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RBL Bank share price

RBL Bank Ltd.

NSE: RBLBANK BSE: 540065 SECTOR: Bank - Private  214k   945   214

199.25
+0.02 (0.01%)
NSE: Today, 01:34 PM

Price Summary

Today's High

₹ 203

Today's Low

₹ 196.75

52 Week High

₹ 300.7

52 Week Low

₹ 198.3

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

12108.07 Cr.

CASA %

35.22

No. of Shares

60.77 Cr.

P/E

9.68

P/B

0.8

Face Value

₹ 10

Div. Yield

0.75 %

Book Value (TTM)

₹  247.7

Net Interest Income

6042.89 Cr.

Cost To Income %

66.64

Promoter Holding

0 %

EPS (TTM)

₹  20.59

CAR %

16.18

ROE

8.29 %

ROCE

8.09%

Profit Growth

32.31 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 22 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year8.29%
3 Year4.82%
5 Year4.88%

ROA%

1 Year0.92%
3 Year0.55%
5 Year0.55%

Net NPA%

1 Year0.74%
3 Year1.06%
5 Year1.47%

 NIM

1 Year4.72%
3 Year4.47%
5 Year4.33%

CAR %

16.18

Cost of Liabilities %

5.3973

PEG Ratio

0.31

Advances Growth %

19.6235

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2024 0 0
Mar 2024 0 0
Dec 2023 0 0
Sep 2023 0 0
Jun 2023 0 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 4.46657835117574% since last 3 years.
  • CASA stands at 35.218% of total deposits.
  • Other Income is 24.5507399069705% of total income.
  • Good Capital Adequacy Ratio of 16.18%.
  • The company has delivered good Profit growth of 32.0012763783425% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.547047609483657%
  • CASA Growth of -2.1454% YoY, which is very low.
  • Company has a low ROE of 4.81988829745931% over the last 3 years.
  • High Cost to income ratio of 66.6429%.
  • Increase in Provision and contingencies of 74.0274866676452% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024
Interest Earned 2855.88 3007.95 3191.38 3339.09 3496.24
Other Income 685.41 704.44 777.57 875.47 805.46
Interest Expended 1433.68 1532.97 1645.52 1739.24 1796.27
Operating Expenses 1460.12 1448.44 1558.18 1588.29 1646.35
Total Provisions 266.19 640.35 458.14 413.79 366.29
Profit Before Tax 381.3 90.63 307.11 473.24 492.79
Tax 93.19 -203.45 74.02 120.6 121.27
Net Profit 288.11 294.08 233.09 352.64 371.52
Net NPA % 1 0.78 0.8 0.74 0.74
Gross NPA % 3.22 3.12 3.12 2.65 2.69
Return on Assets % 1.01 1 0.75 1.08 1.14
NPM % 10.09 9.78 7.3 10.56 10.63

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 8514.38 8329.02 8175.79 9676.57 12394.3
Other Income 1910.25 1884.04 2340.53 2489.43 3042.89
Interest Expended 4884.74 4541.45 4149.05 4678.39 6351.41
Operating Expenses 2825.56 2754.59 3621.96 5285.17 6055.03
Total Provisions 1961.54 2227.94 2860.4 1021.95 1778.47
Profit Before Tax 752.78 689.08 -115.09 1180.5 1252.28
Taxes 247.11 181.3 -40.35 297.78 84.36
Net Profit 505.67 507.78 -74.74 882.72 1167.92
Adjusted EPS (Rs.) 9.94 8.49 -1.25 14.72 19.3

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 508.7 598.02 599.51 599.57 605.1
Total Reserves 10073.84 12063.93 12008.18 12902.03 14073.6
Deposits 57812.22 73121.27 79006.53 84886.52 103493.6
Borrowings 17006.73 11225.89 11093.04 13331.28 14184.09
Other Liabilities 3575.87 3640.87 3490.76 4081.8 5958.13
Total Liabilities 88977.77 100650.61 106208.58 115876.18 138432.21
Assets
Balance with RBI 6415.08 6704.7 13111.08 6238.06 12070.82
Balance with Banks 2442.1 6719.51 4436.62 2281.97 2345.73
Investments 18149.74 23230.42 22274.35 28875.45 29575.85
Advances 58019.05 58622.51 60021.81 70209.35 83986.91
Net Block 407.67 442.36 466.56 528.68 525.06
Other Assets 3482.04 4907 5816.62 7697.38 9920.5
Total Assets 88977.77 100650.61 106208.58 115876.18 138432.21
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

 No Promoters Data available for this company.
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PARTICULARS Jun 2023% Sep 2023% Dec 2023% Mar 2024% Jun 2024%
investors 100.00 100.00 100.00 100.00 100.00
aditya birla sun life tru... - - - 1.47 1.70
asia capital financial op... 1.51 1.51 1.51 1.50 1.50
baroda bnp paribas balanc... - - 1.14 1.22 1.19
bofa securities europe sa... - - - - 1.02
british international inv... - 3.86 3.85 3.83 3.83
citigroup global markets ... - - - - 1.41
gaja capital fund ii limi... 1.34 1.34 1.34 1.33 1.33
hydra trading private lim... 1.26 1.26 1.26 1.25 1.25
icici prudential life ins... 3.28 3.20 1.73 1.29 1.25
investor education and pr... 0.03 0.03 - 0.03 0.03
mahindra & mahindra limit... - 3.52 3.51 3.49 3.49
maple ii b.v. 9.98 9.95 9.93 7.91 7.89
morgan stanley asia (sing... - - - - 2.00
nippon life india trustee... 3.09 1.65 1.56 1.95 3.62
quant mutual fund - quant... - 1.48 4.36 4.69 4.68
tata arbitrage fund - 1.81 1.52 1.10 1.27
vanguard total internatio... - - 1.00 1.01 1.01
vishwavir ahuja 1.06 1.05 1.05 1.05 1.05
zerodha broking 1.26 1.26 1.25 1.25 1.25
copthall mauritius invest... - - 1.29 1.16 -
kotak equity arbitrage fu... - 1.09 1.26 1.18 -
mathew cyriac - - - 2.01 -
aditya birla sun life tru... 1.32 - 1.20 - -
bnp paribas financial mar... - - 1.05 - -
investor education and pr... - - 0.03 - -
vanguard emerging markets... 1.02 1.02 1.02 - -
aditya birla sun life tru... - 2.11 - - -
bnp paribas arbitrage - o... - 2.33 - - -
government pension fund g... - 2.20 - - -
hdfc mutual fund - hdfc m... 1.86 1.75 - - -
societe generale 2.19 1.69 - - -
asian development bank 2.39 - - - -
cdc group plc 5.53 - - - -
tata mid cap growth fund 2.35 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

RBL Bank informs about details of loss of certificate 19 Sep 2024, 2:37PM RBL Bank informs about analyst meet10 Sep 2024, 4:52PM RBL Bank informs about investor meet4 Sep 2024, 11:34AM RBL Bank informs about analyst call27 Aug 2024, 2:53PM RBL Bank informs about allotment of ESOP 17 Aug 2024, 11:50AM RBL Bank informs about analyst meet1 Aug 2024, 5:30PM RBL Bank informs about disclosure30 Jul 2024, 12:36PM RBL Bank informs about appointment of part-time chairman23 Jul 2024, 11:10AM RBL Bank reports 10% rise in Q1 consolidated net profit20 Jul 2024, 4:17PM RBL Bank - Quaterly Results20 Jul 2024, 12:32PM RBL Bank - Quaterly Results20 Jul 2024, 12:32PM RBL Bank - Quaterly Results20 Jul 2024, 12:32PM RBL Bank reports 18% growth in gross advances in Q1FY255 Jul 2024, 2:44PM RBL Bank informs about analyst meet20 Jun 2024, 4:13PM RBL Bank informs about allotment of shares14 Jun 2024, 11:58AM RBL Bank informs about newspaper publication 1 Jun 2024, 12:27PM RBI allows Quant Money Managers to raise stake in RBL Bank14 May 2024, 4:00PM RBL Bank reports 22% rise in Q4 consolidated net profit29 Apr 2024, 10:59AM RBL Bank informs about outcome of board meeting27 Apr 2024, 2:52PM RBL Bank informs about press release and investor presentation27 Apr 2024, 2:46PM RBL Bank - Quaterly Results27 Apr 2024, 12:10PM RBL Bank - Quaterly Results27 Apr 2024, 12:10PM RBL Bank - Quaterly Results27 Apr 2024, 12:10PM Citigroup Global Markets acquires stake in RBL Bank10 Apr 2024, 12:15PM RBL Bank reports 19% growth in gross advances in Q4FY244 Apr 2024, 10:30AM RBL Bank informs about analyst meet 16 Mar 2024, 2:52PM RBL Bank informs about allotment of shares 2 Mar 2024, 3:31PM RBL Bank informs about analyst meet 30 Jan 2024, 2:25PM RBL Bank informs about press release22 Jan 2024, 12:27PM RBL Bank reports 9% rise in Q3 consolidated net profit20 Jan 2024, 12:12PM RBL Bank - Quaterly Results19 Jan 2024, 3:29PM RBL Bank - Quaterly Results19 Jan 2024, 3:29PM RBL Bank - Quaterly Results19 Jan 2024, 3:29PM RBL Bank informs about outcome of committee meet 17 Jan 2024, 3:30PM RBL Bank informs about allotment of ESOP 2 Jan 2024, 2:47PM RBL Bank goes live on Goods and Services Tax portal27 Dec 2023, 4:55PM RBL Bank launches electronic bank guarantee on NeSL Platform19 Dec 2023, 4:50PM RBL Bank informs about analyst meet14 Dec 2023, 4:59PM RBL Bank acquires 8.51% stake in ONDC14 Dec 2023, 10:23AM RBL Bank informs about allotment of ESOP 12 Dec 2023, 12:24PM RBL Bank informs about investor meet8 Dec 2023, 3:46PM RBL Bank informs about investor presentation28 Nov 2023, 9:37AM RBL Bank informs about investor meet9 Nov 2023, 10:09AM RBL Bank reports 77% rise in Q2 consolidated net profit23 Oct 2023, 10:47AM RBL Bank - Quaterly Results21 Oct 2023, 1:25PM RBL Bank - Quaterly Results21 Oct 2023, 1:25PM RBL Bank - Quaterly Results21 Oct 2023, 1:25PM RBL Bank informs about allotment of ESOP18 Oct 2023, 2:40PM RBI imposes penalty of Rs 64 lakh on RBL Bank 16 Oct 2023, 11:09AM RBL Bank reports 13% rise in total deposits during Q2FY245 Oct 2023, 4:30PM

RBL Bank Stock Price Analysis and Quick Research Report. Is RBL Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

RBL Bank stock price today is Rs 227.56. Let’s look at how RBL Bank is performing and if it is the right time to buy the stock of RBL Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. RBL Bank has earned Rs 12394.3014 Cr. revenue in the latest financial year. RBL Bank has posted decent revenue growth of 14.1674220112259 % in last 3 Years.

  • In terms of advances, RBL Bank reported 19.6235 % YOY,  rise . If you see 3 years advance growth, it stands at 12.7324846060353 %.

  • Currently, RBL Bank has a CASA ratio of 35.218 %. It’s overall cost of liability stands at 5.3973 %. Also, the total deposits of RBL Bank from these accounts stood at Rs 103493.5964 Cr.

  • RBL Bank has a average ROA track record. The ROA of RBL Bank is at 0.9185 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 2.65 % and 0.74 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 74.0274866676452 % which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of RBL Bank surged and is currently at Rs 3042.8927 Cr.

  • RBL Bank has a Good Capital Adequacy Ratio of 16.18 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently RBL Bank is trading at a P/B of 0.918 . The historical average PB of RBL Bank was 0.773294560710412.

  • Share Price: - The current share price of RBL Bank is Rs 227.56. One can use valuation calculators of ticker to know if RBL Bank share price is undervalued or overvalued.

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Brief about RBL Bank

RBL Bank Ltd. Financials: Check Share price, Balance Sheet, Annual report and Quarterly Results for company analysis

RBL Bank Ltd. is a private sector bank headquartered in Mumbai, India. It was founded in 1943 and was formerly known as Ratnakar Bank. It offers a wide range of financial products and services to its customers, including retail banking, corporate banking, and treasury operations. In this article, we will provide an in-depth analysis of RBL Bank Ltd. stock, covering its share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, shareholders, and more.

RBL Bank Ltd. Share Price

RBL Bank Ltd. stock is listed on the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) in India. The stock has had a mixed performance over the past year, with fluctuations in price due to various factors, including changes in the banking sector, economic conditions, and company-specific news. A stock's share price is determined by a range of factors such as market sentiment, financial performance, and general economic conditions. 

RBL Bank Ltd. Balance Sheet

RBL Bank Ltd.'s balance sheet provides a snapshot of the company's financial position at a given point in time. It includes information about the company's assets, liabilities, and equity. The balance sheet is an important tool for investors to assess the financial health of a company and its ability to meet its financial obligations. RBL Bank Ltd.'s balance sheet shows a healthy mix of assets, including loans and advances, investments, and cash and balances with the Reserve Bank of India (RBI).

RBL Bank Ltd. Annual Report

RBL Bank Ltd.'s annual report provides a comprehensive overview of the company's performance over the past year. It includes information about the company's financial results, strategic initiatives, and risk management practices. The annual report is an important tool for investors to assess the company's long-term prospects and performance. RBL Bank Ltd.'s annual report is available for download on our website.

RBL Bank Ltd. Dividend

RBL Bank Ltd. has a history of paying dividends to its shareholders. Dividends are a portion of the company's profits that are paid out to shareholders as a return on their investment. The dividend payout ratio is an important metric for investors to assess the company's dividend policy and financial health. RBL Bank Ltd. has maintained a consistent dividend payout ratio over the past few years, indicating a commitment to returning value to shareholders.

RBL Bank Ltd. Quarterly Result

RBL Bank Ltd.'s quarterly results provide a snapshot of the company's financial performance over a three-month period. It includes information about the company's revenue, expenses, and net profit. The quarterly result is an important tool for investors to assess the company's short-term performance and its ability to meet its financial obligations. RBL Bank Ltd.'s quarterly results are available for download on our website.

RBL Bank Ltd. Stock Price

RBL Bank Ltd.'s stock price is influenced by various factors, including market conditions, economic trends, and company-specific news. The stock price is an important metric for investors to assess the company's performance and long-term prospects. Our website provides pre-built screening tools to help investors analyze RBL Bank Ltd.'s stock price and performance.

RBL Bank Ltd. Price Chart

RBL Bank Ltd.'s price chart provides a visual representation of the company's stock price over a given period. It includes information about the stock's opening and closing prices, as well as its high and low prices. The price chart is an important tool for investors to assess the company's stock performance and trends over time.

RBL Bank Ltd. News

RBL Bank Ltd.'s news section provides up-to-date information about the company's latest developments and announcements. It includes information about the company's strategic initiatives, partnerships, and regulatory updates. The news section is an important tool for investors to stay informed about the company's activities and potential impact on its stock price.

RBL Bank Ltd. Concall

RBL Bank Ltd.'s concall provides investors with an opportunity to listen to the company's management team discuss its financial results and strategic initiatives. The concall is an important tool for investors to gain insights into the company's operations and long-term prospects.

RBL Bank Ltd. Transcripts

RBL Bank Ltd.'s transcripts provide a written record of the company's concall and other investor events. The transcripts are an important tool for investors to review the company's discussions and gain insights into its operations and long-term prospects.

RBL Bank Ltd. Investor Presentations

RBL Bank Ltd.'s investor presentations provide a detailed overview of the company's operations, financial results, and strategic initiatives. The presentations are an important tool for Investors to assess the company's long-term prospects and performance.

RBL Bank Ltd. Promoters

RBL Bank Ltd.'s promoters are the individuals or entities that hold a significant stake in the company. Promoters are important stakeholders in the company and have a significant influence on its operations and strategic initiatives.

RBL Bank Ltd. Shareholders

RBL Bank Ltd.'s shareholders are the individuals or entities that own shares in the company. Shareholders have a vested interest in the company's performance and long-term prospects. Our website provides premium features tools, including DCF analysis, BVPS analysis, earnings multiple approach, and DuPont analysis, to help investors analyze RBL Bank Ltd.'s performance and long-term prospects.

RBL Bank Ltd. ROCE

Access the Return on Capital Employed (ROCE) data for RBL Bank Ltd. in the financials table or ratio section above. ROCE provides insights into the company's capital efficiency and profitability, reflecting its ability to generate returns from invested capital. By examining this ratio, investors can gauge the operational performance and value creation potential of RBL Bank Ltd.

RBL Bank Ltd. EBITDA

Find RBL Bank Ltd.'s Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) data in the financials table or ratio section above. EBITDA is a crucial indicator of the company's operational performance and cash flow generation. Analyzing RBL Bank Ltd.'s EBITDA can provide valuable insights into its core profitability.

RBL Bank Ltd. DPS

Explore the Dividends Per Share (DPS) data for RBL Bank Ltd. in the financials table or ratio section above. DPS reflects the dividend distribution per share by the company, enabling investors to assess its dividend payment history and commitment to delivering value to shareholders.

RBL Bank Ltd. EPS

Access the Earnings Per Share (EPS) data for RBL Bank Ltd. in the financials table or ratio section above. EPS offers a view of the company's earnings potential on a per-share basis, allowing investors to evaluate its financial performance and profitability outlook.

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