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Yes Bank share price

Yes Bank Ltd.

NSE: YESBANK BSE: 532648 SECTOR: Bank - Private  1937k   7k   2k

17.94
+0.21 (1.18%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 19.44

Today's Low

₹ 17.88

52 Week High

₹ 27.41

52 Week Low

₹ 16.02

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

56252.98 Cr.

CASA %

30.9

No. of Shares

3135.62 Cr.

P/E

23.38

P/B

1.18

Face Value

₹ 2

Div. Yield

0 %

Book Value (TTM)

₹  15.24

Net Interest Income

8094.62 Cr.

Cost To Income %

74.36

Promoter Holding

0 %

EPS (TTM)

₹  0.77

CAR %

15.4

ROE

3.09 %

ROCE

6.18%

Profit Growth

74.39 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 36 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year3.09%
3 Year2.74%
5 Year-14.38%

ROA%

1 Year0.33%
3 Year0.3%
5 Year-1.11%

Net NPA%

1 Year0.58%
3 Year1.98%
5 Year3.37%

 NIM

1 Year2.4%
3 Year2.46%
5 Year2.7%

CAR %

15.4

Cost of Liabilities %

5.6282

PEG Ratio

0.31

Advances Growth %

12.0677

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 0.00 0.00
Dec 2024 0.00 0.00
Sep 2024 0.00 0.00
Jun 2024 0.00 0.00
Mar 2024 0.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Good Capital Adequacy Ratio of 15.4%.
  • The company has delivered good Profit growth of 33.1640080572019% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.300883720000184%
  • CASA Growth of 0.1434% YoY, which is very low.
  • Company has a low ROE of 2.74365134523421% over the last 3 years.
  • High Cost to income ratio of 74.3638%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 7447.17 7719.15 7730.49 7829.14 7616.13
Other Income 1568.6 1198.99 1406.6 1512.01 1739.26
Interest Expended 5294.15 5475.11 5530.05 5605.62 5339.77
Operating Expenses 2819.15 2557.74 2631.77 2656.51 2701.24
Total Provisions 470.86 211.77 297.1 258.68 318.07
Profit Before Tax 431.61 673.52 678.17 820.34 996.31
Tax -20.28 171.09 125.13 208.07 258.19
Net Profit 451.89 502.43 553.04 612.27 738.12
Net NPA % 0.6 0.5 0.5 0.5 0.3
Gross NPA % 1.7 1.7 1.6 1.6 1.6
Return on Assets % 0.5 0.5 0.5 0.6 0.7
NPM % 6.07 6.51 7.15 7.82 9.69

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 26066.6 20041.84 19023.51 22697.43 27585.94
Other Income 11856.49 3011.69 3262.47 3685.06 5114.3
Interest Expended 19261.37 12613.23 12525.66 14779.86 19491.32
Operating Expenses 6729.21 5792.02 6844.39 8419.86 9822.66
Total Provisions 32758.43 9383.35 1480.08 2219.85 1886.28
Profit Before Tax -20825.92 -4735.07 1435.85 962.92 1499.98
Taxes -4407.89 -1272.85 369.64 245.51 248.9
Net Profit -16418.03 -3462.23 1066.21 717.41 1251.08
Adjusted EPS (Rs.) -13.08 -1.38 0.43 0.25 0.43

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 2510.09 5010.98 5010.99 5750.96 5753.58
Total Reserves 19216.2 28185.35 28722.64 34013.9 35385.73
Deposits 105363.94 162946.64 197191.73 217501.86 266372.17
Borrowings 113790.5 63949.08 72204.58 77451.99 79940.88
Other Liabilities 16946.18 13450.71 15082.03 19089.82 17034.55
Total Liabilities 257826.92 273542.77 318220.23 354786.13 405492.99
Assets
Balance with RBI 5943.66 6812.79 43452.27 12864.09 18139.24
Balance with Banks 2439.35 22495.94 3187.32 6410.35 790.4
Investments 43914.83 43319.15 51895.56 76888.3 90235.13
Advances 171443.29 166892.99 181051.99 203269.44 227799.47
Net Block 715.72 2086.65 2009.04 2149 2499.89
Other Assets 33076.71 31873.36 36499.96 52909.18 65672.22
Total Assets 257826.92 273542.77 318220.23 354786.13 405492.99
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2019% Jun 2019% Sep 2019% Dec 2019% Mar 2020%
promoters 19.80 19.78 13.05 8.33 1.67
madhu kapur 7.57 7.56 6.87 6.87 1.38
mags finvest pvt ltd 1.61 1.61 1.46 1.46 0.30
rana kapoor 4.32 4.31 3.92 - -
yes capital (india) priva... 3.27 3.26 0.80 - -
morgan credits private li... 3.03 3.03 - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 100.00 100.00 100.00 100.00 100.00
axis bank limited 1.10 1.01 1.01 1.01 1.01
ca basque investments 5.07 6.84 6.84 6.84 6.84
hdfc bank limited 3.00 2.75 2.75 2.75 2.75
icici bank ltd - 2.39 2.39 - 2.39
kotak mahindra bank limit... 1.32 1.21 1.21 1.21 1.21
life insurance corporatio... 4.34 3.98 3.98 - 3.98
state bank of india 26.13 23.99 23.98 23.98 23.97
verventa holdings limited... - - - 9.20 9.20
icici bank limited 2.61 - - 2.39 -
life insurance corporatio... - - - 3.98 -
verventa holdings ltd 5.58 9.20 9.20 - -
idfc first bank limited 1.00 - - - -

Ratings & Research Reports

Company Presentations

Company News

Yes Bank reports 59% jump in Q4 consolidated net profit 21 Apr, 10:59 AM Yes Bank informs about disclosure 19 Apr, 4:10 PM Yes Bank informs about press release 19 Apr, 4:04 PM Yes Bank - Quaterly Results 19 Apr, 1:08 PM Yes Bank - Quaterly Results 19 Apr, 1:08 PM Yes Bank - Quaterly Results 19 Apr, 1:08 PM Yes Bank informs about board meeting 8 Apr, 11:36 AM Yes Bank records 8% growth in loan and advances in Q4FY25 4 Apr, 12:07 PM Yes Bank informs about closure of trading window 26 Mar, 5:08 PM Yes Bank informs about disclosure 21 Mar, 11:57 AM Yes Bank inks MoU with DPIIT 21 Mar, 11:48 AM Yes Bank launches GST payment facility 15 Mar, 2:44 PM Yes Bank reports over 2-fold jump in Q3 consolidated net profit 27 Jan, 11:20 AM Yes Bank - Quaterly Results 25 Jan, 12:39 PM Yes Bank - Quaterly Results 25 Jan, 12:39 PM Yes Bank - Quaterly Results 25 Jan, 12:39 PM Yes Bank informs about penalty 4 Jan, 4:10 PM Yes Bank records 13% growth in loan and advances in Q3FY25 3 Jan, 12:29 PM Yes Bank informs about updates 3 Jan, 9:50 AM Yes Bank informs about allotment of equity shares 23 Dec, 12:28 PM Yes Bank informs about disclosure 20 Dec, 5:18 PM Yes Bank informs about analyst meet 13 Dec, 2:28 PM Yes Bank informs about disclosure 2 Dec, 1:56 PM Yes Bank informs about updates 23 Nov, 4:05 PM Yes Bank informs about disclosure 23 Nov, 3:39 PM Yes Bank informs about outcome of conference call 23 Nov, 10:28 AM Yes Bank informs about press release & investor presentation 26 Oct, 3:29 PM Yes Bank informs about disclosure 26 Oct, 3:18 PM Yes Bank - Quaterly Results 26 Oct, 12:45 PM Yes Bank - Quaterly Results 26 Oct, 12:45 PM Yes Bank - Quaterly Results 26 Oct, 12:45 PM Yes Bank informs about disclosure 25 Oct, 2:49 PM Yes Bank, Paisabazaar launch 'PaisaSave' Cashback Credit Card 19 Sep, 4:28 PM Yes Bank informs about disclosure 31 Aug, 10:03 AM Yes Bank informs about disclosure 23 Aug, 4:05 PM Yes Bank informs about credit rating 22 Aug, 10:00 AM Yes Bank informs about disclosure 2 Aug, 3:04 PM Yes Bank informs about newspaper advertisements 25 Jul, 5:30 PM Yes Bank reports 49% rise in Q1 consolidated net profit 22 Jul, 10:41 AM Yes Bank informs about press release 20 Jul, 3:31 PM Yes Bank informs about disclosure 20 Jul, 2:59 PM Yes Bank - Quaterly Results 20 Jul, 12:41 PM Yes Bank - Quaterly Results 20 Jul, 12:41 PM Yes Bank - Quaterly Results 20 Jul, 12:41 PM Yes Bank informs about update on credit ratings 20 Jul, 9:59 AM Yes Bank informs about disclosure 16 Jul, 10:02 AM Yes Bank informs about update on ratings 11 Jul, 10:19 AM Yes Bank informs about clarification on news item 9 Jul, 10:23 AM Yes Bank records 15% growth in loan and advances in Q1FY25 3 Jul, 2:59 PM Yes Bank informs about disclosure 11 Jun, 12:18 PM

Yes Bank Stock Price Analysis and Quick Research Report. Is Yes Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Yes Bank stock price today is Rs 17.93. Let’s look at how Yes Bank is performing and if it is the right time to buy the stock of Yes Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Yes Bank has earned Rs 27585.9383 Cr. revenue in the latest financial year. Yes Bank has posted decent revenue growth of 11.2370923049898 % in last 3 Years.

  • In terms of advances, Yes Bank reported 12.0677 % YOY,  rise . If you see 3 years advance growth, it stands at 10.9272387849154 %.

  • Currently, Yes Bank has a CASA ratio of 30.903 %. It’s overall cost of liability stands at 5.6282 %. Also, the total deposits of Yes Bank from these accounts stood at Rs 266372.1717 Cr.

  • Yes Bank has a Poor ROA track record. The ROA of Yes Bank is at 0.3291 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.73 % and 0.58 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -15.0263849467348 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Yes Bank surged and is currently at Rs 5114.2988 Cr.

  • Yes Bank has a Good Capital Adequacy Ratio of 15.4 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Yes Bank is trading at a P/B of 1.176 . The historical average PB of Yes Bank was 1.21953520814585.

  • Share Price: - The current share price of Yes Bank is Rs 17.93. One can use valuation calculators of ticker to know if Yes Bank share price is undervalued or overvalued.

Last Updated on:
Brief about Yes Bank

Current Yes Bank Share Price

As of 15:30:01 IST on 30 April 2025, the Yes Bank Share Price was trading at Rs 17.71 on the NSE. This represented a decrease of 1.56% compared to the opening price for the day. The Yes Bank Stock Price Today reflects ongoing market activity. Investors tracking Yes Bank NSE (Symbol: YESBANK) and Yes Bank BSE (Scrip Code: 532648) monitor these fluctuations closely. For the most current, regularly updated Yes Bank share price, please refer to the live ticker section located above on this page. That section provides a real-time YESBANK share price summary, including the day's high/low and the 52-week high/low.

Yes Bank Share Returns Performance

Historical data provides insights into the Yes Bank Performance over various time frames. As of 30 April 2025, the returns were as follows:

  • 1 Week: -0.94%
  • 1 Month: +3.82%
  • 3 Months: -3.08%
  • 1 Year: -31.47%
  • 5 Years: -33.75%

These figures indicate short-term volatility in the Yes Bank Returns, with a slight positive return over the past month contrasting with negative performance over the last week and three months. The longer-term trend, looking at the 1-year and 5-year YESBANK historical returns, shows significant negative performance, reflecting challenges the bank has faced historically. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting Yes Bank Share Price

Several recent developments are influencing the Yes Bank Share Price:

  1. Yes Bank Q4 Results (FY25): Announced on 19 April 2025, Yes Bank reported a strong 63% year-on-year jump in net profit to Rs 738 crore. This improvement was largely driven by a 32.5% decrease in provisions for bad loans and a rise in Net Interest Income (NII) by 5.7% YoY. Asset quality showed improvement with Gross NPAs falling to 1.6% and Net NPAs to 0.3%. This positive earnings report initially buoyed sentiment.
     
  2. Management Outlook & Recovery: CEO Prashant Kumar has expressed confidence, targeting a 1% Return on Assets (ROA) by the end of FY26, supported by expected loan growth of 12-15%. The bank also recently received Rs 429 crore from the JC Flowers ARC as part of its recovery process from previously sold stressed assets. These factors affecting Yes Bank Share Price provide some positive outlook.
     
  3. Market Sentiment & Analyst Views: Despite the positive Q4 results, the share price has seen some pressure. Many analysts maintain a cautious or 'sell' stance, with price targets generally below the recent trading levels. Recent news also includes a tax demand notice received by the bank.

These news items contribute to the mixed sentiment surrounding the stock, balancing improved financial performance with historical challenges and cautious analyst outlooks.

Conclusion on Yes Bank Stock Price

The current Yes Bank Stock Price reflects a period of consolidation following its recent Q4 earnings announcement. While the quarterly results showed significant improvement in profitability and asset quality, the Yes Bank Share Price outlook remains tempered by its negative longer-term returns and prevailing cautious analyst sentiment. The YESBANK stock analysis suggests ongoing volatility, with investors weighing the recent operational improvements against the broader banking sector trends and the bank's historical context.

Yes Bank Balance Sheet Analysis - Share Capital and Reserves Growth

Yes Bank has seen a notable increase in its share capital from Rs 2,510.09 Cr in March 2020 to Rs 5,753.58 Cr by March 2024, indicating a potential expansion or issuance of equity. Similarly, Total Reserves have surged from Rs 19,216.20 Cr to Rs 35,385.73 Cr in the same timeframe, demonstrating a strengthened financial reserve base.

Yes Bank's Asset Enhancement Over Years

The asset side of Yes Bank's balance sheet shows a healthy growth with total assets increasing from Rs 2,57,826.92 Cr in March 2020 to Rs 4,05,492.99 Cr by March 2024. Key growth areas include 'Advances', which rose from Rs 1,71,443.29 Cr to Rs 2,27,799.47 Cr, solidifying the bank's core lending business.

Evaluation of Yes Bank’s Liabilities and Deposits

On the liabilities front, Yes Bank has managed a mix of strategies. Deposits have seen a robust increase from Rs 1,05,363.94 Cr in March 2020 to Rs 2,66,372.17 Cr by March 2024, underscoring growing customer trust and deposit base. However, there’s a variable trend in borrowings, peaking at Rs 72,204.58 Cr in 2022 and slightly realigned to Rs 79,940.88 Cr by March 2024.

Yes Bank's Loan and Investment Portfolio

The bank's investment portfolio expanded from Rs 43,914.83 Cr in 2020 to Rs 90,235.13 Cr by 2024, reflecting a strategic shift towards asset diversification. The loans and advances further indicate a proactive credit expansion in response to market opportunities.

This analysis is based on the Standalone Balance Sheet of Yes Bank as of March 2024. For more detailed insights and data configurations, visit our detailed stock analysis page, which also includes interactive tools for screening other indices and sectors relevant to Yes Bank’s operational environment.

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