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Indian Bank share price

Indian Bank

NSE: INDIANB BSE: 532814 SECTOR: Bank - Public  137k   561   106

531.05
-17.05 (-3.11%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 557.7

Today's Low

₹ 528.65

52 Week High

₹ 626.35

52 Week Low

₹ 408.95

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

71530.52 Cr.

CASA %

40.77

No. of Shares

134.7 Cr.

P/E

7.55

P/B

1.23

Face Value

₹ 10

Div. Yield

2.26 %

Book Value (TTM)

₹  431.54

Net Interest Income

23273.28 Cr.

Cost To Income %

45.92

Promoter Holding

73.84 %

EPS (TTM)

₹  70.35

CAR %

16.44

ROE

17.1 %

ROCE

16.89%

Profit Growth

52.66 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 32 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year17.1%
3 Year13.89%
5 Year11.51%

ROA%

1 Year1.07%
3 Year0.82%
5 Year0.67%

Net NPA%

1 Year0.43%
3 Year1.2%
5 Year2.02%

 NIM

1 Year3.02%
3 Year2.86%
5 Year2.76%

CAR %

16.44

Cost of Liabilities %

4.54789241131267

PEG Ratio

0.18

Advances Growth %

14.5988896825136

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 73.84 0.00
Jun 2024 73.84 0.00
Mar 2024 73.84 0.00
Dec 2023 73.84 0.00
Sep 2023 79.86 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 13.8868812491737%.
  • CASA stands at 40.7684670772626% of total deposits.
  • Good Capital Adequacy Ratio of 16.44%.
  • The company has delivered good Profit growth of 38.9627804859074% over the past 3 years.

 Limitations

  • High Cost to income ratio of 45.9231036492736%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Interest Earned 13743.26 14197.62 14624.49 15039.23 15347.58
Other Income 1992.97 1901.64 2262.53 1905.54 2422.1
Interest Expended 8003.07 8383.43 8609.09 8861.14 9153.36
Operating Expenses 3430.43 3618.64 3972.95 3582.04 3887.8
Total Provisions 1550.65 1349.37 1247.75 1258.38 1099.16
Profit Before Tax 2752.08 2747.82 3057.23 3243.21 3629.36
Tax 764.32 628.47 810.23 839.79 922.92
Net Profit 1987.76 2119.35 2247 2403.42 2706.44
Net NPA % 0.6 0.53 0.43 0.39 0.27
Gross NPA % 4.97 4.47 3.95 3.77 3.48
Return on Assets % 1.06 1.11 1.15 1.2 1.33
NPM % 14.46 14.93 15.36 15.98 17.63

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 21404.97 39105.79 38856.22 44942.21 55614.78
Other Income 3312.46 5650.19 6915.45 7143.06 7866.72
Interest Expended 13798.55 23439.84 22128.27 24716.75 32341.5
Operating Expenses 4420.84 10349.55 10926.5 12097.9 14300.46
Total Provisions 5125.31 8061.01 9512.67 9356.21 5888.41
Profit Before Tax 1372.73 2905.58 3204.23 5914.41 10951.14
Taxes 619.37 -99.1 -740.59 632.71 2888.2
Net Profit 753.36 3004.68 3944.82 5281.7 8062.94
Adjusted EPS (Rs.) 12.37 26.61 31.67 42.41 59.86

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 608.8 1129.37 1245.44 1245.44 1346.96
Total Reserves 21480.47 37282.58 42463.36 46727.31 57041.16
Deposits 260225.9 538071.11 593617.81 621165.76 688000
Borrowings 20830.31 24734.33 17208.97 22073.03 23131.49
Other Liabilities 6322.7 22209.27 17132.46 19289.19 23099.51
Total Liabilities 309468.17 623426.67 671668.06 710500.73 792619.12
Assets
Balance with RBI 5736.12 27545.08 58554.61 32692.63 32702.76
Balance with Banks 8188.56 23919.39 21361.44 17439.95 9406.37
Investments 81241.69 176536.97 174558.59 185988.25 212554.48
Advances 197887.01 362669.08 389186.06 449296.73 514889.07
Net Block 3894.96 7375.25 7680.01 7455.24 7499.18
Other Assets 12519.05 25379.84 20323.64 17624.13 15550.97
Total Assets 309468.17 623426.67 671668.06 710500.73 792619.12
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 79.86 73.84 73.84 73.84 73.84
president of india - - - - 73.84
president of india 79.86 73.84 73.84 73.84 -
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 20.14 26.16 26.16 26.16 26.16
hdfc mutual fund under it... - - - 3.48 3.61
icici prudential large & ... - - - - 1.22
life insurance corporatio... - - 2.91 2.91 2.91
llp - - - 0.01 0.01
mirae asset midcap fund u... - - - - 1.38
nps trust- a/c sbi pensio... - - - - 1.02
hsbc value fund under its... - - 1.35 1.34 -
mirae asset large & midca... - - - 1.36 -
hdfc mutual fund under i... - - 3.47 - -
mirae asset large & midca... - - 1.23 - -
hdfc mutual fund - hdfc m... - 3.34 - - -
hsbc value fund 1.22 1.09 - - -
life insurance corporatio... 3.07 2.91 - - -
hsbc mutual fund- hdfc mi... 3.40 - - - -

Ratings & Research Reports

Company Presentations

Company News

Indian Bank informs about payment of Interest 21 Dec, 3:35 PM Indian Bank informs about cessation of director 21 Dec, 2:55 PM Indian Bank - Quaterly Results 28 Oct, 1:32 PM Indian Bank - Quaterly Results 28 Oct, 1:32 PM Indian Bank - Quaterly Results 28 Oct, 1:32 PM Indian Bank raises Rs 5000 crore 26 Oct, 12:58 PM Indian Bank reports 8% rise in total deposits during Q2FY25 7 Oct, 2:23 PM Indian Bank raises Rs 5000 crore 14 Sep, 12:56 PM Indian Bank reports 39% rise in Q1 consolidated net profit 30 Jul, 2:38 PM Indian Bank - Quaterly Results 29 Jul, 2:02 PM Indian Bank - Quaterly Results 29 Jul, 2:02 PM Indian Bank - Quaterly Results 29 Jul, 2:02 PM Indian Bank aiming to cross Rs 1 lakh crore business transactions through digital channels 8 May, 12:19 PM Indian Bank reports 55% rise in Q4 consolidated net profit 6 May, 3:44 PM Indian Bank - Quaterly Results 6 May, 1:56 PM Indian Bank - Quaterly Results 6 May, 1:56 PM Indian Bank - Quaterly Results 6 May, 1:56 PM Indian Bank inks pact with Tata Power Solar Systems 24 Apr, 6:12 PM Indian Bank reports 11% rise in total deposits during Q4FY24 6 Apr, 1:00 PM Indian Bank informs about disclosure 6 Apr, 12:46 PM Indian Bank informs about presentation 24 Jan, 5:18 PM Indian Bank - Quaterly Results 24 Jan, 1:41 PM Indian Bank - Quaterly Results 24 Jan, 1:41 PM Indian Bank - Quaterly Results 24 Jan, 1:41 PM Indian Bank gets RBI's nod to set up wholly owned operations support subsidiary 19 Jan, 12:57 PM Indian Bank informs about payment of interest 15 Jan, 5:06 PM Indian Bank informs about compliances-certificate 5 Jan, 1:40 PM Indian Bank informs about trading window closure 28 Dec, 5:22 PM Indian Bank launches QIP 13 Dec, 11:39 AM Indian Bank - Quaterly Results 26 Oct, 1:51 PM Indian Bank - Quaterly Results 26 Oct, 1:51 PM Indian Bank - Quaterly Results 26 Oct, 1:51 PM Indian Bank informs about confirmation certificate 5 Oct, 5:18 PM RBI imposes monetary penalty on Indian Bank 26 Sep, 3:27 PM Indian Bank informs about disclosure 23 Sep, 12:39 PM Indian Bank informs about analyst meet 22 Sep, 10:19 AM Indian Bank informs about analyst meet 21 Sep, 10:10 AM Indian Bank rolls out 'IB SAATHI' initiative 18 Sep, 10:30 AM Indian Bank opens specialised startup cells in 10 cities 16 Aug, 2:26 PM Indian Bank reports 41% rise in Q1 consolidated net profit 27 Jul, 3:50 PM Indian Bank - Quaterly Results 27 Jul, 2:08 PM Indian Bank - Quaterly Results 27 Jul, 2:08 PM Indian Bank - Quaterly Results 27 Jul, 2:08 PM Indian Bank submits copy of minutes of 17th AGM 17 Jul, 5:13 PM Indian Bank informs about appointment of RBI nominee director 15 Jul, 11:25 AM Indian Bank unveils new services under digital transformation initiative 3 Jul, 11:09 AM Indian Bank informs about BRSR 1 Jul, 11:56 AM Indian Bank informs about closure of trading window 23 Jun, 5:27 PM Indian Bank inks pact with Manipal Technologies 23 Jun, 11:30 AM Indian Bank informs about annual report 27 May, 10:27 AM

Indian Bank Stock Price Analysis and Quick Research Report. Is Indian Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Indian Bank is performing and if it is the right time to buy the stock of Indian Bank with detailed analysis. Indian Bank stock price today is Rs 530.95.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Indian Bank has earned Rs 55614.7776 Cr. revenue in the latest financial year. Indian Bank has posted decent revenue growth of 12.4559788521565 % in last 3 Years.

  • In terms of advances, Indian Bank reported 14.5988896825136 % YOY,  rise . If you see 3 years advance growth, it stands at 12.3917362608618 %.

  • Currently, Indian Bank has a CASA ratio of 40.7684670772626 %. It’s overall cost of liability stands at 4.54789241131267 %. Also, the total deposits from these accounts stood at Rs 688000.0037 Cr.

  • Indian Bank has a average ROA track record. The ROA of Indian Bank is at 1.07282717064509 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Indian Bank stood at 3.95 % and 0.43 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -37.0641747659752 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Indian Bank surged and is currently at Rs 7866.7206 Cr.

  • Indian Bank has a Good Capital Adequacy Ratio of 16.44 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Indian Bank is trading at a P/B of 1.2298 . The historical average PB was 0.649058484732128.

  • Share Price: - The current share price of Indian Bank is Rs 530.95. One can use valuation calculators of ticker to know if Indian Bank share price is undervalued or overvalued.

Last Updated on:
Brief about Indian Bank

Indian Bank Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Indian Bank has been a prominent player in the Indian banking industry for over a century. For long-term investors who are seeking comprehensive stock analysis for Indian Bank, we have developed a dedicated stock analysis page. The page is designed to provide valuable insights into the company’s share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, shareholders, and other key indicators that can assist them in making well-informed investment decisions.

Indian Bank Share Price Analysis: 

The historical trends of a company’s share price is crucial for long-term investors. Indian Bank’s stock price analysis page, developed by our team, allows investors to track the market sentiment for Indian Bank. It provides sentiment analysis over different time periods, enabling investors to analyze trends and patterns accurately. With our data-driven analysis, investors can eliminate bias and make well-informed investment decisions using our pre-built screening tools.

Indian Bank Balance Sheet Evaluation: 

Assessing a company’s financial health and stability is essential for long-term investors. By utilizing our pre-built screening tools, investors can review key financial metrics for Indian Bank, such as the Debt-Equity Ratio and Liquidity Ratio. Our tools allow investors to calculate and analyze these ratios, enabling them to make informed investment decisions. The balance sheet evaluation tool assists investors in determining the company’s financial position, growth potential, and long-term viability.

Indian Bank Annual Report Insights: 

Annual reports are a company’s treasure trove of information that provides investors with insights into the company’s performance and potential. On our website, investors can find Indian Bank’s annual reports, which are available as downloadable PDF files. Combined with expert reviews and analysis provided on our platform, these reports offer valuable insights into the company’s business strategy, competitive landscape, and management outlook. With the aid of these comprehensive reports, investors can gain a deeper understanding of the company’s prospects and potential and make informed investment decisions.

Indian Bank Dividend Analysis:

Analyzing a company’s dividend payouts provides investors with insights into its financial stability and potential returns. Investors can analyze Indian Bank’s dividend history on our website to evaluate its profitability and make informed decisions about their investments. Our stock analysis page, in conjunction with our screening tools, enables investors to assess the company’s financial stability and growth potential accurately.

Indian Bank Quarterly Results Review: 

For investors looking to evaluate a company’s short-term performance and growth prospects, monitoring quarterly results is essential. Our website provides downloadable PDF files containing Indian Bank’s quarterly results. These reports allow investors to evaluate the company’s recent performance and identify trends. With our analysis tools, investors can also assist in identifying potential buying and selling opportunities based on their findings.

Indian Bank Stock Price Trends: 

Analyzing stock price trends is critical for long-term investors, as it provides insights into a company’s growth potential and viability. Our pre-built screening tools allow investors to track the price trends of Indian Bank, enabling them to examine market sentiment and identify potential buying and selling opportunities. The data is presented using price charts that investors can leverage to identify short-term and long-term trends supporting their investment strategy formulation.

Indian Bank News Updates: 

Staying informed about the latest news and developments regarding Indian Bank is crucial for long-term investors. Our website provides access to complete information regarding the latest news about the company being sourced from reliable channels. Investors can study these articles, in conjunction with our analytical tools, to gain insights into the company’s trends and outlook. Having access to the latest news updates is essential for making informed investment decisions.

Indian Bank Conference Calls: 

Conference calls conducted by companies provide valuable insights into their operations, financial performance, and future plans. Investors looking to gain a deeper understanding of Indian Bank’s growth potential can access the calls and recordings provided on our website. These calls offer insights into potential growth opportunities, helping investors make informed decisions about their long-term investments.

Indian Bank Transcripts: 

Transcripts from conference calls offer a comprehensive tool for reviewing essential discussions between companies. Our website provides downloadable transcripts that capture in-depth analyses of Indian Bank’s operating results, financial performance, future plans and market trends. Reviewing these transcripts grants investors valuable insights into the company’s strategies, financial positions, and long-term potential.

Indian Bank Investor Presentations: 

Investor presentations offer detailed information about a company’s financial performance, strategic initiatives, and future plans. Our website provides access to Indian Bank’s investor presentations combined with premium feature tools such as DCF Analysis, BVPS Analysis, Earnings Multiple Approaches, and DuPont Analysis. These tools enable investors to conduct comprehensive stock analysis and make well-informed decisions about their investments.

Indian Bank Promoters and Shareholders: 

Evaluating the ownership structure of Indian Bank is essential for understanding the company’s strength, growth potential, and long-term viability. Our pre-built screening tools enable investors to assess promoter holdings, analyze the company’s shareholder base, and gain insights into its stability and growth potential. The promoters and shareholders analysis tool provides investors with the necessary insights to make well-informed investment decisions based on available information.

Indian Bank ROCE

At our Indian Bank stock analysis page, we provide you with comprehensive information about the Return on Capital Employed (ROCE) ratio for Indian Bank. ROCE is a financial metric that indicates how efficiently a company is utilizing its capital to generate profits. It is a key indicator for investors to assess the profitability and efficiency of the company's operations. You can find detailed ROCE data for Indian Bank in the financials table or ratio section on this page.

Indian Bank EBITDA

As part of our Indian Bank stock analysis page, we offer detailed insights into the Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) ratio for Indian Bank. EBITDA is a measure of a company's operating performance and profitability. It provides a clearer picture of the company's earnings potential by excluding non-operating expenses and accounting for non-cash items. You can find the EBITDA data for Indian Bank in the financials table or ratio section on this page.

Indian Bank DPS

Our Indian Bank stock analysis page provides valuable information about the Dividends Per Share (DPS) ratio for Indian Bank. DPS is a measure of the cash distribution to shareholders in the form of dividends relative to each share of stock. It is an important indicator for investors looking for income from dividend payouts. You can access the DPS data for Indian Bank in the financials table or ratio section on this page.

Indian Bank EPS

At our Indian Bank stock analysis page, you can find comprehensive information about the Earnings Per Share (EPS) ratio for Indian Bank. EPS is a key financial metric that indicates the portion of a company's profit allocated to each outstanding share of common stock. It is an important indicator for investors to assess the company's profitability and value. You can find detailed EPS data for Indian Bank in the financials table or ratio section on this page.

Visit our Indian Bank stock analysis page to access all the necessary ratio data mentioned above and gain valuable insights into the financial performance of Indian Bank.

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