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Bank Of India share price

Bank Of India

NSE: BANKINDIA BSE: 532149 SECTOR: Bank - Public  167k   657   140

117.80
-3.15 (-2.60%)
BSE: 02 Jul 04:01 PM

Price Summary

Today's High

₹ 121.55

Today's Low

₹ 117.3

52 Week High

₹ 158

52 Week Low

₹ 76.71

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

53630.43 Cr.

CASA %

37.18

No. of Shares

455.27 Cr.

P/E

8.49

P/B

0.86

Face Value

₹ 10

Div. Yield

2.38 %

Book Value (TTM)

₹  136.32

Net Interest Income

23052.92 Cr.

Cost To Income %

51.73

Promoter Holding

73.38 %

EPS (TTM)

₹  13.88

CAR %

16.96

ROE

11.07 %

ROCE

12.06%

Profit Growth

57.05 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 25 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year11.07%
3 Year8.95%
5 Year4.87%

ROA%

1 Year0.73%
3 Year0.57%
5 Year0.31%

Net NPA%

1 Year1.22%
3 Year1.74%
5 Year2.49%

 NIM

1 Year2.64%
3 Year2.43%
5 Year2.38%

CAR %

16.96

Cost of Liabilities %

4.5987

PEG Ratio

0.2

Advances Growth %

15.8973

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 73.38 0
Dec 2023 73.38 0
Sep 2023 81.41 0
Jun 2023 81.41 0
Mar 2023 81.41 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • CASA stands at 37.177% of total deposits.
  • Good Capital Adequacy Ratio of 16.96%.
  • The company has delivered good Profit growth of 43.0057043802034% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.572148815222897%
  • CASA Growth of -1.2377% YoY, which is very low.
  • Low other Income proportion of 10.0393756558365%.
  • High Cost to income ratio of 51.7335%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Interest Earned 13449.93 14358.63 14971.18 15217.98 16161.7
Other Income 3099 1462.45 1687.95 1193.12 1751.33
Interest Expended 7926.09 8444.6 9231.67 9754.51 10225.8
Operating Expenses 4439.14 3624.53 3671.9 3652.65 4130.07
Total Provisions 2050.53 824.16 818.31 501.11 1825.96
Profit Before Tax 2133.17 2927.79 2937.25 2502.83 1731.2
Tax 782.73 1376.72 1478.82 633.32 292.29
Net Profit 1350.44 1551.07 1458.43 1869.51 1438.91
Net NPA % 1.66 1.65 1.54 1.41 1.22
Gross NPA % 7.31 6.67 5.84 5.35 4.98
Return on Assets % 0.63 0.71 0.67 0.82 0.61
NPM % 10.04 10.8 9.74 12.28 8.9

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 42353.27 40599.44 38075.83 47647.72 60709.49
Other Income 6713.07 6841.87 7878.73 7099.89 6094.85
Interest Expended 27096.29 26329.6 24013.73 27372.82 37656.57
Operating Expenses 10451.4 10839.11 11952.37 13982.17 15079.16
Total Provisions 16121.38 7035.89 4421.71 7163.31 3969.54
Profit Before Tax -4602.73 3236.71 5566.75 6229.31 10099.07
Taxes -1645.84 1076.41 2162.05 2206.37 3781.15
Net Profit -2956.89 2160.3 3404.7 4022.94 6317.92
Adjusted EPS (Rs.) -9.02 6.59 8.3 9.8 13.88

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 3277.66 3277.66 4104.31 4104.31 4553.41
Total Reserves 40538.65 42407.93 51026.93 54866.31 64327.26
Deposits 555504.98 627113.56 627895.96 669585.77 737920.21
Borrowings 39752.47 32464.11 26760.37 64979.02 80924.07
Other Liabilities 17921.72 17593.19 24826.45 22020.21 24872.98
Total Liabilities 656995.48 725856.45 734614.01 815555.61 912597.92
Assets
Balance with RBI 29239.25 60697.57 40280.58 44034.51 38556.27
Balance with Banks 57217.05 65883.1 51277.06 40360.81 44380.86
Investments 158572.99 187252.85 174448.41 204397.88 227144.47
Advances 368883.3 365686.52 420841.79 485899.64 563144.67
Net Block 8690.37 8550.27 9489.56 9852.43 10078.81
Other Assets 34100.88 37422.28 37991.22 30901.78 29145.2
Total Assets 656995.48 725856.45 734614.01 815555.61 912597.92
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 81.41 81.41 81.41 73.38 73.38
president of india - 81.41 81.41 - 73.38
government of india - - - 73.38 -
president of india 81.41 - - - -
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 18.59 18.59 18.59 26.62 26.62
hdfc life insurance compa... - - - 1.15 1.29
life insurance corporatio... - - - - 6.57
sbi psu fund - - - - 2.10
life insurance corporatio... 7.05 7.05 7.05 6.57 -
sbi flexicap fund - - - 1.80 -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bank Of India informs about loss of share certificate2 Jul 2024, 3:02PM Bank Of India informs about details of loss of certificate 2 Jul 2024, 12:56PM Bank of India informs about loss of share certificates11 Jun 2024, 12:58PM Bank Of India informs about loss of share certificate5 Jun 2024, 2:41PM Bank of India reports 11% rise in Q4 consolidated net profit13 May 2024, 12:45PM Bank Of India - Quaterly Results10 May 2024, 5:46PM Bank Of India - Quaterly Results10 May 2024, 5:46PM Bank Of India - Quaterly Results10 May 2024, 5:46PM Bank Of India informs about issue of duplicate share certificates8 May 2024, 3:39PM Bank of India, IMGC enter into partnership15 Apr 2024, 5:15PM Bank of India informs about closure of trading window22 Mar 2024, 5:16PM Bank Of India informs about analyst meet21 Mar 2024, 5:22PM Bank Of India informs about details of loss of certificate 15 Mar 2024, 12:39PM RBI imposes monetary penalty on Bank of India14 Mar 2024, 4:59PM Bank Of India informs about disclosure 14 Mar 2024, 4:54PM Bank of India invests Rs 60.35 crore in NARCL6 Mar 2024, 4:38PM Bank Of India informs about issue of duplicate share certificate5 Mar 2024, 2:54PM Bank of India informs about change in functional head2 Mar 2024, 1:03PM Bank Of India informs about loss of share certificate21 Feb 2024, 5:12PM Bank of India informs about issuance of duplicate share certificate15 Feb 2024, 5:26PM Bank of India reports over 2- fold jump in Q3 consolidated net profit5 Feb 2024, 2:10PM Bank Of India - Quaterly Results2 Feb 2024, 5:42PM Bank Of India - Quaterly Results2 Feb 2024, 5:42PM Bank Of India informs about updates31 Jan 2024, 3:16PM Bank of India reports 9% rise in total deposits during Q3FY2411 Jan 2024, 11:49AM Bank of India infuses Rs 19.2 crore in Bank of India Investment Managers20 Dec 2023, 6:05PM Bank Of India informs about issue of duplicate share certificates 12 Dec 2023, 3:08PM Bank Of India informs about qualified institutional placement11 Dec 2023, 4:42PM Bank Of India informs about analysts meet21 Nov 2023, 4:48PM Bank of India informs about analyst meet 18 Nov 2023, 11:49AM Bank of India informs about earnings call transcript17 Nov 2023, 4:51PM Bank Of India informs about loss of share certificate16 Nov 2023, 5:20PM Bank of India reports 97% rise in Q2 consolidated net profit6 Nov 2023, 12:39PM Bank Of India - Quaterly Results4 Nov 2023, 2:53PM Bank Of India - Quaterly Results4 Nov 2023, 2:53PM Bank Of India - Quaterly Results4 Nov 2023, 2:53PM Bank Of India informs about conference call 2 Nov 2023, 5:13PM Bank of India informs about reconciliation of share capital audit report12 Oct 2023, 5:01PM Bank Of India informs about redemption of bonds25 Sep 2023, 5:31PM Bank of India raises Rs 2,000 crore via bonds14 Sep 2023, 11:29AM Bank Of India informs about issue of duplicate share certificate24 Aug 2023, 4:23PM Bank Of India informs about loss of share certificate23 Aug 2023, 2:09PM Bank of India reports over 2- fold jump in Q1 consolidated net profit28 Jul 2023, 6:02PM Bank Of India - Quaterly Results28 Jul 2023, 4:08PM Bank Of India - Quaterly Results28 Jul 2023, 4:08PM Bank Of India - Quaterly Results28 Jul 2023, 4:08PM Bank of India launches three dedicated centres for startups25 Jul 2023, 11:29AM Bank Of India informs about loss of share certificate19 Jul 2023, 2:06PM Bank Of India submits board meeting intimation 17 Jul 2023, 5:19PM Bank of India informs about appointment of director 15 Jul 2023, 11:54AM

Bank Of India Stock Price Analysis and Quick Research Report. Is Bank Of India an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank Of India is performing and if it is the right time to buy the stock of Bank Of India with detailed analysis. Bank Of India stock price today is Rs 117.8.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank Of India has earned Rs 60709.4904 Cr. revenue in the latest financial year. Bank Of India has posted decent revenue growth of 14.3523088161295 % in last 3 Years.

  • In terms of advances, Bank Of India reported 15.8973 % YOY,  rise . If you see 3 years advance growth, it stands at 15.4791750490847 %.

  • Currently, Bank Of India has a CASA ratio of 37.177 %. It’s overall cost of liability stands at 4.5987 %. Also, the total deposits from these accounts stood at Rs 737920.2058 Cr.

  • Bank Of India has a average ROA track record. The ROA of Bank Of India is at 0.7312 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank Of India stood at 4.98 % and 1.22 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -44.5851253585144 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank Of India decreased and is currently at Rs 6094.8538 Cr.

  • Bank Of India has a Good Capital Adequacy Ratio of 16.96 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank Of India is trading at a P/B of 0.8656 . The historical average PB was 0.566164851486266.

  • Share Price: - The current share price of Bank Of India is Rs 117.8. One can use valuation calculators of ticker to know if Bank Of India share price is undervalued or overvalued.

Last Updated on:
Brief about Bank Of India

Bank Of India Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Welcome to our Bank of India stock analysis page, where we provide comprehensive resources and tools for long-term stock investors looking to analyze the potential of Bank of India as an investment option. In this article, we will cover various topics related to the Bank of India, including its share price, balance sheet, annual report, dividends, quarterly results, stock price, price chart, news updates, conference calls, transcripts, investor presentations, promoters, and shareholders.

Bank Of India Share Price Analysis

Analyzing the share price of Bank of India is crucial for long-term investors seeking to evaluate the company's growth potential and stock performance. Our platform offers pre-built screening tools that allow investors to track the historical share price of the Bank of India over different time frames. By studying price trends, trading volumes, trading range, and the stock's relative performance compared to market indices, investors can gain valuable insights into Bank of India's financial stability, growth prospects, and viability as a long-term investment. Remember to leverage our premium features tools, such as DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis, to conduct a comprehensive analysis of Bank of India's share price.

Bank Of India Balance Sheet Evaluation

Evaluating the balance sheet of the Bank of India is a critical step for long-term investors to understand the company's financial position and growth potential. Our platform offers pre-built screening tools that enable investors to assess Bank of India's balance sheet. By examining key financial metrics such as current assets, current liabilities, and long-term debt, investors can gain insights into the company's financial stability, liquidity, and potential for growth. Additionally, our platform provides access to premium features tools, including DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis, enhancing the evaluation process and providing a more comprehensive analysis of Bank of India's balance sheet.

Bank Of India Annual Reports

Bank of India's annual reports are valuable resources that provide an overview of the company's performance, strategies, and plans. On our platform, you can access downloadable PDF reports of Bank of India's annual reports, along with expert reviews and analysis of their contents. These reports offer insights into Bank of India's business model, competitive landscape, and macroeconomic factors that may impact its operations. By combining this information with our premium features tools, investors can perform a comprehensive analysis and make well-informed decisions about their long-term investment positions in the Bank of India.

Bank Of India Dividend Payments

Analyzing Bank of India's dividend payments is crucial for long-term investors seeking stable returns. Our stock analysis page provides comprehensive data on Bank of India's dividend payment history. Investors can analyze the company's profitability, dividend policy, and metrics, such as the dividend yield and payout ratio, to make well-informed investment decisions. Remember to leverage our premium features tools, including DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis, to evaluate the impact of dividends on Bank of India's stock value and overall investment strategy.

Bank Of India Quarterly Results Analysis

Analyzing Bank of India's quarterly results is vital for investors to evaluate the company's short-term performance and gauge its future growth potential. On our website, you can find downloadable PDF files of Bank of India's quarterly results. These reports allow investors to assess the company's recent performance, key financial metrics such as revenue growth, earnings per share, and margins, and understand trends that may affect Bank of India's future growth. By leveraging our premium features tools and conducting a thorough analysis, long-term investors can make well-informed decisions regarding their investment positions in the Bank of India.

Bank Of India Stock Price Trends

Analyzing the Bank of India's stock price trends is essential for understanding its growth potential and market sentiment. Our pre-built screening tools enable investors to track the stock price trends of the Bank of India over different time frames, helping identify short-term and long-term patterns and pricing volatility. By leveraging our platform's premium features tools, investors can make well-informed decisions about long-term investment positions in the Bank of India.

Bank Of India Price Charts

Technical analysis via price chart analysis provides additional insights into Bank of India's stock performance. On our website, you can find dynamic price charts displaying historical price movements, technical indicators, and patterns. These charts assist investors in identifying potential entry and exit points, support and resistance levels, and trend reversals. By incorporating these insights into our premium features tools, investors can conduct a comprehensive analysis and make well-informed decisions about the Bank of India as a long-term investment.

Bank Of India News Updates

Staying updated with the latest news and developments concerning the Bank of India is fundamental for long-term investors. Our website provides comprehensive and timely information sourced from reliable news channels. Through articles and news updates, investors gain insights into Bank of India's industry trends, market position, and future outlook. This information empowers investors to make well-informed decisions and stay ahead of market dynamics affecting their long-term investment positions in the Bank of India.

Bank Of India Conference Calls

Bank of India's conference calls offer crucial insights into the company's operations, financial performance, and growth strategies. On our platform, you can find a searchable collection of Bank of India's conference calls, including downloadable recordings. By listening to these calls, investors gain a deep understanding of Bank of India's management team, growth plans, and economic factors impacting the company's performance. Leveraging our premium features tools, investors can conduct a comprehensive analysis and make well-informed decisions regarding their long-term investment positions in the Bank of India.

Bank Of India Transcripts

Transcripts of Bank of India's conference calls capture important discussions and insights, providing investors with a detailed record. Our platform provides downloadable transcripts that include in-depth analyses of the company's financial performance, future plans, and market trends. Reviewing these transcripts offers valuable insights into the Bank of India's strategies, growth potential, and adaptability to market dynamics. By leveraging our premium features tools and conducting a comprehensive analysis, investors can make well-informed decisions about the Bank of India.

Bank Of India Investor Presentations

Bank of India's investor presentations offer detailed information about the company's financials, strategic initiatives, and future plans. On our platform, you can easily access these investor presentations in downloadable PDF format. Investor presentations provide insights beyond the numbers, deep diving into Bank of India's growth strategy, market expansion plans, and competitive advantages. By leveraging our premium features tools and pre-built screening tools, investors can conduct a comprehensive analysis of the Bank of India and make sound investment decisions.

Bank Of India Promoters and Shareholders

Understanding the ownership structure of the Bank of India is crucial for long-term investors seeking to evaluate the company's growth potential and stability. Our pre-built screening tools enable investors to assess promoter holdings and analyze the company's shareholder base. By understanding the distribution of ownership and alignment of interests, investors can make well-informed decisions about their long-term investment positions in the Bank of India.

Bank of India ROCE

The Return on Capital Employed (ROCE) ratio for Bank of India is a crucial metric used in evaluating the profitability and efficiency of the company. It measures how well the company generates profits from its capital investments. The ROCE ratio provides investors with insights into the bank's ability to utilize its capital effectively.

For Bank of India's ROCE ratio, you can refer to the financials table or ratio section on this page. It will provide you with the necessary data to calculate and analyze the bank's ROCE ratio.

Bank of India EBITDA

EBITDA, or Earnings Before Interest, Taxes, Depreciation, and Amortization, is an important indicator of a company's operating performance. It measures its ability to generate operating profits and cash flow, excluding non-operating factors.

On Bank of India's stock analysis page, you can find the EBITDA data in the financials table or ratio section. This information will help you assess the bank's operational profitability and its ability to generate cash flow from its core business activities.

Bank of India DPS

Dividend Per Share (DPS) is a measure of the cash dividends paid to shareholders on a per-share basis. It provides insights into how much the company is willing to distribute to its shareholders from its earnings.

To obtain Bank of India's DPS information, check the financials table or ratio section on this page. It will enable investors to assess the bank's dividend policy and evaluate potential returns from their investment.

Bank of India EPS

Earnings Per Share (EPS) is a key financial ratio that presents the profitability of a company on a per-share basis. It measures the portion of the company's profit allocated to each outstanding share of common stock.

Bank of India's EPS data is available in the financials table or ratio section mentioned on this page. This information allows investors to evaluate the bank's earnings performance and compare it with other companies in the industry.

Please note that all the necessary data to calculate these ratios is available on this page. Use the provided information to analyze Bank of India's financial performance effectively.

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