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Bajaj Finance share price

Bajaj Finance Ltd.

NSE: BAJFINANCE BSE: 500034 SECTOR: Finance - NBFC  9.3 L   7.6 K   2.01 K

922.65
-13.90 (-1.48%)
BSE: 02 Jul 04:01 PM

Price Summary

Today's High

₹ 938.8

Today's Low

₹ 914.2

52 Week High

₹ 978.59

52 Week Low

₹ 642.61

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

573198.33 Cr.

Advances

304359.16 Cr.

No. of Shares

621.25 Cr.

P/E

34.4

P/B

6.48

Face Value

₹ 1

Div. Yield

0.61 %

Book Value (TTM)

₹  142.44

Operating Revenue

59379.74 Cr.

Net Profit

16661.5 Cr.

Promoter Holding

54.73 %

EPS (TTM)

₹  26.82

Sales Growth

26.5

ROE

21.08 %

ROCE

12.3%

Profit Growth

31.77 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 48Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year26.5%
3 Year28.67%
5 Year20.04%

Profit Growth

1 Year31.77%
3 Year37.92%
5 Year27.83%

ROE%

1 Year21.08%
3 Year21.35%
5 Year18.45%

ROCE %

1 Year12.3%
3 Year12.3%
5 Year11.44%

ROA%

5.0298

PEG Ratio

1.1

PAT Margin (%)

28.0592

EPS Growth(%)

31.1679

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 54.73 0.00
Dec 2024 54.70 0.00
Sep 2024 54.70 0.00
Jun 2024 54.70 0.00
Mar 2024 54.69 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 5.11763333333333% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 21.3484666666667%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 28.6729766452842%.
  • The company has delivered substantial profit growth of 37.9226586927492% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 28.2519106253333%.
  • Promoters shareholding is 54.73%.

 Limitations

  • Provision and contingencies have increased by 71.0848119757727%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 12760.49 13723.11 14487.43 15371.02 15796.96
Other Income 3.94 2.63 4.36 22.89 11.44
Interest Expended 3860.8 4201.59 4544.31 4777.29 4914.16
Operating Expenses 4158.48 4735.94 5105.21 5434 5753.38
Total Provisions 0 0 2544.11 0 0
Depreciation 178.69 185.77 195.66 204.56 235.99
Profit Before Tax 4566.46 4602.44 2102.5 4978.06 4904.87
Tax 1164.55 1200.9 1577.01 1272.25 964.43
Net Profit 3401.91 3401.54 5613.71 3705.81 3940.44
Adjusted EPS (RS) 5.5 5.5 9.07 5.99 6.35

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 23549.72 27872.31 35684.44 46938.8 59379.74
Other Income 14.17 6.81 5.37 7.18 40.1
Interest 7550.09 7677.54 9423.86 14002.67 18656.67
Operating Expenses 4632.7 6717.82 9100.18 11028.15 13325.65
Total Provisions 6018.22 4897.37 3284.26 4862.08 8305.54
Exceptional Items 0 0 0 0 2544.11
Profit Before Tax 5362.88 8586.39 13881.51 17053.08 21676.09
Tax 1407.37 2235.9 3591.77 4408.97 5014.59
Profit After Tax 3955.51 6350.49 10289.74 12644.11 16661.5
Adjusted EPS (Rs.) 6.58 10.53 17.02 20.46 26.84

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 120.32 120.66 120.89 123.6 124.17
Total Reserves 35818.42 41935.22 51372.24 71886.93 87871.54
Borrowings 93452.45 113573.95 141259.19 129831.34 167506.81
Other N/C liabilities -426.72 -485.63 -364.38 203.29 250.67
Current liabilities 8399.87 11963.98 23217.81 93642.58 111072.23
Total Liabilities 137364.34 167108.18 215605.75 295687.74 366825.42
Assets
Loans 113089.94 144276.25 179097.12 243334.43 304359.16
Net Block 1227.2 1598.44 2146.91 3059.93 3574.65
Capital WIP 7.07 13.27 14.6 25.35 26.74
Intangible WIP 43.99 19.41 64.93 17.24 12.46
Investments 8107.56 9390.74 12758.99 14345.84 16088.04
Other Loans 256.27 324.31 292.48 293.63 445.07
Other N/C Assets 0 0 0 2371.22 98.05
Current Assets 14632.31 11485.76 21230.72 32240.1 42221.25
Total Assets 137364.34 167108.18 215605.75 295687.74 366825.42
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 54.69 54.70 54.70 54.70 54.73
bachhraj factories privat... 0.01 0.01 0.01 0.01 0.01
bajaj allianz general ins... - 0.01 0.01 0.01 0.01
bajaj allianz life insura... 0.04 0.04 0.04 0.04 0.04
bajaj finserv limited 51.34 51.34 51.34 51.34 51.39
bajaj sevashram private l... 0.05 0.05 0.05 0.05 0.05
baroda industries private... 0.02 0.02 0.02 0.02 0.02
jamnalal sons private lim... 0.02 0.02 0.02 0.02 0.02
maharashtra scooters limi... 3.07 3.07 3.07 3.07 3.05
neelima bajaj family trus... 0.01 0.01 0.01 0.01 0.01
nimisha bajaj family trus... 0.01 0.01 0.01 0.01 0.01
sanjali bajaj 0.01 0.01 0.01 0.01 0.01
sanjivnayan bajaj 0.08 0.08 0.08 0.08 0.08
shefali bajaj 0.01 0.01 0.01 0.01 0.01
siddhantnayan bajaj 0.01 0.01 0.01 0.01 0.01
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 45.31 45.30 45.30 45.30 45.27
axis mutual fund 1.64 1.40 1.32 1.04 1.07
government of singapore 3.41 3.31 3.08 3.03 2.55
investor education and pr... 0.05 - 0.05 0.05 0.05
life insurance corporatio... 1.51 1.93 2.49 2.84 2.77
sbi mutual fund 3.06 2.76 2.61 2.53 2.37
uti mutual fund 1.05 1.05 1.06 1.03 -
investor education and pr... - 0.05 - - -

Annual Reports

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Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY24
Concall Q3FY24
Concall Q3FY21
Concall Q2FY24
Concall Q2FY21
Concall Q2FY20
Concall Q1FY25
Concall Q1FY24
Concall Q1FY21
TYPE QUARTER Link
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Presentation Q4FY24
Presentation Q4FY22
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Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY24
Presentation Q2FY22
Presentation Q2FY21
Presentation Q2FY20
Presentation Q1FY25
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Presentation Q1FY24
Presentation Q1FY22
Presentation Q1FY21

Company News

Bajaj Finance raises Rs 505.13 crore through NCDs 30 May, 2:42 PM Bajaj Finance raises Rs 736.05 crore via NCDs 7 May, 2:58 PM Bajaj Finance informs about allotment of NCDs 7 May, 2:42 PM Bajaj Finance reports 19% rise in Q4 consolidated net profit 30 Apr, 12:12 PM Bajaj Finance - Quaterly Results 29 Apr, 6:05 PM Bajaj Finance - Quaterly Results 29 Apr, 6:05 PM Bajaj Finance - Quaterly Results 29 Apr, 6:05 PM Bajaj Finance informs about allotment of NCDs 17 Apr, 1:43 PM Bajaj Finance raises Rs 1,251.12 crore via NCDs 9 Apr, 3:41 PM Bajaj Finance reports 36% rise in new loans book during Q4FY25 4 Apr, 11:39 AM Bajaj Finance raises Rs 542.74 crore through NCDs 19 Mar, 3:23 PM Bajaj Finance informs about revision in credit rating 18 Mar, 9:53 AM Bajaj Finance raises Rs 776.52 crore through NCDs 3 Mar, 2:03 PM Bajaj Finance informs about press release 21 Feb, 4:26 PM Bajaj Finance raises Rs 760.09 crore via NCDs 10 Feb, 2:41 PM Bajaj Finance reports 18% rise in Q3 consolidated net profit 30 Jan, 9:30 AM Bajaj Finance - Quaterly Results 29 Jan, 5:24 PM Bajaj Finance - Quaterly Results 29 Jan, 5:24 PM Bajaj Finance - Quaterly Results 29 Jan, 5:24 PM Bajaj Finance informs about press release 20 Jan, 12:09 PM Bajaj Finance reports 28% growth in AUM during Q3FY25 4 Jan, 4:12 PM Bajaj Finance informs about investor presentation 10 Dec, 5:35 PM Bajaj Finance informs about allotment of NCD 10 Dec, 1:18 PM Bajaj Finance reports 21% growth in FD book as on September-end 18 Nov, 5:53 PM Bajaj Finance raises Rs 1,384.17 crore via NCDs 28 Oct, 2:09 PM Bajaj Finance informs about analyst meet outcome 25 Oct, 4:42 PM Bajaj Finance’s Q2 consolidated net profit rises 13% to Rs 4,013.74 crore 23 Oct, 10:30 AM Bajaj Finance - Quaterly Results 22 Oct, 5:31 PM Bajaj Finance - Quaterly Results 22 Oct, 5:31 PM Bajaj Finance - Quaterly Results 22 Oct, 5:31 PM Bajaj Finance raises Rs 500 crore via NCDs 9 Oct, 12:39 PM Bajaj Finance reports 21% growth in deposits during Q2FY25 4 Oct, 11:52 AM Bajaj Finance raises Rs 3,181.54 crore through NCDs 20 Sep, 3:29 PM Bajaj Finance raises Rs 1,011.53 crore through NCDs 9 Aug, 2:10 PM Bajaj Finance, Daimler India enter into partnership 30 Jul, 5:43 PM Bajaj Finance reports 14% rise in Q1 consolidated net profit 24 Jul, 11:14 AM Bajaj Finance informs about update on conference call 24 Jul, 10:04 AM Bajaj Finance informs about presentation 23 Jul, 5:17 PM Bajaj Finance - Quaterly Results 23 Jul, 3:41 PM Bajaj Finance - Quaterly Results 23 Jul, 3:41 PM Bajaj Finance - Quaterly Results 23 Jul, 3:41 PM IRDAI imposes penalty on Bajaj Finance worth Rs 2 crore for violation of provisions 17 Jul, 10:14 AM Bajaj Finance raises Rs 3,442.58 crore through NCDs 10 Jul, 3:42 PM Bajaj Finance reports 10% growth in new loans during Q1FY25 4 Jul, 9:39 AM Bajaj Finance signs MoU with Tata Motors 26 Jun, 2:19 PM Bajaj Finance raises Rs 1,742 crore through NCDs 18 Jun, 2:57 PM Bajaj Finance informs about details of loss of certificate 15 Jun, 1:13 PM Bajaj Finance informs about outcome of board meeting 7 Jun, 2:42 PM Bajaj Finance raises Rs 1000 crore through NCDs 22 May, 3:51 PM Bajaj Finance raises Rs 1,305 crore through NCDs 15 May, 12:30 PM

Bajaj Finance Stock Price Analysis and Quick Research Report. Is Bajaj Finance an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Bajaj Finance stock price today is Rs 908.9. To understand the functions of the Bajaj Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Bajaj Finance is Rs 16661.5 Cr and the compounded growth of profit in the past 3 years is 37.9222152405332 %. The PAT margin of Bajaj Finance is 28.0592 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Finance , the EPS grew by 31.1681 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Bajaj Finance has a healthy ROE track record. The ROE of Bajaj Finance is at 21.0821 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Finance is worth at the current levels at Rs 908.9. The stock is trading at a current P/E ratio of 3.3345 and the average historical P/E for the last 5 years was 49.79842.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Finance is trading at a P/B of 6.5465 . The average historical P/B of Bajaj Finance for the last 5 years was 7.71042. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Bajaj Finance is Rs 908.9. One can use valuation calculators of ticker to know if Bajaj Finance share price is undervalued or overvalued.

Last Updated on:
Brief about Bajaj Finance

Current Bajaj Finance Share Price

The latest Bajaj Finance Share Price on NSE is Rs 2812.10 as of 12:10 PM IST on June 24, 2025. This represents a gain of +1.34% compared to its previous close. For the most current, regularly updated Bajaj Finance share price, please refer to the live ticker section located above on this page. That section provides a real-time BAJFINANCE share price summary, including the day's high/low and the 52-week high/low.

Bajaj Finance Share Returns Performance

Bajaj Finance (BAJFINANCE) performance has seen varied trends across different timeframes (data as of June 23, 2025):

  • 1 Week: -0.50%
  • 1 Month: +0.45%
  • 3 Months: +2.14%
  • 1 Year: +31.11%
  • 5 Years: +216.41%

These returns indicate short-term volatility, with a slight dip over the past week but a positive gain over the last month and three months. However, the long-term trend for Bajaj Finance performance remains significantly positive, demonstrating substantial growth over one and five years. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting Bajaj Finance Share Price

Recent corporate actions have significantly impacted Bajaj Finance share price. On June 16, 2025, Bajaj Finance shares turned ex-split in a 1:2 ratio and ex-bonus in a 4:1 ratio. This means each existing share was split into two, and for every one share held, investors received four additional shares. While this corporate action is generally seen as a sentiment booster for retail investors by making shares more affordable, it led to a technical adjustment in the share price. Market experts suggest that with anticipated RBI rate cuts, NBFCs like Bajaj Finance are well-positioned for improved net interest margins (NIMs), potentially leading to a 15-20% sector-wide upside in FY2025-26

For Q4 FY2024 results, Bajaj Finance reported a net profit of Rs 4,479.57 crore and a revenue of Rs 18,477.56 crore. These healthy quarterly results indicate continued operational strength, supporting the long-term outlook for Bajaj Finance.

Conclusion on Bajaj Finance Stock Price

The Bajaj Finance share price outlook currently reflects a period of adjustment following significant corporate actions (stock split and bonus issue). Despite some short-term volatility indicated by the recent weekly dip, the overall sentiment remains positive, driven by strong long-term returns and a favourable outlook for the NBFC sector. Investors are likely to view the adjusted BAJFINANCE stock as more accessible, and its consistent financial performance, as seen in the latest Q4 results, continues to underpin its market position.

Bajaj Finserv Share Value

Current Bajaj Finserv Share Price

The Bajaj Finserv Share Price on NSE is Rs 2810.90 as of 12:10 PM IST on June 24, 2025. This represents a gain of +1.36% compared to its previous close. For the most current, regularly updated Bajaj Finserv share price, please refer to the live ticker section located above on this page. That section provides a real-time BAJAJFINSV share price summary, including the day's high/low and the 52-week high/low.

Bajaj Finserv Share Returns Performance

Bajaj Finserv (BAJAJFINSV) historical returns show mixed performance across periods (data as of June 24, 2025):

  • 1 Week: -1.37%
  • 1 Month: -0.95%
  • 3 Months: +7.13%
  • 1 Year: +25.03%
  • 5 Years: +220.81%

Bajaj Finserv performance in the short term has shown minor dips over the last week and month. However, it has demonstrated a positive recovery over three months and strong growth over the one-year and five-year periods, indicating robust long-term potential. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting Bajaj Finserv Share Price

Recent news impacting Bajaj Finserv share price includes block deals by promoters. Promoters have divested a significant stake (around 1.79% in one instance, raising Rs 5,505 crore) through block deals. While such sales can sometimes create short-term selling pressure, they often represent strategic moves by promoters to unlock value or rebalance portfolios.

For Q4 FY2024, Bajaj Finserv reported a net profit of Rs 2,416.64 crore, a 14.07% jump year-on-year, on a total income of Rs 36,605.46 crore, up 14.23%. These strong quarterly results highlight the company's financial resilience and growth trajectory, which are crucial factors influencing Bajaj Finserv stock price. The company also has an upcoming dividend of Rs 1.00 per share due on June 27, 2025.

Conclusion on Bajaj Finserv Stock Price

The Bajaj Finserv share price outlook suggests a resilient stock, capable of absorbing short-term fluctuations. While recent promoter stake sales may have introduced some near-term pressure, the underlying fundamentals, as demonstrated by robust Q4 FY2024 results and consistent long-term returns, indicate a generally positive sentiment. The BAJAJFINSV stock analysis points towards a company with strong operational performance and potential for continued growth, despite minor short-term adjustments.

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