Indian Railway Finance
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Indian Railway Finance share price

Indian Railway Finance Corporation Ltd.

NSE: IRFC BSE: 543257 SECTOR: Finance Term Lending  792k   5k   1k

142.15
0 0
BSE: 22 Nov 04:00 PM

Price Summary

Today's High

₹ 143.25

Today's Low

₹ 139.7

52 Week High

₹ 229.05

52 Week Low

₹ 74.23

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 185768.81 Cr.

Advances

₹ 0 Cr.

No. of Shares

1306.85 Cr.

P/E

28.53

P/B

3.61

Face Value

₹ 10

Div. Yield

1.06 %

Book Value (TTM)

₹  39.38

Operating Revenue

₹ 26644.58 Cr.

Net Profit

₹ 6412.55 Cr.

Promoter Holding

86.36 %

EPS (TTM)

₹  4.98

Sales Growth

12.32

ROE

13.66 %

ROCE

5.73%

Profit Growth

3.97 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 31 Indices.

NIFTYJR

Nifty Next 50
68016.85
  1251.40000000001 (1.87432272230623%)

NIFTYALPHA

Nifty Alpha 50
53614.7
  473.349999999999 (0.890737627102056%)

NIFTY100WEIGHT

Nifty100 Equal Weight
31252.45
  543.600000000002 (1.77017374470227%)

NIFTY100

Nifty 100
24655.35
  520.25 (2.15557424663664%)

NIFTY500

Nifty 500
22225.55
  404.700000000001 (1.85464819198153%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
15516.6
  246.200000000001 (1.612269488684%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
15487.3
  250.9 (1.64671444698223%)

NIFTY200

Nifty 200
13390.8
  261.099999999999 (1.98862121754495%)

NIFTYTOTALMCAP

NIFTY Total Market
12526.1
  223.5 (1.81668915513793%)

NIFTYPSE

Nifty PSE
9823.95
  231.950000000001 (2.41816096747289%)

NIFTYDIVOPPT

Nifty Dividend Opportunities 50
6397.45
  174.5 (2.80413630191469%)

NIFTY100ESG

NIFTY100 ESG
4721.9
  98.6999999999998 (2.13488492818827%)

NFTFINSEREXBNK

Nifty Financial Services Ex-Bank
24998.7
  400.82 (1.62949002109125%)

NIFTY100ENHESG

NIFTY100 Enhanced ESG
4757.7
  99.5699999999997 (2.13755305240515%)

NFT500EQUAL

Nifty 500 Equal Weight
13755.45
  169.440000000001 (1.24716528252224%)

NFT500MOM50

Nifty500 Momentum 50
56909.2
  936.949999999997 (1.67395450424093%)

NIFTYHIGHBETA

Nifty High Beta 50
3515.23
  65.4200000000001 (1.89633631997124%)

NT100ALP30

NIFTY100 Alpha 30
18385.27
  256.139999999999 (1.41286426872111%)

BSE500

Bse 500
35009.77
  648.359999999993 (1.88688415289127%)

BSEPSU

Bse PSU
19185.19
  491.189999999999 (2.62752754894617%)

200EQW

BSE 200 Equal Weight
12480.3
  185.349999999999 (1.5075295141501%)

FINSER

BSE Financial Services
11333.4
  153.1 (1.36937291485917%)

BSE200

Bse 200
10937.66
  215.629999999999 (2.01109304861111%)

LMI250

Bse 250 LargeMidCap Index
10372.42
  202.639999999999 (1.99257014409358%)

LRGCAP

Bse LargeCap
9246.24
  195.309999999999 (2.15789979593257%)

BSE100LARGECAPTMC

Bse 100 LargeCap TMC Index
8883.77
  188.17 (2.16396798380791%)

CPSE

Bse CPSE
3758.46
  84.02 (2.28660693874441%)

SPBSMOIP

BSE Momentum Index
2189.21
  27.9099999999999 (1.29135242678018%)

BSEINFRA

BSE India Infrastructure Index
603.36
  10.63 (1.79339665615035%)

ALLCAP

Bse Allcap
10471.31
  71.0699999999997 (0.683349615008888%)

S&P LARGEMIDCAP

Bse LargeMidCap
10258.59
  200.950000000001 (1.99798362240049%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year12.32%
3 Year19.1%
5 Year19.07%

Profit Growth

1 Year3.97%
3 Year13.24%
5 Year23.25%

ROE%

1 Year13.66%
3 Year14.63%
5 Year13.75%

ROCE %

1 Year5.73%
3 Year5.38%
5 Year5.38%

ROA%

1.3147

PEG Ratio

7.18

PAT Margin (%)

24.0653

EPS Growth(%)

3.9711

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 86.36 0.00
Jun 2024 86.36 0.00
Mar 2024 86.36 0.00
Dec 2023 86.36 0.00
Sep 2023 86.36 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 19.1024373339069%.
  • The company has delivered substantial profit growth of 13.2364389617534% over past 3 years.
  • Promoters shareholding is 86.36%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 6761.33 6741.89 6473.56 6765.63 6899.66
Other Income 0.85 3.42 4.43 0.39 0.54
Interest Expended 5181.49 5104.29 4724.72 5154.91 5248.74
Operating Expenses 33.96 35.46 34.22 32.69 37.72
Total Provisions 0 0 0 0 0
Depreciation 2.15 1.33 1.73 1.59 1.09
Profit Before Tax 1544.58 1604.23 1717.32 1576.83 1612.65
Tax 0 0 0 0 0
Net Profit 1544.58 1604.23 1717.32 1576.83 1612.65
Adjusted EPS (RS) 1.18 1.23 1.31 1.21 1.23

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 13421.02 15770.47 20299.26 23721.42 26644.58
Other Income 0.07 0.39 2.33 44.26 15.26
Interest 10162.7 11237.05 14074.78 17447.21 20101.47
Operating Expenses 13.36 20.33 36.17 39.59 32.19
Total Provisions 52.93 97.35 100.49 111.73 114.08
Exceptional Items 0 0 0 0 0
Profit Before Tax 3192.1 4416.13 6090.16 6167.16 6412.1
Tax 0 0 0.32 0 0
Profit After Tax 3192.06 4416.13 6090.4 6167.76 6412.55
Adjusted EPS (Rs.) 2.69 3.38 4.66 4.72 4.91

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 11880.46 13068.51 13068.51 13068.51 13068.51
Total Reserves 18419.29 22844.88 27927.83 31611.68 36110.06
Borrowings 230513.31 320213.65 388416.62 418929.26 412032.1
Other N/C liabilities 9.68 8.69 11.76 12.63 33.17
Current liabilities 17229.13 24994.56 20567.97 26736.68 23838.59
Total Liabilities 278051.87 381130.28 449992.69 490358.75 485082.43
Assets
Loans 0 0 0 0 0
Net Block 11.05 45.36 37.96 19.19 22.05
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 3.78
Investments 11.51 11.98 10 13.66 53.6
Other Loans 2.84 19.13 19.09 46.62 56.45
Other N/C Assets 1803.4 625.84 1306.04 6880.71 5702.45
Current Assets 276223.08 380427.98 448619.59 483398.57 479244.11
Total Assets 278051.87 381130.28 449992.69 490358.75 485082.43
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 86.36 86.36 86.36 86.36 86.36
president of india acting... 86.36 86.36 86.36 86.36 86.36
PARTICULARS Mar 2022% Jun 2022% Sep 2022% Dec 2022% Mar 2023%
investors 13.64 13.64 13.64 13.64 13.64
hdfc trustee company limi... 1.65 1.62 1.60 1.36 1.27

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Indian Railway Finance - Quaterly Results 4 Nov, 3:07 PM Indian Railway Finance - Quaterly Results 4 Nov, 3:07 PM Indian Railway Finance - Quaterly Results 4 Nov, 3:07 PM Indian Railway Finance - Quaterly Results 12 Aug, 5:22 PM Indian Railway Finance - Quaterly Results 12 Aug, 5:22 PM Indian Railway Finance - Quaterly Results 12 Aug, 5:22 PM Indian Railway Finance Corporation informs about AGM 6 Aug, 2:59 PM Indian Railway Finance Corporation informs about BRSR 6 Aug, 1:07 PM Indian Railway Finance Corporation reports 34% rise in Q4 net profit 21 May, 4:43 PM Indian Railway Finance - Quaterly Results 20 May, 5:14 PM Indian Railway Finance - Quaterly Results 20 May, 5:14 PM Indian Railway Finance - Quaterly Results 20 May, 5:14 PM Indian Railway Finance - Quaterly Results 9 Feb, 5:01 PM Indian Railway Finance - Quaterly Results 9 Feb, 5:01 PM Indian Railway Finance - Quaterly Results 9 Feb, 5:01 PM Indian Railway Finance Corporation reports 10% fall in Q2 net profit 3 Nov, 2:07 PM Indian Railway Finance - Quaterly Results 2 Nov, 5:19 PM Indian Railway Finance - Quaterly Results 2 Nov, 5:19 PM Indian Railway Finance - Quaterly Results 2 Nov, 5:19 PM Indian Railway Finance Corporation informs about newspaper publication 23 Sep, 11:46 AM Indian Railway Finance Corporation informs about disclosure 18 Sep, 4:44 PM Indian Railway Finance Corporation informs about newspaper clipping 24 Aug, 3:04 PM Indian Railway Finance Corporation informs about notice of 36th AGM 23 Aug, 4:30 PM Indian Railway Finance - Quaterly Results 11 Aug, 5:38 PM Indian Railway Finance - Quaterly Results 11 Aug, 5:38 PM Indian Railway Finance Corporation signs MoU with RITES 28 Jul, 10:07 AM Indian Railway Finance - Quaterly Results 25 May, 12:36 PM Indian Railway Finance - Quaterly Results 25 May, 12:36 PM Indian Railway Finance - Quaterly Results 25 May, 12:36 PM Indian Railway Finance Corporation informs about pre-mature termination of CMD 6 May, 3:31 PM Indian Railway Finance - Quaterly Results 13 Feb, 2:05 PM Indian Railway Finance - Quaterly Results 13 Feb, 2:05 PM Indian Railway Finance - Quaterly Results 13 Feb, 2:05 PM Indian Railway Finance - Quaterly Results 10 Nov, 6:55 PM Indian Railway Finance - Quaterly Results 10 Nov, 6:55 PM Indian Railway Finance Corporation informs about newspaper clipping 5 Nov, 2:26 PM Indian Railway Finance Corporation inks MoU with IIFCL 12 Oct, 9:27 AM Indian Railway Finance Corporation informs about investor presentation 16 Aug, 4:33 PM IRFC’s board approves Rs 1500 crore funding for Haryana Orbital Rail Corridor Project 10 Aug, 4:42 PM Indian Railway Finance - Quaterly Results 10 Aug, 1:59 PM Indian Railway Finance - Quaterly Results 10 Aug, 1:59 PM Indian Railway Finance - Quaterly Results 10 Aug, 1:59 PM Indian Railway Finance Corporation informs about investor presentation 24 May, 4:41 PM Indian Railway Finance - Quaterly Results 20 May, 2:26 PM Indian Railway Finance - Quaterly Results 20 May, 2:26 PM Indian Railway Finance - Quaterly Results 20 May, 2:26 PM Indian Railway Finance Corporation informs about board meeting intimation 9 May, 2:16 PM Indian Railway Finance Corporation informs about analyst meet 11 Feb, 12:09 PM Indian Railway Finance - Quaterly Results 10 Feb, 2:26 PM Indian Railway Finance - Quaterly Results 10 Feb, 2:26 PM

Indian Railway Finance Stock Price Analysis and Quick Research Report. Is Indian Railway Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Indian Railway Finance stock price today is Rs 142.15. To understand the functions of the Indian Railway Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 6412.104 Cr and the compounded growth of profit in the past 3 years is 13.2362982000843 %. The PAT margin of Indian Railway Finance is 24.0653 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Indian Railway Finance , the EPS grew by 3.9711 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of Indian Railway Finance is at 13.6633 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Indian Railway Finance is worth at the current levels at Rs 142.15. The stock is trading at a current P/E ratio of 29.0227 and the average historical P/E for the last 5 years was 9.21081027326718.

  • Share Price: - The current share price of Indian Railway Finance is Rs 142.15. One can use valuation calculators of ticker to know if Indian Railway Finance share price is undervalued or overvalued.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Indian Railway Finance is trading at a P/B of 3.5957 . The average historical P/B for the last 5 years was 1.21619872837781. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Last Updated on:
Brief about Indian Railway Finance

IRFC or Indian Railway Finance Corporation Limited Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

IRFC or Indian Railway Finance Corporation Ltd. is an important player in the infrastructure and finance industry. Long-term stock investors require comprehensive analysis of a company's stock. We have created a stock analysis page for IRFC or Indian Railway Finance Corporation Ltd. tailored to meet the needs of such investors.

IRFC or Indian Railway Finance Corporation Ltd. Share Price Analysis:

Stock investors need to analyze historical trends in the share price, set alerts based on specified price ranges and identify patterns and trends for any company. For IRFC or Indian Railway Finance Corporation Ltd. also, our pre-built screening tools allow investors to track market sentiment. Over here you can find market sentiments over various dates and the trend direction for the same. Our tools enable the investor to understand any trend accurately and take investment decisions accordingly. Moreover, you can eliminate any bias as the analysis provided is purely data-driven.

IRFC or Indian Railway Finance Corporation Ltd. Balance Sheet Evaluation:

A company's balance sheet provides critical insights into its financial health and stability. With the help of our pre-built screening tools, an investor can review the key financial metrics for IRFC or Indian Railway Finance Corporation Ltd., which provides an overview of the company’s financial position and assists in determining its long-term viability, growth potential, and performance. These tools will calculate key ratios for the investors like the Debt-Equity Ratio and the Liquidity Ratio, which they can use for their analysis.

Share Capital of IRFC and other reserves.  

Despite the fluctuation from Rs 11,880.46 crore in March 2020 the share capital of Indian Railway Finance Corporation (IRFC) has maintained the same value until March 2024: Rs 13,068.51 crore. In terms of the equity strength it has recorded a favorable index having risen from Rs 18,419.29 crore at the beginning of the last financial year March 2020 to Rs 36,110.06 crore in the final year of the forecast March 2024.

IRFC Debt Levels  

The borrowings have thus been volatile and have risen to Rs 4,18,929.26 crore as of March 2023 and came down slightly to Rs 4,12,032.10 crore as of March 2024. This also implied that IRFC has kept its debts in control as it had incurred massive financial obligations on the balance sheet. From Rs 2,30,513.31 crore in March 2020 to over Rs 4 lakh crore by 2024, it also shows how the company is increasing its broad based financial operations.

IRFC Assets Overview  

Overall, the structure of the total amount of assets of the company has been gradually increasing: from Rs 2,78,051.87 crore in March 2020 to Rs 4,85,082.43 crore in March 2024. However, current assets have continued to form a part of the balance sheet being Rs 4,79,244.11 crore by March 2024. Expenditure too has risen in the current year to Rs 60.50 crore, whereas Investments show a picture of more diversified opportunities and have risen to Rs 53.60 crore.

IRFC Balance Sheet Liabilities  

The current liabilities have fluctuated every year, and for March 2024, it was Rs 23,838.59 crores. The increase of other non-current liabilities has improved to Rs 33.17 crore by 2024 an indication of movement in long-term obligations.

The following analysis is based upon the Standalone Balance Sheet of IRFC. They might also look at other indices like NSE & BSE in order to have an idea of benchmarks that might influence IRFC business segment.

IRFC or Indian Railway Finance Corporation Ltd. Annual Report Insights:

To provide a better understanding of the company's performance and future potential, the annual report of a company is typically rich in information. Over here, our website provides downloadable annual reports for IRFC or Indian Railway Finance Corporation Ltd. With the help of expert reviews and analysis provided on our website along with the report, investors can gain insights into the company’s business strategy, competitive landscape, and management outlook.

IRFC or Indian Railway Finance Corporation Ltd. Dividend Analysis:

In a similar fashion to other key metrics, analyzing the dividend payouts of a company helps investors get insights into its potential returns and financial stability. At our website, investors can analyze the dividend payouts of IRFC or Indian Railway Finance Corporation Ltd. and gain a better understanding of its profitability. Our stock analysis page, combined with our screening tools, will allow an investor to evaluate the company's financial stability and growth potential, making informed decisions about their long-term investments.

IRFC or Indian Railway Finance Corporation Ltd. Quarterly Results Review:

Investors who want to evaluate the short-term performance and growth prospects of IRFC or Indian Railway Finance Corporation Ltd. must monitor the quarterly results released by the company. Our website provides downloadable quarterly results for IRFC or Indian Railway Finance Corporation Ltd. With the help of our tools, investors can evaluate the company's recent performance, identify trends and take the necessary actions.

IRFC or Indian Railway Finance Corporation Ltd. Stock Price Trends:

Analyzing stock price trends for IRFC or Indian Railway Finance Corporation Ltd. is essential for long-term investors. Our pre-built screening tools can help investors track the price trends of the company and examine market trends. Utilizing price charts enables investigators to identify short-term and long-term trends, providing insight into the company's long-term growth potential and viability. Having access to these tools, an investor can identify potential buying and selling opportunities, formulate their own strategies, and take appropriate actions.

IRFC or Indian Railway Finance Corporation Ltd. News Updates: 

Staying up-to-date with the latest news and developments regarding IRFC or Indian Railway Finance Corporation Ltd. Complete information about any company's latest news updated from reliable sources is available under this section on our website. Analysis of the company's trends and outlook can be gained from studying these articles, together with our other analytical tools. Access to the latest news updates is crucial for long-term investors who want to make informed decisions.

IRFC or Indian Railway Finance Corporation Ltd. Conference Calls: 

The conference calls that companies conduct on a regular basis, provide valuable insights into the operations, financial performance, and future plans of the company. Investors who want to gain a deeper understanding of the company’s growth and stay informed about its potential opportunities and challenges, can access the calls and recordings available on our website about IRFC or Indian Railway Finance Corporation Ltd. to get the required information. With the help of our website, investors can access information about the upcoming conference calls.

IRFC or Indian Railway Finance Corporation Ltd. Transcripts:

Accessing transcripts from conference calls is an essential tool for reviewing significant discussions. Our website provides downloadable transcripts that capture in-depth analysis of operating results, financial performance, future plans, and potential market trends. By reviewing these transcripts, investors gain valuable insights into the company’s strategies, financial position, and long-term potential.

IRFC or Indian Railway Finance Corporation Ltd. Investor Presentations:

Detailed information about a company’s financial performance, strategic initiatives, and future plans can be found in investor presentations. Our website provides such information for IRFC or Indian Railway Finance Corporation Ltd., along with the premium feature tools like DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis. By utilizing these tools, investors will be able to conduct comprehensive stock analysis and make well-informed decisions.

IRFC or Indian Railway Finance Corporation Ltd. Promoters and Shareholders:

Evaluating the ownership structure of IRFC or Indian Railway Finance Corporation Ltd. is essential for understanding the company’s strength, growth potential, and long-term viability. With our pre-built screening tools, investors can assess promoter holdings and analyze the company's shareholder base. This analysis can provide insight into the stability and growth potential of the company.

Indian Railway Finance Corporation Limited ROCE

The Return on Capital Employed (ROCE) for Indian Railway Finance Corporation Limited measures the company's profitability and efficiency in generating returns from its invested capital. This ratio indicates how well the company is utilizing its capital to generate profits. You can find the ROCE data in the above financials table or ratio section, which provides insights into the company's financial performance and investment efficiency.

Indian Railway Finance Corporation Limited EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. Indian Railway Finance Corporation Limited EBITDA reflects the company's operating profitability, as it excludes the impact of financing and non-operating activities. Monitoring the EBITDA helps in assessing the company's operating performance over time, as it provides a clearer picture of the underlying profitability.

Indian Railway Finance Corporation Limited DPS

The Dividends Per Share (DPS) of Indian Railway Finance Corporation Limited represents the portion of profits distributed to shareholders on a per-share basis. DPS is an important metric for investors who rely on regular dividend income. The DPS figure allows investors to evaluate the company's dividend policy and track its performance in terms of dividend payments.

Indian Railway Finance Corporation Limited EPS

The Earnings Per Share (EPS) of Indian Railway Finance Corporation Limited is a key financial metric that shows the company's profitability on a per-share basis. EPS indicates the portion of the company's earnings allocated to each outstanding share. Investors often use EPS to assess the company's profitability and compare it with other companies in the industry. To find the EPS data, please refer to the financials table or ratio section above.

Note: To access specific ratio data related to ROCE, EBITDA, DPS, and EPS for Indian Railway Finance Corporation Limited, please refer to the financials table or ratio section on this page.

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