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HDFC Bank share price

HDFC Bank Ltd.

NSE: HDFCBANK BSE: 500180 SECTOR: Bank - Private  2452k   20k   5k

1926.30
-13.90 (-0.72%)
NSE: 27 May 04:06 PM

Price Summary

Today's High

₹ 1948

Today's Low

₹ 1916.3

52 Week High

₹ 1978.9

52 Week Low

₹ 1454

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1475171.38 Cr.

CASA %

38.19

No. of Shares

765.81 Cr.

P/E

21.9

P/B

2.96

Face Value

₹ 1

Div. Yield

1.14 %

Book Value (TTM)

₹  649.8

Net Interest Income

108532.47 Cr.

Cost To Income %

40.18

Promoter Holding

0 %

EPS (TTM)

₹  87.94

CAR %

18.8

ROE

16.97 %

ROCE

15.26%

Profit Growth

37.87 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year16.97%
3 Year16.88%
5 Year16.73%

ROA%

1 Year2%
3 Year1.96%
5 Year1.93%

Net NPA%

1 Year0.33%
3 Year0.31%
5 Year0.34%

 NIM

1 Year3.19%
3 Year3.53%
5 Year3.65%

CAR %

18.8

Cost of Liabilities %

4.9248

PEG Ratio

17.36

Advances Growth %

55.247

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 0.00 0.00
Dec 2024 0.00 0.00
Sep 2024 0.00 0.00
Jun 2024 0.00 0.00
Mar 2024 0.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.9607% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 16.8796333333333%.
  • The company has been consistently maintaining a NIM of 3.52873333333333% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.306666666666667%.
  • CASA stands at 38.1867% of total deposits.
  • Good Capital Adequacy Ratio of 18.8%.
  • The company has delivered good Profit growth of 25.0259205486036% over the past 3 years.
  • The company has delivered good Income growth of 28.8163637059837% over the past 3 years.
  • Strong Advances growth of 29.9306573349005% in the last 3 years.

 Limitations

  • Increase in Provision and contingencies of 97.0874518412175% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 71472.75 73033.14 74016.91 76006.88 77460.11
Other Income 18166.25 10668.11 11482.73 11453.56 12027.88
Interest Expended 42395.93 43196 43903.01 45353.63 45394.31
Operating Expenses 17968.83 16620.61 16890.89 17106.41 17556.98
Total Provisions 13511.64 2602.06 2700.46 3153.85 3193.05
Profit Before Tax 15762.6 21282.58 22005.28 21846.55 23343.65
Tax -749.25 5107.83 5184.31 5111.05 5727.51
Net Profit 16511.85 16174.75 16820.97 16735.5 17616.14
Net NPA % 0.33 0.39 0.41 0.46 0.43
Gross NPA % 1.24 1.33 1.36 1.42 1.33
Return on Assets % 0.49 0.47 0.49 0.47 0.48
NPM % 23.1 22.15 22.73 22.02 22.74

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 114812.65 120858.23 127753.12 161585.54 258340.58
Other Income 23260.82 25204.89 29509.9 31214.83 49241
Interest Expended 58626.4 55978.66 55743.53 74743.32 149808.1
Operating Expenses 30697.53 32722.63 37442.19 47652.08 63386.02
Total Provisions 12142.39 15702.85 15061.83 11919.66 23492.15
Profit Before Tax 36607.16 41658.99 49015.48 58485.3 70895.3
Taxes 10349.84 10542.46 12054.12 14376.6 10083.02
Net Profit 26257.32 31116.53 36961.36 44108.7 60812.28
Adjusted EPS (Rs.) 47.89 56.44 66.65 79.05 80.05

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 548.33 551.28 554.55 557.97 759.69
Total Reserves 170437.7 203169.55 239212.42 278574.01 436833.4
Deposits 1147502.29 1335060.22 1559217.44 1883394.65 2379786.28
Borrowings 144628.54 135487.32 184817.21 206765.57 662153.08
Other Liabilities 67394.4 72602.15 84407.46 95722.25 135437.93
Total Liabilities 1530511.26 1746870.52 2068535.05 2466081.47 3617623.09
Assets
Balance with RBI 72205.12 97340.74 129995.64 117160.77 178683.22
Balance with Banks 14413.6 22129.66 22331.29 76604.31 40464.2
Investments 391826.66 443728.29 455535.69 517001.43 702414.96
Advances 993702.88 1132836.63 1368820.93 1600585.9 2484861.52
Net Block 4431.92 4909.32 6083.67 8016.54 11398.99
Other Assets 53931.09 45925.89 85767.83 146712.52 199800.2
Total Assets 1530511.26 1746870.52 2068535.05 2466081.47 3617623.09
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 25.73 25.64 25.60 25.59 25.52
hdfc investments limited... - - - - 6.57
housing development finan... - - - - 18.95
hdfc investments limited... 6.63 - 6.60 6.59 -
housing development finan... 19.10 - 19.01 19.00 -
hdfc investments limited... - 6.61 - - -
housing development finan... - 19.04 - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 100.00 100.00 100.00 100.00 100.00
government of singapore 2.34 2.10 2.41 2.63 2.66
government pension fund g... 1.44 1.57 1.47 1.49 1.44
hdfc trustee company limi... - 2.68 2.78 2.67 2.66
icici prudential bluechip... - - - 3.02 3.25
investor education and pr... 0.16 0.16 0.16 0.16 0.16
life insurance corporatio... 5.26 5.25 5.37 5.48 5.45
nippon life india trustee... 1.66 1.79 1.85 1.85 1.96
nps trust- a/c hdfc pensi... - - - 1.69 1.75
sbi nifty 50 etf 6.71 6.95 6.98 6.87 7.34
uti nifty 50 etf - - 2.10 2.04 2.08
vanguard total internatio... 1.17 1.18 1.19 1.19 1.20
icici prudential value di... 2.51 2.67 3.13 - -
nps trust- a/c hdfc pensi... - - 1.63 - -
kotak equity arbitrage fu... - 1.30 - - -
nps trust- a/c hdfc pensi... 1.58 1.61 - - -
uti - nifty exchange trad... 2.03 2.06 - - -
hdfc trustee company ltd.... 2.60 - - - -

Ratings & Research Reports

Company Presentations

Company News

HDFC Bank Stock Price Analysis and Quick Research Report. Is HDFC Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

HDFC Bank stock price today is Rs 1926.3. Let’s look at how HDFC Bank is performing and if it is the right time to buy the stock of HDFC Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. HDFC Bank has earned Rs 258340.5755 Cr. revenue in the latest financial year. HDFC Bank has posted outstanding revenue growth of 28.8163637059837 % in last 3 Years.

  • In terms of advances, HDFC Bank reported 55.247 % YOY,  rise . If you see 3 years advance growth, it stands at 29.9306573349005 %.

  • Currently, HDFC Bank has a CASA ratio of 38.1867 %. It’s overall cost of liability stands at 4.9248 %. Also, the total deposits of HDFC Bank from these accounts stood at Rs 2379786.2764 Cr.

  • HDFC Bank has a healthy ROA track record. The ROA of HDFC Bank is at 1.9992 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.24 % and 0.33 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 97.0874518412176 % which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of HDFC Bank surged and is currently at Rs 49240.9994 Cr.

  • HDFC Bank has a Good Capital Adequacy Ratio of 18.8 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently HDFC Bank is trading at a P/B of 2.965 . The historical average PB of HDFC Bank was 3.18754.

  • Share Price: - The current share price of HDFC Bank is Rs 1926.3. One can use valuation calculators of ticker to know if HDFC Bank share price is undervalued or overvalued.

Last Updated on:
Brief about HDFC Bank

Current HDFC Bank Share Price

As of the closing on Friday, 16 May 2025, the HDFC Bank Share Price on the NSE (National Stock Exchange) stood at Rs 1,934.70, marking a slight increase of 0.05% compared to its previous close. The HDFC Bank stock price during the trading day saw an opening at Rs 1,933.80, reaching a high of Rs 1,943.80 and a low of Rs 1,928.40. On the BSE (Bombay Stock Exchange), the HDFC Bank share rate (HDFCBANK / 500180) closed at Rs 1,933.65, a marginal decline of -0.01%. For the most current, regularly updated HDFC Bank share price, please refer to the live ticker section located above on this page. That section provides a real-time HDFCBANK share price summary, including the day's high/low and the 52-week high/low.

HDFC Bank Share Returns Performance

The historical HDFC Bank share value today and over various periods, as of 16 May 2025, are as follows:

  • 1 Week: +2.38%
  • 1 Month: +3.02%
  • 3 Months: +14.15%
  • 1 Year: +32.49%
  • 5 Years: +117.83%

HDFC Bank Returns have shown a positive trend across short, medium, and long-term horizons. The HDFC Bank Performance over the past year has been strong, with a significant gain of over 32%. The five-year return further underscores its capability for wealth creation. The HDFCBANK historical returns indicate consistent growth, reflecting the bank's robust fundamentals and market position. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.

Latest News Impacting HDFC Bank Share Price

Several recent developments have had an influence on the HDFC Bank share market rate:

  1. Q4 FY25 Results (Announced around 19 April 2025): HDFC Bank reported a standalone net profit of approximately Rs 17,616 crore for the fourth quarter ended March 2025. This represented a year-on-year growth of about 6.7%. The bank's Net Interest Income (NII) for the quarter rose by around 10.3% year-on-year to Rs 32,066 crore. The consolidated net profit for Q4 FY25 was approximately Rs 18,830 crore. The results were generally seen as strong, with a beat on NII and sequential improvement in core margins.
     
  2. Dividend Announcement (April 2025): Following the Q4 results, the Board of Directors of HDFC Bank recommended a dividend of Rs 22 per equity share of Rs 1 each for the financial year ended 31 March 2025. This dividend is subject to approval by shareholders at the upcoming Annual General Meeting, with the record date likely set for 27 June 2025.
     
  3. Brokerage Outlook: Post the announcement of HDFC Bank Q4 Results, many equity analysts maintained a 'Buy' rating on the stock and, in several cases, increased their target prices. This positive sentiment was driven by the strong financial performance, healthy business growth, and expectations of improving return ratios. These Factors Affecting HDFC Bank Share Price have been largely positive.
     
  4. System Maintenance (May 2025): HDFC Bank had scheduled system maintenance on 9 May and 10 May 2025, which temporarily affected some banking services during off-peak hours. While this HDFC Bank News was more operational, such updates are monitored by the market for service reliability.

     

The overall recent HDFC Bank News, particularly the strong quarterly performance and dividend declaration, has been received positively by the market, supporting the HDFC Bank share value today.

Conclusion on HDFC Bank Stock Price

The HDFC Bank Stock Price currently reflects a stable and positive sentiment, buoyed by strong Q4 FY25 financial results and a healthy dividend announcement. The bank's consistent growth in net profit and net interest income, along with positive revisions in brokerage targets, points towards a favourable HDFC Bank Share Price outlook. The HDFCBANK stock analysis indicates a fundamentally strong scrip with good long-term growth potential, despite the usual market volatilities. The recent performance reinforces its position as a leading private sector bank in India.

HDFC Bank Q2FY25 Revenue Analysis

The second quarter FY25 gross income shows an increase in interest earned from Rs 73,033.14 crore in first quarter FY25 to Rs 74,016.91 crore in the second quarter FY25. This growth gives credence to the capacity of the bank in earning sustainable interest income from its long arms of loans.

HDFC Bank Profitability and Margins Comparison for Q2 FY25

Thus, the gross value in net profit for two hundred and twenty-five constant-three to five years was Rs 16,820.97 crore for Q2FY25 as compared to Rs 16,174.75 crore of Q1FY25. This increase in profit goes in line with HDFC Bank’s solid operational capabilities and prudent cost controlling measures; evidenced by its having a net profit margin (NPM) of 22.73%.

Interest and Operating Expenses as per HDFC bank for Q2 FY25

Interest cost incurred by HDFC Bank for Q2FY25 was Rs 43,903.01 crore, just a tad higher than that in Q1FY25 Rs 43,196 crore. Similarly, operating expenses rose to Rs 16,890.89 crore, however the bank ensured stronger control on expenses to make PBT at Rs 22,005.28 crore.

HDFC Bank Provisions and Asset Quality for Q2 FY25

The HDFC Bank provisions have gone a long way in explaining the asset quality of the HDFC Bank. Digging a bit deeper into this the following table explains the trend in the provisions made over a period of five years as depicted in the following table.

Total provision for the second quarter of FY25 was Rs 2,700.46 crore which also depicts the cautious policy of the bank in regard to the expected credit loss. Net NPA ratio: It showed slightly up-trending from 0.34% to 0.41%, Gross NPA ratio, 1.36% remained at the same level which showed that they have rather a healthy asset quality despite little fluctuation.

HDFC Bank Return on Assets for Q2 FY25

Similarly, HDFC Bank’s ROA for Q2FY25 was 0.49% similar to previous quarters proving the bank’s managing capacity to optimise total earnings from the given assets.

This discussion is deduced from the HDFC bank quarterly returns. On that note for the investors, there is a need to consider the macroeconomic factors, and changes in policies that may affect the banking sector in future.

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