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Bank Of Baroda share price

Bank Of Baroda

NSE: BANKBARODA BSE: 532134 SECTOR: Bank - Public  5.98 L   2.62 K   681

249.75
-2.30 (-0.91%)
BSE: 02 Apr 04:01 PM

Price Summary

Today's High

₹ 251

Today's Low

₹ 241.15

52 Week High

₹ 325.55

52 Week Low

₹ 212.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

129154.77 Cr.

CASA %

37.82

No. of Shares

517.14 Cr.

P/E

6.64

P/B

0.85

Face Value

₹ 2

Div. Yield

3.34 %

Book Value (TTM)

₹  293.55

Net Interest Income

45658.68 Cr.

Cost To Income %

47.94

Promoter Holding

63.97 %

EPS (TTM)

₹  37.62

CAR %

17.19

ROE

15.72 %

ROCE

14.72%

Profit Growth

10.08 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 45Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

ROE%

1 Year15.72%
3 Year15.98%
5 Year11.61%

ROA%

1 Year1.16%
3 Year1.12%
5 Year0.81%

Net NPA%

1 Year0.58%
3 Year0.72%
5 Year1.39%

 NIM

1 Year2.65%
3 Year2.84%
5 Year2.77%

CAR %

17.19

Cost of Liabilities %

4.749

PEG Ratio

0.66

Advances Growth %

13.4902

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2025 63.97 0.00
Sep 2025 63.97 0.00
Jun 2025 63.97 0.00
Mar 2025 63.97 0.00
Dec 2024 63.97 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 15.9834333333333%.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.716666666666667%.
  • CASA stands at 37.8161% of total deposits.
  • Good Capital Adequacy Ratio of 17.19%.
  • The company has delivered good Profit growth of 39.119876825684% over the past 3 years.
  • The company has delivered good Income growth of 20.2271332824988% over the past 3 years.

 Limitations

  • CASA Growth of -0.709299999999999% YoY, which is very low.
  • High Cost to income ratio of 47.943%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
Interest Earned 31276.74 30642.02 31091.49 31510.81 31749.51
Other Income 3399.73 5209.83 4674.53 3514.95 3600.4
Interest Expended 19490.72 19622.39 19656.71 19557.2 19949.11
Operating Expenses 7521.51 8097.34 7872.84 7892.61 8023.68
Total Provisions 1082.34 1551.51 1966.94 1232.47 798.93
Profit Before Tax 6581.9 6580.61 6269.53 6343.48 6578.19
Tax 1744.56 1532.88 1728.17 1534.09 1523.56
Net Profit 4837.34 5047.73 4541.36 4809.39 5054.63
Net NPA % 0.59 0.58 0.6 0.57 0.57
Gross NPA % 2.43 2.26 2.28 2.16 2.04
Return on Assets % 1.15 1.16 1.03 1.07 1.09
NPM % 15.47 16.47 14.61 15.26 15.92

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Interest Earned 70495.06 69880.78 89588.54 112605.95 121441.64
Other Income 12933.97 11483.95 10025.84 14495.37 16647.33
Interest Expended 41686.04 37259.44 48232.53 67884.41 75782.96
Operating Expenses 20543.66 21716.44 24518.31 28251.68 29871.38
Total Provisions 15643.33 13002.41 7136.9 6075.61 5980.25
Profit Before Tax 5556.01 9386.44 19726.64 24889.61 26454.38
Taxes 4727.05 2114.16 5617.02 7100.83 6873.23
Net Profit 828.96 7272.28 14109.62 17788.78 19581.15
Adjusted EPS (Rs.) 1.6 14.06 27.28 34.4 37.86

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 1035.53 1035.53 1035.53 1035.53 1035.53
Total Reserves 76010.19 84874.19 97187.36 111188.05 135890.15
Deposits 966996.93 1045938.56 1203687.79 1335136.4 1472034.85
Borrowings 66847.93 103899.29 101910.48 94402.26 123716.18
Other Liabilities 44474.19 42252.27 54740.38 44034.84 48570.61
Total Liabilities 1155364.77 1277999.83 1458561.55 1585797.09 1781247.32
Assets
Balance with RBI 38841.04 71184.41 54882.63 54839.83 56068.49
Balance with Banks 81571.78 51470.59 40820.61 40284.3 69780.71
Investments 261220.27 315795.39 362485.36 369816.84 385398.45
Advances 706300.51 777155.18 940998.27 1065781.72 1209557.9
Net Block 8016.25 9921.9 8706.57 7912.55 12376.26
Other Assets 59414.93 52472.37 50668.1 47161.85 48065.52
Total Assets 1155364.77 1277999.83 1458561.55 1585797.09 1781247.32
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2024% Mar 2025% Jun 2025% Sep 2025% Dec 2025%
promoters 63.97 63.97 63.97 63.97 63.97
president of india 63.97 63.97 63.97 63.97 63.97
PARTICULARS Dec 2024% Mar 2025% Jun 2025% Sep 2025% Dec 2025%
investors 36.03 36.03 36.03 36.03 36.03
hdfc mutual fund - - - - 2.73
investor education and pr... - - 0.17 - 0.17
kotak aggressive hybrid f... - - - - 1.58
lic new endowment plus gr... - 6.90 - - 5.84
sbi multi asset allocatio... - - - - 1.58
hdfc trustee company limi... - - 2.75 2.85 -
investor education and pr... 0.06 0.06 - 0.17 -
kotak equity savings fund... - - 1.27 1.37 -
lic ulip growth fund - - - 6.64 -
nps trust lic pension fun... - - - 1.12 -
sbi arbitrage opportuniti... - - 1.48 1.82 -
lic health plus non unit ... - - 7.51 - -
nippon life india trustee... - - 1.01 - -
hdfc mutual fund hdfc s &... - 2.30 - - -
icici prudential equity f... - 1.18 - - -
kotak equity arbitrage fu... - 1.16 - - -
sbi large & mid cap fund - 1.00 - - -
hdfc mutual fund hdfc nif... 2.33 - - - -
icici prudential psu equi... 1.14 - - - -
kotak mahindra trustee co... 1.30 - - - -
lic life non par 6.34 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2025
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Credit INDIA RATINGS
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Credit CARE
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Credit FITCH
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Credit CRISIL
Credit MOODY
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Credit CRISIL
Credit FITCH
Credit ICRA
Credit BRICKWORK
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Research BP Wealth
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Research LKP Securities
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Research Edelweiss
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Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY22
Concall Q3FY25
Concall Q3FY24
Concall Q3FY21
Concall Q2FY21
Concall Q1FY25
Concall Q1FY21
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Presentation Q4FY25
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Presentation Q4FY20
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Presentation Q3FY22
Presentation Q3FY21
Presentation Q2FY26
Presentation Q2FY24
Presentation Q2FY22
Presentation Q2FY21
Presentation Q1FY22
Presentation Q1FY21
Presentation Q1FY20
Presentation Q3FY20

Company News

Bank of Baroda trades in green on incorporating wholly owned subsidiary 16 Mar, 2:52 PM Bank of Baroda incorporates wholly owned subsidiary 16 Mar, 10:28 AM Bank Of Baroda - Quaterly Results 31 Jan, 12:00 AM Bank of Baroda submits notice of capital raising 19 Jan, 5:01 PM Bank of Baroda informs about board meeting 19 Jan, 3:17 PM Bank of Baroda gains on reporting 12% rise in global business during Q3FY26 5 Jan, 11:23 AM Bank of Baroda reports 12% rise in global business during Q3FY26 5 Jan, 11:08 AM Bank of Baroda informs about newspaper advertisement 2 Dec, 5:34 PM Bank of Baroda informs about change in management 25 Nov, 1:25 PM Bank of Baroda reports 4% fall in Q2 consolidated net profit 1 Nov, 2:38 PM Bank Of Baroda - Quaterly Results 1 Nov, 12:00 AM Bank of Baroda reports 10% rise in global business during Q2FY26 6 Oct, 12:11 PM Bank of Baroda informs about group investor conference 17 Sep, 5:20 PM Bank of Baroda informs about investor conference 15 Sep, 3:40 PM Bank of Baroda slashes rate on car and mortgage loans by over 0.25% 29 Aug, 2:08 PM Bank of Baroda informs about newspaper advertisement 12 Aug, 5:21 PM Bank of Baroda inks MoU with FSSAI to provide customised web-based payment solution 1 Aug, 5:43 PM Bank Of Baroda - Quaterly Results 25 Jul, 4:40 PM Bank Of Baroda - Quaterly Results 25 Jul, 4:40 PM Bank Of Baroda - Quaterly Results 25 Jul, 4:40 PM Bank of Baroda informs about change in management 2 Jul, 4:56 PM Bank of Baroda informs about AGM 29 May, 11:59 AM Bank of Baroda inks MoU with Government of Tamil Nadu 20 May, 6:32 PM Bank of Baroda informs about audio recording 7 May, 11:16 AM Bank Of Baroda - Quaterly Results 6 May, 2:21 PM Bank Of Baroda - Quaterly Results 6 May, 2:21 PM Bank Of Baroda - Quaterly Results 6 May, 2:21 PM RBI imposes penalty of Rs 61.40 lakh on Bank of Baroda 3 May, 11:44 AM Bank of Baroda informs about change in senior management 23 Apr, 11:57 AM Bank of Baroda informs about MCLR 10 Apr, 11:57 AM Bank of Baroda informs about disclosure 9 Apr, 5:10 PM Bank of Baroda reports 11% rise in global business during Q4FY25 3 Apr, 4:08 PM Bank of Baroda informs about disclosure 2 Apr, 5:20 PM Bank of Baroda launches 'bob Global Women NRE & NRO Savings Account' 7 Mar, 5:38 PM Bank of Baroda informs about review in MCLR 11 Feb, 2:12 PM Bank of Baroda informs about investor conference 10 Feb, 11:58 AM Bank of Baroda informs about link to audio recording 31 Jan, 12:19 PM Bank of Baroda informs about financial results 30 Jan, 5:31 PM Bank Of Baroda - Quaterly Results 30 Jan, 4:23 PM Bank Of Baroda - Quaterly Results 30 Jan, 4:23 PM Bank Of Baroda - Quaterly Results 30 Jan, 4:23 PM Bank of Baroda inks business transfer agreement with Bank Dhofar 28 Jan, 11:30 AM Bank of Baroda launches liquid fixed deposits 15 Jan, 12:30 PM Bank of Baroda informs about credit rating 4 Jan, 3:09 PM Bank of Baroda gets nod to raise Rs 10,000 crore via bonds 19 Dec, 9:19 AM Bank Of Baroda informs about change in director 13 Dec, 2:54 PM Bank of Baroda informs about audio of recording 26 Oct, 11:25 AM Bank Of Baroda - Quaterly Results 25 Oct, 4:16 PM Bank Of Baroda - Quaterly Results 25 Oct, 4:16 PM Bank Of Baroda - Quaterly Results 25 Oct, 4:16 PM

Bank Of Baroda Stock Price Analysis and Quick Research Report. Is Bank Of Baroda an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank Of Baroda is performing and if it is the right time to buy the stock of Bank Of Baroda with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank Of Baroda has earned Rs 121441.6394 Cr. revenue in the latest financial year. Bank Of Baroda has posted outstanding revenue growth of 20.2271332824988in last 3 Years.

  • In terms of advances, Bank Of Baroda reported 13.4902% YOY,  rise . If you see 3 years advance growth, it stands at 15.8883124989612%.

  • Currently, Bank Of Baroda has a CASA ratio of 37.8161%. It’s overall cost of liability stands at 4.749 %. Also, the total deposits from these accounts stood at Rs 1472034.8486 Cr.

  • Bank Of Baroda has a healthy ROA track record. The ROA of Bank Of Baroda is at 1.1631%.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank Of Baroda stood at 2.26% and 0.58% respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -1.56963642239886% which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank Of Baroda surged and is currently at Rs 16647.333 Cr.

  • Bank Of Baroda has a Good Capital Adequacy Ratio of 17.19 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank Of Baroda is trading at a P/B of 0.8505 . The historical average PB was 0.827659507298344.

One can find all the Financial Ratios of Bank Of Baroda in Ticker for free. Also, one can get the intrinsic value of Bank Of Baroda by using Valuation Calculators, which are available with a Finology ONE subscription. 

Bank Of Baroda FAQs

Q1. What is Bank Of Baroda share price today?
Ans: The current share price of Bank Of Baroda is Rs 249.56.

Q2. What is the market capitalisation of Bank Of Baroda?
Ans: Bank Of Baroda has a market capitalisation of Rs 129056.514539124 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Bank Of Baroda?
Ans: The PE ratio of Bank Of Baroda is 6.63423452162586 and the P/B ratio of Bank Of Baroda is 0.850155495061597, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Bank Of Baroda share?
Ans: The 52-week high share price of Bank Of Baroda is Rs 325.5, and the 52-week low share price of Bank Of Baroda is Rs 212.55.

Q5. Does Bank Of Baroda pay dividends?
Ans: Currently, Bank Of Baroda pays dividends. Dividend yield of Bank Of Baroda is around 3.3467%.

Q6. What are the face value and book value of Bank Of Baroda shares?
Ans: The face value of Bank Of Baroda shares is Rs 2, while the book value per share of Bank Of Baroda is around Rs 293.5463. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Bank Of Baroda?
Ans: The ROE of Bank Of Baroda is 15.7186% and ROCE of Bank Of Baroda is 14.7198%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Bank Of Baroda a good buy for the long term?
Ans: The Bank Of Baroda long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Bank Of Baroda undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Bank Of Baroda appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Bank Of Baroda’s financials?
Ans: You can review Bank Of Baroda’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Bank Of Baroda Share Price News

Latest updates on Bank Of Baroda share price and stock news.

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Brief about Bank Of Baroda

Bank Of Baroda Share Price, Stock Analysis & Company Profile

Bank of Baroda is one of India’s leading public sector banks and a key player in the country’s banking and financial services ecosystem. Established as a state-owned institution, it has evolved into a globally recognised bank with a strong domestic and international presence. This page serves as a comprehensive hub for investors seeking an in-depth Bank of Baroda stock analysis, offering all essential tools to track the Bank of Baroda share price and assess its long-term growth potential.

About Bank Of Baroda

Founded in 1908 by Maharaja Sayajirao Gaekwad III in Vadodara, Bank of Baroda has grown into a major public sector bank in India. Headquartered in Vadodara, Gujarat, the bank operates an extensive network of branches and ATMs across India and in multiple international markets.

Bank of Baroda has strengthened its position through strategic consolidation, including the merger with Vijaya Bank and Dena Bank in 2019. The bank is known for its diversified banking services, strong government backing, and increasing focus on digital transformation and operational efficiency.

Bank Of Baroda Business Model

The business model of Bank of Baroda is built on diversified banking operations, strong retail expansion, and digital integration. It operates across multiple verticals:

Retail Banking: Offers savings accounts, current accounts, personal loans, home loans, vehicle loans, and credit cards catering to individual customers.

Corporate Banking: Provides working capital finance, term loans, project financing, and treasury services to large corporates and institutions.

MSME Banking: Focuses on loans and credit facilities for micro, small, and medium enterprises to support business growth.

International Banking: Operates across various countries, facilitating trade finance, foreign exchange services, and global banking solutions.

Digital Banking: Includes mobile banking, internet banking, UPI services, and digital lending platforms to enhance customer experience.

Treasury Operations: Manages investments in government securities, bonds, and foreign exchange markets to optimise returns and liquidity.

Bank Of Baroda IPO and Listing Details

Bank of Baroda has a long-standing presence in the Indian equity markets, making it a well-established stock for long-term investors.

IPO Listing Year: 1996
IPO Price: Rs 85 per share (approx.)
Listing Price: The stock had a stable listing, reflecting investor confidence in public-sector banks.
Face Value: Rs 2 per share
ISIN: INE028A01039
Listing Exchanges: BSE and NSE
BSE Scrip Code: 532134
NSE Symbol: BANKBARODA

Bank Of Baroda Corporate Action History

Bank of Baroda has periodically rewarded shareholders through corporate actions aimed at improving liquidity and enhancing shareholder value.

Stock Split History

The bank has undertaken stock splits to make shares more accessible to retail investors.

2011: Stock Split from a Face Value of Rs 10 to Rs 2
Ex-Date: 14 July 2011

Bonus Share History

The bank has also issued bonus shares to reward long-term shareholders.

2011: 1:5 Bonus Issue (1 bonus share for every 5 shares held)
Ex-Date: 14 July 2011

Investor Note: The 2011 corporate action combined both a stock split and a bonus issue, significantly increasing the number of shares held by investors and improving stock liquidity.

Investor Resources Available on This Page

We aim to equip investors with comprehensive, data-driven insights. On this page, you can access the following tools for Bank of Baroda stock analysis:

Price Chart: Analyse historical trends and movements in the Bank of Baroda share price.

Company Ratios: Evaluate key metrics such as PE ratio, ROE, ROA, and Net Interest Margin (NIM).

Quarterly Results & Balance Sheet: Track earnings performance, asset quality (NPAs), and profitability trends.

Cash Flow & Annual Reports: Examine detailed financial statements and operational performance.

Shareholding Pattern: Review promoter holding (Government of India) and institutional investor participation (FII/DII).

Pros & Cons: Get a concise overview of strengths, such as strong PSU backing, and risks, such as NPA fluctuations and interest rate sensitivity.

Frequently Asked Questions

Q1. What is the Bank of Baroda share price today?
The share price displayed at the top of this page reflects the latest traded price on NSE and BSE. Data may be delayed by 15 minutes.

Q2. Is Bank of Baroda a government bank?
Yes, Bank of Baroda is a public-sector bank, majority-owned by the Government of India.

Q3. When was the Bank of Baroda IPO launched?
Bank of Baroda was listed on the stock exchanges in 1996.

Q4. Has the Bank of Baroda issued bonus shares?
Yes, the bank issued bonus shares in a 1:5 ratio in 2011 along with a stock split.

Q5. Where are Bank of Baroda shares listed?
The shares are listed on both the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).

Q6. What is the face value of Bank of Baroda shares?
The current face value of each equity share is Rs 2.

Q7. How can I access the Bank of Baroda Annual Report?
You can download the latest annual reports and investor presentations from the “Reports” or “Documents” section available on this page.

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