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LIC Housing Finance share price

LIC Housing Finance Ltd.

NSE: LICHSGFIN BSE: 500253 SECTOR: Finance - Housing  163k   1k   178

651.55
0 0
BSE: 17 May 04:01 PM

Price Summary

Today's High

₹ 669.85

Today's Low

₹ 646.65

52 Week High

₹ 682.9

52 Week Low

₹ 362.65

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

35839.35 Cr.

Advances

267816.87 Cr.

No. of Shares

55.01 Cr.

P/E

7.52

P/B

1.14

Face Value

₹ 2

Div. Yield

1.4 %

Book Value (TTM)

₹  570.74

Operating Revenue

22656.95 Cr.

Net Profit

2896.06 Cr.

Promoter Holding

45.24 %

EPS (TTM)

₹  86.63

Sales Growth

13.75

ROE

11.17 %

ROCE

7.59%

Profit Growth

26.4 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 27 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year13.75%
3 Year4.78%
5 Year8.84%

Profit Growth

1 Year26.88%
3 Year6.54%
5 Year7.63%

ROE%

1 Year11.17%
3 Year11.81%
5 Year13.06%

ROCE %

1 Year7.59%
3 Year7.61%
5 Year8.27%

ROA%

1.09152533759488

PEG Ratio

0.28

PAT Margin (%)

12.7600140354284

EPS Growth(%)

26.3959812528418

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 45.24 0
Dec 2023 45.24 0
Sep 2023 45.24 0
Jun 2023 45.24 0
Mar 2023 45.24 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 0.667217718783717 times the book value

 Limitations

  • The company has delivered poor profit growth of 4.77673472702844% over past 3 years
  • The company has delivered poor Operating Income growth of 4.77673472702844% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Operating Revenue 6415.11 6746.51 6752.83 6792.47 6936.41
Other Income 0.06 0.04 5.92 0.03 0.43
Interest Expended 4387.73 4494.23 4600.02 4646.5 4649.91
Operating Expenses 564.05 584.89 666.45 679.96 793.34
Total Provisions 0 0 0 0 0
Depreciation 18.61 18.44 12.22 17.35 17.41
Profit Before Tax 1444.78 1648.99 1480.06 1448.69 1476.18
Tax 264.5 325.33 292.01 285.81 385.36
Net Profit 1180.28 1323.66 1188.05 1162.88 1090.82
Adjusted EPS (RS) 21.44 24.05 21.59 21.13 19.82

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 17357.79 19697.28 19847.15 19919.07 22656.95
Other Income 6.78 6.6 5.85 33.95 17.25
Interest 12891.54 14784.45 14452.58 14177.25 16185.96
Operating Expenses 439.72 536.67 608.41 888.74 898.77
Total Provisions 653.76 1113.77 1443.44 2108.88 2032.47
Exceptional Items 0 0 0 0 0
Profit Before Tax 3379.55 3268.99 3348.57 2778.15 3557
Tax 948.58 867.15 614.23 490.87 665.97
Profit After Tax 2430.51 2394.99 2731.94 2282.56 2896.06
Adjusted EPS (Rs.) 48.17 47.59 54.18 41.58 52.55

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 100.99 100.99 100.99 110.08 110.08
Total Reserves 16158.28 18092.11 20420.32 24561.76 26990.26
Borrowings 147065.47 154958.55 180631.24 196393.93 210304.63
Other N/C liabilities 981.34 160.55 -299.23 -1018.56 -1607.84
Current liabilities 35724.02 42973.35 33867.07 33152.17 40726.42
Total Liabilities 200030.1 216285.55 234720.39 253199.38 276523.55
Assets
Loans 192986.87 207965.22 228103.15 245280.63 267816.87
Net Block 135.85 254.05 243.39 286.13 356.21
Capital WIP 0 0.33 0 0.04 0.74
Intangible WIP 0 0 3.63 1.45 0
Investments 1367.77 1933.43 2486.55 4705.2 4734.38
Other Loans 236.16 444.03 118.97 243.81 317.77
Other N/C Assets 25.45 33 240.8 152.74 291.08
Current Assets 5278 5655.49 3523.9 2529.38 3006.5
Total Assets 200030.1 216285.55 234720.39 253199.38 276523.55
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 45.24 45.24 45.24 45.24 45.24
life insurance corporatio... 45.24 45.24 45.24 45.24 45.24
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 54.76 54.76 54.76 54.76 54.76
aditya birla sun life tru... - - - - 1.08
bank muscat india fund 2.09 2.09 2.09 2.09 2.09
canara robeco mutual fund... - - - - 1.05
government pension fund g... 2.64 2.78 2.81 2.84 2.62
hdfc life insurance compa... 1.55 1.50 1.29 1.28 1.28
icici prudential value di... 7.46 7.81 3.86 2.79 1.81
investor education and pr... 0.22 0.21 0.21 - 0.24
kotak mahindra trustee co... - - - - 2.47
llp 0.03 0.03 0.03 0.02 0.01
mirae asset nifty midcap ... - 1.41 2.48 3.52 3.94
sbi small cap fund 2.42 2.66 2.32 2.20 1.82
tata mutual fund- tata eq... - - - - 1.01
aditya birla sun life tru... - - - 1.44 -
hdfc trustee company ltd.... - - 1.02 1.00 -
investor education and pr... - - - 0.24 -
nippon life india trustee... - - - 1.00 -
nippon life india trustee... 3.00 2.63 - - -
the prudential assurance ... 1.02 1.02 - - -
icici prudential life ins... 1.02 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

LIC Housing Finance - Quaterly Results15 May 2024, 8:11PM LIC Housing Finance - Quaterly Results15 May 2024, 8:11PM LIC Housing Finance informs about loss of share certificate2 May 2024, 5:30PM LIC Housing Finance informs about issuance of duplicate share certificate 29 Apr 2024, 5:21PM RBI imposes penalty of Rs 49.70 lakh on LIC Housing Finance6 Apr 2024, 4:30PM LIC Housing Finance informs about issuance of duplicate share certificate18 Mar 2024, 11:07AM LIC Housing Finance informs about details of loss of certificate 6 Mar 2024, 5:01PM LIC Housing Finance informs about stop transfer request 28 Feb 2024, 11:40AM Lic Housing Finance informs about stop transfer15 Feb 2024, 5:01PM Lic Housing Finance submits investor presentation3 Feb 2024, 1:43PM LIC Housing Finance - Quaterly Results2 Feb 2024, 8:34PM LIC Housing Finance - Quaterly Results2 Feb 2024, 8:34PM LIC Housing Finance informs about details of loss of certificate 1 Jan 2024, 5:04PM LIC Housing Finance informs about loss of share certificate 14 Dec 2023, 12:04PM LIC Housing Finance informs about issuance of duplicate share certificate8 Dec 2023, 12:56PM LIC Housing Finance informs about details of loss of certificate 1 Dec 2023, 4:21PM LIC Housing Finance informs about details of loss of certificate 30 Nov 2023, 3:14PM LIC Housing Finance informs about details of loss of certificate29 Nov 2023, 5:33PM Lic Housing Finance informs about loss of share certificate22 Nov 2023, 5:25PM LIC Housing Finance informs about issuance of issue of duplicate share certificate13 Nov 2023, 10:52AM LIC Housing Finance - Quaterly Results1 Nov 2023, 7:24PM LIC Housing Finance - Quaterly Results1 Nov 2023, 7:24PM Lic Housing Finance informs about loss of share certificate11 Oct 2023, 2:05PM LIC Housing Finance informs about loss of shares certificate 22 Sep 2023, 5:05PM Lic Housing Finance informs about disclosure18 Sep 2023, 3:15PM LIC Housing Finance informs about disclosures 6 Sep 2023, 12:27PM LIC Housing Finance informs about disclosure4 Sep 2023, 5:15PM Lic Housing Finance informs about issue of duplicate share certificate21 Aug 2023, 5:09PM LIC Housing Finance reports 42% rise in Q1 consolidated net profit4 Aug 2023, 11:09AM LIC Housing Finance - Quaterly Results3 Aug 2023, 7:20AM LIC Housing Finance - Quaterly Results3 Aug 2023, 7:20AM LIC Housing Finance India informs about secretarial compliance report30 May 2023, 4:59PM LIC Housing Finance informs about newspaper advertisement26 May 2023, 4:54PM LIC Housing Finance reports 6% rise in Q4 net profit17 May 2023, 12:00PM LIC Housing Finance - Quaterly Results16 May 2023, 8:23PM LIC Housing Finance - Quaterly Results16 May 2023, 8:23PM LIC Housing Finance informs about issuance of duplicate share certificate11 Apr 2023, 4:34PM LIC Housing Finance informs about stop transfer request 17 Mar 2023, 4:28PM ICICI Prudential Mutual Fund acquires additional stake in LIC Housing Finance22 Feb 2023, 1:00PM LIC Housing Finance informs about disclosure 15 Feb 2023, 12:02PM LIC Housing Finance reports 40% fall in Q3 consolidated net profit7 Feb 2023, 12:51PM LIC Housing Finance - Quaterly Results6 Feb 2023, 5:02PM LIC Housing Finance - Quaterly Results6 Feb 2023, 5:02PM LIC Housing Finance - Quaterly Results6 Feb 2023, 5:02PM Lic Housing Finance informs about loss of share certificate23 Jan 2023, 5:01PM LIC Housing Finance informs about stop transfer 3 Jan 2023, 12:42PM LIC Housing Finance hikes public deposit interest rates27 Dec 2022, 11:59AM LIC Housing Finance informs about disclosure20 Dec 2022, 3:04PM LIC Housing Finance informs about loss of share certificate 2 Dec 2022, 4:35PM LIC Housing Finance reports 25% rise in Q2 consolidated net profit2 Nov 2022, 5:27PM

LIC Housing Finance Stock Price Analysis and Quick Research Report. Is LIC Housing Finance an attractive stock to invest in?

 

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the LIC Housing Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 2891.03 Cr and the compounded growth of profit in the past 3 years is 6.37410195898951 %. The PAT margin of LIC Housing Finance is 12.7600140354284 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In LIC Housing Finance , the EPS grew by 26.3960672738598 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): LIC Housing Finance has a average ROE track record. The ROE of LIC Housing Finance is at 11.1683019760079 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of LIC Housing Finance is worth at the current levels at Rs 652. LIC Housing Finance is trading at a current P/E ratio of 6.25444460970657 and the average historical P/E for the last 5 years was 7.76347411701197.

  • P/B ratio can be one of the best metrics to value such companies. Currently, LIC Housing Finance is trading at a P/B of 1.1266 . The average historical P/B for the last 5 years was 0.965934883055638. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of LIC Housing Finance is Rs 652. One can use valuation calculators of ticker to know if LIC Housing Finance share price is undervalued or overvalued.

Last Updated on:
Brief about LIC Housing Finance

LIC Housing Finance Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

 

LIC Housing Finance Ltd. is a leading housing finance company in India, providing financial assistance to individuals for the purchase, construction, repair, and renovation of homes. As a long-term stock investor looking for stock analysis, you may be interested in understanding the company's performance in terms of share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders. Let's take a closer look at each of these topics.

LIC Housing Finance Ltd Share Price

LIC Housing Finance Ltd.'s share price is a significant factor in stock analysis. At Ticker, we offer a platform that enables investors to gain insights into LIC Housing Finance Ltd.'s stock price movements. Ticker pre-built screening tools can help investors compare the stock's performance against industry peers. Additionally, our interactive price charts can aid investors in visualizing historical trends and patterns that can be used to make informed investment decisions.

LIC Housing Finance Ltd Balance Sheet

LIC Housing Finance Ltd.'s balance sheet reflects the company's financial position at a given point in time. It provides information about the company's assets, liabilities, and equity. Ticker pre-built screening tools allow you to perform fair value calculations using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help you analyze the company's financial performance and make informed investment decisions.

LIC Housing Finance Ltd Annual Report

LIC Housing Finance Ltd.'s annual report is a comprehensive document that provides information about the company's financial performance, operations, and future plans. It includes details about the company's revenue, profits, expenses, assets, liabilities, and cash flows. Ticker provides the annual report as a downloadable document, making it easy for you to access and analyze.

LIC Housing Finance Ltd Dividend

LIC Housing Finance Ltd. has a track record of paying dividends to its shareholders. The dividend payout ratio has been [insert percentage] in the past year. As a long-term investor, it's important to consider the company's dividend history and policy, as it can impact your investment returns.

LIC Housing Finance Ltd Quarterly Result

LIC Housing Finance Ltd.'s quarterly results provide information about the company's financial performance over a three-month period. Ticker provides the quarterly results as a downloadable document, making it easy for you to access and analyze. Ticker pre-built screening tools allow you to perform fair value calculations using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis.

LIC Housing Finance Ltd Stock Price

LIC Housing Finance Ltd.'s stock price is influenced by various factors, including market conditions, company news, and investor sentiment. Ticker provides a price chart that allows you to track the company's stock price over time. You can use this information to make informed investment decisions.

LIC Housing Finance Ltd Price Chart

LIC Housing Finance Ltd.'s price chart provides a visual representation of the company's stock price over time. It allows you to analyze the company's stock performance and identify trends. Ticker provides a pre-built screening tool that allows you to compare LIC Housing Finance Ltd.'s stock price with that of other companies in the same industry.

LIC Housing Finance Ltd News

LIC Housing Finance Ltd.'s news section provides the latest updates about the company's operations, financial performance, and other relevant news. Ticker provides a pre-built screening tool that allows you to filter news articles based on keywords and other criteria.

LIC Housing Finance Ltd Concall

LIC Housing Finance Ltd.'s concall provides an opportunity for investors and analysts to interact with the company's management and ask questions about the company's operations and financial performance. Ticker provides transcripts of the concall, making it easy for you to access and analyze the information.

LIC Housing Finance Ltd Transcripts

LIC Housing Finance Ltd.'s transcripts provide a detailed record of the company's concall, investor presentations, and other events. Ticker provides the transcripts as downloadable documents, making it easy for you to access and analyze the information.

LIC Housing Finance Ltd Investor Presentations

LIC Housing Finance Ltd.'s investor presentations provide information about the company's operations, financial performance, and future plans. Ticker provides the investor presentations as downloadable documents, making it easy for you to access and analyze the information.

LIC Housing Finance Ltd Promoters

LIC Housing Finance Ltd.'s promoters are the Life Insurance Corporation of India and its subsidiaries. They hold a significant stake in the company and play an important role in its operations and decision-making.

LIC Housing Finance Ltd Shareholders

LIC Housing Finance Ltd.'s shareholders include retail investors, institutional investors, and the company's promoters. As a long-term investor, it's important to consider the company's shareholder composition and their interests, as it can impact the company's decision-making and performance.

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