Manappuram Finance Ltd.

NSE: MANAPPURAM BSE: 531213 SECTOR: Finance - NBFC  116k   1k   385

93.45
-1.15 (-1.22%)
NSE: 20 May 03:59 PM

Price Summary

Today's High

₹ 97

Today's Low

₹ 93

52 Week High

₹ 224.5

52 Week Low

₹ 91.85

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

7909.56 Cr.

Advances

1037.55 Cr.

No. of Shares

84.64 Cr.

P/E

6.06

P/B

1

Face Value

₹ 2

Div. Yield

3.21 %

Book Value (TTM)

₹  93.84

Operating Revenue

5172.26 Cr.

Net Profit

1697.92 Cr.

Promoter Holding

35.06 %

EPS (TTM)

₹  15.41

Sales Growth

19.97

ROE

27.87 %

ROCE

16.78%

Profit Growth

38.01 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 20 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year19.97%
3 Year20.9%
5 Year18.51%

Profit Growth

1 Year38.01%
3 Year35.07%
5 Year38.16%

ROE%

1 Year27.87%
3 Year24.25%
5 Year23.23%

ROCE %

1 Year16.78%
3 Year15.47%
5 Year15.6%

ROA%

6.89057210933051

PEG Ratio

0.16

PAT Margin (%)

32.8273846810604

EPS Growth(%)

37.7836538461538

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2022 35.06 0
Dec 2021 35.06 0
Sep 2021 35.05 0
Jun 2021 34.99 0
Mar 2021 34.99 0.1
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 4.2904899186185%.
  • Company has maintained a good ROA of 5.92386887680127% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 24.2478223499082%.
  • TThe company has been maintaining a healthy ROCE of 15.4711908913926% since last 3 years.
  • The company is trading at 1.83266287223891 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 20.9007325392222%.
  • The company has delivered substantial profit growth of 0% over past 3 years.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022
Operating Revenue 1315.46 1237.51 1169.89 1100.67 1054.73
Other Income 3.28 5.52 0.5 9.74 8.44
Interest Expended 407.57 363.27 339.63 351.97 336.93
Operating Expenses 264.43 271.05 322.24 367.98 326.69
Total Provisions 0 0 0 0 0
Depreciation 38.9 38.27 34.26 44.55 40.38
Profit Before Tax 607.84 570.44 474.26 345.91 359.17
Tax 149.89 145.23 119.26 86.85 93.9
Net Profit 457.95 425.21 355 259.06 265.27

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Operating Income 3007.01 2926.79 3418.2 4311.3 5172.26
Other Income 1.42 33.94 9.16 42.04 22.37
Interest 1002.56 794.39 1017.77 1391.2 1719.98
Operating Expenses 819.55 1044.81 1148.03 1169.4 1046.26
Total Provisions 71.45 66.16 43.82 112.74 158.85
Exceptional Items 0 0 0 0 0
Profit Before Tax 1114.88 1055.37 1217.74 1680.01 2269.55
Tax 388.84 366.28 427.29 449.7 571.63
Profit After Tax 726.03 689.09 790.46 1230.31 1697.92
Adjusted EPS (Rs.) 8.62 8.18 9.38 14.56 20.06

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Equity and Liabilities
Share Capital 168.38 168.51 168.56 169 169.27
Total Reserves 3142.37 3644.05 4223.6 5186.9 6732.45
Borrowings 1952.93 2440.32 3163.28 8805.98 12281.85
Other N/C liabilities 57.92 -2.68 -23.87 -16.2 59.18
Current liabilities 7769.23 8277.7 10048.41 9578.81 6315.15
Total Liabilities 13090.83 14527.9 17579.98 23724.48 25557.9
Assets
Loans 218.19 1103.53 2030.79 1733.8 1037.55
Net Block 179.04 265.08 325.94 741.11 861.1
Capital WIP 0.14 0.01 0.66 2.85 5.7
Intangible WIP 0 0 0 0 0
Investments 324.19 378.23 837.14 841.11 1169.2
Other Loans 114.19 155.03 203.69 181.42 111.49
Other N/C Assets 18.4 31.23 41.6 0 0
Current Assets 12236.67 12594.79 14140.16 20224.19 22372.87
Total Assets 13090.83 14527.9 17579.98 23724.48 25557.9
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2021% Jun 2021% Sep 2021% Dec 2021% Mar 2022%
Promoters 34.99 34.99 35.05 35.06 35.06
nandakumar v p 28.79 - 28.43 28.41 -
v p nandakumar - 28.79 - - -
nandakumar v.p - - - - 28.41
sushama nandakumar 5.67 5.67 5.70 5.70 5.70
jyothy prasannan 0.53 0.53 - - -
jyothi - - 0.53 0.53 0.53
PARTICULARS Mar 2021% Jun 2021% Sep 2021% Dec 2021% Mar 2022%
Investors 65.01 65.01 64.95 64.94 64.94
quinag acquisition... 9.90 9.90 6.21 6.86 -
dsp midcap fund - 7.13 - - -
quinag acquisition... - - - - 6.86
dsp small cap fund 5.83 - - - -
baring india priva... 1.95 - 5.66 5.65 -
baring india pvt e... - - - - 5.65
wf asian reconnais... - - 4.14 4.14 -
dsp blackdrop smal... - - - - 4.04
barclays merchant ... - - 3.77 - -
barclays merchant ... - - - 3.77 -
barclays merchant ... - - - - 3.77
barclays merchant ... 2.29 2.29 - - -
fidelity investmen... 3.69 - - 1.87 2.51
fidelity investmen... - 3.69 - - -
we asian reconnais... - - - - 3.19
baring india priva... 1.43 1.43 3.14 3.14 -
baring india pvt e... - - - - 3.14
dsp blackrock smal... - - - 2.88 -
l and t mutual fun... - - - - -
duro one investmen... 1.72 1.58 - - -
dsp blackrock micr... - - 2.22 - -
baring india priva... - 1.95 - - -
societe generale - - - - 1.84
bnp paribas arbitr... 1.50 - - - -
mousseganesh limit... - - 1.39 1.39 1.39
dolly khanna - - 1.13 1.17 1.15
government pension... - - - - -
vanguard total int... - - - - -
llp - 0.32 - - -
iepf 0.07 0.07 - - 0.03

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Manappuram Finance reports 44% fall in Q4 consolidated net profit19 May 2022, 2:36PM Manappuram Finance - Quaterly Results18 May 2022, 4:07PM Manappuram Finance - Quaterly Results18 May 2022, 4:07PM Manappuram Finance - Quaterly Results18 May 2022, 4:07PM RBI imposes fine of over Rs 17 lakh on Manappuram Finance 19 Apr 2022, 9:26AM Manappuram Finance informs about disclosure16 Apr 2022, 12:24PM Manappuram Finance informs about trading window closure29 Mar 2022, 2:48PM Manappuram Finance gets nod to raise up to Rs 7,800 crore in FY2328 Mar 2022, 9:36AM Manappuram Finance informs about analyst meet21 Mar 2022, 12:30PM Manappuram Finance informs about board meeting and closure of trading window7 Mar 2022, 4:42PM Manappuram Finance informs about analyst meet23 Feb 2022, 10:29AM Manappuram Finance informs about outcome of board meeting15 Feb 2022, 10:11AM Manappuram Finance reports 46% fall in Q3 consolidated net profit 14 Feb 2022, 2:46PM Manappuram Finance - Quaterly Results14 Feb 2022, 2:10PM Manappuram Finance - Quaterly Results14 Feb 2022, 2:10PM Manappuram Finance - Quaterly Results14 Feb 2022, 2:10PM Manappuram Finance planning to raise funds through various modes 31 Jan 2022, 9:38AM Manappuram Finance informs about allotment of NCDs28 Jan 2022, 5:04PM Manappuram Finance raises Rs 800 crore via NCDs 28 Jan 2022, 12:27PM Manappuram Finance gets nod to raise Rs 800 crore through NCDs18 Jan 2022, 9:36AM Manappuram Finance planning to raise funds via non-convertible debentures13 Jan 2022, 11:30AM Manappuram Finance planning to raise funds through various modes6 Jan 2022, 3:28PM Manappuram Finance informs about allotment of non-convertible debentures30 Dec 2021, 1:34PM Manappuram Finance raises Rs 250 crore through NCDs30 Dec 2021, 11:07AM Manappuram Finance planning to raise Rs 500 crore through NCDs22 Dec 2021, 3:17PM Manappuram Finance planning to raise Rs 500 crore through NCDs22 Dec 2021, 9:35AM Manappuram Finance informs about fund raising 30 Nov 2021, 9:55AM Manappuram Finance planning to raise funds through various modes 30 Nov 2021, 9:50AM Manappuram Finance informs about analyst meet22 Nov 2021, 12:59PM Manappuram Finance informs about transcript of investor earnings call18 Nov 2021, 5:16PM Manappuram Finance reports 9% fall in Q2 consolidated net profit15 Nov 2021, 2:42PM Manappuram Finance - Quaterly Results13 Nov 2021, 4:58PM Manappuram Finance informs about investors earnings call10 Nov 2021, 12:35PM Manappuram Finance planning to raise funds29 Oct 2021, 10:17AM Manappuram Finance informs about loss of share certificate28 Oct 2021, 10:31AM Manappuram Finance informs about change in credit rating26 Oct 2021, 12:43PM Manappuram Finance informs about certificate7 Oct 2021, 10:55AM Manappuram Finance informs about analyst meet28 Sep 2021, 12:36PM Manappuram Finance planning to raise funds27 Sep 2021, 11:07AM Manappuram Finance informs about schedule of analyst meet21 Sep 2021, 12:23PM Manappuram Finance informs about analyst meet16 Sep 2021, 12:14PM Manappuram Finance informs about analyst meeting31 Aug 2021, 11:53AM Manappuram Finance informs about analyst meet24 Aug 2021, 12:09PM Manappuram Finance informs about analyst meet17 Aug 2021, 10:27AM Manappuram Finance informs about analyst meet13 Aug 2021, 11:46AM Manappuram Finance informs about schedule of analyst meet11 Aug 2021, 12:32PM Manappuram Finance reports 19% rise in Q1 consolidated net profit10 Aug 2021, 4:31PM Manappuram Finance informs about acquisition21 Jul 2021, 1:46PM Manappuram Finance informs about appointment of additional director29 Jun 2021, 2:11PM Manappuram Finance informs about disclosures26 Jun 2021, 11:52AM

Manappuram Finance Stock Price Analysis and Quick Research Report. Is Manappuram Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Manappuram Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 1697.919 Cr and the compounded growth of profit in the past 3 years is 35.066025880775 %. The PAT margin of Manappuram Finance is 32.8273846810604 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Manappuram Finance , the EPS grew by 37.7836538461538 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a healthy ROE track record. The ROE of Manappuram Finance is at 27.8690211696487 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Manappuram Finance is worth at the current levels at Rs 93.45. The stock is trading at a current P/E ratio of 7.43471260586303 and the average historical P/E for the last 5 years was 10.3898635529819.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Manappuram Finance is trading at a P/B of 0.9958 . The average historical P/B for the last 5 years was 2.13471898560133. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Manappuram Finance

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