Ticker >

Bank Of Baroda share price

Bank Of Baroda

NSE: BANKBARODA BSE: 532134 SECTOR: Bank - Public  317k   1k   503

214.55
+3.90 (1.85%)
NSE: Today, 01:14 PM

Price Summary

Today's High

₹ 215

Today's Low

₹ 212

52 Week High

₹ 219.65

52 Week Low

₹ 126.35

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

110951.58 Cr.

CASA %

39.47

No. of Shares

517.14 Cr.

P/E

6.93

P/B

1.08

Face Value

₹ 2

Div. Yield

2.61 %

Book Value (TTM)

₹  198.02

Net Interest Income

41356.01 Cr.

Cost To Income %

47.72

Promoter Holding

63.97 %

EPS (TTM)

₹  30.96

CAR %

16.24

ROE

15.33 %

ROCE

13.47%

Profit Growth

94.02 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 32 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year15.33%
3 Year8.47%
5 Year5.5%

ROA%

1 Year1.03%
3 Year0.57%
5 Year0.36%

Net NPA%

1 Year0.89%
3 Year1.9%
5 Year2.43%

 NIM

1 Year2.96%
3 Year2.76%
5 Year2.66%

CAR %

16.24

Cost of Liabilities %

3.69428585355476

PEG Ratio

0.07

Advances Growth %

21.0824165726867

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2023 63.97 0
Mar 2023 63.97 0
Dec 2022 63.97 0
Sep 2022 63.97 0
Jun 2022 63.97 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • CASA stands at 39.4701046647596% of total deposits.
  • Good Capital Adequacy Ratio of 16.24%.
  • The company has delivered good Profit growth of 195.613651783518% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.566858913438933%
  • Low other Income proportion of 11.1909802544646%.
  • High Cost to income ratio of 47.7178519650763%.
  • The company has delivered poor Income growth of 5.64376138083282% over the past 3 years.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023
Interest Earned 18937.49 21254.23 23540.14 25856.68 26555.81
Other Income 1182.03 1825.8 3551.95 3466.06 3322.26
Interest Expended 10099.1 11079.77 12721.83 14331.83 15559.14
Operating Expenses 5492.9 5969.31 6138.07 6918.03 6494.63
Total Provisions 1684.8 1627.46 2403.93 1420.71 1946.76
Profit Before Tax 2842.72 4403.49 5828.26 6652.17 5877.54
Tax 674.59 1090.07 1975.52 1876.84 1807.47
Net Profit 2168.13 3313.42 3852.74 4775.33 4070.07
Net NPA % 1.58 1.16 0.99 0.89 0.78
Gross NPA % 6.26 5.31 4.53 3.79 3.51
Return on Assets % 0.68 1.01 1.13 1.34 1.11
NPM % 11.45 15.59 16.37 18.47 15.33

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 49770.61 75983.66 70495.06 69880.78 89588.54
Other Income 6294.49 10317.32 12933.97 11483.95 10025.84
Interest Expended 31290.3 48532.37 41686.04 37259.44 48232.53
Operating Expenses 11287.98 18872.39 20543.66 21716.44 24518.31
Total Provisions 12788.67 20698.32 15643.33 13002.41 7136.9
Profit Before Tax 698.15 -1802.1 5556.01 9386.44 19726.64
Taxes 264.63 -2348.29 4727.05 2114.16 5617.02
Net Profit 433.52 546.19 828.96 7272.28 14109.62
Adjusted EPS (Rs.) 1.64 1.18 1.6 14.06 27.28

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 530.36 925.37 1035.53 1035.53 1035.53
Total Reserves 45410.73 70930.84 76010.19 84874.19 97187.36
Deposits 638689.72 945984.43 966996.93 1045938.56 1203687.79
Borrowings 67201.3 93069.31 66847.93 103899.29 101910.48
Other Liabilities 24113.29 47005.56 44474.19 42252.27 54740.38
Total Liabilities 780987.4 1157915.52 1155364.77 1277999.83 1458561.55
Assets
Balance with RBI 26661.73 32645.85 38841.04 71184.41 54882.63
Balance with Banks 62567.89 89255.27 81571.78 51470.59 40820.61
Investments 182298.08 274614.61 261220.27 315795.39 362485.36
Advances 468818.74 690120.73 706300.51 777155.18 940998.27
Net Block 6990.3 8889.29 8016.25 9921.9 8706.57
Other Assets 33650.68 62389.76 59414.93 52472.37 50668.1
Total Assets 780987.4 1157915.52 1155364.77 1277999.83 1458561.55
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 63.97 63.97 63.97 63.97 63.97
president of india 63.97 63.97 63.97 63.97 63.97
PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
investors 36.03 36.03 36.03 36.03 36.03
bnp paribas arbitrage 1.39 1.33 1.45 1.34 1.35
hdfc mutual fund-hdfc arb... - - - - 3.26
investor education and pr... - - - - 0.06
kotak bluechip fund - 1.48 1.21 - 1.18
lici health plus non unit... - - 3.75 - 3.63
nippon life india trustee... - 1.84 1.75 - 1.26
nps trust- a/c uti retire... - - - 1.02 1.01
sbi long term advantage f... - - - - 1.03
hdfc trustee company limi... 3.10 3.43 3.30 3.28 -
lici new pension plus sec... - - - 3.98 -
nippon life india trustee... - - - 1.55 -
icici prudential midcap f... - 1.09 - - -
life insurance corporatio... 4.71 4.69 - - -
icici prudential large & ... 1.65 - - - -
kotak mahindra trustee co... 1.03 - - - -
nippon life india trustee... 2.23 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Bank of Baroda expands footprint in Jharkhand26 Sep 2023, 4:45PM Bank of Baroda enables UPI LITE 21 Sep 2023, 4:00PM Bank of Baroda informs about extension of tenure20 Sep 2023, 12:16PM Bank of Baroda unveils festive offers with attractive interest rates13 Sep 2023, 11:07AM Bank of Baroda enables UPI ATM facility at over 6,000 ATMs across country11 Sep 2023, 3:12PM Bank of Baroda inks MoU with IREDA 6 Sep 2023, 12:13PM Bank of Baroda enables CBDC UPI QR interoperability4 Sep 2023, 4:44PM Bank of Baroda launches 251 new gold loan shoppes across country21 Aug 2023, 12:27PM Bank of Baroda informs about revision in MCLR11 Aug 2023, 2:16PM Bank of Baroda reports over 2-fold jump in Q1 consolidated net profit5 Aug 2023, 4:07PM Bank Of Baroda - Quaterly Results5 Aug 2023, 2:08PM Bank Of Baroda - Quaterly Results5 Aug 2023, 2:08PM Bank Of Baroda - Quaterly Results5 Aug 2023, 2:08PM Bank of Baroda introduces fixed rate of interest option on car loans27 Jul 2023, 2:59PM Bank Of Baroda informs about change in management1 Jul 2023, 12:49PM Bank of Baroda launches electronic bank guarantee 22 Jun 2023, 11:09AM Bank of Baroda informs about newspaper advertisement13 Jun 2023, 2:06PM Bank Of Baroda informs about revised MCLR12 Jun 2023, 12:45PM Bank Of Baroda informs about 27th AGM notice9 Jun 2023, 4:51PM Bank of Baroda launches Interoperable Cardless Cash Withdrawal facility6 Jun 2023, 10:41AM Bank of Baroda gets nod to raise additional capital up to Rs 5,000 crore2 Jun 2023, 2:06PM Bank of Baroda eyeing 12-15% credit growth during current financial year30 May 2023, 11:00AM Bank of Baroda planning to raise funds26 May 2023, 2:45PM Bank Of Baroda informs about transcript of analyst meet22 May 2023, 11:42AM Bank Of Baroda reports over 2-fold jump in Q4 consolidated net profit 16 May 2023, 4:12PM Bank Of Baroda - Quaterly Results16 May 2023, 1:29PM Bank Of Baroda - Quaterly Results16 May 2023, 1:29PM Bank Of Baroda - Quaterly Results16 May 2023, 1:29PM Bank of Baroda launches electronic bank guarantee on BarodaINSTA platform11 May 2023, 9:30AM Bank of Baroda expands presence in GIFT City with new facility21 Apr 2023, 3:10PM Bank of Baroda gets nod to raise foreign currency fund21 Apr 2023, 2:47PM Bank of Baroda’s total deposits rise 15% in Q4FY2311 Apr 2023, 10:11AM Bank of Baroda informs about compliance certificate 5 Apr 2023, 12:36PM Bank of Baroda offers range of solutions for start-ups at Gift IFSC 27 Mar 2023, 11:30AM Bank Of Baroda informs about loss of share certificate21 Mar 2023, 2:43PM Bank of Baroda partners with Government of Tamil Nadu to offer co-branded debit card17 Mar 2023, 10:22AM Bank Of Baroda informs about updates10 Mar 2023, 5:12PM Bank of Baroda gets nod to divest up to 49% stake in BoB Financial Solutions10 Mar 2023, 10:08AM Bank Of Baroda informs about loss of share certificates20 Feb 2023, 4:57PM Bank of Baroda named 'Best Bank' in large public sector banks category15 Feb 2023, 12:42PM RBI imposes penalty of Rs 30 lakh on Bank of Baroda6 Feb 2023, 11:51AM Bank of Baroda reports 75% rise in Q3 consolidated net profit3 Feb 2023, 3:41PM Bank Of Baroda - Quaterly Results3 Feb 2023, 1:32PM Bank Of Baroda - Quaterly Results3 Feb 2023, 1:32PM Bank Of Baroda - Quaterly Results3 Feb 2023, 1:32PM Bank Of Baroda informs about board meeting intimation 23 Jan 2023, 4:42PM Bank Of Baroda informs about credit rating20 Jan 2023, 1:28PM Bank of Baroda launches new product at GIFT City branch30 Dec 2022, 12:12PM Bank of Baroda informs about closure of trading window 27 Dec 2022, 1:08PM Bank of Baroda gets nod to divest majority stake in Nainital Bank14 Dec 2022, 9:17AM

Bank Of Baroda Stock Price Analysis and Quick Research Report. Is Bank Of Baroda an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank Of Baroda is performing and if it is the right time to buy the stock of Bank Of Baroda with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank Of Baroda has earned Rs 89588.5407 Cr. revenue in the latest financial year. It has posted Poor revenue growth of 5.64376138083282 % in last 3 Years.

  • In terms of advances, the bank reported 21.0824165726867 % YOY,  rise . If you see 3 years advance growth, it stands at 10.8888594236353 %.

  • Currently the company has a CASA ratio of 39.4701046647596 %. It’s overall cost of liability stands at 3.69428585355476 %. Also, the total deposits from these accounts stood at Rs 1203687.7881 Cr.

  • The Bank has a average ROA track record. The ROA of Bank Of Baroda is at 1.03119314701564 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 3.79 % and 0.89 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -45.110973712631 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank Of Baroda decreased and is currently at Rs 10025.8359 Cr.

  • The company has a Good Capital Adequacy Ratio of 16.24 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank Of Baroda is trading at a P/B of 1.0799 . The historical average PB was 0.651388468745782.

Last Updated on:
Brief about Bank Of Baroda

Bank Of Baroda Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Bank of Baroda (BoB) is a leading public sector bank in India. It was founded in 1908 and has since then been involved in providing banking and financial services to its customers. In this article, we will provide a comprehensive analysis of Bank of Baroda's stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Bank Of Baroda Share Price:

Bank of Baroda's share price is a key indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's share price and identify any trends or patterns. The company's share price has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda Balance Sheet:

Bank of Baroda's balance sheet provides crucial information about its financial health. The company's assets include cash, investments, and loans and advances, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities.

Bank Of Baroda Annual Report:

Bank of Baroda releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download Bank of Baroda's annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Bank Of Baroda Dividend:

Bank of Baroda pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating Bank of Baroda's stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

Bank Of Baroda Quarterly Results:

Bank of Baroda releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Bank Of Baroda Stock Price:

Bank of Baroda's stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track Bank of Baroda's stock price and identify potential buying opportunities. The stock price of Bank of Baroda has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's price chart and identify any trends or patterns. The price chart shows that the stock price of Bank of Baroda has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda News:

Keeping up to date with the latest news about Bank of Baroda is important for investors. Our website provides the latest news about Bank of Baroda from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

Bank Of Baroda Concall:

Bank of Baroda holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to Bank of Baroda's concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Bank Of Baroda Transcripts:

Transcripts of Bank of Baroda's concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Bank Of Baroda Investor Presentations:

Bank of Baroda provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download Bank of Baroda's investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Bank Of Baroda Promoters:

Promoters are individuals or entities that have a significant stake in a company. Bank of Baroda's promoters include the Government of India. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's promoter holdings and identify any potential conflicts of interest. The promoter holdings of Bank of Baroda are relatively stable, which is a positive sign for long-term investors.

Bank Of Baroda Shareholders:

Bank of Baroda has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's shareholder base and identify any potential risks or opportunities. The shareholder base of Bank of Baroda is diverse, which is a positive sign for long-term investors.

Bank Of Baroda Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

X