Current IDFC First Bank Share Price
The latest IDFC First Bank share price on the National Stock Exchange (NSE) is Rs 72.00 as of 3:30 PM IST on June 24, 2025. This shows a gain of +1.39% compared to its previous close of Rs 71.01. The IDFC First Bank stock price on BSE also reflects similar positive movement today. For the most current, regularly updated IDFC First Bank share price, please refer to the live ticker section located above on this page. That section provides a real-time IDFCFIRSTB share price summary, including the day's high/low (Rs 72.45 / Rs 71.20) and the 52-week high/low (Rs 83.70 / Rs 52.46).
IDFC First Bank Share Returns Performance
IDFC First Bank's returns performance over various periods is as follows (data as of June 23, 2025, unless otherwise specified):
- 1 Week: +0.69%
- 1 Month: +4.48%
- 3 Months: +25.99%
- 1 Year: -16.28%
- 5 Years: +171.53%
These IDFC First Bank share returns indicate a mixed trend. While the IDFC First Bank share has shown positive momentum over the past week, month, and three months, it has seen a decline over the last year. However, the IDFC First Bank stock price history demonstrates significant long-term growth, with impressive multi-bagger returns over the 5-year period. This suggests that despite recent short-term pressures, the IDFCFIRSTB historical returns point to a strong underlying growth story. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.
Latest News Impacting IDFC First Bank Share Price
Several key pieces of recent news have been influencing the IDFC First Bank share value:
- Q4 FY25 Results: IDFC First Bank reported a significant decline in its standalone net profit by 58% year-on-year to Rs 304 crore for Q4 FY25. This was primarily attributed to higher provisions and challenges in the microfinance portfolio. Ho
wever, Net Interest Income (NII) showed growth of 9.8% year-on-year to Rs 4,907 crore, and deposits grew robustly by 25.2% year-on-year.
- RBI Rate Cut Impact: In early June 2025, the IDFC First Bank share price surged significantly following the Reserve Bank of India's decision to cut the repo rate by 50 basis points and the cash reserve ratio (CRR) by 100 basis points. These measures were seen as injecting liquidity into the banking system, potentially boosting credit growth and benefiting banks.
- Microfinance Portfolio Challenges: The bank has been impacted by stress in its microfinance portfolio, which led to increased provisions in Q4 FY25 and a decline in Net Interest Margin (NIM) for the quarter. However, the bank has stated that it is actively reducing its exposure to this segment, with the microfinance portfolio proportion shrinking from 6.6% to 4.0% of the total loan book.
- Reverse Merger: The bank recently completed a reverse merger with its parent company, IDFC Limited, which became effective in 2024. This merger aims to simplify the corporate structure and consolidate business operations.
Conclusion on IDFC First Bank Stock Price
The IDFC First Bank share price outlook is currently influenced by a mixed set of factors. While the recent Q4 FY25 results showed a dip in quarterly profit due to microfinance sector challenges and higher provisions, the underlying growth in deposits and NII remains healthy. The bank's long-term performance and strategic moves like the reverse merger and deleveraging of certain portfolios suggest a focus on sustainable growth. The IDFCFIRSTB stock analysis indicates that despite some near-term headwinds, the IDFC First Bank share value could hold long-term potential as the bank continues to improve its asset quality and expand its core banking operations.