IFCI Ltd.

NSE: IFCI  SECTOR: Finance Term Lending

7.72
-0.24 (-3.02%)

Price Summary

Today's High

₹ 8.64

Today's Low

₹ 7.64

52 Week High

₹ 9.34

52 Week Low

₹ 3.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

1463.706667024 Cr.

Advances

13109.49 Cr.

No. of Shares

189.5993092 Cr.

P/E

0

P/B

0.34

Face Value

₹ 10

Div. Yield

0%

Book Value (TTM)

₹  22.7204

Operating Revenue

2157.23 Cr.

Net Profit

-443.83 Cr.

Promoter Holding

56.42%

EPS (TTM)

₹  -1.4656

Sales Growth

-39.1405542499739 %

ROE

-9.92511938744819 %

ROCE

4.71429871126564 %

Profit Growth

-194.760552554604 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1w1m3m6m1Yr3Yr5Yr

* Prices are based on daily market changes.

Valuation Chart 1w1m3m6m1Yr3Yr5Yr

* The chart is based on the standalone earnings of the company.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

Income Growth (in Cr.)

1 Year-39.14%
3 Year-17.33%
5 Year-5.66%

Profit Growth (in Cr.)

1 Year-194.76%
3 Year-209.57%
5 Year-197.33%

ROE%

1 Year-9.93%
3 Year-2.89%
5 Year1.15%

ROCE %

1 Year4.71%
3 Year6.37%
5 Year7.53%

ROA%

-1.95741477298412

PEG Ratio

0.03

PAT Margin (%)

-20.5740695243437

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2020 56.42 0
Dec 2019 56.42 0
Sep 2019 56.42 0
Jun 2019 56.42 0
Mar 2019 56.42 0
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 0.552712997893641 times the book value
  • Promoters shareholding is 56.42%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of -2.89433799722983%.
  • PAT margin has shrunk by 33.7876529651172%.
  • The company has delivered poor profit growth of -209.565383701783% over past 3 years
  • The company has delivered poor Operating Income growth of -17.3330400644417% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020
Operating Revenue 453.95 480.38 528.23 488.07 748.89
Other Income 20.06 8.85 8.74 0.48 0.42
Interest Expended 405.98 385.13 366.73 345.67 318.82
Operating Expenses 43.65 -306.68 176.01 150.27 938.36
Total Provisions 0 0 0 0 0
Depreciation 8.08 7.74 7.74 7.78 7.4
Profit Before Tax 16.3 403.04 -13.51 -15.17 -515.27
Tax 53.96 413.41 -22.2 -328.65 74.41
Net Profit -37.66 -10.37 8.69 313.48 -589.68

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Operating Income 3251.21 3818.59 2739.73 3544.61 2157.23
Other Income 958.03 739.59 751.33 292.41 363.36
Interest 2102.29 2516.72 2289.32 2074.3 1756.14
Operating Expenses 89.24 148.73 161.08 175.27 183.35
Total Provisions 1299.69 1449.26 1819.68 1087.2 1272.39
Exceptional Items 0 0 0 0 0
Profit Before Tax 718.02 443.47 -779.02 500.25 -691.29
Tax 196.42 106.03 -320.53 31.88 -247.46
Profit After Tax 521.6 337.44 -458.49 468.37 -443.83
Adjusted EPS (Rs.) 3.14 2.03 -2.76 2.76 -2.62

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019
Equity and Liabilities
Share Capital 1925.88 1925.43 1925.88 1695.99 1695.99
Total Reserves 5220.28 5276.9 4804.44 3022.28 2529.31
Borrowings 21820.23 21757.87 19170.1 9605.28 9226.79
Other N/C liabilities 106.1 304.43 13.98 -1575.52 -2009.44
Current liabilities 5328.08 6956.49 4774.08 12438.92 8718.99
Total Liabilities 34400.57 36221.12 30688.48 25186.95 20161.64
Assets
Loans 21184.72 21957.51 18149.81 15844.85 13109.49
Net Block 1121.33 1037.21 994.84 733.02 726.35
Capital WIP 0.17 0 0.64 0.31 0
Investments 4961.16 6643.31 5557.4 1560.1 1561.18
Other Loans 204.66 99.71 92.1 61.12 136.36
Other N/C Assets 4.86 5.28 5.14 573.24 50.29
Current Assets 6923.67 6478.1 5888.55 6414.31 4577.97
Total Assets 34400.57 36221.12 30688.48 25186.95 20161.64
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Ratings & Research Reports

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Company News

IFCI Stock Price Analysis and Quick Research Report. Is IFCI an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the IFCI better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs -443.83 Cr and the compounded growth of profit in the past 3 years is -209.565383701783 %. The PAT margin of IFCI is -20.5740695243437 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In IFCI , the EPS declined by -194.759191045541 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of IFCI is at -9.92511938744819 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of IFCI is worth at the current levels at Rs 7.7. The stock is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 5.98128015081928.

  • P/B ratio can be one of the best metrics to value such companies. Currently, IFCI is trading at a P/B of 0.339782750303692 . The average historical P/B for the last 5 years was 0.744534842376901. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about IFCI

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