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Chola Invest & Fin. share price

Cholamandalam Investment and Finance Company Ltd.

NSE: CHOLAFIN BSE: 511243 SECTOR: Finance - NBFC  142k   750   138

1106.10
+1.30 (0.12%)
BSE: 23 Feb 04:01 PM

Price Summary

Today's High

₹ 1109.5

Today's Low

₹ 1080

52 Week High

₹ 1309.75

52 Week Low

₹ 709.85

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

92891.55 Cr.

Advances

104748.32 Cr.

No. of Shares

83.98 Cr.

P/E

28.87

P/B

4.98

Face Value

₹ 2

Div. Yield

0.18 %

Book Value (TTM)

₹  222.07

Operating Revenue

12757.04 Cr.

Net Profit

2666.2 Cr.

Promoter Holding

50.37 %

EPS (TTM)

₹  38.31

Sales Growth

26.96

ROE

20.62 %

ROCE

9.71%

Profit Growth

24.2 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 31 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year26.96%
3 Year13.82%
5 Year18.41%

Profit Growth

1 Year24.2%
3 Year36.32%
5 Year23.76%

ROE%

1 Year20.62%
3 Year19.35%
5 Year18.77%

ROCE %

1 Year9.71%
3 Year9.58%
5 Year9.97%

ROA%

2.74020006173724

PEG Ratio

1.2

PAT Margin (%)

20.8998325630397

EPS Growth(%)

24.048271306927

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 50.37 0
Sep 2023 51.43 0
Jun 2023 51.46 0
Mar 2023 51.47 0
Dec 2022 51.49 0.03
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a healthy Return on Equity (ROE) track record of 19.3459834427086%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 13.8151389028497%.
  • The company boasts a well-maintained advances growth ratio of 23.6531830405884%.
  • Promoters shareholding is 50.37%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 3323.1 3700.83 4030.32 4434.95 4959.71
Other Income 51.91 93.43 103.3 136.94 58.98
Interest Expended 1543.29 1734.17 2007.09 2205.2 2438.98
Operating Expenses 881.43 866.04 1120.99 1307.97 1377.57
Total Provisions 0 0 0 0 0
Depreciation 29.49 34.95 38.01 37.97 45.24
Profit Before Tax 920.8 1159.1 967.53 1020.75 1156.9
Tax 236.51 306.26 241.52 258.26 280.74
Net Profit 684.29 852.84 726.01 762.49 876.16
Adjusted EPS (RS) 8.32 10.37 8.83 9.27 10.43

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 6991.97 8652.63 9516.01 10048.29 12757.04
Other Income 3.16 2.59 61.29 92.05 222.62
Interest 3588.74 4592.23 4575.91 4298.82 5748.75
Operating Expenses 1244.75 1536.49 1549.68 2030.37 2729.17
Total Provisions 338.49 940.77 1413.27 920.21 902.05
Exceptional Items 0 0 0 0 0
Profit Before Tax 1823.15 1585.73 2038.44 2890.94 3599.69
Tax 637 533.36 523.53 744.23 933.49
Profit After Tax 1186.15 1052.37 1514.91 2146.71 2666.2
Adjusted EPS (Rs.) 15.17 12.84 18.47 26.15 32.43

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 156.43 163.98 164.07 164.28 164.48
Total Reserves 6019.31 8007.86 9396.24 11543.4 14131.57
Borrowings 45707.43 51967.2 59258.24 65252.61 90633.62
Other N/C liabilities -444.66 -511.28 -755.21 -665.02 -603.99
Current liabilities 5534.79 3853.8 5721.28 5396.65 8581.33
Total Liabilities 56973.3 63481.56 73784.62 81691.92 112907.01
Assets
Loans 52622.27 55402.73 65839.34 74149.21 104748.32
Net Block 162.62 273.46 219.47 254.44 398.6
Capital WIP 0 0 0 23.03 35.74
Intangible WIP 13.1 10.26 9.82 13.95 24.6
Investments 72.92 72.92 1618.82 2076.16 3620.02
Other Loans 167.69 177.26 179.01 276.87 326.32
Other N/C Assets 0.14 0.14 0.13 0.13 8.13
Current Assets 3934.56 7544.79 5918.03 4898.13 3745.28
Total Assets 56973.3 63481.56 73784.62 81691.92 112907.01
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 51.49 51.47 51.46 51.43 50.37
a vellayan 0.02 0.02 0.02 0.02 0.02
a venkatachalam 0.03 0.03 0.03 0.03 0.02
a. keertika unnamalai 0.03 0.03 0.03 0.02 0.01
ambadi enterprises ltd 0.04 0.04 0.04 0.04 0.03
ambadi investments limite... 4.10 4.10 4.10 4.10 4.02
ar lakshmi achi trust 0.06 0.06 0.06 0.06 0.06
arun alagappan 0.12 0.12 0.12 0.12 0.11
arun murugappan childrent... 0.02 0.02 0.02 0.02 0.02
arun venkatachalam 0.05 0.05 0.05 0.05 0.05
cholamandalam financial h... 45.37 45.36 45.35 45.34 44.41
dhruv m arunachalam 0.01 0.01 0.01 0.01 0.01
k s shambhavi trust (m v ... 0.02 0.02 0.02 0.02 0.02
kanika subbiah 0.01 0.01 0.01 0.01 0.01
lakshmi chockalingam - - - - 0.02
lakshmi ramaswamy family ... 0.07 0.07 0.07 0.07 0.07
lalitha vellayan 0.02 0.02 0.02 0.02 0.02
m a alagappan holdings pr... 0.02 0.02 0.01 0.01 0.01
m a m arunachalam 0.01 0.01 0.01 0.01 0.02
m m murugappan family tru... 0.04 0.04 0.04 0.04 0.04
m m muthiah family trust ... 0.01 0.01 0.01 0.01 0.01
m m veerappan family trus... 0.01 0.01 0.01 0.01 0.01
m m venkatachalam family ... 0.01 0.01 0.01 0.01 0.01
m v ar meenakshi 0.10 0.10 0.10 0.10 0.10
m v muthiah family trust ... 0.06 0.06 0.06 0.06 0.06
m v seetha subbiah benefi... 0.03 0.03 0.03 0.03 0.03
m v subramanian family tr... 0.06 0.06 0.06 0.06 0.06
m vellachi 0.14 0.14 0.14 0.14 0.14
m.a.alagappan 0.30 0.30 0.30 0.30 0.30
m.a.alagappan (holds shar... 0.04 0.04 0.04 0.04 0.04
m.m.muthiah research foun... 0.02 0.02 0.02 0.02 0.02
ma murugappan holdings ll... 0.01 0.01 0.01 0.01 0.01
ma.alagappan grand childr... 0.02 0.02 0.02 0.02 0.02
meyyammai venkatachalam 0.01 0.01 0.01 0.01 0.01
murugappan arunachalam ch... 0.01 0.01 0.01 0.01 0.01
pranav alagappan 0.04 0.04 0.04 0.04 0.04
saraswathi trust (m v sub... 0.09 0.09 0.09 0.09 0.09
shambho trust (m v subbia... 0.19 0.19 0.19 0.19 0.18
sigapi arunachalam 0.01 0.01 0.01 0.01 0.01
umayal r 0.01 0.01 0.01 0.01 0.01
v arunachalam 0.03 0.03 0.03 0.03 0.03
v narayanan 0.03 0.03 0.03 0.03 0.03
v s bhairavi trust (m v s... 0.02 0.02 0.02 0.02 0.02
valli arunachalam 0.14 0.14 0.14 0.14 0.14
valli subbiah benefit tru... 0.02 0.02 0.02 0.02 0.02
vedika meyyammai arunacha... 0.01 0.01 0.01 0.01 0.01
a m meyyammai 0.03 0.03 0.03 0.03 -
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 48.51 48.53 48.54 48.57 49.63
aditya birla sun life tru... 1.28 1.22 1.09 1.09 1.18
axis mutual fund trustee ... - - - - 4.67
government pension fund g... 1.27 1.51 1.39 - 1.19
hdfc large and mid cap fu... - - - 2.15 1.31
investor education and pr... 0.06 0.06 - 0.06 0.06
motilal oswal nifty next ... - - - 1.61 1.10
new world fund inc - - - - 1.37
sbi blue chip fund - - - - 1.49
smallcap world fund, inc 2.08 1.58 1.58 1.58 1.55
axis mutual fund trustee ... 4.89 4.86 4.91 4.49 -
canara robeco mutual fund... 1.22 1.18 1.14 1.04 -
sbi arbitrage opportuniti... - - - 1.64 -
hdfc mutual fund - hdfc n... - 2.41 2.05 - -
sbi capital protection or... - 1.69 1.63 - -
hdfc mutual fund - hdfc n... 2.49 - - - -
sbi s&p bse sensex next 5... 1.47 - - - -
uti - s&p bse sensex next... 1.04 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Cholamandalam Investment and Finance Company informs about earnings call transcript2 Feb 2024, 12:47PM Chola Invest & Fin. - Quaterly Results25 Jan 2024, 3:35PM Chola Invest & Fin. - Quaterly Results25 Jan 2024, 3:35PM Chola Invest & Fin. - Quaterly Results25 Jan 2024, 3:35PM Chola Invest & Fin. - Quaterly Results2 Nov 2023, 2:53PM Chola Invest & Fin. - Quaterly Results2 Nov 2023, 2:53PM Chola Invest & Fin. - Quaterly Results2 Nov 2023, 2:53PM Cholamandalam Investment and Finance Company informs about earnings call26 Oct 2023, 12:32PM Cholamandalam Investment and Finance Company informs about allotment of equity shares12 Oct 2023, 3:12PM Cholamandalam Investment and Finance Company informs about disclosure5 Oct 2023, 2:50PM Cholamandalam Investment and Finance Company informs about investor meet 25 Aug 2023, 10:25AM Cholamandalam Investment and Finance Company informs about investor meet 23 Aug 2023, 2:16PM Cholamandalam Investment and Finance Company informs about investor meet 17 Aug 2023, 12:15PM Cholamandalam Investment and Finance Company informs about one-on-one analyst meet16 Aug 2023, 4:32PM Cholamandalam Investment and Finance reports 26% rise in Q1 consolidated net profit2 Aug 2023, 11:47AM Chola Invest & Fin. - Quaterly Results1 Aug 2023, 3:28PM Chola Invest & Fin. - Quaterly Results1 Aug 2023, 3:28PM Chola Invest & Fin. - Quaterly Results1 Aug 2023, 3:28PM Cholamandalam Investment and Finance Company informs about board meeting4 Jul 2023, 2:28PM Cholamandalam Investment and Finance Company informs about trading window closure4 Jul 2023, 12:22PM Cholamandalam Investment and Finance Company informs about earnings call transcript10 May 2023, 5:18PM Cholamandalam Investment and Finance Company reports 25% rise in Q4 consolidated net profit 4 May 2023, 12:57PM Chola Invest & Fin. - Quaterly Results3 May 2023, 5:41PM Chola Invest & Fin. - Quaterly Results3 May 2023, 5:41PM Chola Invest & Fin. - Quaterly Results3 May 2023, 5:41PM Cholamandalam Investment and Finance Company informs about press release25 Apr 2023, 9:53AM Cholamandalam Investment to sell 30.87% stake in White Data Systems India29 Mar 2023, 2:27PM Cholamandalam Investment and Finance Company reports 30% rise in Q3 consolidated net profit1 Feb 2023, 3:23PM Chola Invest & Fin. - Quaterly Results31 Jan 2023, 6:10PM Chola Invest & Fin. - Quaterly Results31 Jan 2023, 6:10PM Chola Invest & Fin. - Quaterly Results31 Jan 2023, 6:10PM Cholamandalam Investment and Finance Company informs about board meeting25 Jan 2023, 5:14PM Cholamandalam Investment and Finance Company informs about board meeting intimation 11 Jan 2023, 1:28PM Cholamandalam Investment and Finance Company informs about allotment of equity shares26 Nov 2022, 9:35AM Cholamandalam Investment and Finance Company informs about earnings call recording5 Nov 2022, 11:55AM Cholamandalam Investment and Finance Company reports 8% fall in Q2 consolidated net profit2 Nov 2022, 5:55PM Chola Invest & Fin. - Quaterly Results1 Nov 2022, 5:57PM Chola Invest & Fin. - Quaterly Results1 Nov 2022, 5:57PM Chola Invest & Fin. - Quaterly Results1 Nov 2022, 5:57PM Chola Invest & Fin. - Quaterly Results29 Jul 2022, 4:17PM Chola Invest & Fin. - Quaterly Results29 Jul 2022, 4:17PM Chola Invest & Fin. - Quaterly Results29 Jul 2022, 4:17PM Cholamandalam Investment and Finance Company informs about allotment of equity shares 22 Jul 2022, 5:26PM Cholamandalam Investment and Finance Company informs about board meeting19 Jul 2022, 3:29PM Cholamandalam Investment and Finance Company informs about AGM8 Jul 2022, 12:20PM Kinetic Green Energy enters into partnership with Cholamandalam Investment and Finance Company4 Jul 2022, 3:45PM Cholamandalam Investment and Finance Company teams up with Hero Electric30 May 2022, 4:36PM Cholamandalam Investment and Finance Company partners with CarTrade Tech24 May 2022, 10:29AM Cholamandalam Investment and Finance Company informs about transcript of audio recording 11 May 2022, 5:20PM Cholamandalam Investment and Finance Company informs about earnings call7 May 2022, 12:41PM

Chola Invest & Fin. Stock Price Analysis and Quick Research Report. Is Chola Invest & Fin. an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Chola Invest & Fin. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Chola Invest & Fin. is Rs 2666.2 Cr and the compounded growth of profit in the past 3 years is 36.324341716533 %. The PAT margin of Chola Invest & Fin. is 20.8998325630397 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Chola Invest & Fin. , the EPS grew by 24.0483221869004 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Chola Invest & Fin. has a healthy ROE track record. The ROE of Chola Invest & Fin. is at 20.6160616146671 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Chola Invest & Fin. is worth at the current levels at Rs 1105.4. The stock is trading at a current P/E ratio of 23.4818573250319 and the average historical P/E for the last 5 years was 22.4388334321298.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Chola Invest & Fin. is trading at a P/B of 4.975 . The average historical P/B of Chola Invest & Fin. for the last 5 years was 3.89841786116678. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Chola Invest & Fin. is Rs 1105.4. One can use valuation calculators of ticker to know if Chola Invest & Fin. share price is undervalued or overvalued.

Last Updated on:
Brief about Chola Invest & Fin.

Cholamandalam Investment and Finance Company Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Cholamandalam Investment and Finance Company Ltd. is a leading financial services company in India that operates in the vehicle finance, home loans, corporate finance, and other financial services sectors. In this article, we will provide a comprehensive analysis of Cholamandalam Investment and Finance Company Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Cholamandalam Investment and Finance Company Ltd. Share Price:

Cholamandalam Investment and Finance Company Ltd.'s share price is a crucial indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s share price and identify any trends or patterns. The company's share price has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Cholamandalam Investment and Finance Company Ltd. Balance Sheet:

Cholamandalam Investment and Finance Company Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include fixed assets, current assets, and other assets, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the past few years, reflecting the company's low debt levels and strong operating cash flows.

Cholamandalam Investment and Finance Company Ltd. Annual Report:

Cholamandalam Investment and Finance Company Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download Cholamandalam Investment and Finance Company Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Cholamandalam Investment and Finance Company Ltd. Dividend:

Cholamandalam Investment and Finance Company Ltd. has a consistent dividend history. The company has paid dividends every year, reflecting its commitment to rewarding shareholders. Long-term investors should consider this when evaluating Cholamandalam Investment and Finance Company Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

Cholamandalam Investment and Finance Company Ltd. Quarterly Results:

Cholamandalam Investment and Finance Company Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Cholamandalam Investment and Finance Company Ltd. Stock Price:

The stock price of Cholamandalam Investment and Finance Company Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track Cholamandalam Investment and Finance Company Ltd.'s stock price and identify potential buying opportunities. The stock price of Cholamandalam Investment and Finance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Cholamandalam Investment and Finance Company Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Cholamandalam Investment and Finance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Cholamandalam Investment and Finance Company Ltd. News:

Keeping up to date with the latest news about Cholamandalam Investment and Finance Company Ltd. is important for investors. Our website provides the latest news about Cholamandalam Investment and Finance Company Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

Cholamandalam Investment and Finance Company Ltd. Concall:

Cholamandalam Investment and Finance Company Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to Cholamandalam Investment and Finance Company Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Cholamandalam Investment and Finance Company Ltd. Transcripts:

Transcripts of Cholamandalam Investment and Finance Company Ltd. 's concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Cholamandalam Investment and Finance Company Ltd. Investor Presentations:

Cholamandalam Investment and Finance Company Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download Cholamandalam Investment and Finance Company Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Cholamandalam Investment and Finance Company Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. Cholamandalam Investment and Finance Company Ltd.'s promoters include the Murugappa Group, which holds a significant stake in the company. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of Cholamandalam Investment and Finance Company Ltd. are relatively stable, which is a positive sign for long-term investors.

Cholamandalam Investment and Finance Company Ltd. Shareholders:

Cholamandalam Investment and Finance Company Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of Cholamandalam Investment and Finance Company Ltd. is diverse, which is a positive sign for long-term investors.

Cholamandalam Investment and Finance Company Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

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