SBI Life Insurance Company Ltd.

NSE: SBILIFE  SECTOR: Insurance

972.55
-28.3 (-2.83%)

Price Summary

Today's High

₹ 999.85

Today's Low

₹ 970

52 Week High

₹ 1040

52 Week Low

₹ 694.05

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

97261.89615754 Cr.

Enterprise Value

95838.66965754 Cr.

No. of Shares

100.0070908 Cr.

P/E

66.81

P/B

9.64

Face Value

₹ 10

Div. Yield

0.51%

Book Value (TTM)

₹  100.92

CASH

1423.2265 Cr.

DEBT

0 Cr.

Promoter Holding

55.7%

EPS (TTM)

₹  14.5575

Sales Growth

22.6013398567703%

ROE

17.4031753010301 %

ROCE

17.2975264191955 %

Profit Growth

7.18924923221076 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1w1m3m6m1Yr3Yr5Yr

* Prices are based on daily market changes.

Valuation Chart 1w1m3m6m1Yr3Yr5Yr

* The chart is based on the standalone earnings of the company.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

Sales Growth (in Cr.)

1 Year46.49%
3 Year30.73%
5 Year15.73%

Profit Growth (in Cr.)

1 Year7.19%
3 Year14.21%
5 Year11.64%

ROE%

1 Year17.4%
3 Year18.67%
5 Year18.94%

ROCE %

1 Year17.3%
3 Year19.05%
5 Year19.3%

PEG Ratio

9.3

Price to Cash Flow

5.04

PAT Margin (%)

3.52688893564074

EPS Growth(%)

7.18643022909574

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2021 55.7 0
Dec 2020 60.7 0
Sep 2020 60.7 0
Jun 2020 60.7 0
Mar 2020 62.8 0
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021
Net Sales 11862.98 7588.09 12857.95 13766.49 15555.74
Total Expenditure 4601.89 15886.81 12761.69 26431.94 19798.92
Other Income -6673.75 8686.4 203.31 12961.46 4745.09
Operating Profit 7261.09 -8298.72 96.26 -12665.45 -4243.18
Interest 0 0 0 0 0
Profit Before Tax 587.34 387.68 299.57 296.01 501.91
Depreciation 0 0 0 0 0
Tax 56.67 -3.21 -0.16 63.16 -30.47
Net Profit 530.67 390.89 299.73 232.85 532.38
Adjusted EPS (Rs) 0.53 0.39 0.3 0.23 0.53

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Revenue From Operation 704.42 665.58 654.59 829.4 998.5
Income From Investments 276.11 317.79 401.52 452.06 505.66
Other Income 7.46 7.93 8.21 11.47 13.54
Expenses 1.6 117.11 90.17 107.73 128.91
Provision 151.93 0.41 -0.41 0.74 15.93
Profit Before Tax 834.47 873.78 974.57 1184.46 1372.86
Tax 14.43 12.75 19.92 34.07 46.07
Net Profit 820.04 861.03 954.65 1150.39 1326.8
Adjusted EPS (Rs) 8.2 8.61 9.55 11.5 13.27

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Sources of funds
Share Capital 1000 1000 1000 1000 1000.03
Reserve and Surplus 3690.66 4464.78 5374.46 6460.14 7883.78
Fair Value A/C 42.44 87.3 153.36 116.21 -140.83
Borrowings 0 0 0 0 0
Policy Holders Fund 75991.23 93673.17 111434.47 135139.86 153101.25
Funds For Appropriations 0.23 0 193.48 281.62 713.67
Total Liabilities 80724.56 99225.25 118155.76 142997.83 162557.89
Application of funds
Investment 41820.8 51257.25 59500.02 70195.63 80247.88
Loans 123.56 178.2 170.9 172.5 364.48
Total Net block 301.02 507.43 511.18 563.37 567.99
Other N/C Assets 36168.11 44604.08 55005.96 69160.93 78578.52
Net Current Assets 2311.06 2678.29 2967.7 2905.4 2799.01
Total Assets 80724.56 99225.25 118155.76 142997.83 162557.89
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Ratings & Research Reports

Company Presentations

Company News

SBI Life Insuran Stock Price Analysis and Quick Research Report. Is SBI Life Insuran an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). SBI Life Insuran has a PE ratio of 66.8074875493732 which is high and comparatively overvalued .

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for SBI Life Insuran is Rs 0 and the yield is 0.5141 %.

Brief about SBI Life Insuran

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