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Life Insurance Corp share price

Life Insurance Corporation of India

NSE: LICI BSE: 543526 SECTOR: Insurance  458k   1k   612

953.55
0 0
BSE: 30 May 04:01 PM

Price Summary

Today's High

₹ 957.4

Today's Low

₹ 934.45

52 Week High

₹ 1221.5

52 Week Low

₹ 715.35

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and manageable debt.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

603120.16 Cr.

Enterprise Value

568599.11 Cr.

No. of Shares

632.5 Cr.

P/E

12.53

P/B

4.77

Face Value

₹ 10

Div. Yield

1.26 %

Book Value (TTM)

₹  199.87

CASH

34521.05 Cr.

DEBT

0 Cr.

Promoter Holding

96.5 %

EPS (TTM)

₹  76.13

Sales Growth

11.02

ROE

63.61 %

ROCE

63.79%

Profit Growth

11.75 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 28 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Sales Growth

1 Year11.02%
3 Year140.17%
5 Year71.97%

Profit Growth

1 Year11.75%
3 Year141.15%
5 Year72.17%

ROE%

1 Year63.61%
3 Year80.54%
5 Year143.61%

ROCE %

1 Year63.79%
3 Year80.76%
5 Year144.01%

PEG Ratio

1.07

Price to Cash Flow

21.17

PAT Margin (%)

8.5621

EPS Growth(%)

11.7546

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 96.50 0.00
Dec 2024 96.51 0.00
Sep 2024 96.50 0.00
Jun 2024 96.50 0.00
Mar 2024 96.50 0.00
Investors List
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Revenue From Operation 152293.13 113770.14 119900.99 106891.48 147585.56
Total Expenditure 236294.62 200036.37 222354.16 190838.66 220987.08
Other Income 99754.14 98316.39 111176.35 96698.43 95800.59
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 15752.65 12050.16 8723.18 12751.25 22399.07
Tax 1990.01 1589.11 1102.32 1694.78 3386.28
Net Profit 13762.64 10461.05 7620.86 11056.47 19012.79
Adjusted EPS (Rs) 21.76 16.54 12.05 17.48 30.06

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Revenue From Operation 2697.74 2889.01 12193.46 36048.87 40021.96
Income From Investments 35.44 22.99 201.23 1147.82 3694.63
Other Income 0 0 0 2.93 0
Expenses 0.45 0.46 0.5 0.4 246.28
Provision 11.99 4.76 8327.46 742.44 2683.1
Profit Before Tax 2720.75 2906.77 4066.72 36456.78 40787.21
Tax 8.04 6.21 23.6 59.39 111.42
Net Profit 2712.71 2900.57 4043.12 36397.39 40675.79
Adjusted EPS (Rs) 4.29 4.59 6.39 57.55 64.31

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sources of funds
Share Capital 100 100 6325 6325 6325
Reserve and Surplus 622 6225 4043.05 39492.05 75740.08
Fair Value A/C 17.53 35.69 41.1 -147.66 -126.92
Borrowings 0 0 0 0 0
Policy Holders Fund 3122992.74 3722538.41 4147101.6 4441543.37 5138885.4
Funds For Appropriations 0.21 3.34 1834.43 3918.67 1214.72
Total Liabilities 3123732.48 3728902.44 4159345.17 4491131.43 5222038.28
Application of funds
Investment 2887988.55 3488368.42 3902105.63 4218541.29 4940256.37
Loans 107822.67 107783.34 109875.64 115562.43 120258.28
Total Net block 2767.47 3305.33 3353.53 3488.56 3654.75
Other N/C Assets 32756.1 33097.56 24137.13 26640.6 35660.04
Net Current Assets 92397.68 96347.8 119873.24 126898.55 122208.84
Total Assets 3123732.48 3728902.44 4159345.17 4491131.43 5222038.28
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 96.50 96.50 96.50 96.51 96.50
president of india 96.50 96.50 96.50 96.50 96.50
 No Investors Data available for this company.
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Ratings & Research Reports

Company Presentations

Company News

Life Insurance Corporation of India informs about change in management 31 May, 3:34 PM LIC reports 38% jump in Q4 consolidated net profit 28 May, 12:00 PM Life Insurance Corp - Quaterly Results 27 May, 5:51 PM Life Insurance Corp - Quaterly Results 27 May, 5:51 PM Life Insurance Corp - Quaterly Results 27 May, 5:51 PM Life Insurance Corporation of India informs about closure of trading window 24 Mar, 5:21 PM Life Insurance Corporation of India informs about GST litigation 1 Mar, 2:33 PM LIC launches new product ‘Smart Pension’ 17 Feb, 5:45 PM LIC launches marketing technology platform to redefine customer engagement 17 Feb, 10:30 AM Life Insurance Corp - Quaterly Results 7 Feb, 5:04 PM Life Insurance Corp - Quaterly Results 7 Feb, 5:04 PM Life Insurance Corp - Quaterly Results 7 Feb, 5:04 PM LIC hikes shareholding in SRF 16 Dec, 4:13 PM Life Insurance Corporation decreases shareholding in NMDC 13 Dec, 2:25 PM LIC increases stake in Asian Paints 11 Dec, 9:47 AM LIC increases stake in Hindalco Industries 7 Dec, 2:42 PM LIC increases stake in Patanjali Foods 26 Nov, 6:30 PM LIC increases stake in LTIMindtree 23 Nov, 12:50 PM LIC decreases stake in Tata Power Company 12 Nov, 6:05 PM Life Insurance Corp - Quaterly Results 8 Nov, 3:42 PM Life Insurance Corp - Quaterly Results 8 Nov, 3:42 PM Life Insurance Corp - Quaterly Results 8 Nov, 3:42 PM LIC decreases stake in Vakrangee 16 Oct, 11:59 AM LIC increases stake in Bank of Maharashtra 7 Oct, 11:19 AM LIC launches new product ‘LIC’s Single Premium Group Micro Term Insurance Plan’ 5 Oct, 3:26 PM LIC increases stake in Apollo Tyres 5 Oct, 10:13 AM LIC reduces shareholding in Mahanagar Gas 28 Sep, 4:16 PM LIC hikes shareholding in Biocon 18 Sep, 2:07 PM LIC reduces stake in DCM Shriram Industries 17 Sep, 4:00 PM LIC selects Infosys to build NextGen Digital Platform 16 Sep, 12:21 PM LIC increases stake in IRCTC 13 Sep, 9:58 AM LIC increases stake in Container Corporation of India 10 Sep, 10:23 AM LIC decreases stake in HDFC AMC 30 Aug, 6:08 PM Life Insurance Corporation of India informs about transcript of earnings call 19 Aug, 4:09 PM LIC decreases stake in Hindustan Copper 19 Aug, 2:58 PM LIC decreases stake in Voltas 13 Aug, 3:14 PM Life Insurance Corp - Quaterly Results 8 Aug, 6:24 PM Life Insurance Corp - Quaterly Results 8 Aug, 6:24 PM LIC launches four new products for domestic market 5 Aug, 2:59 PM Life Insurance Corporation of India informs about disclosure 27 Jul, 9:36 AM Life Insurance Corporation of India informs about board meeting 25 Jul, 5:10 PM LIC infuses additional capital in Life Insurance Corporation (Lanka) 6 Jul, 1:00 PM Life Insurance Corporation of India informs about disclosure 6 Jul, 9:35 AM LIC hikes stake in IDFC First Bank 4 Jul, 4:29 PM LIC hikes shareholding in Dr. Reddy’s Laboratories 13 Jun, 5:20 PM Life Insurance Corporation hikes stake in PI Industries 1 Jun, 11:17 AM Life Insurance Corporation of India informs about retirement of senior management personnel 31 May, 5:29 PM LIC reports 4% rise in Q4 consolidated net profit 28 May, 2:51 PM Life Insurance Corp - Quaterly Results 27 May, 7:00 PM Life Insurance Corp - Quaterly Results 27 May, 7:00 PM

Life Insurance Corp Stock Price Analysis and Quick Research Report. Is Life Insurance Corp an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

Life Insurance Corp stock price today is Rs 954.45. Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). Life Insurance Corp has a PE ratio of 12.5373710730818 which is low and comparatively undervalued .

  • Share Price: - The current share price of Life Insurance Corp is Rs 954.45. One can use valuation calculators of ticker to know if Life Insurance Corp share price is undervalued or overvalued.

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for Life Insurance Corp is Rs 10 and the yield is 1.2585 %.

Last Updated on:
Brief about Life Insurance Corp

LIC Share Price, Quarterly Results and Company Analysis

Life Insurance Corporation of India (LIC) is the largest life insurance company in India. It is a state-owned company that has been operating for over six decades. LIC has a strong presence in the Indian market and offers a wide range of life insurance products to its customers. In this article, we will analyse LIC from a stock market perspective.

Life Insurance Corporation of India Share Price

The share price of LIC is an important indicator of investor sentiment towards the company. It is influenced by various factors, such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to analyse LIC's share price and identify any trends or patterns. LIC's share price has been relatively stable over the past few years, with occasional fluctuations due to global economic conditions and market sentiment.

Life Insurance Corporation of India Balance Sheet:

LIC's balance sheet provides crucial information about its financial health. The company's assets include investments, loans, and other assets. Liabilities include policyholder funds and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyse LIC's balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.

LIC reserves 

The annual and five years balance sheet of LIC summarise a vigorous growth trend in reserves and surplus of the company. The amount of reserves as on 31st of March 2020 was Rs  622 crores and the position was impressive after swelling up to Rs 75740.08 crores as per 31st of March 2024. This unprecedented increase shows sound earnings streams and the investors’ capacity to reinvest, which prove LIC’s financial viability and immune market.

The investments and policyholders’ fund in LIC balance sheet

LIC’s Investment position as on March 2024 is Rs 49,40,256.37 crores, though it was Rs 28,87,988.55 crores during the March of 2020. The Policyholders’ Fund also increased continuously over the period and was Rs  51,38,885.40 crores in March 2024 from Rs 31,22,992.74 crores in March 2020. This means that LIC is well positioned within managing of funds to finance policyholders’ claims.

LIC’s Asset Allocation 

The total net block of the company along with other non – current assets saw a gradual increase in the subsequent years. Other non – current assets were Rs 35,660.04 crores as on March, 2024, which was higher from Rs 32,756.10 crores of last year ending March, 2020. Such a rise goes in-line with LIC’s plan to strengthen its long-term assets stocks.

Borrowings of LIC’s continue to remain at zero level.

In fact, the company has maintained no borrowings throughout the year March 2020 to March 2024 and depends on internal funds only, which is also evident from the balance sheet.

The methods used in this analysis will give valuable information regarding the financial health of the LIC market and potential implications to NSE/BSE indices, which makes it helpful to investors in analysing market movements. The above data is for the balance sheet of the company excluding the consolidated balance sheet.

Life Insurance Corporation of India Quarterly Results:

LIC releases its quarterly results every three months. These provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze LIC's quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

For a detailed breakdown of the latest quarterly performance, read our full analysis of LIC Q4 FY2025 Results.

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