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Muthoot Finance share price

Muthoot Finance Ltd.

NSE: MUTHOOTFIN BSE: 533398 SECTOR: Finance - NBFC  282k   2k   535

2075.65
-61.20 (-2.86%)
NSE: 20 Dec 04:02 PM

Price Summary

Today's High

₹ 2154

Today's Low

₹ 2070.75

52 Week High

₹ 2154

52 Week Low

₹ 1261.9

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

83329.85 Cr.

Advances

0 Cr.

No. of Shares

40.15 Cr.

P/E

18.88

P/B

3.24

Face Value

₹ 10

Div. Yield

1.16 %

Book Value (TTM)

₹  639.75

Operating Revenue

12635.01 Cr.

Net Profit

4049.67 Cr.

Promoter Holding

73.35 %

EPS (TTM)

₹  109.93

Sales Growth

20.16

ROE

17.86 %

ROCE

13.15%

Profit Growth

16.59 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 29 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year20.16%
3 Year6.17%
5 Year12.93%

Profit Growth

1 Year16.59%
3 Year2.85%
5 Year15.48%

ROE%

1 Year17.86%
3 Year19.68%
5 Year23.03%

ROCE %

1 Year13.15%
3 Year13.12%
5 Year14.25%

ROA%

5.14

PEG Ratio

1.14

PAT Margin (%)

32.0511

EPS Growth(%)

16.5822

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 73.35 0.00
Jun 2024 73.35 0.00
Mar 2024 73.35 0.00
Dec 2023 73.35 0.00
Sep 2023 73.35 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 5.29989447800032% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 19.6845701483539%.
  • Promoters shareholding is 73.35%.

 Limitations

  • Provision and contingencies have increased by 89.4847048521882%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Operating Revenue 3059.67 3167.73 3408.92 3703.79 4117.44
Other Income 13.92 7.99 9.49 6.31 8.78
Interest Expended 1156.29 1211.94 1222.76 1351.13 1550.47
Operating Expenses 571.66 565.9 752.63 849.05 851.78
Total Provisions 0 0 0 0 0
Depreciation 15.42 17.41 19.45 18.23 16.02
Profit Before Tax 1330.22 1380.48 1423.57 1491.7 1707.96
Tax 339.22 353.22 367.27 413.01 456.82
Net Profit 991 1027.26 1056.29 1078.68 1251.14
Adjusted EPS (RS) 24.69 25.59 26.31 26.87 31.16

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 8714.65 10557.21 11082.32 10514.85 12635.01
Other Income 8.15 17.15 16.07 28.9 59.04
Interest 2795.65 3699.26 3844.6 3709.31 4666.61
Operating Expenses 1692.43 1684.97 1733.55 2010.42 2280.02
Total Provisions 177.31 183.61 210.89 157.6 298.63
Exceptional Items 0 0 0 0 0
Profit Before Tax 4057.41 5006.51 5309.35 4666.43 5448.78
Tax 1039.11 1284.34 1355.05 1192.9 1399.12
Profit After Tax 3018.3 3722.18 3954.3 3473.53 4049.67
Adjusted EPS (Rs.) 75.26 92.78 98.53 86.53 100.87

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 401.04 401.2 401.35 401.45 401.46
Total Reserves 11170.78 14837.7 17943.23 20660.48 23888.83
Borrowings 13172.2 21424.7 27744.99 30388.76 38755.04
Other N/C liabilities 41.42 11.22 -11.86 9.26 14.74
Current liabilities 25674.23 26761.46 24428.44 21119.71 21935.49
Total Liabilities 50459.65 63436.28 70506.14 72579.66 84995.56
Assets
Loans 0 0 0 0 0
Net Block 227.78 246.94 267.43 271.77 350.08
Capital WIP 28.74 38.48 45.65 67.43 88.32
Intangible WIP 0 0 0 0 0
Investments 1031.64 1067.13 1316.97 1311.67 2265.17
Other Loans 96.4 134.86 120.51 126.64 156.95
Other N/C Assets 14.09 16.47 13.66 14.01 9.31
Current Assets 49061 61932.41 68741.93 70788.14 82125.73
Total Assets 50459.65 63436.28 70506.14 72579.66 84995.56
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 73.35 73.35 73.35 73.35 73.35
alexander george 5.55 5.55 5.55 5.55 5.55
anna alexander 3.72 3.72 3.72 3.72 3.72
eapen alexander 4.37 4.37 4.37 4.37 4.37
elizabeth jacob 3.72 3.72 3.72 3.72 3.72
george alexander muthoot 5.89 5.89 5.89 5.89 5.89
george jacob muthoot 10.87 10.87 10.87 10.87 10.87
george m alexander 4.37 4.37 4.37 4.37 4.37
george m g - - - 5.55 5.55
george m jacob 3.75 3.75 3.75 3.75 3.75
george thomas - - - 10.87 10.87
sara george 7.23 7.23 7.23 7.23 7.23
susan thomas 7.47 7.47 7.47 7.47 7.47
george m george 5.55 5.55 5.55 - -
george thomas muthoot 10.87 10.87 10.87 - -
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 26.65 26.65 26.65 26.65 26.65
government pension fund g... - - - - 1.14
icici prudential mutual f... 4.07 4.44 4.13 2.77 1.83
llp 0.01 0.01 0.03 0.03 0.04
sbi mutual fund 8.23 8.48 8.79 8.74 7.70

Ratings & Research Reports

Company Presentations

Company News

Muthoot Finance’s Q2FY25 consolidated net profit rises by 21% 16 Nov, 12:34 PM Muthoot Finance gets nod for additional equity infusion of Rs 500 crore in Muthoot Money 15 Nov, 12:00 PM Muthoot Finance - Quaterly Results 14 Nov, 3:56 PM Muthoot Finance - Quaterly Results 14 Nov, 3:56 PM Muthoot Finance - Quaterly Results 14 Nov, 3:56 PM Muthoot Finance informs about outcome of board meeting 15 Oct, 8:59 AM Muthoot Finance informs about outcome of board meeting 4 Sep, 9:46 AM Muthoot Finance informs about disclosure 3 Sep, 10:00 AM Muthoot Finance informs about unaudited standalone and consolidated financial results 14 Aug, 4:41 PM Muthoot Finance - Quaterly Results 13 Aug, 3:52 PM Muthoot Finance - Quaterly Results 13 Aug, 3:52 PM Muthoot Finance - Quaterly Results 13 Aug, 3:52 PM RBI imposes monetary penalty of Rs 1.90 lakh on Muthoot Finance 22 Jul, 11:43 AM Muthoot Finance informs about newspaper advertisements 1 Jun, 3:20 PM Muthoot Finance reports 17% rise in Q4 consolidated net profit 31 May, 11:08 AM Muthoot Finance informs about audio recording of analyst meet 31 May, 10:39 AM Muthoot Finance - Quaterly Results 30 May, 3:54 PM Muthoot Finance - Quaterly Results 30 May, 3:54 PM Muthoot Finance - Quaterly Results 30 May, 3:54 PM Muthoot Finance informs about outcome of finance committee meet 8 May, 10:30 AM Muthoot Finance reply to clarification sought on increase in volume 23 Mar, 1:05 PM Muthoot Finance informs about acquisition 21 Mar, 5:21 PM Muthoot Finance gets nod to raise upto Rs 6,000 crore through NCDs 15 Feb, 9:55 AM Muthoot Finance gets nod for additional equity infusion of Rs 300 crore in Belstar Microfinance 15 Feb, 9:20 AM Muthoot Finance - Quaterly Results 14 Feb, 5:01 PM Muthoot Finance - Quaterly Results 14 Feb, 5:01 PM Muthoot Finance - Quaterly Results 14 Feb, 5:01 PM Muthoot Finance informs about newspaper advertisements 27 Jan, 12:46 PM Muthoot Finance informs about credit rating 27 Jan, 12:16 PM Muthoot Finance reports 21% rise in Q2 consolidated net profit 13 Nov, 3:56 PM Muthoot Finance - Quaterly Results 9 Nov, 5:48 PM Muthoot Finance - Quaterly Results 9 Nov, 5:48 PM Muthoot Finance informs about conference call 6 Nov, 2:22 PM Muthoot Finance informs about proceedings of AGM 30 Sep, 10:26 AM Muthoot Finance informs about allotment of equity shares under ESOP 30 Sep, 10:25 AM Muthoot Finance informs about annual report 7 Sep, 4:52 PM Muthoot Finance informs about acquisition 1 Sep, 12:41 PM Muthoot Finance acquires additional stake in Belstar Microfinance 1 Sep, 12:40 PM Muthoot Finance informs about newspaper advertisements 25 Aug, 12:14 PM Muthoot Finance informs about analyst meet 22 Aug, 2:43 PM Muthoot Finance - Quaterly Results 11 Aug, 5:10 PM Muthoot Finance - Quaterly Results 11 Aug, 5:10 PM Muthoot Finance - Quaterly Results 11 Aug, 5:10 PM Muthoot Finance - Quaterly Results 19 May, 4:56 PM Muthoot Finance - Quaterly Results 19 May, 4:56 PM Muthoot Finance completes pre-payment of external commercial borrowings 15 Apr, 3:35 PM Muthoot Finance informs about pre-payment of external commercial borrowings 14 Apr, 11:28 AM Muthoot Finance informs about compliance certificate 12 Apr, 11:28 AM Muthoot Finance informs about outcome of committee meet 28 Mar, 11:50 AM Muthoot Finance gets nod to raise Rs 6500 crore through NCDs 9 Mar, 11:38 AM

Muthoot Finance Stock Price Analysis and Quick Research Report. Is Muthoot Finance an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Muthoot Finance stock price today is Rs 2075.65. To understand the functions of the Muthoot Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Muthoot Finance is Rs 4049.665 Cr and the compounded growth of profit in the past 3 years is 2.85068728837947 %. The PAT margin of Muthoot Finance is 32.0511 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Muthoot Finance , the EPS grew by 16.5822 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Muthoot Finance has a average ROE track record. The ROE of Muthoot Finance is at 17.86 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Muthoot Finance is worth at the current levels at Rs 2075.65. The stock is trading at a current P/E ratio of 14.6536 and the average historical P/E for the last 5 years was 12.1188123503354.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Muthoot Finance is trading at a P/B of 3.2417 . The average historical P/B of Muthoot Finance for the last 5 years was 2.50393038945782. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Muthoot Finance is Rs 2075.65. One can use valuation calculators of ticker to know if Muthoot Finance share price is undervalued or overvalued.

Last Updated on:
Brief about Muthoot Finance

Muthoot Finance Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Muthoot Finance Ltd. is a prominent Indian financial services company that has been catering to the diverse needs of its clients for decades. Over the years, the company has grown and expanded into various sectors, including investments, insurance, and more. As a long-term stock investor seeking to make well-informed investment decisions, understanding Muthoot Finance Ltd.'s stock analysis is crucial. The Muthoot Finance Ltd. The stock Analysis page offers a comprehensive set of tools and resources to evaluate its stock performance.

Muthoot Finance Ltd. Evaluating Share Price:

Evaluating the share price of Muthoot Finance Ltd. is a crucial aspect of stock analysis that serves as a reflection of market sentiment and investor perception towards the company. The Stock Analysis page offers pre-built screening tools that allow investors to track the stock price trend. This analysis empowers investors to identify potential buying opportunities or risks associated with the stock.

Muthoot Finance Ltd. Balance Sheet Analysis:

Evaluating the balance sheet of Muthoot Finance Ltd. is essential for long-term stock investors, allowing you to assess the company's financial health and stability. The Stock Analysis page offers pre-built screening tools that enable investors to analyze Muthoot Finance Ltd.'s asset base, liabilities, and overall financial position. By delving into the balance sheet, investors can gain valuable insights into the company's ability to manage debt and evaluate its long-term viability.

Muthoot Finance Ltd. Analyzing Annual Reports:

Muthoot Finance Ltd.'s annual reports are comprehensive documents that contain valuable information for investors seeking a deep understanding of the company's performance, future prospects, and management strategies. The Stock Analysis page provides downloadable annual reports that encompass the CEO's letter, financial statements, and discussions on key management initiatives. By reviewing these reports, investors can perform a thorough analysis of the company, evaluate its operations, and make well-informed investment decisions.

Muthoot Finance Ltd. Dividend Payouts Evaluation:

Dividends are a significant consideration for long-term stock investors, providing insights into a company's financial stability and growth prospects. The Stock Analysis page provides pre-built screening tools that enable investors to evaluate Muthoot Finance Ltd.'s dividend policies and payouts. This analysis helps investors assess the company's dividend sustainability, profitability and empowers them to make informed investment decisions.

Muthoot Finance Ltd. Analyzing Quarterly Results:

Staying up-to-date with Muthoot Finance Ltd.'s latest financial performance is crucial for long-term stock investors. The Stock Analysis page offers pre-built screening tools that enable investors to analyze Muthoot Finance Ltd.'s quarterly results. By identifying significant trends and patterns in these results, investors can gain valuable insights into the company's short-term growth and performance. This analysis aids in assessing Muthoot Finance Ltd.'s financial health, growth prospects, and assists investors in making well-informed investment decisions.

Muthoot Finance Ltd. Tracking Stock Price Trends:

The stock price of Muthoot Finance Ltd. is a significant factor in determining the market sentiment and investor interest towards the company's growth potential. The Stock Analysis page provides pre-built screening tools to track the stock price and analyze market trends. By utilizing these tools, investors can evaluate potential market opportunities, identify potential buying opportunities, and assess the company's growth prospects based on the stock price movement.

Muthoot Finance Ltd. Utilizing Price Charts:

Analyzing the price chart of Muthoot Finance Ltd. provides valuable insights into historical stock price movements. The Stock Analysis page provides pre-built screening tools for chart analysis, allowing investors to identify trends and patterns. By studying the price chart, investors can potentially anticipate investor behavior and market sentiment. This analysis aids in gaining insights into Muthoot Finance Ltd.'s growth potential and market sentiment towards the stock.

Muthoot Finance Ltd. Staying Informed with News:

Staying updated with the latest news about Muthoot Finance Ltd. is crucial for long-term stock investors. The Stock Analysis page offers a comprehensive collection of news articles from various sources, including financial news websites and social media platforms. By staying abreast of the latest news, investors gain valuable insights into Muthoot Finance Ltd.'s operations, strategic initiatives and potential market trends. This knowledge helps investors make well-informed investment decisions based on a holistic view of the company.

Muthoot Finance Ltd. Insightful Conference Calls:

Muthoot Finance Ltd. conducts conference calls, known as concalls, with analysts and investors. The Stock Analysis page provides information about upcoming concalls and access to insights from previous calls. Listening to these concalls offers a deeper understanding of Muthoot Finance Ltd.'s operations, financial performance, and future plans. Utilizing the information gained from these calls enables investors to assess the company's financial health, growth prospects, and make informed investment decisions.

Muthoot Finance Ltd. Valuable Transcripts:

Accessing transcripts of Muthoot Finance Ltd.'s concalls and management meetings is invaluable for long-term stock investors. The Stock Analysis page offers downloadable transcripts of these calls. Transcripts offer detailed records of the discussions held during these calls, providing insights into the company's operations, financial performance, and market outlook. Reviewing these transcripts helps investors perform a comprehensive analysis of Muthoot Finance Ltd.'s financial health, growth prospects, and management strategies.

Muthoot Finance Ltd. Detailed Investor Presentations:

Muthoot Finance Ltd. provides investor presentations on its website, offering detailed information about its financial performance, strategic initiatives, and future plans. The Stock Analysis page provides easy access to these presentations, essential for evaluating the company's long-term viability and investment potential. Combined with our premium feature tools, including DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont Analysis, investors can conduct a thorough stock analysis to make informed investment decisions.

Muthoot Finance Ltd. Analyzing Promoter Holdings:

Analyzing the holdings of Muthoot Finance Ltd.'s promoters is crucial for long-term stock investors. The Stock Analysis page offers pre-built screening tools to evaluate the promoter holdings. This analysis provides insights into potential conflicts of interest and the company's ownership structure. Understanding the significance of promoter holdings helps investors assess the company's strength, growth prospects, and long-term viability.

Muthoot Finance Ltd. Understanding Shareholder Base:

The composition of Muthoot Finance Ltd.'s shareholder base is an important consideration for long-term investors. The Stock Analysis page provides pre-built screening tools to analyze the shareholder base. This analysis offers insights into potential risks and opportunities associated with the stock. Understanding the shareholder base helps investors assess the company's stability, growth prospects, and long-term potential.

Muthoot Finance Limited ROCE

The Return on Capital Employed (ROCE) is an important financial ratio that measures the profitability and efficiency of a company's capital investments. Muthoot Finance Limited's ROCE indicates how effectively the company has utilized its capital to generate profits. In our stock analysis page, you can find the ROCE data for Muthoot Finance Limited in the financials table or ratio section. This ratio provides insights into the company's ability to generate returns for its shareholders and can be useful for investors evaluating the company's performance.

Muthoot Finance Limited EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure of a company's operating performance. Muthoot Finance Limited's EBITDA gives an indication of its operating profitability before considering non-operating expenses and revenue. Our stock analysis page provides the EBITDA data for Muthoot Finance Limited in the financials table or ratio section. This metric is commonly used by investors and analysts to evaluate a company's cash flow generation and operating efficiency.

Muthoot Finance Limited DPS

The Dividends Per Share (DPS) is a financial metric that represents the amount of dividends a company pays to its shareholders for each share they own. Muthoot Finance Limited's DPS shows the dividend distributions to its shareholders. On our stock analysis page, you can find the DPS data for Muthoot Finance Limited in the financials table or ratio section. Investors often consider DPS as an important factor in their investment decisions since it indicates the company's willingness to distribute profits to shareholders.

Muthoot Finance Limited EPS

The Earnings Per Share (EPS) is a key financial metric that represents a company's profit allocated to each outstanding share of common stock. Muthoot Finance Limited's EPS provides insights into the company's profitability on a per-share basis. You can find the EPS data for Muthoot Finance Limited in the financials table or ratio section of our stock analysis page. EPS is widely used by investors and analysts to evaluate a company's financial health and performance. It is often considered while assessing the company's valuation and comparing it against its peers.

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