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Bajaj Finance share price

Bajaj Finance Ltd.

NSE: BAJFINANCE BSE: 500034 SECTOR: Finance - NBFC  662k   6k   1k

7791.45
+52.45 (0.68%)
NSE: Today, 11:34 AM

Price Summary

Today's High

₹ 7848

Today's Low

₹ 7725

52 Week High

₹ 7999.9

52 Week Low

₹ 5485.7

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

472098.4 Cr.

Advances

179097.12 Cr.

No. of Shares

60.59 Cr.

P/E

43.34

P/B

8.76

Face Value

₹ 2

Div. Yield

0.38 %

Book Value (TTM)

₹  889.51

Operating Revenue

35681.2 Cr.

Net Profit

10289.74 Cr.

Promoter Holding

55.87 %

EPS (TTM)

₹  179.77

Sales Growth

28.02

ROE

22.23 %

ROCE

12.32%

Profit Growth

62.03 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 33 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year28.02%
3 Year14.42%
5 Year23.04%

Profit Growth

1 Year62.03%
3 Year28.22%
5 Year32.87%

ROE%

1 Year22.23%
3 Year16.81%
5 Year18.34%

ROCE %

1 Year12.32%
3 Year10.88%
5 Year11.58%

ROA%

5.37724874555781

PEG Ratio

0.7

PAT Margin (%)

28.8379875116308

EPS Growth(%)

61.7223021282013

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2023 55.87 0
Mar 2023 55.91 0
Dec 2022 55.91 0
Sep 2022 55.86 0
Jun 2022 55.86 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 6.0537618769417%.
  • Company has maintained a good ROA of 4.14349339553375% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 14.4150807857254%.
  • The company boasts a well-maintained advances growth ratio of 16.4492547329675%.
  • Promoters shareholding is 55.87%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023
Operating Revenue 8146.52 8602.63 9213.53 9716.19 10664.1
Other Income 1.53 3.63 1.08 1.9 1.59
Interest Expended 2006.31 2208.93 2455.89 2614.21 3013.06
Operating Expenses 2863.34 2951.32 3110.13 3151.6 3504.8
Total Provisions 0 0 0 0 0
Depreciation 102.11 110.82 108.31 122.53 143.32
Profit Before Tax 3176.29 3335.19 3540.28 3829.75 4004.51
Tax 820.37 862.95 916.06 992.39 1045.45
Net Profit 2355.92 2472.24 2624.22 2837.36 2959.06
Adjusted EPS (RS) 39.03 40.92 43.43 46.94 48.9

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 17386.02 23822.53 23549.72 27872.31 35681.2
Other Income 13.25 11.62 14.17 6.81 5.37
Interest 6037.3 7990.48 7550.09 7677.54 9424.52
Operating Expenses 3641.58 4921.19 4632.7 6717.82 9022.41
Total Provisions 1685.09 4114.35 6018.22 4897.37 3358.13
Exceptional Items 0 0 0 0 0
Profit Before Tax 6035.3 6808.13 5362.88 8586.39 13881.51
Tax 2144.96 1927.01 1407.37 2235.9 3591.77
Profit After Tax 3890.34 4881.12 3955.51 6350.49 10289.74
Adjusted EPS (Rs.) 67.44 81.36 65.75 105.26 170.23

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 115.37 119.99 120.32 120.66 120.89
Total Reserves 19448.26 31693.22 35818.42 41935.22 51372.24
Borrowings 77029.4 98771.6 93452.45 113573.95 141259.19
Other N/C liabilities -434.45 -543.99 -426.72 -485.63 -364.38
Current liabilities 11680.46 7115.14 8399.87 11963.98 23217.81
Total Liabilities 107839.04 137155.96 137364.34 167108.18 215605.75
Assets
Loans 95181.26 113417.08 113089.94 144276.25 179097.12
Net Block 654.33 1228.14 1227.2 1598.44 2146.91
Capital WIP 0 0 7.07 13.27 14.6
Intangible WIP 0 0 43.99 19.41 64.93
Investments 5060.63 8076.41 8107.56 9390.74 12758.99
Other Loans 184.72 276.68 256.27 324.31 292.48
Other N/C Assets 19.64 27.27 0 0 0
Current Assets 6738.46 14130.38 14632.31 11485.76 21230.72
Total Assets 107839.04 137155.96 137364.34 167108.18 215605.75
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 55.86 55.86 55.91 55.91 55.87
bachhraj factories privat... 0.01 0.01 0.01 0.01 0.01
bajaj allianz life insura... 0.04 0.04 0.04 0.04 0.04
bajaj finserv limited 52.49 52.49 52.49 52.49 52.45
bajaj sevashram private l... - - 0.05 0.05 0.05
baroda industries private... 0.02 0.02 0.02 0.02 0.02
jamnalal sons private lim... 0.02 0.02 0.02 0.02 0.02
maharashtra scooters limi... 3.13 3.13 3.13 3.13 3.13
neelima bajaj family trus... 0.01 0.01 0.01 0.01 0.01
nimisha bajaj family trus... 0.01 0.01 0.01 0.01 0.01
sanjali bajaj 0.01 0.01 0.01 0.01 0.01
sanjivnayan bajaj 0.08 0.08 0.08 0.08 0.08
shefali bajaj 0.01 0.01 0.01 0.01 0.01
siddhantnayan bajaj 0.01 0.01 0.01 0.01 0.01
PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
investors 44.14 44.14 44.09 44.09 44.13
axis mutual fund trustee ... - 2.67 - 2.50 2.38
government of singapore -... 3.35 - - 3.46 3.41
investor education and pr... - - 0.05 - 0.05
sbi equity hybrid fund 1.88 - - - 2.91
investor education and pr... - 0.05 - 0.05 -
sbi balanced advantage fu... - - - 2.83 -
axis nifty 50 etf - - 2.64 - -
government of singapore - 3.42 6.98 - -
sbi arbitrage opportuniti... - - 2.55 - -
sbi long term advantage f... - 2.29 - - -
axis mutual fund trustee ... 2.76 - - - -
iepf 0.05 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bajaj Finance raises Rs 500 crore through NCDs20 Sep 2023, 12:30PM Bajaj Finance informs about allotment of NCD20 Sep 2023, 12:17PM Bajaj Finance informs about investor meet 14 Sep 2023, 10:43AM Bajaj Finance planning to enter microfinance, SME, tractor, four-wheeler financing12 Sep 2023, 12:20PM Bajaj Finance crosses Rs 50,000 crore mark in FD Bookings11 Sep 2023, 5:38PM Bajaj Finance raises Rs 1195 crore through NCDs11 Sep 2023, 4:30PM Bajaj Finance forges partnership with Flipkart8 Sep 2023, 4:38PM Bajaj Finance informs about issue of securities21 Aug 2023, 4:51PM Bajaj Finance raises Rs 304.21 crore via NCDs 21 Aug 2023, 12:15PM Bajaj Finance lowers home loan interest rates17 Aug 2023, 2:40PM Bajaj Finance partners with ICICI Lombard General Insurance to offer motor insurance policies8 Aug 2023, 11:08AM Bajaj Finance reports 32% rise in Q1 consolidated net profit26 Jul 2023, 4:11PM Bajaj Finance - Quaterly Results26 Jul 2023, 2:26PM Bajaj Finance - Quaterly Results26 Jul 2023, 2:26PM Bajaj Finance - Quaterly Results26 Jul 2023, 2:26PM Bajaj Finance offers car loan balance transfer, top-up25 Jul 2023, 11:08AM Bajaj Finance reports 46% growth in deposits book in Q1FY244 Jul 2023, 10:30AM Bajaj Finance introduces insta personal loans30 Jun 2023, 2:38PM Bajaj Finance partners with BYD India for dealer finance, vehicle loans28 Jun 2023, 4:12PM Bajaj Finance offers FD rates of up to 8.60% p.a9 Jun 2023, 12:07PM Bajaj Finance raises Rs 1,670.19 crore via NCDs 24 May 2023, 11:28AM Bajaj Finance raises Rs 2,075 crore through NCDs17 May 2023, 9:12AM Bajaj Finance - Quaterly Results26 Apr 2023, 5:35PM Bajaj Finance - Quaterly Results26 Apr 2023, 5:35PM Bajaj Finance - Quaterly Results26 Apr 2023, 5:35PM Bajaj Finance reports 45% growth in deposits book in Q4FY235 Apr 2023, 5:40PM Bajaj Finance launches insta personal loan3 Apr 2023, 12:59PM Bajaj Finance offers secure investment options to customers through FD, SDP 23 Feb 2023, 12:58PM Bajaj Finance informs about update on conference call 28 Jan 2023, 2:17PM Bajaj Finance reports 40% rise in Q3 consolidated net profit 28 Jan 2023, 12:45PM Bajaj Finance - Quaterly Results27 Jan 2023, 4:02PM Bajaj Finance - Quaterly Results27 Jan 2023, 4:02PM Bajaj Finance - Quaterly Results27 Jan 2023, 4:02PM Bajaj Finance increases FD rates for multiple tenures21 Jan 2023, 12:47PM Bajaj Finance reports 41% growth in deposit book in Q3FY235 Jan 2023, 10:30AM Bajaj Finance inks pact to acquire 40% stake in Snapwork Technologies26 Nov 2022, 12:30PM Bajaj Finance informs about issue of securities17 Nov 2022, 4:16PM Bajaj Finance informs about transcript of investors conference call25 Oct 2022, 12:39PM Bajaj Finance reports 88% rise in Q2 consolidated net profit21 Oct 2022, 10:04AM Bajaj Finance - Quaterly Results20 Oct 2022, 3:55PM Bajaj Finance - Quaterly Results20 Oct 2022, 3:55PM Bajaj Finance - Quaterly Results20 Oct 2022, 3:55PM Bajaj Finance extends lucrative benefits to customers ahead of festival season12 Oct 2022, 10:59AM Bajaj Finance hikes interest rate on fixed deposit 7 Oct 2022, 12:27PM Bajaj Finance reports 37% growth in deposit book in Q2FY236 Oct 2022, 4:11PM Bajaj Finance hikes FD Rates 26 Aug 2022, 2:13PM Bajaj Finance’s arm hikes lending rate by 0.50% 23 Aug 2022, 12:07PM Bajaj Finance reports 2-fold jump in Q1 consolidated net profit 27 Jul 2022, 3:50PM Bajaj Finance - Quaterly Results27 Jul 2022, 3:02PM Bajaj Finance - Quaterly Results27 Jul 2022, 3:02PM

Bajaj Finance Stock Price Analysis and Quick Research Report. Is Bajaj Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Bajaj Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 10289.74 Cr and the compounded growth of profit in the past 3 years is 28.2214132105601 %. The PAT margin of Bajaj Finance is 28.8379875116308 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Finance , the EPS grew by 61.7223021282013 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a healthy ROE track record. The ROE of Bajaj Finance is at 22.225022919459 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Finance is worth at the current levels at Rs 7539. The stock is trading at a current P/E ratio of 32.9865343461407 and the average historical P/E for the last 5 years was 50.4697143735528.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Finance is trading at a P/B of 8.4923 . The average historical P/B for the last 5 years was 7.81164831294378. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Last Updated on:
Brief about Bajaj Finance

Bajaj Finance Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Bajaj Finance Ltd. is a non-banking financial company that provides a wide range of financial services to its customers. In this article, we will analyze Bajaj Finance Ltd. from a stock market perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Bajaj Finance Ltd. Share Price:

The share price of Bajaj Finance Ltd. is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s share price and identify any trends or patterns. Bajaj Finance Ltd.'s share price has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Ltd. Balance Sheet:

Bajaj Finance Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include loans, investments, and other assets. Liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.

Bajaj Finance Ltd. Annual Report:

Bajaj Finance Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Investors can download Bajaj Finance Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Dividend:

Bajaj Finance Ltd. pays dividends to its shareholders on a regular basis. Dividends are a portion of the company's profits that are distributed to shareholders. Investors can use our pre-built screening tools to track Bajaj Finance Ltd.'s dividend history and dividend yield. The company has a consistent track record of paying dividends to its shareholders, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Quarterly Results:

Bajaj Finance Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Bajaj Finance Ltd. Stock Price:

Bajaj Finance Ltd.'s stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to track Bajaj Finance Ltd.'s stock price and identify potential buying opportunities. The stock price of Bajaj Finance Ltd. has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Bajaj Finance Ltd. has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Ltd. News:

Keeping up to date with the latest news about Bajaj Finance Ltd. is important for investors. Our website provides the latest news about Bajaj Finance Ltd. from various sources such as financial news websites and social media. Investors can use this information to make informed investment decisions.

Bajaj Finance Ltd. Concall:

Bajaj Finance Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Investors can listen to Bajaj Finance Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Bajaj Finance Ltd. Transcripts:

Transcripts of Bajaj Finance Ltd.'s concalls are available on our website. Investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Investor Presentations:

Bajaj Finance Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Investors can download Bajaj Finance Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. Bajaj Finance Ltd.'s promoters include Bajaj Finserv Ltd., which holds a significant stake in the company. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of Bajaj Finance Ltd. are relatively stable, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Shareholders:

Bajaj Finance Ltd. has a large number of shareholders, including institutional investors and individual investors. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of Bajaj Finance Ltd. is diverse, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

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