Kotak Mahindra Bank Share Price, Stock Analysis & Company Profile
Kotak Mahindra Bank Limited is a premier private sector bank in India, known for its high-quality asset management and robust digital presence. Founded by Uday Kotak, the group transformed from a non-banking financial company into a full-fledged commercial bank in 2003, the first in Indian history to do so. This page serves as a comprehensive hub for investors seeking an in-depth Kotak Mahindra Bank stock analysis, offering a detailed look into the bank’s financial health.
Whether you are monitoring the Kotak Mahindra Bank share price for long-term growth or analysing the Kotak Bank share price for your trading portfolio, this platform provides the essential data and reports needed for a professional evaluation.
About Kotak Mahindra Bank
Kotak Mahindra Bank is the flagship company of the Kotak Group, a diversified financial services conglomerate. It is one of India's most efficient and profitable private banks, with a strong focus on risk management and low Non-Performing Assets (NPAs).
The bank is headquartered in Mumbai and operates an extensive network across India. Its brand campaign, "Kona Kona Kotak," reflects its mission to have a presence in every corner of the country, especially after its landmark acquisition of ING Vysya Bank.
Kotak Mahindra Bank Business Model
The bank operates through four major Strategic Business Units (SBUs) to cater to a diverse clientele:
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Consumer Banking: Offers savings accounts, home loans, personal loans, and credit cards. The "Kotak 811" digital bank account has been a primary driver for retail customer acquisition.
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Corporate Banking: Provides treasury services, working capital, and term loans to large Indian and multinational corporations.
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Commercial Banking: Focuses on the agricultural sector, SME lending, and commercial vehicle finance.
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Treasury & Asset Management: Manages the bank’s investment portfolio and offers a wide suite of mutual fund and wealth management products.
Kotak Mahindra Bank Listing & Merger History
Kotak Mahindra Bank has a rich history of strategic growth and corporate milestones.
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Banking License Year: 2003 (converted from Kotak Mahindra Finance Ltd).
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IPO Listing: The bank’s roots in the capital markets date back to its era as a finance company; however, its identity as a commercial bank has been public since 2003.
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Face Value: Rs 1 (Subdivided from Rs 5 in 2026).
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ISIN: INE237A01036
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Listing Exchanges: BSE and NSE.
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NSE Symbol: KOTAKBANK
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BSE Scrip Code: 500247
The ING Vysya Merger: A defining moment in the bank's history was the all-stock merger with ING Vysya Bank in 2015.
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Merger Date: 1 April 2015.
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Swap Ratio: Shareholders of ING Vysya received 725 shares of Kotak Mahindra Bank for every 1,000 shares held.
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Impact: This merger catapulted Kotak into the top tier of private banks, significantly expanding its footprint in South India.
Corporate Action History (Bonuses & Splits)
Kotak Mahindra Bank has a history of rewarding its long-term investors through corporate actions.
Bonus Share History
Stock Split History
Investor Resources Available on This Page
We provide retail investors with institutional-grade data to perform a thorough Kotak Mahindra Bank stock analysis:
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Price Chart: Track the Kotak Bank share price trends and historical highs/lows.
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Company Ratios: Review critical banking metrics like Net Interest Margin (NIM), Capital Adequacy Ratio (CAR), and ROE.
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Quarterly Results: Monitor the growth of Net Interest Income (NII) and bottom-line profits every quarter.
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Balance Sheet: Inspect the bank's deposit base (CASA ratio) and loan book quality.
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Cash Flow: Understand the movements of cash across the bank's operations and investments.
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Shareholding Pattern: View the ownership distribution between Promoters, FIIs, and DIIs.
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Annual Reports: Download official annual reports and investor presentations for qualitative insights.
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Pros & Cons: A simplified table outlining the bank's strengths (asset quality) and risks (market competition).
Frequently Asked Questions (FAQs)
Q1. What is the current Kotak Mahindra Bank share price?
The latest share price is displayed at the top of this page. Note that the data on the chart has a 15-minute delay from the live market.
Q2. When was the last stock split for Kotak Bank?
The most recent stock split occurred in January 2026, when the face value was reduced from Rs 5 to Rs 1.
Q3. Who founded Kotak Mahindra Bank?
The bank was founded by Uday Kotak, who led the institution as MD & CEO for several decades before transitioning to a non-executive role.
Q4. What was the swap ratio for the ING Vysya merger?
Shareholders received 725 Kotak shares for every 1,000 shares they held in ING Vysya Bank.
Q5. Where can I find the Kotak Bank annual report?
You can download the latest and previous years' annual reports from the "Reports" or "Documents" section available on this page.
Q6. What is the current face value of Kotak shares?
As of the latest stock split in 2026, the face value is Rs 1 per equity share.
Q7. What is the NSE symbol for Kotak Mahindra Bank?
The stock trades under the symbol KOTAKBANK on the National Stock Exchange.