Indian Bank Share Price, Stock Analysis & Company Profile
Indian Bank is a prominent public sector bank in India, offering a wide range of banking and financial services across retail, corporate, and rural segments. With a strong government backing and an extensive branch network, the bank plays a significant role in India’s financial inclusion and credit growth story.
Stay updated with broader banking sector movements and benchmark Indian Bank against market trends, check the latest stock market insights here.
This page serves as a comprehensive resource for investors to track the Indian Bank share price on the NSE and BSE, along with essential data required for a detailed stock analysis.
About Indian Bank
Founded in 1907 and headquartered in Chennai, Tamil Nadu, Indian Bank is one of the oldest public sector banks in India. Over the decades, it has built a strong reputation for trust, stability, and consistent banking operations.
The bank strengthened its scale and operational efficiency after merging with Allahabad Bank in 2020, significantly expanding its customer base and geographic reach. Indian Bank offers services across retail banking, corporate lending, MSME financing, and agricultural credit, while also focusing on digital banking initiatives to enhance customer experience.
Indian Bank Business Model
Indian Bank operates through a diversified banking model catering to multiple segments:
- Retail Banking: Provides savings accounts, fixed deposits, personal loans, home loans, and other financial products to individuals, forming a stable deposit base.
- Corporate Banking: Offers credit facilities, project financing, and working capital solutions to large and mid-sized enterprises across sectors.
- MSME & Agriculture: A key focus area where the bank supports small businesses, traders, and farmers through priority sector lending and government-backed schemes.
- Treasury Operations: Manages investments in government securities, bonds, and money market instruments, contributing to income stability and liquidity management.
- Digital Banking: The bank is expanding its digital ecosystem through mobile banking, internet banking, and UPI services to improve efficiency and customer engagement.
Indian Bank Listing and IPO Details
Indian Bank is listed on major Indian stock exchanges and is widely tracked among PSU banking stocks.
- NSE Symbol: INDIANB
- BSE Scrip Code: 532814
- Face Value: Rs 10 per share
- ISIN: INE562A01011
Sector Status:
Indian Bank operates within the public banking sector and is often analysed for its asset quality, credit growth, and government-led reforms.
Interested in upcoming banking and financial sector IPOs and new investment opportunities, review the latest IPO listings and details here.
Indian Bank Corporate Action History
Indian Bank has maintained a balanced approach towards growth and shareholder returns.
Stock Split History
The bank has maintained a consistent capital structure and has not frequently undertaken stock splits in recent years.
Dividend History
Dividend payouts reflect improving profitability and capital adequacy.
- FY 2023-24: Declared a stable dividend supported by improved earnings and asset quality.
- FY 2022-23: Maintained moderate dividend payouts in line with regulatory norms and capital requirements.
Note: PSU banks typically align dividend decisions with capital adequacy and government policies.
Investor Resources Available on This Page
On this page, investors can access key financial and operational data for a structured Indian Bank stock analysis:
- Price Chart: Track the latest trends and historical performance of the Indian Bank share price.
- Company Ratios: Evaluate important metrics such as Net Interest Margin (NIM), Return on Assets (ROA), and Capital Adequacy Ratio (CAR).
Want to compare Indian Bank with other PSU banks using key financial metrics, filter and analyse stocks using the advanced screener tool.
- Quarterly Results: Analyse revenue growth, net profit trends, NPAs, and provisioning levels.
- Balance Sheet & Cash Flow: Review loan book composition, deposit growth, and capital structure.
- Shareholding Pattern: Track ownership, including the Government of India’s stake and institutional participation.
- Pros & Cons: Quick insights into strengths such as improving asset quality versus risks like PSU operational constraints and interest rate sensitivity.
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- Annual Reports: Download official annual reports and investor disclosures directly from the Reports Section on this page.
Build a deeper understanding of banking sector trends and investment strategies, access curated investor resources and insights here.
Frequently Asked Questions
Q1. What is the latest Indian Bank share price?
The current share price is displayed at the top of this page. Data from NSE and BSE may be delayed by up to 15 minutes.
Q2. Who owns Indian Bank?
Indian Bank is majority-owned by the Government of India, which holds a controlling stake as part of its public sector banking framework.
Q3. Does Indian Bank pay dividends?
Yes, Indian Bank pays dividends based on profitability, capital adequacy, and regulatory guidelines applicable to public sector banks.
Q4. What is the face value of Indian Bank shares?
The face value of each equity share of Indian Bank is Rs 10.
Q5. Is Indian Bank a good long-term investment?
Indian Bank is often considered a stable PSU bank with improving fundamentals, but investors should evaluate risks such as NPAs, interest rate cycles, and policy changes.
Q6. Where can I find the latest Indian Bank Annual Report?
You can access the latest annual reports and financial disclosures from the Reports or Documents section available on this page.
Q7. What are NPAs and why are they important for Indian Bank?
NPAs represent loans that are not generating income, and managing them is critical for Indian Bank as they directly impact profitability, capital adequacy, and investor confidence.