ICICI Lombard General Insurance Company Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

ICICI Lombard General Insurance Company Ltd. is a leading insurance provider in India. In this article, we will provide a comprehensive analysis of ICICI Lombard General Insurance Company Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

ICICI Lombard General Insurance Company Ltd. Share Price:

ICICI Lombard General Insurance Company Ltd.'s share price is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s share price and identify any trends or patterns. The company's share price has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Lombard General Insurance Company Ltd. Balance Sheet:

ICICI Lombard General Insurance Company Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include fixed assets, investments, and other assets, while liabilities include loans, trade payables, and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s balance sheet and identify any red flags. The company's balance sheet has shown a strong and stable trend over the past few years, reflecting the company's solid financial position and growth prospects.

Reserves of ICICI Lombard  

The reserves and surplus of ICICI Lombard General Insurance have been rejuvenated gradually from Rs 5,679.57 crores in March 2020 to Rs 11,467.09 crores in March 2024. It is evidenced in the following graph that this performance exhibits a propensity to increase and thus shows a good potential for innovatively creating profits and plowing back profits for investments on expansion.

Debt levels at ICICI Lombard 

The company had no borrowings for the five-year period, keeping a debt-free system throughout the analyzed period. This means good financial structure, no long-term liabilities and no interest burden which can be useful as the funds can be utilized.

ICICI Lombard Investment 

On the value of investment the total had increased from Rs 26,326.73 crores in the year 2020 to Rs 48,907.24 crores in the year 2024. This increase proves the company’s approach to the enlargement of the investment base that is necessary for an insurance company to sustain its shareholders’ funds and stability.

ICICI Lombard Net Current Assets 

The net current assets on the other hand bordered negative for the entire period under review and was negative for Rs 36,915.68 crore as at March 2024. This negative figure is common with insurance firms because these firms work with liabilities that may represent potential claims that exceed current assets.

This analysis has been prepared using the balance sheet of only ICICI Lombard General Insurance company. Thus, shareholders should pay attention to the insurance industry and the indices that reflect the company’s performance on the market.

ICICI Lombard General Insurance Company Ltd. Annual Report:

ICICI Lombard General Insurance Company Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download ICICI Lombard General Insurance Company Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

ICICI Lombard General Insurance Company Ltd. Dividend:

ICICI Lombard General Insurance Company Ltd. has a consistent dividend payout history. The company has paid dividends in every year, reflecting its commitment to rewarding shareholders. Long-term investors should consider this when evaluating ICICI Lombard General Insurance Company Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

ICICI Lombard General Insurance Company Ltd. Quarterly Results:

ICICI Lombard General Insurance Company Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

ICICI Lombard General Insurance Company Ltd. Stock Price:

The stock price of ICICI Lombard General Insurance Company Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track ICICI Lombard General Insurance Company Ltd.'s stock price and identify potential buying opportunities. The stock price of ICICI Lombard General Insurance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Lombard General Insurance Company Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of ICICI Lombard General Insurance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Lombard General Insurance Company Ltd. News:

Keeping up to date with the latest news about ICICI Lombard General Insurance Company Ltd. is important for investors. Our website provides the latest news about ICICI Lombard General Insurance Company Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

ICICI Lombard General Insurance Company Ltd. Concall:

ICICI Lombard General Insurance Company Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to ICICI Lombard General Insurance Company Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

ICICI Lombard General Insurance Company Ltd. Transcripts:

Transcripts of ICICI Lombard General Insurance Company Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

ICICI Lombard General Insurance Company Ltd. Investor Presentations:

ICICI Lombard General Insurance Company Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download ICICI Lombard General Insurance Company Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

ICICI Lombard General Insurance Company Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. ICICI Lombard General Insurance Company Ltd.'s promoters include ICICI Bank, a leading bank in India. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of ICICI Lombard General Insurance Company Ltd. are relatively stable, which is a positive sign for long-term investors.

ICICI Lombard General Insurance Company Ltd. Shareholders:

ICICI Lombard General Insurance Company Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of ICICI Lombard General Insurance Company Ltd. is diverse, which is a positive sign for long-term investors.

ICICI Lombard General Insurance Company Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

ICICI Lombard General Insurance Company Limited ROCE

The Return on Capital Employed (ROCE) of ICICI Lombard General Insurance Company Limited indicates how efficiently the company is utilizing its capital to generate profits. It is a crucial metric for stock analysis. The ROCE ratio shows the profitability of the company's capital investments and is calculated by dividing the earnings before interest and tax (EBIT) by the capital employed. To obtain the ROCE data for ICICI Lombard General Insurance Company Limited, refer to the financials table or ratio section on this page.

ICICI Lombard General Insurance Company Limited EBITDA

EBITDA, or Earnings Before Interest, Taxes, Depreciation, and Amortization, is a key financial metric used in stock analysis. It provides insight into the company's operating profitability excluding non-operating expenses and non-cash items. ICICI Lombard General Insurance Company Limited EBITDA can be found in the financials table or ratio section on this page, where you can access the latest EBITDA data and track its performance over time.

ICICI Lombard General Insurance Company Limited DPS

The Dividends Per Share (DPS) of ICICI Lombard General Insurance Company Limited represents the portion of profits distributed to shareholders as dividends on a per-share basis. DPS is an important metric for investors looking for regular income through dividends. To find ICICI Lombard General Insurance Company Limited DPS information, simply refer to the financials table or ratio section above, where you can access the company's dividend history and current DPS figures.

ICICI Lombard General Insurance Company Limited EPS

Earnings Per Share (EPS) is a commonly used metric in stock analysis to measure a company's profitability on a per-share basis. It indicates the portion of a company's profit that is allocated to each outstanding share of common stock. Monitoring the EPS of ICICI Lombard General Insurance Company Limited can provide insights into its profitability trends. The EPS data for ICICI Lombard General Insurance Company Limited can be found in the financials table or ratio section above, allowing you to evaluate its earnings performance and compare with industry peers.

ICICI Lombard Annual revenue 

For the quarter ended September 2024, ICI’s revenue from operation has reached Rs 5,025.57 crore in Q2 FY25, up from Rs 4,306.09 crore of Q2 FY24, an increment of 16.7%. The overall receipts too moved up in the right direction and stood at Rs  5,020.50 crore, registering an impressive 11.5 % YoY growth from Rs  4,503.88 crore reported in Q1FY25 in the insurance segment.

ICICI Lombard Profit and Margins

In line with the growth of the top line, ICICI Lombard’s profit before tax (PBT) for the quarter ended September 2022 was Rs 919.01 crore, up by 20.3% from Rs 763.65 crore in the same quarter of the previous year and a 19% rise from Rs 773.99 crore in Q1 of the current financial year. Net profit also rose to Rs 693.95 crore in Q2 FY25, up from Rs 577.27 crore in Q2 FY24 and Rs 580.37 crore in Q1 FY25 due to better management of operations. The EPS after adjustment for extraordinary items and bearing on base were Rs 14.03 while in Q2 of FY24 it was Rs 11.75 and first quarter of FY25 it was Rs 11.77 each.

ICICI Lombard Total Expenditure and Cost Control

Total operating expenses for ICICI Lombard increased from Rs 4,509.10 crore for Q2 FY24 to Rs 5,238.02 crore for Q2 FY25; however, the company did a good job of controlling its cost in the same period. This is an aspect of the company and its sensitive control of its operational expenses as it continues to enhance its revenue size.

ICICI Lombard Other Income

Other income has also grown in Q2 FY25 to Rs 1,131.46 crore from Rs 966.66 crore in Q2 FY24, which is the evidence of dwelling extra returns from investments and other endeavors.

This analysis displays the standalone quarter results of ICICI Lombard insurance together with positive sentiment in the insurance industry & both NSE & BSE.