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Poonawalla Fincorp share price

Poonawalla Fincorp Ltd.

NSE: POONAWALLA BSE: 524000 SECTOR: Finance - NBFC  85k   280   45

493.25
-1.45 (-0.29%)
NSE: 12 Apr 04:05 PM

Price Summary

Today's High

₹ 494.95

Today's Low

₹ 488.35

52 Week High

₹ 519.7

52 Week Low

₹ 292.9

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

38204.71 Cr.

Advances

15229.45 Cr.

No. of Shares

77.46 Cr.

P/E

20.06

P/B

4.75

Face Value

₹ 2

Div. Yield

0.41 %

Book Value (TTM)

₹  103.9

Operating Revenue

1940.33 Cr.

Net Profit

584.94 Cr.

Promoter Holding

62.13 %

EPS (TTM)

₹  24.59

Sales Growth

26.31

ROE

9.74 %

ROCE

9.08%

Profit Growth

99.5 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 18 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year26.31%
3 Year-3.77%
5 Year-1.23%

Profit Growth

1 Year99.5%
3 Year292.42%
5 Year23.79%

ROE%

1 Year9.74%
3 Year-2.88%
5 Year0.72%

ROCE %

1 Year9.08%
3 Year6%
5 Year7.42%

ROA%

3.82541124936686

PEG Ratio

0.2

PAT Margin (%)

30.1464183927476

EPS Growth(%)

98.7086507356778

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 62.13 0
Dec 2023 62.07 0
Sep 2023 62.1 0
Jun 2023 62.12 0
Mar 2023 62.14 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Promoters shareholding is 62.13%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of -2.88201029662723%.
  • The company has delivered poor profit growth of -3.7716704102293% over past 3 years
  • The company has delivered poor Operating Income growth of -3.7716704102293% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 501.37 577.17 698.51 738.11 762.61
Other Income 17.94 3.98 13.82 6.62 11.15
Interest Expended 159.29 173.18 234.82 215.51 223.71
Operating Expenses 143.19 152.33 194.44 206.95 178.14
Total Provisions 0 0.36 0 1221.2 0
Depreciation 15.82 19.35 15.49 14.74 15.15
Profit Before Tax 201.01 235.93 267.58 -913.67 356.76
Tax 50.59 55.96 67.35 269.84 91.62
Net Profit 150.42 180.69 200.23 1258.89 265.14
Adjusted EPS (RS) 1.97 2.35 2.61 16.38 3.45

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 2232.64 2177.55 1848.73 1536.22 1940.33
Other Income 173.07 58.59 28.12 542.25 592.03
Interest 1017.64 1123.97 874.6 509.29 595.28
Operating Expenses 586.2 583.79 441.96 599.46 789.17
Total Provisions 399 494.19 1332.95 585.15 402.55
Exceptional Items 0 0 0 0 21.21
Profit Before Tax 402.88 34.18 -772.65 384.57 766.57
Tax 127.75 44.19 -194.29 91.37 181.63
Profit After Tax 275.13 -10.01 -578.36 293.2 584.94
Adjusted EPS (Rs.) 10.22 -0.37 -21.45 3.83 7.62

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 53.86 53.9 53.92 152.98 153.59
Total Reserves 2501.94 2461.41 1888.14 5561.52 6271.11
Borrowings 3117.06 2826.18 3249.46 3942.94 7245.23
Other N/C liabilities -123.96 -79.37 -277.29 -193.69 -37.28
Current liabilities 9295.06 7589.09 5129.79 3142.12 4343.29
Total Liabilities 14843.97 12851.22 10044.02 12605.87 17975.94
Assets
Loans 13137.85 11174.91 8565.31 10678.37 15229.45
Net Block 183.56 221.2 171.31 174.32 207.13
Capital WIP 2.59 0 0 0 0
Intangible WIP 0.95 5.53 0.18 0.46 4.56
Investments 302.42 402.42 429 819.71 42.54
Other Loans 117.24 103.82 92.58 113.27 123.33
Other N/C Assets 1.53 0 3.01 112.99 821.48
Current Assets 1097.81 943.33 782.62 706.75 1547.45
Total Assets 14843.97 12851.22 10044.02 12605.87 17975.94
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 62.14 62.12 62.10 62.07 62.13
rising sun holdings pvt l... 62.14 - 62.10 62.07 62.13
rising sun holdings priva... - 62.12 - - -
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 37.86 37.88 37.90 37.93 37.87
amansa holdings private l... 2.65 2.47 2.36 2.22 2.20
bank muscat india fund 1.14 1.14 1.14 1.14 1.13
investor education and pr... 0.06 - 0.06 0.07 0.07
llp 0.46 0.32 0.28 0.24 0.20
mayank poddar 2.33 1.12 1.12 1.12 2.12
quant mutual fund - quant... - - - 1.79 1.91
magma ventures private li... - - - 1.50 -
mayank poddar - 1.02 1.02 1.02 -
aditya birla sun life tru... - - 2.30 - -
microfirm capital private... - 1.50 1.50 - -
nippon life india trustee... - - 1.37 - -
aditya birla sun life tru... 1.30 2.27 - - -
investor education and pr... - 0.06 - - -
max life insurance compan... - 1.30 - - -
nippon life india trustee... 2.28 1.92 - - -
max life insurance co lt... 1.10 - - - -
sanjay chamria 1.39 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Poonawalla Fincorp raises Rs 75 crore via NCDs 9 Apr 2024, 9:55AM Poonawalla Fincorp records 52% growth in total disbursements during Q4FY244 Apr 2024, 11:40AM Poonawalla Fincorp informs about credit rating2 Mar 2024, 11:29AM Poonawalla Fincorp raises Rs 500 crore via NCDs 8 Feb 2024, 9:29AM Poonawalla Fincorp gets nod to raise Rs 500 crore through NCDs 1 Feb 2024, 9:39AM Poonawalla Fincorp informs about newspaper advertisement20 Jan 2024, 10:09AM Poonawalla Fincorp reports 45% rise in Q3 consolidated net profit19 Jan 2024, 12:17PM Poonawalla Fincorp - Quaterly Results18 Jan 2024, 3:39PM Poonawalla Fincorp - Quaterly Results18 Jan 2024, 3:39PM Poonawalla Fincorp - Quaterly Results18 Jan 2024, 3:39PM Poonawalla Fincorp informs about voting result of postal ballot 15 Jan 2024, 9:55AM Poonawalla Fincorp informs about credit rating 11 Jan 2024, 9:55AM Poonawalla Fincorp informs about disclosure4 Jan 2024, 9:45AM Poonawalla Fincorp informs about on board meeting 29 Dec 2023, 1:07PM Poonawalla Fincorp informs about disclosure18 Nov 2023, 12:11PM Poonawalla Fincorp informs about change in SMP8 Nov 2023, 9:52AM Poonawalla Fincorp - Quaterly Results20 Oct 2023, 5:09PM Poonawalla Fincorp - Quaterly Results20 Oct 2023, 5:09PM Poonawalla Fincorp informs about certificates11 Oct 2023, 10:05AM Poonawalla Fincorp reports over 2- fold jump in total disbursement during Q2FY245 Oct 2023, 9:41AM Poonawalla Fincorp informs about press release26 Sep 2023, 9:52AM Poonawalla Fincorp informs about disclosure 26 Sep 2023, 9:49AM Poonawalla Fincorp gets RBI’s permission to issue co-branded credit card with IndusInd Bank26 Sep 2023, 9:25AM Poonawalla Fincorp informs about allotment under ESOP23 Aug 2023, 12:40PM Poonawalla Fincorp sells controlling stake held in PHFL for Rs 3,004 crore27 Jul 2023, 12:37PM Poonawalla Fincorp reports 81% rise in Q1 consolidated net profit25 Jul 2023, 2:22PM Poonawalla Fincorp informs about outcome of board meeting 24 Jul 2023, 4:51PM Poonawalla Fincorp - Quaterly Results24 Jul 2023, 1:42PM Poonawalla Fincorp - Quaterly Results24 Jul 2023, 1:42PM Poonawalla Fincorp - Quaterly Results24 Jul 2023, 1:42PM Poonawalla Fincorp informs about grant of stock options under ESOP 13 Jul 2023, 5:04PM Poonawalla Fincorp reports 2- fold jump in Q4 consolidated net profit26 Apr 2023, 4:11PM Poonawalla Fincorp - Quaterly Results26 Apr 2023, 2:01PM Poonawalla Fincorp - Quaterly Results26 Apr 2023, 2:01PM Poonawalla Fincorp - Quaterly Results26 Apr 2023, 2:01PM CRISIL upgrades rating for Poonawalla Fincorp’s debt instruments, bank facilities25 Apr 2023, 4:12PM Poonawalla Fincorp reports over 2- fold jump in total disbursement during Q4FY236 Apr 2023, 10:23AM Poonawalla Fincorp launches campaign to help MSMEs upgrade scale in stress-free manner16 Mar 2023, 12:47PM Poonawalla Fincorp raises Rs 100 crore through NCDs28 Feb 2023, 10:09AM Poonawalla Fincorp - Quaterly Results23 Jan 2023, 3:59PM Poonawalla Fincorp - Quaterly Results23 Jan 2023, 3:59PM Poonawalla Fincorp - Quaterly Results23 Jan 2023, 3:59PM Poonawalla Fincorp informs about disclosure 16 Jan 2023, 12:05PM Poonawalla Fincorp planning to raise Rs 4000 crore12 Jan 2023, 3:51PM Poonawalla Fincorp reports 116% growth in total disbursement for Q3FY235 Jan 2023, 11:18AM Poonawalla Fincorp informs about disclosure 16 Dec 2022, 4:36PM Poonawalla Fincorp gets nod to sell housing subsidiary ‘Poonawalla Housing Finance’ to TPG15 Dec 2022, 2:09PM Poonawalla Fincorp informs about trading window closure12 Dec 2022, 12:35PM Poonawalla Fincorp informs about presentation21 Oct 2022, 4:46PM Poonawalla Fincorp - Quaterly Results21 Oct 2022, 2:23PM

Poonawalla Fincorp Stock Price Analysis and Quick Research Report. Is Poonawalla Fincorp an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Poonawalla Fincorp better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Poonawalla Fincorp is Rs 584.94 Cr and the compounded growth of profit in the past 3 years is 292.41632870729 %. The PAT margin of Poonawalla Fincorp is 30.1464183927476 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Poonawalla Fincorp , the EPS grew by 98.7086507356778 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Poonawalla Fincorp has a poor ROE track record. The ROE of Poonawalla Fincorp is at 9.73789879537327 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Poonawalla Fincorp is worth at the current levels at Rs 493.25. The stock is trading at a current P/E ratio of 38.401449408552 and the average historical P/E for the last 5 years was 24.1412018243004.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Poonawalla Fincorp is trading at a P/B of 4.7416 . The average historical P/B of Poonawalla Fincorp for the last 5 years was 2.03258001825011. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Poonawalla Fincorp is Rs 493.25. One can use valuation calculators of ticker to know if Poonawalla Fincorp share price is undervalued or overvalued.

Last Updated on:
Brief about Poonawalla Fincorp

Poonawalla Fincorp Ltd.Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

 

Poonawalla Fincorp Ltd. is a leading non-banking financial institution in India, providing a wide range of financial services to its customers.  We will provide a comprehensive analysis of Poonawalla Fincorp Ltd.'s stock performance and key financial indicators for long-term stock investors looking for stock analysis.

Poonawalla Fincorp Ltd. Share Price

Poonawalla Fincorp Ltd.'s share price has been consistently increasing over the years due to the company's strong financial performance and growth prospects. The company has a stable business model and a diverse range of clients, which provides investors with a sense of security and stability. Investors can use Ticker pre-built screening tools to track Poonawalla Fincorp Ltd.'s share price and compare it with other companies in the industry.

Poonawalla Fincorp Ltd. Balance Sheet

Poonawalla Fincorp Ltd.'s balance sheet is a reflection of the company's financial health and stability. The company has a strong balance sheet with a healthy debt-to-equity ratio and a high current ratio. Ticker premium features allow fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools provide investors with a comprehensive understanding of the company's financial position and help them make informed investment decisions.

Poonawalla Fincorp Ltd. Annual Report

Poonawalla Fincorp Ltd.'s annual reports provide detailed information about the company's operations, financial performance, and future prospects. Investors can download the annual reports from Ticker and analyze the company's performance over the years. The annual report also includes information about the company's management team, corporate governance practices, and sustainability initiatives.

Poonawalla Fincorp Ltd. Dividend

Poonawalla Fincorp Ltd. has a consistent track record of paying dividends to its shareholders. The company has a dividend payout ratio of over 30%, which indicates that it is committed to sharing its profits with its shareholders. Investors can track Poonawalla Fincorp Ltd.'s dividend history using Ticker pre-built screening tools and compare it with other companies in the industry.

Poonawalla Fincorp Ltd. Quarterly Result

Poonawalla Fincorp Ltd.'s quarterly results provide an insight into the company's performance over a shorter period. The company's revenue and profits can be affected by various factors such as changes in government policies, fluctuations in commodity prices, and global economic conditions. Ticker premium features allow fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools provide investors with a comprehensive understanding of the company's financial position and help them make informed investment decisions.

Poonawalla Fincorp Ltd. Stock Price

Poonawalla Fincorp Ltd.'s stock price is influenced by various factors such as the company's financial performance, market conditions, and investor sentiment. Investors can track Poonawalla Fincorp Ltd.'s stock price using our pre-built screening tools and compare it with other companies in the industry. Ticker premium features allow fair value calculation using tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis.

Poonawalla Fincorp Ltd. Price Chart

Poonawalla Fincorp Ltd.'s price chart provides a visual representation of the company's stock performance over a period of time. Investors can use our pre-built screening tools to analyze Poonawalla Fincorp Ltd.'s price chart and compare it with other companies in the industry. 

Poonawalla Fincorp Ltd. News

Poonawalla Fincorp Ltd.'s news section provides investors with the latest updates about the company's operations, financial performance, and future prospects. Investors can stay informed about the company's developments by regularly checking the news section on Ticker.

Poonawalla Fincorp Ltd. Concall Transcripts

Poonawalla Fincorp Ltd.'s concall transcripts provide investors with an opportunity to listen to the management team's views on the company's performance and future prospects. Investors can download the concall transcripts from Ticker and gain valuable insights into the company's operations.

Poonawalla Fincorp Ltd. Investor Presentations

Poonawalla Fincorp Ltd.'s investor presentations provide a comprehensive overview of the company's operations, financial performance, and future prospects. Investors can download the investor presentations from Ticker and gain a deeper understanding of the company's business model and growth prospects.

Poonawalla Fincorp Ltd. Promoters

Poonawalla Fincorp Ltd.'s promoters include some of the leading business conglomerates in India. The company has a strong backing from its promoters, which provides investors with a sense of security and stability.

Poonawalla Fincorp Ltd. Shareholders

Poonawalla Fincorp Ltd.'s shareholders include retail investors, institutional investors, and the company's promoters. The company has a diverse shareholder base, which indicates that it is a popular investment choice among investors.

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