JIO Financial Serv.
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JIO Financial Serv. share price

JIO Financial Services Ltd.

NSE: JIOFIN BSE: 543940 SECTOR: Finance - NBFC  510k   2k   1k

287.90
-2.25 (-0.78%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 292.25

Today's Low

₹ 285.5

52 Week High

₹ 368.3

52 Week Low

₹ 198.6

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 182911.05 Cr.

Advances

₹ 0 Cr.

No. of Shares

635.33 Cr.

P/E

333.22

P/B

7.32

Face Value

₹ 10

Div. Yield

0.17 %

Book Value (TTM)

₹  39.33

Operating Revenue

₹ 638.06 Cr.

Net Profit

₹ 382.47 Cr.

Promoter Holding

47.12 %

EPS (TTM)

₹  0.86

Sales Growth

1432.69

ROE

1.82 %

ROCE

2.16%

Profit Growth

1123.9 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year1432.69%
3 Year31.14%
5 YearNA

Profit Growth

1 Year1123.9%
3 Year45.94%
5 Year24.17%

ROE%

1 Year1.82%
3 Year3.32%
5 Year5.75%

ROCE %

1 Year2.16%
3 Year3.59%
5 Year5.11%

ROA%

1.5523

PEG Ratio

NA

PAT Margin (%)

59.9426

EPS Growth(%)

NA

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 47.12 0.00
Dec 2024 47.12 0.00
Sep 2024 47.12 0.00
Jun 2024 47.12 0.00
Mar 2024 47.12 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 3.21253333333333% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 31.137327687606%.
  • The company has delivered substantial profit growth of 45.9352327267952% over past 3 years.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 3.32256666666667%.
  • The company a poor ROCE track record of 3.59093333333333% since last 3 years.
  • The company is trading at 7.32065166259399 times the book value.
  • PAT margin has shrunk by 15.1235%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 140.51 133.89 382.77 137.37 151.53
Other Income 0 0 0.34 10.43 22.95
Interest Expended 0 0 0 0 0
Operating Expenses 33.44 32.94 51.25 43.94 45.4
Total Provisions 0 0 0 0 0
Depreciation 3.06 3.07 3.12 3.11 3.06
Profit Before Tax 104.01 97.88 328.74 100.75 126.02
Tax 26.25 26.12 23.91 25.57 28.88
Net Profit 77.76 71.76 304.83 75.18 97.14
Adjusted EPS (RS) 0.12 0.11 0.48 0.12 0.15

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 349.25 282.93 148.61 41.63 638.06
Other Income 0 15.63 35.65 13.27 0
Interest 127.76 110.57 0 0 10.27
Operating Expenses 8.75 69.79 7.04 1.68 102.45
Total Provisions 18.91 0.14 0.35 3.88 4.34
Exceptional Items 0 0 0 0 0
Profit Before Tax 193.83 118.06 176.87 49.34 521
Tax -36.11 -5 8.83 18.09 138.53
Profit After Tax 229.94 123.06 168.04 31.25 382.47
Adjusted EPS (Rs.) 1138.32 609.21 831.88 154.55 0.6

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 2.33 2.33 2.33 2.33 6353.28
Total Reserves 1934.6 2057.66 2225.7 24051.92 18083.53
Borrowings 0 0 0 0 0
Other N/C liabilities 4.77 -3.94 -5.31 4.08 17.18
Current liabilities 2841.74 0.24 0.09 744.77 20.21
Total Liabilities 4783.44 2056.29 2222.81 24803.1 24474.2
Assets
Loans 0 0 0 0 0
Net Block 0 0 0 48.8 36.53
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 206.09 57.49 180.9 19400.57 19719.97
Other Loans 4426.15 1951.09 2001 0 92
Other N/C Assets 0 0 0 0 0
Current Assets 151.2 47.71 40.91 5353.73 4625.7
Total Assets 4783.44 2056.29 2222.81 24803.1 24474.2
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 47.12 47.12 47.12 47.12 47.12
akash m ambani 0.13 0.13 0.13 0.13 0.13
anant m ambani 0.13 0.13 0.13 0.13 0.13
devarshi commercials llp 8.59 8.59 8.59 8.59 8.59
isha m ambani 0.13 0.13 0.13 0.13 0.13
jamnagar utilities and po... 1.82 1.82 2.02 2.02 2.02
k d ambani 0.25 0.25 0.25 0.25 0.25
karuna commercials llp 8.59 8.59 8.59 8.59 8.59
mukesh d ambani 0.13 0.13 0.13 0.13 0.13
nita m ambani 0.13 0.13 0.13 0.13 0.13
reliance industries holdi... 3.21 3.21 3.01 3.01 3.01
reliance welfare associat... 0.08 0.08 0.08 0.08 0.08
samarjit enterprises llp 1.96 1.96 1.96 1.96 1.96
shreeji comtrade llp 0.23 0.23 0.23 0.23 0.23
shrikrishna tradecom llp 0.23 0.23 0.23 0.23 0.23
sikka ports & terminals l... 1.08 1.08 1.08 1.08 1.08
srichakra commercials llp... 11.64 11.64 11.64 11.64 11.64
svar enterprises llp 0.21 0.21 0.21 0.21 0.21
tattvam enterprises llp 8.59 8.59 8.59 8.59 8.59
vasuprada enterprises llp... 0.02 0.02 0.02 0.02 0.02
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 52.88 52.88 52.88 52.88 52.88
investor education and pr... - 0.58 - - 0.57
life insurance corporatio... 6.66 6.65 6.13 6.13 6.13
quant mutual funds 1.81 1.81 2.12 2.30 2.57
sbi mutual funds - - - - 1.08
investor education and pr... - - 0.58 0.58 -
jfsl trust – phys (ril) 0.68 0.66 0.64 0.63 -
motilal oswal mutual fund... 1.21 1.25 1.36 1.36 -
jfsl trust – pps (ril) 0.01 0.01 0.01 - -
europacific growth fund 1.28 - - - -
foreign institutional inv... 0.02 - - - -
government of singapore 1.28 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

JIO Financial Serv. Stock Price Analysis and Quick Research Report. Is JIO Financial Serv. an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

JIO Financial Serv. stock price today is Rs 287.85. To understand the functions of the JIO Financial Serv. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of JIO Financial Serv. is Rs 382.47 Cr and the compounded growth of profit in the past 3 years is 45.9346811032737 %. The PAT margin of JIO Financial Serv. is 59.9426 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In JIO Financial Serv. , the EPS declined by -99.6105 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): JIO Financial Serv. has a poor ROE track record. The ROE of JIO Financial Serv. is at 1.8153 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of JIO Financial Serv. is worth at the current levels at Rs 287.85. The stock is trading at a current P/E ratio of 587.7076 and the average historical P/E for the last 5 years was 117.54152.

  • P/B ratio can be one of the best metrics to value such companies. Currently, JIO Financial Serv. is trading at a P/B of 7.3168 . The average historical P/B of JIO Financial Serv. for the last 5 years was 1.83968. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of JIO Financial Serv. is Rs 287.85. One can use valuation calculators of ticker to know if JIO Financial Serv. share price is undervalued or overvalued.

Last Updated on:
Brief about JIO Financial Serv.

Current Jio Financial Services Share Price

As of the market close on 16 May 2025, at 15:30:00 IST, the Jio Financial Services Share Price on the NSE was Rs 276.30. This represented an increase of 0.95% from its opening price for the day. Investors tracking the "Jio Financial Services share price today" or the "Reliance Jio Finance share price" would have observed this positive movement. The JIOFIN ticker on both NSE and BSE is keenly watched. For the most current, regularly updated Jio Financial Services share price, please refer to the live ticker section located above on this page. That section provides a real-time Jio Financial Services (JIOFIN) share price summary, including the day's high/low and the 52-week high/low.

Jio Financial Services Share Returns Performance

Jio Financial Services (JFS) was listed on the stock exchanges on 21 August 2023. The historical returns as of 15 May 2025 (based on Upstox data) are as follows:

  • 1 Week: +4.45%
  • 1 Month: +16.29%
  • 3 Months: +20.34%
  • 1 Year (since listing in Aug 2023): -24.10% (approximate as it's less than a full year of consistent trading post-listing stabilisation for some data points)

The "Jio Financial Services Returns" show positive momentum in the short term (1 week, 1 month, and 3 months). However, since its listing, the "Jio Financial Services Performance" has seen a decline. It's important to consider that the "JIOFIN historical returns" are for a relatively new listing. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames since its listing.

Latest News Impacting Jio Financial Services Share Price

Several key developments are influencing the "Jio finance share" price:

  1. Q4 FY25 Results and Maiden Dividend: Jio Financial Services reported its Q4 FY25 results around 21 April 2025. The company posted a consolidated Profit After Tax (PAT) of Rs 316 crore, a modest growth of 1.8% year-on-year (YoY), on a revenue from operations of Rs 493 crore, which was up 18% YoY. Alongside these "Jio Financial Services Q4 Results", the company announced its first-ever dividend of Rs 0.50 per equity share, signalling financial stability and a commitment to shareholder returns. This news was received positively by the market.
     
  2. Potential Partnership with Allianz SE: In March 2025, reports emerged that global insurance giant Allianz SE was in talks with Jio Financial Services for a strategic partnership to re-enter India's life and general insurance sectors. While discussions are yet to be officially confirmed, such a high-profile collaboration could significantly bolster JFS's ambitions in the insurance space and is a key "Factor Affecting Jio Financial Services Share Price".
     
  3. BlackRock Joint Venture and Business Expansion: JFS has an ongoing joint venture with BlackRock, the world's largest asset manager, to establish an asset management, wealth management, and broking business in India. This is a cornerstone of JFS's strategy. The company is also actively expanding its digital-first financial services ecosystem through its JioFinance app, offering loans, payments, insurance broking (Jio Insurance Broking Ltd.), and other financial solutions.
    As this venture unfolds, it’s expected to significantly impact Jio Financial Services’ stock performance and its future in the competitive Indian financial services market. Read our in-depth analysis to dive deeper into the latest developments around the Jio BlackRock AMC and its potential market impact.

These strategic moves and financial announcements are crucial in shaping the market's perception and the current price movements of the "Jio financial services share price".

Conclusion on Jio Financial Services Stock Price

The "Jio Financial Services Stock Price" is currently influenced by its recent financial performance, strategic partnership prospects, and the aggressive build-out of its digital financial services platform. While the stock has seen a decline since its listing, recent positive news, including its maiden dividend and potential major partnerships, could provide a new "Jio Financial Services Share Price outlook". The "JIOFIN stock analysis" indicates a company in a high-growth and investment phase, with its future trajectory dependent on the successful execution of its ambitious plans in the competitive Indian financial services landscape.

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