Home First Finance Stock Price Analysis and Quick Research Report. Is Home First Finance an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Home First Finance. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Home First Finance is Rs 382.068 Cr. and the compounded growth of profit in the past 3 years is 27.0960183024542%. The PAT margin of Home First Finance is 24.9726%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Home First Finance , the EPS grew by 22.8375% YOY. 

 Financial Ratios -

• Return on Equity (ROE): Home First Finance has a average ROE track record. The ROE of Home First Finance is at 16.8081% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Home First Finance is worth at the current levels at Rs 1102.2. Home First Finance is trading at a current P/E ratio of 23.924 and the average historical P/E for the last 5 years was 30.8000128995174.
• P/B ratio can be one of the best metrics to value such companies. Currently, Home First Finance is trading at a P/B of 2.85330487104341. The average historical P/B for the last 5 years was 3.67236983622888. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Home First Finance in Ticker for free. Also, one can get the intrinsic value of Home First Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

Home First Finance FAQs

Q1. What is Home First Finance share price today?
Ans: The current share price of Home First Finance is Rs 1102.2.

Q2. What is the market capitalisation of Home First Finance?
Ans: Home First Finance has a market capitalisation of Rs 11454.41642664 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Home First Finance?
Ans: The PE ratio of Home First Finance is 25.2961197469011 and the P/B ratio of Home First Finance is 2.85330487104341, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Home First Finance share?
Ans: The 52-week high share price of Home First Finance is Rs 1519, and the 52-week low share price of Home First Finance is Rs 878.4.

Q5. Does Home First Finance pay dividends?
Ans: Currently, Home First Finance pays dividends. Dividend yield of Home First Finance is around 0.3349%.

Q6. What are the face value and book value of Home First Finance shares?
Ans: The face value of Home First Finance shares is Rs 2, while the book value per share of Home First Finance is around Rs 386.2889. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Home First Finance?
Ans: The ROE of Home First Finance is 16.8081% and ROCE of Home First Finance is 11.3536%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Home First Finance a good buy for the long term?
Ans: The Home First Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Home First Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Home First Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Home First Finance’s financials?
Ans: You can review Home First Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.