Indian Railway Fin.
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Indian Railway Fin. share price

Indian Railway Finance Corporation Ltd.

NSE: IRFC BSE: 543257 SECTOR: Finance Term Lending  9.21 L   5.9 K   2.04 K

128.20
+2.00 (1.58%)
BSE: 15 Sep 04:01 PM

Price Summary

Today's High

₹ 130.35

Today's Low

₹ 126.05

52 Week High

₹ 167.5

52 Week Low

₹ 108.05

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 167538.25 Cr.

Advances

₹ 5171.59 Cr.

No. of Shares

1306.85 Cr.

P/E

25.12

P/B

3.08

Face Value

₹ 10

Div. Yield

1.25 %

Book Value (TTM)

₹  41.65

Operating Revenue

₹ 27152.14 Cr.

Net Profit

₹ 6501.74 Cr.

Promoter Holding

86.36 %

EPS (TTM)

₹  5.1

Sales Growth

1.89

ROE

12.77 %

ROCE

5.83%

Profit Growth

1.4 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 31Indices.

NIFTYNXT50

Nifty Next 50
68603.15
  409.149999999994 (0.599979470334633%)

NIFTY100WEIGHT

Nifty100 Equal Weight
33248.8
  56.4500000000044 (0.170069308138787%)

NFTFINSEREXBNK

Nifty Financial Services Ex-Bank Index
30058.65
  143.300000000003 (0.479018296626998%)

NIFTY100

Nifty 100
25733.55
  -11.5499999999993 (-0.0448629059510375%)

NIFTY500

Nifty 500
23215.85
  25.5999999999985 (0.110391220448247%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
17892.2
  59.8500000000022 (0.335625983114962%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
16318.75
  30.3999999999996 (0.1866364610289%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
16202.55
  38.7999999999993 (0.240043306782156%)

NFT500EQUAL

Nifty 500 Equal Weight
14495.7
  74.9500000000007 (0.519737184265723%)

NIFTY200

Nifty 200
14017.9
  5.35000000000036 (0.0381800600176341%)

NIFTYTOTALMCAP

Nifty Total Market index
13068.9
  17.6499999999996 (0.135236088497259%)

NIFTYPSE

Nifty PSE
9688.25
  29.6000000000004 (0.306461047869022%)

NIFTYDIVOPPT

Nifty Dividend Opportunities 50
5985.4
  -6.70000000000073 (-0.111813888286261%)

NIFTY100ENHESG

NIFTY100 Enhanced ESG
5031.1
  -4.19999999999982 (-0.083411117510368%)

NIFTY100ESG

NIFTY100 ESG
4990.35
  -4.04999999999927 (-0.0810908217203088%)

NIFTYHIGHBETA

Nifty High Beta 50
3707.35
  27.7999999999997 (0.755527170442027%)

NFTINDRAILPSU

Nifty India Railways PSU Index
3505.28
  27.0300000000002 (0.777114928484157%)

BSE500

S&P Bse 500
36452.98
  34.3600000000006 (0.0943473421013863%)

BSEPSU

S&P Bse PSU
19336.73
  83.7099999999991 (0.434788931814323%)

200EQW

BSE 200 Equal Weight
13077.11
  39.8700000000008 (0.305816261724123%)

FIN

S&P Bse Finance
12506.41
  30.3299999999999 (0.243105206122429%)

BSE200

S&P Bse 200
11393.37
  3.22000000000116 (0.0282700403418934%)

BSE1000

Bse 1000
10864.2
  13.5600000000013 (0.124969587047419%)

LMI250

S&P Bse 250 LargeMidCap
10828.12
  4 (0.0369545053085174%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
10319.66
  72.75 (0.709970127579918%)

ALLCAP

S&P Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

LRGCAP

S&P Bse LargeCap
9670.35
  -5.27999999999884 (-0.0545700900096313%)

BSE100LARGECAPTMC

S&P Bse 100 LargeCap TMC
9270.32
  -4.79000000000087 (-0.0516435923671121%)

BSESELECTIPO

BSE Select IPO Index
5011.11
  23.8800000000001 (0.478822913721655%)

CPSE

S&P Bse CPSE
3791.52
  15.1799999999998 (0.40197651694498%)

BSEINFRA

S&P Bse Infrastructure
585.87
  3.59000000000003 (0.616541869890774%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year1.89%
3 Year10.18%
5 Year15.13%

Profit Growth

1 Year1.39%
3 Year2.2%
5 Year15.29%

ROE%

1 Year12.77%
3 Year13.61%
5 Year14%

ROCE %

1 Year5.83%
3 Year5.62%
5 Year5.4%

ROA%

1.3352

PEG Ratio

17.92

PAT Margin (%)

23.9465

EPS Growth(%)

1.4015

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 86.36 0.00
Mar 2025 86.36 0.00
Dec 2024 86.36 0.00
Sep 2024 86.36 0.00
Jun 2024 86.36 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Promoters shareholding is 86.36%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 6765.68 6899.66 6763.43 6723.23 6915.38
Other Income 0.35 0.54 2.96 0.57 2.86
Interest Expended 5154.91 5248.74 5095.07 4996.37 5124.39
Operating Expenses 32.7 37.72 39.32 44.27 46.83
Total Provisions 0 0 0 0 0
Depreciation 1.59 1.09 1.34 1.29 1.33
Profit Before Tax 1576.83 1612.65 1630.66 1681.87 1745.69
Tax 0 0 0 0 0
Net Profit 1576.83 1612.65 1630.66 1681.87 1745.69
Adjusted EPS (RS) 1.21 1.23 1.25 1.29 1.34

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 15770.47 20299.26 23721.42 26648.63 27152.14
Other Income 0.39 2.33 44.26 11.22 4.27
Interest 11237.05 14074.78 17447.21 20101.47 20495.09
Operating Expenses 20.33 36.17 39.59 32.19 30.54
Total Provisions 97.35 100.49 111.73 114.08 128.78
Exceptional Items 0 0 0 0 0
Profit Before Tax 4416.13 6090.16 6167.16 6412.11 6502
Tax 0 0.32 0 0 0
Profit After Tax 4416.13 6090.4 6167.76 6412.56 6501.74
Adjusted EPS (Rs.) 3.38 4.66 4.72 4.91 4.98

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 13068.51 13068.51 13068.51 13068.51 13068.51
Total Reserves 22844.88 27927.83 31611.68 36110.06 39599.26
Borrowings 320213.65 388416.62 418929.26 399383.06 394467.13
Other N/C liabilities 8.69 11.76 12.63 2018.86 1499.96
Current liabilities 24994.56 20567.97 26736.68 34501.94 40199.82
Total Liabilities 381130.28 449992.69 490358.75 485082.43 488834.68
Assets
Loans 6969.82 6824.81 5933.13 4944.51 5171.59
Net Block 45.36 37.96 19.19 22.05 17.51
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 3.78 3.78
Investments 11.98 10 13.66 53.6 38.18
Other Loans 19.13 19.09 46.62 0 0
Other N/C Assets 166194.83 201998.54 250237.58 446950.89 440711.34
Current Assets 207889.17 241102.29 234108.57 33107.6 42892.28
Total Assets 381130.28 449992.69 490358.75 485082.43 488834.68
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 86.36 86.36 86.36 86.36 86.36
president of india acting... - - - 86.36 86.36
president of india acting... 86.36 86.36 86.36 - -
PARTICULARS Sep 2022% Dec 2022% Mar 2023% Mar 2025% Jun 2025%
investors 13.64 13.64 13.64 13.64 13.64
life insurance corporatio... - - - 1.05 1.10
hdfc trustee company limi... 1.60 1.36 1.27 - -

Annual Reports

Title Link
Title Link
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
Credit CARE
Credit CRISIL
TYPE AGENCY Link
TYPE AGENCY Link
 No Research reports exist for this company.Report us

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY22
Concall Q3FY22
Concall Q3FY21
Concall Q1FY22
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY22
Presentation Q4FY21
Presentation Q3FY22
Presentation Q3FY22
Presentation Q3FY21
Presentation Q1FY22
Presentation FY2024

Company News

Indian Railway Finance Corporation informs about disclosure 30 Aug, 12:31 PM IRFC executes refinancing facility of Rs 1,125 crore for Bhartiya Rail Bijlee Company 21 Aug, 3:10 PM IRFC sanctions Rs 200 crore loan for development of Surat Multi-Modal Transport Hub 20 Aug, 10:00 AM Indian Railway Finance Corporation informs about conference call 23 Jul, 4:45 PM Indian Railway Finance Corporation reports 11% rise in Q1 net profit 23 Jul, 2:23 PM Indian Railway Fin. - Quaterly Results 22 Jul, 6:41 PM Indian Railway Fin. - Quaterly Results 22 Jul, 6:41 PM Indian Railway Finance Corporation informs about outcome of board meeting 28 Apr, 4:14 PM Indian Railway Fin. - Quaterly Results 28 Apr, 2:22 PM Indian Railway Fin. - Quaterly Results 28 Apr, 2:22 PM Indian Railway Fin. - Quaterly Results 28 Apr, 2:22 PM Indian Railway Finance Corporation informs about disclosure 25 Apr, 5:26 PM Indian Railway Finance Corporation emerges as lowest bidder for Rs 5000 crore term loan to NTPC 25 Apr, 3:30 PM Indian Railway Finance Corporation informs about disclosure 8 Apr, 5:26 PM IRFC secures ‘Navratna Status’ from Government of India 4 Mar, 10:16 AM IRFC reports marginal rise in Q3 net profit 20 Jan, 5:44 PM Indian Railway Finance - Quaterly Results 20 Jan, 2:20 PM Indian Railway Finance - Quaterly Results 20 Jan, 2:20 PM Indian Railway Finance - Quaterly Results 20 Jan, 2:20 PM IRFC emerges as lowest bidder to finance Rs 3,167 crore for Jharkhand mine 15 Jan, 10:21 AM Indian Railway Finance Corporation informs about certificate 14 Jan, 5:11 PM IRFC signs MoU with REMCL 3 Jan, 9:30 AM Indian Railway Finance - Quaterly Results 4 Nov, 3:07 PM Indian Railway Finance - Quaterly Results 4 Nov, 3:07 PM Indian Railway Finance - Quaterly Results 4 Nov, 3:07 PM Indian Railway Finance - Quaterly Results 12 Aug, 5:22 PM Indian Railway Finance - Quaterly Results 12 Aug, 5:22 PM Indian Railway Finance - Quaterly Results 12 Aug, 5:22 PM Indian Railway Finance Corporation informs about AGM 6 Aug, 2:59 PM Indian Railway Finance Corporation informs about BRSR 6 Aug, 1:07 PM Indian Railway Finance Corporation reports 34% rise in Q4 net profit 21 May, 4:43 PM Indian Railway Finance - Quaterly Results 20 May, 5:14 PM Indian Railway Finance - Quaterly Results 20 May, 5:14 PM Indian Railway Finance - Quaterly Results 20 May, 5:14 PM Indian Railway Finance - Quaterly Results 9 Feb, 5:01 PM Indian Railway Finance - Quaterly Results 9 Feb, 5:01 PM Indian Railway Finance - Quaterly Results 9 Feb, 5:01 PM Indian Railway Finance Corporation reports 10% fall in Q2 net profit 3 Nov, 2:07 PM Indian Railway Finance - Quaterly Results 2 Nov, 5:19 PM Indian Railway Finance - Quaterly Results 2 Nov, 5:19 PM Indian Railway Finance - Quaterly Results 2 Nov, 5:19 PM Indian Railway Finance Corporation informs about newspaper publication 23 Sep, 11:46 AM Indian Railway Finance Corporation informs about disclosure 18 Sep, 4:44 PM Indian Railway Finance Corporation informs about newspaper clipping 24 Aug, 3:04 PM Indian Railway Finance Corporation informs about notice of 36th AGM 23 Aug, 4:30 PM Indian Railway Finance - Quaterly Results 11 Aug, 5:38 PM Indian Railway Finance - Quaterly Results 11 Aug, 5:38 PM Indian Railway Finance Corporation signs MoU with RITES 28 Jul, 10:07 AM Indian Railway Finance - Quaterly Results 25 May, 12:36 PM Indian Railway Finance - Quaterly Results 25 May, 12:36 PM

Indian Railway Fin. Stock Price Analysis and Quick Research Report. Is Indian Railway Fin. an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Indian Railway Fin.. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Indian Railway Fin. is Rs 6502 Cr. and the compounded growth of profit in the past 3 years is 2.20693415378532%. The PAT margin of Indian Railway Fin. is 23.9465%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Indian Railway Fin. , the EPS grew by 1.4022% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Indian Railway Fin. has a average ROE track record. The ROE of Indian Railway Fin. is at 12.7683% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Indian Railway Fin. is worth at the current levels at Rs 128.18. Indian Railway Fin. is trading at a current P/E ratio of 24.9935 and the average historical P/E for the last 5 years was 14.2095.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Indian Railway Fin. is trading at a P/B of 3.07791312783497. The average historical P/B for the last 5 years was 1.8333. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Indian Railway Fin. in Ticker for free. Also, one can get the intrinsic value of Indian Railway Fin. by using Valuation Calculators, which are available with a Finology ONE subscription. 

Indian Railway Fin. FAQs

Q1. What is Indian Railway Fin. share price today?
Ans: The current share price of Indian Railway Fin. is Rs 128.18.

Q2. What is the market capitalisation of Indian Railway Fin.?
Ans: Indian Railway Fin. has a market capitalisation of Rs 167512.109908 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Indian Railway Fin.?
Ans: The PE ratio of Indian Railway Fin. is 25.111176412969 and the P/B ratio of Indian Railway Fin. is 3.07791312783497, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Indian Railway Fin. share?
Ans: The 52-week high share price of Indian Railway Fin. is Rs 167.45, and the 52-week low share price of Indian Railway Fin. is Rs 108.04.

Q5. Does Indian Railway Fin. pay dividends?
Ans: Currently, Indian Railway Fin. pays dividends. Dividend yield of Indian Railway Fin. is around 1.248%.

Q6. What are the face value and book value of Indian Railway Fin. shares?
Ans: The face value of Indian Railway Fin. shares is Rs 10, while the book value per share of Indian Railway Fin. is around Rs 41.6451. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Indian Railway Fin.?
Ans: The ROE of Indian Railway Fin. is 12.7683% and ROCE of Indian Railway Fin. is 5.8309%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Indian Railway Fin. a good buy for the long term?
Ans: The Indian Railway Fin. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Indian Railway Fin. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Indian Railway Fin. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Indian Railway Fin.’s financials?
Ans: You can review Indian Railway Fin.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Indian Railway Fin. Share Price News

Latest updates on Indian Railway Fin. share price and stock news.

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Brief about Indian Railway Fin.

Current Indian Railway Finance Corporation Share Price

The latest share price for Indian Railway Finance Corporation (IRFC) on the NSE is Rs 174.90, as of 23 August 2025. The stock price has shown a gain of 2.10% (Rs 3.60) compared to its previous close. This price reflects the day's trend. For the most current, regularly updated Indian Railway Finance Corporation share price, please refer to the live ticker section located above on this page. That section provides a real-time IRFC share price summary, including the day's high/low and the 52-week high/low.

Indian Railway Finance Corporation Share Returns Performance

Below are the historical returns for IRFC shares based on data up to 22 August 2025:

  • 1 Week: -4.80%

  • 1 Month: +4.24%

  • 3 Months: -8.05%

  • 1 Year: +390.87%

  • 5 Years: +389.92%

The Indian Railway Finance Corporation Returns performance shows significant long-term growth, with the stock delivering remarkable returns over the past one and five years. However, in the short term, the company's performance has been more volatile, with negative returns over the past week and three months, indicating some recent consolidation or profit booking. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting Indian Railway Finance Corporation Share Price

Recent news has significantly influenced the IRFC stock price movement. The company's Q1 FY25 results, announced on 12 August 2025, were a key factor. IRFC reported a decline in both net profit and revenue from operations, which contributed to a negative sentiment among investors and likely contributed to the short-term dip in the stock price. Additionally, the stock has been in the news for its recent 1:1 stock split, which adjusted its price per share, making it more accessible to a broader range of investors and potentially boosting trading liquidity.

Conclusion on Indian Railway Finance Corporation Stock Price

The overall sentiment for the Indian Railway Finance Corporation Share Price outlook appears to be mixed. While the IRFC stock analysis indicates phenomenal long-term returns, suggesting a strong underlying growth story, recent quarterly results have led to short-term volatility. The stock is currently in a phase of consolidation after its recent gains and corporate actions.

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