IFCI Ltd.

NSE: IFCI  SECTOR: Finance Term Lending

6.45
+0.09 (1.42%)

Price Summary

Today's High

₹ 6.5

Today's Low

₹ 6.31

52 Week High

₹ 8.64

52 Week Low

₹ 3.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

1222.91554434 Cr.

Advances

10295.36 Cr.

No. of Shares

189.5993092 Cr.

P/E

0

P/B

0.33

Face Value

₹ 10

Div. Yield

0%

Book Value (TTM)

₹  19.7873

Operating Revenue

2245.57 Cr.

Net Profit

-277.88 Cr.

Promoter Holding

56.42%

EPS (TTM)

₹  -3.403

Sales Growth

4.09506635824646 %

ROE

-6.83333599735401 %

ROCE

6.94111907205035 %

Profit Growth

37.390442286461 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1w1m3m6m1Yr3Yr5Yr

* Prices are based on daily market changes.

Valuation Chart 1w1m3m6m1Yr3Yr5Yr

* The chart is based on the standalone earnings of the company.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

Income Growth (in Cr.)

1 Year4.1%
3 Year-6.41%
5 Year-7.13%

Profit Growth (in Cr.)

1 Year37.39%
3 Year11.71%
5 Year-188.17%

ROE%

1 Year-6.83%
3 Year-2.58%
5 Year-1.99%

ROCE %

1 Year6.94%
3 Year7.08%
5 Year7.01%

ROA%

-1.51603104077375

PEG Ratio

NA

PAT Margin (%)

-12.3745864079053

EPS Growth(%)

37.3877488631587

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2020 56.42 0
Dec 2019 56.42 0
Sep 2019 56.42 0
Jun 2019 56.42 0
Mar 2019 56.42 0
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 0.176639855979241 times the book value
  • Promoters shareholding is 56.42%.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of -2.58422740225541%.
  • The company has delivered poor Operating Income growth of -6.41493089085875% over past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020
Operating Revenue 528.23 488.07 748.89 472.34 662.1
Other Income 8.74 0.48 0.42 4.92 0.89
Interest Expended 366.73 345.67 318.82 289.93 285.99
Operating Expenses 176.01 150.27 938.36 620.09 531.29
Total Provisions 0 0 0 0 0
Depreciation 7.74 7.78 7.4 7.38 7.35
Profit Before Tax -13.51 -15.17 -515.27 -440.14 -161.64
Tax -22.2 -328.65 74.41 -143.72 -89.06
Net Profit 8.69 313.48 -589.68 -296.42 -72.58

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Operating Income 3818.59 2739.73 3544.61 2157.23 2245.57
Other Income 739.59 751.33 292.41 363.36 43.64
Interest 2516.72 2289.32 2074.3 1756.14 1416.35
Operating Expenses 148.73 161.08 175.27 184.26 219.18
Total Provisions 1449.26 1819.68 1087.2 1271.48 794.59
Exceptional Items 0 0 0 0 0
Profit Before Tax 443.47 -779.02 500.25 -691.29 -140.91
Tax 106.03 -320.53 31.88 -247.46 136.97
Profit After Tax 337.44 -458.49 468.37 -443.83 -277.88
Adjusted EPS (Rs.) 2.03 -2.76 2.76 -2.62 -1.64

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Equity and Liabilities
Share Capital 1925.43 1925.88 1695.99 1695.99 1695.99
Total Reserves 5276.9 4804.44 3022.28 2529.31 2411.78
Borrowings 21757.87 19170.1 20137.96 16093.8 12323.4
Other N/C liabilities 304.43 13.98 -1334.71 -1742.05 -1524.42
Current liabilities 6956.49 4774.08 1665.43 1584.59 1590.49
Total Liabilities 36221.12 30688.48 25186.95 20161.64 16497.24
Assets
Loans 21957.51 18149.81 15844.85 13109.49 10295.36
Net Block 1037.21 994.84 733.02 726.35 688.35
Capital WIP 0 0.64 0.31 0 0
Investments 6643.31 5557.4 4388.71 4778.66 3394.22
Other Loans 99.71 92.1 61.12 136.36 182.51
Other N/C Assets 5.28 5.14 573.24 4.83 21.33
Current Assets 6478.1 5888.55 3585.7 1405.95 1915.47
Total Assets 36221.12 30688.48 25186.95 20161.64 16497.24
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

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Company News

IFCI Stock Price Analysis and Quick Research Report. Is IFCI an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the IFCI better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs -277.88 Cr and the compounded growth of profit in the past 3 years is 11.7068100050538 %. The PAT margin of IFCI is -12.3745864079053 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In IFCI , the EPS grew by 37.3877488631587 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a poor ROE track record. The ROE of IFCI is at -6.83333599735401 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of IFCI is worth at the current levels at Rs 6.35. The stock is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 3.85484153698946.

  • P/B ratio can be one of the best metrics to value such companies. Currently, IFCI is trading at a P/B of 0.325966655379966 . The average historical P/B for the last 5 years was 0.594972408828158. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about IFCI

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