Housing & Urban Dev.
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Housing & Urban Dev. share price

Housing & Urban Development Corporation Ltd.

NSE: HUDCO BSE: 540530 SECTOR: Finance - Housing  2.82 L   1.16 K   270

204.65
0 0
BSE: 29 Aug 04:01 PM

Price Summary

Today's High

₹ 206.55

Today's Low

₹ 202.5

52 Week High

₹ 281.9

52 Week Low

₹ 158.9

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 40968.88 Cr.

Advances

₹ 124340.71 Cr.

No. of Shares

200.19 Cr.

P/E

14.73

P/B

2.2

Face Value

₹ 10

Div. Yield

2.03 %

Book Value (TTM)

₹  92.91

Operating Revenue

₹ 10311.29 Cr.

Net Profit

₹ 2709.14 Cr.

Promoter Holding

75 %

EPS (TTM)

₹  13.89

Sales Growth

32.46

ROE

15.67 %

ROCE

9.62%

Profit Growth

27.99 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 27Indices.

NIFTYMIDCAP

NIFTY Midcap 100
55727.4
  -320.099999999999 (-0.57112270841696%)

NYMIDSML400MQ100

Nifty MidSmallcap400 Momentum Quality 100 Index
46704
  -130.050000000003 (-0.277682583504957%)

NIFTY500

Nifty 500
22462.95
  -78.7000000000007 (-0.349131496585209%)

NIFTYMIDCAP150

Nifty Midcap 150
20750.3
  -114.450000000001 (-0.548532812518721%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
19232.3
  -90.6000000000022 (-0.468873719783269%)

NFTMIDSMLFINSER

Nifty MidSmall Financial Services
17442
  -167.849999999999 (-0.953159737306097%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
17214.65
  -67.5999999999985 (-0.391152772353132%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
15745.15
  -67.1000000000004 (-0.424354535249571%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
15627.45
  -57.75 (-0.368181470430728%)

NFT500EQUAL

Nifty 500 Equal Weight
13873.45
  -51.5999999999985 (-0.370555222422886%)

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13575.1
  -47.1499999999996 (-0.346124905944312%)

NIFTYTOTALMCAP

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12641.45
  -43.3999999999996 (-0.342140427360194%)

NIFTYFULLMIDCAP100

NIFTY FULL MIDCAP 100
5987.56
  -42.7999999999993 (-0.709742038617911%)

NIFTYDIVOPPT

Nifty Dividend Opportunities 50
5814.3
  -8.14999999999964 (-0.139975439892137%)

NIFTYHIGHBETA

Nifty High Beta 50
3457.7
  -10.4000000000001 (-0.299876012802403%)

SMLCAP

S&P Bse Small Cap
51449.23
  -150.279999999999 (-0.291243075757885%)

BSE500

S&P Bse 500
35287.71
  -122.010000000002 (-0.344566407189895%)

BSEPSU

S&P Bse PSU
18319.45
  -46.7000000000007 (-0.254272125622412%)

MID150

S&P Bse 150 MidCap
15525.18
  -69.8999999999996 (-0.448218284228097%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
12414.1
  73.2299999999996 (0.593394144821224%)

FIN

S&P Bse Finance
12086.93
  -45.3099999999995 (-0.373467719069187%)

MSL400

S&P Bse 400 MidSmallCap
11668.55
  -44.3400000000001 (-0.378557298839144%)

BSE1000

Bse 1000
10511.3
  -35.3400000000001 (-0.335083021701699%)

LMI250

S&P Bse 250 LargeMidCap
10493.85
  -37.3799999999992 (-0.354944294256221%)

ALLCAP

S&P Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

SMLSEL

S&P Bse SmallCap Select Index
7658.4
  -32.8299999999999 (-0.426849801657214%)

CPSE

S&P Bse CPSE
3572.39
  -6.5 (-0.181620558329543%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year32.46%
3 Year14.03%
5 Year6.48%

Profit Growth

1 Year27.99%
3 Year16.43%
5 Year9.66%

ROE%

1 Year15.67%
3 Year13.42%
5 Year13.01%

ROCE %

1 Year9.62%
3 Year9.22%
5 Year9.26%

ROA%

2.4295

PEG Ratio

0.53

PAT Margin (%)

26.2735

EPS Growth(%)

27.9855

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 75.00 0.00
Mar 2025 75.00 0.00
Dec 2024 75.00 0.00
Sep 2024 75.00 0.00
Jun 2024 75.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 14.0312458834334%.
  • The company boasts a well-maintained advances growth ratio of 17.325701124714%.
  • Promoters shareholding is 75%.

 Limitations

  • Provision and contingencies have increased by 23.9839810145357%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 2188.35 2517.72 2760.23 2844.99 2937.31
Other Income 8.84 8.42 9.91 9.92 8.16
Interest Expended 1463.69 1662.02 1762.49 1859.25 1976.31
Operating Expenses 46.84 -138.46 73.36 -28.11 108.99
Total Provisions 0 0 0 0 0
Depreciation 1.96 2.54 2.63 3.51 2.94
Profit Before Tax 684.7 1000.04 931.66 1020.26 857.23
Tax 126.95 311.42 196.63 292.52 227
Net Profit 557.75 688.62 735.03 727.74 630.23
Adjusted EPS (RS) 2.79 3.44 3.67 3.64 3.15

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 7234.58 6954.08 7049.46 7784.29 10311.29
Other Income 229.05 293.13 110.43 372.32 448.5
Interest 4764.82 4532.53 4507.1 4960.82 6747.5
Operating Expenses 246.43 258.62 236.97 284.93 292.04
Total Provisions 223.74 110.12 126.41 67.42 83.59
Exceptional Items 0 0 0 0 0
Profit Before Tax 2228.64 2345.94 2289.41 2843.44 3636.66
Tax 650.06 629.34 587.79 726.7 927.52
Profit After Tax 1578.58 1716.6 1701.62 2116.74 2709.14
Adjusted EPS (Rs.) 7.89 8.57 8.5 10.57 13.53

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 2001.9 2001.9 2001.9 2001.9 2001.9
Total Reserves 11187.15 12466.42 13443.35 14612.4 15967.89
Borrowings 59459.17 56918.22 49045.79 57396.61 75304.44
Other N/C liabilities 976.72 1193.53 1360.3 1637.29 1880.44
Current liabilities 3756.19 6729.58 15543.15 18244.27 33969.08
Total Liabilities 77381.13 79309.65 81394.49 93892.47 129123.75
Assets
Loans 74291.89 76989.92 79236.97 91365.05 124340.71
Net Block 62.89 75.47 69.4 68.69 69.07
Capital WIP 17.49 17.26 17.48 13.61 14.37
Intangible WIP 21.15 8.14 2.01 1.36 1.68
Investments 243.34 255.96 263.69 274.75 283.67
Other Loans 1.26 1.33 1.36 0.34 10.48
Other N/C Assets 18.62 17.65 20.47 777.16 1943.67
Current Assets 2724.49 1943.92 1783.11 1391.51 2460.1
Total Assets 77381.13 79309.65 81394.49 93892.47 129123.75
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 75.00 75.00 75.00 75.00 75.00
the president of india th... 54.27 54.27 54.27 54.27 54.27
the president of india th... - - - 20.73 20.73
the president of india th... 20.73 20.73 20.73 - -
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 25.00 25.00 25.00 25.00 25.00
life insurance corporatio... 8.44 7.92 7.44 7.08 7.08
llp - 0.04 0.03 - -
quant mutual fund - quant... 2.32 - - - -

Annual Reports

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Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
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Concalls & Presentations

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Company News

Housing & Urban Development Corporation informs about press release 22 Aug, 4:52 PM Housing & Urban Development Corporation informs about newspaper publication 7 Aug, 2:50 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM HUDCO gets nod to raise upto Rs 3000 crore via NCDs 17 Jul, 3:30 PM HUDCO signs MoU with MPUDCL 12 Jul, 11:07 AM HUDCO sanctions loan worth Rs 33,904 crore in Q1FY26 1 Jul, 12:38 PM Housing & Urban Development Corporation informs about updates 28 Jun, 3:54 PM HUDCO gets nod to raise upto Rs 750 crore via NCDs 6 Jun, 3:00 PM Housing & Urban Development Corporation informs about appointment of director 30 May, 3:25 PM Housing & Urban Development Corporation informs about analyst meet outcome 8 May, 5:22 PM Housing & Urban Development Corporation informs about investor presentation 8 May, 9:37 AM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing and Urban Development Corporation informs about disclosure 9 Apr, 2:20 PM HUDCO inks MoU with Mumbai Metropolitan Region Development Authority 9 Apr, 9:14 AM Housing & Urban Development Corporation informs about board meeting 28 Mar, 5:20 PM HUDCO, Andhra Pradesh’s Capital Region Development Authority ink Rs 11,000 crore loan agreement 17 Mar, 3:11 PM HUDCO gets nod to raise funds up to Rs 2,842.50 crore via bonds 12 Mar, 3:10 PM Housing & Urban Development Corporation informs about newspaper publication 6 Mar, 12:47 PM HUDCO signs MoU with IHS 17 Feb, 4:27 PM Housing & Urban Development Corporation informs about disclosure 7 Feb, 5:15 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 3:00 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 12:46 PM HUDCO inks MoU with Vadhvan Port Project 23 Jan, 10:41 AM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Development Corporation informs about press release 16 Jan, 4:29 PM Housing & Urban Development Corporation informs about closure of trading window 24 Dec, 12:29 PM HUDCO inks MoU with Delhi Development Authority 11 Dec, 12:30 PM HUDCO informs about MoU 28 Nov, 10:07 AM HUDCO signs MoU with NBCC (India) 28 Nov, 9:29 AM Housing & Urban Development Corporation informs about disclosure 23 Nov, 11:14 AM Housing & Urban Development Corporation informs about investor presentation 30 Oct, 2:41 PM Housing & Urban Development Corporation informs about appointment of part-time official director 29 Oct, 5:14 PM Housing & Urban Development Corporation informs about unaudited financial results 29 Oct, 3:31 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM HUDCO inks MoU with Yamuna Expressway Industrial Development Authority 21 Aug, 4:44 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM HUDCO signs MoU with RITES 6 Aug, 10:30 AM HUDCO signs non-binding MoU with Government of Rajasthan 24 Jul, 2:56 PM Housing and Urban Development Corporation informs about investors meet 21 Jun, 5:11 PM HUDCO inks MoU with India Infrastructure Finance Company 7 Jun, 10:14 AM

Housing & Urban Dev. Stock Price Analysis and Quick Research Report. Is Housing & Urban Dev. an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Housing & Urban Dev.. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Housing & Urban Dev. is Rs 2709.14 Cr. and the compounded growth of profit in the past 3 years is 16.4269318775774%. The PAT margin of Housing & Urban Dev. is 26.2735%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Housing & Urban Dev. , the EPS grew by 27.9855% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Housing & Urban Dev. has a average ROE track record. The ROE of Housing & Urban Dev. is at 15.667% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Housing & Urban Dev. is worth at the current levels at Rs 204.49. Housing & Urban Dev. is trading at a current P/E ratio of 14.7346 and the average historical P/E for the last 5 years was 9.3856.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Housing & Urban Dev. is trading at a P/B of 2.20090451374314. The average historical P/B for the last 5 years was 1.23174. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Housing & Urban Dev. in Ticker for free. Also, one can get the intrinsic value of Housing & Urban Dev. by using Valuation Calculators, which are available with a Finology ONE subscription. 

Housing & Urban Dev. FAQs

Q1. What is Housing & Urban Dev. share price today?
Ans: The current share price of Housing & Urban Dev. is Rs 204.49.

Q2. What is the market capitalisation of Housing & Urban Dev.?
Ans: Housing & Urban Dev. has a market capitalisation of Rs 40936.8531 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Housing & Urban Dev.?
Ans: The PE ratio of Housing & Urban Dev. is 14.7169105211265 and the P/B ratio of Housing & Urban Dev. is 2.20090451374314, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Housing & Urban Dev. share?
Ans: The 52-week high share price of Housing & Urban Dev. is Rs 281.8, and the 52-week low share price of Housing & Urban Dev. is Rs 158.85.

Q5. Does Housing & Urban Dev. pay dividends?
Ans: Currently, Housing & Urban Dev. pays dividends. Dividend yield of Housing & Urban Dev. is around 2.0279%.

Q6. What are the face value and book value of Housing & Urban Dev. shares?
Ans: The face value of Housing & Urban Dev. shares is Rs 10, while the book value per share of Housing & Urban Dev. is around Rs 92.9118. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Housing & Urban Dev.?
Ans: The ROE of Housing & Urban Dev. is 15.667% and ROCE of Housing & Urban Dev. is 9.6205%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Housing & Urban Dev. a good buy for the long term?
Ans: The Housing & Urban Dev. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Housing & Urban Dev. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Housing & Urban Dev. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Housing & Urban Dev.’s financials?
Ans: You can review Housing & Urban Dev.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about Housing & Urban Dev.

Current HUDCO Share Price

The latest HUDCO share price on the NSE (National Stock Exchange) is Rs 232.09 as of July 16, 2025, at 12:20:10 PM IST. The HUDCO stock price today shows a slight loss of -0.54% compared to its previous close of Rs 233.35. The day's trading has seen HUDCO share open at Rs 233.35, with a high of Rs 233.75 and a low of Rs 231.25. For the most current, regularly updated HUDCO share price, please refer to the live ticker section located above on this page. That section provides a real-time HUDCO share price summary, including the day's high/low and the 52-week high/low.

HUDCO Share Returns Performance

Here's a look at HUDCO's historical returns performance (data as of July 15, 2025):

  • 1 Week: +1.82%

  • 1 Month: +2.24%

  • 3 Months: +6.48%

  • 1 Year: -30.50%

  • 5 Years: +588.35%

An analysis of these HUDCO returns reveals a mixed trend. While the short-term performance (1 week, 1 month, and 3 months) shows positive gains, indicating recent upward momentum, the 1-year return highlights a significant decline of over 30%. This suggests a period of considerable volatility or correction within the last year. However, the long-term perspective (5 years) demonstrates exceptionally strong performance, with HUDCO generating nearly 600% returns, showcasing its robust growth over an extended period. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting HUDCO Share Price

Recent significant news related to HUDCO that could be influencing the HUDCO share price includes:

  • Q4 FY2025 Results: HUDCO recently reported its Q4 FY2025 results, with net profit rising by 3.93% to Rs 728 Cr, and Net Interest Income (NII) jumping by 26.3%. While profit growth was modest, the significant jump in NII is a positive indicator for the company's core operations.

  • Fundraising Approval: The HUDCO board has approved a fundraise of Rs 750 crore via non-convertible debentures. This move aims to bolster the company's financial resources, which is crucial for its lending activities in housing and urban development projects.

  • MoU with MPUDCL: HUDCO signed a non-binding Memorandum of Understanding (MoU) with the Madhya Pradesh Urban Development Company Limited (MPUDCL) to provide Rs 1 lakh crore for housing and infrastructure projects over five years. Such large-scale partnerships can significantly contribute to HUDCO's loan book growth and future revenue streams, positively impacting the HUDCO share price outlook.

  • Dividend Declarations: HUDCO has consistently declared dividends, including a second interim dividend of 10.50% for FY25, with an ex-date of March 13, 2025. Regular dividends can enhance investor confidence and provide a stable income stream, making HUDCO an attractive option for income-focused investors.

Conclusion on HUDCO Stock Price

The HUDCO share price currently shows a slight daily dip, but its recent short-term performance indicates positive momentum. Despite a significant correction over the last year, the long-term five-year returns paint a very bullish picture for HUDCO stock. Recent news, including robust Q4 FY25 results, strategic fundraising plans, and significant MOUs for project financing, suggests a strong operational outlook for the company. The overall sentiment for HUDCO stock analysis appears to be positive for the long term, driven by its integral role in India's housing and urban development sector and continued government support, even if short-term volatility persists.

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