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HDFC Bank share price

HDFC Bank Ltd.

NSE: HDFCBANK BSE: 500180 SECTOR: Bank - Private  26.05 L   20.81 K   5.12 K

1003.10
0 0
BSE: 05 Dec 04:01 PM

Price Summary

Today's High

₹ 1007.9

Today's Low

₹ 990.95

52 Week High

₹ 1020.35

52 Week Low

₹ 812.13

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1543019.64 Cr.

CASA %

34.79

No. of Shares

1538.25 Cr.

P/E

21.69

P/B

2.98

Face Value

₹ 1

Div. Yield

1.1 %

Book Value (TTM)

₹  336.89

Net Interest Income

122670.09 Cr.

Cost To Income %

40.51

Promoter Holding

0 %

EPS (TTM)

₹  46.25

CAR %

19.55

ROE

14.4 %

ROCE

13.11%

Profit Growth

10.75 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 60Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

ROE%

1 Year14.4%
3 Year16.12%
5 Year16.33%

ROA%

1 Year1.79%
3 Year1.91%
5 Year1.91%

Net NPA%

1 Year0.43%
3 Year0.34%
5 Year0.35%

 NIM

1 Year3.32%
3 Year3.42%
5 Year3.55%

CAR %

19.55

Cost of Liabilities %

5.451

PEG Ratio

2.18

Advances Growth %

5.4227

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2025 0.00 0.00
Jun 2025 0.00 0.00
Mar 2025 0.00 0.00
Dec 2024 0.00 0.00
Sep 2024 0.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.9113% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 16.1243333333333%.
  • The company has been consistently maintaining a NIM of 3.4209% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.343333333333333%.
  • Good Capital Adequacy Ratio of 19.55%.
  • The company has delivered good Profit growth of 22.1398997422062% over the past 3 years.
  • The company has delivered good Income growth of 32.9937685783847% over the past 3 years.
  • Strong Advances growth of 24.1547265078821% in the last 3 years.

 Limitations

  • CASA Growth of -3.3926% YoY, which is very low.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025
Interest Earned 74016.91 76006.88 77460.11 77470.2 76690.7
Other Income 11482.73 11453.56 12027.88 21729.83 14350.02
Interest Expended 43903.01 45353.63 45394.31 46032.23 45139.2
Operating Expenses 16890.89 17106.41 17556.98 17433.84 17977.92
Total Provisions 2700.46 3153.85 3193.05 14441.63 3500.53
Profit Before Tax 22005.28 21846.55 23343.65 21292.33 24423.07
Tax 5184.31 5111.05 5727.51 3137.12 5781.79
Net Profit 16820.97 16735.5 17616.14 18155.21 18641.28
Net NPA % 0.41 0.46 0.43 0.47 0.42
Gross NPA % 1.36 1.42 1.33 1.4 1.24
Return on Assets % 0.49 0.47 0.48 0.48 0.49
NPM % 22.73 22.02 22.74 23.44 24.31

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Interest Earned 120858.23 127753.12 161585.54 258340.58 300517.04
Other Income 25204.89 29509.9 31214.83 49241 45632.28
Interest Expended 55978.66 55743.53 74743.32 149808.1 177846.95
Operating Expenses 32722.63 37442.19 47652.08 63386.02 68174.88
Total Provisions 15702.85 15061.83 11919.66 23492.15 11649.43
Profit Before Tax 41658.99 49015.48 58485.3 70895.3 88478.06
Taxes 10542.46 12054.12 14376.6 10083.02 21130.7
Net Profit 31116.53 36961.36 44108.7 60812.28 67347.36
Adjusted EPS (Rs.) 28.22 33.33 39.53 40.02 44.01

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 551.28 554.55 557.97 759.69 765.22
Total Reserves 203169.55 239212.42 278574.01 436833.4 496854.22
Deposits 1335060.22 1559217.44 1883394.65 2379786.28 2714714.9
Borrowings 135487.32 184817.21 206765.57 662153.08 547930.89
Other Liabilities 72602.15 84407.46 95722.25 135437.93 146128.52
Total Liabilities 1746870.52 2068535.05 2466081.47 3617623.09 3910198.94
Assets
Balance with RBI 97340.74 129995.64 117160.77 178683.22 144355.03
Balance with Banks 22129.66 22331.29 76604.31 40464.2 95215.64
Investments 443728.29 455535.69 517001.43 702414.96 836359.67
Advances 1132836.63 1368820.93 1600585.9 2484861.52 2619608.62
Net Block 4909.32 6083.67 8016.54 11398.99 13655.4
Other Assets 45925.89 85767.83 146712.52 199800.2 201004.58
Total Assets 1746870.52 2068535.05 2466081.47 3617623.09 3910198.94
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 25.73 25.64 25.60 25.59 25.52
hdfc investments limited... - - - - 6.57
housing development finan... - - - - 18.95
hdfc investments limited... 6.63 - 6.60 6.59 -
housing development finan... 19.10 - 19.01 19.00 -
hdfc investments limited... - 6.61 - - -
housing development finan... - 19.04 - - -
PARTICULARS Sep 2024% Dec 2024% Mar 2025% Jun 2025% Sep 2025%
investors 100.00 100.00 100.00 100.00 100.00
government of singapore 2.41 2.63 2.66 2.42 2.46
government pension fund g... 1.47 1.49 1.44 1.39 1.32
hdfc trustee company limi... 2.78 2.67 2.66 2.69 2.75
icici prudential large ca... - - - - 3.20
investor education and pr... 0.16 0.16 0.16 0.16 0.16
life insurance corporatio... 5.37 5.48 5.45 5.15 4.89
nippon life india trustee... 1.85 1.85 1.96 1.99 2.04
sbi nifty 50 etf 6.98 6.87 7.34 7.53 7.44
uti nifty 50 etf 2.10 2.04 2.08 2.16 2.19
vanguard total internatio... 1.19 1.19 1.20 1.23 1.23
icici prudential bluechip... - 3.02 3.25 3.01 -
nps trust- a/c hdfc pensi... - 1.69 1.75 1.93 -
icici prudential value di... 3.13 - - - -
nps trust- a/c hdfc pensi... 1.63 - - - -

Annual Reports

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Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
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Ratings & Research Reports

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Concalls & Presentations

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Concall Q4FY25
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Company News

RBI imposes penalty on HDFC Bank 29 Nov, 11:01 AM HDFC Bank informs about allotment of equity shares 28 Oct, 4:37 PM HDFC Bank - Quaterly Results 19 Oct, 12:00 AM HDFC Bank reports 10% rise in Q2 consolidated net profit 18 Oct, 3:56 PM HDFC Bank’s average deposits surge 15% in September 2025 quarter 4 Oct, 12:22 PM HDFC Bank invests in QNu Labs 2 Sep, 11:16 AM HDFC Bank informs about allotment of equity shares 28 Aug, 5:34 PM HDFC Bank invests in CoRover 20 Aug, 3:00 PM HDFC Bank informs about allotment of equity shares 19 Aug, 5:33 PM HDFC Bank’s arm partners with PhonePe 13 Aug, 5:20 PM HDFC Bank’s arm launches margin trading facility for ETFs 22 Jul, 5:18 PM HDFC Bank reports marginal fall in Q1 consolidated net profit 19 Jul, 5:53 PM HDFC Bank - Quaterly Results 19 Jul, 2:59 PM HDFC Bank - Quaterly Results 19 Jul, 2:59 PM HDFC Bank - Quaterly Results 19 Jul, 2:59 PM HDFC Bank informs about compliance certificate 17 Jul, 3:29 PM HDFC Bank informs about newspaper advertisement 15 Jul, 4:42 PM HDFC Bank informs about AGM and annual report 14 Jul, 9:39 AM HDFC Bank’s average deposits surge 16% in June 2025 quarter 4 Jul, 12:00 PM HDFC Bank reports 7% rise in Q4 consolidated net profit 21 Apr, 10:30 AM HDFC Bank informs about outcome of board meeting 19 Apr, 3:53 PM HDFC Bank - Quaterly Results 19 Apr, 2:58 PM HDFC Bank - Quaterly Results 19 Apr, 2:58 PM HDFC Bank - Quaterly Results 19 Apr, 2:58 PM HDFC banks’ arm to invest Rs 1,500 crore in Eldeco Group's 18 residential projects across tier II-III cities 14 Apr, 3:51 PM HDFC Bank’s arm launches advanced F&O Dashboard on Sky Platform 11 Apr, 11:09 AM HDFC Bank’s average deposits surge 16% in March 2025 quarter 4 Apr, 11:10 AM HDFC Bank informs about change in management 31 Jan, 12:21 PM HDFC Bank informs about disclosure 22 Jan, 4:17 PM HDFC Bank reports marginal rise in Q3 consolidated net profit 22 Jan, 2:57 PM HDFC Bank - Quaterly Results 22 Jan, 2:13 PM HDFC Bank - Quaterly Results 22 Jan, 2:13 PM HDFC Bank - Quaterly Results 22 Jan, 2:13 PM HDFC Bank’s arm surpasses Rs 25,000 crore in mutual fund AUM 10 Jan, 5:00 PM HDFC Bank Group secures RBI’s nod to invest in three banks 6 Jan, 12:44 PM HDFC Bank’s average deposits surge 16% in Q3FY25 6 Jan, 10:13 AM HDFC Bank sells balance 9% stake in HDFC Edu 23 Dec, 12:59 PM HDFC Bank informs about update on sale of shares 21 Dec, 1:13 PM HDFC Bank partners with DPIIT to strengthen startup ecosystem 18 Dec, 12:47 PM HDFC Bank informs about loss of share certificate 3 Dec, 2:47 PM HDFC Bank informs about analyst meet 29 Nov, 5:40 PM HDFC Bank launches Pragati Savings Account for semi-urban, rural India 28 Nov, 6:00 PM HDFC Bank adjudged as ‘Best Private Bank in India’ 19 Nov, 12:10 PM HDFC Bank informs about appointment of director 18 Nov, 10:18 AM HDFC Bank’s arm introduces cutting-edge platform ‘ProTerminal’ 11 Nov, 11:41 AM HDFC Bank informs about disclosure 31 Oct, 10:24 AM HDFC Bank informs about unaudited financial results 23 Oct, 4:15 PM HDFC Bank informs about unaudited financial results 19 Oct, 3:48 PM HDFC Bank’s consolidated net profit rises 6% to Rs 17825 crore for Q2FY25 19 Oct, 3:46 PM HDFC Bank - Quaterly Results 19 Oct, 2:09 PM

HDFC Bank Stock Price Analysis and Quick Research Report. Is HDFC Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how HDFC Bank is performing and if it is the right time to buy the stock of HDFC Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. HDFC Bank has earned Rs 300517.0417 Cr. revenue in the latest financial year. HDFC Bank has posted outstanding revenue growth of 32.9937685783847in last 3 Years.

  • In terms of advances, HDFC Bank reported 5.4227% YOY,  rise . If you see 3 years advance growth, it stands at 24.1547265078821%.

  • Currently, HDFC Bank has a CASA ratio of 34.7941%. It’s overall cost of liability stands at 5.451 %. Also, the total deposits from these accounts stood at Rs 2714714.8959 Cr.

  • HDFC Bank has a healthy ROA track record. The ROA of HDFC Bank is at 1.7893%.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of HDFC Bank stood at 1.33% and 0.43% respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -50.4113931394858% which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of HDFC Bank decreased and is currently at Rs 45632.2818 Cr.

  • HDFC Bank has a Good Capital Adequacy Ratio of 19.55 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently HDFC Bank is trading at a P/B of 2.9775 . The historical average PB was 3.19704.

One can find all the Financial Ratios of HDFC Bank in Ticker for free. Also, one can get the intrinsic value of HDFC Bank by using Valuation Calculators, which are available with a Finology ONE subscription. 

HDFC Bank FAQs

Q1. What is HDFC Bank share price today?
Ans: The current share price of HDFC Bank is Rs 1003.3.

Q2. What is the market capitalisation of HDFC Bank?
Ans: HDFC Bank has a market capitalisation of Rs 1543327.28909998 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of HDFC Bank?
Ans: The PE ratio of HDFC Bank is 21.6917535446656 and the P/B ratio of HDFC Bank is 2.97809159924676, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of HDFC Bank share?
Ans: The 52-week high share price of HDFC Bank is Rs 1020.5, and the 52-week low share price of HDFC Bank is Rs 812.15.

Q5. Does HDFC Bank pay dividends?
Ans: Currently, HDFC Bank pays dividends. Dividend yield of HDFC Bank is around 1.0966%.

Q6. What are the face value and book value of HDFC Bank shares?
Ans: The face value of HDFC Bank shares is Rs 1, while the book value per share of HDFC Bank is around Rs 336.8936. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of HDFC Bank?
Ans: The ROE of HDFC Bank is 14.4026% and ROCE of HDFC Bank is 13.1106%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is HDFC Bank a good buy for the long term?
Ans: The HDFC Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is HDFC Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the HDFC Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check HDFC Bank’s financials?
Ans: You can review HDFC Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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Brief about HDFC Bank

HDFC Bank Share Price Analysis: Latest Data, Performance, and News

This comprehensive analysis provides the most recent HDFC Bank share price data, its historical returns performance, and a summary of key news events influencing the HDFC Bank stock price today. Investors seeking information on the HDFC Bank share market rate and future outlook will find this content valuable.

Current HDFC Bank Share Price

The latest recorded HDFC Bank share price on the National Stock Exchange (NSE) is Rs 1,000.50, as recorded on December 3, 2025.

The HDFC Bank/symbol NSE closed the trading session with a gain of approximately +1.08% compared to its previous closing price. The stock displayed notable volatility during the session, trading between a low of Rs 986.00 and a high of Rs 1,002.30. On the HDFC Bank BSE platform, the price trend was similar.

The HDFC Bank share value today reflects general market sentiment and recent institutional activity. For the most current, regularly updated HDFC Bank share price, please refer to the live ticker section located above on this page. That section provides a real-time HDFCBANK share price summary, including the day's high/low and the 52-week high/low (Rs 1,020.50 / Rs 812.15).

HDFC Bank Share Returns Performance

Analysing the HDFC Bank Returns is crucial for understanding its investment trajectory. The following bullet points detail the HDFCBANK historical returns across various periods (Data as of approximately December 3, 2025, unless otherwise noted):

  • 1 Week: +1.08%

  • 1 Month: +1.09%

  • 3 Months: +3.62%

  • 1 Year: +7.09%

  • 5 Years: Data suggests an approximate Compound Annual Growth Rate (CAGR) of +11.6%.

The short-term returns (1 Week and 1 Month) indicate recent stability with modest gains, suggesting the HDFC Bank Performance has been largely range-bound in the immediate past. However, the one-year return of +7.09% shows moderate growth, and the longer-term 5-year CAGR of over 11% reflects the company's established ability to deliver consistent value to shareholders over an extended investment horizon. The overall trend points to short-term consolidation but underlying long-term strength. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting HDFC Bank Share Price

Several recent developments have been key Factors Affecting HDFC Bank Share Price movements:

  • Q2 FY2026 Results Announcement: HDFC Bank reported its second-quarter (Q2) consolidated results for the period ended September 30, 2025. The bank announced a net profit of Rs 19,610.67 Crores, marking a significant year-on-year growth (20.62% increase in Consolidated Profit After Tax). The revenue also showed substantial figures. Positive HDFC Bank Q2 Results typically bolster investor confidence, often leading to upward pressure on the stock price due to strong fundamental performance.

  • RBI Penalty: In late November 2025, the Reserve Bank of India (RBI) imposed a penalty of Rs 91 lakh on HDFC Bank for certain operational non-compliance. While non-compliance news can create temporary negative sentiment and minor dips in the HDFC Bank stock price, the market reaction tends to be muted for penalties of this size, as the bank's overall strong financials and compliance record often overshadow smaller regulatory actions.

  • FII & Mutual Fund Activity: Recent shareholding pattern data shows a decrease in Foreign Institutional Investor (FII) holding and an increase in Mutual Fund (MF) holding. While FII selling can generate short-term selling pressure, the simultaneous increase in domestic MF buying indicates strong institutional confidence from local players, acting as a crucial counterbalance to support the HDFC Bank share rate.

Conclusion on HDFC Bank Stock Price

The HDFC Bank Share Price outlook suggests a scenario of robust fundamentals coupled with short-term market consolidation. Despite minor dips driven by institutional profit-booking or regulatory news, the stock's consistently strong quarterly results and solid long-term returns performance indicate positive underlying momentum. The HDFCBANK stock analysis reveals that the market sentiment remains cautiously bullish, favouring long-term value creation driven by the bank's scale and leading position in the Indian private banking sector.

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