Bank Of India
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Bank Of India share price

Bank Of India

NSE: BANKINDIA BSE: 532149 SECTOR: Bank - Public  225k   774   184

111.87
-4.49 (-3.86%)
NSE: Today, 01:34 PM

Price Summary

Today's High

₹ 116.8

Today's Low

₹ 111.77

52 Week High

₹ 147.4

52 Week Low

₹ 90.05

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 50930.7 Cr.

CASA %

37.18

No. of Shares

455.27 Cr.

P/E

6.34

P/B

0.76

Face Value

₹ 10

Div. Yield

2.49 %

Book Value (TTM)

₹  148

Net Interest Income

₹ 23052.92 Cr.

Cost To Income %

51.73

Promoter Holding

73.38 %

EPS (TTM)

₹  17.64

CAR %

16.96

ROE

11.07 %

ROCE

12.06%

Profit Growth

57.05 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 32 Indices.

NIFTYMIDCAP

NIFTY Midcap 100
53837.35
  -838.400000000001 (-1.53340374846253%)

NIFTY500

Nifty 500
22029.3
  -165.850000000002 (-0.747235319427908%)

NIFTYMIDCAP150

Nifty Midcap 150
19781.2
  -267.950000000001 (-1.33646563570027%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
18158.35
  -251.200000000001 (-1.36450918137597%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
16487.5
  -181.549999999999 (-1.08914425237191%)

NFTMIDSMLFINSER

Nifty MidSmall Financial Services
15974.85
  -335.949999999999 (-2.05967824999386%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
15331.2
  -143.4 (-0.926679849559919%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
15108.8
  -144.200000000001 (-0.9453877925654%)

NFTRURAL

Nifty Rural Index
14486.15
  -66 (-0.45354122930289%)

NIFTY200

Nifty 200
13443.7
  -92.0999999999985 (-0.680417854873727%)

NIFTY500VAL50

NIFTY500 Value 50
13419.6
  -188.549999999999 (-1.38556673758005%)

NFT500EQUAL

Nifty 500 Equal Weight
12960.95
  -174.049999999999 (-1.3250856490293%)

NFT200VAL30

Nifty 200 Value 30
12449.45
  -197.599999999999 (-1.5624196947114%)

NIFTYTOTALMCAP

Nifty Total Market index
12362.2
  -97.3999999999996 (-0.781726540177852%)

NIFTYPSUBANK

Nifty PSU Bank
6391.25
  -160.85 (-2.45493811144519%)

NIFTYFULLMIDCAP100

NIFTY FULL MIDCAP 100
5987.56
  -42.7999999999993 (-0.709742038617911%)

NIFTYHIGHBETA

Nifty High Beta 50
3418.35
  -80.8499999999999 (-2.31052812071331%)

MIDCAP

S&P Bse Mid Cap
42730.47
  -596.330000000002 (-1.37635366562959%)

BSE500

S&P Bse 500
34671.67
  -247.040000000001 (-0.707471725043685%)

BSEPSU

S&P Bse PSU
18469.21
  -338.620000000003 (-1.80042035684076%)

MID150

S&P Bse 150 MidCap
14842.57
  -206.58 (-1.37270211274391%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
12414.1
  73.2299999999996 (0.593394144821224%)

200EQW

BSE 200 Equal Weight
12278.11
  -153.539999999999 (-1.23507338124866%)

FIN

S&P Bse Finance
12041.88
  -110.550000000001 (-0.909694604289024%)

MSL400

S&P Bse 400 MidSmallCap
11046.97
  -150.33 (-1.34255579470051%)

BSE200

S&P Bse 200
10972.19
  -69.6399999999994 (-0.630692557302548%)

LMI250

S&P Bse 250 LargeMidCap
10370.96
  -67.7100000000009 (-0.648645852393082%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
10319.66
  72.75 (0.709970127579918%)

BSE1000

Bse 1000
10282.2
  -78.6599999999999 (-0.759203386591456%)

ALLCAP

S&P Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

BSEPSUBANK

BSE PSU Bank
3692.46
  -94.9000000000001 (-2.50570318110769%)

SPBSEVIP

S&P Bse Enhanced Value
899.66
  -17.99 (-1.96044243447938%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year11.07%
3 Year8.95%
5 Year4.87%

ROA%

1 Year0.73%
3 Year0.57%
5 Year0.31%

Net NPA%

1 Year1.22%
3 Year1.74%
5 Year2.49%

 NIM

1 Year2.64%
3 Year2.43%
5 Year2.38%

CAR %

16.96

Cost of Liabilities %

4.5987

PEG Ratio

0.15

Advances Growth %

15.8973

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 73.38 0.00
Dec 2024 73.38 0.00
Sep 2024 73.38 0.00
Jun 2024 73.38 0.00
Mar 2024 73.38 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • CASA stands at 37.177% of total deposits.
  • Good Capital Adequacy Ratio of 16.96%.
  • The company has delivered good Profit growth of 43.0057043802034% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.572148815222897%
  • CASA Growth of -1.2377% YoY, which is very low.
  • Low other Income proportion of 10.0393756558365%.
  • High Cost to income ratio of 51.7335%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
Interest Earned 15217.98 16161.7 16938.02 17354.55 18210.52
Other Income 1193.12 1751.33 1302 2517.65 1746.38
Interest Expended 9754.51 10225.8 10662.21 11369.44 12140.21
Operating Expenses 3652.65 4130.07 3900.5 4355.36 4114.12
Total Provisions 501.11 1825.96 1293.26 1043.04 303.7
Profit Before Tax 2502.83 1731.2 2384.05 3104.36 3398.87
Tax 633.32 292.29 681.32 730.67 882.18
Net Profit 1869.51 1438.91 1702.73 2373.69 2516.69
Net NPA % 1.41 1.22 0.99 0.94 0.85
Gross NPA % 5.35 4.98 4.62 4.41 3.69
Return on Assets % 0.82 0.61 0.7 0.94 0.96
NPM % 12.28 8.9 10.05 13.68 13.82

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 42353.27 40599.44 38075.83 47647.72 60709.49
Other Income 6713.07 6841.87 7878.73 7099.89 6094.85
Interest Expended 27096.29 26329.6 24013.73 27372.82 37656.57
Operating Expenses 10451.4 10839.11 11952.37 13982.17 15079.16
Total Provisions 16121.38 7035.89 4421.71 7163.31 3969.54
Profit Before Tax -4602.73 3236.71 5566.75 6229.31 10099.07
Taxes -1645.84 1076.41 2162.05 2206.37 3781.15
Net Profit -2956.89 2160.3 3404.7 4022.94 6317.92
Adjusted EPS (Rs.) -9.02 6.59 8.3 9.8 13.88

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 3277.66 3277.66 4104.31 4104.31 4553.41
Total Reserves 40538.65 42407.93 51026.93 54866.31 64327.26
Deposits 555504.98 627113.56 627895.96 669585.77 737920.21
Borrowings 39752.47 32464.11 26760.37 64979.02 80924.07
Other Liabilities 17921.72 17593.19 24826.45 22020.21 24872.98
Total Liabilities 656995.48 725856.45 734614.01 815555.61 912597.92
Assets
Balance with RBI 29239.25 60697.57 40280.58 44034.51 38556.27
Balance with Banks 57217.05 65883.1 51277.06 40360.81 44380.86
Investments 158572.99 187252.85 174448.41 204397.88 227144.47
Advances 368883.3 365686.52 420841.79 485899.64 563144.67
Net Block 8690.37 8550.27 9489.56 9852.43 10078.81
Other Assets 34100.88 37422.28 37991.22 30901.78 29145.2
Total Assets 656995.48 725856.45 734614.01 815555.61 912597.92
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 73.38 73.38 73.38 73.38 73.38
president of india 73.38 73.38 73.38 73.38 73.38
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 26.62 26.62 26.62 26.62 26.62
life insurance corporatio... - - 7.49 7.96 7.99
sbi psu fund 2.10 1.94 2.10 1.90 1.52
hdfc life insurance compa... 1.29 1.30 1.26 1.11 -
life insurance corporatio... 6.57 6.57 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bank of India gets nod to raise fund through bonds 2 May, 10:17 AM Bank of India reports 11% rise in global deposits during Q4FY25 3 Apr, 4:45 PM Bank of India informs about disclosure 1 Apr, 4:51 PM Bank Of India informs about analyst meeting 7 Mar, 5:31 PM RBI slaps penalty of Rs 1 crore on Bank of India 27 Jan, 3:14 PM Bank of India informs about disclosure 25 Jan, 12:14 PM Bank Of India - Quaterly Results 24 Jan, 4:54 PM Bank Of India - Quaterly Results 24 Jan, 4:54 PM Bank Of India - Quaterly Results 24 Jan, 4:54 PM Bank of India reports 12% rise in global deposits during Q3FY25 4 Jan, 12:05 PM Bank Of India informs about trading window closure 21 Dec, 4:42 PM Bank Of India informs about issue of duplicate share certificate 13 Dec, 5:10 PM Bank Of India informs about details of loss of certificate 27 Nov, 11:54 AM Bank Of India - Quaterly Results 11 Nov, 5:08 PM Bank Of India - Quaterly Results 11 Nov, 5:08 PM Bank Of India informs about loss of share certificates 31 Oct, 5:20 PM Bank of India informs about revision in MCLR 31 Oct, 12:57 PM Bank of India reports 10% rise in global deposits during Q2FY25 7 Oct, 2:51 PM Bank Of India informs about loss of share certificate 9 Aug, 5:41 PM Bank of India reports 21% rise in Q1 consolidated net profit 5 Aug, 11:17 AM Bank Of India - Quaterly Results 3 Aug, 1:39 PM Bank Of India - Quaterly Results 3 Aug, 1:39 PM Bank Of India - Quaterly Results 3 Aug, 1:39 PM Bank Of India informs about loss of share certificate 30 Jul, 12:38 PM Bank of India reports 9% rise in global deposits during Q1FY25 8 Jul, 5:27 PM Bank Of India informs about loss of share certificate 2 Jul, 3:02 PM Bank Of India informs about details of loss of certificate 2 Jul, 12:56 PM Bank of India informs about loss of share certificates 11 Jun, 12:58 PM Bank Of India informs about loss of share certificate 5 Jun, 2:41 PM Bank of India reports 11% rise in Q4 consolidated net profit 13 May, 12:45 PM Bank Of India - Quaterly Results 10 May, 5:46 PM Bank Of India - Quaterly Results 10 May, 5:46 PM Bank Of India - Quaterly Results 10 May, 5:46 PM Bank Of India informs about issue of duplicate share certificates 8 May, 3:39 PM Bank of India, IMGC enter into partnership 15 Apr, 5:15 PM Bank of India informs about closure of trading window 22 Mar, 5:16 PM Bank Of India informs about analyst meet 21 Mar, 5:22 PM Bank Of India informs about details of loss of certificate 15 Mar, 12:39 PM RBI imposes monetary penalty on Bank of India 14 Mar, 4:59 PM Bank Of India informs about disclosure 14 Mar, 4:54 PM Bank of India invests Rs 60.35 crore in NARCL 6 Mar, 4:38 PM Bank Of India informs about issue of duplicate share certificate 5 Mar, 2:54 PM Bank of India informs about change in functional head 2 Mar, 1:03 PM Bank Of India informs about loss of share certificate 21 Feb, 5:12 PM Bank of India informs about issuance of duplicate share certificate 15 Feb, 5:26 PM Bank of India reports over 2- fold jump in Q3 consolidated net profit 5 Feb, 2:10 PM Bank Of India - Quaterly Results 2 Feb, 5:42 PM Bank Of India - Quaterly Results 2 Feb, 5:42 PM Bank Of India informs about updates 31 Jan, 3:16 PM Bank of India reports 9% rise in total deposits during Q3FY24 11 Jan, 11:49 AM

Bank Of India Stock Price Analysis and Quick Research Report. Is Bank Of India an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank Of India is performing and if it is the right time to buy the stock of Bank Of India with detailed analysis. Bank Of India stock price today is Rs 112.36.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank Of India has earned Rs 60709.4904 Cr. revenue in the latest financial year. Bank Of India has posted decent revenue growth of 14.3523088161295 % in last 3 Years.

  • In terms of advances, Bank Of India reported 15.8973 % YOY,  rise . If you see 3 years advance growth, it stands at 15.4791750490847 %.

  • Currently, Bank Of India has a CASA ratio of 37.177 %. It’s overall cost of liability stands at 4.5987 %. Also, the total deposits from these accounts stood at Rs 737920.2058 Cr.

  • Bank Of India has a average ROA track record. The ROA of Bank Of India is at 0.7312 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank Of India stood at 4.98 % and 1.22 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -44.5851253585144 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank Of India decreased and is currently at Rs 6094.8538 Cr.

  • Bank Of India has a Good Capital Adequacy Ratio of 16.96 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank Of India is trading at a P/B of 0.7588 . The historical average PB was 0.566164851486266.

  • Share Price: - The current share price of Bank Of India is Rs 112.36. One can use valuation calculators of ticker to know if Bank Of India share price is undervalued or overvalued.

Last Updated on:
Brief about Bank Of India

Bank Of India Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Welcome to our Bank of India stock analysis page, where we provide comprehensive resources and tools for long-term stock investors looking to analyze the potential of Bank of India as an investment option. In this article, we will cover various topics related to the Bank of India, including its share price, balance sheet, annual report, dividends, quarterly results, stock price, price chart, news updates, conference calls, transcripts, investor presentations, promoters, and shareholders.

Bank Of India Share Price Analysis

Analyzing the share price of Bank of India is crucial for long-term investors seeking to evaluate the company's growth potential and stock performance. Our platform offers pre-built screening tools that allow investors to track the historical share price of the Bank of India over different time frames. By studying price trends, trading volumes, trading range, and the stock's relative performance compared to market indices, investors can gain valuable insights into Bank of India's financial stability, growth prospects, and viability as a long-term investment. Remember to leverage our premium features tools, such as DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis, to conduct a comprehensive analysis of Bank of India's share price.

Bank Of India Balance Sheet Evaluation

Evaluating the balance sheet of the Bank of India is a critical step for long-term investors to understand the company's financial position and growth potential. Our platform offers pre-built screening tools that enable investors to assess Bank of India's balance sheet. By examining key financial metrics such as current assets, current liabilities, and long-term debt, investors can gain insights into the company's financial stability, liquidity, and potential for growth. Additionally, our platform provides access to premium features tools, including DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis, enhancing the evaluation process and providing a more comprehensive analysis of Bank of India's balance sheet.

Bank Of India Annual Reports

Bank of India's annual reports are valuable resources that provide an overview of the company's performance, strategies, and plans. On our platform, you can access downloadable PDF reports of Bank of India's annual reports, along with expert reviews and analysis of their contents. These reports offer insights into Bank of India's business model, competitive landscape, and macroeconomic factors that may impact its operations. By combining this information with our premium features tools, investors can perform a comprehensive analysis and make well-informed decisions about their long-term investment positions in the Bank of India.

Bank Of India Dividend Payments

Analyzing Bank of India's dividend payments is crucial for long-term investors seeking stable returns. Our stock analysis page provides comprehensive data on Bank of India's dividend payment history. Investors can analyze the company's profitability, dividend policy, and metrics, such as the dividend yield and payout ratio, to make well-informed investment decisions. Remember to leverage our premium features tools, including DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis, to evaluate the impact of dividends on Bank of India's stock value and overall investment strategy.

Bank Of India Quarterly Results Analysis

Analyzing Bank of India's quarterly results is vital for investors to evaluate the company's short-term performance and gauge its future growth potential. On our website, you can find downloadable PDF files of Bank of India's quarterly results. These reports allow investors to assess the company's recent performance, key financial metrics such as revenue growth, earnings per share, and margins, and understand trends that may affect Bank of India's future growth. By leveraging our premium features tools and conducting a thorough analysis, long-term investors can make well-informed decisions regarding their investment positions in the Bank of India.

Bank Of India Stock Price Trends

Analyzing the Bank of India's stock price trends is essential for understanding its growth potential and market sentiment. Our pre-built screening tools enable investors to track the stock price trends of the Bank of India over different time frames, helping identify short-term and long-term patterns and pricing volatility. By leveraging our platform's premium features tools, investors can make well-informed decisions about long-term investment positions in the Bank of India.

Bank Of India Price Charts

Technical analysis via price chart analysis provides additional insights into Bank of India's stock performance. On our website, you can find dynamic price charts displaying historical price movements, technical indicators, and patterns. These charts assist investors in identifying potential entry and exit points, support and resistance levels, and trend reversals. By incorporating these insights into our premium features tools, investors can conduct a comprehensive analysis and make well-informed decisions about the Bank of India as a long-term investment.

Bank Of India News Updates

Staying updated with the latest news and developments concerning the Bank of India is fundamental for long-term investors. Our website provides comprehensive and timely information sourced from reliable news channels. Through articles and news updates, investors gain insights into Bank of India's industry trends, market position, and future outlook. This information empowers investors to make well-informed decisions and stay ahead of market dynamics affecting their long-term investment positions in the Bank of India.

Bank Of India Conference Calls

Bank of India's conference calls offer crucial insights into the company's operations, financial performance, and growth strategies. On our platform, you can find a searchable collection of Bank of India's conference calls, including downloadable recordings. By listening to these calls, investors gain a deep understanding of Bank of India's management team, growth plans, and economic factors impacting the company's performance. Leveraging our premium features tools, investors can conduct a comprehensive analysis and make well-informed decisions regarding their long-term investment positions in the Bank of India.

Bank Of India Transcripts

Transcripts of Bank of India's conference calls capture important discussions and insights, providing investors with a detailed record. Our platform provides downloadable transcripts that include in-depth analyses of the company's financial performance, future plans, and market trends. Reviewing these transcripts offers valuable insights into the Bank of India's strategies, growth potential, and adaptability to market dynamics. By leveraging our premium features tools and conducting a comprehensive analysis, investors can make well-informed decisions about the Bank of India.

Bank Of India Investor Presentations

Bank of India's investor presentations offer detailed information about the company's financials, strategic initiatives, and future plans. On our platform, you can easily access these investor presentations in downloadable PDF format. Investor presentations provide insights beyond the numbers, deep diving into Bank of India's growth strategy, market expansion plans, and competitive advantages. By leveraging our premium features tools and pre-built screening tools, investors can conduct a comprehensive analysis of the Bank of India and make sound investment decisions.

Bank Of India Promoters and Shareholders

Understanding the ownership structure of the Bank of India is crucial for long-term investors seeking to evaluate the company's growth potential and stability. Our pre-built screening tools enable investors to assess promoter holdings and analyze the company's shareholder base. By understanding the distribution of ownership and alignment of interests, investors can make well-informed decisions about their long-term investment positions in the Bank of India.

Bank of India ROCE

The Return on Capital Employed (ROCE) ratio for Bank of India is a crucial metric used in evaluating the profitability and efficiency of the company. It measures how well the company generates profits from its capital investments. The ROCE ratio provides investors with insights into the bank's ability to utilize its capital effectively.

For Bank of India's ROCE ratio, you can refer to the financials table or ratio section on this page. It will provide you with the necessary data to calculate and analyze the bank's ROCE ratio.

Bank of India EBITDA

EBITDA, or Earnings Before Interest, Taxes, Depreciation, and Amortization, is an important indicator of a company's operating performance. It measures its ability to generate operating profits and cash flow, excluding non-operating factors.

On Bank of India's stock analysis page, you can find the EBITDA data in the financials table or ratio section. This information will help you assess the bank's operational profitability and its ability to generate cash flow from its core business activities.

Bank of India DPS

Dividend Per Share (DPS) is a measure of the cash dividends paid to shareholders on a per-share basis. It provides insights into how much the company is willing to distribute to its shareholders from its earnings.

To obtain Bank of India's DPS information, check the financials table or ratio section on this page. It will enable investors to assess the bank's dividend policy and evaluate potential returns from their investment.

Bank of India EPS

Earnings Per Share (EPS) is a key financial ratio that presents the profitability of a company on a per-share basis. It measures the portion of the company's profit allocated to each outstanding share of common stock.

Bank of India's EPS data is available in the financials table or ratio section mentioned on this page. This information allows investors to evaluate the bank's earnings performance and compare it with other companies in the industry.

Please note that all the necessary data to calculate these ratios is available on this page. Use the provided information to analyze Bank of India's financial performance effectively. 

Bank of India Balance Sheet Overview

Bank of India has seen a significant shift in its balance sheet figures over the last five years, from March 2020 to March 2024. A detailed analysis reveals key insights into the financial standing and growth trajectory of the bank.

Bank of India's Increasing Share Capital and Reserves

As of March 2024, Bank of India's share capital and reserves have experienced an uptrend. The Share Capital expanded from Rs 3,277.66 Cr in March 2020 to Rs 4,553.41 Cr in March 2024. Similarly, Total Reserves surged from Rs 40,538.65 Cr to Rs 64,327.26 Cr, indicating a strong reinforcement of the bank's financial backbone.

Bank of India's Deposits and Loan Portfolio

The deposits grew remarkably from Rs 555,504.98 Cr in March 2020 to Rs 737,920.21 Cr by March 2024. This growth reflects the bank's increasing trust among depositors. The Advances also witnessed a robust increase, standing at Rs 563,144.67 Cr in March 2024, which speaks volumes about the bank's expanding loan portfolio.

Bank of India's Borrowings and Other Liabilities

There was a noteworthy fluctuation in Bank of India's borrowings, which initially decreased from Rs 39,752.47 Cr in March 2020 to Rs 26,760.37 Cr in March 2022, then sharply rose to Rs 80,924.07 Cr by March 2024. Other Liabilities have also seen slight variations, ending at Rs 24,872.98 Cr in March 2024.

Analyzing Bank of India's Asset Growth

The bank's assets, including investments and advances, reflect its operational success and strategic investments. Investments grew to Rs 227,144.47 Cr and advances to Rs 563,144.67 Cr by March 2024, underscoring the bank's solid asset base and commitment to growth.

This analysis is based on the Standalone Balance Sheet of Bank of India. Investors seeking opportunities in the banking sector may also consider reviewing NSE/BSE indices for broader market trends.

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