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Kotak Mahindra Bank share price

Kotak Mahindra Bank Ltd.

NSE: KOTAKBANK BSE: 500247 SECTOR: Bank - Private  467k   3k   709

1786.15
-9.25 (-0.52%)
BSE: 18 Apr 04:01 PM

Price Summary

Today's High

₹ 1813.1

Today's Low

₹ 1782.8

52 Week High

₹ 2063

52 Week Low

₹ 1666.8

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

355072.49 Cr.

CASA %

52.83

No. of Shares

198.79 Cr.

P/E

27.01

P/B

3.84

Face Value

₹ 5

Div. Yield

0.08 %

Book Value (TTM)

₹  465.12

Net Interest Income

21551.92 Cr.

Cost To Income %

48.15

Promoter Holding

25.9 %

EPS (TTM)

₹  66.12

CAR %

20.78

ROE

14.12 %

ROCE

14.89%

Profit Growth

27.61 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 36 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year14.12%
3 Year13.09%
5 Year12.91%

ROA%

1 Year2.38%
3 Year2.12%
5 Year1.96%

Net NPA%

1 Year0.37%
3 Year0.74%
5 Year0.74%

 NIM

1 Year4.55%
3 Year4.26%
5 Year4.07%

CAR %

20.78

Cost of Liabilities %

3.28551896279653

PEG Ratio

0.98

Advances Growth %

17.9196166529944

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 25.9 0
Dec 2023 25.91 0
Sep 2023 25.93 0
Jun 2023 25.94 0
Mar 2023 25.95 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 2.12069209355289% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 13.0905922119517%.
  • The company has been consistently maintaining a NIM of 4.25581501818729% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.74%.
  • CASA stands at 52.8276912201276% of total deposits.
  • Good Capital Adequacy Ratio of 20.78%.
  • The company has delivered good Profit growth of 22.5253752101258% over the past 3 years.

 Limitations

  • High Cost to income ratio of 48.1474069279677%.
  • The company is trading 4.15103445820668 times of its Book Value.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Interest Earned 8998.61 9820.94 10500 11192.83 11799.02
Other Income 1948.32 2186.29 2683.26 2314.53 2297.02
Interest Expended 3345.69 3718.39 4266.31 4896.19 5245.5
Operating Expenses 3751.4 3641.47 3967.38 4001.06 4284.33
Total Provisions 148.83 147.57 364.31 366.55 579.14
Profit Before Tax 3701.01 4499.8 4585.26 4243.56 3987.07
Tax 909.13 1004.21 1132.96 1052.59 982.06
Net Profit 2791.88 3495.59 3452.3 3190.97 3005.01
Net NPA % 0.43 0.37 0.4 0.37 0.34
Gross NPA % 1.9 1.78 1.77 1.72 1.73
Return on Assets % 0.62 0.74 0.7 0.62 0.55
NPM % 31.03 35.59 32.88 28.51 25.47

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 23890.05 26929.61 26840.27 27038.82 34250.85
Other Income 4657.18 5372.11 5006.51 5985.92 7083.05
Interest Expended 12684.25 13429.95 11500.62 10220.91 12698.94
Operating Expenses 7514.8 8850.94 8584.14 10752.95 13786.99
Total Provisions 962.39 2216.17 2459.03 689.56 456.99
Profit Before Tax 7385.79 7804.67 9302.99 11361.31 14390.99
Taxes 2520.46 1857.49 2338.15 2788.62 3451.69
Net Profit 4865.33 5947.18 6964.84 8572.69 10939.3
Adjusted EPS (Rs.) 25.49 30.88 34.94 42.99 54.86

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 1454.38 1456.52 1490.92 1492.33 1493.28
Total Reserves 41444 47558.78 62236.05 70964.14 81966.67
Deposits 225880.36 262820.52 280100.05 311684.11 363096.05
Borrowings 32248.29 37993.31 23650.65 25967.12 23416.27
Other Liabilities 11142.98 10419.68 15990.34 19289.39 19829.91
Total Liabilities 312172.09 360251.68 383470.16 429428.4 489862.48
Assets
Balance with RBI 10877.52 9505.05 12493.61 36026.22 19965.56
Balance with Banks 13798.02 43787.25 27132.92 6897.72 12576.75
Investments 71189.09 75051.55 105099.19 100580.22 121403.73
Advances 205694.81 219748.19 223670.16 271253.6 319861.21
Net Block 1651.55 1623.13 1535.27 1643.72 1920.32
Other Assets 8961.11 10536.52 13539.01 13026.92 14134.91
Total Assets 312172.09 360251.68 383470.16 429428.4 489862.48
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 25.95 25.94 25.93 25.91 25.90
indira suresh kotak 0.10 0.10 0.10 0.10 0.10
janak dinkarrai desai - 0.04 0.03 0.02 0.01
kotak trustee company pri... 0.01 0.01 0.01 - 0.01
pallavi kotak 0.06 0.06 0.06 0.06 0.06
suresh a kotak (huf) 0.01 0.01 0.01 0.01 0.01
suresh amritlal kotak 0.01 0.01 0.01 0.01 0.01
uday suresh kotak 25.72 25.72 25.71 25.71 25.71
kotak trustee company pri... - - - 0.01 -
aarti neal chandaria 0.04 - - - -
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 74.05 74.06 74.07 74.09 74.10
caladium investment pte l... 1.31 1.31 1.31 1.31 1.31
canada pension plan inves... 4.34 2.68 2.68 2.68 2.68
europacific growth fund 3.32 3.32 3.32 3.43 2.89
government of singapore - 1.28 1.25 1.24 1.21
hdfc mutual fund - - - 1.13 1.39
icici prudential mutual f... - - - 1.27 1.41
invesco developing market... 2.95 2.95 2.95 2.82 2.82
investor education and pr... 0.18 0.17 0.18 0.18 0.18
life insurance corporatio... 6.21 6.20 6.20 6.20 6.46
national pension system t... 1.30 1.37 1.42 1.45 1.48
new world fund inc 1.86 1.86 1.70 1.70 1.00
sbi mutual fund 3.84 3.82 3.49 3.25 3.70
sumitomo mitsui banking c... 1.65 1.65 1.65 1.65 1.65
uti mutual fund 1.28 1.21 1.29 1.43 1.46
capital world growth and ... 1.61 1.61 1.61 1.35 -
axis mutual fund 1.61 1.05 - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Kotak Mahindra Bank acquires Sonata Finance28 Mar 2024, 3:30PM Kotak Mahindra Bank informs about disclosure 20 Mar 2024, 4:32PM Kotak Mahindra Bank informs about disclosure 20 Mar 2024, 12:03PM Kotak Mahindra Bank informs about company update 15 Mar 2024, 4:59PM Kotak Mahindra Bank informs about change in senior management personnel15 Mar 2024, 1:06PM Kotak Mahindra Bank informs about notice of postal ballot14 Mar 2024, 3:44PM Kotak Mahindra Bank informs about updates13 Mar 2024, 3:29PM Kotak Mahindra Bank sells stake in Kfin Technologies13 Mar 2024, 11:46AM Kotak Mahindra Bank raises Rs 1000 crore through NCDs 14 Feb 2024, 3:19PM Kotak Mahindra Bank informs about press release22 Jan 2024, 12:18PM Kotak Mahindra Bank gets nod to raise up to Rs 10,000 crore 20 Jan 2024, 4:30PM Kotak Mahindra Bank informs about re-appointment of independent director20 Jan 2024, 3:38PM Kotak Mahindra Bank reports 7% rise in Q3 consolidated net profit20 Jan 2024, 3:19PM Kotak Mahindra Bank informs about investor presentation20 Jan 2024, 3:04PM Kotak Mahindra Bank - Quaterly Results20 Jan 2024, 12:29PM Kotak Mahindra Bank - Quaterly Results20 Jan 2024, 12:29PM Kotak Mahindra Bank - Quaterly Results20 Jan 2024, 12:29PM Kotak Mahindra Bank informs about board meeting updates16 Jan 2024, 3:15PM Kotak Mahindra Bank informs about earnings conference call16 Jan 2024, 1:03PM Kotak Mahindra Bank informs about investors meet 13 Nov 2023, 5:20PM Kotak Mahindra Bank launches cardless EMI payments on Amazon Pay13 Nov 2023, 2:41PM Kotak Mahindra Bank, Kotak General Insurance enter into definitive agreements for transaction with Zurich2 Nov 2023, 9:59AM Kotak Mahindra Bank informs about analyst meet1 Nov 2023, 5:05PM Kotak Mahindra Bank partners with NeSL to issue electronic bank guarantee25 Oct 2023, 11:30AM Kotak Mahindra Bank reports 24% rise in Q2 consolidated net profit21 Oct 2023, 3:27PM Kotak Mahindra Bank informs about disclosure of related party transactions21 Oct 2023, 2:50PM Kotak Mahindra Bank informs about media release 21 Oct 2023, 12:35PM Kotak Mahindra Bank informs about outcome of board meeting21 Oct 2023, 12:31PM Kotak Mahindra Bank - Quaterly Results21 Oct 2023, 12:09PM Kotak Mahindra Bank - Quaterly Results21 Oct 2023, 12:09PM Kotak Mahindra Bank - Quaterly Results21 Oct 2023, 12:09PM Kotak Mahindra Bank gets RBI’s nod to acquire Sonata Finance 20 Oct 2023, 5:37PM Kotak Mahindra Bank informs about disclosure 19 Oct 2023, 5:12PM RBI imposes monetary penalty on Kotak Mahindra Bank 18 Oct 2023, 4:38PM Kotak Mahindra Bank’s arm to sell entire shareholding held in Entroq Technologies18 Oct 2023, 10:28AM Kotak Mahindra Bank informs about allotment of equity shares29 Sep 2023, 11:27AM Kotak Mahindra Bank informs about analyst meet18 Sep 2023, 3:18PM Kotak Mahindra Bank’s arm offers range of add-on coverage in car insurance portfolio14 Sep 2023, 3:51PM Kotak Mahindra Bank informs about updates8 Sep 2023, 9:59AM Kotak Mahindra Bank informs about allotment under ESOP31 Aug 2023, 5:02PM Kotak Mahindra Bank informs about loss of share certificates3 Aug 2023, 5:27PM Kotak Mahindra Bank reports 51% rise in Q1 consolidated net profit 22 Jul 2023, 4:45PM Kotak Mahindra Bank informs about asset cover ratio22 Jul 2023, 3:07PM Kotak Mahindra Bank informs about confirmation certificate22 Jul 2023, 3:01PM Kotak Mahindra Bank - Quaterly Results22 Jul 2023, 12:40PM Kotak Mahindra Bank - Quaterly Results22 Jul 2023, 12:40PM Kotak Mahindra Bank - Quaterly Results22 Jul 2023, 12:40PM Kotak Mahindra Bank informs about loss of share certificate21 Jul 2023, 12:28PM Kotak Mahindra Bank informs about AGM15 Jul 2023, 12:38PM Kotak Mahindra Bank submits BRSR15 Jul 2023, 12:28PM

Kotak Mahindra Bank Stock Price Analysis and Quick Research Report. Is Kotak Mahindra Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Kotak Mahindra Bank is performing and if it is the right time to buy the stock of Kotak Mahindra Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Kotak Mahindra Bank has earned Rs 34250.8509 Cr. revenue in the latest financial year. Kotak Mahindra Bank has posted decent revenue growth of 8.3461282423767 % in last 3 Years.

  • In terms of advances, Kotak Mahindra Bank reported 17.9196166529944 % YOY,  rise . If you see 3 years advance growth, it stands at 13.3301396861157 %.

  • Currently, Kotak Mahindra Bank has a CASA ratio of 52.8276912201276 %. It’s overall cost of liability stands at 3.28551896279653 %. Also, the total deposits of Kotak Mahindra Bank from these accounts stood at Rs 363096.0526 Cr.

  • Kotak Mahindra Bank has a healthy ROA track record. The ROA of Kotak Mahindra Bank is at 2.37994206727426 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.78 % and 0.37 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -33.7278928572361 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Kotak Mahindra Bank surged and is currently at Rs 7083.0509 Cr.

  • Kotak Mahindra Bank has a Good Capital Adequacy Ratio of 20.78 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Kotak Mahindra Bank is trading at a P/B of 3.8478 . The historical average PB of Kotak Mahindra Bank was 5.12276513211959.

  • Share Price: - The current share price of Kotak Mahindra Bank is Rs 1786.75. One can use valuation calculators of ticker to know if Kotak Mahindra Bank share price is undervalued or overvalued.

Last Updated on:
Brief about Kotak Mahindra Bank

Kotak Mahindra Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Kotak Mahindra Bank Ltd. is a leading Indian private sector bank that offers a wide range of financial services to its customers. In this article, we will analyze Kotak Mahindra Bank Ltd. from a stock market perspective. Our pre-built screening tools can help investors track the stock price of Kotak Mahindra Bank Ltd. and identify potential buying opportunities.

Kotak Mahindra Bank Ltd. Share Price:

The share price of Kotak Mahindra Bank Ltd. is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to analyze Kotak Mahindra Bank Ltd.'s share price and identify any trends or patterns. Kotak Mahindra Bank Ltd.'s share price has been relatively stable over the past few years, with occasional fluctuations due to global economic conditions and market sentiment.

Kotak Mahindra Bank Ltd. Balance Sheet:

Kotak Mahindra Bank Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include loans, advances, investments, and other assets. Liabilities include deposits, borrowings, and other liabilities. Equity includes share capital, reserves, and surplus. Investors can use our pre-built screening tools to analyze Kotak Mahindra Bank Ltd.'s balance sheet and identify any red flags. The company's balance sheet has remained strong over the years, with a healthy mix of assets and liabilities.

Kotak Mahindra Bank Ltd. Annual Report:

Kotak Mahindra Bank Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Investors can download Kotak Mahindra Bank Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Kotak Mahindra Bank Ltd. Dividend:

Kotak Mahindra Bank Ltd. pays dividends to its shareholders on a regular basis. Dividends are a portion of the company's profits that are distributed to shareholders. Investors can use our pre-built screening tools to track Kotak Mahindra Bank Ltd.'s dividend history and dividend yield. The company has a consistent track record of paying dividends to its shareholders, which is a positive sign for long-term investors.

Kotak Mahindra Bank Ltd. Quarterly Results:

Kotak Mahindra Bank Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Investors can use our pre-built screening tools to analyze Kotak Mahindra Bank Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Kotak Mahindra Bank Ltd. Stock Price:

Kotak Mahindra Bank Ltd.'s stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Investors can use our pre-built screening tools to track Kotak Mahindra Bank Ltd.'s stock price and identify potential buying opportunities. The stock price of Kotak Mahindra Bank Ltd. has been relatively stable over the years, with occasional fluctuations due to global economic conditions and market sentiment.

Kotak Mahindra Bank Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Investors can use our pre-built screening tools to analyze Kotak Mahindra Bank Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Kotak Mahindra Bank Ltd. has remained relatively stable over the years, with occasional fluctuations due to global economic conditions and market sentiment.

Kotak Mahindra Bank Ltd. News:

Keeping up to date with the latest news about Kotak Mahindra Bank Ltd. is important for investors. Our website provides the latest news about Kotak Mahindra Bank Ltd. from various sources such as financial news websites and social media. Investors can use this information to make informed investment decisions.

Kotak Mahindra Bank Ltd. Concall:

Kotak Mahindra Bank Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Investors can listen to Kotak Mahindra Bank Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Kotak Mahindra Bank Ltd. Transcripts:

Transcripts of Kotak Mahindra Bank Ltd. 's concalls are available on our website. Investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Kotak Mahindra Bank Ltd. Investor Presentations:

Kotak Mahindra Bank Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Investors can download Kotak Mahindra Bank Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Kotak Mahindra Bank Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. Kotak Mahindra Bank Ltd.'s promoters include Kotak Mahindra Investments Limited, which holds a significant stake in the company. Investors can use our pre-built screening tools to analyze Kotak Mahindra Bank Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of Kotak Mahindra Bank Ltd. are relatively stable, which is a positive sign for long-term investors.

Kotak Mahindra Bank Ltd. Shareholders:

Kotak Mahindra Bank Ltd. has a large number of shareholders, including institutional investors and individual investors. Investors can use our pre-built screening tools to analyze Kotak Mahindra Bank Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of Kotak Mahindra Bank Ltd. is diverse, which is a positive sign for long-term investors.

Kotak Mahindra Bank Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation

Kotak Mahindra Bank Limited ROCE

Return on Capital Employed (ROCE) is a key profitability ratio that indicates how effectively a company is using its capital to generate profits. You can find the ROCE data for Kotak Mahindra Bank Limited in the financials table above or in the dedicated ratio section. This metric is crucial for investors to assess the company's efficiency in generating returns relative to the capital employed in the business operations.

Kotak Mahindra Bank Limited EBITDA

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is a vital indicator of a company's operational performance. The EBITDA data for Kotak Mahindra Bank Limited is available in the financials table or the ratio section above. Investors rely on EBITDA to gauge the underlying profitability of the company before accounting for non-operational expenses.

Kotak Mahindra Bank Limited DPS

Dividends Per Share (DPS) is a critical metric for investors seeking income from investments in Kotak Mahindra Bank Limited. You can obtain detailed information about the company's DPS in the financials table or dedicated ratio section above. DPS reflects the portion of profits allocated to each outstanding share, providing insights into the company's dividend distribution policy.

Kotak Mahindra Bank Limited EPS

Earnings Per Share (EPS) is a fundamental metric that reveals the profitability of each share of Kotak Mahindra Bank Limited. Detailed EPS data can be accessed in the financials table or the ratio section above. Monitoring EPS is essential for investors to evaluate the company's ability to generate earnings per outstanding share of stock.

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