Muthoot Finance Share Price, Stock Analysis & Company Profile

Muthoot Finance is one of India’s leading non-banking financial companies (NBFCs), primarily known for its gold loan business. The company provides secured lending solutions to individuals by leveraging gold jewellery as collateral, making credit accessible to a wide customer base, especially in semi-urban and rural areas.

Stay updated with broader NBFC and financial sector movements and benchmark Muthoot Finance against market trends. Check the latest stock market insights here.

This page serves as a comprehensive resource for investors to track the Muthoot Finance share price on the NSE and BSE, along with essential data required for a detailed stock analysis.

About Muthoot Finance

Founded in 1939, Muthoot Finance is headquartered in Kochi, Kerala, and is part of the diversified Muthoot Group. Over the decades, the company has built a strong reputation in the gold financing segment and has emerged as a market leader in India.

The company operates through an extensive branch network across the country and serves millions of customers by offering quick and convenient loans against gold. In addition to gold loans, Muthoot Finance has diversified into microfinance, housing finance, insurance, and money transfer services, strengthening its financial services portfolio.

With strong brand trust, a secured lending model, and consistent profitability, Muthoot Finance remains a key player in India’s NBFC sector.

Muthoot Finance Business Model

Muthoot Finance operates through a focused and secure lending model:

• Gold Loan Business: The core business involves providing short-term loans against gold jewellery, ensuring lower credit risk due to collateral-backed lending.
   
• Microfinance: Through its subsidiaries, the company offers microfinance loans to underserved segments, supporting financial inclusion.
   
• Housing Finance: Muthoot Finance has expanded into affordable housing finance, targeting low and middle-income borrowers.
   
• Insurance & Ancillary Services: The company distributes insurance products and offers additional financial services such as money transfer and wealth management.
   
• Digital Lending: Muthoot is increasingly focusing on digital platforms to enhance customer experience, improve loan disbursal efficiency, and reduce operational costs.

Muthoot Finance Listing and IPO Details

Muthoot Finance is listed on major Indian stock exchanges and is widely tracked among NBFC stocks.

NSE Symbol: MUTHOOTFIN

BSE Scrip Code: 533398

Face Value: Rs 10 per share

ISIN: INE414G01012

Sector Status: 

Muthoot Finance operates within the finance NBFC segment and is often analysed for its gold loan growth, asset quality, and interest margin stability.

Interested in upcoming NBFC and financial sector IPOs and new investment opportunities, review the latest IPO listings and details here.

Muthoot Finance Corporate Action History

Muthoot Finance has maintained a consistent approach towards shareholder returns while ensuring business expansion.

Stock Split History

The company has maintained a stable capital structure and has not frequently undertaken stock splits in recent years.

Dividend History

Muthoot Finance has a strong track record of regular dividend payouts.

• FY 2023-24: Declared steady dividends supported by stable earnings and strong cash flows.
   
• FY 2022-23: Maintained consistent dividend payouts, reflecting operational resilience.

Note: Dividend payouts depend on profitability, regulatory guidelines, and capital allocation strategy.

Investor Resources Available on This Page

On this page, investors can access key financial and operational data for a structured Muthoot Finance stock analysis:

• Price Chart: Track the latest trends and historical performance of the Muthoot Finance share price (data delayed by 15 minutes).
   
• Company Ratios: Evaluate key metrics such as Net Interest Margin (NIM), Return on Equity (ROE), and asset-quality indicators.
  Want to compare Muthoot Finance with other NBFCs using key financial metrics, filter and analyse stocks using the advanced screener tool.
   
• Quarterly Results: Analyse revenue growth, net interest income, and profit trends along with loan book performance.
   
• Balance Sheet & Cash Flow: Review asset quality, borrowing profile, and capital adequacy position.
   
• Shareholding Pattern: Track promoter holdings, institutional investments, and public shareholding trends.
   
• Pros & Cons: Quick insights into strengths such as secured lending model and strong margins versus risks like gold price volatility and regulatory changes.
  Looking for ready-made stock portfolios based on expert strategies, discover curated investment bundles tailored to different goals.
   
• Annual Reports: Download official annual reports and investor disclosures directly from the Reports Section on this page.

Build a deeper understanding of investing strategies and stock evaluation techniques, access curated investor resources and insights here.

Frequently Asked Questions

Q1. What is the latest Muthoot Finance share price?
The current share price is displayed at the top of this page. Data from NSE and BSE may be delayed by up to 15 minutes.

Q2. What does Muthoot Finance do?
Muthoot Finance is an NBFC that primarily provides loans against gold jewellery, along with other financial services such as microfinance and housing finance.

Q3. Does Muthoot Finance pay dividends?
Yes, the company has a consistent dividend payout history supported by stable earnings and strong cash flows.

Q4. What is the face value of Muthoot Finance shares?
The face value of each equity share is Rs 10.

Q5. Is Muthoot Finance a good long-term investment?
Muthoot Finance is considered a strong NBFC with a secured lending model and high profitability, but investors should consider risks such as gold price fluctuations and regulatory changes.

Q6. Where can I find the latest Muthoot Finance Annual Report?
You can access the latest annual reports and financial disclosures from the Reports or Documents section available on this page.

Q7. Why are gold prices important for Muthoot Finance?
Gold prices directly impact loan-to-value ratios, demand for gold loans, and overall business performance, making them a key factor for the company’s growth.