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Bajaj Finance share price

Bajaj Finance Ltd.

NSE: BAJFINANCE BSE: 500034 SECTOR: Finance - NBFC  762k   7k   1k

7162.55
-112.25 (-1.54%)
BSE: 02 Jul 04:01 PM

Price Summary

Today's High

₹ 7284.95

Today's Low

₹ 7122.1

52 Week High

₹ 8190

52 Week Low

₹ 6190

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

444056.3 Cr.

Advances

243334.43 Cr.

No. of Shares

62 Cr.

P/E

35.12

P/B

6.25

Face Value

₹ 2

Div. Yield

0.5 %

Book Value (TTM)

₹  1145.25

Operating Revenue

46938.8 Cr.

Net Profit

12644.11 Cr.

Promoter Holding

54.69 %

EPS (TTM)

₹  203.95

Sales Growth

31.54

ROE

20.74 %

ROCE

12.29%

Profit Growth

22.88 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 29 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year31.54%
3 Year25.85%
5 Year21.97%

Profit Growth

1 Year22.88%
3 Year47.31%
5 Year26.58%

ROE%

1 Year20.74%
3 Year19.8%
5 Year18.06%

ROCE %

1 Year12.29%
3 Year11.81%
5 Year11.43%

ROA%

4.9459

PEG Ratio

1.74

PAT Margin (%)

26.9374

EPS Growth(%)

20.1865

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 54.69 0
Dec 2023 54.78 0
Sep 2023 55.87 0
Jun 2023 55.87 0
Mar 2023 55.91 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 4.83152335193994% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 19.7984597006022%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 25.8484139083421%.
  • The company has delivered substantial profit growth of 47.3087664791641% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 29.1000854378817%.
  • Promoters shareholding is 54.69%.

 Limitations

  • Provision and contingencies have increased by 47.8305443582021%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Operating Revenue 9717.25 10664.1 11407.86 12100.23 12760.49
Other Income 1.9 1.59 2.12 3.39 3.94
Interest Expended 2614.21 3013.06 3351.26 3618.32 3860.8
Operating Expenses 3152.66 3504.8 3722.7 4032.09 4158.48
Total Provisions 0 0 0 0 0
Depreciation 122.53 143.32 145.21 161.91 178.69
Profit Before Tax 3829.75 4004.51 4190.81 4291.3 4566.46
Tax 992.39 1045.45 1085.06 1113.91 1164.55
Net Profit 2837.36 2959.06 3105.75 3177.39 3401.91
Adjusted EPS (RS) 46.94 48.9 51.31 51.44 55.05

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 23822.53 23549.72 27872.31 35684.44 46938.8
Other Income 11.62 14.17 6.81 5.37 7.18
Interest 7990.48 7550.09 7677.54 9423.86 14002.67
Operating Expenses 4921.19 4632.7 6717.82 9100.18 11028.15
Total Provisions 4114.35 6018.22 4897.37 3284.26 4862.08
Exceptional Items 0 0 0 0 0
Profit Before Tax 6808.13 5362.88 8586.39 13881.51 17053.08
Tax 1927.01 1407.37 2235.9 3591.77 4408.97
Profit After Tax 4881.12 3955.51 6350.49 10289.74 12644.11
Adjusted EPS (Rs.) 81.36 65.75 105.26 170.23 204.6

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 119.99 120.32 120.66 120.89 123.6
Total Reserves 31693.22 35818.42 41935.22 51372.24 71886.93
Borrowings 98771.6 93452.45 113573.95 141259.19 183453.51
Other N/C liabilities -543.99 -426.72 -485.63 -364.38 -289.29
Current liabilities 7115.14 8399.87 11963.98 23217.81 40512.99
Total Liabilities 137155.96 137364.34 167108.18 215605.75 295687.74
Assets
Loans 113417.08 113089.94 144276.25 179097.12 243334.43
Net Block 1228.14 1227.2 1598.44 2146.91 3059.93
Capital WIP 0 7.07 13.27 14.6 25.35
Intangible WIP 0 43.99 19.41 64.93 17.24
Investments 8076.41 8107.56 9390.74 12758.99 14345.84
Other Loans 276.68 256.27 324.31 292.48 392.51
Other N/C Assets 27.27 0 0 0 0
Current Assets 14130.38 14632.31 11485.76 21230.72 34512.44
Total Assets 137155.96 137364.34 167108.18 215605.75 295687.74
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 55.91 55.87 55.87 54.78 54.69
bachhraj factories privat... 0.01 0.01 0.01 0.01 0.01
bajaj allianz life insura... 0.04 0.04 0.04 0.04 0.04
bajaj finserv limited 52.49 52.45 52.45 51.42 51.34
bajaj sevashram private l... 0.05 0.05 0.05 0.05 0.05
baroda industries private... 0.02 0.02 0.02 0.02 0.02
jamnalal sons private lim... 0.02 0.02 0.02 0.02 0.02
maharashtra scooters limi... 3.13 3.13 3.13 3.07 3.07
neelima bajaj family trus... 0.01 0.01 0.01 0.01 0.01
nimisha bajaj family trus... 0.01 0.01 0.01 0.01 0.01
sanjali bajaj 0.01 0.01 0.01 0.01 0.01
sanjivnayan bajaj 0.08 0.08 0.08 0.08 0.08
shefali bajaj 0.01 0.01 0.01 0.01 0.01
siddhantnayan bajaj 0.01 0.01 0.01 0.01 0.01
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 44.09 44.13 44.13 45.22 45.31
axis mutual fund - - 2.23 2.00 1.64
government of singapore - - - 3.36 3.41
investor education and pr... - 0.05 - 0.05 0.05
life insurance corporatio... - - - - 1.51
sbi mutual fund - - 2.96 3.21 3.06
uti mutual fund - - - 1.03 1.05
government of singapore -... 3.46 3.41 3.40 - -
investor education and pr... 0.05 - 0.05 - -
axis mutual fund trustee ... 2.50 2.38 - - -
sbi equity hybrid fund - 2.91 - - -
sbi balanced advantage fu... 2.83 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bajaj Finance signs MoU with Tata Motors26 Jun 2024, 2:19PM Bajaj Finance raises Rs 1,742 crore through NCDs 18 Jun 2024, 2:57PM Bajaj Finance informs about details of loss of certificate15 Jun 2024, 1:13PM Bajaj Finance informs about outcome of board meeting7 Jun 2024, 2:42PM Bajaj Finance raises Rs 1000 crore through NCDs22 May 2024, 3:51PM Bajaj Finance raises Rs 1,305 crore through NCDs15 May 2024, 12:30PM Bajaj Finance raises Rs 7,673.61 crore through NCDs 8 May 2024, 4:51PM Bajaj Finance gets RBI’s nod to resume disbursal of loans via eCOM, Insta EMI Card3 May 2024, 9:30AM Bajaj Finance informs about allotment of NCD on private placement basis2 May 2024, 3:25PM Bajaj Finance reports 21% rise in Q4 consolidated net profit26 Apr 2024, 11:43AM Bajaj Finance - Quaterly Results25 Apr 2024, 5:32PM Bajaj Finance - Quaterly Results25 Apr 2024, 5:32PM Bajaj Finance - Quaterly Results25 Apr 2024, 5:32PM Bajaj Finance informs about disclosure 6 Apr 2024, 2:44PM Bajaj Finance reports 4% growth in new loans during Q4FY245 Apr 2024, 11:43AM Bajaj Finance raises Rs 395.01 crore via NCDs22 Mar 2024, 3:27PM Bajaj Finance informs about issue of securities18 Mar 2024, 5:04PM Bajaj Finance raises Rs 504.49 crore via NCDs 18 Mar 2024, 12:59PM Bajaj Finance informs about analyst meet 2 Mar 2024, 12:08PM Bajaj Finance raises Rs 4,280.04 crore via NCDs20 Feb 2024, 2:05PM Bajaj Finance’s arm launches DIY application for home loans14 Feb 2024, 5:18PM Bajaj Finance to acquire 7% stake in RMBS Development Company5 Feb 2024, 11:27AM RBI imposes Rs 5 lakh penalty on Bajaj Finance’s arm 3 Feb 2024, 10:43AM Bajaj Finance reports 22% rise in Q3 consolidated net profit30 Jan 2024, 12:00PM Bajaj Finance to make investment up to Rs 400 crore in Bajaj Financial Securities30 Jan 2024, 11:42AM Bajaj Finance - Quaterly Results29 Jan 2024, 4:50PM Bajaj Finance - Quaterly Results29 Jan 2024, 4:50PM Bajaj Finance - Quaterly Results29 Jan 2024, 4:50PM Bajaj Finance informs about allotment of NCDs15 Jan 2024, 5:23PM Bajaj Finance launches digital FD with rates up to 8.85% 4 Jan 2024, 3:57PM Bajaj Finance raises Rs 1,057.33 crore via NCDs26 Dec 2023, 2:26PM Bajaj Finance informs about issue of securities21 Nov 2023, 4:48PM Bajaj Finance raises Rs 503.17 crore through NCDs21 Nov 2023, 12:14PM Bajaj Finance temporary suspends issuance of EMI cards18 Nov 2023, 12:57PM RBI bars Bajaj Finance from lending under eCOM, Insta EMI Card products16 Nov 2023, 10:41AM Bajaj Finance submits analyst meet intimation25 Oct 2023, 3:05PM Bajaj Finance informs about analyst meet21 Oct 2023, 11:22AM Bajaj Finance reports 28% rise in Q2 consolidated net profit17 Oct 2023, 4:57PM Bajaj Finance - Quaterly Results17 Oct 2023, 3:53PM Bajaj Finance - Quaterly Results17 Oct 2023, 3:53PM Bajaj Finance - Quaterly Results17 Oct 2023, 3:53PM Bajaj Finance raises Rs 2,236 crore through NCDs 17 Oct 2023, 2:59PM Bajaj Finance enters into binding term sheet with Pennant Technologies17 Oct 2023, 12:08PM Bajaj Finance informs about disclosure 17 Oct 2023, 10:04AM Reserve Bank of India imposes monetary penalty on Bajaj Finance 16 Oct 2023, 3:39PM Bajaj Finance partners with Flipkart10 Oct 2023, 11:19AM Bajaj Finance partners with Amazon 10 Oct 2023, 10:41AM Bajaj Finance informs about certificate7 Oct 2023, 12:14PM Bajaj Finance partners with TATA AIG General Insurance to offer car insurance policies6 Oct 2023, 10:40AM Bajaj Finance reports 39% growth in deposits book in Q2FY244 Oct 2023, 9:30AM

Bajaj Finance Stock Price Analysis and Quick Research Report. Is Bajaj Finance an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Bajaj Finance stock price today is Rs 7165.6. To understand the functions of the Bajaj Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Bajaj Finance is Rs 12644.11 Cr and the compounded growth of profit in the past 3 years is 47.3081958640737 %. The PAT margin of Bajaj Finance is 26.9374 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Finance , the EPS grew by 20.1865 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Bajaj Finance has a healthy ROE track record. The ROE of Bajaj Finance is at 20.7383 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Finance is worth at the current levels at Rs 7165.6. The stock is trading at a current P/E ratio of 35.3883 and the average historical P/E for the last 5 years was 48.5770215283546.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Finance is trading at a P/B of 6.3001 . The average historical P/B of Bajaj Finance for the last 5 years was 7.27558656336443. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Bajaj Finance is Rs 7165.6. One can use valuation calculators of ticker to know if Bajaj Finance share price is undervalued or overvalued.

Last Updated on:
Brief about Bajaj Finance

Bajaj Finance Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Bajaj Finance Ltd. is a non-banking financial company that provides a wide range of financial services to its customers. In this article, we will analyze Bajaj Finance Ltd. from a stock market perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Bajaj Finance Ltd. Share Price:

The share price of Bajaj Finance Ltd. is an important indicator of investor sentiment towards the company. The share price is influenced by various factors, such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s share price and identify any trends or patterns. Bajaj Finance Ltd.'s share price has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Share Price Overview

Bajaj Finance Limited is a company that provides loans and other financial services to consumers, businesses, and industries across India. The share price of Bajaj Finance can change with market conditions, news about the company, or changes in the economy. People who keep an eye on this company can find the share price section above the page with regular updates. The section includes a summary of Bajaj Finance’s share price, the 52-week high and low, and the day’s high and low price, providing a snapshot of current and historical price performance.

Bajaj Finance Share Price Movement

To understand how Bajaj Finance's shares have been performing, the share price chart on the web page above can be very helpful. This chart shows the rise and fall of the company's share price over time. You won't need to deal with complicated terms or financial jargon—it's a simple graph that plots the share price history. Additionally, it shows the returns Bajaj Finance shares have generated over various periods, such as one week, one month, six months, one year, three years, and five years, which is useful for getting a feel for how the shares have been doing over time given different market conditions.

Bajaj Finance 52-Week Price Range

If you're interested in seeing the highest and lowest prices at which Bajaj Finance shares have traded in the past year, look at the 52-week high and low. This range can give you a sense of how much the share price has fluctuated and may offer an idea about the stability or volatility of Bajaj Finance shares. Often, investors use this information to compare the current share price with past performance. The share price section above the page is where you will find this 52-week high and low data, offering insight into the broader movement of Bajaj Finance’s share price over the year.

Bajaj Finance Daily Share Price Changes

Day traders or those interested in short-term share price movements might look closely at the daily high and low prices of Bajaj Finance's shares. These figures show how much the share price can change from the opening to the closing of the market on a single day. It helps in understanding the daily level of trading activity and the immediate impact of market events on Bajaj Finance’s share price. To get the latest details on Bajaj Finance's daily price movements, you can refer to the regularly updated share price section mentioned above the page, which helps you stay informed about the company's share price activity within each trading day.

Bajaj Finance Ltd. Balance Sheet:

Bajaj Finance Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include loans, investments, and other assets. Liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.

Bajaj Finance Ltd. Annual Report:

Bajaj Finance Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Investors can download Bajaj Finance Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Dividend:

Bajaj Finance Ltd. regularly pays dividends to its shareholders. Dividends are a portion of the company's profits distributed to shareholders. Investors can use our pre-built screening tools to track Bajaj Finance Ltd.'s dividend history and dividend yield. The company has a consistent track record of paying dividends to its shareholders, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Quarterly Results:

Bajaj Finance Ltd. releases its quarterly results every three months. These provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Bajaj Finance Ltd. Stock Price:

Bajaj Finance Ltd.'s stock price is affected by various factors, such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to track Bajaj Finance Ltd.'s stock price and identify potential buying opportunities. The stock price of Bajaj Finance Ltd. has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Bajaj Finance Ltd. has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Ltd. News:

Keeping up to date with the latest news about Bajaj Finance Ltd. is important for investors. Our website provides the latest news about Bajaj Finance Ltd. from various sources, such as financial news websites and social media. Investors can use this information to make informed investment decisions.

Bajaj Finance Ltd. Concall:

Bajaj Finance Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Investors can listen to Bajaj Finance Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Bajaj Finance Ltd. Transcripts:

Ticker provides transcripts of Bajaj Finance Ltd.'s concalls. Investors can download the transcripts and analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Investor Presentations:

Bajaj Finance Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Investors can download Bajaj Finance Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. Bajaj Finance Ltd.'s promoters include Bajaj Finserv Ltd., which holds a significant stake in the company. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s promoter holdings and identify any potential conflicts of interest. Bajaj Finance Ltd.'s promoter holdings are relatively stable, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Shareholders:

Bajaj Finance Ltd. has a large number of shareholders, including institutional and individual investors. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s shareholder base and identify any potential risks or opportunities. Bajaj Finance Ltd.'s shareholder base is diverse, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approaches, and DuPont analysis. These tools can help investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

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