Housing & Urban Dev.
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Housing & Urban Dev. share price

Housing & Urban Development Corporation Ltd.

NSE: HUDCO BSE: 540530 SECTOR: Finance - Housing  2.95 L   1.17 K   274

225.15
+2.75 (1.24%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 225.75

Today's Low

₹ 219.6

52 Week High

₹ 263.95

52 Week Low

₹ 158.9

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 45072.78 Cr.

Advances

₹ 124340.71 Cr.

No. of Shares

200.19 Cr.

P/E

16.08

P/B

2.5

Face Value

₹ 10

Div. Yield

1.84 %

Book Value (TTM)

₹  90.1

Operating Revenue

₹ 10311.29 Cr.

Net Profit

₹ 2709.14 Cr.

Promoter Holding

75 %

EPS (TTM)

₹  14

Sales Growth

32.46

ROE

15.67 %

ROCE

9.62%

Profit Growth

27.99 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 27Indices.

NIFTYMIDCAP

NIFTY Midcap 100
60594.6
  294.799999999996 (0.488890510416273%)

NYMIDSML400MQ100

Nifty MidSmallcap400 Momentum Quality 100 Index
48529.4
  67.2000000000044 (0.13866477378246%)

NIFTY500

Nifty 500
23835.25
  94.1500000000015 (0.396569661894364%)

NIFTYMIDCAP150

Nifty Midcap 150
22207.9
  87.1500000000015 (0.393973983703089%)

NFTMIDSMLFINSER

Nifty MidSmall Financial Services
20727
  226.25 (1.10361816031122%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
20097.65
  15.4500000000007 (0.0769338020734756%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
18003.35
  25.75 (0.143233802064802%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
16831.2
  77.1500000000015 (0.460485673613253%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
16429.2
  39.4000000000015 (0.240393415416906%)

NIFTY200

Nifty 200
14541.65
  75.25 (0.520170878725867%)

NFT500EQUAL

Nifty 500 Equal Weight
14116.6
  -30.25 (-0.213828520129922%)

NIFTYTOTALMCAP

Nifty Total Market index
13372.1
  45.4500000000007 (0.341045949282082%)

NIFTYDIVOPPT

Nifty Dividend Opportunities 50
6288.3
  35.6999999999998 (0.570962479608483%)

NIFTYFULLMIDCAP100

NIFTY FULL MIDCAP 100
5987.56
  -42.7999999999993 (-0.709742038617911%)

NIFTYHIGHBETA

Nifty High Beta 50
3879.85
  4.5 (0.116118544131494%)

MIDCAP

S&P Bse Mid Cap
46617.8
  95.6600000000035 (0.205622527252625%)

BSE500

S&P Bse 500
37394.44
  143.850000000006 (0.386168380151841%)

BSEPSU

S&P Bse PSU
20124.69
  124.57 (0.622846262922416%)

MID150

S&P Bse 150 MidCap
16383.23
  43.9399999999987 (0.268922333834576%)

FIN

S&P Bse Finance
13225.7
  110.300000000001 (0.840996080943013%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
12414.1
  73.2299999999996 (0.593394144821224%)

MSL400

S&P Bse 400 MidSmallCap
12101.62
  5.22000000000116 (0.0431533348765001%)

LMI250

S&P Bse 250 LargeMidCap
11181.7
  52.0200000000004 (0.467398882986747%)

BSE1000

Bse 1000
11088.38
  33.6499999999996 (0.304394589465318%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
10319.66
  72.75 (0.709970127579918%)

ALLCAP

S&P Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

CPSE

S&P Bse CPSE
3738
  2.67000000000007 (0.0714796283059371%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year32.46%
3 Year14.03%
5 Year6.48%

Profit Growth

1 Year27.99%
3 Year16.43%
5 Year9.66%

ROE%

1 Year15.67%
3 Year13.42%
5 Year13.01%

ROCE %

1 Year9.62%
3 Year9.22%
5 Year9.26%

ROA%

2.4295

PEG Ratio

0.57

PAT Margin (%)

26.2735

EPS Growth(%)

27.9855

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2025 75.00 0.00
Jun 2025 75.00 0.00
Mar 2025 75.00 0.00
Dec 2024 75.00 0.00
Sep 2024 75.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 14.0312458834334%.
  • The company boasts a well-maintained advances growth ratio of 17.325701124714%.
  • Promoters shareholding is 75%.

 Limitations

  • Provision and contingencies have increased by 23.9839810145357%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025
Operating Revenue 2517.72 2760.23 2844.99 2937.31 3219.03
Other Income 8.42 9.91 9.92 8.16 31.99
Interest Expended 1662.02 1762.49 1859.25 1976.31 2146.94
Operating Expenses -138.46 73.36 -28.11 108.99 146.56
Total Provisions 0 0 0 0 0
Depreciation 2.54 2.63 3.51 2.94 2.81
Profit Before Tax 1000.04 931.66 1020.26 857.23 954.71
Tax 311.42 196.63 292.52 227 244.88
Net Profit 688.62 735.03 727.74 630.23 709.83
Adjusted EPS (RS) 3.44 3.67 3.64 3.15 3.55

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 7234.58 6954.08 7049.46 7784.29 10311.29
Other Income 229.05 293.13 110.43 372.32 448.5
Interest 4764.82 4532.53 4507.1 4960.82 6747.5
Operating Expenses 246.43 258.62 236.97 284.93 292.04
Total Provisions 223.74 110.12 126.41 67.42 83.59
Exceptional Items 0 0 0 0 0
Profit Before Tax 2228.64 2345.94 2289.41 2843.44 3636.66
Tax 650.06 629.34 587.79 726.7 927.52
Profit After Tax 1578.58 1716.6 1701.62 2116.74 2709.14
Adjusted EPS (Rs.) 7.89 8.57 8.5 10.57 13.53

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 2001.9 2001.9 2001.9 2001.9 2001.9
Total Reserves 11187.15 12466.42 13443.35 14612.4 15967.89
Borrowings 59459.17 56918.22 49045.79 57396.61 75304.44
Other N/C liabilities 976.72 1193.53 1360.3 1637.29 1880.44
Current liabilities 3756.19 6729.58 15543.15 18244.27 33969.08
Total Liabilities 77381.13 79309.65 81394.49 93892.47 129123.75
Assets
Loans 74291.89 76989.92 79236.97 91365.05 124340.71
Net Block 62.89 75.47 69.4 68.69 69.07
Capital WIP 17.49 17.26 17.48 13.61 14.37
Intangible WIP 21.15 8.14 2.01 1.36 1.68
Investments 243.34 255.96 263.69 274.75 283.67
Other Loans 1.26 1.33 1.36 0.34 10.48
Other N/C Assets 18.62 17.65 20.47 777.16 1943.67
Current Assets 2724.49 1943.92 1783.11 1391.51 2460.1
Total Assets 77381.13 79309.65 81394.49 93892.47 129123.75
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
promoters 75.00 75.00 75.00 75.00 75.00
the president of india th... 54.27 54.27 54.27 54.27 54.27
the president of india th... - - 20.73 20.73 20.73
the president of india th... 20.73 20.73 - - -
PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
investors 25.00 25.00 25.00 25.00 25.00
life insurance corporatio... 7.92 7.44 7.08 7.08 7.68
llp 0.04 0.03 - - -

Annual Reports

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Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

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Company News

Housing and Urban Development Corporation informs about credit rating 4 Dec, 4:41 PM Housing & Urban Development Corporation informs about newspaper publication 28 Nov, 4:56 PM HUDCO rises on inking pact with National Institute of Urban Affairs 25 Nov, 10:20 AM HUDCO inks pact with National Institute of Urban Affairs 25 Nov, 9:01 AM HUDCO soars on inking pact with IDFC Foundation 24 Nov, 9:29 AM HUDCO inks pact with IDFC Foundation 24 Nov, 9:05 AM HUDCO reports marginal rise in Q2 net profit 11 Nov, 2:23 PM Housing & Urban Dev. - Quaterly Results 11 Nov, 12:00 AM HUDCO jumps on launching ‘Urban Invest Window’ 10 Nov, 11:35 AM HUDCO launches ‘Urban Invest Window’ 10 Nov, 10:08 AM HUDCO moves up on signing MoUs with SMFCL, SMPA 30 Oct, 11:50 AM HUDCO signs MoUs with SMFCL, SMPA 30 Oct, 10:49 AM HUDCO rises on inking MoU with IIM Calcutta 29 Oct, 10:20 AM HUDCO inks MoU with IIM Calcutta 29 Oct, 9:50 AM Housing & Urban Development Corporation informs about MoU 27 Oct, 1:02 PM HUDCO inks MoU with Jawaharlal Nehru Port Authority 25 Oct, 3:55 PM Housing & Urban Development Corporation informs about certificate 10 Oct, 5:50 PM Housing & Urban Development Corporation informs about RTA certificate 9 Oct, 3:21 PM Housing & Urban Development Corporation informs about appointment of statutory auditors 6 Oct, 4:19 PM HUDCO signs MoU with NBCC (India) 20 Sep, 9:54 AM HUDCO signs MoU with NMRDA 9 Sep, 9:05 AM Housing & Urban Development Corporation informs about press release 22 Aug, 4:52 PM Housing & Urban Development Corporation informs about newspaper publication 7 Aug, 2:50 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM HUDCO gets nod to raise upto Rs 3000 crore via NCDs 17 Jul, 3:30 PM HUDCO signs MoU with MPUDCL 12 Jul, 11:07 AM HUDCO sanctions loan worth Rs 33,904 crore in Q1FY26 1 Jul, 12:38 PM Housing & Urban Development Corporation informs about updates 28 Jun, 3:54 PM HUDCO gets nod to raise upto Rs 750 crore via NCDs 6 Jun, 3:00 PM Housing & Urban Development Corporation informs about appointment of director 30 May, 3:25 PM Housing & Urban Development Corporation informs about analyst meet outcome 8 May, 5:22 PM Housing & Urban Development Corporation informs about investor presentation 8 May, 9:37 AM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing and Urban Development Corporation informs about disclosure 9 Apr, 2:20 PM HUDCO inks MoU with Mumbai Metropolitan Region Development Authority 9 Apr, 9:14 AM Housing & Urban Development Corporation informs about board meeting 28 Mar, 5:20 PM HUDCO, Andhra Pradesh’s Capital Region Development Authority ink Rs 11,000 crore loan agreement 17 Mar, 3:11 PM HUDCO gets nod to raise funds up to Rs 2,842.50 crore via bonds 12 Mar, 3:10 PM Housing & Urban Development Corporation informs about newspaper publication 6 Mar, 12:47 PM HUDCO signs MoU with IHS 17 Feb, 4:27 PM Housing & Urban Development Corporation informs about disclosure 7 Feb, 5:15 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 3:00 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 12:46 PM HUDCO inks MoU with Vadhvan Port Project 23 Jan, 10:41 AM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM

Housing & Urban Dev. Stock Price Analysis and Quick Research Report. Is Housing & Urban Dev. an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Housing & Urban Dev.. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Housing & Urban Dev. is Rs 2709.14 Cr. and the compounded growth of profit in the past 3 years is 16.4269318775774%. The PAT margin of Housing & Urban Dev. is 26.2735%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Housing & Urban Dev. , the EPS grew by 27.9855% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Housing & Urban Dev. has a average ROE track record. The ROE of Housing & Urban Dev. is at 15.667% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Housing & Urban Dev. is worth at the current levels at Rs 225.37. Housing & Urban Dev. is trading at a current P/E ratio of 14.7346 and the average historical P/E for the last 5 years was 9.3856.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Housing & Urban Dev. is trading at a P/B of 2.50134295823733. The average historical P/B for the last 5 years was 1.23174. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Housing & Urban Dev. in Ticker for free. Also, one can get the intrinsic value of Housing & Urban Dev. by using Valuation Calculators, which are available with a Finology ONE subscription. 

Housing & Urban Dev. FAQs

Q1. What is Housing & Urban Dev. share price today?
Ans: The current share price of Housing & Urban Dev. is Rs 225.37.

Q2. What is the market capitalisation of Housing & Urban Dev.?
Ans: Housing & Urban Dev. has a market capitalisation of Rs 45116.8203 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Housing & Urban Dev.?
Ans: The PE ratio of Housing & Urban Dev. is 16.0969373178676 and the P/B ratio of Housing & Urban Dev. is 2.50134295823733, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Housing & Urban Dev. share?
Ans: The 52-week high share price of Housing & Urban Dev. is Rs 262.7, and the 52-week low share price of Housing & Urban Dev. is Rs 158.85.

Q5. Does Housing & Urban Dev. pay dividends?
Ans: Currently, Housing & Urban Dev. pays dividends. Dividend yield of Housing & Urban Dev. is around 1.8804%.

Q6. What are the face value and book value of Housing & Urban Dev. shares?
Ans: The face value of Housing & Urban Dev. shares is Rs 10, while the book value per share of Housing & Urban Dev. is around Rs 90.0996. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Housing & Urban Dev.?
Ans: The ROE of Housing & Urban Dev. is 15.667% and ROCE of Housing & Urban Dev. is 9.6205%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Housing & Urban Dev. a good buy for the long term?
Ans: The Housing & Urban Dev. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Housing & Urban Dev. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Housing & Urban Dev. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Housing & Urban Dev.’s financials?
Ans: You can review Housing & Urban Dev.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about Housing & Urban Dev.

HUDCO Share Price & Analysis (NSE: HUDCO)

The HUDCO share price has seen significant upward momentum, driven by its crucial role in government-backed urban and housing finance schemes and strong financial performance. As a Public Sector Undertaking (PSU), its growth is closely linked to India's infrastructure and housing development focus.

 

HUDCO Stock Price Today

 

The following data for Housing and Urban Development Corporation Ltd. (NSE: HUDCO) is as of the market close, 3:30 PM IST, Tuesday, November 25, 2025.

Metric Value (NSE) Change (from previous close)
Final Share Price ?231.00 ↑+1.23% (or +?2.81)
Previous Close ?228.19 -
Day's Range (Low-High) ?227.59 - ?232.14 -
52-Week High ?262.70 -
52-Week Low ?158.85 -
Market Cap ∼?46,198 Crore -

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HUDCO Share Price History & Key Ratios

 

The HUDCO share price history shows a powerful long-term rally, with its valuation trading at a premium compared to its historical average, reflecting strong investor confidence in the PSU space and the housing sector.

Metric Value Key Insight
1-Year Return ∼+8.51% Moderate short-term return following a steep initial rally.
5-Year Return ∼+541.63% Exceptional long-term performance, making it a major wealth creator in the PSU segment.
P/E Ratio (TTM) ∼16.51x Higher than its historical average, indicating premium valuation is now factored in.
P/B Ratio ∼2.53x Reflects a strong premium to its Book Value (?90.09 per share), which is high for a PSU.
Dividend Yield ∼1.84% Offers a consistent dividend, though lower than some other NBFC PSUs.
ROE (Return on Equity) ∼15.54% Solid profitability for a lending institution, showcasing efficient capital deployment.

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HUDCO Share News & Analysis (Q2 FY26)

The recent HUDCO share news is focused on its Q2 results and strategic government tie-ups, reinforcing its position in urban development finance.

  • Strong Q2 FY26 Financial Results: For the quarter ended September 2025, HUDCO reported robust growth:

    • Net Profit (PAT): ?709.83 Crore, marking an increase of ∼3.1% Year-on-Year (YoY).

    • Revenue from Operations: Grew significantly by ∼27.9% YoY to ?3,219.03 Crore, driven by strong loan disbursements and interest income.

    • Interim Dividend: The company declared an interim dividend of ?1 per share for the quarter, underscoring its commitment to shareholder returns.

  • Asset Quality & Business Focus: The company's core strength remains its focus on Project Loans and Housing Loans. The asset quality saw some positive movement with the closure of six Non-Performing Assets (NPAs) and a sharp decline in impairment charges.

  • Strategic MoU: HUDCO recently signed a non-binding Memorandum of Understanding (MoU) with the National Institute of Urban Affairs (NIUA). This partnership is aimed at enhancing cooperation on urban development, research, and capacity building, reinforcing HUDCO's role in government-led urban initiatives.

  • Analyst View: The consensus among analysts is overwhelmingly Bullish, with 100% of analysts recommending a 'BUY' rating. The average 1-year price target is around ?289.34, suggesting a potential upside of approximately 25% from the current price. This optimism is based on the government's sustained focus on housing and urban infrastructure, which is a massive long-term tailwind for HUDCO.

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