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Chola Invest & Fin. share price

Cholamandalam Investment and Finance Company Ltd.

NSE: CHOLAFIN BSE: 511243 SECTOR: Finance - NBFC  204k   804   151

1216.30
+22.80 (1.91%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 1232.7

Today's Low

₹ 1203.7

52 Week High

₹ 1650

52 Week Low

₹ 1011.5

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

102264.21 Cr.

Advances

144424.29 Cr.

No. of Shares

84.08 Cr.

P/E

26.63

P/B

4.79

Face Value

₹ 2

Div. Yield

0.16 %

Book Value (TTM)

₹  254.1

Operating Revenue

18845.22 Cr.

Net Profit

3422.76 Cr.

Promoter Holding

50.24 %

EPS (TTM)

₹  45.67

Sales Growth

47.72

ROE

20.36 %

ROCE

10.4%

Profit Growth

28.38 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 31 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year47.72%
3 Year25.58%
5 Year21.93%

Profit Growth

1 Year28.38%
3 Year31.22%
5 Year23.61%

ROE%

1 Year20.36%
3 Year20.41%
5 Year18.62%

ROCE %

1 Year10.4%
3 Year9.81%
5 Year9.89%

ROA%

2.5476

PEG Ratio

1.04

PAT Margin (%)

18.1625

EPS Growth(%)

25.6401

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 50.24 0.00
Jun 2024 50.33 0.00
Mar 2024 50.35 0.00
Dec 2023 50.37 0.00
Sep 2023 51.43 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a healthy Return on Equity (ROE) track record of 20.4149564216395%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 25.5782571962364%.
  • The company has delivered substantial profit growth of 31.2189440381005% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 29.9326384664436%.
  • Promoters shareholding is 50.24%.

 Limitations

  • Provision and contingencies have increased by 59.387011375846%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 4434.95 4959.71 5420.24 5784.71 6226.6
Other Income 136.94 58.98 71.84 44.26 66.15
Interest Expended 2205.2 2438.98 2579.34 2795.65 3055.13
Operating Expenses 1307.97 1377.57 1401.27 1706.49 1877.12
Total Provisions 0 0 0 0 0
Depreciation 37.97 45.24 74.55 58.34 61.92
Profit Before Tax 1020.75 1156.9 1436.92 1268.49 1298.58
Tax 258.26 280.74 378.82 326.26 335.53
Net Profit 762.49 876.16 1058.1 942.23 963.05
Adjusted EPS (RS) 9.27 10.43 12.59 11.21 11.45

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 8652.63 9516.01 10048.29 12757.04 18845.22
Other Income 2.59 61.29 92.05 222.62 373.39
Interest 4592.23 4575.91 4298.82 5748.75 9230.61
Operating Expenses 1536.49 1549.68 2030.37 2729.17 3967.97
Total Provisions 940.77 1413.27 920.21 902.05 1437.93
Exceptional Items 0 0 0 0 0
Profit Before Tax 1585.73 2038.44 2890.94 3599.69 4582.1
Tax 533.36 523.53 744.23 933.49 1159.34
Profit After Tax 1052.37 1514.91 2146.71 2666.2 3422.76
Adjusted EPS (Rs.) 12.84 18.47 26.15 32.43 40.75

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 163.98 164.07 164.28 164.48 168.06
Total Reserves 8007.86 9396.24 11543.4 14131.57 19388.45
Borrowings 51967.2 59258.24 65252.61 90633.62 127438.53
Other N/C liabilities -511.28 -755.21 -665.02 -603.99 -651.43
Current liabilities 3853.8 5721.28 5396.65 8581.33 9453.01
Total Liabilities 63481.56 73784.62 81691.92 112907.01 155796.62
Assets
Loans 55402.73 65839.34 74149.21 104748.32 144424.29
Net Block 273.46 219.47 254.44 398.6 1557.01
Capital WIP 0 0 23.03 35.74 0
Intangible WIP 10.26 9.82 13.95 24.6 12.45
Investments 72.92 1618.82 2076.16 3620.02 4100.23
Other Loans 177.26 179.01 276.87 326.32 407.13
Other N/C Assets 0.14 0.13 0.13 8.13 37.22
Current Assets 7544.79 5918.03 4898.13 3745.28 5258.29
Total Assets 63481.56 73784.62 81691.92 112907.01 155796.62
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 51.43 50.37 50.35 50.33 50.24
a vellayan 0.02 0.02 0.02 0.02 0.02
a venkatachalam 0.03 0.02 0.02 0.02 0.02
a. keertika unnamalai 0.02 0.01 0.01 0.01 0.01
ambadi enterprises ltd 0.04 0.03 0.03 0.03 0.03
ambadi investments limite... 4.10 4.02 4.01 4.01 4.01
ar lakshmi achi trust 0.06 0.06 0.06 0.06 0.06
arun alagappan 0.12 0.11 0.11 0.10 0.10
arun murugappan childrent... 0.02 0.02 0.02 0.02 0.02
arun venkatachalam 0.05 0.05 0.05 0.05 0.05
cholamandalam financial h... 45.34 44.41 44.39 44.38 44.37
dhruv m arunachalam 0.01 0.01 0.01 0.01 0.01
k s shambhavi trust (m v ... 0.02 0.02 0.02 0.02 0.02
kanika subbiah 0.01 0.01 0.01 0.01 0.01
lakshmi chockalingam - 0.02 0.02 0.02 0.02
lakshmi ramaswamy family ... 0.07 0.07 0.07 0.07 0.07
lalitha vellayan 0.02 0.02 0.02 0.02 0.02
m a alagappan holdings pr... 0.01 0.01 0.01 0.01 0.01
m a m arunachalam 0.01 0.02 0.02 0.02 0.02
m m murugappan family tru... 0.04 0.04 0.04 0.04 0.02
m m muthiah family trust ... 0.01 0.01 0.01 0.01 0.01
m m veerappan family trus... 0.01 0.01 0.01 0.01 0.01
m v ar meenakshi 0.10 0.10 0.10 0.10 0.10
m v muthiah family trust ... 0.06 0.06 0.06 0.06 0.03
m v seetha subbiah benefi... 0.03 0.03 0.03 0.03 0.03
m v subramanian family tr... 0.06 0.06 0.06 0.06 0.03
m vellachi 0.14 0.14 0.14 0.14 0.14
m.a.alagappan 0.30 0.30 0.30 0.30 0.30
m.a.alagappan (holds shar... 0.04 0.04 0.04 0.04 0.04
m.m.muthiah research foun... 0.02 0.02 0.02 0.02 0.02
ma murugappan holdings ll... 0.01 0.01 0.01 0.01 0.01
ma.alagappan grand childr... 0.02 0.02 0.02 0.02 0.02
meyyammai venkatachalam 0.01 0.01 0.01 0.01 0.01
murugappan arunachalam ch... 0.01 0.01 0.01 0.01 0.01
pranav alagappan 0.04 0.04 0.04 0.04 0.04
saraswathi trust (m v sub... 0.09 0.09 0.09 0.09 0.09
shambho trust (m v subbia... 0.19 0.18 0.18 0.18 0.18
sigapi arunachalam 0.01 0.01 0.01 0.01 0.01
umayal r 0.01 0.01 0.01 0.01 0.01
v arunachalam 0.03 0.03 0.03 0.03 0.03
v narayanan 0.03 0.03 0.03 0.03 0.03
v s bhairavi trust (m v s... 0.02 0.02 0.02 0.02 0.02
valli arunachalam 0.14 0.14 0.14 0.14 0.14
valli subbiah benefit tru... 0.02 0.02 0.02 0.02 0.02
vedika meyyammai arunacha... 0.01 0.01 0.01 0.01 0.01
m m venkatachalam family ... 0.01 0.01 0.01 0.01 -
a m meyyammai 0.03 - - - -
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 48.57 49.63 49.65 49.67 49.76
aditya birla sun life tru... 1.09 1.18 1.15 1.09 1.00
axis mutual fund trustee ... - 4.67 - - 3.43
canara robeco mutual fund... - - - - 1.24
europacific growth fund - - 1.01 1.15 1.15
government pension fund g... - 1.19 1.19 1.24 1.07
hdfc large and mid cap fu... 2.15 1.31 - - 1.22
investor education and pr... - - - - 0.07
new world fund inc - 1.37 1.71 1.90 1.94
sbi blue chip fund - 1.49 - - 1.82
smallcap world fund, inc 1.58 1.55 1.44 1.38 1.38
axis mutual fund trustee ... 4.49 - 3.98 3.86 -
canara robeco mutual fund... - - - 1.08 -
hdfc mutual fund - hdfc s... - - - 1.21 -
investor education and pr... 0.06 - 0.06 0.07 -
sbi esg exclusionary stra... - - - 2.02 -
hdfc mutual fund - hdfc b... - - 1.23 - -
sbi magnum equity esg fun... - - 1.57 - -
motilal oswal nifty next ... 1.61 1.10 - - -
canara robeco mutual fund... 1.04 - - - -
sbi arbitrage opportuniti... 1.64 - - - -

Ratings & Research Reports

Company Presentations

Company News

Chola Invest & Fin. - Quaterly Results 25 Oct, 3:03 PM Chola Invest & Fin. - Quaterly Results 25 Oct, 3:03 PM Chola Invest & Fin. - Quaterly Results 25 Oct, 3:03 PM Cholamandalam Investment and Finance Company informs about audio recording of earnings call 29 Jul, 5:27 PM Chola Invest & Fin. - Quaterly Results 26 Jul, 2:48 PM Chola Invest & Fin. - Quaterly Results 26 Jul, 2:48 PM Chola Invest & Fin. - Quaterly Results 26 Jul, 2:48 PM Cholamandalam Investment and Finance Company informs about press release 6 Jul, 1:42 PM Chola Invest & Fin. - Quaterly Results 30 Apr, 3:30 PM Chola Invest & Fin. - Quaterly Results 30 Apr, 3:30 PM Chola Invest & Fin. - Quaterly Results 30 Apr, 3:30 PM Cholamandalam Investment and Finance Company informs about company’s performance 6 Apr, 11:18 AM Cholamandalam Investment and Finance Company informs about allotment of equity shares 4 Apr, 12:47 PM Cholamandalam Investment and Finance Company informs about allotment of equity shares 14 Mar, 12:47 PM Cholamandalam Investment buys immovable property in Chennai 13 Mar, 5:55 PM Cholamandalam Investment and Finance Company informs about earnings call transcript 2 Feb, 12:47 PM Chola Invest & Fin. - Quaterly Results 25 Jan, 3:35 PM Chola Invest & Fin. - Quaterly Results 25 Jan, 3:35 PM Chola Invest & Fin. - Quaterly Results 25 Jan, 3:35 PM Chola Invest & Fin. - Quaterly Results 2 Nov, 2:53 PM Chola Invest & Fin. - Quaterly Results 2 Nov, 2:53 PM Chola Invest & Fin. - Quaterly Results 2 Nov, 2:53 PM Cholamandalam Investment and Finance Company informs about earnings call 26 Oct, 12:32 PM Cholamandalam Investment and Finance Company informs about allotment of equity shares 12 Oct, 3:12 PM Cholamandalam Investment and Finance Company informs about disclosure 5 Oct, 2:50 PM Cholamandalam Investment and Finance Company informs about investor meet 25 Aug, 10:25 AM Cholamandalam Investment and Finance Company informs about investor meet 23 Aug, 2:16 PM Cholamandalam Investment and Finance Company informs about investor meet 17 Aug, 12:15 PM Cholamandalam Investment and Finance Company informs about one-on-one analyst meet 16 Aug, 4:32 PM Cholamandalam Investment and Finance reports 26% rise in Q1 consolidated net profit 2 Aug, 11:47 AM Chola Invest & Fin. - Quaterly Results 1 Aug, 3:28 PM Chola Invest & Fin. - Quaterly Results 1 Aug, 3:28 PM Chola Invest & Fin. - Quaterly Results 1 Aug, 3:28 PM Cholamandalam Investment and Finance Company informs about board meeting 4 Jul, 2:28 PM Cholamandalam Investment and Finance Company informs about trading window closure 4 Jul, 12:22 PM Cholamandalam Investment and Finance Company informs about earnings call transcript 10 May, 5:18 PM Cholamandalam Investment and Finance Company reports 25% rise in Q4 consolidated net profit 4 May, 12:57 PM Chola Invest & Fin. - Quaterly Results 3 May, 5:41 PM Chola Invest & Fin. - Quaterly Results 3 May, 5:41 PM Chola Invest & Fin. - Quaterly Results 3 May, 5:41 PM Cholamandalam Investment and Finance Company informs about press release 25 Apr, 9:53 AM Cholamandalam Investment to sell 30.87% stake in White Data Systems India 29 Mar, 2:27 PM Cholamandalam Investment and Finance Company reports 30% rise in Q3 consolidated net profit 1 Feb, 3:23 PM Chola Invest & Fin. - Quaterly Results 31 Jan, 6:10 PM Chola Invest & Fin. - Quaterly Results 31 Jan, 6:10 PM Chola Invest & Fin. - Quaterly Results 31 Jan, 6:10 PM Cholamandalam Investment and Finance Company informs about board meeting 25 Jan, 5:14 PM Cholamandalam Investment and Finance Company informs about board meeting intimation 11 Jan, 1:28 PM Cholamandalam Investment and Finance Company informs about allotment of equity shares 26 Nov, 9:35 AM Cholamandalam Investment and Finance Company informs about earnings call recording 5 Nov, 11:55 AM

Chola Invest & Fin. Stock Price Analysis and Quick Research Report. Is Chola Invest & Fin. an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Chola Invest & Fin. stock price today is Rs 1212.4. To understand the functions of the Chola Invest & Fin. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Chola Invest & Fin. is Rs 3422.76 Cr and the compounded growth of profit in the past 3 years is 31.2185875205578 %. The PAT margin of Chola Invest & Fin. is 18.1625 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Chola Invest & Fin. , the EPS grew by 25.6401 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Chola Invest & Fin. has a healthy ROE track record. The ROE of Chola Invest & Fin. is at 20.3562 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Chola Invest & Fin. is worth at the current levels at Rs 1212.4. The stock is trading at a current P/E ratio of 28.3831 and the average historical P/E for the last 5 years was 24.2992015242022.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Chola Invest & Fin. is trading at a P/B of 4.7866 . The average historical P/B of Chola Invest & Fin. for the last 5 years was 4.16393351095382. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Chola Invest & Fin. is Rs 1212.4. One can use valuation calculators of ticker to know if Chola Invest & Fin. share price is undervalued or overvalued.

Last Updated on:
Brief about Chola Invest & Fin.

Cholamandalam Investment and Finance Company Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Cholamandalam Investment and Finance Company Ltd. is a leading financial services company in India that operates in the vehicle finance, home loans, corporate finance, and other financial services sectors. In this article, we will provide a comprehensive analysis of Cholamandalam Investment and Finance Company Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Cholamandalam Investment and Finance Company Ltd. Share Price:

Cholamandalam Investment and Finance Company Ltd.'s share price is a crucial indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s share price and identify any trends or patterns. The company's share price has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Cholamandalam Investment and Finance Company Ltd. Balance Sheet:

Cholamandalam Investment and Finance Company Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include fixed assets, current assets, and other assets, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the past few years, reflecting the company's low debt levels and strong operating cash flows.

Chola Investment Reserves: Impressive Growth 

The total reserves of Chola Investment & Finance Company have also increased from Rs 8,007.86 crores in March 2020 to Rs 19,388.45 crores in March 2024. This growth signifies a clear realization of retained earnings together with good capital management policies for the years past.

Chola Investment Balance Sheet: Expanding Liabilities 

In the balance sheet, total liabilities of Chola Investment & Finance have drastically risen to Rs  1,55,796.62 Crores in March 2024 from Rs  63,481.56 crores in March 2020. This growth is an indication of the expansion of operation that has been augmented by a rise in the borrowing activities supported by a stable rising current liability.

Chola Investment Debt: Growing Borrowings 

Overhead expenses have risen sharply from Rs  51, 967.20 crores in the year ended March 2020 to Rs  1,27,438.53 crores in the year ended March 2024. Although borrowings increased during the period, it shows that the company adopted the use of debt to fund its expansion of the loan portfolio hence reflects the nature of financial institutions.

Chola Investment Assets: Significant Expansion 

Current assets have increased comprehensively by moving up from Rs  63,481.56 crores in the fiscal ending on March 20 to Rs  1,55,796.62 crores in the fiscal ending on March 24. An essential element of assets, the loan portfolio, also increased significantly; it rose from Rs 55,402.73 crores to Rs 1,44,424.29 crores reflecting positive growth of the lending business.

The following analysis relates to the Company’s standalone balance sheet which is Chola Investment & Finance. The investors should also look into the trends in the NBFCs as well as monitor the finance sector indices for a broader sector understanding.

Cholamandalam Investment and Finance Company Ltd. Annual Report:

Cholamandalam Investment and Finance Company Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download Cholamandalam Investment and Finance Company Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Cholamandalam Investment and Finance Company Ltd. Dividend:

Cholamandalam Investment and Finance Company Ltd. has a consistent dividend history. The company has paid dividends every year, reflecting its commitment to rewarding shareholders. Long-term investors should consider this when evaluating Cholamandalam Investment and Finance Company Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

Cholamandalam Investment and Finance Company Ltd. Quarterly Results:

Cholamandalam Investment and Finance Company Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Cholamandalam Investment and Finance Company Ltd. Stock Price:

The stock price of Cholamandalam Investment and Finance Company Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track Cholamandalam Investment and Finance Company Ltd.'s stock price and identify potential buying opportunities. The stock price of Cholamandalam Investment and Finance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Cholamandalam Investment and Finance Company Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Cholamandalam Investment and Finance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Cholamandalam Investment and Finance Company Ltd. News:

Keeping up to date with the latest news about Cholamandalam Investment and Finance Company Ltd. is important for investors. Our website provides the latest news about Cholamandalam Investment and Finance Company Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

Cholamandalam Investment and Finance Company Ltd. Concall:

Cholamandalam Investment and Finance Company Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to Cholamandalam Investment and Finance Company Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Cholamandalam Investment and Finance Company Ltd. Transcripts:

Transcripts of Cholamandalam Investment and Finance Company Ltd. 's concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Cholamandalam Investment and Finance Company Ltd. Investor Presentations:

Cholamandalam Investment and Finance Company Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download Cholamandalam Investment and Finance Company Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Cholamandalam Investment and Finance Company Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. Cholamandalam Investment and Finance Company Ltd.'s promoters include the Murugappa Group, which holds a significant stake in the company. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of Cholamandalam Investment and Finance Company Ltd. are relatively stable, which is a positive sign for long-term investors.

Cholamandalam Investment and Finance Company Ltd. Shareholders:

Cholamandalam Investment and Finance Company Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze Cholamandalam Investment and Finance Company Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of Cholamandalam Investment and Finance Company Ltd. is diverse, which is a positive sign for long-term investors.

Cholamandalam Investment and Finance Company Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

Cholamandalam Investment and Finance Company Limited ROCE

ROCE, short for Return on Capital Employed, is an important financial ratio for assessing the profitability and efficiency of a company like Cholamandalam Investment and Finance Company Limited. It reveals how well the company generates profits from the capital invested in its operations. By examining this ratio, investors and analysts can gain insights into the company's ability to utilize its capital effectively.

To understand Cholamandalam Investment and Finance Company Limited's ROCE, you can refer to the financials table or the ratio section above. This data will help you evaluate the company's profitability and efficiency in comparison to its peers.

Cholamandalam Investment and Finance Company Limited EBITDA

EBITDA, or Earnings Before Interest, Taxes, Depreciation, and Amortization, is a crucial financial metric used to evaluate a company's operating performance. Cholamandalam Investment and Finance Company Limited's EBITDA helps investors and analysts assess its profitability and cash flow generation potential.

In this page, you can find detailed information about Cholamandalam Investment and Finance Company Limited's EBITDA in the financials table or the ratio section above. By analyzing this data, you can gain insights into the company's operating efficiency and profitability.

Cholamandalam Investment and Finance Company Limited DPS

DPS, which stands for Dividends Per Share, is a financial metric that indicates the amount of cash a company distributes to its shareholders. Cholamandalam Investment and Finance Company Limited's DPS is an essential metric for investors interested in the company's dividend policy and income generation potential.

To access Cholamandalam Investment and Finance Company Limited's DPS data, please refer to the financials table or the ratio section above. This information will help you evaluate the company's dividend history and the value it returns to its shareholders.

Cholamandalam Investment and Finance Company Limited EPS

EPS, or Earnings Per Share, is a significant financial ratio that measures the company's profitability on a per-share basis. Cholamandalam Investment and Finance Company Limited's EPS is an essential metric for investors and analysts looking to understand the company's earnings growth and profitability trends.

You can find detailed information about Cholamandalam Investment and Finance Company Limited's EPS in the financials table or the ratio section above. By studying this data, you can evaluate the company's earnings potential and consider it in your investment decision-making process.

Chola Investment & Finance Revenue Analysis of Q2 FY25

In the standalone Chola Investment & Finance Q2FY25 standalone quarterly operating revenue figure was Rs 6,226.60 cr, above Rs 5784.71 cr as per Q1 FY25 numbers, and Rs 4,434.95 cr as per Q2 FY24. This growth has beneficiaries from the outlined strategies of the company in the aspect of developing more techniques that guarantees the generation of revenues.  

Strategic development of Chola Investment & Finance Q2 FY25 Profit and loss statement.

PBT for Q2 FY25 was Rs 1,298.58 crore, down from Rs 1,020.75 crore in Q2 FY24 and Rs 1,268.49 crore in Q1 FY25. The actual result year over year means the performance is good, though, the weak decline from the last quarter needs some investigation.

Chola Investment & Finance Company Q2 FY25  Profit Margin

Chola Investment & Finance reported that Net Profit increased to Rs 963.05 crore in September 2024 from Rs 762.49 crore in Q2 FY24 and from Rs 942.23 crore in Q1 FY25. In all the years depicted there is a gradual increase in the profitability of the company This is an indication of how the can sustain itself in as much as operations are concerned despite the operational challenges which come with time.

Chola Investment & Finance Earnings Metrics for Q2 FY25

The Adjusted EPS for Q2 FY25 was Rs  11.45, up from Rs  9.27 in Q2 FY24 and a small step up from Rs 11.21 in Q1 FY25. This suggests increased efficiency in managing the company and operating it, this we see from the increase in earnings per share.

Chola Investment & Finance Income and expenses for Q2 FY25

Taking on interest expense for Q2 FY25 to Rs 3,055.13 crore as against Rs 2,205.20 crore of Q2 FY24 and Rs 2,795.65 crore of Q1 FY25. On the same line, the amount of Operating Expenses was raised during the Q2 FY24 to Rs 1,877.12 crore from Rs 1,307.97 crore, reflecting that costs are linked to added business growth.

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