HDFC Bank Stock Price Analysis and Quick Research Report. Is HDFC Bank an attractive stock to invest in?
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
Let’s look at how HDFC Bank is performing and if it is the right time to buy the stock of HDFC Bank with detailed analysis.
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For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. HDFC Bank has earned Rs 300517.0417 Cr. revenue in the latest financial year. HDFC Bank has posted outstanding revenue growth of 32.9937685783847% in last 3 Years.
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In terms of advances, HDFC Bank reported 5.4227% YOY, rise . If you see 3 years advance growth, it stands at 24.1547265078821%.
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Currently, HDFC Bank has a CASA ratio of 34.7941%. It’s overall cost of liability stands at 5.451 %. Also, the total deposits from these accounts stood at Rs 2714714.8959 Cr.
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HDFC Bank has a healthy ROA track record. The ROA of HDFC Bank is at 1.7893%.
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The Lender is efficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA of HDFC Bank stood at 1.33% and 0.43% respectively as on the latest financial year.
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One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -50.4113931394858% which means it has decreased from the previous year.
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Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of HDFC Bank decreased and is currently at Rs 45632.2818 Cr.
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HDFC Bank has a Good Capital Adequacy Ratio of 19.55 .
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The best metric which provides insights about bank’s valuation is P/B ratio. Currently HDFC Bank is trading at a P/B of 2.9543 . The historical average PB was 3.19704.
One can find all the Financial Ratios of HDFC Bank in Ticker for free. Also, one can get the intrinsic value of HDFC Bank by using Valuation Calculators, which are available with a Finology ONE subscription.
HDFC Bank FAQs
Q1. What is HDFC Bank share price today?
Ans: The current share price of HDFC Bank is Rs 992.55.
Q2. What is the market capitalisation of HDFC Bank?
Ans: HDFC Bank has a market capitalisation of Rs 1524923.89997727 Cr., calculated based on its latest share price.
Q3. What are the P/E and P/B ratios of HDFC Bank?
Ans: The PE ratio of HDFC Bank is 21.4331061646498 and the P/B ratio of HDFC Bank is 2.94258992383449, showing how the stock is valued against its earnings and book value.
Q4. What is the 52-week high and low of HDFC Bank share?
Ans: The 52-week high share price of HDFC Bank is Rs 1020.5, and the 52-week low share price of HDFC Bank is Rs 812.15.
Q5. Does HDFC Bank pay dividends?
Ans: Currently, HDFC Bank pays dividends. Dividend yield of HDFC Bank is around 1.103%.
Q6. What are the face value and book value of HDFC Bank shares?
Ans: The face value of HDFC Bank shares is Rs 1, while the book value per share of HDFC Bank is around Rs 337.3049. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.
Q7. What are the ROE and ROCE of HDFC Bank?
Ans: The ROE of HDFC Bank is 14.4026% and ROCE of HDFC Bank is 13.1106%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.
Q8. Is HDFC Bank a good buy for the long term?
Ans: The HDFC Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.
Q9. Is HDFC Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the HDFC Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.
Q10. How to check HDFC Bank’s financials?
Ans: You can review HDFC Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.