Indian Railway Finance
Ticker >

Indian Railway Finance share price

Indian Railway Finance Corporation Ltd.

NSE: IRFC BSE: 543257 SECTOR: Finance Term Lending  662k   4k   1k

183.44
-0.12 (-0.07%)
NSE: 26 Jul 04:12 PM

Price Summary

Today's High

₹ 187.9

Today's Low

₹ 182.8

52 Week High

₹ 229

52 Week Low

₹ 35.15

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 239728.67 Cr.

Advances

₹ 0 Cr.

No. of Shares

1306.85 Cr.

P/E

37.39

P/B

4.87

Face Value

₹ 10

Div. Yield

0.82 %

Book Value (TTM)

₹  37.63

Operating Revenue

₹ 23891.83 Cr.

Net Profit

₹ 6337.62 Cr.

Promoter Holding

86.36 %

EPS (TTM)

₹  4.91

Sales Growth

17.7

ROE

14.66 %

ROCE

5.32%

Profit Growth

4.06 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 26 Indices.

NIFTYJR

Nifty Next 50
73400.65
  1190.39999999999 (1.64851942764357%)

NIFTYALPHA

Nifty Alpha 50
58322.8
  750.900000000001 (1.3042821237444%)

NIFTY100

Nifty 100
25841.9
  434.400000000001 (1.70973137852997%)

NIFTY500

Nifty 500
23292.05
  374.799999999999 (1.63544927947288%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
16250.35
  273.75 (1.71344341098858%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
16249.9
  242.949999999999 (1.51777821508781%)

NIFTY200

Nifty 200
14039.2
  238.200000000001 (1.72596188681979%)

NIFTYTOTALMCAP

Nifty Total Market index
13119.05
  208.5 (1.61495830928968%)

NIFTYDIVOPPT

Nifty Dividend Opportunities 50
6762.3
  127.3 (1.91861341371515%)

NIFTY100ESG

NIFTY100 ESG
4954.95
  90.5500000000002 (1.86148343063892%)

NIFTY100ENHESG

NIFTY100 Enhanced ESG
4991.99
  91.2299999999996 (1.86154800479925%)

NIFTYHIGHBETA

Nifty High Beta 50
4239.09
  103.02 (2.49077022390822%)

NT100ALP30

NIFTY100 Alpha 30
20605.31
  420.920000000002 (2.08537389537162%)

MIDCAP

S&P Bse Mid Cap
47706.67
  990.869999999995 (2.12105968430381%)

BSE500

S&P Bse 500
36795.89
  596.099999999999 (1.64669463552136%)

BSEPSU

S&P Bse PSU
22276.77
  318.66 (1.45121779606714%)

BSE200

S&P Bse 200
11475.13
  195.809999999999 (1.73600890833845%)

FIN

S&P Bse Finance
11388.38
  134.469999999999 (1.19487360392965%)

LMI250

S&P Bse 250 LargeMidCap
10904.45
  184.120000000001 (1.71748444310951%)

ALLCAP

S&P Bse Allcap
10756.12
  170.92 (1.61470732721158%)

BSE100LARGECAPTMC

S&P Bse 100 LargeCap TMC
9325.07
  152.65 (1.66422819713881%)

CPSE

S&P Bse CPSE
4474.19
  57.8399999999992 (1.30967880715973%)

SPBSMOIP

S&P Bse Momentum
2351.7
  41.5099999999998 (1.79682190642327%)

BSEINFRA

S&P Bse Infrastructure
717.96
  5.21000000000004 (0.730971588916174%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
10802.34
  185.719999999999 (1.74933265012782%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
13620.03
  204.6 (1.5251095194116%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year17.7%
3 Year21.2%
5 Year16.74%

Profit Growth

1 Year4.06%
3 Year25.69%
5 Year25.85%

ROE%

1 Year14.66%
3 Year14.61%
5 Year13.41%

ROCE %

1 Year5.32%
3 Year5.15%
5 Year5.52%

ROA%

1.34666825574753

PEG Ratio

9.21

PAT Margin (%)

26.5237656554563

EPS Growth(%)

4.06017296508508

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2024 86.36 0
Mar 2024 86.36 0
Dec 2023 86.36 0
Sep 2023 86.36 0
Jun 2023 86.36 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 0.764503708210347 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 21.1956860968209%.
  • The company has delivered substantial profit growth of 25.6809779442696% over past 3 years.
  • Promoters shareholding is 86.36%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Operating Revenue 6194.02 6679.17 6766.32 6741.89 6473.56
Other Income 36.25 1.86 1.16 3.42 4.43
Interest Expended 4894.7 5090.97 5181.49 5104.29 4724.72
Operating Expenses 47.02 29.26 33.97 35.46 34.22
Total Provisions 0 0 0 0 0
Depreciation 3.32 4.23 2.15 1.33 1.73
Profit Before Tax 1285.24 1556.57 1549.87 1604.23 1717.32
Tax 0 0 0 0 0
Net Profit 1285.24 1556.57 1549.87 1604.23 1717.32
Adjusted EPS (RS) 0.98 1.19 1.19 1.23 1.31

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 11133.59 13421.02 15770.47 20299.26 23891.83
Other Income 0 0.07 0.39 2.33 40.8
Interest 8183.1 10162.7 11237.05 14074.78 17447.21
Operating Expenses 11.79 13.36 20.33 36.17 39.59
Total Provisions 37.13 52.93 97.35 100.49 108.82
Exceptional Items 0 0 0 0 0
Profit Before Tax 2901.59 3192.1 4416.13 6090.16 6337.01
Tax 646.84 0 0 0.32 0
Profit After Tax 2254.75 3192.06 4416.13 6090.4 6337.62
Adjusted EPS (Rs.) 2.4 2.69 3.38 4.66 4.85

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 9380.46 11880.46 13068.51 13068.51 13068.51
Total Reserves 15648.19 18419.29 22844.88 27927.83 32401.81
Borrowings 170946.7 230513.31 320213.65 388416.62 418929.26
Other N/C liabilities 8.09 9.68 8.69 11.76 10.76
Current liabilities 13164.94 17229.13 24994.56 20567.97 26736.41
Total Liabilities 209148.39 278051.87 381130.28 449992.69 491146.75
Assets
Loans 0 0 0 0 0
Net Block 11.28 11.05 45.36 37.96 19.19
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 13.15 11.51 11.98 10 13.66
Other Loans 3.17 2.84 19.13 19.09 46.62
Other N/C Assets 46.69 1803.4 625.84 1306.04 7375.94
Current Assets 209074.11 276223.08 380427.98 448619.59 483691.33
Total Assets 209148.39 278051.87 381130.28 449992.69 491146.75
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2023% Sep 2023% Dec 2023% Mar 2024% Jun 2024%
promoters 86.36 86.36 86.36 86.36 86.36
president of india acting... 86.36 86.36 86.36 86.36 86.36
PARTICULARS Mar 2022% Jun 2022% Sep 2022% Dec 2022% Mar 2023%
investors 13.64 13.64 13.64 13.64 13.64
hdfc trustee company limi... 1.65 1.62 1.60 1.36 1.27

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Indian Railway Finance Corporation reports 34% rise in Q4 net profit21 May 2024, 4:43PM Indian Railway Finance - Quaterly Results20 May 2024, 5:14PM Indian Railway Finance - Quaterly Results20 May 2024, 5:14PM Indian Railway Finance - Quaterly Results20 May 2024, 5:14PM Indian Railway Finance - Quaterly Results9 Feb 2024, 5:01PM Indian Railway Finance - Quaterly Results9 Feb 2024, 5:01PM Indian Railway Finance - Quaterly Results9 Feb 2024, 5:01PM Indian Railway Finance Corporation reports 10% fall in Q2 net profit3 Nov 2023, 2:07PM Indian Railway Finance - Quaterly Results2 Nov 2023, 5:19PM Indian Railway Finance - Quaterly Results2 Nov 2023, 5:19PM Indian Railway Finance - Quaterly Results2 Nov 2023, 5:19PM Indian Railway Finance Corporation informs about newspaper publication23 Sep 2023, 11:46AM Indian Railway Finance Corporation informs about disclosure18 Sep 2023, 4:44PM Indian Railway Finance Corporation informs about newspaper clipping24 Aug 2023, 3:04PM Indian Railway Finance Corporation informs about notice of 36th AGM23 Aug 2023, 4:30PM Indian Railway Finance - Quaterly Results11 Aug 2023, 5:38PM Indian Railway Finance - Quaterly Results11 Aug 2023, 5:38PM Indian Railway Finance Corporation signs MoU with RITES28 Jul 2023, 10:07AM Indian Railway Finance - Quaterly Results25 May 2023, 12:36PM Indian Railway Finance - Quaterly Results25 May 2023, 12:36PM Indian Railway Finance - Quaterly Results25 May 2023, 12:36PM Indian Railway Finance Corporation informs about pre-mature termination of CMD 6 May 2023, 3:31PM Indian Railway Finance - Quaterly Results13 Feb 2023, 2:05PM Indian Railway Finance - Quaterly Results13 Feb 2023, 2:05PM Indian Railway Finance - Quaterly Results13 Feb 2023, 2:05PM Indian Railway Finance - Quaterly Results10 Nov 2022, 6:55PM Indian Railway Finance - Quaterly Results10 Nov 2022, 6:55PM Indian Railway Finance Corporation informs about newspaper clipping5 Nov 2022, 2:26PM Indian Railway Finance Corporation inks MoU with IIFCL 12 Oct 2022, 9:27AM Indian Railway Finance Corporation informs about investor presentation16 Aug 2022, 4:33PM IRFC’s board approves Rs 1500 crore funding for Haryana Orbital Rail Corridor Project 10 Aug 2022, 4:42PM Indian Railway Finance - Quaterly Results10 Aug 2022, 1:59PM Indian Railway Finance - Quaterly Results10 Aug 2022, 1:59PM Indian Railway Finance - Quaterly Results10 Aug 2022, 1:59PM Indian Railway Finance Corporation informs about investor presentation24 May 2022, 4:41PM Indian Railway Finance - Quaterly Results20 May 2022, 2:26PM Indian Railway Finance - Quaterly Results20 May 2022, 2:26PM Indian Railway Finance - Quaterly Results20 May 2022, 2:26PM Indian Railway Finance Corporation informs about board meeting intimation9 May 2022, 2:16PM Indian Railway Finance Corporation informs about analyst meet11 Feb 2022, 12:09PM Indian Railway Finance - Quaterly Results10 Feb 2022, 2:26PM Indian Railway Finance - Quaterly Results10 Feb 2022, 2:26PM Indian Railway Finance - Quaterly Results10 Feb 2022, 2:26PM IRFC raises $500 million via green notes issuance 21 Jan 2022, 3:08PM IRFC raises $500 million via green offshore bonds18 Jan 2022, 9:43AM Indian Railway Finance - Quaterly Results1 Nov 2021, 1:44PM Indian Railway Finance Corporation informs about cessation of director21 Jul 2021, 1:20PM Indian Railway Finance Corporation informs about outcome of board meeting19 May 2021, 4:44PM IRFC sells $750 million worth of dollar-denominated bonds5 Feb 2021, 1:07PM Indian Railway Finance Corporation coming with an IPO to raise Rs 4633 crore15 Jan 2021, 3:41PM

Indian Railway Finance Stock Price Analysis and Quick Research Report. Is Indian Railway Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Indian Railway Finance stock price today is Rs 183.44. To understand the functions of the Indian Railway Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 6337.013 Cr and the compounded growth of profit in the past 3 years is 25.6806906673054 %. The PAT margin of Indian Railway Finance is 26.5237656554563 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Indian Railway Finance , the EPS grew by 4.06017296508508 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of Indian Railway Finance is at 14.6577032578003 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Indian Railway Finance is worth at the current levels at Rs 183.44. The stock is trading at a current P/E ratio of 5.48555402033367 and the average historical P/E for the last 5 years was 3.37604107733391.

  • Share Price: - The current share price of Indian Railway Finance is Rs 183.44. One can use valuation calculators of ticker to know if Indian Railway Finance share price is undervalued or overvalued.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Indian Railway Finance is trading at a P/B of 4.8922 . The average historical P/B for the last 5 years was 0.456679470019878. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Last Updated on:
Brief about Indian Railway Finance
X