PB Fintech
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PB Fintech share price

PB Fintech Ltd.

NSE: POLICYBZR BSE: 543390 SECTOR: Fintech  240k   265   130

1395.85
0 0
BSE: 28 Jun 04:01 PM

Price Summary

Today's High

₹ 1457

Today's Low

₹ 1383.9

52 Week High

₹ 1457

52 Week Low

₹ 661.25

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 63655.53 Cr.

Enterprise Value

₹ 63166.45 Cr.

No. of Shares

45.6 Cr.

P/E

1758.88

P/B

8.23

Face Value

₹ 2

Div. Yield

0 %

Book Value (TTM)

₹  169.51

CASH

₹ 489.08 Cr.

DEBT

₹ 0 Cr.

Promoter Holding

0 %

EPS (TTM)

₹  0.79

Sales Growth

30.01%

ROE

-1.14 %

ROCE

-1.03%

Profit Growth

75.26 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Brands

These are the brands of PB Fintech Ltd.

Policybazaar Paisabazaar

Index Presence

The company is present in 23 Indices.

NIFTYALPHA

Nifty Alpha 50
56314.8
  353.25 (0.631236983250116%)

NIFTYMIDCAP

NIFTY Midcap 100
55736.9
  312.650000000001 (0.564103258050408%)

NIFTY500

Nifty 500
22559.7
  22.2999999999993 (0.0989466398076067%)

NIFTYMIDCAP150

Nifty Midcap 150
20831.95
  108.799999999999 (0.525016708367199%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
19529.65
  110.900000000001 (0.57109752172515%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
15756.45
  34.9500000000007 (0.222307031771773%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
15748.25
  40 (0.254643260706944%)

NIFTY200

Nifty 200
13579.25
  3.45000000000073 (0.0254128670133635%)

NIFTYTOTALMCAP

Nifty Total Market index
12694.1
  14.75 (0.116330884469629%)

NIFTYDIGITAL

Nifty Digital Index
8347.75
  -5.14999999999964 (-0.0616552335117149%)

NFTFINSEREXBNK

Nifty Financial Services Ex-Bank Index
24555.4
  15.6500000000015 (0.0637740808280496%)

MIDCAP

S&P Bse Mid Cap
46158.35
  190.519999999997 (0.41446376737817%)

BSE500

S&P Bse 500
35633.91
  32.260000000002 (0.0906137777322069%)

MID150

S&P Bse 150 MidCap
15803.76
  82.3700000000008 (0.523935860633196%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
13124.77
  63.8500000000004 (0.488862959117742%)

MSL400

S&P Bse 400 MidSmallCap
11983.79
  60.1600000000017 (0.504544337588486%)

FIN

S&P Bse Finance
11419.01
  -60.2099999999991 (-0.524512989558512%)

BSE200

S&P Bse 200
11106.33
  3.43000000000029 (0.0308928298012212%)

LMI250

S&P Bse 250 LargeMidCap
10558.81
  5.25 (0.0497462467641263%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
10460.11
  2.01000000000022 (0.0192195523087468%)

ALLCAP

S&P Bse Allcap
10399.63
  11.8199999999997 (0.113787217902517%)

SPBSMOIP

S&P Bse Momentum
2231.37
  17.3699999999999 (0.784552845528452%)

DFRGRI

S&P Bse Diversified Finl. Rev.
1416.53
  -3.18000000000006 (-0.223989406287206%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Sales Growth

1 Year30.01%
3 Year29.96%
5 Year11.13%

Profit Growth

1 Year75.26%
3 Year-296.7%
5 Year-16.2%

ROE%

1 Year-1.14%
3 Year-2.28%
5 Year-1.59%

ROCE %

1 Year-1.03%
3 Year-1.97%
5 Year-1.05%

Debt/Equity

0

Price to Cash Flow

-12859.18

Interest Cover Ratio

-73.0537247853006

CFO/PAT (5 Yr. Avg.)

0

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 0 0
Dec 2023 0 0
Sep 2023 0 0
Jun 2023 0 0
Mar 2023 0 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has shown a good revenue growth of 29.9645661783999% for the Past 3 years.
  • Company is virtually debt free.
  • The company has an efficient Cash Conversion Cycle of 8.77877652524343 days.
  • Company has a healthy liquidity position with current ratio of 133.001269821982.
  • The company has a strong degree of Operating leverage, Average Operating leverage stands at 23.5139311969113.

 Limitations

  • The company has shown a poor profit growth of -296.704186040235% for the Past 3 years.
  • Company has a poor ROE of -2.28048791648053% over the past 3 years.
  • Company has a poor ROCE of -1.9723134817463% over the past 3 years
  • Company has negative cash flow from operations of -4.9502.
  • The company has a low EBITDA margin of -147.335748434572% over the past 5 years.
  • The company is trading at a high EV/EBITDA of 1310.4651.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Net Sales 43.39 35.22 13.62 27.14 34.31
Total Expenditure 71.62 73.91 74.72 62.44 103.16
Operating Profit -28.23 -38.69 -61.09 -35.3 -68.85
Other Income 58.8 61.69 63.9 63.15 63.37
Interest 0.21 0.18 0.17 0.14 0.13
Depreciation 0.93 0.81 0.75 0.75 0.74
Exceptional Items 0 0 0 0 -0.27
Profit Before Tax 29.43 22.02 1.89 26.96 -6.62
Tax 0 0 0 0 8.06
Profit After Tax 29.43 22.02 1.89 26.96 -14.68
Adjusted EPS (Rs) 0.65 0.49 0.04 0.6 -0.33

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Net Sales 49.95 61.11 123.42 103.18 134.15
Total Expenditure 89.42 89.27 143.61 512.6 400.35
Operating Profit -39.47 -28.16 -20.18 -409.42 -266.21
Other Income 34.13 86.88 56.02 114.25 196.79
Interest 0.01 1.44 2.33 1.18 1
Depreciation 1.03 9.2 3.8 3.9 3.74
Exceptional Items 0 -29.16 -2.37 0 0
Profit Before Tax -6.38 18.93 27.33 -300.25 -74.16
Tax 9.43 9.18 8.33 -0.56 0
Net Profit -15.81 9.74 19.01 -299.68 -74.16
Adjusted EPS (Rs.) -1.66 1.03 1.67 -6.67 -1.65

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 0.88 1.11 1.23 89.9 90.02
Total Reserves 955.75 2041.79 2939.76 6804.9 7272.68
Borrowings 0 0 0 0 0
Other N/C liabilities 2.85 1.71 22.68 19.1 7.87
Current liabilities 8.59 19.59 43.19 18.12 16.46
Total Liabilities 968.06 2064.21 3006.86 6932.01 7387.04
Assets
Net Block 1.82 3.48 15.73 11.5 8
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 556.04 914.22 1146.48 2204.03 3796.69
Loans & Advances 24.44 17.51 32.08 39.17 35.83
Other N/C Assets 0.34 0.02 0.98 0 1357.45
Current Assets 385.42 1128.98 1811.58 4677.32 2189.07
Total Assets 968.06 2064.21 3006.86 6932.01 7387.04
* Other Non-current Liabilities include Net deferred Liabilities

Cash Flows (All Figures are in Crores.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Profit from operations -6.38 18.93 29.7 -300.25 -74.16
Adjustment 10.74 -25.84 32.95 336.35 149.79
Changes in Assets & Liabilities -205.68 -97.63 13.78 -85.73 -76.29
Tax Paid 2.48 -6.17 -5.66 -7.1 -4.29
Operating Cash Flow -198.85 -110.71 70.77 -56.73 -4.95
Investing Cash Flow 230.55 -170.48 -1282.85 -3748.45 -179.71
Financing Cash Flow 0 1049.73 776.05 3641.82 -3.48
Net Cash Flow 31.71 768.54 -436.03 -163.36 -188.14

Corporate Actions

Investors Details

 No Promoters Data available for this company.
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PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 100.00 100.00 100.00 100.00 100.00
alok bansal - - 1.67 1.67 1.67
axis mutual fund trustee ... - - - - 1.70
diphda internet services ... 4.19 4.19 4.19 4.19 4.18
franklin india focused eq... - - - 1.58 1.48
government pension fund g... 1.31 1.60 1.34 1.13 1.05
hdfc mutual fund - hdfc m... - - - 1.16 1.90
kotak funds - india midca... - - 1.42 1.85 1.68
llp 0.28 0.27 - 0.23 0.22
makesense technologies li... - - 13.31 - 13.27
max life insurance co lt... 1.05 1.71 1.72 1.86 1.73
mirae asset large & midca... - - - 3.03 1.32
new world fund inc - - - 1.67 5.89
smallcap world fund inc - - - - 2.02
startup investments (hold... 1.92 1.92 1.92 1.92 1.92
steadview capital mauriti... 1.77 1.92 1.38 1.32 1.32
tencent cloud europe b.v.... 8.37 6.28 6.28 6.26 6.26
wf asian smaller companie... 3.27 3.27 2.06 1.99 1.06
yashish dahiya - - 4.64 4.63 4.63
claymore investments (mau... 5.43 5.43 5.43 5.42 -
makesense technologies lt... - - - 13.28 -
pi opportunities fund-ii 2.07 2.07 2.07 1.93 -
tata digital india fund - - - 1.16 -
franklin india prima fund... 1.31 1.10 1.45 - -
mirae asset emerging blue... 2.46 1.95 1.64 - -
svf python ii (cayman) li... 4.39 4.39 4.39 - -
makesense technologies lt... 13.31 13.31 - - -
mr. alok bansal 1.67 1.67 - - -
mr. yashish dahiya 4.64 4.64 - - -
vanguard emerging markets... - 1.08 - - -
vanguard total internatio... - 1.06 - - -
falcon q lp 2.57 - - - -

Annual Reports

No Annual reports exist for this company.Report us

Ratings & Research Reports

Company Presentations

Company News

PB Fintech divests 29.30% share capital in VHPL17 May 2024, 11:53AM PB Fintech - Quaterly Results7 May 2024, 6:08PM PB Fintech - Quaterly Results7 May 2024, 6:08PM PB Fintech - Quaterly Results7 May 2024, 6:08PM PB Fintech incorporates wholly-owned subsidiary10 Apr 2024, 10:19AM PB Fintech gets nod to incorporate wholly owned subsidiary21 Mar 2024, 2:09PM PB Fintech’s arm gets in-principle approval for upgradation of license17 Feb 2024, 4:01PM PB Fintech informs about disclosure 3 Feb 2024, 11:51AM Temasek Holdings sells entire 5.42% stake in PB Fintech2 Feb 2024, 10:59AM PB Fintech informs about conference call31 Jan 2024, 4:40PM PB Fintech - Quaterly Results30 Jan 2024, 4:58PM PB Fintech - Quaterly Results30 Jan 2024, 4:58PM PB Fintech - Quaterly Results30 Jan 2024, 4:58PM PB Fintech informs about trading window closure 29 Dec 2023, 4:53PM PB Fintech informs about disclosures22 Dec 2023, 4:45PM Softbank’s arm divests 2.5% stake in PB Fintech18 Dec 2023, 11:53AM PB Fintech makes further investment of Rs 350 crore in Policybazaar Insurance Brokers25 Nov 2023, 12:25PM PB Fintech - Quaterly Results4 Nov 2023, 7:10PM PB Fintech - Quaterly Results4 Nov 2023, 7:10PM PB Fintech informs about investor conference28 Oct 2023, 12:24PM PB Fintech informs about disclosure 11 Oct 2023, 10:00AM Softbank offloads 2.5% stake in PB Fintech9 Oct 2023, 10:22AM PB Fintech - Quaterly Results7 Aug 2023, 7:17PM PB Fintech - Quaterly Results7 Aug 2023, 7:17PM PB Fintech eyeing to wipe out accumulated losses in next four years13 Jun 2023, 11:30AM PB Fintech informs about disclosure 1 Jun 2023, 9:56AM PB Fintech - Quaterly Results22 May 2023, 5:59PM PB Fintech - Quaterly Results22 May 2023, 5:59PM PB Fintech informs about certificate 14 Apr 2023, 4:49PM PB Fintech informs about transcript of earnings call17 Feb 2023, 5:13PM PB Fintech gets nod to invest upto $5 million in PB Fintech FZ-LLC13 Feb 2023, 10:10AM PB Fintech - Quaterly Results10 Feb 2023, 5:00PM PB Fintech - Quaterly Results10 Feb 2023, 5:00PM PB Fintech - Quaterly Results10 Feb 2023, 5:00PM PB Fintech’s arm gets RBI’s in- principle nod to set up business of account aggregator12 Jan 2023, 11:51AM PB Fintech informs about disclosure 7 Dec 2022, 12:10PM PB Fintech acquires 26.72% stake in YKNP Marketing Management19 Nov 2022, 1:00PM PB Fintech informs about disclosure19 Nov 2022, 11:37AM Tiger Global Management offloads stake in PB Fintech through open market transactions15 Nov 2022, 11:50AM PB Fintech - Quaterly Results7 Nov 2022, 5:03PM PB Fintech - Quaterly Results7 Nov 2022, 5:03PM PB Fintech - Quaterly Results7 Nov 2022, 5:03PM PB Fintech’s platform ties up with insurance companies to launch ‘Zero Cost Term plan’4 Oct 2022, 5:19PM PB Fintech makes investment in Policybazaar Insurance Brokers, Paisabazaar Marketing and Consulting22 Sep 2022, 10:38AM PB Fintech’s arm to incorporate wholly owned subsidiary 25 Aug 2022, 11:27AM PB Fintech - Quaterly Results10 Aug 2022, 4:47PM PB Fintech - Quaterly Results10 Aug 2022, 4:47PM PB Fintech - Quaterly Results10 Aug 2022, 4:47PM PB Fintech informs about certificate7 Jul 2022, 2:53PM PB Fintech informs about investor conference 10 Jun 2022, 2:34PM
Last Updated on:
Brief about PB Fintech

PB Fintech Ltd. Financials: Check Share Price, Balance Sheet, Annual Report, Quarterly Results, Shareholding, Company Profile and News for Company Analysis

PB Fintech Ltd. is a leading fintech company that operates an online platform facilitating the processing and distribution of financial transactions. The company is dedicated to leveraging technology to provide users with seamless and secure financial services. With a mission to drive digital innovation in the financial industry, PB Fintech Ltd. has revolutionized the way individuals and businesses conduct their financial transactions.

PB Fintech Ltd. - Share Price

Stay up-to-date with the latest share price of PB Fintech Ltd. by visiting our stock analysis page. Our pre-built screening tools enable investors to monitor the company's share price and analyze its performance over time.

PB Fintech Ltd. - Balance Sheet

Gain insights into PB Fintech Ltd.'s financial position by exploring its balance sheet. Our website provides access to the company's annual reports, which can be downloaded for a comprehensive analysis. Utilize our premium features, such as DCF Analysis, BVPS Analysis, Earnings Multiple Approach, and DuPont Analysis, to calculate the fair value of PB Fintech Ltd.

PB Fintech Ltd. - Annual Report

Evaluate PB Fintech Ltd.'s performance and financial stability by accessing its annual reports on our website. These reports offer in-depth information about the company's activities, achievements, and future plans. As a long-term stock investor, it is crucial to have a thorough understanding of PB Fintech Ltd.'s annual report to make informed investment decisions.

PB Fintech Ltd. - Dividend

Track PB Fintech Ltd.'s dividend history on our stock analysis page. Understanding the company's dividend policy is essential for investors seeking regular income from their investments. Discover the dividend yields and payout trends of PB Fintech Ltd. to ensure your investment strategy aligns with your financial goals.

PB Fintech Ltd. - Quarterly Result

Assess PB Fintech Ltd.'s performance on a quarterly basis by referring to its financial reports. We provide downloadable quarterly reports that contain valuable information about the company's revenue, expenses, profitability, and market outlook. Utilize our premium tools to analyze PB Fintech Ltd.'s financial statements and gain a comprehensive understanding of its quarterly results.

PB Fintech Ltd. - Stock Price

Stay informed about PB Fintech Ltd.'s stock price movements by visiting our stock analysis page regularly. Analyze the historical and current stock prices using our price chart to identify trends and patterns. Our platform provides users with valuable insights to make well-informed investment decisions.

PB Fintech Ltd. - Price Chart

Utilize our pre-built screening tools and price chart to visualize PB Fintech Ltd.'s stock performance. Our user-friendly interface allows you to customize the price chart according to your preferences. Stay updated on price movements, trends, and historical data to enhance your investment strategy.

PB Fintech Ltd. - News

Access the latest news and updates about PB Fintech Ltd. on our website. Stay informed about company announcements, partnerships, and industry developments that may impact your investment decisions. Our platform consolidates relevant news articles to provide a comprehensive overview of PB Fintech Ltd.'s activities.

PB Fintech Ltd. - Concall Transcripts

Get insights into PB Fintech Ltd.'s conference calls by accessing our downloadable concall transcripts. These transcripts provide valuable information about the company's discussions, strategies, and future plans. As a long-term stock investor, understanding management's insights and vision is crucial in evaluating PB Fintech Ltd.'s potential.

PB Fintech Ltd. - Investor Presentations

Access PB Fintech Ltd.'s investor presentations on our website to gain a comprehensive understanding of the company's operations and growth prospects. These presentations offer detailed insights into PB Fintech Ltd.'s business strategies, financial performance, and future projections. Stay updated with the company's investor presentations to make informed investment decisions.

PB Fintech Ltd. - Promoters

Learn about PB Fintech Ltd.'s promoters, the individuals or entities responsible for its establishment and growth. Our stock analysis page provides information about the promoters' background and their contributions to the company's success. Understanding the promoters' involvement can provide valuable insights into PB Fintech Ltd.'s potential and future prospects.

PB Fintech Ltd. - Shareholders

Stay informed about PB Fintech Ltd.'s shareholders and their ownership stakes in the company. Our platform provides access to essential information about major shareholders, institutional investors, and their contribution to the company's capital. Stay updated on PB Fintech Ltd.'s shareholder structure to evaluate the company's stability and potential for growth.

By providing comprehensive information and valuable tools, our website aims to assist long-term stock investors in conducting thorough stock analysis. Access our pre-built screening tools, downloadable reports, and premium features to make well-informed investment decisions and maximize your returns.

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