ICICI Prudential Life Insurance Company Ltd.

SECTOR: Insurance

382.35
₹ -1.6 (-0.42%)
Today's High: 392.75 Today's Low : 380.3
52 Week High: 537.50 52 Week Low : 221.95
 FinStar
FinStar Indicates the overall health and quality of a stock based on Finology Research.
Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

 Company Essentials

Market Cap

54900.603810885 Cr.

P/E

51.37

P/B

7.3

Face Value

₹10

Div. Yield

0.22%

Book Value (TTM)

52.3418

Enterprise Value

54239.585810885 Cr.

CASH

661.018 Cr.

DEBT

0 Cr.

Promoter Holding

74.98%

EPS (TTM)

7.4432

Sales Growth

0.0 %

ROE

17.02 %

ROCE

0.00 %

Profit Growth

-29.58 %

No. of Shares

143.5872991 Cr.

Add your own Ratio
* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

 Price Chart 1w1m3m6m1Yr3Yr5Yr

* Prices are based on daily market changes.

 Valuation Chart 1w1m3m6m1Yr3Yr5Yr

* The chart is based on the standalone earnings of the company.

 Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Sales Growth

1 Year-1.12%
3 Year-3.74%
5 Year-3.15%

 Profit Growth

1 Year-29.58%
3 Year-11.59%
5 Year-6.15%

 ROE

1 Year17.02%
3 Year24.21%
5 Year28.37%

 ROCE

1 Year0%
3 Year0%
5 Year0%

 PEG Ratio

0

 Price to Cash Flow

4.82

  PAT Margin (%)

0

 EPS Growth(%)

-29.6

 Share Holding Pattern

 Promoter Pledging %

Date Promoter % Pledge %
Mar 2020 74.98 0
Dec 2019 74.98 0
Sep 2019 74.98 0
Jun 2019 74.98 0
Mar 2019 74.98 0
* Figures given above are % of equity capital

 Quarterly Result (All Figures are in Crores.)

Particulars Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020
Net Sales 10056.32 6208.13 8064.71 8131 10475.12
Total Expenditure 15979.9 8259.29 8081.94 12809.11 -7751.02
Other Income 6226.95 2367.29 349.31 5001.27 -17997.27
Operating Profit 303.37 316.13 332.08 323.16 228.87
Interest 0 0 0 0 0
Profit Before Tax 303.37 316.13 332.08 323.16 228.87
Depreciation 0 0 0 0 0
Tax 42 31.19 30.22 20.7 49.38
Net Profit 261.37 284.94 301.86 302.46 179.49

 Profit & Loss (All Figures are in Crores except Adjusted EPS in Rs.)

Particulars Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Revenue From Operation 1138.6 1207.64 1131.54 1089.21 1077.04
Income From Investments 533.05 599.57 664.69 739.55 641.82
Other Income 0.46 0 28.53 4.84 9.04
Expenses 45.37 31.26 39.76 114.04 564.93
Provision 41.46 4.39 0 0 0
Profit Before Tax 1585.28 1771.57 1785.01 1719.56 1162.96
Tax -49.01 121.11 102.78 99.74 22.32
Net Profit 1634.29 1650.46 1682.23 1619.83 1140.65

 Balance Sheet (All Figures are in Crores.)

Particulars Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Sources of funds
Share Capital 1431.72 1432.32 1435.35 1435.5 1435.79
Reserve and Surplus 3432.05 3641.5 4699.61 5140.86 5439.74
Fair Value A/C 1175.47 971.23 1786.66 2055.06 1782.72
Borrowings 0 0 0 0 0
Total Liabilities 99061.01 102565.14 121906.3 138373.68 159426.2
Application of funds
Investment 24714.72 27731.29 33707.62 41038.14 48062.73
Loans 20.11 44.27 80.65 145.06 270.19
Total Net block 209.03 212.04 206.54 404.48 462.76
Other N/C Assets -24963.98 -28031.87 -34075.46 -41732.74 -49065.86
Net Current Assets 1111.68 1095.56 2841.59 2691.82 3310.43
Total Assets 99061.01 102565.14 121906.3 138373.68 159426.2
* Other Non-current Liabilities include Net deferred Liabilities

 Corporate Actions

 Ratings & Research Reports

 Company Presentations

 ICICI Prudential Stock Price Analysis and Quick Research Report

Is ICICI Prudential an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). ICICI Prudential has a PE ratio of 43.9931928717248 which is high and comparatively overvalued .

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for ICICI Prudential is Rs 3.15 and the yield is 0.2209 %.

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