Union Bank of India Share Price, Stock Analysis & Company Overview

Union Bank of India is one of the leading government-owned financial institutions in the country and a pillar of the Public Sector Bank space. Headquartered in Mumbai, the bank has significantly transformed its balance sheet following its mega-merger with Corporation Bank and Andhra Bank. Today, it stands as a digital-first universal bank, providing extensive credit solutions to retail, MSME, and large corporate segments across India and internationally.

This page provides a comprehensive view for investors to monitor the Union Bank of India share price, conduct a detailed Union Bank of India stock analysis, and track the bank’s consistent improvements in asset quality and profitability.

About Union Bank of India

Established in 1919 and inaugurated by Mahatma Gandhi, Union Bank of India has a rich legacy of serving the nation. Post the 2020 merger, it became one of the largest Public Sector Banks (PSBs) in terms of branch network and business volume.

The bank has successfully transitioned from a period of high legacy NPAs to a growth-oriented phase, driven by aggressive digitalization (through its super-app "Vyom") and a focused shift toward high-yield retail and MSME lending. As a government-owned entity, it remains central to India's financial inclusion and infrastructure development initiatives.

Union Bank of India Business Model

The bank operates a diversified financial services model, leveraging its massive physical footprint and expanding digital capabilities. Key operational pillars include:

• Retail Banking: Offering a full suite of products, including home, auto, and education loans, alongside a strong CASA (Current Account Savings Account) base.

• Corporate & Wholesale Banking: Providing working capital, term loans, and trade finance to India’s leading industrial houses.

• MSME & Agriculture: Focusing on priority sector lending to support small businesses and the rural economy.

• Treasury Operations: Managing the bank’s statutory liquidity requirements and proprietary investment book.

• Digital Banking (Vyom): A comprehensive mobile banking ecosystem that handles millions of transactions and digital loan originations.

• International Presence: Serving global clients through overseas branches in major financial hubs like Dubai, Hong Kong, and Sydney.

Union Bank of India IPO and Listing Details

Union Bank is a highly liquid stock and a prominent constituent of the Nifty Bank and Nifty PSU Bank indices.

• Listing Exchanges: NSE and BSE
• Face Value: Rs 10 per share
• ISIN: INE692A01016
• NSE Symbol: UNIONBANK
• BSE Scrip Code: 532477

Union Bank of India Corporate Action History

The bank has a track record of consistent dividend payouts as its financial health has improved over the last few years.

Dividend History

Union Bank has returned to regular dividend distributions following its exit from the RBI’s corrective frameworks and its rise in net profits.

• FY 2025-26: Expected dividend of Rs 4.75 per share (Record Date: July 2025).

• FY 2024-25: Declared a final dividend of Rs 5.40 per share.

• Trend: The bank aims to maintain a steady payout ratio as its Capital Adequacy Ratio (CAR) remains robust.

Investor Resources Available on This Page

Retail investors can access several features in the respective tables on this page to conduct a professional Union Bank of India stock analysis:

• Price Chart: Track the multi-year recovery and price trends of the Union Bank of India share price. (data delayed by 15 minutes)

• Company Ratios: Review critical banking metrics like Net Interest Margin (NIM), Provision Coverage Ratio (PCR), and Return on Assets (RoA).

• Quarterly Results: Monitor the sharp decline in Gross NPAs and the growth in Net Interest Income (NII) every quarter.

• Balance Sheet: Analyze the bank’s massive deposit base and its diversified advances book.

• Cash Flow Statement: Evaluate the bank's liquidity management and operational efficiency.

• Shareholding & Promoters: Track the majority stake held by the Government of India and the increasing interest from DIIs.

• Pros & Cons: A simplified look at the bank’s improving credit profile versus the risks of systemic interest rate changes.

• Annual Reports: Download official documents for deep insights into the bank’s risk management and digital roadmap.

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Frequently Asked Questions (FAQs)

Q1. What is the latest Union Bank of India share price?

The current price is displayed at the top of this page. Please note that all price data and charts are provided with a 15-minute delay from the exchanges.

Q2. Who are the promoters of Union Bank of India?

The Government of India is the primary promoter, holding a majority stake in the bank.

Q3. What is the name of Union Bank’s mobile app?

Union Bank of India’s flagship digital platform is called Vyom, a "Super-App" designed to provide a 360-degree digital banking experience.

Q4. Does Union Bank of India pay regular dividends?

Yes, the bank has resumed regular dividend payments in recent years, supported by its strong profitability and improved asset quality.

Q5. Where can I find Union Bank of India's quarterly results?

Detailed performance data, including Net Profit (PAT) and NPA movements, is updated in the "Quarterly Results" table on this page.

Q6. How can I download the Union Bank of India Annual Report?

You can access and download the latest as well as historical Annual Reports directly from the "Reports" or "Documents" section table provided on this page.