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Bank Of India share price

Bank Of India

NSE: BANKINDIA BSE: 532149 SECTOR: Bank - Public  144k   611   133

136.80
-2.40 (-1.72%)
BSE: 23 Feb 04:01 PM

Price Summary

Today's High

₹ 140.75

Today's Low

₹ 136.4

52 Week High

₹ 156.35

52 Week Low

₹ 66.05

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

62280.5 Cr.

CASA %

38.41

No. of Shares

455.27 Cr.

P/E

10

P/B

1.03

Face Value

₹ 10

Div. Yield

1.46 %

Book Value (TTM)

₹  132.65

Net Interest Income

20274.9 Cr.

Cost To Income %

51.08

Promoter Holding

73.38 %

EPS (TTM)

₹  13.68

CAR %

16.28

ROE

8.02 %

ROCE

9.69%

Profit Growth

18.16 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 25 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year8.02%
3 Year7.14%
5 Year-0.73%

ROA%

1 Year0.52%
3 Year0.43%
5 Year-0.01%

Net NPA%

1 Year1.66%
3 Year2.45%
5 Year3.37%

 NIM

1 Year2.62%
3 Year2.25%
5 Year2.32%

CAR %

16.28

Cost of Liabilities %

3.72639959128888

PEG Ratio

0.55

Advances Growth %

15.4589791075138

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 73.38 0
Sep 2023 81.41 0
Jun 2023 81.41 0
Mar 2023 81.41 0
Dec 2022 81.41 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • CASA stands at 38.4146912800445% of total deposits.
  • Good Capital Adequacy Ratio of 16.28%.
  • The company has delivered good Profit growth of 49.785360812773% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.432573249957466%
  • Company has a low ROE of 7.13671346028017% over the last 3 years.
  • High Cost to income ratio of 51.0768147099646%.
  • The company has delivered poor Income growth of 4.00436652188412% over the past 3 years.
  • Increase in Provision and contingencies of 62.0032237310607% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Interest Earned 12727.75 13449.93 14358.63 14971.18 15217.98
Other Income 1431.85 3099 1462.45 1687.95 1193.12
Interest Expended 7132.72 7926.09 8444.6 9231.67 9754.51
Operating Expenses 3374.95 4439.14 3624.53 3671.9 3652.65
Total Provisions 1878.98 2050.53 824.16 818.31 501.11
Profit Before Tax 1772.95 2133.17 2927.79 2937.25 2502.83
Tax 621.94 782.73 1376.72 1478.82 633.32
Net Profit 1151.01 1350.44 1551.07 1458.43 1869.51
Net NPA % 1.61 1.66 1.65 1.54 1.41
Gross NPA % 7.66 7.31 6.67 5.84 5.35
Return on Assets % 0.55 0.63 0.71 0.67 0.82
NPM % 9.04 10.04 10.8 9.74 12.28

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 40767.81 42353.27 40599.44 38075.83 47647.72
Other Income 4658.89 6713.07 6841.87 7878.73 7099.89
Interest Expended 27110.14 27096.29 26329.6 24013.73 27372.82
Operating Expenses 10224.35 10451.4 10839.11 11952.37 13982.17
Total Provisions 16805.62 16121.38 7035.89 4421.71 7163.31
Profit Before Tax -8713.41 -4602.73 3236.71 5566.75 6229.31
Taxes -3166.51 -1645.84 1076.41 2162.05 2206.37
Net Profit -5546.9 -2956.89 2160.3 3404.7 4022.94
Adjusted EPS (Rs.) -20.1 -9.02 6.59 8.3 9.8

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 2760.03 3277.66 3277.66 4104.31 4104.31
Total Reserves 38921.13 40538.65 42407.93 51026.93 54866.31
Deposits 520862.35 555504.98 627113.56 627895.96 669585.77
Borrowings 44241.17 39752.47 32464.11 26760.37 64979.02
Other Liabilities 13800.17 17921.72 17593.19 24826.45 22020.21
Total Liabilities 625222.84 656995.48 725856.45 734614.01 815555.61
Assets
Balance with RBI 29236.56 29239.25 60697.57 40280.58 44034.51
Balance with Banks 65574.92 57217.05 65883.1 51277.06 40360.81
Investments 147639.04 158572.99 187252.85 174448.41 204397.88
Advances 341005.94 368883.3 365686.52 420841.79 485899.64
Net Block 8720.21 8690.37 8550.27 9489.56 9852.43
Other Assets 32846.34 34100.88 37422.28 37991.22 30901.78
Total Assets 625222.84 656995.48 725856.45 734614.01 815555.61
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 81.41 81.41 81.41 81.41 73.38
government of india - - - - 73.38
president of india 81.41 - 81.41 81.41 -
president of india - 81.41 - - -
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 18.59 18.59 18.59 18.59 26.62
hdfc life insurance compa... - - - - 1.15
life insurance corporatio... 7.05 7.05 7.05 7.05 6.57
sbi flexicap fund - - - - 1.80

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bank Of India informs about loss of share certificate21 Feb 2024, 5:12PM Bank of India informs about issuance of duplicate share certificate15 Feb 2024, 5:26PM Bank of India reports over 2- fold jump in Q3 consolidated net profit5 Feb 2024, 2:10PM Bank Of India - Quaterly Results2 Feb 2024, 5:42PM Bank Of India - Quaterly Results2 Feb 2024, 5:42PM Bank Of India informs about updates31 Jan 2024, 3:16PM Bank of India reports 9% rise in total deposits during Q3FY2411 Jan 2024, 11:49AM Bank of India infuses Rs 19.2 crore in Bank of India Investment Managers20 Dec 2023, 6:05PM Bank Of India informs about issue of duplicate share certificates 12 Dec 2023, 3:08PM Bank Of India informs about qualified institutional placement11 Dec 2023, 4:42PM Bank Of India informs about analysts meet21 Nov 2023, 4:48PM Bank of India informs about analyst meet 18 Nov 2023, 11:49AM Bank of India informs about earnings call transcript17 Nov 2023, 4:51PM Bank Of India informs about loss of share certificate16 Nov 2023, 5:20PM Bank of India reports 97% rise in Q2 consolidated net profit6 Nov 2023, 12:39PM Bank Of India - Quaterly Results4 Nov 2023, 2:53PM Bank Of India - Quaterly Results4 Nov 2023, 2:53PM Bank Of India - Quaterly Results4 Nov 2023, 2:53PM Bank Of India informs about conference call 2 Nov 2023, 5:13PM Bank of India informs about reconciliation of share capital audit report12 Oct 2023, 5:01PM Bank Of India informs about redemption of bonds25 Sep 2023, 5:31PM Bank of India raises Rs 2,000 crore via bonds14 Sep 2023, 11:29AM Bank Of India informs about issue of duplicate share certificate24 Aug 2023, 4:23PM Bank Of India informs about loss of share certificate23 Aug 2023, 2:09PM Bank of India reports over 2- fold jump in Q1 consolidated net profit28 Jul 2023, 6:02PM Bank Of India - Quaterly Results28 Jul 2023, 4:08PM Bank Of India - Quaterly Results28 Jul 2023, 4:08PM Bank Of India - Quaterly Results28 Jul 2023, 4:08PM Bank of India launches three dedicated centres for startups25 Jul 2023, 11:29AM Bank Of India informs about loss of share certificate19 Jul 2023, 2:06PM Bank Of India submits board meeting intimation 17 Jul 2023, 5:19PM Bank of India informs about appointment of director 15 Jul 2023, 11:54AM Bank of India plans share sale to meet minimum public holding requirement 10 Jul 2023, 10:41AM Bank of India informs about details of loss of certificate6 Jul 2023, 4:29PM Bank of India informs about loss of share certificates28 Jun 2023, 4:45PM Bank of India informs about closure of trading window23 Jun 2023, 3:35PM Bank Of India informs about non-convertible bonds19 Jun 2023, 1:49PM Bank of India informs about loss of share certificates14 Jun 2023, 5:17PM Bank of India informs about newspaper publication7 Jun 2023, 4:52PM Bank Of India informs about business responsibility and sustainability report3 Jun 2023, 3:48PM Bank Of India informs about 27th AGM 3 Jun 2023, 3:09PM Bank of India informs about outcome of board meeting6 May 2023, 3:37PM Bank of India informs about press release6 May 2023, 3:33PM Bank of India reports over 2-fold jump in Q4 consolidated net profit 6 May 2023, 3:09PM Bank Of India - Quaterly Results6 May 2023, 2:04PM Bank Of India - Quaterly Results6 May 2023, 2:04PM Bank Of India - Quaterly Results6 May 2023, 2:04PM Bank of India gets nod to raise Rs 6,500 crore 19 Apr 2023, 9:52AM Bank Of India informs about issuance of duplicate share certificates 13 Apr 2023, 3:35PM Bank of India planning to raise capital up to Rs 6,500 crore12 Apr 2023, 3:14PM

Bank Of India Stock Price Analysis and Quick Research Report. Is Bank Of India an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank Of India is performing and if it is the right time to buy the stock of Bank Of India with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank Of India has earned Rs 47647.7223 Cr. revenue in the latest financial year. Bank Of India has posted Poor revenue growth of 4.00436652188412 % in last 3 Years.

  • In terms of advances, Bank Of India reported 15.4589791075138 % YOY,  rise . If you see 3 years advance growth, it stands at 9.61900556031394 %.

  • Currently, Bank Of India has a CASA ratio of 38.4146912800445 %. It’s overall cost of liability stands at 3.72639959128888 %. Also, the total deposits from these accounts stood at Rs 669585.7713 Cr.

  • Bank Of India has a Poor ROA track record. The ROA of Bank Of India is at 0.519032231178926 %.

  • The Lender is inefficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank Of India stood at 7.31 % and 1.66 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 62.0032237310607 % which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank Of India decreased and is currently at Rs 7099.8904 Cr.

  • Bank Of India has a Good Capital Adequacy Ratio of 16.28 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank Of India is trading at a P/B of 1.037 . The historical average PB was 0.527735600232468.

  • Share Price: - The current share price of Bank Of India is Rs 136.85. One can use valuation calculators of ticker to know if Bank Of India share price is undervalued or overvalued.

Last Updated on:
Brief about Bank Of India

Bank Of India Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Welcome to our Bank of India stock analysis page, where we provide comprehensive resources and tools for long-term stock investors looking to analyze the potential of Bank of India as an investment option. In this article, we will cover various topics related to Bank of India, including its share price, balance sheet, annual report, dividends, quarterly results, stock price, price chart, news updates, conference calls, transcripts, investor presentations, promoters, and shareholders.

Bank Of India Share Price Analysis

Analyzing the share price of Bank of India is crucial for long-term investors seeking to evaluate the company's growth potential and stock performance. Our platform offers pre-built screening tools that allow investors to track the historical share price of Bank of India over different time frames. By studying price trends, trading volumes, trading range, and the stock's relative performance compared to market indices, investors can gain valuable insights into Bank of India's financial stability, growth prospects, and viability as a long-term investment. Remember to leverage our premium features tools, such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, to conduct a comprehensive analysis of Bank of India's share price.

Bank Of India Balance Sheet Evaluation

Evaluating the balance sheet of Bank of India is a critical step for long-term investors to understand the company's financial position and growth potential. Our platform offers pre-built screening tools that enable investors to assess Bank of India's balance sheet. By examining key financial metrics such as current assets, current liabilities, and long-term debt, investors can gain insights into the company's financial stability, liquidity, and potential for growth. Additionally, our platform provides access to premium features tools, including DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, enhancing the evaluation process and providing a more comprehensive analysis of Bank of India's balance sheet.

Bank Of India Annual Reports

Bank of India's annual reports are valuable resources that provide an overview of the company's performance, strategies, and plans. On our platform, you can access downloadable PDF reports of Bank of India's annual reports, along with expert reviews and analysis of their contents. These reports offer insights into Bank of India's business model, competitive landscape, and macroeconomic factors that may impact its operations. By combining this information with our premium features tools, investors can perform a comprehensive analysis and make well-informed decisions about their long-term investment positions in Bank of India.

Bank Of India Dividend Payments

Analyzing Bank of India's dividend payments is crucial for long-term investors seeking stable returns. Our stock analysis page provides comprehensive data on Bank of India's dividend payment history. Investors can analyze the company's profitability, dividend policy, and metrics such as the dividend yield and payout ratio to make well-informed investment decisions. Remember to leverage our premium features tools, including DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, to evaluate the impact of dividends on Bank of India's stock value and overall investment strategy.

Bank Of India Quarterly Results Analysis

Analyzing Bank of India's quarterly results is vital for investors to evaluate the company's short-term performance and gauge its future growth potential. On our website, you can find downloadable PDF files of Bank of India's quarterly results. These reports allow investors to assess the company's recent performance, key financial metrics such as revenue growth, earnings per share, and margins, and understand trends that may affect Bank of India's future growth. By leveraging our premium features tools and conducting a thorough analysis, long-term investors can make well-informed decisions regarding their investment positions in Bank of India.

Bank Of India Stock Price Trends

Analyzing Bank of India's stock price trends is essential for understanding its growth potential and market sentiment. Our pre-built screening tools enable investors to track the stock price trends of Bank of India over different time frames, helping identify short-term and long-term patterns and pricing volatility. By leveraging our platform's premium features tools, investors can make well-informed decisions about long-term investment positions in Bank of India.

Bank Of India Price Charts

Technical analysis via price chart analysis provides additional insights into Bank of India's stock performance. On our website, you can find dynamic price charts displaying historical price movements, technical indicators, and patterns. These charts assist investors in identifying potential entry and exit points, support and resistance levels, and trend reversals. By incorporating these insights into our premium features tools, investors can conduct a comprehensive analysis and make well-informed decisions about Bank of India as a long-term investment.

Bank Of India News Updates

Staying updated with the latest news and developments concerning Bank of India is fundamental for long-term investors. Our website provides comprehensive and timely information sourced from reliable news channels. Through articles and news updates, investors gain insights into Bank of India's industry trends, market position, and future outlook. This information empowers investors to make well-informed decisions and stay ahead of market dynamics affecting their long-term investment positions in Bank of India.

Bank Of India Conference Calls

Bank of India's conference calls offer crucial insights into the company's operations, financial performance, and growth strategies. On our platform, you can find a searchable collection of Bank of India's conference calls, including downloadable recordings. By listening to these calls, investors gain a deep understanding of Bank of India's management team, growth plans, and economic factors impacting the company's performance. Leveraging our premium features tools, investors can conduct a comprehensive analysis and make well-informed decisions regarding their long-term investment positions in Bank of India.

Bank Of India Transcripts

Transcripts of Bank of India's conference calls capture important discussions and insights, providing investors with a detailed record. Our platform provides downloadable transcripts that include in-depth analyses of the company's financial performance, future plans, and market trends. Reviewing these transcripts offers valuable insights into Bank of India's strategies, growth potential, and adaptability to market dynamics. By leveraging our premium features tools and conducting a comprehensive analysis, investors can make well-informed decisions about Bank of India.

Bank Of India Investor Presentations

Bank of India's investor presentations offer detailed information about the company's financials, strategic initiatives, and future plans. On our platform, you can easily access these investor presentations in downloadable PDF format. Investor presentations provide insights beyond the numbers, deep diving into Bank of India's growth strategy, market expansion plans, and competitive advantages. By leveraging our premium features tools and pre-built screening tools, investors can conduct a comprehensive analysis of Bank of India and make sound investment decisions.

Bank Of India Promoters and Shareholders

Understanding the ownership structure of Bank of India is crucial for long-term investors seeking to evaluate the company's growth potential and stability. Our pre-built screening tools enable investors to assess promoter holdings and analyze the company's shareholder base. By understanding the distribution of ownership and alignment of interests, investors can make well-informed decisions about their long-term investment positions in Bank of India

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