Ticker > Company >

Housing & Urban Dev. share price

Housing & Urban Development Corporation Ltd.

NSE: HUDCO BSE: 540530 SECTOR: Finance - Housing  2.77 L   1.15 K   268

230.65
0 0
BSE: 11 Jul 04:01 PM

Price Summary

Today's High

₹ 233.5

Today's Low

₹ 229.35

52 Week High

₹ 346.8

52 Week Low

₹ 158.9

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

46173.82 Cr.

Advances

91365.05 Cr.

No. of Shares

200.19 Cr.

P/E

17.04

P/B

2.57

Face Value

₹ 10

Div. Yield

1.8 %

Book Value (TTM)

₹  89.76

Operating Revenue

7784.29 Cr.

Net Profit

2116.74 Cr.

Promoter Holding

75 %

EPS (TTM)

₹  13.53

Sales Growth

10.42

ROE

13.21 %

ROCE

9.24%

Profit Growth

24.4 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 27Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year10.42%
3 Year2.47%
5 Year6.98%

Profit Growth

1 Year24.4%
3 Year10.27%
5 Year12.39%

ROE%

1 Year13.21%
3 Year12.33%
5 Year12.81%

ROCE %

1 Year9.24%
3 Year9.07%
5 Year9.28%

ROA%

2.4152

PEG Ratio

0.7

PAT Margin (%)

27.1925

EPS Growth(%)

24.3965

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 75.00 0.00
Dec 2024 75.00 0.00
Sep 2024 75.00 0.00
Jun 2024 75.00 0.00
Mar 2024 75.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 3.0542%.
  • Promoters shareholding is 75%.

 Limitations

  • The company has delivered poor profit growth of 2.47119207520239% over past 3 years
  • The company has delivered poor Operating Income growth of 2.47119207520239% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 2065.22 2188.35 2517.72 2760.23 2844.99
Other Income 128.82 8.84 8.42 9.91 9.92
Interest Expended 1240.3 1463.69 1662.02 1762.49 1859.25
Operating Expenses 8.14 46.84 -138.46 73.36 -28.11
Total Provisions 0 0 0 0 0
Depreciation 2.48 1.96 2.54 2.63 3.51
Profit Before Tax 943.12 684.7 1000.04 931.66 1020.26
Tax 242.96 126.95 311.42 196.63 292.52
Net Profit 700.16 557.75 688.62 735.03 727.74
Adjusted EPS (RS) 3.5 2.79 3.44 3.67 3.64

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 7532.12 7234.58 6954.08 7049.46 7784.29
Other Income 39.57 229.05 293.13 110.43 372.32
Interest 4847.86 4764.82 4532.53 4507.1 4960.82
Operating Expenses 285.06 246.43 258.62 236.97 284.93
Total Provisions 264.24 223.74 110.12 126.41 67.42
Exceptional Items 0 0 0 0 0
Profit Before Tax 2174.53 2228.64 2345.94 2289.41 2843.44
Tax 466.11 650.06 629.34 587.79 726.7
Profit After Tax 1708.42 1578.58 1716.6 1701.62 2116.74
Adjusted EPS (Rs.) 8.53 7.89 8.57 8.5 10.57

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 2001.9 2001.9 2001.9 2001.9 2001.9
Total Reserves 10341.59 11187.15 12466.42 13443.35 14612.4
Borrowings 57271.55 59459.17 56918.22 49045.79 47584.76
Other N/C liabilities 644.22 976.72 1193.53 1360.3 1600.33
Current liabilities 6322.73 3756.19 6729.58 15543.15 28093.07
Total Liabilities 76581.99 77381.13 79309.65 81394.49 93892.46
Assets
Loans 74267.92 74291.89 76989.92 79236.97 91365.05
Net Block 45.55 62.89 75.47 69.4 68.69
Capital WIP 51.56 17.49 17.26 17.48 13.61
Intangible WIP 0 21.15 8.14 2.01 1.36
Investments 233.51 243.34 255.96 263.69 274.75
Other Loans 1.27 1.26 1.33 1.36 0.89
Other N/C Assets 19.28 18.62 17.65 20.47 19.59
Current Assets 1962.9 2724.49 1943.92 1783.11 2148.52
Total Assets 76581.99 77381.13 79309.65 81394.49 93892.46
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 75.00 75.00 75.00 75.00 75.00
the president of india th... 54.27 54.27 54.27 54.27 54.27
the president of india th... - - - - 20.73
the president of india th... 20.73 20.73 20.73 20.73 -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 25.00 25.00 25.00 25.00 25.00
life insurance corporatio... 8.90 8.44 7.92 7.44 7.08
llp - - 0.04 0.03 -
quant mutual fund - quant... - 2.32 - - -
quant mutual fund - quant... 1.56 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
Credit JAPAN CREDIT RATING
Credit CARE
Credit CARE
Credit CARE
Credit CARE
Credit CARE
Credit ICRA
Credit ICRA
Credit ICRA
Credit CARE
Credit ICRA
Credit CARE RATINGS
Credit ICRA
Credit CARE
Credit ICRA
TYPE AGENCY Link
TYPE AGENCY Link
Research HDFC Securities
Research HDFC Securities

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY25
Concall Q3FY25
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY24
Presentation Q4FY21
Presentation Q4FY21
Presentation Q4FY20
Presentation Q3FY25
Presentation Q3FY24
Presentation Q3FY22
Presentation Q2FY22
Presentation Q2FY20
Presentation Q1FY22
Presentation Q1FY21

Company News

HUDCO signs MoU with MPUDCL 12 Jul, 11:07 AM HUDCO sanctions loan worth Rs 33,904 crore in Q1FY26 1 Jul, 12:38 PM Housing & Urban Development Corporation informs about updates 28 Jun, 3:54 PM HUDCO gets nod to raise upto Rs 750 crore via NCDs 6 Jun, 3:00 PM Housing & Urban Development Corporation informs about appointment of director 30 May, 3:25 PM Housing & Urban Development Corporation informs about analyst meet outcome 8 May, 5:22 PM Housing & Urban Development Corporation informs about investor presentation 8 May, 9:37 AM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing and Urban Development Corporation informs about disclosure 9 Apr, 2:20 PM HUDCO inks MoU with Mumbai Metropolitan Region Development Authority 9 Apr, 9:14 AM Housing & Urban Development Corporation informs about board meeting 28 Mar, 5:20 PM HUDCO, Andhra Pradesh’s Capital Region Development Authority ink Rs 11,000 crore loan agreement 17 Mar, 3:11 PM HUDCO gets nod to raise funds up to Rs 2,842.50 crore via bonds 12 Mar, 3:10 PM Housing & Urban Development Corporation informs about newspaper publication 6 Mar, 12:47 PM HUDCO signs MoU with IHS 17 Feb, 4:27 PM Housing & Urban Development Corporation informs about disclosure 7 Feb, 5:15 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 3:00 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 12:46 PM HUDCO inks MoU with Vadhvan Port Project 23 Jan, 10:41 AM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Development Corporation informs about press release 16 Jan, 4:29 PM Housing & Urban Development Corporation informs about closure of trading window 24 Dec, 12:29 PM HUDCO inks MoU with Delhi Development Authority 11 Dec, 12:30 PM HUDCO informs about MoU 28 Nov, 10:07 AM HUDCO signs MoU with NBCC (India) 28 Nov, 9:29 AM Housing & Urban Development Corporation informs about disclosure 23 Nov, 11:14 AM Housing & Urban Development Corporation informs about investor presentation 30 Oct, 2:41 PM Housing & Urban Development Corporation informs about appointment of part-time official director 29 Oct, 5:14 PM Housing & Urban Development Corporation informs about unaudited financial results 29 Oct, 3:31 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM HUDCO inks MoU with Yamuna Expressway Industrial Development Authority 21 Aug, 4:44 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM HUDCO signs MoU with RITES 6 Aug, 10:30 AM HUDCO signs non-binding MoU with Government of Rajasthan 24 Jul, 2:56 PM Housing and Urban Development Corporation informs about investors meet 21 Jun, 5:11 PM HUDCO inks MoU with India Infrastructure Finance Company 7 Jun, 10:14 AM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Development Corporation board to consider dividend 17 May, 4:56 PM HUDCO signs MoU with SITCO 13 May, 10:15 AM HUDCO inks MoU with Maharashtra State Electricity Distribution Company 7 Mar, 3:00 PM

Housing & Urban Dev. Stock Price Analysis and Quick Research Report. Is Housing & Urban Dev. an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Housing & Urban Dev. stock price today is Rs 230.71. To understand the functions of the Housing & Urban Dev. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 2116.74 Cr and the compounded growth of profit in the past 3 years is 10.2723294300404 %. The PAT margin of Housing & Urban Dev. is 27.1925 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Housing & Urban Dev. , the EPS grew by 24.3965 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Housing & Urban Dev. has a average ROE track record. The ROE of Housing & Urban Dev. is at 13.2051 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Housing & Urban Dev. is worth at the current levels at Rs 230.71. Housing & Urban Dev. is trading at a current P/E ratio of 17.7138 and the average historical P/E for the last 5 years was 6.90622.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Housing & Urban Dev. is trading at a P/B of 2.5695 . The average historical P/B for the last 5 years was 0.85218. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Housing & Urban Dev. is Rs 230.71. One can use valuation calculators of ticker to know if Housing & Urban Dev. share price is undervalued or overvalued.

Last Updated on:
Brief about Housing & Urban Dev.

Current HUDCO Share Price

The latest HUDCO share price on the National Stock Exchange (NSE) is Rs 232.84 as of 3:30 PM IST on June 24, 2025. This shows a gain of +0.34% compared to its previous close of Rs 232.04. The HUDCO stock price on BSE also reflects similar positive movement today. For the most current, regularly updated HUDCO share price, please refer to the live ticker section located above on this page. That section provides a real-time HUDCO share price summary, including the day's high/low (Rs 236.00 / Rs 231.05) and the 52-week high/low (Rs 353.70 / Rs 158.85).

HUDCO Share Returns Performance

Housing & Urban Development Corporation Ltd. (HUDCO) returns performance over various periods is as follows (data as of June 23, 2025, unless otherwise specified):

  • 1 Week: +0.97%
  • 1 Month: +1.87%
  • 3 Months: +14.42%
  • 1 Year: -17.44%
  • 5 Years: +730.20%

These HUDCO share returns indicate a mixed short-term trend, with positive gains over the past week, month, and three months. However, the HUDCO stock price has seen a notable decline over the last year. Despite this, the HUDCO share price history demonstrates exceptional long-term growth, with impressive multi-bagger returns over the 5-year period. This suggests that while recent fluctuations have impacted its annual performance, the HUDCO share value has created significant value for long-term investors. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting HUDCO Share Price

Several key pieces of recent news have been influencing the HUDCO stock analysis:

  • Q4 FY25 Results & Dividend: HUDCO reported a 4% year-on-year increase in its standalone net profit to Rs 728 crore for Q4 FY25. Revenue from operations also saw a strong 38% year-on-year rise to Rs 2,845 crore. The company's board recommended a final dividend of Rs 1.05 per equity share for FY25, in addition to an interim dividend already paid. This improved financial performance, particularly revenue growth and consistent dividend, is a positive factor for the HUDCO share price.
     
  • RBI Financing Guidelines & Stock Surge: HUDCO shares experienced a notable increase in June 2025 following the Reserve Bank of India's announcement of new project financing guidelines. These guidelines are seen as positively impacting public sector financing firms like HUDCO, which specialize in infrastructure and housing projects.
     
  • Bond Issuance at Lowest Rate: In early June 2025, HUDCO successfully raised Rs 750 crore through 3-year bonds at a 6.52% coupon rate, marking the lowest interest rate since March 2022 for the company. This ability to secure funds at favourable rates improves its cost of capital and financial flexibility, positively impacting the HUDCO share news.

     

  • Government Focus on Housing & Infrastructure: As a state-owned financial institution, HUDCO directly benefits from the government's continued emphasis and spending on housing, urban development, and infrastructure projects across the country. This provides a strong, stable demand for its lending services.

     

Conclusion on HUDCO Stock Price

The HUDCO share price outlook is currently positive, supported by robust quarterly financial results, successful fundraising at favourable rates, and renewed optimism stemming from favourable government policies. While the stock has seen a decline over the past year, its exceptional long-term returns and strategic role in India's urban and housing development initiatives suggest strong growth potential. The HUDCO stock analysis indicates that the company's solid fundamentals and alignment with national development priorities position the HUDCO share value for continued long-term growth.

Read More
X