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Housing & Urban Dev. share price

Housing & Urban Development Corporation Ltd.

NSE: HUDCO BSE: 540530 SECTOR: Finance - Housing  2.78 L   1.15 K   268

227.00
+0.85 (0.38%)
BSE: Today, 11:12 AM

Price Summary

Today's High

₹ 227.6

Today's Low

₹ 223.6

52 Week High

₹ 329.55

52 Week Low

₹ 158.9

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

45443.13 Cr.

Advances

91365.05 Cr.

No. of Shares

200.19 Cr.

P/E

16.77

P/B

2.53

Face Value

₹ 10

Div. Yield

1.84 %

Book Value (TTM)

₹  89.76

Operating Revenue

7784.29 Cr.

Net Profit

2116.74 Cr.

Promoter Holding

75 %

EPS (TTM)

₹  13.53

Sales Growth

10.42

ROE

13.21 %

ROCE

9.24%

Profit Growth

24.4 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 27Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year10.42%
3 Year2.47%
5 Year6.98%

Profit Growth

1 Year24.4%
3 Year10.27%
5 Year12.39%

ROE%

1 Year13.21%
3 Year12.33%
5 Year12.81%

ROCE %

1 Year9.24%
3 Year9.07%
5 Year9.28%

ROA%

2.4152

PEG Ratio

0.69

PAT Margin (%)

27.1925

EPS Growth(%)

24.3965

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 75.00 0.00
Mar 2025 75.00 0.00
Dec 2024 75.00 0.00
Sep 2024 75.00 0.00
Jun 2024 75.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 3.0542%.
  • Promoters shareholding is 75%.

 Limitations

  • The company has delivered poor profit growth of 2.47119207520239% over past 3 years
  • The company has delivered poor Operating Income growth of 2.47119207520239% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 2065.22 2188.35 2517.72 2760.23 2844.99
Other Income 128.82 8.84 8.42 9.91 9.92
Interest Expended 1240.3 1463.69 1662.02 1762.49 1859.25
Operating Expenses 8.14 46.84 -138.46 73.36 -28.11
Total Provisions 0 0 0 0 0
Depreciation 2.48 1.96 2.54 2.63 3.51
Profit Before Tax 943.12 684.7 1000.04 931.66 1020.26
Tax 242.96 126.95 311.42 196.63 292.52
Net Profit 700.16 557.75 688.62 735.03 727.74
Adjusted EPS (RS) 3.5 2.79 3.44 3.67 3.64

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 7532.12 7234.58 6954.08 7049.46 7784.29
Other Income 39.57 229.05 293.13 110.43 372.32
Interest 4847.86 4764.82 4532.53 4507.1 4960.82
Operating Expenses 285.06 246.43 258.62 236.97 284.93
Total Provisions 264.24 223.74 110.12 126.41 67.42
Exceptional Items 0 0 0 0 0
Profit Before Tax 2174.53 2228.64 2345.94 2289.41 2843.44
Tax 466.11 650.06 629.34 587.79 726.7
Profit After Tax 1708.42 1578.58 1716.6 1701.62 2116.74
Adjusted EPS (Rs.) 8.53 7.89 8.57 8.5 10.57

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 2001.9 2001.9 2001.9 2001.9 2001.9
Total Reserves 10341.59 11187.15 12466.42 13443.35 14612.4
Borrowings 57271.55 59459.17 56918.22 49045.79 47584.76
Other N/C liabilities 644.22 976.72 1193.53 1360.3 1600.33
Current liabilities 6322.73 3756.19 6729.58 15543.15 28093.07
Total Liabilities 76581.99 77381.13 79309.65 81394.49 93892.46
Assets
Loans 74267.92 74291.89 76989.92 79236.97 91365.05
Net Block 45.55 62.89 75.47 69.4 68.69
Capital WIP 51.56 17.49 17.26 17.48 13.61
Intangible WIP 0 21.15 8.14 2.01 1.36
Investments 233.51 243.34 255.96 263.69 274.75
Other Loans 1.27 1.26 1.33 1.36 0.89
Other N/C Assets 19.28 18.62 17.65 20.47 19.59
Current Assets 1962.9 2724.49 1943.92 1783.11 2148.52
Total Assets 76581.99 77381.13 79309.65 81394.49 93892.46
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 75.00 75.00 75.00 75.00 75.00
the president of india th... 54.27 54.27 54.27 54.27 54.27
the president of india th... - - - 20.73 20.73
the president of india th... 20.73 20.73 20.73 - -
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 25.00 25.00 25.00 25.00 25.00
life insurance corporatio... 8.44 7.92 7.44 7.08 7.08
llp - 0.04 0.03 - -
quant mutual fund - quant... 2.32 - - - -

Annual Reports

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Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

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Concall Q4FY25
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Presentation Q1FY22
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Company News

HUDCO gets nod to raise upto Rs 3000 crore via NCDs 17 Jul, 3:30 PM HUDCO signs MoU with MPUDCL 12 Jul, 11:07 AM HUDCO sanctions loan worth Rs 33,904 crore in Q1FY26 1 Jul, 12:38 PM Housing & Urban Development Corporation informs about updates 28 Jun, 3:54 PM HUDCO gets nod to raise upto Rs 750 crore via NCDs 6 Jun, 3:00 PM Housing & Urban Development Corporation informs about appointment of director 30 May, 3:25 PM Housing & Urban Development Corporation informs about analyst meet outcome 8 May, 5:22 PM Housing & Urban Development Corporation informs about investor presentation 8 May, 9:37 AM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing and Urban Development Corporation informs about disclosure 9 Apr, 2:20 PM HUDCO inks MoU with Mumbai Metropolitan Region Development Authority 9 Apr, 9:14 AM Housing & Urban Development Corporation informs about board meeting 28 Mar, 5:20 PM HUDCO, Andhra Pradesh’s Capital Region Development Authority ink Rs 11,000 crore loan agreement 17 Mar, 3:11 PM HUDCO gets nod to raise funds up to Rs 2,842.50 crore via bonds 12 Mar, 3:10 PM Housing & Urban Development Corporation informs about newspaper publication 6 Mar, 12:47 PM HUDCO signs MoU with IHS 17 Feb, 4:27 PM Housing & Urban Development Corporation informs about disclosure 7 Feb, 5:15 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 3:00 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 12:46 PM HUDCO inks MoU with Vadhvan Port Project 23 Jan, 10:41 AM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Development Corporation informs about press release 16 Jan, 4:29 PM Housing & Urban Development Corporation informs about closure of trading window 24 Dec, 12:29 PM HUDCO inks MoU with Delhi Development Authority 11 Dec, 12:30 PM HUDCO informs about MoU 28 Nov, 10:07 AM HUDCO signs MoU with NBCC (India) 28 Nov, 9:29 AM Housing & Urban Development Corporation informs about disclosure 23 Nov, 11:14 AM Housing & Urban Development Corporation informs about investor presentation 30 Oct, 2:41 PM Housing & Urban Development Corporation informs about appointment of part-time official director 29 Oct, 5:14 PM Housing & Urban Development Corporation informs about unaudited financial results 29 Oct, 3:31 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM HUDCO inks MoU with Yamuna Expressway Industrial Development Authority 21 Aug, 4:44 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM HUDCO signs MoU with RITES 6 Aug, 10:30 AM HUDCO signs non-binding MoU with Government of Rajasthan 24 Jul, 2:56 PM Housing and Urban Development Corporation informs about investors meet 21 Jun, 5:11 PM HUDCO inks MoU with India Infrastructure Finance Company 7 Jun, 10:14 AM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Development Corporation board to consider dividend 17 May, 4:56 PM HUDCO signs MoU with SITCO 13 May, 10:15 AM

Housing & Urban Dev. Stock Price Analysis and Quick Research Report. Is Housing & Urban Dev. an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Housing & Urban Dev. stock price today is Rs 225.27. To understand the functions of the Housing & Urban Dev. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 2116.74 Cr and the compounded growth of profit in the past 3 years is 10.2723294300404 %. The PAT margin of Housing & Urban Dev. is 27.1925 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Housing & Urban Dev. , the EPS grew by 24.3965 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Housing & Urban Dev. has a average ROE track record. The ROE of Housing & Urban Dev. is at 13.2051 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Housing & Urban Dev. is worth at the current levels at Rs 225.27. Housing & Urban Dev. is trading at a current P/E ratio of 17.7138 and the average historical P/E for the last 5 years was 6.90622.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Housing & Urban Dev. is trading at a P/B of 2.5194 . The average historical P/B for the last 5 years was 0.85218. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Housing & Urban Dev. is Rs 225.27. One can use valuation calculators of ticker to know if Housing & Urban Dev. share price is undervalued or overvalued.

Last Updated on:
Brief about Housing & Urban Dev.

Current HUDCO Share Price

The latest HUDCO share price on the NSE (National Stock Exchange) is Rs 232.09 as of July 16, 2025, at 12:20:10 PM IST. The HUDCO stock price today shows a slight loss of -0.54% compared to its previous close of Rs 233.35. The day's trading has seen HUDCO share open at Rs 233.35, with a high of Rs 233.75 and a low of Rs 231.25. For the most current, regularly updated HUDCO share price, please refer to the live ticker section located above on this page. That section provides a real-time HUDCO share price summary, including the day's high/low and the 52-week high/low.

HUDCO Share Returns Performance

Here's a look at HUDCO's historical returns performance (data as of July 15, 2025):

  • 1 Week: +1.82%

  • 1 Month: +2.24%

  • 3 Months: +6.48%

  • 1 Year: -30.50%

  • 5 Years: +588.35%

An analysis of these HUDCO returns reveals a mixed trend. While the short-term performance (1 week, 1 month, and 3 months) shows positive gains, indicating recent upward momentum, the 1-year return highlights a significant decline of over 30%. This suggests a period of considerable volatility or correction within the last year. However, the long-term perspective (5 years) demonstrates exceptionally strong performance, with HUDCO generating nearly 600% returns, showcasing its robust growth over an extended period. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting HUDCO Share Price

Recent significant news related to HUDCO that could be influencing the HUDCO share price includes:

  • Q4 FY2025 Results: HUDCO recently reported its Q4 FY2025 results, with net profit rising by 3.93% to Rs 728 Cr, and Net Interest Income (NII) jumping by 26.3%. While profit growth was modest, the significant jump in NII is a positive indicator for the company's core operations.

  • Fundraising Approval: The HUDCO board has approved a fundraise of Rs 750 crore via non-convertible debentures. This move aims to bolster the company's financial resources, which is crucial for its lending activities in housing and urban development projects.

  • MoU with MPUDCL: HUDCO signed a non-binding Memorandum of Understanding (MoU) with the Madhya Pradesh Urban Development Company Limited (MPUDCL) to provide Rs 1 lakh crore for housing and infrastructure projects over five years. Such large-scale partnerships can significantly contribute to HUDCO's loan book growth and future revenue streams, positively impacting the HUDCO share price outlook.

  • Dividend Declarations: HUDCO has consistently declared dividends, including a second interim dividend of 10.50% for FY25, with an ex-date of March 13, 2025. Regular dividends can enhance investor confidence and provide a stable income stream, making HUDCO an attractive option for income-focused investors.

Conclusion on HUDCO Stock Price

The HUDCO share price currently shows a slight daily dip, but its recent short-term performance indicates positive momentum. Despite a significant correction over the last year, the long-term five-year returns paint a very bullish picture for HUDCO stock. Recent news, including robust Q4 FY25 results, strategic fundraising plans, and significant MOUs for project financing, suggests a strong operational outlook for the company. The overall sentiment for HUDCO stock analysis appears to be positive for the long term, driven by its integral role in India's housing and urban development sector and continued government support, even if short-term volatility persists.

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