Yes Bank Share Price, Stock Analysis & Company Profile
Welcome to the comprehensive stock analysis page for Yes Bank Ltd. Here, you can track the Yes Bank share price, analyse the bank's financial health, and stay updated with the latest market news. Whether you are tracking the Yes Bank share price today for potential investment or monitoring your portfolio, this page provides all the essential tools and reports for a detailed stock analysis.
About Yes Bank
Yes Bank is a full-service commercial bank based in Mumbai, India. Founded in 2004, it has evolved into a prominent player in the Indian banking sector, offering a wide range of products across retail, corporate, and SME banking.
The bank is known for its strong focus on digital banking and technology-led payment solutions, notably holding a leading market share in UPI transactions. Following a major reconstruction scheme led by the Reserve Bank of India (RBI) and a consortium of lenders in 2020, Yes Bank has successfully stabilised its operations, cleaned up its balance sheet, and returned to profitability, positioning itself for a new phase of growth.
Key Developments: Reconstruction & Recovery
Yes Bank has undergone a significant transformation since the RBI-led reconstruction scheme in March 2020. Key milestones include:
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Capital Infusion: A consortium of banks, led by State Bank of India (SBI), infused capital to rescue the bank. This was followed by further investments from global private equity giants Carlyle and Advent International in 2022.
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Lock-in Period Expiry: The 3-year lock-in period for shares held by the initial rescue consortium ended in March 2023. This has led to a more diversified shareholding pattern with no single promoter entity.
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Asset Quality Improvement: The bank successfully transferred a massive chunk of its bad loans (NPAs) to an Asset Reconstruction Company (JC Flowers ARC), drastically reducing its Gross NPA ratio and cleaning up its books.
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Return to Profitability: After facing turbulent times, the bank has consistently reported profits in recent quarters, driven by growth in retail advances and stable deposit inflows.
Yes Bank Business Model
Yes Bank operates on a diversified banking model with a sharpened focus on retail and SME segments to reduce risk:
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Retail Banking: A core growth driver, offering home loans, car loans, personal loans, and credit cards. The bank is aggressively expanding its retail footprint.
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Corporate Banking: While reducing exposure to large, risky corporate loans, the bank continues to serve top-rated corporate clients with working capital and trade finance solutions.
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Transaction Banking: Yes Bank is a dominant leader in India’s digital payments ecosystem, powering a significant percentage of UPI and AEPS (Aadhaar Enabled Payment System) transactions.
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SME & MSME: The bank provides tailored lending and banking solutions to small and medium enterprises, a high-yield segment of the economy.
Investor Resources Available on This Page
We believe in empowering retail investors with professional-grade data. On this page, you can access a wealth of information to conduct your own Yes Bank stock analysis:
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Interactive Price Chart: Analyse historical price movements and trends (data delayed by 15 minutes).
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Banking-Specific Ratios: Access key metrics like CASA ratio, Net Interest Margin (NIM), Gross NPA, Net NPA, Capital Adequacy Ratio (CAR), and traditional valuation ratios (P/E, P/B).
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Quarterly Results & Balance Sheet: Review the bank's latest quarterly earnings, advances, deposits, and profitability metrics.
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Shareholding Pattern: Check the latest ownership data, including participation by FIIs, DIIs, and retail investors.
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Pros & Cons: A simplified summary of the bank’s strengths and potential risks.
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Annual Reports: Download official Annual Reports and investor presentations directly from the "Reports Section" on this page.
Frequently Asked Questions (FAQs)
Q1. What is the Yes Bank share price today?
The share price displayed at the top of this page reflects the latest trading value on the NSE and BSE. Please note that the price chart data is delayed by 15 minutes.
Q2. Is Yes Bank a private or government bank?
Yes Bank is a private sector bank. Although State Bank of India (a public sector bank) holds a significant stake, it is technically an associate bank and remains a private entity.
Q3. Does Yes Bank pay dividends?
Dividend payments depend on the bank's profitability and regulatory approvals. You can check the "Corporate Actions" or "Dividend Yield" section on this page to see if any dividends have been declared recently.
Q4. What is the lock-in period for Yes Bank shares?
The 3-year lock-in period imposed during the 2020 reconstruction scheme expired in March 2023. Currently, there are no specific regulatory lock-ins for ordinary shareholders.
Q5. Where is Yes Bank listed?
Yes Bank shares are listed and traded on both the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).
Q6. How can I download the Yes Bank Annual Report?
You can easily download the latest Annual Report and other financial documents from the "Reports Section" available on this page.
Q7. What is the face value of Yes Bank shares?
The face value of each equity share is Rs 2.