ICICI Prudential Life Insurance Company Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

ICICI Prudential Life Insurance Company Ltd. is a leading life insurance company in India that offers a wide range of life insurance products to its customers. In this article, we will provide a comprehensive analysis of ICICI Prudential Life Insurance Company Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

ICICI Prudential Life Insurance Company Ltd. Share Price:

ICICI Prudential Life Insurance Company Ltd.'s share price is a crucial indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze ICICI Prudential Life Insurance Company Ltd.'s share price and identify any trends or patterns. The company's share price has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Prudential Life Insurance Company Ltd. Balance Sheet:

ICICI Prudential Life Insurance Company Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include investments, loans, and other assets, while liabilities include policyholder liabilities and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze ICICI Prudential Life Insurance Company Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the past few years, reflecting the company's low debt levels and strong operating cash flows.

ICICI Prudential Reserves  

The component has steadily risen from Rs  6,105.59 crores in March 2020 to Rs  9,222.33 crores in March 2024 for ICICI Prudential Life Insurance. As the above figure shows, the company has maintained the positive trend of retaining its earnings and fortifying its position.

Managing ICICI Prudential Debt Levels  

Also, in terms of liquidity, the company is clean from any borrowing during the period as reflected by the absence of any borrowings throughout the period. However, it clearly shows a good structure in its balance sheet where there is no long term debt thus free to run its insurance business without additional constantly rising interest expenses.

ICICI Prudential Investment

The investment portfolio increased significantly, which rose from Rs 54,171.22 crores in March 2020 to Rs 1,24,893.69 crores in March 2024. This addition is necessary for the company to make returns on the policyholders’ funds and guarantee solvency so as to meet the regulatory stipulations.

Fund of ICICI Prudential Policy Holders

Liabilities, especially the policyholders’ funds, increased from Rs 1,44,253.59 crores as of March 2020 to Rs 2,81,232.10 crores as of March 2024 due to increase in subscriptions to policies and accumulation of funds for future claims.

The following analysis relates to ICICI Prudential Life Insurance’s balance sheet, but in isolation. Analysing index for Insurance One the data collected can help investors in several ways: they can be used to monitor the performance of insurance business side by side with key market indices.

ICICI Prudential Life Insurance Company Ltd. Annual Report:

ICICI Prudential Life Insurance Company Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download ICICI Prudential Life Insurance Company Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

ICICI Prudential Life Insurance Company Ltd. Dividend:

ICICI Prudential Life Insurance Company Ltd. has a consistent dividend history. The company has paid dividends every year, reflecting its commitment to rewarding shareholders. Long-term investors should consider this when evaluating ICICI Prudential Life Insurance Company Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

ICICI Prudential Life Insurance Company Ltd. Quarterly Results:

ICICI Prudential Life Insurance Company Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze ICICI Prudential Life Insurance Company Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

ICICI Prudential Life Insurance Company Ltd. Stock Price:

The stock price of ICICI Prudential Life Insurance Company Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track ICICI Prudential Life Insurance Company Ltd.'s stock price and identify potential buying opportunities. The stock price of ICICI Prudential Life Insurance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Prudential Life Insurance Company Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze ICICI Prudential Life Insurance Company Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of ICICI Prudential Life Insurance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Prudential Life Insurance Company Ltd. News:

Keeping up to date with the latest news about ICICI Prudential Life Insurance Company Ltd. is important for investors. Our website provides the latest news about ICICI Prudential Life Insurance Company Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

ICICI Prudential Life Insurance Company Ltd. Concall:

ICICI Prudential Life Insurance Company Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to ICICI Prudential Life Insurance Company Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

ICICI Prudential Life Insurance Company Ltd. Transcripts:

Transcripts of ICICI Prudential Life Insurance Company Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

ICICI Prudential Life Insurance Company Ltd. Investor Presentations:

ICICI Prudential Life Insurance Company Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download ICICI Prudential Life Insurance Company Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

ICICI Prudential Life Insurance Company Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. ICICI Prudential Life Insurance Company Ltd.'s promoters include ICICI Bank Limited and Prudential Corporation Holdings Limited, which hold a significant stake in the company. Long-term investors can use our pre-built screening tools to analyze ICICI Prudential Life Insurance Company Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of ICICI Prudential Life Insurance Company Ltd. are relatively stable, which is a positive sign for long-term investors.

ICICI Prudential Life Insurance Company Ltd. Shareholders:

ICICI Prudential Life Insurance Company Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze ICICI Prudential Life Insurance Company Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of ICICI Prudential Life Insurance Company Ltd. is diverse, which is a positive sign for long-term investors.

ICICI Prudential Life Insurance Company Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

ICICI Prudential Life Insurance Company Limited ROCE

The Return on Capital Employed (ROCE) is an important financial ratio that measures the profitability and efficiency of a company's capital investments. In the case of ICICI Prudential Life Insurance Company Limited, the ROCE ratio provides insights into how effectively the company generates profits from its capital employed. This ratio is widely used by investors and analysts to assess a company's performance and compare it with its peers. You can find the ROCE data for ICICI Prudential Life Insurance Company Limited in the financials table or the ratio section on this page.

ICICI Prudential Life Insurance Company Limited EBITDA

EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is a measure of a company's profitability before certain non-cash expenses and financing costs. ICICI Prudential Life Insurance Company Limited EBITDA provides valuable insight into the company's operating performance and its ability to generate cash flows. As a stock analysis page, we present the EBITDA data for ICICI Prudential Life Insurance Company Limited in the financials table or the ratio section above. This information helps investors and analysts evaluate the company's financial health and compare it with its peers.

ICICI Prudential Life Insurance Company Limited DPS

DPS stands for Dividends Per Share, which is a financial metric used to assess the amount of cash a company returns to its shareholders in the form of dividends. ICICI Prudential Life Insurance Company Limited DPS provides investors with an indication of the company's dividend policy and its commitment to sharing profits with shareholders. As a stock analysis page, we include the DPS data for ICICI Prudential Life Insurance Company Limited in the financials table or the ratio section on this page. Investors can use this information to evaluate the company's dividend history and compare it with other companies in the same industry.

ICICI Prudential Life Insurance Company Limited EPS

EPS, or Earnings Per Share, is a crucial financial metric that indicates a company's profitability on a per-share basis. ICICI Prudential Life Insurance Company Limited EPS allows investors to understand the company's earnings generation and its ability to generate returns for its shareholders. As a stock analysis page, we provide the EPS data for ICICI Prudential Life Insurance Company Limited in the financials table or the ratio section above. This information enables investors and analysts to evaluate the company's earnings performance and make informed investment decisions.

Analysis of the revenue of the ICICI Prudential

In Q2 FY25 up to September 2024, the revenue from operations of ICICI Prudential stood at Rs 10,754.21 crore as against Rs 10,022.42 crore in Q2 FY24 and Rs 7,874.66 crore in Q1 FY25. This is 7.3% higher than the Q2 FY24, SP’s have witnessed healthy demand in the financial services segment especially insurance.

ICICI Prudential Revenue, Net Profit and Net Margins

The Bombay-based company has reported a PBT of Rs 303.48 crore for the quarter ended September, 2022 up 9.6 per cent from Rs 276.99 crore for the same quarter last year and marginally higher than the Rs  272.42 crore in the previous quarter. Net profit for the period was Rs 251.72 crore, up from Rs 244.25 crore in the same period last year and Rs 225.40 crore in Q1FY25. The number for the second quarter of the financial year 2025 was Rs  1.74 adjusted for earnings per share, which was improved from the second quarter of previous financial year 2024 magic number of Rs  1.70 and first quarter of the current financial year 2025 Rs  1.56 signaling that the food delivery had a stronger bottom-line.

ICICI Prudential Total Overhead and Cost Control

Total expenditure in the current Q2 FY25 was Rs 24,830.51 crore, and though lower than Rs 25,353.63 crore in the immediate previous Q1 FY25, was far higher than the Rs 17,675.99 crore recorded in the corresponding Q2 FY24. There is demonstrable specification of the increase in expenditure in relation to operations and the business expansion, thus while cost increase was a factor, the company kept its costs contained.

ICICI Prudential Other Income

Other income for Q2 FY25 was Rs 14,379.78 crore compared to Rs 16,915.46 crore in Q4 FY24, but still an essential part of the group’s revenues. This one focuses on the capacity in production of income from investments and other earning assets.

The outlook for the financial services sector seems positive when we evaluate the numbers in the current analysis based on the ICICI Prudential standalone quarterly GDP. It still holds an important place in indices of NSE and BSE.