IDBI
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IDBI share price

IDBI Bank Ltd.

NSE: IDBI BSE: 500116 SECTOR: Bank - Private  279k   1k   207

83.11
+1.58 (1.94%)
BSE: Today, 04:00 PM

Price Summary

Today's High

₹ 83.85

Today's Low

₹ 81.56

52 Week High

₹ 107.98

52 Week Low

₹ 63.35

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 89363.21 Cr.

CASA %

50.43

No. of Shares

1075.24 Cr.

P/E

13.45

P/B

1.96

Face Value

₹ 10

Div. Yield

1.8 %

Book Value (TTM)

₹  42.31

Net Interest Income

₹ 14186.44 Cr.

Cost To Income %

46.1

Promoter Holding

94.71 %

EPS (TTM)

₹  6.18

CAR %

22.26

ROE

14.25 %

ROCE

15.74%

Profit Growth

54.57 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 19 Indices.

NIFTYMIDCAP

NIFTY Midcap 100
57509
  508.150000000001 (0.891477934100982%)

NIFTY500

Nifty 500
23020.85
  185 (0.810129686436012%)

NIFTYMIDCAP150

Nifty Midcap 150
21291.35
  185.399999999998 (0.878425278179829%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
20172.55
  180 (0.900335374927153%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
16165.35
  134.950000000001 (0.841838007785212%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
16052.9
  131.65 (0.826882311376309%)

NIFTY200

Nifty 200
13825.85
  108.9 (0.793908266779431%)

NIFTYTOTALMCAP

NIFTY Total Market
12995.25
  106.450000000001 (0.825910868350821%)

NFT500EQUAL

Nifty 500 Equal Weight
14518.18
  143.389999999999 (0.997510224497189%)

NIFTYFULLMIDCAP100

NIFTY FULL MIDCAP 100
5987.56
  -42.7999999999993 (-0.709742038617911%)

BSE500

Bse 500
36246.75
  289.349999999999 (0.804702230973309%)

200EQW

BSE 200 Equal Weight
13002.98
  111.73 (0.866711916997964%)

FINSER

BSE Financial Services
11729.42
  125.879999999999 (1.08484135013969%)

BSE200

Bse 200
11280.05
  86.1299999999992 (0.769435550727526%)

LMI250

Bse 250 LargeMidCap Index
10706.91
  83.7199999999993 (0.788087194147891%)

LRGCAP

Bse LargeCap
9521.53
  70.9400000000005 (0.750640965273064%)

BSE100LARGECAPTMC

Bse 100 LargeCap TMC Index
9144.61
  68.75 (0.757503972075368%)

ALLCAP

Bse Allcap
10471.31
  71.0699999999997 (0.683349615008888%)

S&P LARGEMIDCAP

Bse LargeMidCap
10588.73
  81.9699999999993 (0.780164389402627%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

ROE%

1 Year14.25%
3 Year10.76%
5 Year-1.43%

ROA%

1 Year1.62%
3 Year1.2%
5 Year-0.02%

Net NPA%

1 Year0.34%
3 Year0.84%
5 Year1.74%

 NIM

1 Year4.31%
3 Year3.94%
5 Year3.64%

CAR %

22.26

Cost of Liabilities %

4.1527

PEG Ratio

0.25

Advances Growth %

16.0259

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 94.71 0.00
Jun 2024 94.71 0.00
Mar 2024 94.71 0.00
Dec 2023 94.71 0.00
Sep 2023 94.71 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 3.93721459168776% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.843333333333333%.
  • CASA stands at 50.4316% of total deposits.
  • Good Capital Adequacy Ratio of 22.26%.
  • The company has delivered good Profit growth of 60.6270844588295% over the past 3 years.

 Limitations

  • High Cost to income ratio of 46.104%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Interest Earned 6034.81 6540.86 6990.47 6666 7441.8
Other Income 889.37 973.41 896.17 805.25 1312.74
Interest Expended 2968.32 3106.39 3302.58 3433.18 3566.33
Operating Expenses 1884.19 2081.33 2408.95 1962.54 2181.88
Total Provisions -227.46 319.85 113.82 -443.46 555.19
Profit Before Tax 2299.13 2006.7 2061.29 2518.99 2451.14
Tax 975.86 548.52 432.83 799.72 614.69
Net Profit 1323.27 1458.18 1628.46 1719.27 1836.45
Net NPA % 0.39 0.34 0.34 0.23 0.2
Gross NPA % 4.9 4.69 4.53 3.87 3.68
Return on Assets % 1.59 1.7 1.82 1.83 1.97
NPM % 21.93 22.29 23.3 25.79 24.68

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 20825.11 19938.2 18291.91 20569.78 26426.13
Other Income 4470.36 4558.6 4689.9 4371.98 3610.91
Interest Expended 13847.3 11414.21 9129.41 9139.23 12239.69
Operating Expenses 6336.16 6047.5 6357.23 7066.7 8205.3
Total Provisions 14079.44 4665.63 3886.89 3498.74 1396.96
Profit Before Tax -8967.43 2369.46 3608.27 5237.09 8195.09
Taxes 3919.9 1010 1169 1592 2561
Net Profit -12887.33 1359.46 2439.27 3645.09 5634.09
Adjusted EPS (Rs.) -12.41 1.26 2.27 3.39 5.24

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 10380.59 10752.4 10752.4 10752.4 10752.4
Total Reserves 23643.77 26058.67 30909.58 34566.08 39129.46
Deposits 222424.13 230851.78 233134.42 255490.05 277657.22
Borrowings 36748.86 15908.05 14344.98 12637.75 17082.7
Other Liabilities 6730.75 14193.18 12461.37 17055.89 18568.68
Total Liabilities 299928.1 297764.08 301602.75 330502.17 363190.47
Assets
Balance with RBI 10538.83 13012.8 27795.37 16639.18 13990.96
Balance with Banks 19891.57 22209.39 7915.22 12541.57 11941.93
Investments 81780.42 81022.56 82988.21 99689.74 114934.24
Advances 129841.79 128149.94 136955.23 162567.73 188620.61
Net Block 7642.15 7357.42 9542.18 9281.24 9414.92
Other Assets 49746.31 45541.97 36011.82 29307.08 24182.81
Total Assets 299928.1 297764.08 301602.75 330502.17 363190.47
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 94.71 94.71 94.71 94.71 94.71
life insurance corporatio... 49.24 49.24 49.24 49.24 49.24
president of india 45.48 45.48 45.48 45.48 45.48
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 5.29 5.29 5.29 5.29 5.29
investor education and pr... 0.08 - - - 0.08
investor education and pr... - 0.08 0.08 0.08 -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

IDBI - Quaterly Results 25 Oct, 2:44 PM IDBI - Quaterly Results 25 Oct, 2:44 PM IDBI - Quaterly Results 25 Oct, 2:44 PM IDBI Bank informs about disclosure for statement of deviations or variations 22 Jul, 4:59 PM IDBI Bank reports 41% rise in Q1 consolidated net profit 22 Jul, 3:45 PM IDBI Bank informs about press release 22 Jul, 3:05 PM IDBI - Quaterly Results 22 Jul, 1:49 PM IDBI - Quaterly Results 22 Jul, 1:49 PM IDBI - Quaterly Results 22 Jul, 1:49 PM IDBI Bank informs about board meeting 15 Jul, 2:58 PM IDBI Bank reports 15% rise in total business during Q1FY25 5 Jul, 2:13 PM IDBI Bank informs about change in senior management personnel 1 Jul, 1:16 PM IDBI Bank informs about annual secretarial compliance report 28 May, 3:47 PM IDBI Bank informs about disclosure 7 May, 2:23 PM IDBI Bank reports 37% rise in Q4 consolidated net profit 6 May, 12:14 PM IDBI - Quaterly Results 4 May, 2:14 PM IDBI - Quaterly Results 4 May, 2:14 PM IDBI - Quaterly Results 4 May, 2:14 PM IDBI Bank informs about loss of share certificate 26 Apr, 3:00 PM IDBI Bank informs about credit rating 5 Apr, 3:00 PM IDBI Bank informs about loss of share certificates 28 Mar, 5:17 PM IDBI Bank informs about credit rating 16 Mar, 12:40 PM IDBI Bank informs about loss of share certificates 5 Mar, 5:25 PM IDBI Bank informs about appointment of secretarial auditors 28 Feb, 5:33 PM IDBI Bank reports 60% rise in Q3 consolidated net profit 20 Jan, 4:21 PM IDBI Bank informs about outcome of board meeting 20 Jan, 3:16 PM IDBI - Quaterly Results 20 Jan, 1:18 PM IDBI - Quaterly Results 20 Jan, 1:18 PM IDBI - Quaterly Results 20 Jan, 1:18 PM IDBI Bank informs about certificate 4 Jan, 5:24 PM IDBI Bank informs about informs about credit rating 6 Dec, 2:38 PM CARE upgrades IDBI Bank's rating for Basel III Compliant Tier II Bonds 6 Dec, 11:59 AM IDBI Bank informs about newspaper publication 23 Oct, 12:02 PM IDBI Bank reports 79% rise in Q2 consolidated net profit 23 Oct, 10:23 AM IDBI - Quaterly Results 21 Oct, 1:59 PM IDBI - Quaterly Results 21 Oct, 1:59 PM IDBI - Quaterly Results 21 Oct, 1:59 PM IDBI Bank informs about loss of share certificates 13 Sep, 5:22 PM IDBI Bank informs about newspaper publication 25 Jul, 4:35 PM IDBI Bank reports 60% rise in Q1 consolidated net profit 24 Jul, 4:12 PM IDBI - Quaterly Results 24 Jul, 2:16 PM IDBI - Quaterly Results 24 Jul, 2:16 PM IDBI - Quaterly Results 24 Jul, 2:16 PM Idbi Bank informs about updates 14 Jul, 2:55 PM Idbi Bank informs about loss of share certificate 5 Jul, 5:22 PM IDBI Bank informs about joining of DMD 12 Jun, 12:51 PM Idbi Bank informs about annual secretarial compliance report 15 May, 4:04 PM Idbi Bank informs about change in auditor 3 May, 12:29 PM IDBI Bank reports 66% rise in Q4 consolidated net profit 29 Apr, 5:44 PM IDBI - Quaterly Results 29 Apr, 1:25 PM

IDBI Stock Price Analysis and Quick Research Report. Is IDBI an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

IDBI stock price today is Rs 83.11. Let’s look at how IDBI is performing and if it is the right time to buy the stock of IDBI with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. IDBI has earned Rs 26426.134 Cr. revenue in the latest financial year. IDBI has posted decent revenue growth of 9.84546214257474 % in last 3 Years.

  • In terms of advances, IDBI reported 16.0259 % YOY,  rise . If you see 3 years advance growth, it stands at 13.7514429427269 %.

  • Currently, IDBI has a CASA ratio of 50.4316 %. It’s overall cost of liability stands at 4.1527 %. Also, the total deposits of IDBI from these accounts stood at Rs 277657.2234 Cr.

  • IDBI has a healthy ROA track record. The ROA of IDBI is at 1.6244 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 4.53 % and 0.34 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -60.0726323648837 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of IDBI decreased and is currently at Rs 3610.907 Cr.

  • IDBI has a Good Capital Adequacy Ratio of 22.26 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently IDBI is trading at a P/B of 1.961 . The historical average PB of IDBI was 1.37003641004588.

  • Share Price: - The current share price of IDBI is Rs 83.11. One can use valuation calculators of ticker to know if IDBI share price is undervalued or overvalued.

Last Updated on:
Brief about IDBI

IDBI Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

IDBI Bank Ltd. is a leading public sector bank in India that offers a wide range of financial products and services to its customers. In this article, we will provide a comprehensive analysis of IDBI Bank Ltd. stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

IDBI Bank Ltd. Share Price:

IDBI Bank Ltd.'s share price is a key indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s share price and identify any trends or patterns. The company's share price has shown a volatile trend over the past few years, reflecting the challenges faced by the company in the banking sector.

IDBI Bank Ltd. Balance Sheet:

IDBI Bank Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include loans, investments, and other assets, while liabilities include deposits, borrowings, and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s balance sheet and identify any red flags. The company's balance sheet has shown a challenging trend over the past few years, reflecting the challenges faced by the company in the banking sector.

IDBI Bank Ltd. Annual Report:

IDBI Bank Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download IDBI Bank Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

IDBI Bank Ltd. Dividend:

IDBI Bank Ltd. has a challenging dividend payout history. The company has not paid dividends for the past few years, reflecting the challenges faced by the company in the banking sector. Long-term investors should consider this when evaluating IDBI Bank Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

IDBI Bank Ltd. Quarterly Results:

IDBI Bank Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

IDBI Bank Ltd. Stock Price:

The stock price of IDBI Bank Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track IDBI Bank Ltd.'s stock price and identify potential buying opportunities. The stock price of IDBI Bank Ltd. has shown a volatile trend over the past few years, reflecting the challenges faced by the company in the banking sector.

IDBI Bank Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of IDBI Bank Ltd. has shown a volatile trend over the past few years, reflecting the challenges faced by the company in the banking sector.

IDBI Bank Ltd. News:

Keeping up to date with the latest news about IDBI Bank Ltd. is important for investors. Our website provides the latest news about IDBI Bank Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

IDBI Bank Ltd. Concall:

IDBI Bank Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to IDBI Bank Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

IDBI Bank Ltd. Transcripts:

Transcripts of IDBI Bank Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

IDBI Bank Ltd. Investor Presentations:

IDBI Bank Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download IDBI Bank Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

IDBI Bank Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. IDBI Bank Ltd.'s promoters include the Government of India. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of IDBI Bank Ltd. are relatively stable, which is a positive sign for long-term investors.

IDBI Bank Ltd. Shareholders:

IDBI Bank Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of IDBI Bank Ltd. is diverse, which is a positive sign for long-term investors.

IDBI Bank Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

IDBI Bank Limited ROCE

Return on Capital Employed (ROCE) is a financial ratio that measures how effectively a company utilizes its capital. The ROCE of IDBI Bank Limited is available on our stock analysis page. ROCE is a crucial ratio that indicates the potential for a company's growth and profitability. By referring to the ROCE data on our website, investors can make informed investment decisions based on IDBI Bank Limited's financial performance.

IDBI Bank Limited EBITDA

EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is one of the most commonly used financial ratios in stock analysis. It helps investors to gauge a company's profitability by excluding non-operating expenses. At our stock analysis page for IDBI Bank Limited, investors can refer to the EBITDA ratio, which can help them assess the company's operational efficiency and profitability, and make informed investment decisions.

IDBI Bank Limited DPS

Dividend per share (DPS) is a financial ratio that indicates the amount of dividend a company pays per share of its stock. At our stock analysis page for IDBI Bank Limited, investors can refer to the DPS ratio and estimate the company's future dividends. A high DPS value may indicate stable and predictable income generation for investors, whereas a low DPS value indicates a greater focus on growth opportunities.

IDBI Bank Limited EPS

Earnings per share (EPS) is a crucial financial ratio that indicates the amount of profit a company generates per share of its stock. Investors can use EPS data on our stock analysis page for IDBI Bank Limited to understand the company's profitability, assess risks, and gauge the potential return on their investment. A higher EPS value indicates that a company is generating more profit per share of its stock, making it more desirable for investors.

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