Cholamandalam Investment and Finance Company Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis
Cholamandalam Investment and Finance Company Ltd. is a leading financial services company in India that operates in the vehicle finance, home loans, corporate finance, and other financial services sectors. In this article, we will provide a comprehensive analysis of Cholamandalam Investment and Finance Company Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.
Cholamandalam Investment and Finance Company Ltd. Share Price:
Cholamandalam Investment and Finance Company Ltd.'s share price is a crucial indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s share price and identify any trends or patterns. The company's share price has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.
Cholamandalam Investment and Finance Company Ltd. Balance Sheet:
Cholamandalam Investment and Finance Company Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include fixed assets, current assets, and other assets, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the past few years, reflecting the company's low debt levels and strong operating cash flows.
Chola Investment Reserves: Impressive Growth
The total reserves of Chola Investment & Finance Company have also increased from Rs 8,007.86 crores in March 2020 to Rs 19,388.45 crores in March 2024. This growth signifies a clear realization of retained earnings together with good capital management policies for the years past.
Chola Investment Balance Sheet: Expanding Liabilities
In the balance sheet, total liabilities of Chola Investment & Finance have drastically risen to Rs 1,55,796.62 Crores in March 2024 from Rs 63,481.56 crores in March 2020. This growth is an indication of the expansion of operation that has been augmented by a rise in the borrowing activities supported by a stable rising current liability.
Chola Investment Debt: Growing Borrowings
Overhead expenses have risen sharply from Rs 51, 967.20 crores in the year ended March 2020 to Rs 1,27,438.53 crores in the year ended March 2024. Although borrowings increased during the period, it shows that the company adopted the use of debt to fund its expansion of the loan portfolio hence reflects the nature of financial institutions.
Chola Investment Assets: Significant Expansion
Current assets have increased comprehensively by moving up from Rs 63,481.56 crores in the fiscal ending on March 20 to Rs 1,55,796.62 crores in the fiscal ending on March 24. An essential element of assets, the loan portfolio, also increased significantly; it rose from Rs 55,402.73 crores to Rs 1,44,424.29 crores reflecting positive growth of the lending business.
The following analysis relates to the Company’s standalone balance sheet which is Chola Investment & Finance. The investors should also look into the trends in the NBFCs as well as monitor the finance sector indices for a broader sector understanding.
Cholamandalam Investment and Finance Company Ltd. Annual Report:
Cholamandalam Investment and Finance Company Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download Cholamandalam Investment and Finance Company Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.
Cholamandalam Investment and Finance Company Ltd. Dividend:
Cholamandalam Investment and Finance Company Ltd. has a consistent dividend history. The company has paid dividends every year, reflecting its commitment to rewarding shareholders. Long-term investors should consider this when evaluating Cholamandalam Investment and Finance Company Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.
Cholamandalam Investment and Finance Company Ltd. Quarterly Results:
Cholamandalam Investment and Finance Company Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.
Cholamandalam Investment and Finance Company Ltd. Stock Price:
The stock price of Cholamandalam Investment and Finance Company Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track Cholamandalam Investment and Finance Company Ltd.'s stock price and identify potential buying opportunities. The stock price of Cholamandalam Investment and Finance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.
Cholamandalam Investment and Finance Company Ltd. Price Chart:
A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Cholamandalam Investment and Finance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.
Cholamandalam Investment and Finance Company Ltd. News:
Keeping up to date with the latest news about Cholamandalam Investment and Finance Company Ltd. is important for investors. Our website provides the latest news about Cholamandalam Investment and Finance Company Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.
Cholamandalam Investment and Finance Company Ltd. Concall:
Cholamandalam Investment and Finance Company Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to Cholamandalam Investment and Finance Company Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.
Cholamandalam Investment and Finance Company Ltd. Transcripts:
Transcripts of Cholamandalam Investment and Finance Company Ltd. 's concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.
Cholamandalam Investment and Finance Company Ltd. Investor Presentations:
Cholamandalam Investment and Finance Company Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download Cholamandalam Investment and Finance Company Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.
Cholamandalam Investment and Finance Company Ltd. Promoters:
Promoters are individuals or entities that have a significant stake in a company. Cholamandalam Investment and Finance Company Ltd.'s promoters include the Murugappa Group, which holds a significant stake in the company. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of Cholamandalam Investment and Finance Company Ltd. are relatively stable, which is a positive sign for long-term investors.
Cholamandalam Investment and Finance Company Ltd. Shareholders:
Cholamandalam Investment and Finance Company Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of Cholamandalam Investment and Finance Company Ltd. is diverse, which is a positive sign for long-term investors.
Cholamandalam Investment and Finance Company Ltd. Premium Features:
Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.
Cholamandalam Investment and Finance Company Limited ROCE
ROCE, short for Return on Capital Employed, is an important financial ratio for assessing the profitability and efficiency of a company like Cholamandalam Investment and Finance Company Limited. It reveals how well the company generates profits from the capital invested in its operations. By examining this ratio, investors and analysts can gain insights into the company's ability to utilize its capital effectively.
To understand Cholamandalam Investment and Finance Company Limited's ROCE, you can refer to the financials table or the ratio section above. This data will help you evaluate the company's profitability and efficiency in comparison to its peers.
Cholamandalam Investment and Finance Company Limited EBITDA
EBITDA, or Earnings Before Interest, Taxes, Depreciation, and Amortization, is a crucial financial metric used to evaluate a company's operating performance. Cholamandalam Investment and Finance Company Limited's EBITDA helps investors and analysts assess its profitability and cash flow generation potential.
In this page, you can find detailed information about Cholamandalam Investment and Finance Company Limited's EBITDA in the financials table or the ratio section above. By analyzing this data, you can gain insights into the company's operating efficiency and profitability.
Cholamandalam Investment and Finance Company Limited DPS
DPS, which stands for Dividends Per Share, is a financial metric that indicates the amount of cash a company distributes to its shareholders. Cholamandalam Investment and Finance Company Limited's DPS is an essential metric for investors interested in the company's dividend policy and income generation potential.
To access Cholamandalam Investment and Finance Company Limited's DPS data, please refer to the financials table or the ratio section above. This information will help you evaluate the company's dividend history and the value it returns to its shareholders.
Cholamandalam Investment and Finance Company Limited EPS
EPS, or Earnings Per Share, is a significant financial ratio that measures the company's profitability on a per-share basis. Cholamandalam Investment and Finance Company Limited's EPS is an essential metric for investors and analysts looking to understand the company's earnings growth and profitability trends.
You can find detailed information about Cholamandalam Investment and Finance Company Limited's EPS in the financials table or the ratio section above. By studying this data, you can evaluate the company's earnings potential and consider it in your investment decision-making process.
Chola Investment & Finance Revenue Analysis of Q2 FY25
In the standalone Chola Investment & Finance Q2FY25 standalone quarterly operating revenue figure was Rs 6,226.60 cr, above Rs 5784.71 cr as per Q1 FY25 numbers, and Rs 4,434.95 cr as per Q2 FY24. This growth has beneficiaries from the outlined strategies of the company in the aspect of developing more techniques that guarantees the generation of revenues.
Strategic development of Chola Investment & Finance Q2 FY25 Profit and loss statement.
PBT for Q2 FY25 was Rs 1,298.58 crore, down from Rs 1,020.75 crore in Q2 FY24 and Rs 1,268.49 crore in Q1 FY25. The actual result year over year means the performance is good, though, the weak decline from the last quarter needs some investigation.
Chola Investment & Finance Company Q2 FY25 Profit Margin
Chola Investment & Finance reported that Net Profit increased to Rs 963.05 crore in September 2024 from Rs 762.49 crore in Q2 FY24 and from Rs 942.23 crore in Q1 FY25. In all the years depicted there is a gradual increase in the profitability of the company This is an indication of how the can sustain itself in as much as operations are concerned despite the operational challenges which come with time.
Chola Investment & Finance Earnings Metrics for Q2 FY25
The Adjusted EPS for Q2 FY25 was Rs 11.45, up from Rs 9.27 in Q2 FY24 and a small step up from Rs 11.21 in Q1 FY25. This suggests increased efficiency in managing the company and operating it, this we see from the increase in earnings per share.
Chola Investment & Finance Income and expenses for Q2 FY25
Taking on interest expense for Q2 FY25 to Rs 3,055.13 crore as against Rs 2,205.20 crore of Q2 FY24 and Rs 2,795.65 crore of Q1 FY25. On the same line, the amount of Operating Expenses was raised during the Q2 FY24 to Rs 1,877.12 crore from Rs 1,307.97 crore, reflecting that costs are linked to added business growth.