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Bank Of Baroda share price

Bank Of Baroda

NSE: BANKBARODA BSE: 532134 SECTOR: Bank - Public  385k   2k   549

265.50
+3.00 (1.14%)
NSE: Today, 04:11 PM

Price Summary

Today's High

₹ 266.8

Today's Low

₹ 260.25

52 Week High

₹ 285.6

52 Week Low

₹ 179.85

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

137299.67 Cr.

CASA %

39.47

No. of Shares

517.14 Cr.

P/E

7.72

P/B

1.28

Face Value

₹ 2

Div. Yield

2.9 %

Book Value (TTM)

₹  207.31

Net Interest Income

41356.01 Cr.

Cost To Income %

47.72

Promoter Holding

63.97 %

EPS (TTM)

₹  34.4

CAR %

16.24

ROE

15.33 %

ROCE

13.47%

Profit Growth

94.02 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 31 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year15.33%
3 Year8.47%
5 Year5.5%

ROA%

1 Year1.03%
3 Year0.57%
5 Year0.36%

Net NPA%

1 Year0.89%
3 Year1.9%
5 Year2.43%

 NIM

1 Year2.96%
3 Year2.76%
5 Year2.66%

CAR %

16.24

Cost of Liabilities %

3.69428585355476

PEG Ratio

0.08

Advances Growth %

21.0824165726867

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 63.97 0
Dec 2023 63.97 0
Sep 2023 63.97 0
Jun 2023 63.97 0
Mar 2023 63.97 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • CASA stands at 39.4701046647596% of total deposits.
  • Good Capital Adequacy Ratio of 16.24%.
  • The company has delivered good Profit growth of 195.613651783518% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.566858913438933%
  • Low other Income proportion of 11.1909802544646%.
  • High Cost to income ratio of 47.7178519650763%.
  • The company has delivered poor Income growth of 5.64376138083282% over the past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Interest Earned 25856.68 26555.81 27861.6 28605.13 29583.4
Other Income 3466.06 3322.26 4171.15 2810.49 4191.47
Interest Expended 14331.83 15559.14 17030.9 17503.8 17790.57
Operating Expenses 6918.03 6494.63 6982.13 6896.72 7878.2
Total Provisions 1420.71 1946.76 2160.57 666.34 1301.94
Profit Before Tax 6652.17 5877.54 5859.15 6348.76 6804.16
Tax 1876.84 1807.47 1606.26 1769.43 1917.67
Net Profit 4775.33 4070.07 4252.89 4579.33 4886.49
Net NPA % 0.89 0.78 0.76 0.7 0.68
Gross NPA % 3.79 3.51 3.32 3.08 2.92
Return on Assets % 1.34 1.11 1.14 1.2 1.25
NPM % 18.47 15.33 15.26 16.01 16.52

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 49770.61 75983.66 70495.06 69880.78 89588.54
Other Income 6294.49 10317.32 12933.97 11483.95 10025.84
Interest Expended 31290.3 48532.37 41686.04 37259.44 48232.53
Operating Expenses 11287.98 18872.39 20543.66 21716.44 24518.31
Total Provisions 12788.67 20698.32 15643.33 13002.41 7136.9
Profit Before Tax 698.15 -1802.1 5556.01 9386.44 19726.64
Taxes 264.63 -2348.29 4727.05 2114.16 5617.02
Net Profit 433.52 546.19 828.96 7272.28 14109.62
Adjusted EPS (Rs.) 1.64 1.18 1.6 14.06 27.28

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 530.36 925.37 1035.53 1035.53 1035.53
Total Reserves 45410.73 70930.84 76010.19 84874.19 97187.36
Deposits 638689.72 945984.43 966996.93 1045938.56 1203687.79
Borrowings 67201.3 93069.31 66847.93 103899.29 101910.48
Other Liabilities 24113.29 47005.56 44474.19 42252.27 54740.38
Total Liabilities 780987.4 1157915.52 1155364.77 1277999.83 1458561.55
Assets
Balance with RBI 26661.73 32645.85 38841.04 71184.41 54882.63
Balance with Banks 62567.89 89255.27 81571.78 51470.59 40820.61
Investments 182298.08 274614.61 261220.27 315795.39 362485.36
Advances 468818.74 690120.73 706300.51 777155.18 940998.27
Net Block 6990.3 8889.29 8016.25 9921.9 8706.57
Other Assets 33650.68 62389.76 59414.93 52472.37 50668.1
Total Assets 780987.4 1157915.52 1155364.77 1277999.83 1458561.55
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 63.97 63.97 63.97 63.97 63.97
president of india 63.97 63.97 63.97 63.97 63.97
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 36.03 36.03 36.03 36.03 36.03
hdfc trustee company limi... - - - - 2.82
investor education and pr... - - 0.06 0.06 0.06
kotak balanced advantage ... - - - - 1.05
lic health plus non unit ... - - - - 5.65
nippon life india trustee... - - - - 1.04
nps trust ac lic pension ... - - - - 1.07
bnp paribas financial mar... - - - 1.28 -
hdfc mutual fund hdfc arb... - - - 2.88 -
kotak equity savings fund... - - - 1.32 -
lic life non par - - 3.66 5.09 -
nps trust - a/c kotak pen... - - - 1.10 -
bnp paribas arbitrage 1.34 1.35 1.16 - -
hdfc mutual fund- hdfc s&... - - 3.33 - -
kotak esg opportunities f... - - 1.20 - -
nippon life india trustee... - - 1.20 - -
nps trust-a/c uti retirem... - - 1.04 - -
hdfc mutual fund-hdfc arb... - 3.26 - - -
investor education and pr... - 0.06 - - -
kotak bluechip fund - 1.18 - - -
lici health plus non unit... - 3.63 - - -
nippon life india trustee... - 1.26 - - -
nps trust- a/c uti retire... 1.02 1.01 - - -
sbi long term advantage f... - 1.03 - - -
hdfc trustee company limi... 3.28 - - - -
lici new pension plus sec... 3.98 - - - -
nippon life india trustee... 1.55 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bank of Baroda inks MoU to incorporate CCIL IFSC18 May 2024, 11:46AM Bank of Baroda informs about annual secretarial compliance report13 May 2024, 5:27PM Bank of Baroda reports marginal fall in Q4 consolidated net profit10 May 2024, 5:20PM Bank Of Baroda - Quaterly Results10 May 2024, 2:52PM Bank Of Baroda - Quaterly Results10 May 2024, 2:52PM Bank Of Baroda - Quaterly Results10 May 2024, 2:52PM Bank of Baroda informs about disclosure 7 May 2024, 12:59PM Bank of Baroda’s global deposits rise 10% in Q4FY246 Apr 2024, 2:07PM Bank of Baroda acquires co-branding rights for three stations of Delhi Metro27 Mar 2024, 10:15AM Bank of Baroda launches bob Earth Green Deposits12 Mar 2024, 2:46PM Bank of Baroda raises Rs 2,500 crore through Bonds23 Feb 2024, 12:20PM Bank Of Baroda - Quaterly Results31 Jan 2024, 1:58PM Bank Of Baroda - Quaterly Results31 Jan 2024, 1:58PM Bank Of Baroda - Quaterly Results31 Jan 2024, 1:58PM BoB launches seven current account products for diverse business segments31 Jan 2024, 12:15PM Bank of Baroda raises Rs 5,000 crore through infrastructure bonds29 Jan 2024, 11:39AM Bank of Baroda inks MoU with REC 4 Jan 2024, 5:11PM Bank of Baroda launches NCMC RuPay Prepaid Card 4 Jan 2024, 11:29AM Bank of Baroda informs about disclosure 3 Jan 2024, 12:13PM BANK OF BARODA informs about disclosure30 Dec 2023, 1:22PM Bank of Baroda raises stake in ONDC26 Dec 2023, 2:38PM Bank of Baroda informs about allotment of bonds21 Dec 2023, 4:48PM Bank of Baroda launches bob BRO Savings Account19 Dec 2023, 4:59PM Bank of Baroda informs about outcome of capital raising committee meet15 Dec 2023, 2:14PM Bank of Baroda informs about newspaper advertisement13 Dec 2023, 5:13PM Bank of Baroda planning to raise funds13 Dec 2023, 11:51AM Bank of Baroda informs about investor interaction 1 Dec 2023, 12:22PM RBI imposes penalty of Rs 4.34 crore on Bank of Baroda25 Nov 2023, 4:34PM Bank of Baroda informs about disclosure25 Nov 2023, 12:00PM Bank of Baroda informs about issuance of infrastructure bonds24 Nov 2023, 12:58PM Bank of Baroda to raise up to Rs 15,000 crore via bonds21 Nov 2023, 3:43PM Bank Of Baroda informs about EGM20 Nov 2023, 2:52PM Bank Of Baroda - Quaterly Results4 Nov 2023, 1:35PM Bank Of Baroda - Quaterly Results4 Nov 2023, 1:35PM Bank Of Baroda - Quaterly Results4 Nov 2023, 1:35PM Bank of Baroda introduces bob LITE savings account 30 Oct 2023, 4:00PM Bank Of Baroda submits board meeting intimation 25 Oct 2023, 3:04PM Bank of Baroda gets nod to raise up to Rs 10,000 crore 11 Oct 2023, 4:21PM RBI bans Bank of Baroda from onboarding new customers on mobile app11 Oct 2023, 10:59AM Bank of Baroda increases interest rates on retail term deposits10 Oct 2023, 3:28PM Bank of Baroda awarded PCI DSS compliance certificate by SISA5 Oct 2023, 4:58PM Bank of Baroda launches TAB Banking for NRE savings accounts 5 Oct 2023, 4:47PM Bank of Baroda expands footprint in Jharkhand26 Sep 2023, 4:45PM Bank of Baroda enables UPI LITE 21 Sep 2023, 4:00PM Bank of Baroda informs about extension of tenure20 Sep 2023, 12:16PM Bank of Baroda unveils festive offers with attractive interest rates13 Sep 2023, 11:07AM Bank of Baroda enables UPI ATM facility at over 6,000 ATMs across country11 Sep 2023, 3:12PM Bank of Baroda inks MoU with IREDA 6 Sep 2023, 12:13PM Bank of Baroda enables CBDC UPI QR interoperability4 Sep 2023, 4:44PM Bank of Baroda launches 251 new gold loan shoppes across country21 Aug 2023, 12:27PM

Bank Of Baroda Stock Price Analysis and Quick Research Report. Is Bank Of Baroda an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank Of Baroda is performing and if it is the right time to buy the stock of Bank Of Baroda with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank Of Baroda has earned Rs 89588.5407 Cr. revenue in the latest financial year. Bank Of Baroda has posted Poor revenue growth of 5.64376138083282 % in last 3 Years.

  • In terms of advances, Bank Of Baroda reported 21.0824165726867 % YOY,  rise . If you see 3 years advance growth, it stands at 10.8888594236353 %.

  • Currently, Bank Of Baroda has a CASA ratio of 39.4701046647596 %. It’s overall cost of liability stands at 3.69428585355476 %. Also, the total deposits from these accounts stood at Rs 1203687.7881 Cr.

  • Bank Of Baroda has a average ROA track record. The ROA of Bank Of Baroda is at 1.03119314701564 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank Of Baroda stood at 3.79 % and 0.89 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -45.110973712631 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank Of Baroda decreased and is currently at Rs 10025.8359 Cr.

  • Bank Of Baroda has a Good Capital Adequacy Ratio of 16.24 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank Of Baroda is trading at a P/B of 1.2821 . The historical average PB was 0.651388468745782.

  • Share Price: - The current share price of Bank Of Baroda is Rs 265.5. One can use valuation calculators of ticker to know if Bank Of Baroda share price is undervalued or overvalued.

Last Updated on:
Brief about Bank Of Baroda

Bank Of Baroda Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Bank of Baroda (BoB) is a leading public sector bank in India. It was founded in 1908 and has since then been involved in providing banking and financial services to its customers. In this article, we will provide a comprehensive analysis of Bank of Baroda's stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Bank Of Baroda Share Price:

Bank of Baroda's share price is a key indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's share price and identify any trends or patterns. The company's share price has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda Balance Sheet:

Bank of Baroda's balance sheet provides crucial information about its financial health. The company's assets include cash, investments, and loans and advances, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities.

Bank Of Baroda Annual Report:

Bank of Baroda releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download Bank of Baroda's annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Bank Of Baroda Dividend:

Bank of Baroda pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating Bank of Baroda's stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

Bank Of Baroda Quarterly Results:

Bank of Baroda releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Bank Of Baroda Stock Price:

Bank of Baroda's stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track Bank of Baroda's stock price and identify potential buying opportunities. The stock price of Bank of Baroda has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's price chart and identify any trends or patterns. The price chart shows that the stock price of Bank of Baroda has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda News:

Keeping up to date with the latest news about Bank of Baroda is important for investors. Our website provides the latest news about Bank of Baroda from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

Bank Of Baroda Concall:

Bank of Baroda holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to Bank of Baroda's concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Bank Of Baroda Transcripts:

Transcripts of Bank of Baroda's concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Bank Of Baroda Investor Presentations:

Bank of Baroda provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download Bank of Baroda's investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Bank Of Baroda Promoters:

Promoters are individuals or entities that have a significant stake in a company. Bank of Baroda's promoters include the Government of India. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's promoter holdings and identify any potential conflicts of interest. The promoter holdings of Bank of Baroda are relatively stable, which is a positive sign for long-term investors.

Bank Of Baroda Shareholders:

Bank of Baroda has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's shareholder base and identify any potential risks or opportunities. The shareholder base of Bank of Baroda is diverse, which is a positive sign for long-term investors.

Bank Of Baroda Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

Bank Of Baroda ROCE

The Return on Capital Employed (ROCE) is a key financial ratio that measures a company's efficiency in generating profits from its capital investment. It indicates how well Bank Of Baroda utilizes its capital to generate returns. On our stock analysis page, you can find the ROCE data for Bank Of Baroda in the financials table or ratio section. ROCE is an important metric for investors to assess the profitability and efficiency of the company.

Bank Of Baroda EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a significant measure that indicates the operating performance and cash flow of a company. Bank Of Baroda's EBITDA data can be accessed on our stock analysis page in the financials table or ratio section. By analyzing Bank Of Baroda's EBITDA, investors can gauge the company's profitability and its ability to generate cash from its core operations.

Bank Of Baroda DPS

DPS stands for Dividends Per Share, which represents the portion of the company's profit distributed to its shareholders in the form of dividends. Our stock analysis page provides information about Bank Of Baroda's DPS in the financials table or ratio section. The DPS is an essential metric for investors interested in evaluating the dividend-paying capacity of Bank Of Baroda and its commitment to rewarding shareholders.

Bank Of Baroda EPS

EPS, or Earnings Per Share, is a measure of a company's profitability and indicates the portion of a company's profit allocated to each outstanding share of common stock. By examining Bank Of Baroda's EPS data on our stock analysis page, investors can assess the company's earning potential and track its financial performance. The EPS information is available in the financials table or ratio section, enabling investors to make informed decisions based on the company's earnings and growth prospects.

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