RBL Bank
Ticker >

RBL Bank share price

RBL Bank Ltd.

NSE: RBLBANK BSE: 540065 SECTOR: Bank - Private  186k   920   209

243.30
-2.65 (-1.08%)
NSE: Today, 09:34 AM

Price Summary

Today's High

₹ 243.5

Today's Low

₹ 237.35

52 Week High

₹ 300.7

52 Week Low

₹ 138.85

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 14736.19 Cr.

CASA %

37.36

No. of Shares

60.57 Cr.

P/E

13.57

P/B

1.03

Face Value

₹ 10

Div. Yield

0.61 %

Book Value (TTM)

₹  237.07

Net Interest Income

₹ 4451.46 Cr.

Cost To Income %

68.27

Promoter Holding

0 %

EPS (TTM)

₹  17.94

CAR %

16.92

ROE

6.76 %

ROCE

7.32%

Profit Growth

1281.13 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 21 Indices.

NIFTYPTBNK

Nifty Private Bank
23414.05078125
  -120.69921875 (-0.512855325635497%)

NIFTY500

Nifty 500
20189.30078125
  -135.399218750001 (-0.666180650882919%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
17016.25
  -137.549999999999 (-0.801863144026393%)

NIFTYSMALL

NIFTY Smallcap 100
16180.349609375
  -106.000390625 (-0.650854185406802%)

NIFTYSMALLCAP250

Nifty Smallcap 250
15076.349609375
  -104.250390625 (-0.686734322918725%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
13986.2001953125
  -98.3998046875004 (-0.698634002296838%)

NIFTYTOTALMCAP

Nifty Total Market index
11346.849609375
  -76.1003906250007 (-0.666206108098177%)

NIFTYSMALLCAP50

Nifty Smallcap 50
7548.25
  -48.1499999999996 (-0.633852877678898%)

NIFTY500VAL50

NIFTY500 Value 50
13325.48
  -75.5100000000002 (-0.563465833494392%)

NIFTYHIGHBETA

Nifty High Beta 50
3802.25
  -15.8099999999999 (-0.414084639843271%)

NIFTYHOUSING

Nifty Housing Index
10610.11
  -81.4300000000003 (-0.761630223522525%)

NIFTYFULLMIDCAP100

NIFTY FULL MIDCAP 100
5987.56
  -42.7999999999993 (-0.709742038617911%)

SMLCAP

S&P Bse Small Cap
45074.23
  -376.239999999998 (-0.827802220747109%)

BSE500

S&P Bse 500
31871
  -226.360000000001 (-0.705229339733859%)

BSEPVTBANK

S&P Bse Private Bank
16873.67
  -72.5500000000029 (-0.428119073162059%)

MSL400

S&P Bse 400 MidSmallCap
10336.83
  -92.7700000000004 (-0.889487612180717%)

FIN

S&P Bse Finance
10298.65
  -66.4799999999996 (-0.641381246544903%)

ALLCAP

S&P Bse Allcap
9292.48
  -67.0200000000004 (-0.716063892301944%)

SMLSEL

S&P Bse SmallCap Select Index
6705.59
  -60.6700000000001 (-0.89665487285443%)

SML250

S&P Bse 250 SmallCap
6074.6
  -45 (-0.735342179227405%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
11431.67
  -17.7099999999991 (-0.154680864815382%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year6.76%
3 Year3.51%
5 Year5.66%

ROA%

1 Year0.79%
3 Year0.42%
5 Year0.61%

Net NPA%

1 Year1.1%
3 Year1.52%
5 Year1.46%

 NIM

1 Year4.14%
3 Year4.05%
5 Year3.94%

CAR %

16.92

Cost of Liabilities %

4.76328041214267

PEG Ratio

0.01

Advances Growth %

16.9730695751579

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 0 0
Dec 2023 0 0
Sep 2023 0 0
Jun 2023 0 0
Mar 2023 0 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 4.04840091621634% since last 3 years.
  • CASA stands at 37.3634160156551% of total deposits.
  • Other Income is 27.2669989074076% of total income.
  • Good Capital Adequacy Ratio of 16.92%.
  • The company has delivered good Profit growth of 20.4069090587479% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.419414135742884%
  • Company has a low ROE of 3.51329570285064% over the last 3 years.
  • High Cost to income ratio of 68.2685055658916%.
  • The company has delivered poor Income growth of 2.35366926955516% over the past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Interest Earned 2497.76 2496.21 2679.85 3007.95 3191.38
Other Income 618.43 674.11 685.41 704.44 777.57
Interest Expended 1220.49 1285.04 1433.68 1532.97 1645.52
Operating Expenses 1328.5 1291.5 1284.09 1448.44 1558.18
Total Provisions 292.74 234.7 266.19 640.35 458.14
Profit Before Tax 274.46 359.08 381.3 90.63 307.11
Tax 65.49 88.03 93.19 -203.45 74.02
Net Profit 208.97 271.05 288.11 294.08 233.09
Net NPA % 1.18 1.1 1 0.78 0.8
Gross NPA % 3.61 3.37 3.22 3.12 3.12
Return on Assets % 0.78 1 1.01 1 0.75
NPM % 8.37 10.86 10.75 9.78 7.3

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 6300.71 8514.38 8329.02 8175.79 9129.85
Other Income 1442.37 1910.25 1884.04 2340.53 2489.43
Interest Expended 3761.23 4884.74 4541.45 4149.05 4678.39
Operating Expenses 2042.02 2825.56 2754.59 3621.96 4738.44
Total Provisions 640.68 1961.54 2227.94 2860.4 1021.95
Profit Before Tax 1299.15 752.78 689.08 -115.09 1180.5
Taxes 432.2 247.11 181.3 -40.35 297.78
Net Profit 866.95 505.67 507.78 -74.74 882.72
Adjusted EPS (Rs.) 20.32 9.94 8.49 -1.25 14.72

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 426.71 508.7 598.02 599.51 599.57
Total Reserves 7120.5 10073.84 12063.93 12008.18 12902.03
Deposits 58394.42 57812.22 73121.27 79006.53 84886.52
Borrowings 11832.07 17006.73 11225.89 11093.04 13331.28
Other Liabilities 2585.02 3575.87 3640.87 3490.76 4081.8
Total Liabilities 80358.82 88977.77 100650.61 106208.58 115876.18
Assets
Balance with RBI 4839.52 6415.08 6704.7 13111.08 6238.06
Balance with Banks 1762.59 2442.1 6719.51 4436.62 2281.97
Investments 16840.36 18149.74 23230.42 22274.35 28875.45
Advances 54308.24 58019.05 58622.51 60021.81 70209.35
Net Block 362.54 407.67 442.36 466.56 528.68
Other Assets 2205.62 3482.04 4907 5816.62 7697.38
Total Assets 80358.82 88977.77 100650.61 106208.58 115876.18
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

 No Promoters Data available for this company.
Report us
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 100.00 100.00 100.00 100.00 100.00
aditya birla sun life tru... - - - - 1.47
asia capital financial op... 1.52 1.51 1.51 1.51 1.50
baroda bnp paribas balanc... 1.15 - - 1.14 1.22
british international inv... - - 3.86 3.85 3.83
copthall mauritius invest... - - - 1.29 1.16
gaja capital fund ii limi... 1.34 1.34 1.34 1.34 1.33
hydra trading private lim... 1.26 1.26 1.26 1.26 1.25
icici prudential life ins... 3.28 3.28 3.20 1.73 1.29
investor education and pr... - 0.03 0.03 - 0.03
kotak equity arbitrage fu... - - 1.09 1.26 1.18
mahindra & mahindra limit... - - 3.52 3.51 3.49
maple ii b.v. 9.98 9.98 9.95 9.93 7.91
mathew cyriac - - - - 2.01
nippon life india trustee... 2.70 3.09 1.65 1.56 1.95
quant mutual fund - quant... 2.95 - 1.48 4.36 4.69
tata arbitrage fund - - 1.81 1.52 1.10
vanguard total internatio... - - - 1.00 1.01
vishwavir ahuja 1.06 1.06 1.05 1.05 1.05
zerodha broking 1.26 1.26 1.26 1.25 1.25
aditya birla sun life tru... - 1.32 - 1.20 -
bnp paribas financial mar... - - - 1.05 -
investor education and pr... 0.03 - - 0.03 -
vanguard emerging markets... 1.02 1.02 1.02 1.02 -
aditya birla sun life tru... - - 2.11 - -
bnp paribas arbitrage - o... - - 2.33 - -
government pension fund g... - - 2.20 - -
hdfc mutual fund - hdfc m... - 1.86 1.75 - -
societe generale - 2.19 1.69 - -
asian development bank 2.39 2.39 - - -
cdc group plc 5.53 5.53 - - -
tata mid cap growth fund 2.35 2.35 - - -
hdfc trustee company ltd ... 1.81 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Citigroup Global Markets acquires stake in RBL Bank10 Apr 2024, 12:15PM RBL Bank reports 19% growth in gross advances in Q4FY244 Apr 2024, 10:30AM RBL Bank informs about analyst meet 16 Mar 2024, 2:52PM RBL Bank informs about allotment of shares 2 Mar 2024, 3:31PM RBL Bank informs about analyst meet 30 Jan 2024, 2:25PM RBL Bank informs about press release22 Jan 2024, 12:27PM RBL Bank reports 9% rise in Q3 consolidated net profit20 Jan 2024, 12:12PM RBL Bank - Quaterly Results19 Jan 2024, 3:29PM RBL Bank - Quaterly Results19 Jan 2024, 3:29PM RBL Bank - Quaterly Results19 Jan 2024, 3:29PM RBL Bank informs about outcome of committee meet 17 Jan 2024, 3:30PM RBL Bank informs about allotment of ESOP 2 Jan 2024, 2:47PM RBL Bank goes live on Goods and Services Tax portal27 Dec 2023, 4:55PM RBL Bank launches electronic bank guarantee on NeSL Platform19 Dec 2023, 4:50PM RBL Bank informs about analyst meet14 Dec 2023, 4:59PM RBL Bank acquires 8.51% stake in ONDC14 Dec 2023, 10:23AM RBL Bank informs about allotment of ESOP 12 Dec 2023, 12:24PM RBL Bank informs about investor meet8 Dec 2023, 3:46PM RBL Bank informs about investor presentation28 Nov 2023, 9:37AM RBL Bank informs about investor meet9 Nov 2023, 10:09AM RBL Bank reports 77% rise in Q2 consolidated net profit23 Oct 2023, 10:47AM RBL Bank - Quaterly Results21 Oct 2023, 1:25PM RBL Bank - Quaterly Results21 Oct 2023, 1:25PM RBL Bank - Quaterly Results21 Oct 2023, 1:25PM RBL Bank informs about allotment of ESOP18 Oct 2023, 2:40PM RBI imposes penalty of Rs 64 lakh on RBL Bank 16 Oct 2023, 11:09AM RBL Bank reports 13% rise in total deposits during Q2FY245 Oct 2023, 4:30PM RBL Bank informs about allotment of ESOP 16 Sep 2023, 1:13PM RBL Bank gets nod to raise up to Rs 3,000 crore via debt securities24 Jul 2023, 12:21PM RBL Bank reports 53% rise in Q1 consolidated net profit24 Jul 2023, 11:42AM RBL Bank informs about board meeting22 Jul 2023, 2:52PM RBL Bank - Quaterly Results22 Jul 2023, 12:39PM RBL Bank - Quaterly Results22 Jul 2023, 12:39PM RBL Bank - Quaterly Results22 Jul 2023, 12:39PM RBL Bank informs about analyst meet19 Jul 2023, 2:56PM RBL Bank aiming to expand NIM to over 5.2% by end of FY2419 Jun 2023, 10:41AM RBL Bank informs about investor meet7 Jun 2023, 11:34AM RBL Bank informs about analyst meet23 May 2023, 5:06PM RBL Bank informs about press release9 May 2023, 2:28PM RBL Bank goes live on Direct Tax Collections through TIN2.0 portal9 May 2023, 12:40PM RBL Bank reports 81% rise in Q4 consolidated net profit 29 Apr 2023, 4:00PM RBL Bank informs about disclosure29 Apr 2023, 3:12PM RBL Bank - Quaterly Results29 Apr 2023, 1:35PM RBL Bank - Quaterly Results29 Apr 2023, 1:35PM RBL Bank - Quaterly Results29 Apr 2023, 1:35PM RBL Bank launches digital fixed deposit scheme 18 Apr 2023, 4:00PM RBL Bank’s deposits rise 7% in Q4FY235 Apr 2023, 12:00PM RBL Bank in association with BMRCL launches RuPay National Common Mobility Card27 Mar 2023, 3:36PM RBI imposes monetary penalty of Rs 2.27 crore on RBL Bank21 Mar 2023, 10:57AM RBL Bank collaborates with India Exim Bank for trade finance28 Feb 2023, 3:20PM

RBL Bank Stock Price Analysis and Quick Research Report. Is RBL Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how RBL Bank is performing and if it is the right time to buy the stock of RBL Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. RBL Bank has earned Rs 9129.8456 Cr. revenue in the latest financial year. RBL Bank has posted Poor revenue growth of 2.35366926955516 % in last 3 Years.

  • In terms of advances, RBL Bank reported 16.9730695751579 % YOY,  rise . If you see 3 years advance growth, it stands at 6.56341229992803 %.

  • Currently, RBL Bank has a CASA ratio of 37.3634160156551 %. It’s overall cost of liability stands at 4.76328041214267 %. Also, the total deposits of RBL Bank from these accounts stood at Rs 84886.5173 Cr.

  • RBL Bank has a Poor ROA track record. The ROA of RBL Bank is at 0.794942720334638 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 3.37 % and 1.1 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -64.2724506455868 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of RBL Bank surged and is currently at Rs 2489.4349 Cr.

  • RBL Bank has a Good Capital Adequacy Ratio of 16.92 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently RBL Bank is trading at a P/B of 1.0455 . The historical average PB of RBL Bank was 1.34599857136513.

  • Share Price: - The current share price of RBL Bank is Rs 245.95. One can use valuation calculators of ticker to know if RBL Bank share price is undervalued or overvalued.

Last Updated on:
Brief about RBL Bank

RBL Bank Ltd. Financials: Check Share price, Balance Sheet, Annual report and Quarterly Results for company analysis

RBL Bank Ltd. is a private sector bank headquartered in Mumbai, India. It was founded in 1943 and was formerly known as Ratnakar Bank. It offers a wide range of financial products and services to its customers, including retail banking, corporate banking, and treasury operations. In this article, we will provide an in-depth analysis of RBL Bank Ltd. stock, covering its share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, shareholders, and more.

RBL Bank Ltd. Share Price

RBL Bank Ltd. stock is listed on the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) in India. The stock has had a mixed performance over the past year, with fluctuations in price due to various factors, including changes in the banking sector, economic conditions, and company-specific news. A stock's share price is determined by a range of factors such as market sentiment, financial performance, and general economic conditions. 

RBL Bank Ltd. Balance Sheet

RBL Bank Ltd.'s balance sheet provides a snapshot of the company's financial position at a given point in time. It includes information about the company's assets, liabilities, and equity. The balance sheet is an important tool for investors to assess the financial health of a company and its ability to meet its financial obligations. RBL Bank Ltd.'s balance sheet shows a healthy mix of assets, including loans and advances, investments, and cash and balances with the Reserve Bank of India (RBI).

RBL Bank Ltd. Annual Report

RBL Bank Ltd.'s annual report provides a comprehensive overview of the company's performance over the past year. It includes information about the company's financial results, strategic initiatives, and risk management practices. The annual report is an important tool for investors to assess the company's long-term prospects and performance. RBL Bank Ltd.'s annual report is available for download on our website.

RBL Bank Ltd. Dividend

RBL Bank Ltd. has a history of paying dividends to its shareholders. Dividends are a portion of the company's profits that are paid out to shareholders as a return on their investment. The dividend payout ratio is an important metric for investors to assess the company's dividend policy and financial health. RBL Bank Ltd. has maintained a consistent dividend payout ratio over the past few years, indicating a commitment to returning value to shareholders.

RBL Bank Ltd. Quarterly Result

RBL Bank Ltd.'s quarterly results provide a snapshot of the company's financial performance over a three-month period. It includes information about the company's revenue, expenses, and net profit. The quarterly result is an important tool for investors to assess the company's short-term performance and its ability to meet its financial obligations. RBL Bank Ltd.'s quarterly results are available for download on our website.

RBL Bank Ltd. Stock Price

RBL Bank Ltd.'s stock price is influenced by various factors, including market conditions, economic trends, and company-specific news. The stock price is an important metric for investors to assess the company's performance and long-term prospects. Our website provides pre-built screening tools to help investors analyze RBL Bank Ltd.'s stock price and performance.

RBL Bank Ltd. Price Chart

RBL Bank Ltd.'s price chart provides a visual representation of the company's stock price over a given period. It includes information about the stock's opening and closing prices, as well as its high and low prices. The price chart is an important tool for investors to assess the company's stock performance and trends over time.

RBL Bank Ltd. News

RBL Bank Ltd.'s news section provides up-to-date information about the company's latest developments and announcements. It includes information about the company's strategic initiatives, partnerships, and regulatory updates. The news section is an important tool for investors to stay informed about the company's activities and potential impact on its stock price.

RBL Bank Ltd. Concall

RBL Bank Ltd.'s concall provides investors with an opportunity to listen to the company's management team discuss its financial results and strategic initiatives. The concall is an important tool for investors to gain insights into the company's operations and long-term prospects.

RBL Bank Ltd. Transcripts

RBL Bank Ltd.'s transcripts provide a written record of the company's concall and other investor events. The transcripts are an important tool for investors to review the company's discussions and gain insights into its operations and long-term prospects.

RBL Bank Ltd. Investor Presentations

RBL Bank Ltd.'s investor presentations provide a detailed overview of the company's operations, financial results, and strategic initiatives. The presentations are an important tool for Investors to assess the company's long-term prospects and performance.

RBL Bank Ltd. Promoters

RBL Bank Ltd.'s promoters are the individuals or entities that hold a significant stake in the company. Promoters are important stakeholders in the company and have a significant influence on its operations and strategic initiatives.

RBL Bank Ltd. Shareholders

RBL Bank Ltd.'s shareholders are the individuals or entities that own shares in the company. Shareholders have a vested interest in the company's performance and long-term prospects. Our website provides premium features tools, including DCF analysis, BVPS analysis, earnings multiple approach, and DuPont analysis, to help investors analyze RBL Bank Ltd.'s performance and long-term prospects.

Read More
X