LIC Share Price, Stock Analysis, and Company Profile

Life Insurance Corporation of India (LIC) is a pioneer in the Indian electric vehicle (EV) ecosystem. As a vertically integrated player, the company manages everything from R&D and cell manufacturing to a Direct-to-Consumer (D2C) sales model. This page serves as a comprehensive hub for investors seeking an in-depth LIC stock analysis, providing all essential data for your investment journey.

Whether you are tracking the LIC share price for a potential entry or monitoring the LIC share price to manage your existing portfolio,this platform offers detailed insights and financial tools to guide your decisions.

About Life Insurance Corporation of India

LIC is the largest life insurance provider in India and a de facto pillar of the Indian financial system. Established in 1956 through the Life Insurance Corporation Act, it remains a majority government-owned entity.

Headquartered in Mumbai, LIC operates with a massive network of over 1.3 million agents and thousands of offices across every corner of the country. It is classified by the regulator (IRDAI) as a Domestic Systemically Important Insurer (D-SII), meaning its stability is vital to the national economy.

LIC Business Model

LIC operates a massive, multi-channel business model that dominates the Indian insurance landscape:

• Product Portfolio: The company offers a wide range of individual and group insurance plans, including participating (Par) products, non-participating (Non-Par) products, term insurance, health insurance, and pension schemes.

• Agency-Led Distribution: LIC’s core strength lies in its unmatched agency force, which drives the majority of its individual new business premiums.

• Investment Giant: LIC is one of India's largest institutional investors, managing a massive Assets Under Management (AUM) portfolio that includes significant holdings in equity markets and government securities.

• Digital Transformation: Through initiatives like "Project DIVE," the company is modernising its operations to provide a "phygital" experience, blending traditional agent relationships with digital policy servicing.

LIC IPO and Listing Information

The LIC IPO was the largest in Indian corporate history, marking a major shift in the company’s governance and public accountability.

• Listing Year: 2022

• IPO Listing Date: 17 May 2022

• IPO Price: Rs 949 per share (Discounts were provided to policyholders and retail investors).

• Listing Price: Rs 867.20 (BSE) / Rs 872 (NSE)

• Listing Gain: The stock listed at a discount of approximately 8% to the issue price due to global market volatility at the time.

• Face Value: Rs 10 per share

• ISIN: INE0J1Y01017

• Listing Exchanges: BSE and NSE

• NSE Symbol: LICI

• BSE Scrip Code: 543526

Investor Resources Available on This Page

We provide retail investors with a complete toolkit for a professional LIC stock analysis:

• Price Chart: Analyse the historical trends and 52-week highs and lows of the LIC share price.

• Company Ratios: Access vital metrics like Solvency Ratio, VNB (Value of New Business) Margins, and Price-to-Book value.

• Annual Reports: Download official documents to review long-term strategy and AUM performance.

• Balance Sheet: Inspect the massive asset base and policyholder fund structures.

• Quarterly Results: Monitor growth in New Business Premium (NBP) and net profit trends every quarter.

• Cash Flow: Understand the movement of funds within the corporation’s investment and operating activities.

• Shareholding Pattern: View the government's stake alongside FII and DII participation.

• Promoters: Get information on the President of India's ownership and institutional control.

• Pros & Cons: A quick analysis table of LIC’s strengths, such as market leadership, and challenges like private-sector competition.

Frequently Asked Questions (FAQs)

Q1. What is the LIC share price today?
The current trading price is updated at the top of this page. Please remember the data is subject to a 15-minute delay.

Q2. What was the LIC IPO price?
The IPO was priced at Rs 949 per share, though policyholders and retail investors received the shares at a discounted rate.

Q3. Does LIC pay regular dividends?
Yes, since its listing, LIC has declared multiple dividends. You can check the specific amounts and dates in the "Dividends" section on this page.

Q4. Where can I find the latest LIC quarterly results?
All recent financial announcements, including quarterly profits and premium income, are available in the "Quarters" table on this page.

Q5. Is LIC part of the private sector?
No, LIC is a public sector undertaking (PSU) under the ownership of the Ministry of Finance, Government of India.

Q6. What is the face value of LIC shares?
The face value is Rs 10 per equity share.

Q7. What is the significance of the Solvency Ratio for LIC?
The Solvency Ratio indicates LIC's ability to meet its long-term claims. A ratio above the regulatory requirement of 1.50 (150%) is considered healthy; you can find the current ratio in our "Ratios" section.