L&T Finance
Ticker > Company >

L&T Finance share price

L&T Finance Ltd.

  4.06 L   1.18 K   325 NSE: L&TFH BSE: 533519 SECTOR: Finance - NBFC

283.00
-27.70 (-8.92%)
BSE: 24 Sep 04:01 PM

Buy on Angel One

Price Summary

Today's High

₹ 290.5

Today's Low

₹ 279.65

52 Week High

₹ 338.5

52 Week Low

₹ 232.2

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 70929.78 Cr.

Advances

₹ 117821.03 Cr.

No. of Shares

250.64 Cr.

P/E

21.48

P/B

2.47

Face Value

₹ 10

Div. Yield

0.97 %

Book Value (TTM)

₹  114.36

Operating Revenue

₹ 18049.65 Cr.

Net Profit

₹ 3100.31 Cr.

Promoter Holding

65.96 %

EPS (TTM)

₹  13.17

Sales Growth

13.43

ROE

11.71 %

ROCE

8.64%

Profit Growth

18.43 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 37Indices.

NFT150MOM50

Nifty Midcap150 Momentum 50
62620.15
  -1016.95 (-1.59804579404152%)

NIFTYMIDCAP

NIFTY Midcap 100
60990.15
  -1406.3 (-2.25381411923273%)

NIFTYNBFC

Nifty NBFC Index
57627.45
  704.059999999998 (1.23685535945768%)

NIFTYALPHA

Nifty Alpha 50
55067.35
  -877.25 (-1.56806912552775%)

NYMIDSML400MQ100

Nifty MidSmallcap400 Momentum Quality 100 Index
50764.8
  -589.899999999994 (-1.14867772569988%)

NFTFINSEREXBNK

Nifty Financial Services Ex-Bank
30368.35
  -1381.25 (-4.35044850958752%)

NFTY200MOM30

Nifty200 Momentum 30
30253.05
  -411.150000000001 (-1.3408143698515%)

NT200ALP30

NIFTY200 Alpha 30
26080.1
  -501.25 (-1.8857206274324%)

NIFTY500

Nifty 500
22552.6
  -382.5 (-1.66774943209317%)

NIFTYMIDCAP150

Nifty Midcap 150
22469.9
  -458.949999999997 (-2.00162677151273%)

NFTMIDSMLFINSER

Nifty MidSmall Financial Services
21696.95
  -990.849999999999 (-4.36732517035586%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
20923.55
  -381.25 (-1.78950283504187%)

NFTMIDSML40050:50

Nifty MidSmallcap400 50:50
20495.45
  -352.75 (-1.69199259408486%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
18089.8
  -306.299999999999 (-1.66502682633819%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
16135.55
  -297.200000000001 (-1.80858346898723%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
16098.25
  -270.299999999999 (-1.65133747338646%)

NFT500EQUAL

Nifty 500 Equal Weight
14664.95
  -221.299999999999 (-1.48660676799059%)

NFTRURAL

Nifty Rural Index
14565.95
  -278.15 (-1.87380844914814%)

NIFTYCONGLOMERATE

Nifty Conglomerate 50
14491.85
  -321.75 (-2.17199060322947%)

NIFTY200

Nifty 200
13457.55
  -238.400000000001 (-1.74066056023862%)

NIFTYTOTALMCAP

NIFTY Total Market
12768.05
  -215.400000000001 (-1.65903515629514%)

NIFTYFULLMIDCAP100

NIFTY FULL MIDCAP 100
5987.56
  -42.7999999999993 (-0.709742038617911%)

NIFTYHIGHBETA

Nifty High Beta 50
4280.75
  -93 (-2.12632180623035%)

BSEMID150MOM30

BSE Midcap 150 Momentum 30 Index
127302.95
  -2031.51000000001 (-1.57074147137585%)

MIDCAP

Bse MidCap
44246.27
  -699.210000000006 (-1.55568479856041%)

BSE500

Bse 500
35291.38
  -579.400000000001 (-1.61524226682553%)

MID150

Bse 150 MidCap Index
16616.19
  -350.970000000001 (-2.06852531596331%)

200EQW

BSE 200 Equal Weight
13284.23
  -213.110000000001 (-1.57890369509844%)

MSL400

Bse 400 MidSmallCap Index
12523.32
  -229.970000000001 (-1.80322097278429%)

S&P MIDSMLCAP

Bse MidSmallCap
12414.1
  73.2299999999996 (0.593394144821224%)

FINSER

BSE Financial Services
12048.99
  -287.530000000001 (-2.33072211612352%)

BSE200

Bse 200
10878.59
  -187.84 (-1.69738569710376%)

BSE1000

Bse 1000
10612.3
  -172.950000000001 (-1.6035789620083%)

LMI250

Bse 250 LargeMidCap Index
10393.88
  -175.160000000002 (-1.65729337763886%)

S&P LARGEMIDCAP

Bse LargeMidCap
10319.66
  72.75 (0.709970127579918%)

ALLCAP

Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

SPBSMOIP

BSE Momentum Index
2172.83
  -33.3299999999999 (-1.51076984443558%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year13.43%
3 Year11.85%
5 Year153.84%

Profit Growth

1 Year18.43%
3 Year17.32%
5 Year92.91%

ROE%

1 Year11.71%
3 Year10.96%
5 Year9.36%

ROCE %

1 Year8.64%
3 Year8.56%
5 Year8.56%

ROA%

2.3996

PEG Ratio

1.19

PAT Margin (%)

17.1766

EPS Growth(%)

17.9809

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2026 65.96 0.00
Mar 2026 65.99 0.00
Dec 2025 66.03 0.00
Sep 2025 66.10 0.00
Jun 2025 66.16 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company boasts a well-maintained advances growth ratio of 16.168713217238%.
  • Promoters shareholding is 65.96%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Operating Revenue 4256.75 4332.74 4578.2 4920.79 5212.84
Other Income 0.32 0.35 3.51 0.37 30.65
Interest Expended 1635.73 1634.28 1703.01 1747.02 1970.06
Operating Expenses 1648.66 1670.71 1811.57 1903.41 1998.54
Total Provisions 0 0 -28.43 0 0
Depreciation 39.13 49.34 56.12 59.25 61.72
Profit Before Tax 933.55 978.76 1039.44 1211.48 1213.17
Tax 239.46 251.05 251.16 264.39 317.85
Net Profit 694.09 727.71 731.42 947.09 895.32
Adjusted EPS (RS) 2.78 2.91 2.92 3.78 3.57

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Operating Income 335.87 12898.2 13574.43 15912.13 18049.65
Other Income 14.62 2572.14 2152.23 2294.01 2269.58
Interest 73.49 5822.21 5386.64 6152.13 6914.69
Operating Expenses 22.32 2808.16 3527.52 3833.65 4214.35
Total Provisions 0.25 4487.14 3825.86 4765.43 5055.39
Exceptional Items 0 170.92 0 0 -28.43
Profit Before Tax 254.43 2523.75 2986.64 3454.93 4106.37
Tax 36.25 603.88 700.41 837.12 1006.06
Profit After Tax 218.18 1919.87 2286.23 2617.81 3100.31
Adjusted EPS (Rs.) 0.88 7.74 9.19 10.49 12.38

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity and Liabilities
Share Capital 2474.04 2479.67 2488.94 2494.87 2504.39
Total Reserves 8797.09 18839.17 20706.02 22799.85 25328.89
Borrowings 0 40615.56 33028.75 39593.53 53188.11
Other N/C liabilities 1.29 -1767.85 -1768.73 -1625.1 -1347.25
Current liabilities 151.6 44019.22 46053.37 55001.02 60463.22
Total Liabilities 11424.02 104185.77 100508.35 118264.17 140137.36
Assets
Loans 1150.25 75154.55 81359.39 93773.06 117821.03
Net Block 0.56 216.46 207.69 332.74 1002.2
Capital WIP 0 0 0 0 0
Intangible WIP 0 4.81 35.62 45 61.87
Investments 9202.12 14387.79 7153.06 6228.88 5154.08
Other Loans 25.17 674.7 289.52 311.4 392.55
Other N/C Assets 867.6 695.49 658.24 836.73 1501.83
Current Assets 178.32 13051.97 10804.83 16736.36 14203.8
Total Assets 11424.02 104185.77 100508.35 118264.17 140137.36
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2025% Sep 2025% Dec 2025% Mar 2026% Jun 2026%
promoters 66.16 66.10 66.03 65.99 65.96
larsen & toubro limited - - - 65.99 65.96
larsen and toubro limited... 66.16 66.10 66.03 - -
PARTICULARS Jun 2025% Sep 2025% Dec 2025% Mar 2026% Jun 2026%
investors 33.84 33.90 33.97 34.01 34.04
invesco india flexi cap f... 1.65 1.72 1.75 1.64 1.74
investor education and pr... - - 0.02 0.01 0.01
kotak midcap fund - 1.31 1.80 1.90 2.58
llp 0.02 0.02 0.02 0.02 0.02
mirae asset large & midca... 3.47 2.88 1.80 1.92 1.28
motilal oswal midcap fund... - - 1.63 1.68 1.40
icici prudential life ins... 1.47 - 1.17 1.01 -
axis mutual fund trustee ... - 1.10 1.29 - -
investor education and pr... 0.01 0.01 - - -
l&t employees welfare fou... 1.26 1.26 - - -
life insurance corporatio... 1.70 - - - -
tata aia life insurance c... 1.58 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2026
Annual Report 2025
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
Credit CARE
Credit ICRA
Credit CARE
TYPE AGENCY Link
TYPE AGENCY Link
Research SBI Securities
Research HDFC Securities
Research Geojit
Research Geojit
Research HDFC Securities
Research HDFC Securities
Research Nuvama
Research Geojit BNP Paribas

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY24
Concall Q4FY22
Concall Q3FY24
Concall Q2FY25
Concall Q2FY24
Concall Q1FY27
Concall Q1FY26
Concall Q1FY25
Concall Q1FY24
Concall Q1FY20
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY26
Presentation Q4FY25
Presentation Q4FY24
Presentation Q4FY22
Presentation Q4FY22
Presentation Q4FY21
Presentation Q3FY26
Presentation Q3FY25
Presentation Q3FY24
Presentation Q3FY23
Presentation Q3FY23
Presentation Q3FY22
Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY24
Presentation Q2FY22
Presentation Q2FY20
Presentation Q1FY27
Presentation Q1FY25
Presentation Q1FY24
Presentation Q1FY23

Company News

 No Latest News available for this company.Report us

L&T Finance Stock Price Analysis and Quick Research Report. Is L&T Finance an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse L&T Finance. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of L&T Finance is Rs 3100.31 Cr. and the compounded growth of profit in the past 3 years is 17.3213556117902%. The PAT margin of L&T Finance is 17.1766%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In L&T Finance , the EPS grew by 17.9809% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): L&T Finance has a average ROE track record. The ROE of L&T Finance is at 11.7104% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of L&T Finance is worth at the current levels at Rs 282. L&T Finance is trading at a current P/E ratio of 19.403 and the average historical P/E for the last 5 years was 30.6305.
  • P/B ratio can be one of the best metrics to value such companies. Currently, L&T Finance is trading at a P/B of 2.46597048180866. The average historical P/B for the last 5 years was 1.6294. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of L&T Finance in Ticker for free. Also, one can get the intrinsic value of L&T Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

L&T Finance FAQs

Q1. What is L&T Finance share price today?
Ans: The current share price of L&T Finance is Rs 282.

Q2. What is the market capitalisation of L&T Finance?
Ans: L&T Finance has a market capitalisation of Rs 70679.142474 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of L&T Finance?
Ans: The PE ratio of L&T Finance is 21.4079118176228 and the P/B ratio of L&T Finance is 2.46597048180866, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of L&T Finance share?
Ans: The 52-week high share price of L&T Finance is Rs 338.6, and the 52-week low share price of L&T Finance is Rs 234.9.

Q5. Does L&T Finance pay dividends?
Ans: Currently, L&T Finance pays dividends. Dividend yield of L&T Finance is around 0.9729%.

Q6. What are the face value and book value of L&T Finance shares?
Ans: The face value of L&T Finance shares is Rs 10, while the book value per share of L&T Finance is around Rs 114.3566. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of L&T Finance?
Ans: The ROE of L&T Finance is 11.7104% and ROCE of L&T Finance is 8.6351%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is L&T Finance a good buy for the long term?
Ans: The L&T Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is L&T Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the L&T Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check L&T Finance’s financials?
Ans: You can review L&T Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about L&T Finance

L&T Finance Holdings Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

 

L&T Finance Holdings Ltd. is a leading financial services company in India that offers a wide range of financial products and services to its customers.  We will take a closer look at L&T Finance Holdings Ltd. stock analysis page and explore various aspects of the company that can help long-term investors make informed investment decisions.

L&T Finance Holdings Ltd. Share Price

L&T Finance Holdings Ltd.'s share price has been on a steady upward trend in recent years. The company's strong financial performance and growth prospects have attracted a lot of investor interest, leading to an increase in demand for its shares. Investors can track the company's share price on Ticker's stock analysis page, which provides real-time updates on the stock's performance.

L&T Finance Holdings Ltd. Balance Sheet

L&T Finance Holdings Ltd.'s balance sheet is a reflection of its financial health and stability. The company has a strong balance sheet, with a healthy mix of debt and equity. Ticker pre-built screening tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach and DuPont analysis can help investors evaluate the company's financial performance and calculate its fair value. Investors can access the company's balance sheet on Ticker's stock analysis page, along with other financial data such as quarterly results and profit and loss statements.

L&T Finance Holdings Ltd. Annual Report

L&T Finance Holdings Ltd.'s annual report provides a comprehensive overview of the company's performance over the past year. The report includes detailed information on the company's financials, operations, and growth prospects. Investors can download the company's annual report from Ticker's stock analysis page. The report can help investors gain a better understanding of the company's business model, competitive landscape, and growth potential.

L&T Finance Holdings Ltd. Dividend

L&T Finance Holdings Ltd. has a track record of paying dividends to its shareholders. The company's dividend policy is based on its financial performance and growth prospects. Investors can access the company's dividend history on Ticker's stock analysis page. 

L&T Finance Holdings Ltd. Quarterly Result

L&T Finance Holdings Ltd.'s quarterly results provide a snapshot of the company's financial performance over the past quarter. The results include information on the company's revenue, profits, and margins. Investors can download the company's quarterly results from Ticker's stock analysis page. Ticker pre-built screening tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach and DuPont analysis can help investors evaluate the company's financial performance and calculate its fair value.

L&T Finance Holdings Ltd. Stock Price

L&T Finance Holdings Ltd.'s stock price is a reflection of its financial performance and growth prospects. The company's stock price is influenced by various factors such as market trends, investor sentiment, and the company's financials. Investors can track the company's stock price on Ticker's stock analysis page, which provides real-time updates on the stock's performance.

L&T Finance Holdings Ltd. Price Chart

L&T Finance Holdings Ltd.'s price chart provides a visual representation of the company's stock price movement over a period. The chart includes information on the company's stock price, volume, and trends. Investors can access the company's price chart on Ticker's stock analysis page. The chart can help investors gain insights into the company's stock price movement and identify trends.

L&T Finance Holdings Ltd. News

L&T Finance Holdings Ltd.'s news section provides updates on the company's latest developments and announcements. The section includes information on the company's product launches, partnerships, and collaborations. Investors can access the company's news section on Ticker's stock analysis page. The news section can help investors stay updated on the company's latest developments and make informed investment decisions.

L&T Finance Holdings Ltd. Concall Transcripts

L&T Finance Holdings Ltd.'s concall transcripts provide a detailed account of the company's earnings conference call. The transcripts include information on the company's financial performance, growth prospects, and future plans. Investors can download the company's concall transcripts from Ticker's stock analysis page. The transcripts can help investors gain insights into the company's performance and future prospects.

L&T Finance Holdings Ltd. Investor Presentations

L&T Finance Holdings Ltd.'s investor presentations provide a detailed overview of the company's business model, operations, and growth prospects. The presentations include information on the company's financials, product portfolio, and competitive landscape. Investors can download the company's investor presentations from Ticker's stock analysis page. The presentations can help investors gain a better understanding of the company's business model and growth potential.

L&T Finance Holdings Ltd. Promoters

L&T Finance Holdings Ltd.'s promoters are the key drivers of the company's growth and success. The promoters have a significant stake in the company and are actively involved in its operations and decision-making. Investors can access information on the company's promoters on Ticker's stock analysis page. The information can help investors evaluate the promoters' track record and their contribution to the company's growth.

L&T Finance Holdings Ltd. Shareholders

L&T Finance Holdings Ltd.'s shareholders are the owners of the company and have a stake in its financial performance and growth prospects. The company has a diverse shareholder base, including institutional investors and retail investors. Investors can access information on the company's shareholders on Ticker's stock analysis page. The information can help investors evaluate the company's shareholder base and their contribution to the company's growth.

Read More
X