AU Small Fin. Bank Stock Price Analysis and Quick Research Report. Is AU Small Fin. Bank an attractive stock to invest in?
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
Let’s look at how AU Small Fin. Bank is performing and if it is the right time to buy the stock of AU Small Fin. Bank with detailed analysis.
-
For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. AU Small Fin. Bank has earned Rs 16063.7309 Cr. revenue in the latest financial year. AU Small Fin. Bank has posted outstanding revenue growth of 39.4647580247697% in last 3 Years.
-
In terms of advances, AU Small Fin. Bank reported 46.3759% YOY, rise . If you see 3 years advance growth, it stands at 32.4445990819113%.
-
Currently, AU Small Fin. Bank has a CASA ratio of 29.1731%. It’s overall cost of liability stands at 5.9238 %. Also, the total deposits from these accounts stood at Rs 124268.5438 Cr.
-
AU Small Fin. Bank has a healthy ROA track record. The ROA of AU Small Fin. Bank is at 1.5759%.
-
The Lender is efficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA of AU Small Fin. Bank stood at 2.28% and 0.74% respectively as on the latest financial year.
-
One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 359.654347819398% which means it has increased from the previous year.
-
Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of AU Small Fin. Bank surged and is currently at Rs 2526.3111 Cr.
-
AU Small Fin. Bank has a inadequate Capital Adequacy Ratio of 0 .
-
The best metric which provides insights about bank’s valuation is P/B ratio. Currently AU Small Fin. Bank is trading at a P/B of 3.6128 . The historical average PB was 4.06896.
One can find all the Financial Ratios of AU Small Fin. Bank in Ticker for free. Also, one can get the intrinsic value of AU Small Fin. Bank by using Valuation Calculators, which are available with a Finology ONE subscription.
AU Small Fin. Bank FAQs
Q1. What is AU Small Fin. Bank share price today?
Ans: The current share price of AU Small Fin. Bank is Rs 877.15.
Q2. What is the market capitalisation of AU Small Fin. Bank?
Ans: AU Small Fin. Bank has a market capitalisation of Rs 65459.22900727 Cr., calculated based on its latest share price.
Q3. What are the P/E and P/B ratios of AU Small Fin. Bank?
Ans: The PE ratio of AU Small Fin. Bank is 30.1117755700348 and the P/B ratio of AU Small Fin. Bank is 3.60746918650058, showing how the stock is valued against its earnings and book value.
Q4. What is the 52-week high and low of AU Small Fin. Bank share?
Ans: The 52-week high share price of AU Small Fin. Bank is Rs 886.45, and the 52-week low share price of AU Small Fin. Bank is Rs 478.35.
Q5. Does AU Small Fin. Bank pay dividends?
Ans: Currently, AU Small Fin. Bank pays dividends. Dividend yield of AU Small Fin. Bank is around 0.114%.
Q6. What are the face value and book value of AU Small Fin. Bank shares?
Ans: The face value of AU Small Fin. Bank shares is Rs 10, while the book value per share of AU Small Fin. Bank is around Rs 243.1483. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.
Q7. What are the ROE and ROCE of AU Small Fin. Bank?
Ans: The ROE of AU Small Fin. Bank is 14.2587% and ROCE of AU Small Fin. Bank is 15.4549%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.
Q8. Is AU Small Fin. Bank a good buy for the long term?
Ans: The AU Small Fin. Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.
Q9. Is AU Small Fin. Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the AU Small Fin. Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.
Q10. How to check AU Small Fin. Bank’s financials?
Ans: You can review AU Small Fin. Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.