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Bank of Maharashtra share price

Bank Of Maharashtra

NSE: MAHABANK BSE: 532525 SECTOR: Bank - Public  164k   785   149

61.03
-0.68 (-1.10%)
BSE: 23 Feb 04:01 PM

Price Summary

Today's High

₹ 62.7

Today's Low

₹ 60.75

52 Week High

₹ 70

52 Week Low

₹ 22.8

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

43217.62 Cr.

CASA %

53.38

No. of Shares

708.14 Cr.

P/E

11.75

P/B

2.4

Face Value

₹ 10

Div. Yield

2.13 %

Book Value (TTM)

₹  25.38

Net Interest Income

7740.78 Cr.

Cost To Income %

39.14

Promoter Holding

86.46 %

EPS (TTM)

₹  5.19

CAR %

18.14

ROE

19.68 %

ROCE

18.4%

Profit Growth

125.96 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

ROE%

1 Year19.68%
3 Year11.65%
5 Year-6.41%

ROA%

1 Year1.04%
3 Year0.63%
5 Year-0.17%

Net NPA%

1 Year0.25%
3 Year1.23%
5 Year2.8%

 NIM

1 Year2.99%
3 Year2.8%
5 Year2.73%

CAR %

18.14

Cost of Liabilities %

3.33172806209583

PEG Ratio

0.09

Advances Growth %

30.5329711754132

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 86.46 0
Sep 2023 86.46 0
Jun 2023 86.46 0
Mar 2023 90.97 0
Dec 2022 90.97 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 11.6525087912628%.
  • CASA stands at 53.3832515608672% of total deposits.
  • Good Capital Adequacy Ratio of 18.14%.
  • The company has delivered good Profit growth of 88.4852301926678% over the past 3 years.
  • Strong Advances growth of 25.3793575330345% in the last 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.628174985169821%

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Interest Earned 4129.04 4495.41 4788.61 5067.93 5171.45
Other Income 640.74 821.86 628.84 667.59 679.89
Interest Expended 2149.42 2308.47 2448.89 2635.93 2705.69
Operating Expenses 1040.07 1153.51 1105.34 1179.17 1133.57
Total Provisions 581.9 944.75 776.11 984.79 942.66
Profit Before Tax 998.39 910.54 1087.11 935.63 1069.42
Tax 223.36 70.5 205.03 15.85 33.91
Net Profit 775.03 840.04 882.08 919.78 1035.51
Net NPA % 0.47 0.25 0.24 0.23 0.22
Gross NPA % 2.94 2.47 2.28 2.19 2.04
Return on Assets % 1.3 1.32 1.33 1.37 1.55
NPM % 18.77 18.69 18.42 18.15 20.02

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 10849.6 11495.45 11868.54 13019.22 15898.46
Other Income 1547.45 1649.23 2627.67 2652.48 2280.27
Interest Expended 7116.12 7216.65 6971.07 6974.82 8157.68
Operating Expenses 3083.33 3080.96 3565.06 3849.01 3921.84
Total Provisions 7326.93 3107.48 3005.95 2892.27 2654.33
Profit Before Tax -5129.32 -260.42 954.13 1955.59 3444.89
Taxes -345.44 -649 403.88 804.06 842.85
Net Profit -4783.88 388.58 550.25 1151.54 2602.04
Adjusted EPS (Rs.) -17.38 0.67 0.84 1.71 3.87

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 2753.17 5824.11 6560.16 6730.5 6730.5
Total Reserves 2986.27 4931.17 5573.02 7154.37 8879.77
Deposits 140650.09 150066.4 174005.62 202294.29 234082.68
Borrowings 10149.17 3670.03 4238.75 7746.74 10765.66
Other Liabilities 7996.83 4375.47 6287.46 6685.46 7192.78
Total Liabilities 164535.53 168867.18 196665.01 230611.37 267651.39
Assets
Balance with RBI 7919.99 10353.68 12882.48 19721.93 18507.72
Balance with Banks 1234.92 93.28 59.25 194.05 21.19
Investments 59697.05 57740.85 68111.64 68589.97 68866.95
Advances 82666.21 86871.65 102405.17 131170.44 171220.67
Net Block 1741.15 1604.42 1621.99 2036.43 2149.2
Other Assets 11241.84 12131.52 11532.47 8693.33 6878.15
Total Assets 164535.53 168867.18 196665.01 230611.37 267651.39
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 90.97 90.97 86.46 86.46 86.46
president of india 90.97 90.97 86.46 86.46 86.46
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 9.03 9.03 13.54 13.54 13.54
life insurance corporatio... 3.07 3.07 4.10 4.10 4.10

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bank of Maharashtra informs about loss of share certificate16 Feb 2024, 5:31PM Bank Of Maharashtra informs about disclosure16 Jan 2024, 4:01PM Bank of Maharashtra reports 34% rise in Q3 consolidated net profit16 Jan 2024, 3:42PM Bank of Maharashtra - Quaterly Results16 Jan 2024, 11:43AM Bank of Maharashtra - Quaterly Results16 Jan 2024, 11:43AM Bank of Maharashtra - Quaterly Results16 Jan 2024, 11:43AM Bank Of Maharashtra informs about press release12 Jan 2024, 3:09PM Bank Of Maharashtra informs about board meeting8 Jan 2024, 1:59PM Bank of Maharashtra informs about reaffirmation of ratings 20 Dec 2023, 4:20PM Bank of Maharashtra raises Rs 259 crore through bonds13 Dec 2023, 12:47PM Bank of Maharashtra informs about details of loss of certificate 8 Dec 2023, 5:09PM Bank of Maharashtra informs about loss of share certificate7 Dec 2023, 5:06PM Bank of Maharashtra informs about press release16 Oct 2023, 5:27PM Bank of Maharashtra reports 72% rise in Q2 consolidated net profit16 Oct 2023, 2:49PM Bank of Maharashtra - Quaterly Results16 Oct 2023, 1:46PM Bank of Maharashtra - Quaterly Results16 Oct 2023, 1:46PM Bank of Maharashtra - Quaterly Results16 Oct 2023, 1:46PM Bank of Maharashtra informs about interest rates updates12 Oct 2023, 4:58PM Bank of Maharashtra reports 22% rise in total deposits during Q2FY244 Oct 2023, 11:53AM Bank of Maharashtra inks MoU with IREDA20 Sep 2023, 3:50PM Bank of Maharashtra planning to raise Rs 1,500 crore through bonds13 Sep 2023, 11:18AM Bank Of Maharashtra informs about analyst meet4 Aug 2023, 3:04PM Bank of Maharashtra launches slew of digital products, services24 Jul 2023, 4:57PM Bank Of Maharashtra informs about press release19 Jul 2023, 4:32PM Bank of Maharashtra reports 95% rise in Q1 consolidated net profit19 Jul 2023, 2:28PM Bank Of Maharashtra informs about disclosure19 Jul 2023, 2:16PM Bank of Maharashtra - Quaterly Results19 Jul 2023, 12:28PM Bank of Maharashtra - Quaterly Results19 Jul 2023, 12:28PM Bank of Maharashtra - Quaterly Results19 Jul 2023, 12:28PM Bank Of Maharashtra informs about compliance certificate6 Jul 2023, 1:01PM Bank of Maharashtra reports 25% rise in total deposits during first quarter of FY243 Jul 2023, 4:15PM Bank of Maharashtra informs about interest payment of bond27 Jun 2023, 4:47PM RBI imposes monetary penalty on Bank of Maharashtra26 Jun 2023, 2:41PM Bank of Maharashtra raises Rs 1,000 crore through QIP8 Jun 2023, 10:22AM Bank of Maharashtra emerges as top performer in NPA management during FY2329 May 2023, 11:36AM Bank of Maharashtra emerges as top performer in terms of loan, deposit growth25 May 2023, 12:58PM Bank of Maharashtra informs about record date 4 May 2023, 2:36PM Bank of Maharashtra informs about reconciliation of share capital audit report26 Apr 2023, 10:54AM Bank Of Maharashtra informs about board meeting 24 Apr 2023, 4:30PM Bank of Maharashtra reports 2- fold jump in Q4 consolidated net profit24 Apr 2023, 3:00PM Bank of Maharashtra - Quaterly Results24 Apr 2023, 1:39PM Bank of Maharashtra - Quaterly Results24 Apr 2023, 1:39PM Bank of Maharashtra - Quaterly Results24 Apr 2023, 1:39PM Bank of Maharashtra planning to raise funds up to Rs 7,500 crore20 Apr 2023, 10:11AM Bank of Maharashtra launches several new products, utilities10 Apr 2023, 3:46PM Bank of Maharashtra logs credit growth of 29.59% in Q4 FY236 Apr 2023, 11:08AM Bank of Maharashtra launches own private cloud platform20 Mar 2023, 4:58PM Bank Of Maharashtra informs about analyst meet25 Feb 2023, 1:57PM BoM emerges as top performer among state-owned lenders in loan growth in Q3FY2320 Feb 2023, 11:17AM Bank Of Maharashtra informs about resignation of CS cum CO18 Feb 2023, 11:16AM

Bank of Maharashtra Stock Price Analysis and Quick Research Report. Is Bank of Maharashtra an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank of Maharashtra is performing and if it is the right time to buy the stock of Bank of Maharashtra with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank of Maharashtra has earned Rs 15898.4586 Cr. revenue in the latest financial year. Bank of Maharashtra has posted decent revenue growth of 11.414722158688 % in last 3 Years.

  • In terms of advances, Bank of Maharashtra reported 30.5329711754132 % YOY,  rise . If you see 3 years advance growth, it stands at 25.3793575330345 %.

  • Currently, Bank of Maharashtra has a CASA ratio of 53.3832515608672 %. It’s overall cost of liability stands at 3.33172806209583 %. Also, the total deposits from these accounts stood at Rs 234082.6837 Cr.

  • Bank of Maharashtra has a average ROA track record. The ROA of Bank of Maharashtra is at 1.04444386936188 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank of Maharashtra stood at 2.47 % and 0.25 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -8.226915191182 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank of Maharashtra decreased and is currently at Rs 2280.2707 Cr.

  • Bank of Maharashtra has a Good Capital Adequacy Ratio of 18.14 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank of Maharashtra is trading at a P/B of 2.4126 . The historical average PB was 0.949572781907997.

  • Share Price: - The current share price of Bank of Maharashtra is Rs 61.05. One can use valuation calculators of ticker to know if Bank of Maharashtra share price is undervalued or overvalued.

Last Updated on:
Brief about Bank of Maharashtra

Bank Of Maharashtra Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

 

Bank of Maharashtra is a well-established public sector bank in India that has been providing banking services to its customers for over 85 years. As a long-term stock investor looking for stock analysis, it is important to understand the company's performance in terms of share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Bank Of Maharashtra  Share Price

Bank of Maharashtra's share price is a key indicator of the company's performance in the stock market. It is influenced by various factors such as market conditions, company news, and investor sentiment. As a long-term investor, it is important to look beyond short-term fluctuations and focus on the company's fundamentals. Ticker pre-built screening tools allow you to analyze the company's share price over time using price charts and compare it with other companies in the same industry. The company's share price has shown a steady growth over the years, indicating a positive outlook for the company's future.

Bank Of Maharashtra  Balance Sheet

Bank of Maharashtra's balance sheet is a snapshot of the company's financial position at a given point in time. It provides information about the company's assets, liabilities, and equity. Ticker premium features allow for fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help you analyze the company's financial performance and make informed investment decisions. The company's balance sheet has shown consistent growth over the years, indicating a healthy financial position. 

Bank Of Maharashtra  Annual Report

Bank of Maharashtra's annual report is a comprehensive document that provides information about the company's financial performance, operations, and future plans. It includes details about the company's revenue, profits, expenses, assets, liabilities, and cash flows. Ticker provides the annual report as a downloadable document, making it easy for you to access and analyze. The company's annual report highlights its achievements in the banking industry and its plans for future growth.

Bank Of Maharashtra  Dividend

Bank of Maharashtra has a track record of paying dividends to its shareholders. As a long-term investor, it is important to consider the company's dividend history and policy, as it can impact your investment returns. The company's dividend payout ratio has been consistently high, indicating a commitment to rewarding its shareholders. 

Bank Of Maharashtra  Quarterly Result

Bank of Maharashtra's quarterly results provide information about the company's financial performance over a three-month period. Ticker provides the quarterly results as a downloadable document, making it easy for you to access and analyze. Our premium features allow for fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. The company's quarterly results have shown consistent growth over the years, indicating a positive outlook for the company's future. Our premium features allow for fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis.

Bank Of Maharashtra Stock Price

Bank of Maharashtra's stock price is an important indicator of the company's performance in the stock market. It is influenced by various factors such as market conditions, company news, and investor sentiment. Ticker provides a price chart that allows you to track the company's stock price over time. You can use this information to make informed investment decisions. The company's stock price has shown a steady growth over the years, indicating a positive outlook for the company's future. 

Bank Of Maharashtra Price Chart

Bank of Maharashtra's price chart provides a visual representation of the company's stock price over time. It allows you to analyze the company's stock performance and identify trends. Ticker provides a pre-built screening tool that allows you to compare Bank of Maharashtra's stock price with that of other companies in the same industry. The price chart shows a consistent growth in the company's stock price over the years, indicating a positive outlook for the company's future.

Bank Of Maharashtra News

Bank of Maharashtra's news section provides the latest updates about the company's operations, financial performance, and other relevant news. Ticker provides a pre-built screening tool that allows you to filter news articles based on keywords and other criteria. The news section highlights the company's achievements in the banking industry and its plans for future growth.

Bank Of Maharashtra Concall

Bank of Maharashtra's concall provides an opportunity for investors and analysts to interact with the company's management and ask questions about the company's operations and financial performance. Ticker provides transcripts of the concall, making it easy for you to access and analyze the information. Ticker premium features allow for fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. The concall transcripts provide insights into the company's future plans and strategies.

Bank Of Maharashtra Transcripts

Bank of Maharashtra's transcripts provide a detailed record of the company's concall, investor presentations, and other events. Ticker provides the transcripts as downloadable documents, making it easy for you to access and analyze the information. Ticker premium features allow for fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. The transcripts provide detailed insights into the company's operations and financial performance.

Bank Of Maharashtra Investor Presentations

Bank of Maharashtra's investor presentations provide information about the company's operations, financial performance, and future plans. Ticker provides the investor presentations as downloadable documents, making it easy for you to access and analyze the information. Our premium features allow for fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. The investor presentations provide insights into the company's future plans and strategies.

Bank Of Maharashtra Promoters

Bank of Maharashtra's promoters are the Government of India and Life Insurance Corporation of India, which hold a significant stake in the company and play an important role in its operations and decision-making. As a long-term investor, it is important to consider the company's promoter composition and their interests, as it can impact the company's decision-making and performance. The company's promoters have a strong commitment to the banking industry and have provided the necessary support for the company's growth.

Bank Of Maharashtra Shareholders

Bank of Maharashtra's shareholders include retail investors, institutional investors, and the company's promoters. As a long-term investor, it is important to consider the company's shareholder composition and their interests, as it can impact the company's decision-making and performance. Ticker pre-built screening tools allow you to analyze the company's shareholder composition over time. The company's shareholders have shown a strong commitment to the company's growth and have provided the necessary support for its operations.

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