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ICICI Lombard Gen. share price

ICICI Lombard General Insurance Company Ltd.

NSE: ICICIGI BSE: 540716 SECTOR: Insurance  124k   700   197

1906.95
+12.75 (0.67%)
BSE: 20 Dec 04:01 PM

Price Summary

Today's High

₹ 1924.95

Today's Low

₹ 1887.6

52 Week High

₹ 2285.85

52 Week Low

₹ 1354.8

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

94423.56 Cr.

Enterprise Value

94123.99 Cr.

No. of Shares

49.52 Cr.

P/E

42.43

P/B

7.16

Face Value

₹ 10

Div. Yield

0.58 %

Book Value (TTM)

₹  266.39

CASH

334.58 Cr.

DEBT

35 Cr.

Promoter Holding

51.66 %

EPS (TTM)

₹  44.94

Sales Growth

-20

ROE

17.17 %

ROCE

22.79%

Profit Growth

10.96 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 31 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Sales Growth

1 Year-20%
3 Year-0.85%
5 Year9.13%

Profit Growth

1 Year10.96%
3 Year9.21%
5 Year12.83%

ROE%

1 Year17.17%
3 Year16.75%
5 Year18.56%

ROCE %

1 Year22.79%
3 Year21.21%
5 Year23.56%

PEG Ratio

4

Price to Cash Flow

39.23

PAT Margin (%)

11.3752

EPS Growth(%)

10.6107

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 51.66 0.00
Jun 2024 51.81 0.00
Mar 2024 51.27 0.00
Dec 2023 47.91 0.00
Sep 2023 48.00 0.00
Investors List
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Revenue From Operation 4306.09 4304.81 4368.25 4503.88 5025.57
Total Expenditure 4509.1 4638.25 4697.67 4830.9 5238.02
Other Income 966.66 907.17 1027.21 1101.01 1131.46
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 763.65 573.73 697.79 773.99 919.01
Tax 186.38 142.27 178.29 193.62 225.06
Net Profit 577.27 431.46 519.5 580.37 693.95
Adjusted EPS (Rs) 11.75 8.76 10.54 11.77 14.03

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Revenue From Operation 1544.09 1955.44 1793.97 2382.26 1905.9
Income From Investments 464.44 504.63 703.19 731.73 844.84
Other Income 15.57 12.38 2.95 43.94 5.17
Expenses 159.61 574.38 864.06 983.99 143.59
Provision 120.15 -66.91 -42.79 78.53 95.82
Profit Before Tax 1696.89 1953.95 1683.51 2112.53 2555.18
Tax 503.13 480.9 412.51 383.48 636.59
Net Profit 1193.76 1473.05 1271.01 1729.05 1918.59
Adjusted EPS (Rs) 26.27 32.4 25.89 35.21 38.94

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sources of funds
Share Capital 454.47 454.59 490.89 491.13 492.69
Reserve and Surplus 5679.57 6980.55 8618.76 9901.14 11467.09
Fair Value A/C -94.81 163.05 83.06 51.18 244.52
Borrowings 0 0 0 0 0
Policy Holders Fund 151.4 1002.79 531.24 197.61 780.73
Funds For Appropriations 0 0 0 0 0
Total Liabilities 6190.62 8600.98 9723.95 10641.05 12985.03
Application of funds
Investment 26326.73 30892.18 38786.24 43180.4 48907.24
Loans 0 0 0 0 0
Total Net block 664.23 613.11 566.42 538.69 606.86
Other N/C Assets 318.66 363.58 356.67 290.63 386.62
Net Current Assets -21119 -23267.89 -29985.38 -33368.67 -36915.68
Total Assets 6190.62 8600.98 9723.95 10641.05 12985.03
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 48.00 47.91 51.27 51.81 51.66
icici bank limited 48.00 47.91 51.27 51.81 51.66
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 52.00 52.09 48.73 48.19 48.34
government pension fund g... 2.41 2.79 2.79 2.83 2.84
icici prudential mutual f... 4.64 4.70 3.58 2.94 2.51
kotak mutual fund through... - - - 1.33 1.33
nippon life mutual fund t... - - 1.36 1.45 1.51
sbi mutual fund through v... 4.80 4.61 4.39 4.16 3.39
uti mutual fund through v... 1.41 1.25 1.16 1.17 1.03
bharti enterprises limite... 3.71 3.70 2.43 - -
government of singapore - - 1.02 - -
lic through various funds... 1.13 1.13 1.12 - -
nippon life india mutual ... 1.12 1.22 - - -

Ratings & Research Reports

Company Presentations

Company News

ICICI Lombard General Insurance Company informs about disclosure 21 Dec, 11:50 AM ICICI Lombard General Insurance Company informs about allotment of ESOP 14 Dec, 10:34 AM ICICI Lombard General Insurance Company informs about update on disclosure 30 Nov, 4:19 PM ICICI Lombard partners with Arya.ai 29 Nov, 11:57 AM ICICI Lombard General Insurance Company informs about disclosure 23 Nov, 10:17 AM ICICI Lombard General Insurance Company informs about TDS on dividend income 19 Oct, 9:52 AM ICICI Lombard Gen. - Quaterly Results 18 Oct, 5:00 PM ICICI Lombard Gen. - Quaterly Results 18 Oct, 5:00 PM ICICI Lombard Gen. - Quaterly Results 18 Oct, 5:00 PM ICICI Lombard General Insurance Company informs about disclosure 8 Aug, 5:21 PM ICICI Lombard Gen. - Quaterly Results 19 Jul, 4:53 PM ICICI Lombard Gen. - Quaterly Results 19 Jul, 4:53 PM ICICI Lombard Gen. - Quaterly Results 19 Jul, 4:53 PM ICICI Lombard General Insurance Company informs about communication to shareholders on TDS 5 Jun, 12:40 PM ICICI Lombard General Insurance Company launches new product ‘Elevate’ 5 Jun, 11:52 AM ICICI Lombard General Insurance Company informs about product launch 5 Jun, 10:02 AM ICICI Lombard General Insurance Company informs about disclosure 4 Jun, 5:09 PM ICICI Lombard General Insurance Company informs about approval for appointment of chairperson 15 May, 10:57 AM ICICI Lombard General Insurance Company informs about disclosure 18 Apr, 10:07 AM ICICI Lombard Gen. - Quaterly Results 17 Apr, 6:10 PM ICICI Lombard Gen. - Quaterly Results 17 Apr, 6:10 PM ICICI Lombard Gen. - Quaterly Results 17 Apr, 6:10 PM ICICI Lombard General Insurance Company informs about press release 9 Apr, 5:10 PM ICICI Lombard General Insurance Company partners with Policybazaar 9 Apr, 4:01 PM ICICI Lombard General Insurance Company informs about disclosure 23 Mar, 12:35 PM ICICI Lombard General Insurance Company informs about investors meet 14 Mar, 2:40 PM ICICI Lombard General Insurance Company informs about analyst meet 13 Mar, 12:36 PM ICICI Lombard General Insurance Company informs about allotment of equity shares under ESOS 12 Mar, 9:48 AM ICICI Lombard General Insurance Company informs about credit rating 2 Mar, 10:00 AM ICICI Lombard General Insurance Company informs about analyst meet 20 Feb, 12:30 PM ICICI Lombard General Insurance Company informs about investors meet 15 Feb, 2:17 PM ICICI Lombard General Insurance Company reports 22% rise in Q3 net profit 17 Jan, 12:17 PM ICICI Lombard Gen. - Quaterly Results 16 Jan, 7:26 PM ICICI Lombard Gen. - Quaterly Results 16 Jan, 7:26 PM ICICI Lombard General Insurance Company informs about outcome of board meeting 26 Dec, 2:17 PM ICICI Lombard General Insurance Company informs about investors meeting 19 Dec, 11:34 AM ICICI Lombard General Insurance Company informs about allotment of equity shares 12 Dec, 3:04 PM ICICI Lombard General Insurance Company informs about change in management 9 Dec, 10:52 AM ICICI Lombard General Insurance Company informs about investor(s) meeting 24 Nov, 9:42 AM ICICI Lombard General Insurance Company informs about analyst meet 17 Nov, 12:33 PM ICICI Lombard General Insurance Company reports marginal fall in Q2 net profit 19 Oct, 3:58 PM ICICI Lombard Gen. - Quaterly Results 18 Oct, 7:23 PM ICICI Lombard Gen. - Quaterly Results 18 Oct, 7:23 PM ICICI Lombard General Insurance Company informs about disclosure 7 Oct, 2:46 PM ICICI Lombard General Insurance Company informs about investors meeting 25 Aug, 2:44 PM ICICI Lombard General Insurance Company informs about analyst meet 23 Aug, 12:52 PM ICICI Lombard General Insurance Company submits analyst meet intimation 10 Aug, 1:03 PM ICICI Lombard General Insurance Company informs about outcome of analyst meet 2 Aug, 12:27 PM ICICI Lombard Gen. - Quaterly Results 18 Jul, 5:49 PM ICICI Lombard Gen. - Quaterly Results 18 Jul, 5:49 PM

ICICI Lombard Gen. Stock Price Analysis and Quick Research Report. Is ICICI Lombard Gen. an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

ICICI Lombard Gen. stock price today is Rs 1902.15. Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). ICICI Lombard Gen. has a PE ratio of 42.3253992447893 which is high and comparatively overvalued .

  • Share Price: - The current share price of ICICI Lombard Gen. is Rs 1902.15. One can use valuation calculators of ticker to know if ICICI Lombard Gen. share price is undervalued or overvalued.

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for ICICI Lombard Gen. is Rs 11 and the yield is 0.5768 %.

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Brief about ICICI Lombard Gen.

ICICI Lombard General Insurance Company Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

ICICI Lombard General Insurance Company Ltd. is a leading insurance provider in India. In this article, we will provide a comprehensive analysis of ICICI Lombard General Insurance Company Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

ICICI Lombard General Insurance Company Ltd. Share Price:

ICICI Lombard General Insurance Company Ltd.'s share price is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s share price and identify any trends or patterns. The company's share price has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Lombard General Insurance Company Ltd. Balance Sheet:

ICICI Lombard General Insurance Company Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include fixed assets, investments, and other assets, while liabilities include loans, trade payables, and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s balance sheet and identify any red flags. The company's balance sheet has shown a strong and stable trend over the past few years, reflecting the company's solid financial position and growth prospects.

Reserves of ICICI Lombard  

The reserves and surplus of ICICI Lombard General Insurance have been rejuvenated gradually from Rs 5,679.57 crores in March 2020 to Rs 11,467.09 crores in March 2024. It is evidenced in the following graph that this performance exhibits a propensity to increase and thus shows a good potential for innovatively creating profits and plowing back profits for investments on expansion.

Debt levels at ICICI Lombard 

The company had no borrowings for the five-year period, keeping a debt-free system throughout the analyzed period. This means good financial structure, no long-term liabilities and no interest burden which can be useful as the funds can be utilized.

ICICI Lombard Investment 

On the value of investment the total had increased from Rs 26,326.73 crores in the year 2020 to Rs 48,907.24 crores in the year 2024. This increase proves the company’s approach to the enlargement of the investment base that is necessary for an insurance company to sustain its shareholders’ funds and stability.

ICICI Lombard Net Current Assets 

The net current assets on the other hand bordered negative for the entire period under review and was negative for Rs 36,915.68 crore as at March 2024. This negative figure is common with insurance firms because these firms work with liabilities that may represent potential claims that exceed current assets.

This analysis has been prepared using the balance sheet of only ICICI Lombard General Insurance company. Thus, shareholders should pay attention to the insurance industry and the indices that reflect the company’s performance on the market.

ICICI Lombard General Insurance Company Ltd. Annual Report:

ICICI Lombard General Insurance Company Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download ICICI Lombard General Insurance Company Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

ICICI Lombard General Insurance Company Ltd. Dividend:

ICICI Lombard General Insurance Company Ltd. has a consistent dividend payout history. The company has paid dividends in every year, reflecting its commitment to rewarding shareholders. Long-term investors should consider this when evaluating ICICI Lombard General Insurance Company Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

ICICI Lombard General Insurance Company Ltd. Quarterly Results:

ICICI Lombard General Insurance Company Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

ICICI Lombard General Insurance Company Ltd. Stock Price:

The stock price of ICICI Lombard General Insurance Company Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track ICICI Lombard General Insurance Company Ltd.'s stock price and identify potential buying opportunities. The stock price of ICICI Lombard General Insurance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Lombard General Insurance Company Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of ICICI Lombard General Insurance Company Ltd. has shown a steady upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

ICICI Lombard General Insurance Company Ltd. News:

Keeping up to date with the latest news about ICICI Lombard General Insurance Company Ltd. is important for investors. Our website provides the latest news about ICICI Lombard General Insurance Company Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

ICICI Lombard General Insurance Company Ltd. Concall:

ICICI Lombard General Insurance Company Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to ICICI Lombard General Insurance Company Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

ICICI Lombard General Insurance Company Ltd. Transcripts:

Transcripts of ICICI Lombard General Insurance Company Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

ICICI Lombard General Insurance Company Ltd. Investor Presentations:

ICICI Lombard General Insurance Company Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download ICICI Lombard General Insurance Company Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

ICICI Lombard General Insurance Company Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. ICICI Lombard General Insurance Company Ltd.'s promoters include ICICI Bank, a leading bank in India. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of ICICI Lombard General Insurance Company Ltd. are relatively stable, which is a positive sign for long-term investors.

ICICI Lombard General Insurance Company Ltd. Shareholders:

ICICI Lombard General Insurance Company Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze ICICI Lombard General Insurance Company Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of ICICI Lombard General Insurance Company Ltd. is diverse, which is a positive sign for long-term investors.

ICICI Lombard General Insurance Company Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

ICICI Lombard General Insurance Company Limited ROCE

The Return on Capital Employed (ROCE) of ICICI Lombard General Insurance Company Limited indicates how efficiently the company is utilizing its capital to generate profits. It is a crucial metric for stock analysis. The ROCE ratio shows the profitability of the company's capital investments and is calculated by dividing the earnings before interest and tax (EBIT) by the capital employed. To obtain the ROCE data for ICICI Lombard General Insurance Company Limited, refer to the financials table or ratio section on this page.

ICICI Lombard General Insurance Company Limited EBITDA

EBITDA, or Earnings Before Interest, Taxes, Depreciation, and Amortization, is a key financial metric used in stock analysis. It provides insight into the company's operating profitability excluding non-operating expenses and non-cash items. ICICI Lombard General Insurance Company Limited EBITDA can be found in the financials table or ratio section on this page, where you can access the latest EBITDA data and track its performance over time.

ICICI Lombard General Insurance Company Limited DPS

The Dividends Per Share (DPS) of ICICI Lombard General Insurance Company Limited represents the portion of profits distributed to shareholders as dividends on a per-share basis. DPS is an important metric for investors looking for regular income through dividends. To find ICICI Lombard General Insurance Company Limited DPS information, simply refer to the financials table or ratio section above, where you can access the company's dividend history and current DPS figures.

ICICI Lombard General Insurance Company Limited EPS

Earnings Per Share (EPS) is a commonly used metric in stock analysis to measure a company's profitability on a per-share basis. It indicates the portion of a company's profit that is allocated to each outstanding share of common stock. Monitoring the EPS of ICICI Lombard General Insurance Company Limited can provide insights into its profitability trends. The EPS data for ICICI Lombard General Insurance Company Limited can be found in the financials table or ratio section above, allowing you to evaluate its earnings performance and compare with industry peers.

ICICI Lombard Annual revenue 

For the quarter ended September 2024, ICI’s revenue from operation has reached Rs 5,025.57 crore in Q2 FY25, up from Rs 4,306.09 crore of Q2 FY24, an increment of 16.7%. The overall receipts too moved up in the right direction and stood at Rs  5,020.50 crore, registering an impressive 11.5 % YoY growth from Rs  4,503.88 crore reported in Q1FY25 in the insurance segment.

ICICI Lombard Profit and Margins

In line with the growth of the top line, ICICI Lombard’s profit before tax (PBT) for the quarter ended September 2022 was Rs 919.01 crore, up by 20.3% from Rs 763.65 crore in the same quarter of the previous year and a 19% rise from Rs 773.99 crore in Q1 of the current financial year. Net profit also rose to Rs 693.95 crore in Q2 FY25, up from Rs 577.27 crore in Q2 FY24 and Rs 580.37 crore in Q1 FY25 due to better management of operations. The EPS after adjustment for extraordinary items and bearing on base were Rs 14.03 while in Q2 of FY24 it was Rs 11.75 and first quarter of FY25 it was Rs 11.77 each.

ICICI Lombard Total Expenditure and Cost Control

Total operating expenses for ICICI Lombard increased from Rs 4,509.10 crore for Q2 FY24 to Rs 5,238.02 crore for Q2 FY25; however, the company did a good job of controlling its cost in the same period. This is an aspect of the company and its sensitive control of its operational expenses as it continues to enhance its revenue size.

ICICI Lombard Other Income

Other income has also grown in Q2 FY25 to Rs 1,131.46 crore from Rs 966.66 crore in Q2 FY24, which is the evidence of dwelling extra returns from investments and other endeavors.

This analysis displays the standalone quarter results of ICICI Lombard insurance together with positive sentiment in the insurance industry & both NSE & BSE.

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