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Home First Finance share price

Home First Finance Company India Ltd.

NSE: HOMEFIRST BSE: 543259 SECTOR: Finance - Housing  74k   204   58

897.10
-1.65 (-0.18%)
NSE: Today, 03:58 PM

Price Summary

Today's High

₹ 904

Today's Low

₹ 854

52 Week High

₹ 1061

52 Week Low

₹ 686

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

7940.79 Cr.

Advances

5093.94 Cr.

No. of Shares

8.85 Cr.

P/E

27.74

P/B

3.92

Face Value

₹ 2

Div. Yield

0.29 %

Book Value (TTM)

₹  228.84

Operating Revenue

790.99 Cr.

Net Profit

228.29 Cr.

Promoter Holding

23.56 %

EPS (TTM)

₹  32.34

Sales Growth

32.79

ROE

13.62 %

ROCE

10.34%

Profit Growth

22.67 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year32.79%
3 Year25.66%
5 Year43.04%

Profit Growth

1 Year22.67%
3 Year42.11%
5 Year70.18%

ROE%

1 Year13.62%
3 Year11.68%
5 Year11.39%

ROCE %

1 Year10.34%
3 Year9.59%
5 Year9.83%

ROA%

3.81561461710729

PEG Ratio

1.25

PAT Margin (%)

28.8617356839889

EPS Growth(%)

22.1434760496525

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 23.56 0
Dec 2023 23.6 0
Sep 2023 30.19 0
Jun 2023 30.21 0
Mar 2023 33.46 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 3.38090016785458% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 25.6574559579377%.
  • The company has delivered substantial profit growth of 42.1062557622644% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 23.2015704578976%.

 Limitations

  • Promoters shareholding is low at 23.56%.
  • Promoter holding has decreased from 30.19% to 23.6%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 205.4 226.84 255.05 273.33 296.31
Other Income 0.15 4.46 4.76 4.65 4.7
Interest Expended 79.55 92.88 106.77 117.01 130.21
Operating Expenses 47.92 51.95 60.36 61.68 65.05
Total Provisions 0 0 0 0 0
Depreciation 2.33 2.48 2.65 2.85 3.01
Profit Before Tax 75.75 84.01 90.03 96.44 102.74
Tax 17 19.98 20.91 22.13 23.92
Net Profit 58.74 64.03 69.12 74.31 78.82
Adjusted EPS (RS) 6.69 7.27 7.85 8.43 8.92

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 259.98 398.66 489.12 595.67 790.99
Other Income 11.05 21.02 0.04 0.03 4.67
Interest 126.54 193.83 220.59 219.01 308.06
Operating Expenses 68.55 97.51 98.02 120.36 162.84
Total Provisions 10.65 21 36.51 30.04 29.54
Exceptional Items 0 0 0 0 0
Profit Before Tax 65.29 107.33 134.04 226.3 295.22
Tax 19.56 27.78 33.9 40.2 66.93
Profit After Tax 45.72 79.55 100.14 186.1 228.29
Adjusted EPS (Rs.) 7.22 10.16 11.46 21.24 25.94

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 12.67 15.66 17.48 17.53 17.6
Total Reserves 509.99 917.77 1363.06 1556.16 1799.74
Borrowings 1925.64 2483.8 3053.69 3464.29 4813.47
Other N/C liabilities 1.54 9.75 11.19 6.28 3.12
Current liabilities 46.32 76.42 93.96 116.93 171.09
Total Liabilities 2496.16 3503.4 4539.38 5161.17 6805.03
Assets
Loans 1996.51 2723.99 3017.53 3817.13 5093.94
Net Block 17.43 21 16.67 20.23 25.73
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 102.92 0 0 0 0
Other Loans 138.39 290.44 309.39 487.97 902.48
Other N/C Assets 0 0 0 0 0
Current Assets 240.9 467.97 1195.79 835.85 782.88
Total Assets 2496.16 3503.4 4539.38 5161.17 6805.03
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 33.46 30.21 30.19 23.60 23.56
aether (mauritius) limite... 13.34 12.04 12.03 9.40 9.38
true north fund v llp 20.12 18.17 18.16 14.20 14.18
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 66.54 69.79 69.81 76.40 76.44
aditya birla sun life tru... 1.60 1.66 1.31 1.27 1.27
fidelity global investmen... - - - 1.32 1.42
goldman sachs funds - gol... 1.90 1.90 2.03 2.21 2.32
government pension fund g... - 3.22 3.28 3.27 3.27
invesco india elss tax sa... - - - - 3.22
kuwait investment authori... 1.44 1.35 1.31 1.26 1.04
orange clove investments ... 28.62 26.45 26.43 23.11 23.07
smallcap world fund, inc - - - 2.71 2.71
universal trustees privat... 1.60 1.57 1.53 1.51 1.49
invesco india equity and ... 1.90 - - 3.04 -
invesco india tax plan - 2.92 3.18 - -
al mehwar commercial inve... - 1.02 - - -
sundaram mutual fund a/c ... 1.37 1.21 - - -
the nomura trust and bank... 1.47 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Home First Finance gets corporate agent license from IRDAI22 Feb 2024, 11:21AM Home First Finance Company India informs about press release19 Jan 2024, 3:09PM Home First Finance Company India informs about outcome of board meeting18 Jan 2024, 5:00PM Home First Finance - Quaterly Results18 Jan 2024, 4:41PM Home First Finance - Quaterly Results18 Jan 2024, 4:41PM Home First Finance - Quaterly Results18 Jan 2024, 4:41PM Home First Finance Company India submits board meeting intimation 11 Jan 2024, 1:01PM Three entities divest stake in Home First Finance Company24 Nov 2023, 11:10AM Home First Finance Company India submits analyst meet intimation16 Nov 2023, 4:59PM Home First Finance Company India informs about analyst meet16 Nov 2023, 2:46PM Home First Finance - Quaterly Results26 Oct 2023, 5:36PM Home First Finance - Quaterly Results26 Oct 2023, 5:36PM Home First Finance - Quaterly Results26 Oct 2023, 5:36PM Home First Finance Company India informs about institutional investor meeting22 Sep 2023, 12:56PM Home First Finance - Quaterly Results27 Jul 2023, 4:25PM Home First Finance - Quaterly Results27 Jul 2023, 4:25PM Home First Finance - Quaterly Results27 Jul 2023, 4:25PM Home First Finance Company India informs about analyst meet21 Jul 2023, 2:47PM Home First Finance Company India informs about analyst meet22 Jun 2023, 3:19PM Home First Finance Company India informs about investor meeting 22 Jun 2023, 2:12PM Home First Finance Company India submits investor presentation19 Jun 2023, 2:45PM Home First Finance Company India informs about analyst meet15 Jun 2023, 2:58PM Home First Finance Company India informs about analyst meet 13 Jun 2023, 10:52AM Home First Finance Company India informs about alteration of AOA9 Jun 2023, 9:45AM Home First Finance Company India submits analyst meet intimation7 Jun 2023, 12:46PM Home First Finance Company India informs about analyst meet 2 Jun 2023, 9:56AM Home First Finance Company India informs about analyst meet29 May 2023, 12:22PM Home First Finance Company India informs about grant of stock options under ESOP27 May 2023, 3:19PM Home First Finance Company India informs about analyst meet24 May 2023, 4:39PM Home First Finance Company India informs about analyst meet9 May 2023, 12:31PM Home First Finance Company India informs about audio recording of analyst meet 4 May 2023, 9:45AM Home First Finance Company India informs about press release3 May 2023, 4:53PM Home First Finance - Quaterly Results2 May 2023, 5:04PM Home First Finance - Quaterly Results2 May 2023, 5:04PM Home First Finance - Quaterly Results2 May 2023, 5:04PM Home First Finance Company India informs about disclosure 14 Apr 2023, 2:00PM Home First Finance Company India informs about analyst meet 24 Mar 2023, 9:46AM Home First Finance Company India informs about analyst meet 22 Mar 2023, 10:35AM Home First Finance Company India informs about analyst meet 21 Mar 2023, 10:16AM Home First Finance Company India informs about disclosure 13 Mar 2023, 4:59PM Home First Finance Company India submits analyst meet intimation13 Mar 2023, 11:53AM Bessemer India Capital divests 7.75% stake of Home First Finance Company 10 Mar 2023, 12:14PM Home First Finance Company India informs about analyst meet28 Feb 2023, 4:16PM Home First Finance Company India submits analyst meet intimation22 Feb 2023, 4:59PM Home First Finance Company India informs about analyst meet 20 Feb 2023, 9:30AM Home First Finance Company India informs about analyst meet13 Feb 2023, 12:37PM Home First Finance Company India informs about analyst meet intimation9 Feb 2023, 3:06PM Home First Finance Company India informs about analyst meet 6 Feb 2023, 10:33AM Home First Finance Company India informs about press release25 Jan 2023, 3:20PM Home First Finance - Quaterly Results24 Jan 2023, 4:22PM

Home First Finance Stock Price Analysis and Quick Research Report. Is Home First Finance an attractive stock to invest in?

 

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Home First Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 228.292 Cr and the compounded growth of profit in the past 3 years is 42.1057563948359 %. The PAT margin of Home First Finance is 28.8617356839889 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Home First Finance , the EPS grew by 22.1434760496525 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Home First Finance has a average ROE track record. The ROE of Home First Finance is at 13.6160375465104 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Home First Finance is worth at the current levels at Rs 897.1. Home First Finance is trading at a current P/E ratio of 28.7070271687376 and the average historical P/E for the last 5 years was 20.8157783332649.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Home First Finance is trading at a P/B of 3.9352 . The average historical P/B for the last 5 years was 2.16706745632535. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Home First Finance is Rs 897.1. One can use valuation calculators of ticker to know if Home First Finance share price is undervalued or overvalued.

Last Updated on:
Brief about Home First Finance

Home First Finance Company India Ltd. Financials: Check Share price, Balance Sheet, Annual report and Quarterly Results for company analysis

Home First Finance Company India Ltd. is a leading provider of housing finance in India. For long-term investors seeking the best stock analysis options, evaluating the company's financial performance is crucial. Our Home First Finance Company India Ltd. stock analysis page provides reliable information and in-depth analysis on critical areas such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Home First Finance Company India Ltd. Share Price:

For long-term investors seeking the best stock analysis options, evaluating Home First Finance Company India Ltd.'s share price performance is essential. Our pre-built screening tool helps investors compare the company's stock price to industry peers, enabling them to evaluate its performance over the long-term. By analyzing share price trends over time, investors can identify potential opportunities. A stock's share price is determined by a range of factors such as market sentiment, financial performance, and general economic conditions.

Home First Finance Company India Ltd. Balance Sheet:

Analyzing Home First Finance Company India Ltd.'s extensive balance sheet provides investors with valuable insights into the company's financial health and potential growth opportunities. Our screening tool enables investors to evaluate the company's liquidity, debt levels, and other critical indicators such as the current ratio and quick ratio. By comparing these indicators with industry peers, investors can identify potential investment opportunities that align with their long-term growth strategies.

Home First Finance Company India Ltd. Annual Report:

Home First Finance Company India Ltd.'s annual report provides investors with critical information about the company's financial performance and potential growth opportunities. Ticker provides investors with access to the company's annual reports, enabling them to conduct a comprehensive analysis using our premium feature tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These features help investors gain valuable insights into the company's performance and make informed investment decisions.

Home First Finance Company India Ltd. Dividend:

Understanding Home First Finance Company India Ltd.'s dividend payout history and consistency is crucial for long-term investors seeking stable investment returns. Our stock analysis page provides investors with information on the company's dividend payout history, enabling them to compare payout trends to industry peers. By analyzing dividend payout trends over time, investors can identify potential investment opportunities aligned with their long-term growth strategies.

Home First Finance Company India Ltd. Quarterly Result:

Analyzing Home First Finance Company India Ltd.'s quarterly results provides investors with valuable insights into the company's financial performance and potential growth opportunities. Our analysis page provides investors with access to the company's quarterly results as downloadable documents. Using these documents in combination with our premium feature tools like DCF Analysis and Earnings Multiple Approach, investors can analyze the information provided in the transcripts comprehensively and gain valuable insights into the company's performance. This enables investors to make informed decisions about their long-term investment strategies.

Home First Finance Company India Ltd. Stock Price:

Home First Finance Company India Ltd.'s stock price performance is a crucial factor for long-term investors seeking the best stock analysis options. Our analysis page offers real-time information on the company's stock price trends over time, enabling investors to evaluate the company's performance. Using our pre-built screening tool, investors can compare the company's share price performance to industry peers and identify potential investment opportunities based on their long-term growth strategies. Our website provides pre-built screening tools to help investors analyze stock price and performance.

Home First Finance Company India Ltd. Price Chart:

Our analysis page offers a graphical representation of Home First Finance Company India Ltd.'s stock price trends over time, providing investors with valuable insights into potential investment opportunities. By analyzing these trends using our pre-built screening tools and premium feature tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, investors can make informed long-term investment decisions.

Home First Finance Company India Ltd. News:

Staying up-to-date with the latest news and developments about Home First Finance Company India Ltd. is essential for long-term investors. Our stock analysis page provides timely news articles and events, enabling investors to stay informed about the company's financial performance and potential growth opportunities. By tracking both local and international news, investors can gain valuable insights into the company's market performance and potential as a long-term investment opportunity.

Home First Finance Company India Ltd. Concall Transcripts:

Analyzing Home First Finance Company India Ltd.'s concall transcripts provides investors with valuable insights into the company's future guidance, strategic initiatives, and financial performance. Our analysis page provides investors with access to the company's concall transcripts as downloadable documents. By using our premium feature tools like DCF analysis and Earnings Multiple Approach, investors can analyze the information provided in the transcripts comprehensively and gain valuable insights into the company's performance. This enables investors to make informed decisions about their long-term investment strategies.

Home First Finance Company India Ltd. Investor Presentation:

Home First Finance Company India Ltd.'s investor presentations offer valuable insights into the company's growth potential as a long-term investment opportunity. Our stock analysis page provides investors with access to the company's investor presentations as downloadable documents, enabling them to conduct a comprehensive analysis using our premium feature tools like BVPS Analysis and DuPont Analysis. By utilizing these tools, investors can gain valuable insights into the company's performance and identify potential investment opportunities aligned with their long-term growth strategies.

Home First Finance Company India Ltd. Promoter and Shareholder Analysis:

Understanding Home First Finance Company India Ltd.'s promoters and shareholders is critical for long-term investors. Our analysis page provides information on the company's promoters and shareholders, enabling investors to make informed decisions about their investments. Additionally, our pre-built screening tool analyzes the company's shareholding patterns and provides valuable insights into the company's potential for growth. By using these tools and analyzing the information provided about the company's promoters and shareholders, investors can make informed long-term investment decisions.

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