Housing & Urban Dev.
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Housing & Urban Dev. share price

Housing & Urban Development Corporation Ltd.

  3.32 L   1.17 K   274 NSE: HUDCO BSE: 540530 SECTOR: Finance - Housing

195.10
-2.01 (-1.02%)
NSE: 31 Jul 4:00 PM

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Price Summary

Today's High

₹ 197.98

Today's Low

₹ 194.4

52 Week High

₹ 246.85

52 Week Low

₹ 159

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 39057.07 Cr.

Advances

₹ 160547.15 Cr.

No. of Shares

200.19 Cr.

P/E

9.18

P/B

1.71

Face Value

₹ 10

Div. Yield

3.1 %

Book Value (TTM)

₹  114.03

Operating Revenue

₹ 13150.4 Cr.

Net Profit

₹ 4034.37 Cr.

Promoter Holding

75 %

EPS (TTM)

₹  21.26

Sales Growth

27.53

ROE

20.2 %

ROCE

8.41%

Profit Growth

48.92 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 28Indices.

NIFTYMIDCAP

NIFTY Midcap 100
62915.3
  273.550000000003 (0.436689588014394%)

NIFTY500

Nifty 500
23460.7
  107.150000000001 (0.458816753769775%)

NIFTYMIDCAP150

Nifty Midcap 150
23138.45
  107.200000000001 (0.465454545454547%)

NFTMIDSMLFINSER

Nifty MidSmall Financial Services
22312.3
  199.849999999999 (0.903789494153728%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
21234.2
  94.8500000000022 (0.448689292717153%)

NFTMIDSML40050:50

Nifty MidSmallcap400 50:50
20661.35
  90.75 (0.441163602422878%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
18496.45
  82.6000000000022 (0.448575392978667%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
16796.85
  77.6499999999978 (0.464436097420906%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
16578.6
  74.6499999999978 (0.452315960724547%)

NFT500EQUAL

Nifty 500 Equal Weight
14932.65
  64.4499999999989 (0.433475471139744%)

NIFTY200

Nifty 200
14106.3
  64.3499999999985 (0.458269684765988%)

NIFTYTOTALMCAP

NIFTY Total Market
13230.25
  64 (0.486091332004168%)

NIFTYFULLMIDCAP100

NIFTY FULL MIDCAP 100
5987.56
  -42.7999999999993 (-0.709742038617911%)

NIFTYDIVOPPT

Nifty Dividend Opportunities 50
5939.1
  -9.75 (-0.163897223833176%)

NIFTYHIGHBETA

Nifty High Beta 50
4440.75
  42.75 (0.972032742155515%)

MIDCAP

Bse MidCap
44246.27
  -699.210000000006 (-1.55568479856041%)

BSE500

Bse 500
36684.83
  142.870000000003 (0.390975196732746%)

BSEPSU

Bse PSU
20676.63
  97.2900000000009 (0.472755686042414%)

MID150

Bse 150 MidCap Index
17018.58
  62.3200000000033 (0.367533878343473%)

MSL400

Bse 400 MidSmallCap Index
12669.44
  49.3500000000004 (0.391043170056626%)

FINSER

BSE Financial Services
12594.36
  80.4300000000003 (0.642723748654506%)

S&P MIDSMLCAP

Bse MidSmallCap
12414.1
  73.2299999999996 (0.593394144821224%)

BSE1000

Bse 1000
10968.78
  46.5799999999999 (0.426470857519545%)

LMI250

Bse 250 LargeMidCap Index
10871.19
  41.75 (0.385523166479529%)

S&P LARGEMIDCAP

Bse LargeMidCap
10319.66
  72.75 (0.709970127579918%)

ALLCAP

Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

CPSE

Bse CPSE
3859.58
  23.2799999999997 (0.606834710528359%)

BSEDIVLEAD50

BSE 500 Dividend Leaders 50 Index
3573.35
  1.36999999999989 (0.0383540781303315%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year27.53%
3 Year23.1%
5 Year12.7%

Profit Growth

1 Year48.92%
3 Year33.34%
5 Year20.64%

ROE%

1 Year20.2%
3 Year16.36%
5 Year14.57%

ROCE %

1 Year8.41%
3 Year9.09%
5 Year9.05%

ROA%

2.7248

PEG Ratio

0.19

PAT Margin (%)

30.6787

EPS Growth(%)

48.9174

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2026 75.00 0.00
Mar 2026 75.00 0.00
Dec 2025 75.00 0.00
Sep 2025 75.00 0.00
Jun 2025 75.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 4.4052%.
  • The company is trading at 1.452 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 23.1005901283574%.
  • The company has delivered substantial profit growth of 33.3432536965426% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 26.5391501969517%.
  • Promoters shareholding is 75%.

 Limitations

  • Provision and contingencies have increased by 1150.58021294413%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Operating Revenue 2937.31 3219.03 3431.2 3562.86 3717.17
Other Income 8.16 31.99 74.37 62.21 20.32
Interest Expended 1976.31 2146.94 2394.15 2413.29 2560.73
Operating Expenses 108.99 146.56 319.93 586.99 108.57
Total Provisions 0 0 0 0 0
Depreciation 2.94 2.81 3 3.78 1.99
Profit Before Tax 857.23 954.71 788.49 621.01 1066.2
Tax 227 244.88 75.49 -1360.3 215.09
Net Profit 630.23 709.83 713 1981.31 851.11
Adjusted EPS (RS) 3.15 3.55 3.56 9.9 4.25

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Operating Income 6954.08 7049.46 7784.29 10311.29 13150.4
Other Income 293.13 110.43 372.32 448.5 386.95
Interest 4532.53 4507.1 4960.82 6747.5 8930.69
Operating Expenses 258.62 236.97 284.93 292.04 339.86
Total Provisions 110.12 126.41 67.42 83.59 1045.36
Exceptional Items 0 0 0 0 0
Profit Before Tax 2345.94 2289.41 2843.44 3636.66 3221.44
Tax 629.34 587.79 726.7 927.52 -812.93
Profit After Tax 1716.6 1701.62 2116.74 2709.14 4034.37
Adjusted EPS (Rs.) 8.57 8.5 10.57 13.53 20.15

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity and Liabilities
Share Capital 2001.9 2001.9 2001.9 2001.9 2001.9
Total Reserves 12466.42 13443.35 14612.4 15967.89 19975.3
Borrowings 56918.22 49045.79 57396.61 75304.44 122018.53
Other N/C liabilities 1193.53 1360.3 1637.29 1880.44 233.67
Current liabilities 6729.58 15543.15 18244.27 33969.08 22765.33
Total Liabilities 79309.65 81394.49 93892.47 129123.75 166994.73
Assets
Loans 76989.92 79236.97 91365.05 124340.71 160547.15
Net Block 75.47 69.4 68.69 69.07 67.46
Capital WIP 17.26 17.48 13.61 14.37 22.97
Intangible WIP 8.14 2.01 1.36 1.68 0
Investments 255.96 263.69 274.75 283.67 302.29
Other Loans 1.33 1.36 0.34 10.95 15.88
Other N/C Assets 17.65 20.47 777.16 1943.2 2861.21
Current Assets 1943.92 1783.11 1391.51 2460.1 3177.77
Total Assets 79309.65 81394.49 93892.47 129123.75 166994.73
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2025% Sep 2025% Dec 2025% Mar 2026% Jun 2026%
promoters 75.00 75.00 75.00 75.00 75.00
the president of india th... 54.27 54.27 54.27 54.27 54.27
the president of india th... 20.73 20.73 20.73 20.73 20.73
PARTICULARS Jun 2025% Sep 2025% Dec 2025% Mar 2026% Jun 2026%
investors 25.00 25.00 25.00 25.00 25.00
life insurance corporatio... 7.08 7.68 7.39 7.39 7.26
llp - - - - 0.20

Annual Reports

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Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
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Ratings & Research Reports

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Concalls & Presentations

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Company News

Housing & Urban Dev. - Quaterly Results 28 Jul, 12:00 AM HUDCO’s net profit rises 35% in Q1FY27 27 Jul, 6:02 PM Housing and Urban Development Corporation informs about earnings call 21 Jul, 5:05 PM Housing and Urban Development Corporation informs about certificate 15 Jul, 2:44 PM HUDCO signs MoU with Government of Odisha 13 Jul, 9:05 AM HUDCO rises on signing MoU with Government of Gujarat 18 Jun, 9:25 AM HUDCO signs MoU with Government of Gujarat 18 Jun, 9:09 AM Housing & Urban Development Corporation informs about change in directorate 15 May, 4:47 PM Housing & Urban Dev. - Quaterly Results 15 May, 12:00 AM Housing & Urban Development Corporation submits board meeting intimation 7 May, 5:35 PM HUDCO gains on signing two MoUs with NBCC (India) 13 Apr, 11:36 AM HUDCO signs two MoUs with NBCC (India) 13 Apr, 9:20 AM Housing and Urban Development Corporation informs about outcome of board meeting 23 Mar, 3:35 PM Housing and Urban Development Corporation informs about credit rating 7 Feb, 12:41 PM Housing & Urban Development Corporation informs about analyst meet 1 Feb, 5:22 PM Housing & Urban Dev. - Quaterly Results 30 Jan, 12:00 AM Housing and Urban Development Corporation informs about credit rating 15 Jan, 2:36 PM HUDCO signs MoU with Government of Chhattisgarh 8 Jan, 9:07 AM HUDCO sanctions loans of Rs 46,167.32 crore in Q3FY26 2 Jan, 11:40 AM Housing & Urban Development Corporation informs about raising of NCDs 12 Dec, 1:05 PM Housing and Urban Development Corporation informs about credit rating 4 Dec, 4:41 PM Housing & Urban Development Corporation informs about newspaper publication 28 Nov, 4:56 PM HUDCO rises on inking pact with National Institute of Urban Affairs 25 Nov, 10:20 AM HUDCO inks pact with National Institute of Urban Affairs 25 Nov, 9:01 AM HUDCO soars on inking pact with IDFC Foundation 24 Nov, 9:29 AM HUDCO inks pact with IDFC Foundation 24 Nov, 9:05 AM HUDCO reports marginal rise in Q2 net profit 11 Nov, 2:23 PM Housing & Urban Dev. - Quaterly Results 11 Nov, 12:00 AM HUDCO jumps on launching ‘Urban Invest Window’ 10 Nov, 11:35 AM HUDCO launches ‘Urban Invest Window’ 10 Nov, 10:08 AM HUDCO moves up on signing MoUs with SMFCL, SMPA 30 Oct, 11:50 AM HUDCO signs MoUs with SMFCL, SMPA 30 Oct, 10:49 AM HUDCO rises on inking MoU with IIM Calcutta 29 Oct, 10:20 AM HUDCO inks MoU with IIM Calcutta 29 Oct, 9:50 AM Housing & Urban Development Corporation informs about MoU 27 Oct, 1:02 PM HUDCO inks MoU with Jawaharlal Nehru Port Authority 25 Oct, 3:55 PM Housing & Urban Development Corporation informs about certificate 10 Oct, 5:50 PM Housing & Urban Development Corporation informs about RTA certificate 9 Oct, 3:21 PM Housing & Urban Development Corporation informs about appointment of statutory auditors 6 Oct, 4:19 PM HUDCO signs MoU with NBCC (India) 20 Sep, 9:54 AM HUDCO signs MoU with NMRDA 9 Sep, 9:05 AM Housing & Urban Development Corporation informs about press release 22 Aug, 4:52 PM Housing & Urban Development Corporation informs about newspaper publication 7 Aug, 2:50 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM Housing & Urban Dev. - Quaterly Results 6 Aug, 4:23 PM HUDCO gets nod to raise upto Rs 3000 crore via NCDs 17 Jul, 3:30 PM HUDCO signs MoU with MPUDCL 12 Jul, 11:07 AM HUDCO sanctions loan worth Rs 33,904 crore in Q1FY26 1 Jul, 12:38 PM Housing & Urban Development Corporation informs about updates 28 Jun, 3:54 PM

Housing & Urban Dev. Stock Price Analysis and Quick Research Report. Is Housing & Urban Dev. an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Housing & Urban Dev.. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Housing & Urban Dev. is Rs 4034.37 Cr. and the compounded growth of profit in the past 3 years is 33.3428699932516%. The PAT margin of Housing & Urban Dev. is 30.6787%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Housing & Urban Dev. , the EPS grew by 48.9174% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Housing & Urban Dev. has a healthy ROE track record. The ROE of Housing & Urban Dev. is at 20.1986% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Housing & Urban Dev. is worth at the current levels at Rs 195.1. Housing & Urban Dev. is trading at a current P/E ratio of 7.9096 and the average historical P/E for the last 5 years was 9.85406.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Housing & Urban Dev. is trading at a P/B of 1.71090524513914. The average historical P/B for the last 5 years was 1.38888. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Housing & Urban Dev. in Ticker for free. Also, one can get the intrinsic value of Housing & Urban Dev. by using Valuation Calculators, which are available with a Finology ONE subscription. 

Housing & Urban Dev. FAQs

Q1. What is Housing & Urban Dev. share price today?
Ans: The current share price of Housing & Urban Dev. is Rs 195.1.

Q2. What is the market capitalisation of Housing & Urban Dev.?
Ans: Housing & Urban Dev. has a market capitalisation of Rs 39057.069 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Housing & Urban Dev.?
Ans: The PE ratio of Housing & Urban Dev. is 9.17854168920922 and the P/B ratio of Housing & Urban Dev. is 1.71090524513914, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Housing & Urban Dev. share?
Ans: The 52-week high share price of Housing & Urban Dev. is Rs 246.85, and the 52-week low share price of Housing & Urban Dev. is Rs 159.

Q5. Does Housing & Urban Dev. pay dividends?
Ans: Currently, Housing & Urban Dev. pays dividends. Dividend yield of Housing & Urban Dev. is around 3.101%.

Q6. What are the face value and book value of Housing & Urban Dev. shares?
Ans: The face value of Housing & Urban Dev. shares is Rs 10, while the book value per share of Housing & Urban Dev. is around Rs 114.0332. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Housing & Urban Dev.?
Ans: The ROE of Housing & Urban Dev. is 20.1986% and ROCE of Housing & Urban Dev. is 8.4121%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Housing & Urban Dev. a good buy for the long term?
Ans: The Housing & Urban Dev. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Housing & Urban Dev. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Housing & Urban Dev. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Housing & Urban Dev.’s financials?
Ans: You can review Housing & Urban Dev.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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Brief about Housing & Urban Dev.
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