LIC Share Price, Quarterly Results and Company Analysis
Life Insurance Corporation of India (LIC) is the largest life insurance company in India. It is a state-owned company that has been operating for over six decades. LIC has a strong presence in the Indian market and offers a wide range of life insurance products to its customers. In this article, we will analyse LIC from a stock market perspective.
Life Insurance Corporation of India Share Price
The share price of LIC is an important indicator of investor sentiment towards the company. It is influenced by various factors, such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to analyse LIC's share price and identify any trends or patterns. LIC's share price has been relatively stable over the past few years, with occasional fluctuations due to global economic conditions and market sentiment.
Life Insurance Corporation of India Balance Sheet:
LIC's balance sheet provides crucial information about its financial health. The company's assets include investments, loans, and other assets. Liabilities include policyholder funds and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyse LIC's balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.
LIC reserves
The annual and five years balance sheet of LIC summarise a vigorous growth trend in reserves and surplus of the company. The amount of reserves as on 31st of March 2020 was Rs 622 crores and the position was impressive after swelling up to Rs 75740.08 crores as per 31st of March 2024. This unprecedented increase shows sound earnings streams and the investors’ capacity to reinvest, which prove LIC’s financial viability and immune market.
The investments and policyholders’ fund in LIC balance sheet
LIC’s Investment position as on March 2024 is Rs 49,40,256.37 crores, though it was Rs 28,87,988.55 crores during the March of 2020. The Policyholders’ Fund also increased continuously over the period and was Rs 51,38,885.40 crores in March 2024 from Rs 31,22,992.74 crores in March 2020. This means that LIC is well positioned within managing of funds to finance policyholders’ claims.
LIC’s Asset Allocation
The total net block of the company along with other non – current assets saw a gradual increase in the subsequent years. Other non – current assets were Rs 35,660.04 crores as on March, 2024, which was higher from Rs 32,756.10 crores of last year ending March, 2020. Such a rise goes in-line with LIC’s plan to strengthen its long-term assets stocks.
Borrowings of LIC’s continue to remain at zero level.
In fact, the company has maintained no borrowings throughout the year March 2020 to March 2024 and depends on internal funds only, which is also evident from the balance sheet.
The methods used in this analysis will give valuable information regarding the financial health of the LIC market and potential implications to NSE/BSE indices, which makes it helpful to investors in analysing market movements. The above data is for the balance sheet of the company excluding the consolidated balance sheet.
Life Insurance Corporation of India Quarterly Results:
LIC releases its quarterly results every three months. These provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze LIC's quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.
For a detailed breakdown of the latest quarterly performance, read our full analysis of LIC Q4 FY2025 Results.