P Bse 250 LargeMidCap
6882.97
  61.0100000000002 (0.8943177620508%)

MSL400

S&P Bse 400 MidSmallCap
6388.55
  106.88 (1.70145837014679%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Sales Growth

1 Year131.83%
3 Year8.55%
5 Year4.83%

Profit Growth

1 Year4.44%
3 Year-3.39%
5 Year-8.5%

ROE%

1 Year7.99%
3 Year4.92%
5 Year8.05%

ROCE %

1 Year14.19%
3 Year8.66%
5 Year11.78%

PEG Ratio

0.97

Price to Cash Flow

2.86

PAT Margin (%)

5.10451786137589

EPS Growth(%)

4.44173129037587

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2022 85.78 0
Sep 2022 85.78 0
Jun 2022 85.78 0
Mar 2022 85.78 0
Dec 2021 85.78 0
Investors List
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022
Revenue From Operation 8907 8621.98 10736.16 8763.98 8648.76
Total Expenditure 11306.43 8113.86 12090.89 9977.6 10268.25
Other Income 2297.77 3106.65 2343.44 3674.99 2914.57
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax -101.66 3614.77 988.71 2461.37 1295.08
Tax -73.18 1819.37 298.99 601.44 96.09
Net Profit -28.48 1795.4 689.72 1859.93 1198.99
Adjusted EPS (Rs) -0.16 10.23 3.93 10.6 6.83

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Revenue From Operation 2333.46 2421.21 -808.57 1335.75 3096.65
Income From Investments 1561.15 1768.67 1566.88 1996.66 2199.53
Other Income 10.85 91.43 121.49 0.05 121.28
Expenses 63.1 73.68 77.98 117.5 30.87
Provision 46.4 192.32 257.12 68.97 180
Profit Before Tax 3668.26 3433.82 -445.97 3163.38 3560.14
Tax 434.67 1209.52 -86.88 1242.94 1554.4
Net Profit 3233.58 2224.31 -359.09 1920.44 2005.74
Adjusted EPS (Rs) 18.43 12.68 -2.05 10.95 11.43

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Sources of funds
Share Capital 438.6 877.2 877.2 877.2 877.2
Reserve and Surplus 22035.94 22483.86 21045.76 23171.48 25255.26
Fair Value A/C 8637.92 8407.98 3275.69 6154.82 7180.81
Borrowings 0 0 0 0 0
Policy Holders Fund 21196.35 22022.65 11620.73 21036.03 24037.19
Funds For Appropriations 0 0 0 0 0
Total Liabilities 52308.81 53791.69 36819.38 51239.53 57350.47
Application of funds
Investment 71921.57 79612.94 68525.82 91095.59 101105.51
Loans 282.09 257.92 234.74 212.46 189.38
Total Net block 171.18 196.69 180.81 169.28 170.37
Other N/C Assets 14.4 2.56 20.79 18.33 36.69
Net Current Assets -20080.43 -26278.42 -32142.78 -40256.14 -44151.48
Total Assets 52308.81 53791.69 36819.38 51239.53 57350.47
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2021% Mar 2022% Jun 2022% Sep 2022% Dec 2022%
Promoters 85.78 85.78 85.78 85.78 85.78
president of india 85.78 85.78 85.78 85.78 85.78
PARTICULARS Dec 2021% Mar 2022% Jun 2022% Sep 2022% Dec 2022%
Investors 14.22 14.22 14.22 14.22 14.22
life insurance cor... 8.66 8.66 8.66 8.66 8.66
qualified institut... - 0.16 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

General Insurance Corporation of India informs about newspaper publication10 Mar 2023, 5:01PM General Insurance Corporation of India informs about notice of postal ballot10 Mar 2023, 4:58PM General Insurance Corporation of India informs about issuance of letter of confirmation24 Feb 2023, 12:38PM General Ins. Corp - Quaterly Results9 Feb 2023, 3:16PM General Ins. Corp - Quaterly Results9 Feb 2023, 3:16PM General Ins. Corp - Quaterly Results9 Feb 2023, 3:16PM General Insurance Corporation of India informs about board meeting intimation 3 Feb 2023, 4:46PM General Insurance Corporation of India informs about analyst meet24 Nov 2022, 12:27PM General Ins. Corp - Quaterly Results9 Nov 2022, 3:30PM General Ins. Corp - Quaterly Results9 Nov 2022, 3:30PM General Ins. Corp - Quaterly Results9 Nov 2022, 3:30PM General Ins. Corp - Quaterly Results10 Aug 2022, 5:19PM General Ins. Corp - Quaterly Results10 Aug 2022, 5:19PM General Ins. Corp - Quaterly Results10 Aug 2022, 5:19PM General Ins. Corp - Quaterly Results27 May 2022, 8:05PM General Ins. Corp - Quaterly Results27 May 2022, 8:05PM General Insurance Corporation of India informs about board meeting21 May 2022, 12:07PM General Insurance Corporation of India board to consider FY22 results & dividend 21 May 2022, 10:47AM General Insurance Corporation of India informs about certificate20 Apr 2022, 2:58PM General Ins. Corp - Quaterly Results10 Feb 2022, 4:45PM General Ins. Corp - Quaterly Results10 Feb 2022, 4:45PM General Ins. Corp - Quaterly Results10 Feb 2022, 4:45PM General Insurance Corporation of India informs about newspaper publication30 Nov 2021, 5:01PM General Insurance Corporation of India informs about AGM30 Nov 2021, 12:17PM General Insurance Corporation of India informs about press release30 Nov 2021, 12:12PM General Insurance Corporation of India informs about disclosure29 Nov 2021, 12:27PM General Insurance Corporation of India informs about investor presentation12 Nov 2021, 4:28PM General Insurance Corporation of India informs about certificate13 Oct 2021, 12:38PM General Insurance Corporation of India informs about proceedings of 48th AGM24 Dec 2020, 10:31AM General Insurance Corporation of India informs about board meeting24 Dec 2020, 10:30AM General Insurance Corporation of India informs about AGM30 Nov 2020, 4:18PM General Insurance Corporation of India informs about credit rating 3 Jul 2020, 3:29PM

General Ins. Corp Stock Price Analysis and Quick Research Report. Is General Ins. Corp an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). General Ins. Corp has a PE ratio of 4.31159970633655 which is low and comparatively undervalued .

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for General Ins. Corp is Rs 2.25 and the yield is 1.6526 %.

Brief about General Ins. Corp

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