NSE: IDBI BSE: 500116 SECTOR: Bank - Private 137k 838 167
₹ 55.45
₹ 55
₹ 62
₹ 30.5
₹ 59514.55 Cr.
56.77
1075.24 Cr.
16.33
1.6
₹ 10
1.82 %
₹ 34.52
₹ 9162.5 Cr.
45.89
94.71 %
₹ 3.39
19.06
7.66 %
9.14%
79.43 %
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The company is present in 22 Indices.
NIFTYMIDCAP
NIFTY500
NIFTYMIDCAP150
NIFTYMIDSMALL400
NIFTYLGEMID250
NY500MUL50:25:25
NIFTYSMALL
NIFTYSMALLCAP250
NIFTY200
NIFTYTOTALMCAP
NIFTYSMALLCAP50
NIFTYFULLMIDCAP100
MIDCAP
BSE500
BSE200
LMI250
ALLCAP
BSE100LARGECAPTMC
SPBSQIP
FIN
S&P LARGEMIDCAP
S&P MIDSMLCAP
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Holding Value: 27065.440983105 Cr.
As of March2023
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
Let’s look at how IDBI is performing and if it is the right time to buy the stock of IDBI with detailed analysis.
For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. IDBI has earned Rs 18295.2956 Cr. revenue in the latest financial year. It has posted Poor revenue growth of -6.06274660452394 % in last 3 Years.
In terms of advances, the bank reported 13.7509979384196 % YOY, rise . If you see 3 years advance growth, it stands at -0.231842054033338 %.
Currently the company has a CASA ratio of 56.7737657218202 %. It’s overall cost of liability stands at 3.69032709441813 %. Also, the total deposits from these accounts stood at Rs 233134.4159 Cr.
The Bank has a Poor ROA track record. The ROA of IDBI is at 0.81419823754508 %.
The Lender is efficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 19.14 % and 1.27 % respectively as on the latest financial year.
One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -16.6911135102139 % which means it has decreased from the previous year.
Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of IDBI surged and is currently at Rs 4689.8953 Cr.
The company has a Good Capital Adequacy Ratio of 19.06 .
The best metric which provides insights about bank’s valuation is P/B ratio. Currently IDBI is trading at a P/B of 1.5994 . The historical average PB was 1.20395310513629.