Current IDFC First Bank Share Price
As of the market close on Friday, 16 May 2025, the IDFC First Bank share price on the NSE (National Stock Exchange), trading under the symbol IDFCFIRSTB, was Rs 69.25. This represented a slight decrease of 0.32% compared to the previous day's close of Rs 69.47. The IDFC First Bank stock price on the BSE also closed at Rs 69.25, down by 0.32%. During the trading session on 16 May 2025, the IDFC bank share saw an intraday high of Rs 70.17 and a low of Rs 69.06 on the NSE. For the most current, regularly updated IDFC First Bank share price, please refer to the live ticker section located above on this page. That section provides a real-time IDFCFIRSTB/539437 share price summary, including the day's high/low and the 52-week high/low.
IDFC First Bank Share Returns Performance
The historical returns for the IDFC First Bank share value as of 16 May 2025, are as follows:
- 1 Week: +4.61%
- 1 Month: +9.38%
- 3 Months: +14.29%
- 1 Year: -10.11%
- 3 Years: +93.46%
- 5 Years: +200.63% (This reflects strong long-term growth, though the bank was formed from a merger in December 2018)
IDFC First Bank Returns have shown positive momentum in the short to medium term (1 week, 1 month, 3 months). However, the IDFC First Bank Performance over the past year indicates a decline. Over a longer three-year and five-year period, the stock has delivered strong returns, reflecting its growth journey post the merger that formed IDFC First Bank. The IDFC bank share price history indicates a period of consolidation after significant gains in prior years. As detailed in the interactive charts and data section above on this webpage, you can explore the IDFC First Bank share price chart and analyse its returns generated over various specific time frames.
Latest News Impacting IDFC First Bank Share Price
Several key developments have recently influenced the IDFC First Bank stock price:
- Q4 FY25 Financial Results (Announced around 26 April 2025): IDFC First Bank reported a net profit of Rs 304 crore for the quarter ended 31 March 2025. This was a significant year-on-year decline of approximately 58% compared to Rs 724 crore in Q4 FY24. The bank attributed this primarily to higher provisions and challenges in the microfinance portfolio. However, Net Interest Income (NII) for Q4 FY25 grew by 9.8% YoY to Rs 4,907 crore. For the full financial year FY25, net profit decreased by 48.4% YoY to Rs 1,525 crore, largely impacted by issues in the microfinance business.
- Asset Quality and Loan Growth: The bank's Gross NPA stood at 1.87% and Net NPA at 0.53% as of 31 March 2025. Excluding the microfinance portfolio, GNPA and NNPA of the Retail, Rural, and MSME book showed improvement. Overall loans and advances grew by 20.4% YoY to Rs 2,41,926 crore as of 31 March 2025, with retail, rural, and MSME book growing by 18.6% YoY. Customer deposits also saw a healthy growth of 25.2% YoY.
- Fundraising and Capital Adequacy: In April 2025, the bank's board approved a proposal for raising funds up to Rs 7,500 crore through the issuance of Compulsorily Convertible Preference Shares (CCPS) to marquee investors. The bank maintained a strong capital adequacy ratio of 15.48% as of 31 March 2025, with a CET-1 ratio of 13.17%.
- Merger with IDFC Limited: The merger of IDFC Limited with IDFC First Bank became effective from 1 October 2024. This was aimed at simplifying the corporate structure and creating a well-capitalized institution with no promoter holding. Shareholders of IDFC Ltd were to receive 155 equity shares of IDFC First Bank for every 100 shares held.
- Analyst Outlook: Post the Q4 FY25 results, analyst opinions were mixed. While some noted the strong growth in deposits and overall loan book (excluding de-growth in microfinance), concerns were raised about the sharp decline in quarterly profit due to higher provisioning and NIM compression. Some brokerages revised their target prices downwards with a cautious outlook, expecting a return to higher RoE to take longer than previously anticipated.
These Factors Affecting IDFC First Bank Share Price, particularly the Q4 earnings impact, asset quality trends in specific segments, and ongoing fundraising, are crucial for investors.
Conclusion on IDFC First Bank Stock Price
The IDFC First Bank share value is currently navigating a phase influenced by its Q4 FY25 performance, which saw a notable dip in net profit despite growth in NII and overall advances. The IDFC bank share price history reflects a strong long-term growth story post-merger, though the last year has seen some correction. The bank's focus on retailisation, strong deposit growth, and comfortable capital adequacy are positives. However, challenges in the microfinance segment and the overall impact on profitability and return ratios are key monitorables for the IDFC First Bank stock price outlook. The success of its fundraising initiatives and the ability to manage asset quality effectively will be crucial for future performance.