Bank Of India Stock Price Analysis and Quick Research Report. Is Bank Of India an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank Of India is performing and if it is the right time to buy the stock of Bank Of India with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank Of India has earned Rs 75161.2687 Cr. revenue in the latest financial year. Bank Of India has posted outstanding revenue growth of 16.4081335449679% in last 3 Years.

• In terms of advances, Bank Of India reported 17.0363% YOY,  rise . If you see 3 years advance growth, it stands at 16.0965856080924%.

• Currently, Bank Of India has a CASA ratio of 32.868%. It’s overall cost of liability stands at 4.7796 %. Also, the total deposits from these accounts stood at Rs 927270.882 Cr.

• Bank Of India has a average ROA track record. The ROA of Bank Of India is at 0.9544%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank Of India stood at 1.98% and 0.56% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -21.9875797821518% which means it has decreased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank Of India surged and is currently at Rs 9874.2756 Cr.

• Bank Of India has a Good Capital Adequacy Ratio of 18.01 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank Of India is trading at a P/B of 0.7961 . The historical average PB was 0.691583628770944.

One can find all the Financial Ratios of Bank Of India in Ticker for free. Also, one can get the intrinsic value of Bank Of India by using Valuation Calculators, which are available with a Finology ONE subscription. 

Bank Of India FAQs

Q1. What is Bank Of India share price today?
Ans: The current share price of Bank Of India is Rs 139.91.

Q2. What is the market capitalisation of Bank Of India?
Ans: Bank Of India has a market capitalisation of Rs 63696.376113206 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Bank Of India?
Ans: The PE ratio of Bank Of India is 6.05068546468884 and the P/B ratio of Bank Of India is 0.795914106583429, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Bank Of India share?
Ans: The 52-week high share price of Bank Of India is Rs 178.36, and the 52-week low share price of Bank Of India is Rs 108.81.

Q5. Does Bank Of India pay dividends?
Ans: Currently, Bank Of India pays dividends. Dividend yield of Bank Of India is around 3.3226%.

Q6. What are the face value and book value of Bank Of India shares?
Ans: The face value of Bank Of India shares is Rs 10, while the book value per share of Bank Of India is around Rs 175.7853. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Bank Of India?
Ans: The ROE of Bank Of India is 14.0023% and ROCE of Bank Of India is 11.286%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Bank Of India a good buy for the long term?
Ans: The Bank Of India long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Bank Of India undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Bank Of India appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Bank Of India’s financials?
Ans: You can review Bank Of India’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.