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Bank Of Baroda share price

Bank Of Baroda

NSE: BANKBARODA BSE: 532134 SECTOR: Bank - Public  449k   2k   578

229.90
-7.30 (-3.08%)
BSE: Today, 02:16 PM

Price Summary

Today's High

₹ 237.3

Today's Low

₹ 219.85

52 Week High

₹ 298.45

52 Week Low

₹ 192.7

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

118889.62 Cr.

CASA %

38.76

No. of Shares

517.14 Cr.

P/E

6.2

P/B

0.94

Face Value

₹ 2

Div. Yield

3.2 %

Book Value (TTM)

₹  244.69

Net Interest Income

44721.53 Cr.

Cost To Income %

47.71

Promoter Holding

63.97 %

EPS (TTM)

₹  37.05

CAR %

16.31

ROE

16.91 %

ROCE

16.18%

Profit Growth

26.08 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 37 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year16.91%
3 Year13.72%
5 Year8.67%

ROA%

1 Year1.17%
3 Year0.93%
5 Year0.59%

Net NPA%

1 Year0.68%
3 Year1.1%
5 Year1.9%

 NIM

1 Year2.92%
3 Year2.85%
5 Year2.75%

CAR %

16.31

Cost of Liabilities %

4.776

PEG Ratio

0.24

Advances Growth %

13.2608

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 63.97 0.00
Jun 2024 63.97 0.00
Mar 2024 63.97 0.00
Dec 2023 63.97 0.00
Sep 2023 63.97 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 13.7191076138033%.
  • CASA stands at 38.7628% of total deposits.
  • Good Capital Adequacy Ratio of 16.31%.
  • The company has delivered good Profit growth of 177.888909704338% over the past 3 years.

 Limitations

  • High Cost to income ratio of 47.7088%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Interest Earned 27861.6 28605.13 29583.4 29628.7 30263.31
Other Income 4171.15 2810.49 4191.47 2487.25 5181.39
Interest Expended 17030.9 17503.8 17790.57 18028.63 18641.22
Operating Expenses 6982.13 6896.72 7878.2 6926.06 7326.47
Total Provisions 2160.57 666.34 1301.94 1010.67 2335.73
Profit Before Tax 5859.15 6348.76 6804.16 6150.59 7141.28
Tax 1606.26 1769.43 1917.67 1692.44 1903.35
Net Profit 4252.89 4579.33 4886.49 4458.15 5237.93
Net NPA % 0.76 0.7 0.68 0.69 0.6
Gross NPA % 3.32 3.08 2.92 2.88 2.5
Return on Assets % 1.14 1.2 1.25 1.13 1.3
NPM % 15.26 16.01 16.52 15.05 17.31

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 75983.66 70495.06 69880.78 89588.54 112605.95
Other Income 10317.32 12933.97 11483.95 10025.84 14495.37
Interest Expended 48532.37 41686.04 37259.44 48232.53 67884.41
Operating Expenses 18872.39 20543.66 21716.44 24518.31 28251.68
Total Provisions 20698.32 15643.33 13002.41 7136.9 6075.61
Profit Before Tax -1802.1 5556.01 9386.44 19726.64 24889.61
Taxes -2348.29 4727.05 2114.16 5617.02 7100.83
Net Profit 546.19 828.96 7272.28 14109.62 17788.78
Adjusted EPS (Rs.) 1.18 1.6 14.06 27.28 34.4

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 925.37 1035.53 1035.53 1035.53 1035.53
Total Reserves 70930.84 76010.19 84874.19 97187.36 111188.05
Deposits 945984.43 966996.93 1045938.56 1203687.79 1326957.84
Borrowings 93069.31 66847.93 103899.29 101910.48 94402.26
Other Liabilities 47005.56 44474.19 42252.27 54740.38 52213.4
Total Liabilities 1157915.52 1155364.77 1277999.83 1458561.55 1585797.09
Assets
Balance with RBI 32645.85 38841.04 71184.41 54882.63 54839.83
Balance with Banks 89255.27 81571.78 51470.59 40820.61 40284.3
Investments 274614.61 261220.27 315795.39 362485.36 369816.84
Advances 690120.73 706300.51 777155.18 940998.27 1065781.72
Net Block 8889.29 8016.25 9921.9 8706.57 7912.55
Other Assets 62389.76 59414.93 52472.37 50668.1 47161.85
Total Assets 1157915.52 1155364.77 1277999.83 1458561.55 1585797.09
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 63.97 63.97 63.97 63.97 63.97
president of india 63.97 63.97 63.97 63.97 63.97
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 36.03 36.03 36.03 36.03 36.03
bharat 22 etf - - - - 1.04
hdfc mutual fund hdfc nif... - - - - 2.21
investor education and pr... - - - 0.06 0.06
kotak mahindra trustee co... - - - - 1.11
lici health plus non unit... - - - - 5.99
hdfc mutual fund hdfc arb... - 2.88 - 2.03 -
kotak mahindra trustee co... - - - 1.20 -
lic new pension plus secu... - - - 5.34 -
nippon life india trustee... - - - 1.05 -
nps trust- a/c uti retire... - - - 1.10 -
hdfc trustee company limi... - - 2.82 - -
investor education and pr... 0.06 0.06 0.06 - -
kotak balanced advantage ... - - 1.05 - -
lic health plus non unit ... - - 5.65 - -
nippon life india trustee... - - 1.04 - -
nps trust ac lic pension ... - - 1.07 - -
bnp paribas financial mar... - 1.28 - - -
kotak equity savings fund... - 1.32 - - -
lic life non par 3.66 5.09 - - -
nps trust - a/c kotak pen... - 1.10 - - -
bnp paribas arbitrage 1.16 - - - -
hdfc mutual fund- hdfc s&... 3.33 - - - -
kotak esg opportunities f... 1.20 - - - -
nippon life india trustee... 1.20 - - - -
nps trust-a/c uti retirem... 1.04 - - - -

Ratings & Research Reports

Company Presentations

Company News

Bank of Baroda informs about audio of recording 26 Oct, 11:25 AM Bank Of Baroda - Quaterly Results 25 Oct, 4:16 PM Bank Of Baroda - Quaterly Results 25 Oct, 4:16 PM Bank Of Baroda - Quaterly Results 25 Oct, 4:16 PM Bank of Baroda informs about change in senior management 22 Oct, 11:12 AM Bank Of Baroda informs about disclosure 18 Oct, 5:29 PM Bank of Baroda’s global deposits rise 9% in Q2FY25 4 Oct, 12:44 PM Bank of Baroda launches Bank of Baroda EaseMyTrip Co-branded Travel Debit Card 23 Sep, 2:27 PM Bank of Baroda informs about loss of share certificates 11 Sep, 5:26 PM Bank of Baroda informs about review in MCLR 11 Sep, 11:18 AM Bank of Baroda raises Rs 5000 crore through bonds 10 Sep, 11:59 AM Bank Of Baroda informs about loss of share certificate 23 Aug, 2:12 PM Bank of Baroda inaugurates phygital branch in Hyderabad 16 Aug, 4:22 PM Bank of Baroda's consolidated net profit rises 6% to Rs 4727.81 crore 1 Aug, 12:50 PM Bank of Baroda informs about audio recording of analyst meet 1 Aug, 9:44 AM Bank of Baroda informs about financial results 31 Jul, 5:23 PM Bank Of Baroda - Quaterly Results 31 Jul, 4:29 PM Bank Of Baroda - Quaterly Results 31 Jul, 4:29 PM Bank Of Baroda - Quaterly Results 31 Jul, 4:29 PM Bank Of Baroda informs about analyst meet 26 Jul, 4:52 PM Bank of Baroda informs about analyst meet 26 Jul, 12:37 PM Bank of Baroda informs about board meeting 23 Jul, 5:03 PM Bank of Baroda launches new deposit scheme 16 Jul, 4:24 PM Bank of Baroda’s global deposits rise 9% in Q1FY25 6 Jul, 3:15 PM Bank Of Baroda informs about details of loss of certificate 2 Jul, 1:02 PM Bank of Baroda inks MoU with Telangana State Disaster Response & Fire Services Department 12 Jun, 4:52 PM Bank of Baroda informs about credit rating 10 Jun, 5:34 PM Bank of Baroda inks MoU to incorporate CCIL IFSC 18 May, 11:46 AM Bank of Baroda informs about annual secretarial compliance report 13 May, 5:27 PM Bank of Baroda reports marginal fall in Q4 consolidated net profit 10 May, 5:20 PM Bank Of Baroda - Quaterly Results 10 May, 2:52 PM Bank Of Baroda - Quaterly Results 10 May, 2:52 PM Bank Of Baroda - Quaterly Results 10 May, 2:52 PM Bank of Baroda informs about disclosure 7 May, 12:59 PM Bank of Baroda’s global deposits rise 10% in Q4FY24 6 Apr, 2:07 PM Bank of Baroda acquires co-branding rights for three stations of Delhi Metro 27 Mar, 10:15 AM Bank of Baroda launches bob Earth Green Deposits 12 Mar, 2:46 PM Bank of Baroda raises Rs 2,500 crore through Bonds 23 Feb, 12:20 PM Bank Of Baroda - Quaterly Results 31 Jan, 1:58 PM Bank Of Baroda - Quaterly Results 31 Jan, 1:58 PM Bank Of Baroda - Quaterly Results 31 Jan, 1:58 PM BoB launches seven current account products for diverse business segments 31 Jan, 12:15 PM Bank of Baroda raises Rs 5,000 crore through infrastructure bonds 29 Jan, 11:39 AM Bank of Baroda inks MoU with REC 4 Jan, 5:11 PM Bank of Baroda launches NCMC RuPay Prepaid Card 4 Jan, 11:29 AM Bank of Baroda informs about disclosure 3 Jan, 12:13 PM BANK OF BARODA informs about disclosure 30 Dec, 1:22 PM Bank of Baroda raises stake in ONDC 26 Dec, 2:38 PM Bank of Baroda informs about allotment of bonds 21 Dec, 4:48 PM Bank of Baroda launches bob BRO Savings Account 19 Dec, 4:59 PM

Bank Of Baroda Stock Price Analysis and Quick Research Report. Is Bank Of Baroda an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank Of Baroda is performing and if it is the right time to buy the stock of Bank Of Baroda with detailed analysis. Bank Of Baroda stock price today is Rs 228.5.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank Of Baroda has earned Rs 112605.9462 Cr. revenue in the latest financial year. Bank Of Baroda has posted outstanding revenue growth of 16.8961472445708 % in last 3 Years.

  • In terms of advances, Bank Of Baroda reported 13.2608 % YOY,  rise . If you see 3 years advance growth, it stands at 14.6989867687492 %.

  • Currently, Bank Of Baroda has a CASA ratio of 38.7628 %. It’s overall cost of liability stands at 4.776 %. Also, the total deposits from these accounts stood at Rs 1326957.8418 Cr.

  • Bank Of Baroda has a average ROA track record. The ROA of Bank Of Baroda is at 1.1686 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank Of Baroda stood at 2.92 % and 0.68 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -14.8703935010843 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank Of Baroda surged and is currently at Rs 14495.3661 Cr.

  • Bank Of Baroda has a Good Capital Adequacy Ratio of 16.31 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank Of Baroda is trading at a P/B of 0.9308 . The historical average PB was 0.730374684203992.

  • Share Price: - The current share price of Bank Of Baroda is Rs 228.5. One can use valuation calculators of ticker to know if Bank Of Baroda share price is undervalued or overvalued.

Last Updated on:
Brief about Bank Of Baroda

Bank Of Baroda Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Bank of Baroda (BoB) is a prominent public sector bank in India, established in 1908. Over the years, it has been providing a wide range of banking and financial services to its customers. In this article, we will provide a comprehensive analysis of Bank of Baroda's stock from a long-term investor's perspective. We will cover various topics such as share price trends, balance sheets, annual reports, dividends, quarterly results, stock price movements, price charts, latest news, conference call (concall) insights, transcripts, investor presentations, promoters, and shareholders.

Bank of Baroda (BoB), a leading public sector bank in India founded in 1908, has been a cornerstone in providing comprehensive banking and financial services. This article offers an in-depth analysis of Bank of Baroda's stock, focusing on long-term investment potential. We will delve into share price trends, balance sheet analysis, annual reports, dividend history, quarterly results, stock price movements, price charts, recent news, concall insights, transcripts, investor presentations, promoters, and shareholders to present a holistic view of the bank's financial stability and growth prospects.

 

Bank Of Baroda Share Price:

Bank of Baroda's share price is a key indicator of investor sentiment towards the company. The share price is influenced by various factors, such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's share price and identify any trends or patterns. The company's share price has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda Balance Sheet:

Bank of Baroda's balance sheet provides crucial information about its financial health. The company's assets include cash, investments, loans and advances, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities. 

Analysis on year on year growth reserves of the Bank of Baroda.

The total reserve up to the financial year 2024 has been shown by the Bank of Baroda comparatively higher than that of previous five years from March 2020 to March 2024 which is Rs  70,930.84 crores to Rs 1,11,188.05 crores. Such a growth pattern proves the bank’s capability to make profits and reinvest them for further expansion accelerating financial solidity and operational sustainability.

Borrowing and deposit of the Bank of Baroda Balance Sheet.

The amount of borrowings of the bank for different years are: March 2020, Rs 93,069.31 crores; March 2021, Rs 94,179.74 crores; March 2022, Rs 95,027.03 crores; March 2023, Rs 92,475.94 crores; March 2024, Rs 94,402.26 crores. On the other hand, the total deposit has the confirmation of gradual rise from Rs 9,45,984.43 crores to Rs 13,26,957.84 crores during the said period. The increase in deposits is quite robust, and it confirms the good base of clients and ability to mobilize savings – an essential part of the funding model.

Assets owned by Bank of Baroda.

Total assets of the Bank of Baroda have also registered a huge argument from Rs 11,57,915.52 crores in March 2020 to Rs 15,85,797.09 crores in March 2021. A key part of the asset structure, growth was propelled in advances from Rs 6,90,120.73 crores to Rs 10,65,781.72 crores, as the bank indicated increased emphasis on expansion of the portfolio. Nevertheless, net block has fallen slightly and this may imply a change of the investment strategy or management of assets.

The standalone balance sheet of stand alone has been analyzed of the Bank of Baroda as follows –

This analysis is conducted to understand earnings, profitability and efficiency of Bank of Baroda independent of its consolidation. Other macro factors that have implications for performance and growth of banking firms should be closely watched by investors in order to understand sector dynamics adequately.

Bank Of Baroda Annual Report:

Bank of Baroda releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download Bank of Baroda's annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Bank Of Baroda Dividend:

Bank of Baroda pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating Bank of Baroda's stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

Bank Of Baroda Quarterly Results:

Bank of Baroda releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Bank Of Baroda Stock Price:

Bank of Baroda's stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track Bank of Baroda's stock price and identify potential buying opportunities. The stock price of Bank of Baroda has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's price chart and identify any trends or patterns. The price chart shows that the stock price of Bank of Baroda has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and government support.

Bank Of Baroda News:

Keeping up to date with the latest news about Bank of Baroda is important for investors. Our website provides the latest news about Bank of Baroda from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

Bank Of Baroda Concall:

Bank of Baroda holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to Bank of Baroda's concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Bank Of Baroda Transcripts:

Transcripts of Bank of Baroda's concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Bank Of Baroda Investor Presentations:

Bank of Baroda provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download Bank of Baroda's investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Bank Of Baroda Promoters:

Promoters are individuals or entities that have a significant stake in a company. Bank of Baroda's promoters include the Government of India. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's promoter holdings and identify any potential conflicts of interest. The promoter holdings of the Bank of Baroda are relatively stable, which is a positive sign for long-term investors.

Bank Of Baroda Shareholders:

Bank of Baroda has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze Bank of Baroda's shareholder base and identify any potential risks or opportunities. The shareholder base of Bank of Baroda is diverse, which is a positive sign for long-term investors.

Bank Of Baroda Premium Features:

Ticker provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

Bank Of Baroda ROCE

The Return on Capital Employed (ROCE) is a key financial ratio that measures a company's efficiency in generating profits from its capital investment. It indicates how well Bank Of Baroda utilizes its capital to generate returns. On our stock analysis page, you can find the ROCE data for Bank Of Baroda in the financials table or ratio section. ROCE is an important metric for investors to assess the profitability and efficiency of the company.

Bank Of Baroda EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a significant measure that indicates the operating performance and cash flow of a company. Bank Of Baroda's EBITDA data can be accessed on our stock analysis page in the financials table or ratio section. By analyzing Bank Of Baroda's EBITDA, investors can gauge the company's profitability and its ability to generate cash from its core operations.

Bank Of Baroda DPS

DPS stands for Dividends Per Share, which represents the portion of the company's profit distributed to its shareholders in the form of dividends. Our stock analysis page provides information about Bank Of Baroda's DPS in the financials table or ratio section. The DPS is an essential metric for investors interested in evaluating the dividend-paying capacity of Bank Of Baroda and its commitment to rewarding shareholders.

Bank Of Baroda EPS

EPS, or Earnings Per Share, is a measure of a company's profitability and indicates the portion of a company's profit allocated to each outstanding share of common stock. By examining Bank Of Baroda's EPS data on our stock analysis page, investors can assess the company's earning potential and track its financial performance. The EPS information is available in the financials table or ratio section, enabling investors to make informed decisions based on the company's earnings and growth prospects.

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