ICICI Lombard Share Price, Stock Analysis & Company Profile

ICICI Lombard General Insurance Company Limited is the largest private-sector non-life insurer in India. Offering a diverse range of products including motor, health, fire, personal accident, marine, and engineering insurance, the company is a dominant force in the Insurance Sector. As a subsidiary of ICICI Bank, it leverages a massive distribution network and advanced digital capabilities to maintain its market leadership.

This page provides a comprehensive suite of tools for investors to track the ICICI Lombard share price, perform a detailed ICICI Lombard stock analysis, and understand the company's growth in the evolving Indian protection market.

About ICICI Lombard General Insurance

Established in 2001, ICICI Lombard has consistently pioneered digital transformation within the general insurance space. The company transitioned into its current form after a landmark merger with Bharti AXA General Insurance, which further strengthened its market share and product offerings.

Headquartered in Mumbai, the company operates through a multi-channel distribution strategy that includes agents, brokers, bancassurance partners (like ICICI Bank), and direct digital platforms. It is widely recognised for its robust claims settlement process and its focus on profitable growth through disciplined underwriting.

ICICI Lombard Business Model

The company's business model is built on risk assessment, technology-led distribution, and efficient claims management. Key operational pillars include:

• Motor Insurance: The largest segment, providing comprehensive and third-party cover for two-wheelers and four-wheelers.

• Health and Personal Accident: A high-growth vertical focusing on individual, family, and group health insurance plans.

• Commercial Lines: Providing specialised insurance for businesses, including fire, marine, engineering, and liability insurance.

• Digital Ecosystem: Utilising AI and machine learning for instant policy issuance and seamless claim processing via the "IL TakeCare" app.

• Investment Income: Managing a large float of premium collections, which is invested in a diversified portfolio of debt and equity to generate returns.

ICICI Lombard IPO and Listing Details

ICICI Lombard was the first general insurance company in India to go public, marking a significant milestone for the Indian capital markets.

• Listing Year: 2017
• IPO Price: Rs 661 per share
• Listing Price: Rs 650 per share
• Listing Gain: The stock saw a flat listing but has since become a steady wealth generator through long-term growth.
• Face Value: Rs 10 per share
• ISIN: INE765G01017
• NSE Symbol: ICICIGI
• BSE Scrip Code: 540716

ICICI Lombard Corporate Action History

ICICI Lombard maintains a shareholder-friendly approach, primarily focusing on returning value through consistent dividend distributions rather than frequent capital restructuring.

Dividend History

ICICI Lombard is known for its steady dividend payouts, reflecting its strong cash flow and profitability.

• FY 2025-26: Declared an interim dividend of Rs 6.50 per share (Ex-Date: 23 October 2025).

• FY 2024-25: Total dividends included a final payout of Rs 7.00 per share and an interim payout of Rs 5.50 per share.

• FY 2023-24: Total dividends included a final payout of Rs 6.00 per share and an interim payout of Rs 5.00 per share.

Investor Resources Available on This Page

Retail investors can access specialised data in the respective tables on this page to conduct a professional ICICI Lombard stock analysis:

• Price Chart: Track the historical price action and long-term trends of the ICICI Lombard share price. (data delayed by 15 minutes)

• Company Ratios: Review critical metrics like Combined Ratio, Solvency Ratio, P/E ratio, and Return on Equity (ROE).

• Quarterly Results: Monitor premium growth, underwriting profits, and investment income every quarter.

• Balance Sheet: Analyse the company’s investment assets and technical reserves.

• Cash Flow Statement: Evaluate how the company manages its premium inflows and claim outflows.

• Shareholding & Promoters: Track the stake held by ICICI Bank and the participation of institutional investors.

• Pros & Cons: A simplified look at the company’s digital leadership versus risks like rising medical inflation.

• Annual Reports: Download official company reports to understand management's strategy for the insurance sector.

Investors looking for a broader market perspective can also use the Stock Screener on Finology Ticker to filter and compare companies within the same sector.

Frequently Asked Questions (FAQs)

Q1. What is the latest ICICI Lombard share price?

The updated price is displayed at the top of this page. Please note that all price data and charts are subject to a 15-minute delay from the exchanges.

Q2. Who owns ICICI Lombard?

ICICI Lombard is a subsidiary of ICICI Bank, which is the promoter and majority shareholder of the company.

Q3. What was the ICICI Lombard IPO price?

The company went public in 2017 with an IPO price of Rs 661 per share.

Q4. Does ICICI Lombard pay regular dividends?

Yes, the company has a track record of paying regular interim and final dividends. Recent annual payouts have shown a consistent upward trend in absolute terms.

Q5. Where can I find the quarterly results of ICICI Lombard?

Detailed quarterly financial performance, including Net Written Premium and Profit After Tax, is available in the "Quarterly Results" table on this page.

Q6. How can I download the ICICI Lombard Annual Report?

The latest and past Annual Reports are available for download in the "Reports" or "Documents" section table provided on this page.