IDBI Bank Share Price, Stock Analysis & Company Profile

IDBI Bank Limited is a unique financial institution in the Indian banking landscape, having transitioned from a premier development financial institution to a full-service commercial bank. While it originated as a government-owned entity, it was re-categorised by the RBI as a Public Sector Bank for regulatory purposes following a majority stake acquisition by LIC. Today, it operates with a strong focus on retail banking, corporate finance, and digital transformation.

This page provides a comprehensive toolkit for investors to monitor the IDBI Bank share price, conduct a detailed IDBI Bank stock analysis, and stay updated on the bank's ongoing strategic disinvestment process.

About IDBI Bank Limited

IDBI Bank was established in 1964 under an Act of Parliament as a wholly-owned subsidiary of the Reserve Bank of India, later becoming a separate legal entity to fuel India's industrial growth. Over the decades, it has evolved into a universal bank, offering a wide range of financial products and services.

Headquartered in Mumbai, the bank serves millions of customers through an extensive network of branches and ATMs across India. It is currently at a pivotal juncture as the Government of India and the Life Insurance Corporation of India (LIC) work towards a strategic stake sale, which is expected to redefine the bank's future ownership and operational structure.

IDBI Bank Business Model

The bank's business model is built on a "Universal Banking" approach, balancing its legacy in industrial financing with a modern retail franchise. Key operational pillars include:

• Retail Banking: A dominant segment focusing on housing loans, personal loans, and a growing deposit base of Savings and Current Accounts (CASA).

• Corporate Banking: Providing structured finance, working capital, and project appraisal services to large and mid-sized Indian corporates.

• Treasury Operations: Managing the bank's statutory reserves and investment portfolio in government securities and money market instruments.

• MSME & Agriculture: Driving financial inclusion through dedicated credit products for small businesses and the farming sector.

• Digital Transformation: Enhancing customer experience through digital platforms like the "IDBI Bank GO Mobile+" app and automated loan processing systems.

IDBI Bank IPO and Listing Details

IDBI Bank is a highly liquid and widely tracked stock, representing one of the most significant turnaround stories in the Indian financial sector.

• Listing Year: 1995 (Initial Public Offering)
• IPO Price: Rs 130 per share
• Face Value: Rs 10 per share
• ISIN: INE008A01015
• NSE Symbol: IDBI
• BSE Scrip Code: 500116

IDBI Bank Corporate Action History

The bank has a track record of corporate actions that reflect its capital restructuring and efforts to reward shareholders as profitability has returned.

Dividend History

After a period of capital conservation, IDBI Bank has resumed dividend payouts as its financial health and asset quality have significantly improved.

• FY 2024-25: Declared a final dividend of Rs 2.10 per share (Record Date: July 15, 2025).

• FY 2023-24: Declared a final dividend of Rs 1.50 per share.

• Trend: The bank is expected to continue a steady dividend payout as it maintains a healthy CRAR (Capital to Risk-weighted Assets Ratio).

Investor Resources Available on This Page

Retail investors can access specialised data in the respective tables on this page to conduct a professional IDBI Bank stock analysis:

• Price Chart: Track the historical price action and long-term trends of the IDBI Bank share price. (data delayed by 15 minutes)

• Company Ratios: Review critical banking metrics like Net Interest Margin (NIM), GNPA/NNPA ratios, and Return on Assets (RoA).

• Quarterly Results: Monitor growth in interest income and movement in credit costs every quarter.

• Balance Sheet: Analyse the bank’s massive deposit base and the composition of its loan book.

• Cash Flow Statement: Evaluate how the bank manages its liquidity and operational funds.

• Shareholding & Promoters: Track the significant stakes held by LIC and the Government of India.

• Pros & Cons: A simplified summary of the bank’s improving asset quality versus risks associated with the disinvestment timeline.

• Annual Reports: Download official documents for deep insights into management’s future strategy.

Frequently Asked Questions (FAQs)

Q1. What is the latest IDBI Bank share price?

The current price is displayed at the top of this page. Please note that all price data and charts are provided with a 15-minute delay from the exchanges.

Q2. Is IDBI Bank a public or private sector bank?

While originally a public sector bank, the RBI re-categorised IDBI Bank as a "Private Sector Bank" for regulatory purposes in 2019 after LIC acquired a majority stake. However, the Government of India still retains a significant stake.

Q3. Who are the promoters of IDBI Bank?

The bank is co-promoted by the Life Insurance Corporation of India (LIC) and the Government of India, who together hold nearly 95% of the total equity.

Q4. Does IDBI Bank pay regular dividends?

Yes, the bank has resumed regular dividend payouts following its exit from the RBI's Prompt Corrective Action (PCA) framework and its return to consistent profitability.

Q5. What is the ISIN for IDBI Bank?

The International Securities Identification Number (ISIN) for IDBI Bank shares is INE008A01015.

Q6. Where can I find IDBI Bank's quarterly results?

All quarterly financial updates, including Net Interest Income (NII) and NPA data, are available in the "Quarterly Results" table on this page.

Q7. How can I download the latest IDBI Bank Annual Report?

The latest and past Annual Reports can be downloaded directly from the "Reports" or "Documents" section table provided on this page.