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Bajaj Finance share price

Bajaj Finance Ltd.

NSE: BAJFINANCE BSE: 500034 SECTOR: Finance - NBFC  715k   6k   1k

6698.30
0 0
BSE: 23 Feb 04:01 PM

Price Summary

Today's High

₹ 6718.2

Today's Low

₹ 6637

52 Week High

₹ 8190

52 Week Low

₹ 5487.25

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

414622.31 Cr.

Advances

242268.93 Cr.

No. of Shares

61.9 Cr.

P/E

30.08

P/B

5.73

Face Value

₹ 2

Div. Yield

0.45 %

Book Value (TTM)

₹  1168.22

Operating Revenue

41397.38 Cr.

Net Profit

11507.69 Cr.

Promoter Holding

54.78 %

EPS (TTM)

₹  222.69

Sales Growth

30.84

ROE

23.7 %

ROCE

11.76%

Profit Growth

63.74 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 31 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year30.84%
3 Year16.22%
5 Year26.49%

Profit Growth

1 Year63.74%
3 Year29.79%
5 Year35.75%

ROE%

1 Year23.7%
3 Year18.05%
5 Year19.43%

ROCE %

1 Year11.76%
3 Year10.47%
5 Year11.2%

ROA%

4.73717275995478

PEG Ratio

0.47

PAT Margin (%)

27.7981118611854

EPS Growth(%)

63.4237624510285

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 54.78 0
Sep 2023 55.87 0
Jun 2023 55.87 0
Mar 2023 55.91 0
Dec 2022 55.91 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 5.5853114743388%.
  • Company has maintained a good ROA of 3.68739699364105% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 18.047468761303%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 16.2160814264972%.
  • The company has delivered substantial profit growth of 29.7869320565772% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 19.6668775662744%.
  • Promoters shareholding is 54.78%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Operating Revenue 10787.25 11359.59 12497.81 13378.26 14161.09
Other Income 1.68 3.55 2.73 3.49 4.89
Interest Expended 3350.51 3591.96 4102.52 4537.06 4868.02
Operating Expenses 3307.81 3377.55 3693.55 3928.56 4228.34
Total Provisions 0 0 0 0 0
Depreciation 118.99 134.11 156.09 158.52 175.75
Profit Before Tax 4011.62 4259.52 4548.38 4757.61 4893.87
Tax 1038.68 1103.34 1114.32 1206.96 1256.57
Profit after Tax 2972.94 3156.18 3434.06 3550.65 3637.3
Adjustments 0.06 1.61 2.83 0.15 1.65
Consolidated Net Profit 2973 3157.79 3436.89 3550.8 3638.95
Adjusted EPS (RS) 49.2 52.24 56.79 58.66 58.91

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Operating Income 18487.14 26373.77 26689.57 31640.45 41397.38
Other Income 13.04 11.87 14.95 7.6 8.31
Interest 6722.66 9607.67 9519.35 9854.62 12701.27
Operating Expenses 3882.94 5202.69 4913.53 7190.87 9661.55
Total Provisions 1715.42 4253.16 6279.38 5098.78 3516.68
Exceptional Items 0 0 0 0 0
Profit Before Tax 6179.16 7322.12 5992.26 9503.78 15527.86
Tax 2184.17 2058.37 1572.44 2475.55 4020.17
Profit After Tax 3994.99 5263.75 4419.82 7028.23 11507.69
Adjustments 0 0 0 0 0
Consolidated Net Profit 3994.99 5263.75 4419.82 7028.23 11507.69
Adjusted EPS (Rs.) 69.26 87.74 73.47 116.5 190.38

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 115.37 119.99 120.32 120.66 120.89
Total Reserves 19581.65 32207.64 36798.09 43592.03 54251.09
Minority Interest 0 0 0 0 0
Borrowings 88669.85 122858.72 122110.48 151069.04 194421.61
Other N/C liabilities -433.61 -512.96 -578.32 -498.79 -349.47
Current liabilities 15630.22 8867.61 12073.93 17271.81 25847.46
Total Liabilities 123563.48 163541 170524.5 211554.75 274291.58
Assets
Loans 112512.82 141376.05 146686.87 191423.25 242268.93
Net Block 694.84 1320.99 1315.7 1716.3 2307.62
Capital WIP 0 0 7.07 13.27 14.6
Intangible WIP 0 0 43.99 20.87 65.24
Investments 1512.25 3089.31 4596.33 10670.34 16331.27
Other Loans 189.09 294.69 275.8 345.44 310.59
Other N/C Assets 20.34 28.25 0 0 0
Current Assets 8634.14 17431.71 17598.74 7365.28 12993.33
Total Assets 123563.48 163541 170524.5 211554.75 274291.58
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 55.91 55.91 55.87 55.87 54.78
bachhraj factories privat... 0.01 0.01 0.01 0.01 0.01
bajaj allianz life insura... 0.04 0.04 0.04 0.04 0.04
bajaj finserv limited 52.49 52.49 52.45 52.45 51.42
bajaj sevashram private l... 0.05 0.05 0.05 0.05 0.05
baroda industries private... 0.02 0.02 0.02 0.02 0.02
jamnalal sons private lim... 0.02 0.02 0.02 0.02 0.02
maharashtra scooters limi... 3.13 3.13 3.13 3.13 3.07
neelima bajaj family trus... 0.01 0.01 0.01 0.01 0.01
nimisha bajaj family trus... 0.01 0.01 0.01 0.01 0.01
sanjali bajaj 0.01 0.01 0.01 0.01 0.01
sanjivnayan bajaj 0.08 0.08 0.08 0.08 0.08
shefali bajaj 0.01 0.01 0.01 0.01 0.01
siddhantnayan bajaj 0.01 0.01 0.01 0.01 0.01
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 44.09 44.09 44.13 44.13 45.22
axis mutual fund - - - 2.23 2.00
government of singapore 6.98 - - - 3.36
investor education and pr... 0.05 - 0.05 - 0.05
sbi mutual fund - - - 2.96 3.21
uti mutual fund - - - - 1.03
government of singapore -... - 3.46 3.41 3.40 -
investor education and pr... - 0.05 - 0.05 -
axis mutual fund trustee ... - 2.50 2.38 - -
sbi equity hybrid fund - - 2.91 - -
sbi balanced advantage fu... - 2.83 - - -
axis nifty 50 etf 2.64 - - - -
sbi arbitrage opportuniti... 2.55 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bajaj Finance raises Rs 4,280.04 crore via NCDs20 Feb 2024, 2:05PM Bajaj Finance’s arm launches DIY application for home loans14 Feb 2024, 5:18PM Bajaj Finance to acquire 7% stake in RMBS Development Company5 Feb 2024, 11:27AM RBI imposes Rs 5 lakh penalty on Bajaj Finance’s arm 3 Feb 2024, 10:43AM Bajaj Finance reports 22% rise in Q3 consolidated net profit30 Jan 2024, 12:00PM Bajaj Finance to make investment up to Rs 400 crore in Bajaj Financial Securities30 Jan 2024, 11:42AM Bajaj Finance - Quaterly Results29 Jan 2024, 4:50PM Bajaj Finance - Quaterly Results29 Jan 2024, 4:50PM Bajaj Finance - Quaterly Results29 Jan 2024, 4:50PM Bajaj Finance informs about allotment of NCDs15 Jan 2024, 5:23PM Bajaj Finance launches digital FD with rates up to 8.85% 4 Jan 2024, 3:57PM Bajaj Finance raises Rs 1,057.33 crore via NCDs26 Dec 2023, 2:26PM Bajaj Finance informs about issue of securities21 Nov 2023, 4:48PM Bajaj Finance raises Rs 503.17 crore through NCDs21 Nov 2023, 12:14PM Bajaj Finance temporary suspends issuance of EMI cards18 Nov 2023, 12:57PM RBI bars Bajaj Finance from lending under eCOM, Insta EMI Card products16 Nov 2023, 10:41AM Bajaj Finance submits analyst meet intimation25 Oct 2023, 3:05PM Bajaj Finance informs about analyst meet21 Oct 2023, 11:22AM Bajaj Finance reports 28% rise in Q2 consolidated net profit17 Oct 2023, 4:57PM Bajaj Finance - Quaterly Results17 Oct 2023, 3:53PM Bajaj Finance - Quaterly Results17 Oct 2023, 3:53PM Bajaj Finance - Quaterly Results17 Oct 2023, 3:53PM Bajaj Finance raises Rs 2,236 crore through NCDs 17 Oct 2023, 2:59PM Bajaj Finance enters into binding term sheet with Pennant Technologies17 Oct 2023, 12:08PM Bajaj Finance informs about disclosure 17 Oct 2023, 10:04AM Reserve Bank of India imposes monetary penalty on Bajaj Finance 16 Oct 2023, 3:39PM Bajaj Finance partners with Flipkart10 Oct 2023, 11:19AM Bajaj Finance partners with Amazon 10 Oct 2023, 10:41AM Bajaj Finance informs about certificate7 Oct 2023, 12:14PM Bajaj Finance partners with TATA AIG General Insurance to offer car insurance policies6 Oct 2023, 10:40AM Bajaj Finance reports 39% growth in deposits book in Q2FY244 Oct 2023, 9:30AM Bajaj Finance raises Rs 500 crore through NCDs20 Sep 2023, 12:30PM Bajaj Finance informs about allotment of NCD20 Sep 2023, 12:17PM Bajaj Finance informs about investor meet 14 Sep 2023, 10:43AM Bajaj Finance planning to enter microfinance, SME, tractor, four-wheeler financing12 Sep 2023, 12:20PM Bajaj Finance crosses Rs 50,000 crore mark in FD Bookings11 Sep 2023, 5:38PM Bajaj Finance raises Rs 1195 crore through NCDs11 Sep 2023, 4:30PM Bajaj Finance forges partnership with Flipkart8 Sep 2023, 4:38PM Bajaj Finance informs about issue of securities21 Aug 2023, 4:51PM Bajaj Finance raises Rs 304.21 crore via NCDs 21 Aug 2023, 12:15PM Bajaj Finance lowers home loan interest rates17 Aug 2023, 2:40PM Bajaj Finance partners with ICICI Lombard General Insurance to offer motor insurance policies8 Aug 2023, 11:08AM Bajaj Finance reports 32% rise in Q1 consolidated net profit26 Jul 2023, 4:11PM Bajaj Finance - Quaterly Results26 Jul 2023, 2:26PM Bajaj Finance - Quaterly Results26 Jul 2023, 2:26PM Bajaj Finance - Quaterly Results26 Jul 2023, 2:26PM Bajaj Finance offers car loan balance transfer, top-up25 Jul 2023, 11:08AM Bajaj Finance reports 46% growth in deposits book in Q1FY244 Jul 2023, 10:30AM Bajaj Finance introduces insta personal loans30 Jun 2023, 2:38PM Bajaj Finance partners with BYD India for dealer finance, vehicle loans28 Jun 2023, 4:12PM

Bajaj Finance Stock Price Analysis and Quick Research Report. Is Bajaj Finance an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Bajaj Finance better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Bajaj Finance is Rs 11507.69 Cr and the compounded growth of profit in the past 3 years is 29.786593671421 %. The PAT margin of Bajaj Finance is 27.7981118611854 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Finance , the EPS grew by 63.4237624510285 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Bajaj Finance has a healthy ROE track record. The ROE of Bajaj Finance is at 23.6950365817939 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Finance is worth at the current levels at Rs 6697.85. The stock is trading at a current P/E ratio of 29.4953115512536 and the average historical P/E for the last 5 years was 46.1651382865228.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Finance is trading at a P/B of 5.7338 . The average historical P/B of Bajaj Finance for the last 5 years was 7.587689769012. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Bajaj Finance is Rs 6697.85. One can use valuation calculators of ticker to know if Bajaj Finance share price is undervalued or overvalued.

Last Updated on:
Brief about Bajaj Finance

Bajaj Finance Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Bajaj Finance Ltd. is a non-banking financial company that provides a wide range of financial services to its customers. In this article, we will analyze Bajaj Finance Ltd. from a stock market perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Bajaj Finance Ltd. Share Price:

The share price of Bajaj Finance Ltd. is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s share price and identify any trends or patterns. Bajaj Finance Ltd.'s share price has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Ltd. Balance Sheet:

Bajaj Finance Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include loans, investments, and other assets. Liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.

Bajaj Finance Ltd. Annual Report:

Bajaj Finance Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Investors can download Bajaj Finance Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Dividend:

Bajaj Finance Ltd. pays dividends to its shareholders on a regular basis. Dividends are a portion of the company's profits that are distributed to shareholders. Investors can use our pre-built screening tools to track Bajaj Finance Ltd.'s dividend history and dividend yield. The company has a consistent track record of paying dividends to its shareholders, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Quarterly Results:

Bajaj Finance Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Bajaj Finance Ltd. Stock Price:

Bajaj Finance Ltd.'s stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to track Bajaj Finance Ltd.'s stock price and identify potential buying opportunities. The stock price of Bajaj Finance Ltd. has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Bajaj Finance Ltd. has been on an upward trend over the past few years, reflecting the company's strong financial performance and growth prospects.

Bajaj Finance Ltd. News:

Keeping up to date with the latest news about Bajaj Finance Ltd. is important for investors. Our website provides the latest news about Bajaj Finance Ltd. from various sources such as financial news websites and social media. Investors can use this information to make informed investment decisions.

Bajaj Finance Ltd. Concall:

Bajaj Finance Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Investors can listen to Bajaj Finance Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Bajaj Finance Ltd. Transcripts:

Transcripts of Bajaj Finance Ltd.'s concalls are available on our website. Investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Investor Presentations:

Bajaj Finance Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Investors can download Bajaj Finance Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Bajaj Finance Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. Bajaj Finance Ltd.'s promoters include Bajaj Finserv Ltd., which holds a significant stake in the company. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of Bajaj Finance Ltd. are relatively stable, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Shareholders:

Bajaj Finance Ltd. has a large number of shareholders, including institutional investors and individual investors. Investors can use our pre-built screening tools to analyze Bajaj Finance Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of Bajaj Finance Ltd. is diverse, which is a positive sign for long-term investors.

Bajaj Finance Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

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