Paisalo Digital
Ticker > Company >

Paisalo Digital share price

Paisalo Digital Ltd.

NSE: PAISALO BSE: 532900 SECTOR: Finance - NBFC  65k   79   13

34.60
-0.30 (-0.86%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 35.65

Today's Low

₹ 34.25

52 Week High

₹ 86.82

52 Week Low

₹ 34

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 3121.45 Cr.

Advances

₹ 0 Cr.

No. of Shares

90.22 Cr.

P/E

16.55

P/B

2.11

Face Value

₹ 1

Div. Yield

0.29 %

Book Value (TTM)

₹  16.42

Operating Revenue

₹ 605.04 Cr.

Net Profit

₹ 177.02 Cr.

Promoter Holding

52.61 %

EPS (TTM)

₹  2.09

Sales Growth

43.05

ROE

14.4 %

ROCE

14.21%

Profit Growth

93.06 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year43.05%
3 Year24.76%
5 Year13.75%

Profit Growth

1 Year93.06%
3 Year45.36%
5 Year25.54%

ROE%

1 Year14.4%
3 Year10.59%
5 Year9.39%

ROCE %

1 Year14.21%
3 Year12.48%
5 Year12.22%

ROA%

4.998

PEG Ratio

NA

PAT Margin (%)

29.2572

EPS Growth(%)

NA

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2024 52.61 21.58
Sep 2024 52.38 17.83
Jun 2024 51.66 18.08
Mar 2024 50.37 18.54
Dec 2023 48.86 30.22
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 7.579%.
  • Company has maintained a good ROA of 3.81336375215499% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 24.7631047966995%.
  • The company has delivered substantial profit growth of 45.3570439046211% over past 3 years.

 Limitations

  • Promoter pledging is high as 21.58%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
Operating Revenue 171.25 181.84 175.42 175.93 193.76
Other Income 0 0 0 0 0
Interest Expended 56.73 80.17 77.71 72.42 77.5
Operating Expenses 38.12 52.74 41.49 35.85 33.2
Total Provisions 0 0.58 0 0 0
Depreciation 0.86 0.92 0.96 1.05 1.23
Profit Before Tax 75.54 47.43 55.28 66.61 81.83
Tax 19.42 12.7 14.18 17.09 19.76
Net Profit 56.11 35.89 41.09 49.52 62.07
Adjusted EPS (RS) 0.62 0.4 0.46 0.55 0.69

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 337.45 311.55 356.4 422.97 605.04
Other Income 0 0 0.01 0.13 0.06
Interest 133.57 143.76 166.79 180.35 239.82
Operating Expenses 52.93 45.89 40.8 66.79 122.75
Total Provisions 77.02 45.29 42.42 47.54 4.58
Exceptional Items 0 0.64 0 -4.59 0.58
Profit Before Tax 73.92 77.25 106.39 123.83 238.53
Tax 19.88 19.61 27.68 32.14 61.52
Profit After Tax 54.04 57.64 78.71 91.69 177.02
Adjusted EPS (Rs.) 0.64 0.68 0.9 1.02 1.97

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 42.3 42.3 43.92 44.91 89.81
Total Reserves 713.59 812.18 968.69 1105.28 1224.91
Borrowings 278.97 419.4 543.71 846.98 1768.98
Other N/C liabilities 8.12 9.42 12.22 10.81 6.33
Current liabilities 1105.21 904.73 1073.73 1111.26 874.26
Total Liabilities 2148.19 2188.03 2642.27 3119.24 3964.29
Assets
Loans 0 0 0 0 0
Net Block 66.25 64.26 63.61 66.27 66.44
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 66.14 66.14 66.14 66.14 60.04
Other Loans 0.22 0.21 0.23 0.27 0.36
Other N/C Assets 3.69 2.01 0.74 0 0
Current Assets 2011.89 2055.41 2511.54 2986.56 3837.46
Total Assets 2148.19 2188.03 2642.27 3119.24 3964.29
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2023% Mar 2024% Jun 2024% Sep 2024% Dec 2024%
promoters 48.86 50.37 51.66 52.38 52.61
equilibrated venture cflo... 18.20 19.72 21.01 21.72 21.96
pri caf private limited 3.82 3.82 3.82 3.82 3.82
pro fitcch private limite... 3.55 3.55 3.55 3.55 3.55
santanu agarwal 5.35 5.35 5.35 5.35 5.35
suneeti agarwal 1.14 1.14 1.14 1.14 1.14
sunil agarwal 16.79 16.79 16.79 16.79 16.79
PARTICULARS Dec 2023% Mar 2024% Jun 2024% Sep 2024% Dec 2024%
investors 51.14 49.63 48.34 47.62 47.39
antara india evergreen fu... 9.80 6.42 4.53 2.44 1.40
eastern star infradev pri... 1.22 1.42 1.42 1.42 1.42
life insurance corporatio... 1.35 1.35 1.35 1.35 1.35
llp - - - 0.59 0.85
nimisha pandey - - - 1.64 1.64
sbi life insurance co. lt... 11.35 10.09 10.01 9.92 9.87
vanguard total internatio... - - - - 1.14
zeal professional service... 3.01 3.35 3.35 3.35 3.35
state bank of india 1.34 1.28 1.28 1.23 -
ebisu global opportunitie... - - 2.35 - -
nomura singapore limited ... 2.35 2.35 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Paisalo Digital informs about disclosure 13 Mar, 4:48 PM Paisalo Digital informs about repayment of commercial paper 12 Mar, 5:12 PM Paisalo Digital informs about allotment of equity shares 10 Mar, 5:27 PM Paisalo Digital informs about disclosure 5 Mar, 2:54 PM Paisalo Digital informs about disclosure 5 Mar, 2:52 PM Paisalo Digital informs about allotment under ESOP 28 Feb, 5:17 PM Paisalo Digital informs about disclosure 18 Feb, 1:00 PM Paisalo Digital informs about disclosure 15 Feb, 11:31 AM Paisalo Digital informs about disclosure 14 Feb, 5:26 PM Paisalo Digital informs about outcome of board meeting 4 Feb, 1:30 PM Paisalo Digital informs about board meeting 4 Feb, 12:53 PM Paisalo Digital - Quaterly Results 4 Feb, 11:36 AM Paisalo Digital - Quaterly Results 4 Feb, 11:36 AM Paisalo Digital - Quaterly Results 4 Feb, 11:36 AM Paisalo Digital informs about outcome of EGM 22 Jan, 5:03 PM Paisalo Digital informs about trading window closure 31 Dec, 5:30 PM Paisalo Digital informs about disclosure 28 Dec, 12:28 PM Paisalo Digital informs about disclosure 28 Dec, 12:16 PM Paisalo Digital informs about redemption of CP 20 Dec, 1:04 PM Paisalo Digital informs about allotment of CPs 19 Dec, 4:49 PM Paisalo Digital informs about certificate 16 Dec, 2:01 PM Paisalo Digital submits board meeting intimation 11 Dec, 3:25 PM Paisalo Digital informs about disclosure 10 Dec, 11:46 AM Paisalo Digital raises $50 million via Bonds 9 Dec, 12:44 PM Paisalo Digital submits intimation of committee meeting 7 Dec, 4:51 PM Paisalo Digital informs about outcome of board meeting 30 Oct, 5:18 PM Paisalo Digital - Quaterly Results 30 Oct, 10:57 AM Paisalo Digital - Quaterly Results 30 Oct, 10:57 AM Paisalo Digital - Quaterly Results 30 Oct, 10:57 AM Paisalo Digital collaborates with Mahindra Last Mile Mobility 25 Oct, 2:57 PM Paisalo Digital informs about redemption of CP 13 Sep, 5:00 PM Paisalo Digital informs about disclosure 13 Sep, 2:26 PM Paisalo Digital informs about outcome of committee meeting 12 Sep, 3:30 PM Paisalo Digital - Quaterly Results 9 Aug, 2:01 PM Paisalo Digital - Quaterly Results 9 Aug, 2:01 PM Paisalo Digital - Quaterly Results 9 Aug, 2:01 PM Paisalo Digital informs about board meeting 6 Aug, 2:53 PM Paisalo Digital informs about disclosure 2 Aug, 3:41 PM Paisalo Digital informs about outcome of board meeting 29 Jul, 11:54 AM Paisalo Digital informs about outcome of board meeting 25 Jul, 12:23 PM Paisalo Digital planning to raise funds through NCDs 22 Jul, 9:50 AM Paisalo Digital informs about closure of trading window 26 Jun, 5:05 PM Paisalo Digital submits analyst meet intimation 25 Jun, 2:15 PM Paisalo Digital submits intimation of part redemption of unlisted unsecured redeemable NCDs 17 Jun, 4:38 PM Paisalo Digital informs about allotment of debentures 3 May, 2:28 PM Paisalo Digital informs about disclosure 3 May, 9:59 AM Paisalo Digital informs about press release 29 Apr, 5:58 PM Paisalo Digital - Quaterly Results 26 Apr, 12:49 PM Paisalo Digital - Quaterly Results 26 Apr, 12:49 PM Paisalo Digital - Quaterly Results 26 Apr, 12:49 PM

Paisalo Digital Stock Price Analysis and Quick Research Report. Is Paisalo Digital an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Paisalo Digital stock price today is Rs 34.79. To understand the functions of the Paisalo Digital better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Paisalo Digital is Rs 177.0185 Cr and the compounded growth of profit in the past 3 years is 45.3565002370047 %. The PAT margin of Paisalo Digital is 29.2572 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Paisalo Digital , the EPS grew by 93.0656 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Paisalo Digital has a average ROE track record. The ROE of Paisalo Digital is at 14.4018 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Paisalo Digital is worth at the current levels at Rs 34.79. The stock is trading at a current P/E ratio of 30.692 and the average historical P/E for the last 5 years was 34.2328322898214.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Paisalo Digital is trading at a P/B of 2.1078 . The average historical P/B of Paisalo Digital for the last 5 years was 2.9562794654935. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Paisalo Digital is Rs 34.79. One can use valuation calculators of ticker to know if Paisalo Digital share price is undervalued or overvalued.

Last Updated on:
Brief about Paisalo Digital
X