IDFC

IDFC Ltd.

NSE: IDFC BSE: 532659 SECTOR: Finance - NBFC  93k   439   130

102.55
+0.55 (0.54%)
NSE: Today, 03:57 PM

Price Summary

Today's High

₹ 103.1

Today's Low

₹ 101.65

52 Week High

₹ 102.6

52 Week Low

₹ 42.2

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 16407.84 Cr.

Advances

₹ 0 Cr.

No. of Shares

160 Cr.

P/E

8.09

P/B

1.72

Face Value

₹ 10

Div. Yield

10.78 %

Book Value (TTM)

₹  59.49

Operating Revenue

₹ 54.68 Cr.

Net Profit

₹ 21.95 Cr.

Promoter Holding

0 %

EPS (TTM)

₹  12.68

Sales Growth

608.29

ROE

0.24 %

ROCE

0.39%

Profit Growth

144.43 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 19 Indices.

NIFTYALPHA

Nifty Alpha 50
30060.1
  207.349999999999 (0.694575876594272%)

NIFTY500

Nifty 500
16006.7
  128.300000000001 (0.808015920999594%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
11951.45
  132.75 (1.12321998189311%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
10586.5
  96.6499999999996 (0.921366845093119%)

NIFTYSMALL

NIFTY Smallcap 100
10555.55
  140.299999999999 (1.34706320059528%)

NIFTYSMALLCAP250

Nifty Smallcap 250
10239.2
  113.5 (1.12091015929763%)

NIFTYTOTALMCAP

Nifty Total Market index
8933.95
  72.5500000000011 (0.818719389712697%)

NIFTYSMALLCAP50

Nifty Smallcap 50
4811.35
  62.9000000000005 (1.32464277816973%)

NFTFINSEREXBNK

Nifty Financial Services Ex-Bank Index
17849.96
  76.7099999999991 (0.431603674060743%)

NIFTYHIGHBETA

Nifty High Beta 50
2376.63
  8.24000000000024 (0.347915672672161%)

NIFTYFULLMIDCAP100

NIFTY FULL MIDCAP 100
5987.56
  -42.7999999999993 (-0.709742038617911%)

SMLCAP

S&P Bse Small Cap
31533.68
  358.700000000001 (1.15060218162129%)

BSE500

S&P Bse 500
25431.1
  197.509999999998 (0.782726516520227%)

MSL400

S&P Bse 400 MidSmallCap
7380.29
  81.9799999999996 (1.12327374419556%)

ALLCAP

S&P Bse Allcap
7331.49
  58.4699999999993 (0.803930141811793%)

SMLSEL

S&P Bse SmallCap Select Index
5128.91
  55.8400000000001 (1.10071416321873%)

SML250

S&P Bse 250 SmallCap
4274.21
  45.29 (1.07095901554062%)

FIN

S&P Bse Finance
9199.65
  24.0699999999997 (0.262326741197838%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
7831.22
  27.8800000000001 (0.357282907062872%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year608.29%
3 Year-34.18%
5 Year-19.25%

Profit Growth

1 Year144.43%
3 Year-44.43%
5 Year-17.01%

ROE%

1 Year0.24%
3 Year0.34%
5 Year0.84%

ROCE %

1 Year0.39%
3 Year0.43%
5 Year0.9%

ROA%

0.234462956989132

PEG Ratio

0.06

PAT Margin (%)

40.1426481346013

EPS Growth(%)

144.227353463588

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2023 0 0
Dec 2022 0 0
Sep 2022 0 0
Jun 2022 0 0
Mar 2022 0 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.05993201135587 times the book value

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 0.336672926953086%.
  • The company a poor ROCE track record of 0.430026725044439% since last 3 years.
  • PAT margin has shrunk by 76.1785953887147%.
  • The company has delivered poor profit growth of -34.1787396233212% over past 3 years
  • The company has delivered poor Operating Income growth of -34.1787396233212% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023
Operating Revenue 2.3 174.75 11.07 29.15 1797.29
Other Income 2.64 0 9.08 -0.02 0.07
Interest Expended 0 1.59 1.7 0 0.5
Operating Expenses 5.28 2.96 2.28 4.08 12.3
Total Provisions 0 0 0 0 0
Depreciation 0.02 0.03 0.02 0.02 0.01
Profit Before Tax -0.36 170.17 16.15 25.03 1784.55
Tax -3.01 2.67 1.92 2.69 3.46
Net Profit 2.65 167.5 14.23 22.34 1781.09

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Operating Income 217.15 191.75 152.57 7.72 54.68
Other Income 26.08 12.69 11.53 35.2 3.65
Interest 0.3 0 0.85 2.59 4.29
Operating Expenses 29.49 38.95 40.58 17.44 21.83
Total Provisions 6.61 57.25 45.79 17.31 0.79
Exceptional Items 0 0 0 0 0
Profit Before Tax 206.83 108.24 76.88 5.58 31.42
Tax 22.83 -19.65 12.7 -3.4 9.47
Profit After Tax 184 127.89 64.18 8.98 21.95
Adjusted EPS (Rs.) 1.15 0.8 0.4 0.06 0.14

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Equity and Liabilities
Share Capital 1596.35 1596.36 1596.36 1596.36 1596.44
Total Reserves 8164.24 8182.38 7659.2 7664.74 7688.33
Borrowings 0 0 0 0 0
Other N/C liabilities 19.54 8.83 7.14 0.57 12.02
Current liabilities 393.98 90.32 140.51 72.32 92.86
Total Liabilities 10174.11 9877.89 9403.21 9333.99 9389.65
Assets
Loans 0 0 0 0 0
Net Block 56.77 51.93 38.15 0.23 0.16
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 9249.67 9304.15 9285.96 9295.27 9345.01
Other Loans 1.7 1.73 0.37 0.29 0.29
Other N/C Assets 0.01 0 0 0 0
Current Assets 865.96 520.08 78.73 38.2 44.19
Total Assets 10174.11 9877.89 9403.21 9333.99 9389.65
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2022% Jun 2022% Sep 2022% Dec 2022% Mar 2023%
Promoters 0.00 0.00 0.00 0.00 0.00
PARTICULARS Mar 2022% Jun 2022% Sep 2022% Dec 2022% Mar 2023%
Investors 100.00 100.00 100.00 100.00 100.00

Annual Reports

Ratings & Research Reports

Company Presentations

  • ConcallQ1FY20 9 Jan 2020
  • ConcallQ3FY21 10 May 2021
  • PresentationQ2FY20 9 Jan 2020
  • PresentationQ1FY21 29 Aug 2020
  • PresentationQ4FY20 26 Jun 2020
  • PresentationQ1FY22 17 Aug 2021
  • PresentationQ2FY22 16 Nov 2021
  • PresentationQ4FY21 15 Jun 2021
  • PresentationQ3FY21 15 Feb 2021
  • PresentationQ3FY22 12 Feb 2022
  • PresentationQ2FY23 11 Nov 2022
  • PresentationQ2FY21 11 Nov 2020

Company News

IDFC reports many fold jump in Q4 consolidated net profit5 May 2023, 2:13PM IDFC informs about disclosure of RPT4 May 2023, 4:56PM IDFC - Quaterly Results4 May 2023, 2:38PM IDFC - Quaterly Results4 May 2023, 2:38PM IDFC - Quaterly Results4 May 2023, 2:38PM Idfc informs about trading window closure26 Apr 2023, 1:42PM IDFC informs about compliance certificate17 Apr 2023, 12:05PM IDFC informs about outcome of board meeting21 Mar 2023, 10:20AM IDFC informs about closure of trading window 7 Feb 2023, 4:17PM IDFC informs about closure of trading window2 Feb 2023, 1:02PM IDFC reports many fold jump in Q3 consolidated net profit2 Feb 2023, 12:50PM IDFC gets nod to invest Rs 2200 crore in IDFC First Bank2 Feb 2023, 11:53AM IDFC - Quaterly Results1 Feb 2023, 5:11PM IDFC - Quaterly Results1 Feb 2023, 5:11PM IDFC - Quaterly Results1 Feb 2023, 5:11PM IDFC informs about trading window closure 28 Dec 2022, 5:21PM IDFC informs about allotment of ESOP 30 Nov 2022, 4:39PM IDFC gets approval form NCLT for Scheme of Amalgamation25 Nov 2022, 12:14PM IDFC informs about scheme of amalgamation25 Nov 2022, 11:04AM IDFC informs about clarification16 Nov 2022, 3:02PM IDFC reports 25% rise in Q2 consolidated net profit14 Nov 2022, 2:26PM IDFC - Quaterly Results11 Nov 2022, 2:23PM IDFC - Quaterly Results11 Nov 2022, 2:23PM IDFC - Quaterly Results11 Nov 2022, 2:23PM IDFC enters into ‘Deed of Donation’ for donation of entire equity stake in IDFC Foundation 28 Oct 2022, 4:14PM IDFC informs about disclosure 1 Oct 2022, 2:55PM IDFC’s arm to sell 50% stake in DIMITs27 Sep 2022, 3:37PM IDFC informs about sale of entire equity stake 27 Sep 2022, 9:43AM IDFC informs about allotment of shares under ESOS20 Sep 2022, 12:41PM IDFC informs about cessation of director16 Aug 2022, 5:04PM IDFC turns black in Q110 Aug 2022, 3:08PM IDFC - Quaterly Results9 Aug 2022, 5:44PM IDFC - Quaterly Results9 Aug 2022, 5:44PM IDFC - Quaterly Results9 Aug 2022, 5:44PM IDFC informs about closure of trading window29 Jun 2022, 3:57PM IDFC informs about allotment of equity shares under ESOS31 May 2022, 4:41PM IDFC reports above 4-fold jump in Q4 consolidated net profit20 May 2022, 3:35PM IDFC - Quaterly Results20 May 2022, 2:20PM IDFC - Quaterly Results20 May 2022, 2:20PM IDFC - Quaterly Results20 May 2022, 2:20PM IDFC informs about disclosure29 Apr 2022, 5:06PM IDFC informs about interim dividend4 Apr 2022, 9:47AM IDFC informs about change in name of RTA 23 Mar 2022, 3:00PM IDFC informs about appointment of secretarial auditors 23 Mar 2022, 2:54PM IDFC informs about closure of trading window15 Mar 2022, 1:18PM IDFC - Quaterly Results11 Feb 2022, 2:42PM IDFC - Quaterly Results11 Feb 2022, 2:42PM IDFC - Quaterly Results11 Feb 2022, 2:42PM IDFC First Bank informs about disclosure25 Jan 2022, 4:42PM IDFC informs about trading window closure24 Dec 2021, 1:45PM

IDFC Stock Price Analysis and Quick Research Report. Is IDFC an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the IDFC better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 21.95 Cr and the compounded growth of profit in the past 3 years is -44.4264000551214 %. The PAT margin of IDFC is 40.1426481346013 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In IDFC , the EPS grew by 144.227353463588 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of IDFC is at 0.236998295123882 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of IDFC is worth at the current levels at Rs 102.6. The stock is trading at a current P/E ratio of 448 and the average historical P/E for the last 5 years was 285.04233457874.

  • P/B ratio can be one of the best metrics to value such companies. Currently, IDFC is trading at a P/B of 1.7147 . The average historical P/B for the last 5 years was 0.737843589407454. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about IDFC

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