Bajaj Finance Share Price, Stock Analysis & Company Profile
Bajaj Finance Limited is a dominant force in India’s non-banking financial sector and a core subsidiary of Bajaj Finserv. As one of the most diversified NBFCs in the country, it has transitioned from a captive financier for Bajaj Auto to a financial powerhouse. This page serves as a comprehensive hub for investors seeking an in-depth Bajaj Finance stock analysis, providing all the essential tools to track the Bajaj Finance share price and evaluate its long-term growth potential.
About Bajaj Finance
Founded originally as Bajaj Auto Finance in 1987, the company has evolved into a technology-driven financial services giant. Headquartered in Pune, it caters to millions of customers across India through a massive network of rural and urban lending points.
Bajaj Finance is renowned for creating the "no-cost EMI" ecosystem in India, which revolutionised consumer durable financing. Today, it holds a significant market share in consumer finance, MSME lending, and commercial lending, consistently maintaining high asset quality and robust risk management frameworks.
Bajaj Finance Business Model
The business model of Bajaj Finance is built on the pillars of "Cross-sell, Upsell, and Technology." It operates through a highly diversified portfolio:
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Consumer Lending: This includes financing for smartphones, laptops, home appliances, and furniture. It also covers personal loans and credit card distribution.
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SME Lending: Providing working capital loans, professional loans for doctors and CAs, and business loans to small and medium enterprises.
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Commercial Lending: Focusing on large-scale corporate lending and loan against securities.
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Rural Lending: A dedicated vertical that brings modern financial products to India’s hinterlands.
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Mortgages: Through its subsidiary, Bajaj Housing Finance, it offers home loans and loans against property.
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Deposits: The company accepts public and corporate deposits, holding high credit ratings (AAA) which ensures a low cost of funds.
Bajaj Finance IPO and Listing Details
The journey of Bajaj Finance on the Indian stock exchanges began decades ago, marking it as one of the greatest wealth creators in Indian corporate history. Because these are historical milestones, they remain constant references for long-term investors.
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IPO Listing Year: 1994
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IPO Price: Rs 30 per share
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Listing Price: The stock saw a positive debut, listing at Rs 41 per share.
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Listing Gain: Approximately 36% on the day of listing.
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Face Value: Rs 2 per share (post-split).
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ISIN: INE296A01024
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Listing Exchanges: BSE and NSE
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BSE Scrip Code: 500034
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NSE Symbol: BAJFINANCE
Bajaj Finance Corporate Action History
Bajaj Finance has a consistent history of rewarding its long-term shareholders through strategic corporate actions that have improved liquidity and increased share count for investors.
Stock Split History
The company has undergone a major stock split to make the shares more affordable for retail investors and improve market liquidity.
Bonus Share History
In tandem with the stock split, Bajaj Finance issued bonus shares to its investors to further enhance shareholder value.
Investor Note: The 2016 corporate action was a "double delight" for shareholders, combining both a stock split and a bonus issue in the same period, which significantly multiplied the number of shares held by long-term investors.
Investor Resources Available on This Page
We believe in empowering retail investors with professional-grade data. On this page, you can access a wealth of information to conduct your own Bajaj Finance stock analysis through the following sections:
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Price Chart: Analyse historical price movements and trends to understand the Bajaj Finance share price trajectory.(data delayed by 15 minutes).
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Company Ratios: Access key metrics like PE ratio, ROE, ROCE, and Net Interest Margin (NIM) to evaluate valuation.
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Quarterly Results & Balance Sheet: Review the company’s latest earnings, Asset Under Management (AUM) growth, and profitability metrics.
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Cash Flow & Annual Reports: Deep dive into the financial health and operational efficiency through official documents and cash flow statements.
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Shareholding Pattern: Check the latest ownership data, including promoter holdings (Bajaj Finserv) and institutional participation (FII/DII).
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Pros & Cons: A simplified summary of the company’s strengths, such as its massive customer franchise, and potential risks, such as regulatory shifts.
Frequently Asked Questions (FAQs)
Q1. What is the Bajaj Finance share price today?
The share price displayed at the top of this page reflects the latest trading value on the NSE and BSE. Please note that the price chart data is delayed by 15 minutes.
Q2. Is Bajaj Finance part of the Bajaj Group?
Yes, Bajaj Finance is a key subsidiary of Bajaj Finserv Limited, which belongs to the wider Bajaj Group, one of India's oldest and most respected conglomerates.
Q3. What was the original IPO price of Bajaj Finance?
The Bajaj Finance IPO was issued at a price of Rs 30 per share in 1994.
Q4. When did Bajaj Finance last issue bonus shares?
Bajaj Finance issued bonus shares in a 1:1 ratio in September 2016, alongside a stock split.
Q5. Where are Bajaj Finance shares listed?
The shares are listed and traded on both the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).
Q6. What is the current face value of Bajaj Finance shares?
Following the stock split in 2016, the face value of each equity share is Rs 2.
Q7. How can I access the Bajaj Finance Annual Report?
You can easily download the latest Annual Report and investor presentations from the "Reports" or "Documents" section available on this page.