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IDBI share price

IDBI Bank Ltd.

NSE: IDBI BSE: 500116 SECTOR: Bank - Private  209k   1k   195

91.15
-0.46 (-0.50%)
BSE: 23 Feb 04:01 PM

Price Summary

Today's High

₹ 94

Today's Low

₹ 90.17

52 Week High

₹ 98.7

52 Week Low

₹ 42.88

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

98008.15 Cr.

CASA %

53.02

No. of Shares

1075.24 Cr.

P/E

19.07

P/B

2.45

Face Value

₹ 10

Div. Yield

1.1 %

Book Value (TTM)

₹  37.24

Net Interest Income

11430.55 Cr.

Cost To Income %

44.72

Promoter Holding

94.71 %

EPS (TTM)

₹  4.78

CAR %

20.44

ROE

10.37 %

ROCE

11.49%

Profit Growth

49.43 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

ROE%

1 Year10.37%
3 Year7.57%
5 Year-17.14%

ROA%

1 Year1.15%
3 Year0.81%
5 Year-1.25%

Net NPA%

1 Year0.92%
3 Year1.39%
5 Year3.69%

 NIM

1 Year3.92%
3 Year3.66%
5 Year3.23%

CAR %

20.44

Cost of Liabilities %

3.40842260934741

PEG Ratio

0.39

Advances Growth %

18.7013682583937

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 94.71 0
Sep 2023 94.71 0
Jun 2023 94.71 0
Mar 2023 94.71 0
Dec 2022 94.71 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 3.66414976173965% since last 3 years.
  • CASA stands at 53.015775025469% of total deposits.
  • Good Capital Adequacy Ratio of 20.44%.
  • The company has delivered good Profit growth of 31.6715722104659% over the past 3 years.

 Limitations

  • Company has a low ROE of 7.56928410768936% over the last 3 years.
  • The company has delivered poor Income growth of -0.410366567036136% over the past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Interest Earned 5231.44 5726.17 6859.99 6034.81 6540.86
Other Income 856.87 1287.67 851.96 889.37 973.41
Interest Expended 2306.09 2446.59 2862.4 2968.32 3106.39
Operating Expenses 1730.85 2142.27 1830.83 1884.19 2081.33
Total Provisions 784.28 983.63 1190.43 -227.46 319.85
Profit Before Tax 1267.09 1441.35 1828.29 2299.13 2006.7
Tax 339.82 307.98 604.11 975.86 548.52
Net Profit 927.27 1133.37 1224.18 1323.27 1458.18
Net NPA % 1.08 0.92 0.44 0.39 0.34
Gross NPA % 13.82 6.38 5.05 4.9 4.69
Return on Assets % 1.22 1.43 1.49 1.59 1.7
NPM % 17.72 19.79 17.85 21.93 22.29

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 22071.24 20825.11 19938.2 18291.91 20569.78
Other Income 3300.3 4470.36 4558.6 4689.9 4371.98
Interest Expended 16165.62 13847.3 11414.21 9129.41 9139.23
Operating Expenses 5153.79 6336.16 6047.5 6357.23 7066.7
Total Provisions 26879.29 14079.44 4665.63 3886.89 3498.74
Profit Before Tax -22827.16 -8967.43 2369.46 3608.27 5237.09
Taxes -7710.87 3919.9 1010 1169 1592
Net Profit -15116.29 -12887.33 1359.46 2439.27 3645.09
Adjusted EPS (Rs.) -19.54 -12.41 1.26 2.27 3.39

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 7736.29 10380.59 10752.4 10752.4 10752.4
Total Reserves 29875.4 23643.77 26058.67 30909.58 34566.08
Deposits 227371.72 222424.13 230851.78 233134.42 255498.94
Borrowings 45287.72 36748.86 15908.05 14344.98 12637.75
Other Liabilities 10013.35 6730.75 14193.18 12461.37 17047
Total Liabilities 320284.49 299928.1 297764.08 301602.75 330502.17
Assets
Balance with RBI 12730.47 10538.83 13012.8 27795.37 16639.18
Balance with Banks 8503.23 19891.57 22209.39 7915.22 12646.59
Investments 93072.63 81780.42 81022.56 82988.21 99689.74
Advances 146790.44 129841.79 128149.94 136955.23 162567.73
Net Block 7763.37 7642.15 7357.42 9542.18 9281.24
Other Assets 50956.74 49746.31 45541.97 36011.82 29202.06
Total Assets 320284.49 299928.1 297764.08 301602.75 330502.17
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 94.71 94.71 94.71 94.71 94.71
life insurance corporatio... 49.24 49.24 49.24 49.24 49.24
president of india 45.48 45.48 45.48 45.48 45.48
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 5.29 5.29 5.29 5.29 5.29
investor education and pr... - - - - 0.08
investor education and pr... 0.08 0.08 0.08 0.08 -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

IDBI Bank reports 60% rise in Q3 consolidated net profit20 Jan 2024, 4:21PM IDBI Bank informs about outcome of board meeting20 Jan 2024, 3:16PM IDBI - Quaterly Results20 Jan 2024, 1:18PM IDBI - Quaterly Results20 Jan 2024, 1:18PM IDBI - Quaterly Results20 Jan 2024, 1:18PM IDBI Bank informs about certificate4 Jan 2024, 5:24PM IDBI Bank informs about informs about credit rating 6 Dec 2023, 2:38PM CARE upgrades IDBI Bank's rating for Basel III Compliant Tier II Bonds6 Dec 2023, 11:59AM IDBI Bank informs about newspaper publication23 Oct 2023, 12:02PM IDBI Bank reports 79% rise in Q2 consolidated net profit23 Oct 2023, 10:23AM IDBI - Quaterly Results21 Oct 2023, 1:59PM IDBI - Quaterly Results21 Oct 2023, 1:59PM IDBI - Quaterly Results21 Oct 2023, 1:59PM IDBI Bank informs about loss of share certificates13 Sep 2023, 5:22PM IDBI Bank informs about newspaper publication25 Jul 2023, 4:35PM IDBI Bank reports 60% rise in Q1 consolidated net profit24 Jul 2023, 4:12PM IDBI - Quaterly Results24 Jul 2023, 2:16PM IDBI - Quaterly Results24 Jul 2023, 2:16PM IDBI - Quaterly Results24 Jul 2023, 2:16PM Idbi Bank informs about updates14 Jul 2023, 2:55PM Idbi Bank informs about loss of share certificate5 Jul 2023, 5:22PM IDBI Bank informs about joining of DMD12 Jun 2023, 12:51PM Idbi Bank informs about annual secretarial compliance report15 May 2023, 4:04PM Idbi Bank informs about change in auditor3 May 2023, 12:29PM IDBI Bank reports 66% rise in Q4 consolidated net profit29 Apr 2023, 5:44PM IDBI - Quaterly Results29 Apr 2023, 1:25PM IDBI - Quaterly Results29 Apr 2023, 1:25PM IDBI - Quaterly Results29 Apr 2023, 1:25PM IDBI Bank informs about closure of trading window27 Mar 2023, 4:54PM Idbi Bank informs about disclosure30 Jan 2023, 4:16PM IDBI Bank informs about press release23 Jan 2023, 3:45PM IDBI - Quaterly Results23 Jan 2023, 1:37PM IDBI - Quaterly Results23 Jan 2023, 1:37PM IDBI - Quaterly Results23 Jan 2023, 1:37PM Govt eyeing to get financial bids for IDBI Bank's strategic sale by September12 Jan 2023, 3:14PM Govt gets multiple preliminary bids for strategic sale of 61% stake in IDBI Bank9 Jan 2023, 11:10AM IDBI Mutual Fund inks scheme transfer agreement with LIC Mutual Fund30 Dec 2022, 4:28PM Idbi Bank informs about trading window closure27 Dec 2022, 5:19PM IDBI Bank informs about revision in rating 20 Dec 2022, 12:16PM Govt extends deadline to submit preliminary bids for IDBI Bank privatisation15 Dec 2022, 4:13PM IDBI Bank informs about change in directors 3 Dec 2022, 2:41PM IDBI Bank informs about results of resolutions passed by postal ballot 3 Dec 2022, 2:37PM IDBI Bank informs about strikes called off by AIBEA19 Nov 2022, 12:21PM IDBI Bank reports 32% rise in Q2 consolidated net profit25 Oct 2022, 11:56AM IDBI Bank informs about newspaper advertisement22 Oct 2022, 3:50PM IDBI - Quaterly Results21 Oct 2022, 1:54PM IDBI - Quaterly Results21 Oct 2022, 1:54PM IDBI - Quaterly Results21 Oct 2022, 1:54PM IDBI Bank inks pact with Vay Network Services11 Oct 2022, 10:10AM Government invites bids for privatising IDBI Bank10 Oct 2022, 10:50AM

IDBI Stock Price Analysis and Quick Research Report. Is IDBI an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how IDBI is performing and if it is the right time to buy the stock of IDBI with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. IDBI has earned Rs 20569.7839 Cr. revenue in the latest financial year. IDBI has posted Poor revenue growth of -0.410366567036136 % in last 3 Years.

  • In terms of advances, IDBI reported 18.7013682583937 % YOY,  rise . If you see 3 years advance growth, it stands at 7.78043944789262 %.

  • Currently, IDBI has a CASA ratio of 53.015775025469 %. It’s overall cost of liability stands at 3.40842260934741 %. Also, the total deposits of IDBI from these accounts stood at Rs 255498.9409 Cr.

  • IDBI has a average ROA track record. The ROA of IDBI is at 1.15331887326249 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 6.38 % and 0.92 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -9.98597618057783 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of IDBI decreased and is currently at Rs 4371.9837 Cr.

  • IDBI has a Good Capital Adequacy Ratio of 20.44 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently IDBI is trading at a P/B of 2.4598 . The historical average PB of IDBI was 1.18890328282112.

  • Share Price: - The current share price of IDBI is Rs 91.1. One can use valuation calculators of ticker to know if IDBI share price is undervalued or overvalued.

Last Updated on:
Brief about IDBI

IDBI Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

IDBI Bank Ltd. is a leading public sector bank in India that offers a wide range of financial products and services to its customers. In this article, we will provide a comprehensive analysis of IDBI Bank Ltd. stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

IDBI Bank Ltd. Share Price:

IDBI Bank Ltd.'s share price is a key indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s share price and identify any trends or patterns. The company's share price has shown a volatile trend over the past few years, reflecting the challenges faced by the company in the banking sector.

IDBI Bank Ltd. Balance Sheet:

IDBI Bank Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include loans, investments, and other assets, while liabilities include deposits, borrowings, and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s balance sheet and identify any red flags. The company's balance sheet has shown a challenging trend over the past few years, reflecting the challenges faced by the company in the banking sector.

IDBI Bank Ltd. Annual Report:

IDBI Bank Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download IDBI Bank Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

IDBI Bank Ltd. Dividend:

IDBI Bank Ltd. has a challenging dividend payout history. The company has not paid dividends for the past few years, reflecting the challenges faced by the company in the banking sector. Long-term investors should consider this when evaluating IDBI Bank Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

IDBI Bank Ltd. Quarterly Results:

IDBI Bank Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

IDBI Bank Ltd. Stock Price:

The stock price of IDBI Bank Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track IDBI Bank Ltd.'s stock price and identify potential buying opportunities. The stock price of IDBI Bank Ltd. has shown a volatile trend over the past few years, reflecting the challenges faced by the company in the banking sector.

IDBI Bank Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of IDBI Bank Ltd. has shown a volatile trend over the past few years, reflecting the challenges faced by the company in the banking sector.

IDBI Bank Ltd. News:

Keeping up to date with the latest news about IDBI Bank Ltd. is important for investors. Our website provides the latest news about IDBI Bank Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

IDBI Bank Ltd. Concall:

IDBI Bank Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to IDBI Bank Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

IDBI Bank Ltd. Transcripts:

Transcripts of IDBI Bank Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

IDBI Bank Ltd. Investor Presentations:

IDBI Bank Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download IDBI Bank Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

IDBI Bank Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. IDBI Bank Ltd.'s promoters include the Government of India. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of IDBI Bank Ltd. are relatively stable, which is a positive sign for long-term investors.

IDBI Bank Ltd. Shareholders:

IDBI Bank Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze IDBI Bank Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of IDBI Bank Ltd. is diverse, which is a positive sign for long-term investors.

IDBI Bank Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

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