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Housing & Urban Dev. share price

Housing & Urban Development Corporation Ltd.

NSE: HUDCO BSE: 540530 SECTOR: Finance - Housing  268k   1k   266

221.90
+4.40 (2.02%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 223.6

Today's Low

₹ 218.1

52 Week High

₹ 353.95

52 Week Low

₹ 158.9

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

44422.16 Cr.

Advances

91333.77 Cr.

No. of Shares

200.19 Cr.

P/E

16.4

P/B

2.47

Face Value

₹ 10

Div. Yield

1.87 %

Book Value (TTM)

₹  89.76

Operating Revenue

7784.29 Cr.

Net Profit

2116.74 Cr.

Promoter Holding

75 %

EPS (TTM)

₹  13.53

Sales Growth

10.42

ROE

13.21 %

ROCE

9.24%

Profit Growth

24.4 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 28 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year10.42%
3 Year2.47%
5 Year6.98%

Profit Growth

1 Year24.4%
3 Year10.27%
5 Year12.39%

ROE%

1 Year13.21%
3 Year12.33%
5 Year12.81%

ROCE %

1 Year9.24%
3 Year9.07%
5 Year9.28%

ROA%

2.4152

PEG Ratio

0.67

PAT Margin (%)

27.1925

EPS Growth(%)

24.3965

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 75.00 0.00
Dec 2024 75.00 0.00
Sep 2024 75.00 0.00
Jun 2024 75.00 0.00
Mar 2024 75.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 3.0542%.
  • Promoters shareholding is 75%.

 Limitations

  • The company has delivered poor profit growth of 2.47119207520239% over past 3 years
  • The company has delivered poor Operating Income growth of 2.47119207520239% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 2065.22 2188.35 2517.72 2760.23 2844.99
Other Income 128.82 8.84 8.42 9.91 9.92
Interest Expended 1240.3 1463.69 1662.02 1762.49 1859.25
Operating Expenses 8.14 46.84 -138.46 73.36 -28.11
Total Provisions 0 0 0 0 0
Depreciation 2.48 1.96 2.54 2.63 3.51
Profit Before Tax 943.12 684.7 1000.04 931.66 1020.26
Tax 242.96 126.95 311.42 196.63 292.52
Net Profit 700.16 557.75 688.62 735.03 727.74
Adjusted EPS (RS) 3.5 2.79 3.44 3.67 3.64

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 7532.12 7234.58 6954.08 7049.46 7784.29
Other Income 39.57 229.05 293.13 110.43 372.32
Interest 4847.86 4764.82 4532.53 4507.1 4960.82
Operating Expenses 285.06 246.43 258.62 236.97 284.93
Total Provisions 264.24 223.74 110.12 126.41 67.42
Exceptional Items 0 0 0 0 0
Profit Before Tax 2174.53 2228.64 2345.94 2289.41 2843.44
Tax 466.11 650.06 629.34 587.79 726.7
Profit After Tax 1708.42 1578.58 1716.6 1701.62 2116.74
Adjusted EPS (Rs.) 8.53 7.89 8.57 8.5 10.57

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 2001.9 2001.9 2001.9 2001.9 2001.9
Total Reserves 10341.59 11187.15 12466.42 13443.35 14612.4
Borrowings 57271.55 59459.17 56918.22 49045.79 47584.76
Other N/C liabilities 644.22 976.72 1193.53 1360.3 1600.33
Current liabilities 6322.73 3756.19 6729.58 15543.15 28093.07
Total Liabilities 76581.99 77381.13 79309.65 81394.49 93892.46
Assets
Loans 74223.56 74246.12 76951.87 79202.69 91333.77
Net Block 45.55 62.89 75.47 69.4 68.69
Capital WIP 51.56 17.49 17.26 17.48 13.61
Intangible WIP 0 21.15 8.14 2.01 1.36
Investments 233.51 243.34 255.96 263.69 274.75
Other Loans 45.63 47.03 39.38 35.64 32.17
Other N/C Assets 19.28 18.62 17.65 20.47 19.59
Current Assets 1962.9 2724.49 1943.92 1783.11 2148.52
Total Assets 76581.99 77381.13 79309.65 81394.49 93892.46
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 75.00 75.00 75.00 75.00 75.00
the president of india th... 54.27 54.27 54.27 54.27 54.27
the president of india th... - - - - 20.73
the president of india th... 20.73 20.73 20.73 20.73 -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 25.00 25.00 25.00 25.00 25.00
life insurance corporatio... 8.90 8.44 7.92 7.44 7.08
llp - - 0.04 0.03 -
quant mutual fund - quant... - 2.32 - - -
quant mutual fund - quant... 1.56 - - - -

Ratings & Research Reports

Company Presentations

Company News

Housing & Urban Development Corporation informs about analyst meet outcome 8 May, 5:22 PM Housing & Urban Development Corporation informs about investor presentation 8 May, 9:37 AM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing & Urban Dev. - Quaterly Results 7 May, 1:09 PM Housing and Urban Development Corporation informs about disclosure 9 Apr, 2:20 PM HUDCO inks MoU with Mumbai Metropolitan Region Development Authority 9 Apr, 9:14 AM Housing & Urban Development Corporation informs about board meeting 28 Mar, 5:20 PM HUDCO, Andhra Pradesh’s Capital Region Development Authority ink Rs 11,000 crore loan agreement 17 Mar, 3:11 PM HUDCO gets nod to raise funds up to Rs 2,842.50 crore via bonds 12 Mar, 3:10 PM Housing & Urban Development Corporation informs about newspaper publication 6 Mar, 12:47 PM HUDCO signs MoU with IHS 17 Feb, 4:27 PM Housing & Urban Development Corporation informs about disclosure 7 Feb, 5:15 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 3:00 PM Housing & Urban Development Corporation informs about investor presentation 23 Jan, 12:46 PM HUDCO inks MoU with Vadhvan Port Project 23 Jan, 10:41 AM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Dev. - Quaterly Results 22 Jan, 2:54 PM Housing & Urban Development Corporation informs about press release 16 Jan, 4:29 PM Housing & Urban Development Corporation informs about closure of trading window 24 Dec, 12:29 PM HUDCO inks MoU with Delhi Development Authority 11 Dec, 12:30 PM HUDCO informs about MoU 28 Nov, 10:07 AM HUDCO signs MoU with NBCC (India) 28 Nov, 9:29 AM Housing & Urban Development Corporation informs about disclosure 23 Nov, 11:14 AM Housing & Urban Development Corporation informs about investor presentation 30 Oct, 2:41 PM Housing & Urban Development Corporation informs about appointment of part-time official director 29 Oct, 5:14 PM Housing & Urban Development Corporation informs about unaudited financial results 29 Oct, 3:31 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM Housing & Urban Dev. - Quaterly Results 29 Oct, 3:10 PM HUDCO inks MoU with Yamuna Expressway Industrial Development Authority 21 Aug, 4:44 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM Housing & Urban Dev. - Quaterly Results 12 Aug, 6:12 PM HUDCO signs MoU with RITES 6 Aug, 10:30 AM HUDCO signs non-binding MoU with Government of Rajasthan 24 Jul, 2:56 PM Housing and Urban Development Corporation informs about investors meet 21 Jun, 5:11 PM HUDCO inks MoU with India Infrastructure Finance Company 7 Jun, 10:14 AM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Dev. - Quaterly Results 24 May, 3:07 PM Housing & Urban Development Corporation board to consider dividend 17 May, 4:56 PM HUDCO signs MoU with SITCO 13 May, 10:15 AM HUDCO inks MoU with Maharashtra State Electricity Distribution Company 7 Mar, 3:00 PM HUDCO inks MoUs with NBCC (India) 26 Feb, 11:52 AM Housing & Urban Dev. - Quaterly Results 9 Feb, 3:08 PM Housing & Urban Dev. - Quaterly Results 9 Feb, 3:08 PM Housing & Urban Dev. - Quaterly Results 9 Feb, 3:08 PM HUDCO inks MoU with State Government of Gujarat 27 Dec, 4:35 PM

Housing & Urban Dev. Stock Price Analysis and Quick Research Report. Is Housing & Urban Dev. an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Housing & Urban Dev. stock price today is Rs 221.72. To understand the functions of the Housing & Urban Dev. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 2116.74 Cr and the compounded growth of profit in the past 3 years is 10.2723294300404 %. The PAT margin of Housing & Urban Dev. is 27.1925 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Housing & Urban Dev. , the EPS grew by 24.3965 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Housing & Urban Dev. has a average ROE track record. The ROE of Housing & Urban Dev. is at 13.2051 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Housing & Urban Dev. is worth at the current levels at Rs 221.72. Housing & Urban Dev. is trading at a current P/E ratio of 17.7138 and the average historical P/E for the last 5 years was 6.90620288215185.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Housing & Urban Dev. is trading at a P/B of 2.4709 . The average historical P/B for the last 5 years was 0.852168411836286. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Housing & Urban Dev. is Rs 221.72. One can use valuation calculators of ticker to know if Housing & Urban Dev. share price is undervalued or overvalued.

Last Updated on:
Brief about Housing & Urban Dev.

Current HUDCO Share Price

As of 09 May 2025, 15:30:00 IST, the Housing and Urban Development Corporation Ltd (HUDCO) Share Price on the NSE was Rs 208.90. The HUDCO Stock Price Today experienced a decline of 1.20% compared to its opening price. HUDCO, a key public sector undertaking in housing and urban infrastructure finance, trades under the symbol HUDCO on both the NSE (HUDCO NSE) and BSE (HUDCO BSE). For the most current, regularly updated HUDCO share price, please refer to the live ticker section located above on this page. That section provides a real-time HUDCO share price summary, including the day's high/low and the 52-week high/low.  

HUDCO Share Returns Performance

The historical returns for Housing & Urban Development Corporation Ltd. (HUDCO) as of early May 2025 are as follows:

  • 1 Week: -5.73% (as of May 7, 2025)
  • 1 Month: +9.91% (as of May 7, 2025)
  • 3 Months: +3.61% (as of May 7, 2025)
  • 1 Year: +2.96% (as of May 7, 2025)
  • 5 Years: +845.74% (as of May 7, 2025)

(Returns data based on Upstox, as of May 7, 2025)

An analysis of HUDCO Returns shows a mixed recent performance with a decline in the last week, but positive returns over the past month and quarter. The 1-year return indicates modest gains. However, the HUDCO share price history reveals exceptional long-term growth, with very strong returns over the 3-year and 5-year periods. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames.

Latest News Impacting HUDCO Share Price

Several recent developments have been shaping the HUDCO Share Price:

  1. HUDCO Q4 FY25 Financial Results (Announced May 7, 2025):  

    • HUDCO reported a net profit of Rs 727.74 crore for the fourth quarter ended March 31, 2025, marking a 3.94% year-on-year (YoY) increase.  
    • Revenue from operations witnessed a significant surge of 37.8% YoY, reaching Rs 2,844.99 crore in Q4 FY25.  
    • Net Interest Income (NII) for the quarter rose by 26% YoY to Rs 962 crore.  
    • The company showcased improved asset quality, with Gross Non-Performing Assets (NPAs) declining to 1.67% from 2.71% YoY, and Net NPAs reducing to 0.25% from 0.36% YoY.  
    • The HUDCO share news of the results saw the stock price trade nearly 2% lower on the announcement day.  
       
  2. Dividend Announcement (May 7, 2025):

    • Alongside its Q4 results, the HUDCO board recommended a final dividend of Rs 1.05 per equity share (face value of Rs 10 each) for the financial year 2024-25.  
    • This was the third dividend declared for FY25, following interim dividends of Rs 2.05 and Rs 1.05 per share paid earlier in the year.
       
  3. Fundraising Activities:

    • On May 6, 2025, HUDCO's Bond Allotment Committee approved a proposal to raise Rs 2,190 crore through the issuance of Non-Convertible Debentures (NCDs) on a private placement basis. These NCDs have a 5-year tenure and a coupon rate of 6.9%.  
    • This is part of a larger fundraising plan of up to Rs 65,000 crore for FY26.  
    • In April 2025, the Central Board of Direct Taxes (CBDT) approved HUDCO's plan to raise Rs 5,000 crore via Zero Coupon Bonds.  
       
  4. Government Policy and Approvals:

    • In April 2025, HUDCO received approval to issue capital gains bonds under Section 54EC of the Income Tax Act, which will be utilized for financing infrastructure projects.  
    • Earlier in the year (February 2025), the Union Budget allocation for the Pradhan Mantri Awas Yojana (PMAY)-Urban saw a significant cut compared to the previous year. This news reportedly led to a sharp fall in HUDCO's share price at the time, highlighting the stock's sensitivity to government housing and urban development policies.

These are some of the key Factors Affecting HUDCO Share Price and investor sentiment.

Conclusion on HUDCO Stock Price

The HUDCO Stock Price reflects a company with strong long-term growth in its operational and financial metrics, as evidenced by its 5-year returns and recent Q4 FY25 revenue surge. The consistent dividend payments and active fundraising indicate a stable financial approach. However, the HUDCO stock analysis also reveals its susceptibility to government policy changes, particularly in budgetary allocations for housing schemes. While recent profit growth was modest, improved asset quality is a positive. The HUDCO share price outlook will likely be influenced by its ability to deploy raised funds effectively, navigate policy shifts, and maintain its growth trajectory in loan sanctions and disbursements for housing and urban infrastructure projects.  

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