JIO Financial Serv.
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JIO Financial Serv. share price

JIO Financial Services Ltd.

NSE: JIOFIN BSE: 543940 SECTOR: Finance - NBFC  5.64 L   2.36 K   1.06 K

311.15
0 0
BSE: 12 Sep 04:01 PM

Price Summary

Today's High

₹ 312.25

Today's Low

₹ 310.15

52 Week High

₹ 363

52 Week Low

₹ 198.6

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 197682.44 Cr.

Advances

₹ 1747.98 Cr.

No. of Shares

635.33 Cr.

P/E

360.34

P/B

7.89

Face Value

₹ 10

Div. Yield

0.16 %

Book Value (TTM)

₹  39.44

Operating Revenue

₹ 805.56 Cr.

Net Profit

₹ 548.91 Cr.

Promoter Holding

47.12 %

EPS (TTM)

₹  0.86

Sales Growth

26.25

ROE

2.22 %

ROCE

2.64%

Profit Growth

43.52 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 36Indices.

NFTIND5CORP

Nifty India Select 5 Corporate Groups
37136.55
  156.200000000004 (0.422386483632531%)

NIFTY100WEIGHT

Nifty100 Equal Weight
33192.35
  96.5499999999956 (0.291728859855311%)

NIFTYSERVICE

Nifty Services Sector
32595.85
  140.799999999999 (0.433830790585743%)

NIFTYEQWGT

NIFTY50 Equal Weight
32161.65
  118.450000000001 (0.369657212762764%)

NFTFINSEREXBNK

Nifty Financial Services Ex-Bank Index
29915.35
  348.299999999999 (1.17800051070363%)

NTYFIN2550

Nifty Financial Services 25/50
28482.7
  231.5 (0.819434218723458%)

NIFTYFINANCE

Nifty Financial Services
26363.25
  184.549999999999 (0.704962431289546%)

NIFTY100

Nifty 100
25745.1
  106.349999999999 (0.414801813660959%)

NIFTY

Nifty 50
25114
  108.5 (0.433904541000985%)

NIFTY500

Nifty 500
23190.25
  87.5999999999985 (0.379177280528409%)

NIF500LGMIDSML

Nifty500 LargeMidSmall Equal-Cap Weighted Index
17832.35
  59.7999999999993 (0.336473944369264%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
16288.35
  56.1000000000004 (0.345608279813336%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
16163.75
  57.3999999999996 (0.356381178851817%)

NFT500EQUAL

Nifty 500 Equal Weight
14420.75
  39.0499999999993 (0.2715256193635%)

NIFTY200

Nifty 200
14012.55
  55.5499999999993 (0.398008167944397%)

NIFTYTOTALMCAP

Nifty Total Market index
13051.25
  47 (0.361420304900317%)

NIFTY100ESGSECT

Nifty100 ESG Sector Leaders
4230.9
  15.4499999999998 (0.366508913639119%)

BSEINDEX

BSE Index
39037.03
  174.519999999997 (0.449070325102507%)

BSE500

S&P Bse 500
36418.62
  130.709999999999 (0.360202612936367%)

SS6535

BSE Sensex Sixty 65:35
34240.55
  150.32 (0.440947450339868%)

SNSX60

BSE Sensex Sixty
33755.47
  147.559999999998 (0.43906330384722%)

BSE100

S&P Bse 100
26315
  105.419999999998 (0.402219341172194%)

SNSX50

S&P Bse Sensex50
26204.42
  118.329999999998 (0.453613400858455%)

BSEIND150

BSE India 150 Index
18748.67
  69.5299999999988 (0.372233411174161%)

200EQW

BSE 200 Equal Weight
13037.24
  23.1999999999989 (0.178269007932963%)

FIN

S&P Bse Finance
12476.08
  64.3400000000001 (0.518380178766242%)

BSE200

S&P Bse 200
11390.15
  41.0900000000001 (0.362056417007217%)

BSE1000

Bse 1000
10850.64
  36.4099999999999 (0.336686014630727%)

LMI250

S&P Bse 250 LargeMidCap
10824.12
  39.1000000000004 (0.362539893296443%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
10319.66
  72.75 (0.709970127579918%)

ALLCAP

S&P Bse Allcap
10130.99
  38.3799999999992 (0.380278243189802%)

LRGCAP

S&P Bse LargeCap
9675.63
  39.0599999999995 (0.405330942441129%)

BSE100LARGECAPTMC

S&P Bse 100 LargeCap TMC
9275.11
  39.0300000000007 (0.422581874561501%)

BSESELECTIPO

BSE Select IPO Index
4987.23
  9.25999999999931 (0.186019602368015%)

DFRGRI

S&P Bse Diversified Finl. Rev.
1611.11
  11.4199999999998 (0.713888315861189%)

ESG100

S&P Bse 100 ESG Index
420.24
  1.63999999999999 (0.391782130912555%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year26.25%
3 Year75.66%
5 Year18.19%

Profit Growth

1 Year43.52%
3 Year48.38%
5 Year19.01%

ROE%

1 Year2.22%
3 Year1.45%
5 Year3.67%

ROCE %

1 Year2.64%
3 Year1.72%
5 Year4.11%

ROA%

2.2016

PEG Ratio

8.28

PAT Margin (%)

68.1402

EPS Growth(%)

43.5216

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 47.12 0.00
Mar 2025 47.12 0.00
Dec 2024 47.12 0.00
Sep 2024 47.12 0.00
Jun 2024 47.12 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 8.19759999999999%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 75.6632200730523%.
  • The company has delivered substantial profit growth of 48.375714502432% over past 3 years.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 1.45006666666667%.
  • The company a poor ROCE track record of 1.72246666666667% since last 3 years.
  • Provision and contingencies have increased by 250.351288056206%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 133.89 382.77 137.37 151.53 134.28
Other Income 0 0.34 10.43 22.95 0
Interest Expended 0 0 0 0 0
Operating Expenses 32.94 51.25 43.94 45.4 34.92
Total Provisions 0 0 0 0 0
Depreciation 3.07 3.12 3.11 3.06 3.21
Profit Before Tax 97.88 328.74 100.75 126.02 96.15
Tax 26.12 23.91 25.57 28.88 24.69
Net Profit 71.76 304.83 75.18 97.14 71.46
Adjusted EPS (RS) 0.11 0.48 0.12 0.15 0.11

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 282.93 148.61 41.63 638.06 805.56
Other Income 15.63 35.65 13.27 0 33.72
Interest 110.57 0 0 10.27 0
Operating Expenses 69.79 7.04 1.68 102.52 170.93
Total Provisions 0.14 0.35 3.88 4.27 14.96
Exceptional Items 0 0 0 0 0
Profit Before Tax 118.06 176.87 49.34 521 653.39
Tax -5 8.83 18.09 138.53 104.48
Profit After Tax 123.06 168.04 31.25 382.47 548.91
Adjusted EPS (Rs.) 609.21 831.88 154.55 0.6 0.86

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 2.33 2.33 2.33 6353.28 6353.14
Total Reserves 2057.66 2225.7 24051.92 18083.53 18632.32
Borrowings 0 0 0 0 0
Other N/C liabilities -3.94 -5.31 4.08 143.6 248.03
Current liabilities 0.24 0.09 744.77 18.92 32.34
Total Liabilities 2056.29 2222.81 24803.1 24599.33 25265.83
Assets
Loans 1951.09 2001 0 91.63 1747.98
Net Block 0 0 48.8 36.53 27.96
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 57.49 180.9 13183.07 19705.4 22610.13
Other Loans 0 0 0 149.8 195.59
Other N/C Assets 0 0 0 4.05 8.78
Current Assets 47.71 40.91 11571.23 4611.92 675.39
Total Assets 2056.29 2222.81 24803.1 24599.33 25265.83
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 47.12 47.12 47.12 47.12 47.12
akash m ambani 0.13 0.13 0.13 0.13 0.13
anant m ambani 0.13 0.13 0.13 0.13 0.13
devarshi commercials llp 8.59 8.59 8.59 8.59 8.59
isha m ambani 0.13 0.13 0.13 0.13 0.13
jamnagar utilities and po... 1.82 2.02 2.02 2.02 2.02
k d ambani 0.25 0.25 0.25 0.25 0.25
karuna commercials llp 8.59 8.59 8.59 8.59 8.59
mukesh d ambani 0.13 0.13 0.13 0.13 0.13
nita m ambani 0.13 0.13 0.13 0.13 0.13
reliance industries holdi... 3.21 3.01 3.01 3.01 3.01
reliance welfare associat... 0.08 0.08 0.08 0.08 0.08
samarjit enterprises llp 1.96 1.96 1.96 1.96 1.96
shreeji comtrade llp 0.23 0.23 0.23 0.23 0.23
shrikrishna tradecom llp 0.23 0.23 0.23 0.23 0.23
sikka ports & terminals l... 1.08 1.08 1.08 1.08 1.08
srichakra commercials llp... 11.64 11.64 11.64 11.64 11.64
svar enterprises llp 0.21 0.21 0.21 0.21 0.21
tattvam enterprises llp 8.59 8.59 8.59 8.59 8.59
vasuprada enterprises llp... 0.02 0.02 0.02 0.02 0.02
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 52.88 52.88 52.88 52.88 52.88
investor education and pr... 0.58 - - 0.57 0.57
jfsl trust - phys (ril) - - - - 0.60
life insurance corporatio... 6.65 6.13 6.13 6.13 6.68
quant mutual funds 1.81 2.12 2.30 2.57 2.60
sbi mutual funds - - - 1.08 1.07
investor education and pr... - 0.58 0.58 - -
jfsl trust – phys (ril) 0.66 0.64 0.63 - -
motilal oswal mutual fund... 1.25 1.36 1.36 - -
jfsl trust – pps (ril) 0.01 0.01 - - -

Annual Reports

Title Link
Title Link
Annual Report 2024
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
 No Credit reports exist for this company.Report us
TYPE AGENCY Link
TYPE AGENCY Link
Research Geojit

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY25
Concall Q4FY24
Concall Q3FY24
Concall Q2FY24
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY25
Presentation Q4FY24
Presentation Q3FY25
Presentation Q3FY24
Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY24

Company News

Jio Financial Services, Allianz incorporate joint venture company 9 Sep, 2:23 PM Jio Financial Services informs about acquisition 9 Sep, 1:19 PM Jio Financial Services’ arm to allow customers to invest idle deposits in overnight MFs 29 Aug, 10:23 AM Jio Financial Services informs about AGM 2 Aug, 1:09 PM JIO Financial Services gets nod to raise Rs 15,825 crore through preferential issue 31 Jul, 2:51 PM Jio Financial Services informs about press release 19 Jul, 11:28 AM Jio Financial Services, Allianz Group join hands to serve Indian insurance market 19 Jul, 10:01 AM Jio Financial Services reports marginal rise in Q1 consolidated net profit 18 Jul, 11:50 AM JIO Financial Serv. - Quaterly Results 17 Jul, 5:17 PM JIO Financial Serv. - Quaterly Results 17 Jul, 5:17 PM JIO Financial Serv. - Quaterly Results 17 Jul, 5:17 PM Jio Financial Services’ JV's arm gets SEBI’s nod to act as stock broker 27 Jun, 3:00 PM Jio Financial Services infuses Rs 190 crore in Jio Payments Bank 26 Jun, 2:12 PM Jio Financial Services acquires stake in Jio Payments Bank 19 Jun, 9:07 AM Jio Financial Services’ arm receives SEBI’s approval for mutual fund operation 27 May, 4:45 PM Jio Financial Services reports marginal rise in Q4 consolidated net profit 21 Apr, 12:30 PM JIO Financial Serv. - Quaterly Results 17 Apr, 7:12 PM JIO Financial Serv. - Quaterly Results 17 Apr, 7:12 PM Jio Financial Services’ arm introduces fully digital Loan Against Securities for customers 8 Apr, 4:24 PM Jio Financial Services, Black Rock invest Rs 63 crore in JV 4 Apr, 12:44 PM Jio Financial Services subscribes additional equity shares in Jio Payments Bank 28 Mar, 11:52 AM Jio Financial Services informs about acquisition 4 Mar, 4:47 PM Jio Financial Services gets nod to acquire balance stake in JPBL 4 Mar, 4:12 PM Jio Financial Services informs about investor presentation 21 Jan, 5:30 PM Jio Financial Services informs about update on incorporation of brokerage company 21 Jan, 2:53 PM JIO Financial Services reports marginal rise in Q3 consolidated net profit 18 Jan, 11:14 AM JIO Financial Serv. - Quaterly Results 17 Jan, 6:02 PM JIO Financial Serv. - Quaterly Results 17 Jan, 6:02 PM JIO Financial Serv. - Quaterly Results 17 Jan, 6:02 PM Jio Financial Services informs about trading window closure 30 Dec, 4:20 PM Jio Financial Services informs about updates 29 Oct, 5:18 PM Jio Financial Services informs about disclosure 29 Oct, 3:07 PM Jio Financial Services informs about media release 29 Oct, 12:43 PM JIO Financial Services reports marginal rise in Q2 consolidated net profit 19 Oct, 12:18 PM JIO Financial Serv. - Quaterly Results 18 Oct, 5:54 PM JIO Financial Serv. - Quaterly Results 18 Oct, 5:54 PM JIO Financial Serv. - Quaterly Results 18 Oct, 5:54 PM Jio Financial Services informs about media release 11 Oct, 10:01 AM Jio Financial Services informs about disclosure 28 Sep, 3:34 PM Jio Financial Services, BlackRock Advisors Singapore incorporate joint venture company 9 Sep, 9:28 AM Jio Financial Services’ arm invests in Reliance International Leasing IFSC 28 Aug, 12:12 PM Jio Financial Services acquires additional stake in Jio Payments Bank 27 Aug, 4:09 PM Jio Financial Services gets nod to increase foreign investment limit to 49% 26 Aug, 10:22 AM Jio Financial Services incorporates wholly owned subsidiary 16 Aug, 9:50 AM Jio Financial Services informs about notice of AGM and annual report 8 Aug, 9:52 AM Jio Financial Services submits BRSR 8 Aug, 9:50 AM JIO Financial Services reports 6% fall in Q1 consolidated net profit 16 Jul, 10:30 AM JIO Financial Serv. - Quaterly Results 15 Jul, 7:02 PM JIO Financial Serv. - Quaterly Results 15 Jul, 7:02 PM Jio Financial Services gets RBI’s nod to become core investment company 12 Jul, 4:00 PM

JIO Financial Serv. Stock Price Analysis and Quick Research Report. Is JIO Financial Serv. an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse JIO Financial Serv.. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of JIO Financial Serv. is Rs 548.91 Cr. and the compounded growth of profit in the past 3 years is 48.3751290464282%. The PAT margin of JIO Financial Serv. is 68.1402%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In JIO Financial Serv. , the EPS grew by 43.5216% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): JIO Financial Serv. has a poor ROE track record. The ROE of JIO Financial Serv. is at 2.2213% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of JIO Financial Serv. is worth at the current levels at Rs 311.2. JIO Financial Serv. is trading at a current P/E ratio of 263.1944 and the average historical P/E for the last 5 years was 170.1804.
  • P/B ratio can be one of the best metrics to value such companies. Currently, JIO Financial Serv. is trading at a P/B of 7.89056656397774. The average historical P/B for the last 5 years was 2.99612. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of JIO Financial Serv. in Ticker for free. Also, one can get the intrinsic value of JIO Financial Serv. by using Valuation Calculators, which are available with a Finology ONE subscription. 

JIO Financial Serv. FAQs

Q1. What is JIO Financial Serv. share price today?
Ans: The current share price of JIO Financial Serv. is Rs 311.2.

Q2. What is the market capitalisation of JIO Financial Serv.?
Ans: JIO Financial Serv. has a market capitalisation of Rs 197714.20393056 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of JIO Financial Serv.?
Ans: The PE ratio of JIO Financial Serv. is 360.393746381008 and the P/B ratio of JIO Financial Serv. is 7.89056656397774, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of JIO Financial Serv. share?
Ans: The 52-week high share price of JIO Financial Serv. is Rs 363, and the 52-week low share price of JIO Financial Serv. is Rs 198.65.

Q5. Does JIO Financial Serv. pay dividends?
Ans: Currently, JIO Financial Serv. pays dividends. Dividend yield of JIO Financial Serv. is around 0.1607%.

Q6. What are the face value and book value of JIO Financial Serv. shares?
Ans: The face value of JIO Financial Serv. shares is Rs 10, while the book value per share of JIO Financial Serv. is around Rs 39.4395. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of JIO Financial Serv.?
Ans: The ROE of JIO Financial Serv. is 2.2213% and ROCE of JIO Financial Serv. is 2.6441%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is JIO Financial Serv. a good buy for the long term?
Ans: The JIO Financial Serv. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is JIO Financial Serv. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the JIO Financial Serv. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check JIO Financial Serv.’s financials?
Ans: You can review JIO Financial Serv.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about JIO Financial Serv.

Current Jio Financial Services Share Price

The latest Jio Financial Services (JIOFIN) share price on the NSE is Rs 320.50, as of 22 August 2025. The stock price experienced a loss of -1.03% (Rs -3.35) during the day's trading, reflecting a downward trend from its previous close of Rs 323.85. For the most current, regularly updated Jio Financial Services share price, please refer to the live ticker section located above on this page. That section provides a real-time JIOFIN share price summary, including the day's high/low and the 52-week high/low.

Jio Financial Services Share Returns Performance

Jio Financial Services has a short trading history, having been demerged from its parent company in late 2023. As a result, long-term historical data is limited. Here are the historical returns based on available data up to 22 August 2025:

  • 1 Week: -2.04%
  • 1 Month: +2.21%
  • 3 Months: +19.30%
  • 1 Year: -3.08%

  • 5 Years: N.A.

The Jio Financial Services Returns performance analysis shows significant volatility in its nascent trading period. While the stock has delivered positive returns over the short-term (1-3 months), it has experienced a dip over the last week and is negative on a one-year basis, reflecting a consolidation phase after its initial listing and subsequent price fluctuations. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting Jio Financial Services Share Price

Recent developments have been key factors influencing the Jio Financial Services share price. The company's board has approved a plan to raise Rs 15,825 crore from promoter group entities via a preferential issue of warrants. This significant capital infusion is aimed at strengthening the company's financial position and funding future growth initiatives, which has been viewed positively by the market. Additionally, a recent analyst report from Jefferies noted that Jio Financial is on track to benefit from strong 5G adoption and expansion of its broadband and enterprise businesses, providing long-term growth visibility despite near-term profitability pressures.

Conclusion on Jio Financial Services Stock Price

The Jio Financial Services share price outlook remains a topic of keen interest for investors due to its recent entry into the market and a strong backing from its parent group. The stock's performance has been volatile, with a negative trend over the past year. However, recent corporate actions and a positive long-term business outlook suggest that it is in a phase of consolidation. The company's strategic moves and capital raising plans are key factors that will likely influence the Jio Financial Services stock analysis and price trajectory in the coming months.

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