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JIO Financial Serv. share price

JIO Financial Services Ltd.

NSE: JIOFIN BSE: 543940 SECTOR: Finance - NBFC  5.9 L   2.38 K   1.07 K

306.25
0 0
BSE: 28 Nov 04:00 PM

Price Summary

Today's High

₹ 307.9

Today's Low

₹ 305.4

52 Week High

₹ 347.3

52 Week Low

₹ 198.6

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

194564.96 Cr.

Advances

1747.98 Cr.

No. of Shares

635.31 Cr.

P/E

277.85

P/B

6.67

Face Value

₹ 10

Div. Yield

0.16 %

Book Value (TTM)

₹  45.89

Operating Revenue

805.56 Cr.

Net Profit

548.91 Cr.

Promoter Holding

47.12 %

EPS (TTM)

₹  1.1

Sales Growth

26.25

ROE

2.22 %

ROCE

2.64%

Profit Growth

43.52 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 39Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year26.25%
3 Year75.66%
5 Year18.19%

Profit Growth

1 Year43.52%
3 Year48.38%
5 Year19.01%

ROE%

1 Year2.22%
3 Year1.45%
5 Year3.67%

ROCE %

1 Year2.64%
3 Year1.72%
5 Year4.11%

ROA%

2.2016

PEG Ratio

6.38

PAT Margin (%)

68.1402

EPS Growth(%)

43.5216

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2025 47.12 0.00
Jun 2025 47.12 0.00
Mar 2025 47.12 0.00
Dec 2024 47.12 0.00
Sep 2024 47.12 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 8.19759999999999%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 75.6632200730523%.
  • The company has delivered substantial profit growth of 48.375714502432% over past 3 years.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 1.45006666666667%.
  • The company a poor ROCE track record of 1.72246666666667% since last 3 years.
  • Provision and contingencies have increased by 250.351288056206%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025
Operating Revenue 382.77 137.37 151.53 134.28 520.49
Other Income 0.34 10.43 22.95 0 19.53
Interest Expended 0 0 0 0 0
Operating Expenses 51.25 43.94 45.4 34.92 61.84
Total Provisions 0 0 0 0 0
Depreciation 3.12 3.11 3.06 3.21 3.36
Profit Before Tax 328.74 100.75 126.02 96.15 474.82
Tax 23.91 25.57 28.88 24.69 18.37
Net Profit 304.83 75.18 97.14 71.46 456.45
Adjusted EPS (RS) 0.48 0.12 0.15 0.11 0.72

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 282.93 148.61 41.63 638.06 805.56
Other Income 15.63 35.65 13.27 0 33.72
Interest 110.57 0 0 10.27 0
Operating Expenses 69.79 7.04 1.68 102.52 170.93
Total Provisions 0.14 0.35 3.88 4.27 14.96
Exceptional Items 0 0 0 0 0
Profit Before Tax 118.06 176.87 49.34 521 653.39
Tax -5 8.83 18.09 138.53 104.48
Profit After Tax 123.06 168.04 31.25 382.47 548.91
Adjusted EPS (Rs.) 609.21 831.88 154.55 0.6 0.86

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 2.33 2.33 2.33 6353.28 6353.14
Total Reserves 2057.66 2225.7 24051.92 18083.53 18632.32
Borrowings 0 0 0 0 0
Other N/C liabilities -3.94 -5.31 4.08 143.6 248.03
Current liabilities 0.24 0.09 744.77 18.92 32.34
Total Liabilities 2056.29 2222.81 24803.1 24599.33 25265.83
Assets
Loans 1951.09 2001 0 91.63 1747.98
Net Block 0 0 48.8 36.53 27.96
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 57.49 180.9 13183.07 19705.4 22610.13
Other Loans 0 0 0 149.8 195.59
Other N/C Assets 0 0 0 4.05 8.78
Current Assets 47.71 40.91 11571.23 4611.92 675.39
Total Assets 2056.29 2222.81 24803.1 24599.33 25265.83
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
promoters 47.12 47.12 47.12 47.12 47.12
akash m ambani 0.13 0.13 0.13 0.13 0.13
anant m ambani 0.13 0.13 0.13 0.13 0.13
devarshi commercials llp 8.59 8.59 8.59 8.59 8.59
isha m ambani 0.13 0.13 0.13 0.13 0.13
jamnagar utilities and po... 2.02 2.02 2.02 2.02 2.02
k d ambani 0.25 0.25 0.25 0.25 0.25
karuna commercials llp 8.59 8.59 8.59 8.59 8.59
mukesh d ambani 0.13 0.13 0.13 0.13 0.13
nita m ambani 0.13 0.13 0.13 0.13 0.13
reliance industries holdi... 3.01 3.01 3.01 3.01 3.01
reliance welfare associat... 0.08 0.08 0.08 0.08 0.08
samarjit enterprises llp 1.96 1.96 1.96 1.96 1.96
shreeji comtrade llp 0.23 0.23 0.23 0.23 0.23
shrikrishna tradecom llp 0.23 0.23 0.23 0.23 0.23
sikka ports & terminals l... 1.08 1.08 1.08 1.08 1.08
srichakra commercials llp... 11.64 11.64 11.64 11.64 11.64
svar enterprises llp 0.21 0.21 0.21 0.21 0.21
tattvam enterprises llp 8.59 8.59 8.59 8.59 8.59
vasuprada enterprises llp... 0.02 0.02 0.02 0.02 0.02
PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
investors 52.88 52.88 52.88 52.88 52.88
jfsl trust – phys (ril) 0.64 0.63 - - 0.59
life insurance corporatio... 6.13 6.13 6.13 6.68 6.83
quant mutual funds 2.12 2.30 2.57 2.60 2.25
sbi mutual funds - - 1.08 1.07 1.11
investor education and pr... - - 0.57 0.57 -
jfsl trust - phys (ril) - - - 0.60 -
investor education and pr... 0.58 0.58 - - -
motilal oswal mutual fund... 1.36 1.36 - - -
jfsl trust – pps (ril) 0.01 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2024
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018

Ratings & Research Reports

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TYPE AGENCY Link
 No Credit reports exist for this company.Report us
TYPE AGENCY Link
TYPE AGENCY Link
Research Ventura
Research Geojit

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY25
Concall Q4FY24
Concall Q3FY24
Concall Q2FY24
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY25
Presentation Q4FY24
Presentation Q3FY25
Presentation Q3FY24
Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY24

Company News

Jio Financial Services informs about media release 17 Nov, 12:00 PM Jio Financial Services’ arm invests Rs 45 crore in Reliance International Leasing IFSC 14 Nov, 4:27 PM Jio Financial Services reports marginal rise in Q2 consolidated net profit 17 Oct, 10:50 AM JIO Financial Serv. - Quaterly Results 17 Oct, 12:00 AM Jio Financial Services’ arm bags contract to implement MLFF toll collection system 13 Oct, 5:22 PM Jio Financial Services informs about board meeting 9 Oct, 2:50 PM Jio Financial Services’ arm launches ‘Savings Pro’ 22 Sep, 12:20 PM Jio Financial Services informs about media release 22 Sep, 12:17 PM Jio Financial Services, Allianz incorporate joint venture company 9 Sep, 2:23 PM Jio Financial Services informs about acquisition 9 Sep, 1:19 PM Jio Financial Services’ arm to allow customers to invest idle deposits in overnight MFs 29 Aug, 10:23 AM Jio Financial Services informs about AGM 2 Aug, 1:09 PM JIO Financial Services gets nod to raise Rs 15,825 crore through preferential issue 31 Jul, 2:51 PM Jio Financial Services informs about press release 19 Jul, 11:28 AM Jio Financial Services, Allianz Group join hands to serve Indian insurance market 19 Jul, 10:01 AM Jio Financial Services reports marginal rise in Q1 consolidated net profit 18 Jul, 11:50 AM JIO Financial Serv. - Quaterly Results 17 Jul, 5:17 PM JIO Financial Serv. - Quaterly Results 17 Jul, 5:17 PM JIO Financial Serv. - Quaterly Results 17 Jul, 5:17 PM Jio Financial Services’ JV's arm gets SEBI’s nod to act as stock broker 27 Jun, 3:00 PM Jio Financial Services infuses Rs 190 crore in Jio Payments Bank 26 Jun, 2:12 PM Jio Financial Services acquires stake in Jio Payments Bank 19 Jun, 9:07 AM Jio Financial Services’ arm receives SEBI’s approval for mutual fund operation 27 May, 4:45 PM Jio Financial Services reports marginal rise in Q4 consolidated net profit 21 Apr, 12:30 PM JIO Financial Serv. - Quaterly Results 17 Apr, 7:12 PM JIO Financial Serv. - Quaterly Results 17 Apr, 7:12 PM Jio Financial Services’ arm introduces fully digital Loan Against Securities for customers 8 Apr, 4:24 PM Jio Financial Services, Black Rock invest Rs 63 crore in JV 4 Apr, 12:44 PM Jio Financial Services subscribes additional equity shares in Jio Payments Bank 28 Mar, 11:52 AM Jio Financial Services informs about acquisition 4 Mar, 4:47 PM Jio Financial Services gets nod to acquire balance stake in JPBL 4 Mar, 4:12 PM Jio Financial Services informs about investor presentation 21 Jan, 5:30 PM Jio Financial Services informs about update on incorporation of brokerage company 21 Jan, 2:53 PM JIO Financial Services reports marginal rise in Q3 consolidated net profit 18 Jan, 11:14 AM JIO Financial Serv. - Quaterly Results 17 Jan, 6:02 PM JIO Financial Serv. - Quaterly Results 17 Jan, 6:02 PM JIO Financial Serv. - Quaterly Results 17 Jan, 6:02 PM Jio Financial Services informs about trading window closure 30 Dec, 4:20 PM Jio Financial Services informs about updates 29 Oct, 5:18 PM Jio Financial Services informs about disclosure 29 Oct, 3:07 PM Jio Financial Services informs about media release 29 Oct, 12:43 PM JIO Financial Services reports marginal rise in Q2 consolidated net profit 19 Oct, 12:18 PM JIO Financial Serv. - Quaterly Results 18 Oct, 5:54 PM JIO Financial Serv. - Quaterly Results 18 Oct, 5:54 PM JIO Financial Serv. - Quaterly Results 18 Oct, 5:54 PM Jio Financial Services informs about media release 11 Oct, 10:01 AM Jio Financial Services informs about disclosure 28 Sep, 3:34 PM Jio Financial Services, BlackRock Advisors Singapore incorporate joint venture company 9 Sep, 9:28 AM Jio Financial Services’ arm invests in Reliance International Leasing IFSC 28 Aug, 12:12 PM Jio Financial Services acquires additional stake in Jio Payments Bank 27 Aug, 4:09 PM

JIO Financial Serv. Stock Price Analysis and Quick Research Report. Is JIO Financial Serv. an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse JIO Financial Serv.. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of JIO Financial Serv. is Rs 548.91 Cr. and the compounded growth of profit in the past 3 years is 48.3751290464282%. The PAT margin of JIO Financial Serv. is 68.1402%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In JIO Financial Serv. , the EPS grew by 43.5216% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): JIO Financial Serv. has a poor ROE track record. The ROE of JIO Financial Serv. is at 2.2213% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of JIO Financial Serv. is worth at the current levels at Rs 306.2. JIO Financial Serv. is trading at a current P/E ratio of 263.1944 and the average historical P/E for the last 5 years was 170.1804.
  • P/B ratio can be one of the best metrics to value such companies. Currently, JIO Financial Serv. is trading at a P/B of 6.67313203517451. The average historical P/B for the last 5 years was 2.99612. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of JIO Financial Serv. in Ticker for free. Also, one can get the intrinsic value of JIO Financial Serv. by using Valuation Calculators, which are available with a Finology ONE subscription. 

JIO Financial Serv. FAQs

Q1. What is JIO Financial Serv. share price today?
Ans: The current share price of JIO Financial Serv. is Rs 306.2.

Q2. What is the market capitalisation of JIO Financial Serv.?
Ans: JIO Financial Serv. has a market capitalisation of Rs 194533.19649626 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of JIO Financial Serv.?
Ans: The PE ratio of JIO Financial Serv. is 277.80802032299 and the P/B ratio of JIO Financial Serv. is 6.67313203517451, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of JIO Financial Serv. share?
Ans: The 52-week high share price of JIO Financial Serv. is Rs 347.35, and the 52-week low share price of JIO Financial Serv. is Rs 198.65.

Q5. Does JIO Financial Serv. pay dividends?
Ans: Currently, JIO Financial Serv. pays dividends. Dividend yield of JIO Financial Serv. is around 0.1633%.

Q6. What are the face value and book value of JIO Financial Serv. shares?
Ans: The face value of JIO Financial Serv. shares is Rs 10, while the book value per share of JIO Financial Serv. is around Rs 45.8855. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of JIO Financial Serv.?
Ans: The ROE of JIO Financial Serv. is 2.2213% and ROCE of JIO Financial Serv. is 2.6441%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is JIO Financial Serv. a good buy for the long term?
Ans: The JIO Financial Serv. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is JIO Financial Serv. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the JIO Financial Serv. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check JIO Financial Serv.’s financials?
Ans: You can review JIO Financial Serv.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about JIO Financial Serv.

Jio Financial Services Share Price: Live Data and Analysis

This page offers a comprehensive and SEO-optimised view of the Jio Financial Services share price, targeting keywords like Jio Financial Services stock price today and reliance jio finance share price. Given its recent listing and strategic importance in the Indian financial landscape, understanding its current price, historical trends, and latest news is crucial for investors monitoring the stock symbol JIOFIN.

Current Jio Financial Services Share Price

As of the close of the market on Monday, 24 November 2025, the Jio Financial Services share price on the NSE was Rs 299.85. This recorded price reflects a minor loss of -3.70 (or -1.22%) compared to its previous closing price. The stock, which trades under the symbol JIOFIN on both NSE and BSE (BSE Code: 543940), experienced a slight dip, mirroring a broader cautious trend in the mid-cap segment.

The current price places the stock significantly above its 52-week low of Rs 198.65 but below its 52-week high of Rs 347.35, suggesting a period of consolidation. For the most current, regularly updated Jio Financial Services share price, please refer to the live ticker section located above on this page. That section provides a real-time JIOFIN share price summary, including the day's high/low and the 52-week high/low.

Jio Financial Services Share Returns Performance

Analyzing the Jio Financial Services Returns performance reveals the stock's trajectory since its listing. As of 24 November 2025, the JIOFIN historical returns for various periods are as follows:

  • 1 Week: -3.89%

  • 1 Month: -1.99%

  • 3 Months: -6.47%

  • 1 Year: -4.45% (Note: This is an estimated return based on available 1-year data for the recently listed stock, reflecting the period since its listing and subsequent price volatility.)

  • 5 Years: N.A. (The company was listed in August 2023, making 5-year data unavailable.)

The short-term returns (1 Week, 1 Month, and 3 Months) show negative figures, indicating that the Jio Financial Services Performance has been under pressure or undergoing a period of profit-booking and consolidation following its initial strong rally post-listing. The one-year performance also shows a decline, suggesting that the initial enthusiasm has been replaced by valuation concerns and technical pressures. However, this early performance is characteristic of a newly listed stock finding its true price equilibrium. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting Jio Financial Services Share Price

Recent events continue to shape the Jio Finance Service share price, reflecting both strategic growth and market caution.

  • Q2 FY26 Results Announcement: Jio Financial Services (JFSL) reported robust Q2 FY26 results (July-September 2025). Consolidated Net Profit witnessed a significant year-on-year (YoY) rise of 50% to Rs 456 crore. Revenue from core operations also increased by 36% YoY. This strong profit growth, largely driven by dividend income and gains on fair value changes, indicates strong underlying asset value and management, which is fundamentally positive for the stock.

  • Strategic Expansion & Partnerships: The company's subsidiary, Jio Payments Bank, recently secured a contract to implement the FASTag Automatic Number Plate Recognition (ANPR)-based toll collection system, expanding its digital payments footprint. Furthermore, JFSL and global insurer Allianz incorporated a joint venture, Allianz Jio Reinsurance Limited, to enter the reinsurance business in India. These business developments highlight the ambitious growth strategy, supporting the long-term jio financial share price value.

  • Promoter Infusion and Valuation: Promoter group companies infused Rs 3,956 crore into JFSL via a preferential allotment of warrants, underscoring the management's commitment and funding future expansion. Despite the strong fundamentals, the stock's TTM P/E ratio remains significantly high (approx. 116x) compared to the sector median (approx. 24x), leading to a 'Sell' rating by some analysts due to perceived overvaluation in the short-term. This high valuation is a key Factor Affecting Jio Financial Services Share Price movement.

Conclusion on Jio Financial Services Stock Price

The Jio Financial Services Share Price outlook is driven by a strong dichotomy: the immense potential of its digital-first financial platform and the high valuation premiums currently attached to the stock. While the company has demonstrated excellent financial performance and rapid strategic expansion in payments, lending, and insurance, reflected in its recent Q2 results, the JIOFIN stock analysis suggests a period of price consolidation. Current price action is seen as volatile or consolidating as the market weighs the long-term growth narrative against its rich valuation. Investors are advised to monitor key business milestones and asset monetisation efforts closely.

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