IIFL Finance

IIFL Finance Ltd.

NSE: IIFL BSE: 532636 SECTOR: Finance - Investment  57k   313   44

477.00
+0.75 (0.16%)
NSE: Today, 03:58 PM

Price Summary

Today's High

₹ 485.45

Today's Low

₹ 475

52 Week High

₹ 538

52 Week Low

₹ 305

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 18153.16 Cr.

Advances

₹ 0 Cr.

No. of Shares

38.06 Cr.

P/E

22.54

P/B

3.55

Face Value

₹ 2

Div. Yield

1.68 %

Book Value (TTM)

₹  134.4

Operating Revenue

₹ 3676.87 Cr.

Net Profit

₹ 745.48 Cr.

Promoter Holding

24.85 %

EPS (TTM)

₹  21.17

Sales Growth

15.74

ROE

18.14 %

ROCE

12.73%

Profit Growth

117.61 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year15.74%
3 Year7.58%
5 Year91.54%

Profit Growth

1 Year117.61%
3 Year18.23%
5 Year36.59%

ROE%

1 Year18.14%
3 Year10.53%
5 Year12.81%

ROCE %

1 Year12.73%
3 Year10.59%
5 Year14.09%

ROA%

3.31457833079144

PEG Ratio

0.19

PAT Margin (%)

20.2749731565017

EPS Growth(%)

117.17499004733

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2023 24.85 0
Dec 2022 24.88 0
Sep 2022 24.9 0
Jun 2022 24.9 0
Mar 2022 24.91 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 9.4912939311152%.

 Limitations

  • Promoters shareholding is low at 24.85%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023
Operating Revenue 1070.23 963.46 1039.68 984.85 1070.19
Other Income 9.64 5.56 1.68 1.43 21.85
Interest Expended 384.52 367.92 353.46 364.99 369.59
Operating Expenses 382.8 362.31 364.5 377.17 361.26
Total Provisions 0 0 0 0 0
Depreciation 28.64 28.44 30.53 31.66 34.14
Profit Before Tax 283.91 210.35 292.87 212.46 327.05
Tax 53.25 53.49 72.4 53.43 57.9
Net Profit 230.66 156.86 220.47 159.03 269.15

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Operating Income 246.26 2953.34 2606.63 3176.81 3676.87
Other Income 24.86 44.59 137.92 262.48 636.8
Interest 5.05 1370.4 1251.08 1559.08 1629.94
Operating Expenses 16.07 757.88 792.47 730.81 983.94
Total Provisions 3.71 361.96 468.97 774.96 732.41
Exceptional Items 0 115.33 4.61 53.05 0
Profit Before Tax 246.29 623.02 236.64 427.5 967.38
Tax 31.6 171.99 87.83 84.92 221.89
Profit After Tax 214.69 451.03 148.8 342.58 745.48
Adjusted EPS (Rs.) 6.73 14.13 3.93 9.04 19.64

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Equity and Liabilities
Share Capital 63.8 63.84 75.67 75.77 75.92
Total Reserves 1418.91 3478.52 3532.14 3744.96 4350.98
Borrowings 0 8361.56 11294.06 11841.87 13935.2
Other N/C liabilities -6.64 -228.53 61.19 82.55 142.46
Current liabilities 16.95 5861.63 4184.41 6259.22 4473.21
Total Liabilities 1493.02 17537.01 19147.47 22004.37 22977.77
Assets
Loans 0 0 0 0 0
Net Block 2.66 90.14 350.5 375.85 433.99
Capital WIP 0 6.02 2.49 6.56 5.64
Intangible WIP 0 0 0 0 0
Investments 1419.05 1106.07 1307.4 1204.26 2448.85
Other Loans 36.89 180.02 248.35 325.32 303.24
Other N/C Assets 0 295.66 364.72 637.74 988.81
Current Assets 34.42 15859.1 16874.01 19454.63 18797.22
Total Assets 1493.02 17537.01 19147.47 22004.37 22977.77
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2022% Jun 2022% Sep 2022% Dec 2022% Mar 2023%
Promoters 24.91 24.90 24.90 24.88 24.85
nirmal bhanwarlal ... 12.57 12.57 12.56 12.54 12.49
madhu n jain 3.18 3.18 3.18 3.17 3.19
venkataraman rajam... 2.89 2.89 2.89 2.89 2.90
aditi avinash atha... 2.37 2.37 2.37 2.37 -
aditi avinash atha... 2.37 2.37 2.37 2.37 -
harshita jain and ... - - - - 2.64
harshita jain & ma... - - - - -
harshita jain and ... - - - - -
harshita jain and ... 2.63 2.63 2.63 - -
mansukhlal jain an... - - - 2.63 -
diti avinash athav... - - - - -
aditi avinash atha... - - - - 2.38
aditi avinash atha... - - - - -
ardent impex pvt l... 0.86 0.86 0.86 0.86 0.93
orpheus trading pv... 0.34 0.34 0.34 0.34 0.34
aditi athavankar 0.05 0.05 0.05 0.05 0.05
PARTICULARS Mar 2022% Jun 2022% Sep 2022% Dec 2022% Mar 2023%
Investors 75.09 75.10 75.10 75.12 75.15
fih mauritius inve... 22.29 22.29 22.28 22.25 22.37
fih mauritius inve... - - - - -
cdc group plc 3.56 - - - 15.46
hwic asia fund cla... - - - - 7.50
hwic asia fund cla... - - - - -
smallcap world fun... 5.18 6.12 7.44 7.43 -
non-resident india... - - - - -
parajia bharat him... 5.19 5.19 5.19 5.18 5.27
wf asian reconnais... 2.79 2.79 2.79 2.45 3.39
bank muscat india ... 3.32 3.32 3.32 3.31 3.33
satpal khattar 1.34 1.34 1.34 1.27 1.38
life insurance cor... - 1.14 1.46 1.46 -
nomura india inves... 1.18 1.18 1.18 1.18 -
vanguard total int... - - 1.01 1.00 -
vanguard emerging ... 1.03 1.02 1.03 1.06 -
llp 0.31 0.35 0.30 0.27 -
iepf 0.01 - - - 0.01
investor education... - 0.01 0.01 0.01 -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

IIFL Finance informs about press release7 Jun 2023, 4:43PM IIFL Finance tapping debt market to raise up to Rs 1,500 crore7 Jun 2023, 11:29AM IIFL Finance informs about outcome of board meeting 3 Jun 2023, 3:31PM IIFL Finance raises Rs 35 crore through NCDs8 May 2023, 11:30AM IIFL Finance informs about allotment of NCD8 May 2023, 11:17AM IIFL Finance informs about newspaper clippings27 Apr 2023, 4:35PM IIFL Finance reports 43% rise in Q4 consolidated net profit 27 Apr 2023, 12:28PM IIFL Finance - Quaterly Results26 Apr 2023, 5:11PM IIFL Finance - Quaterly Results26 Apr 2023, 5:11PM IIFL Finance - Quaterly Results26 Apr 2023, 5:11PM IIFL Finance repays $400 million bond 21 Apr 2023, 6:29PM Moody's upgrades IIFL Finance's long-term corporate family rating to B1 from B2 8 Apr 2023, 4:39PM IIFL Finance raises $100 million from Export Development Canada, Deutsche Bank8 Apr 2023, 2:11PM IIFL Finance raises Rs 125 crore through NCDs6 Apr 2023, 11:52AM IIFL Finance raises Rs 30 crore through NCDs31 Mar 2023, 4:08PM IIFL Finance enters into partnership with actyv.ai 6 Mar 2023, 2:46PM IIFL Finance informs about analyst meeting2 Mar 2023, 4:55PM IIFL Finance reports 37% rise in Q3 consolidated net profit31 Jan 2023, 12:00PM IIFL Finance - Quaterly Results30 Jan 2023, 6:11PM IIFL Finance - Quaterly Results30 Jan 2023, 6:11PM IIFL Finance - Quaterly Results30 Jan 2023, 6:11PM IIFL Finance raises Rs 472 crore through NCDs24 Jan 2023, 5:43PM IIFL Finance informs about board meeting23 Jan 2023, 5:24PM IIFL Finance to raise up to Rs 10,000 million via Secured NCDs6 Jan 2023, 9:21AM IIFL Finance raises Rs 35 crore through NCDs27 Dec 2022, 12:54PM IIFL Finance informs about analyst meet 20 Dec 2022, 4:41PM IIFL Finance’s arm invests Rs 50 crore in Eon Group's township project19 Dec 2022, 2:20PM IIFL Finance informs about disclosure16 Dec 2022, 11:49AM IIFL Finance informs about analyst meet5 Dec 2022, 12:09PM IIFL Finance raises Rs 26 crore via NCDs25 Nov 2022, 4:45PM IIFL Finance raises Rs 30 crore through via NCDs 4 Nov 2022, 2:02PM IIFL Finance raises Rs 550 crore via NCDs 1 Nov 2022, 12:38PM IIFL Finance informs about allotment of NCDs1 Nov 2022, 12:10PM IIFL Finance informs about analyst meet 31 Oct 2022, 4:41PM IIFL Finance informs about press release27 Oct 2022, 11:40AM IIFL Finance reports 36% rise in Q2 consolidated net profit27 Oct 2022, 10:28AM IIFL Finance - Quaterly Results26 Oct 2022, 4:57PM IIFL Finance - Quaterly Results26 Oct 2022, 4:57PM IIFL Finance enters into partnership with ZestMoney 22 Oct 2022, 12:52PM IIFL Finance collaborates with Credgenics11 Oct 2022, 12:29PM IIFL Finance raises Rs 80 crore via NCDs 12 Sep 2022, 2:28PM IIFL Finance raises Rs 115 crore via NCDs2 Sep 2022, 3:46PM IIFL Finance informs about analyst meet29 Aug 2022, 4:54PM CDC Group divests 3.56% stake in IIFL Finance22 Aug 2022, 11:21AM CCI approves acquisition of stake in IIFL Finance’s arm by ADIA18 Aug 2022, 12:30PM IIFL Finance informs about analyst meet16 Aug 2022, 4:40PM IIFL Finance informs about disclosure6 Aug 2022, 9:46AM IIFL Finance increases stake in subsidiary company29 Jul 2022, 11:08AM IIFL Finance reports 24% rise in Q1 consolidated net profit28 Jul 2022, 5:55PM IIFL Finance informs about newspaper clipping28 Jul 2022, 5:09PM

IIFL Finance Stock Price Analysis and Quick Research Report. Is IIFL Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the IIFL Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 745.484 Cr and the compounded growth of profit in the past 3 years is 18.2347606173274 %. The PAT margin of IIFL Finance is 20.2749731565017 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In IIFL Finance , the EPS grew by 117.17499004733 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of IIFL Finance is at 18.1437134638492 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of IIFL Finance is worth at the current levels at Rs 477.4. The stock is trading at a current P/E ratio of 14.5147082036998 and the average historical P/E for the last 5 years was 39.9273011958815.

  • P/B ratio can be one of the best metrics to value such companies. Currently, IIFL Finance is trading at a P/B of 3.5565 . The average historical P/B for the last 5 years was 5.02938160763071. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about IIFL Finance

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