Kotak Mahindra Bank Stock Price Analysis and Quick Research Report. Is Kotak Mahindra Bank an attractive stock to invest in?
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
Let’s look at how Kotak Mahindra Bank is performing and if it is the right time to buy the stock of Kotak Mahindra Bank with detailed analysis.
-
For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Kotak Mahindra Bank has earned Rs 55563.9769 Cr. revenue in the latest financial year. Kotak Mahindra Bank has posted outstanding revenue growth of 17.5005641806506% in last 3 Years.
-
In terms of advances, Kotak Mahindra Bank reported 16.1861% YOY, rise . If you see 3 years advance growth, it stands at 15.7469016808347%.
-
Currently, Kotak Mahindra Bank has a CASA ratio of 43.2737%. It’s overall cost of liability stands at 4.2243 %. Also, the total deposits from these accounts stood at Rs 572456.1273 Cr.
-
Kotak Mahindra Bank has a healthy ROA track record. The ROA of Kotak Mahindra Bank is at 1.8973%.
-
The Lender is efficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA of Kotak Mahindra Bank stood at 1.2% and 0.25% respectively as on the latest financial year.
-
One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 18.3123878771648% which means it has increased from the previous year.
-
Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Kotak Mahindra Bank decreased and is currently at Rs 11623.2857 Cr.
-
Kotak Mahindra Bank has a Good Capital Adequacy Ratio of 22.4 .
-
The best metric which provides insights about bank’s valuation is P/B ratio. Currently Kotak Mahindra Bank is trading at a P/B of 2.7806 . The historical average PB was 3.78958.
One can find all the Financial Ratios of Kotak Mahindra Bank in Ticker for free. Also, one can get the intrinsic value of Kotak Mahindra Bank by using Valuation Calculators, which are available with a Finology ONE subscription.
Kotak Mahindra Bank FAQs
Q1. What is Kotak Mahindra Bank share price today?
Ans: The current share price of Kotak Mahindra Bank is Rs 390.75.
Q2. What is the market capitalisation of Kotak Mahindra Bank?
Ans: Kotak Mahindra Bank has a market capitalisation of Rs 388693.512954975 Cr., calculated based on its latest share price.
Q3. What are the P/E and P/B ratios of Kotak Mahindra Bank?
Ans: The PE ratio of Kotak Mahindra Bank is 26.176519845922 and the P/B ratio of Kotak Mahindra Bank is 2.78989967070973, showing how the stock is valued against its earnings and book value.
Q4. What is the 52-week high and low of Kotak Mahindra Bank share?
Ans: The 52-week high share price of Kotak Mahindra Bank is Rs 453.2, and the 52-week low share price of Kotak Mahindra Bank is Rs 345.5.
Q5. Does Kotak Mahindra Bank pay dividends?
Ans: Currently, Kotak Mahindra Bank pays dividends. Dividend yield of Kotak Mahindra Bank is around 0.1671%.
Q6. What are the face value and book value of Kotak Mahindra Bank shares?
Ans: The face value of Kotak Mahindra Bank shares is Rs 1, while the book value per share of Kotak Mahindra Bank is around Rs 140.0588. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.
Q7. What are the ROE and ROCE of Kotak Mahindra Bank?
Ans: The ROE of Kotak Mahindra Bank is 11.1021% and ROCE of Kotak Mahindra Bank is 12.2077%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.
Q8. Is Kotak Mahindra Bank a good buy for the long term?
Ans: The Kotak Mahindra Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.
Q9. Is Kotak Mahindra Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Kotak Mahindra Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.
Q10. How to check Kotak Mahindra Bank’s financials?
Ans: You can review Kotak Mahindra Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.