Ticker > Company >

HDFC Bank share price

HDFC Bank Ltd.

NSE: HDFCBANK BSE: 500180 SECTOR: Bank - Private  2435k   20k   5k

1935.95
-0.20 (-0.01%)
BSE: Today, 09:12 AM

Price Summary

Today's High

₹ 1935.95

Today's Low

₹ 1935.95

52 Week High

₹ 1977.95

52 Week Low

₹ 1430.15

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1482084.32 Cr.

CASA %

38.19

No. of Shares

765.56 Cr.

P/E

22.01

P/B

2.98

Face Value

₹ 1

Div. Yield

1.14 %

Book Value (TTM)

₹  650.01

Net Interest Income

108532.47 Cr.

Cost To Income %

40.18

Promoter Holding

0 %

EPS (TTM)

₹  87.97

CAR %

18.8

ROE

16.97 %

ROCE

15.26%

Profit Growth

37.87 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Index Presence

The company is present in 51 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year16.97%
3 Year16.88%
5 Year16.73%

ROA%

1 Year2%
3 Year1.96%
5 Year1.93%

Net NPA%

1 Year0.33%
3 Year0.31%
5 Year0.34%

 NIM

1 Year3.19%
3 Year3.53%
5 Year3.65%

CAR %

18.8

Cost of Liabilities %

4.9248

PEG Ratio

17.44

Advances Growth %

55.247

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 0.00 0.00
Dec 2024 0.00 0.00
Sep 2024 0.00 0.00
Jun 2024 0.00 0.00
Mar 2024 0.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.9607% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 16.8796333333333%.
  • The company has been consistently maintaining a NIM of 3.52873333333333% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.306666666666667%.
  • CASA stands at 38.1867% of total deposits.
  • Good Capital Adequacy Ratio of 18.8%.
  • The company has delivered good Profit growth of 25.0259205486036% over the past 3 years.
  • The company has delivered good Income growth of 28.8163637059837% over the past 3 years.
  • Strong Advances growth of 29.9306573349005% in the last 3 years.

 Limitations

  • Increase in Provision and contingencies of 97.0874518412175% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 71472.75 73033.14 74016.91 76006.88 77460.11
Other Income 18166.25 10668.11 11482.73 11453.56 12027.88
Interest Expended 42395.93 43196 43903.01 45353.63 45394.31
Operating Expenses 17968.83 16620.61 16890.89 17106.41 17556.98
Total Provisions 13511.64 2602.06 2700.46 3153.85 3193.05
Profit Before Tax 15762.6 21282.58 22005.28 21846.55 23343.65
Tax -749.25 5107.83 5184.31 5111.05 5727.51
Net Profit 16511.85 16174.75 16820.97 16735.5 17616.14
Net NPA % 0.33 0.39 0.41 0.46 0.43
Gross NPA % 1.24 1.33 1.36 1.42 1.33
Return on Assets % 0.49 0.47 0.49 0.47 0.48
NPM % 23.1 22.15 22.73 22.02 22.74

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 114812.65 120858.23 127753.12 161585.54 258340.58
Other Income 23260.82 25204.89 29509.9 31214.83 49241
Interest Expended 58626.4 55978.66 55743.53 74743.32 149808.1
Operating Expenses 30697.53 32722.63 37442.19 47652.08 63386.02
Total Provisions 12142.39 15702.85 15061.83 11919.66 23492.15
Profit Before Tax 36607.16 41658.99 49015.48 58485.3 70895.3
Taxes 10349.84 10542.46 12054.12 14376.6 10083.02
Net Profit 26257.32 31116.53 36961.36 44108.7 60812.28
Adjusted EPS (Rs.) 47.89 56.44 66.65 79.05 80.05

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 548.33 551.28 554.55 557.97 759.69
Total Reserves 170437.7 203169.55 239212.42 278574.01 436833.4
Deposits 1147502.29 1335060.22 1559217.44 1883394.65 2379786.28
Borrowings 144628.54 135487.32 184817.21 206765.57 662153.08
Other Liabilities 67394.4 72602.15 84407.46 95722.25 135437.93
Total Liabilities 1530511.26 1746870.52 2068535.05 2466081.47 3617623.09
Assets
Balance with RBI 72205.12 97340.74 129995.64 117160.77 178683.22
Balance with Banks 14413.6 22129.66 22331.29 76604.31 40464.2
Investments 391826.66 443728.29 455535.69 517001.43 702414.96
Advances 993702.88 1132836.63 1368820.93 1600585.9 2484861.52
Net Block 4431.92 4909.32 6083.67 8016.54 11398.99
Other Assets 53931.09 45925.89 85767.83 146712.52 199800.2
Total Assets 1530511.26 1746870.52 2068535.05 2466081.47 3617623.09
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 25.73 25.64 25.60 25.59 25.52
hdfc investments limited... - - - - 6.57
housing development finan... - - - - 18.95
hdfc investments limited... 6.63 - 6.60 6.59 -
housing development finan... 19.10 - 19.01 19.00 -
hdfc investments limited... - 6.61 - - -
housing development finan... - 19.04 - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 100.00 100.00 100.00 100.00 100.00
government of singapore 2.34 2.10 2.41 2.63 2.66
government pension fund g... 1.44 1.57 1.47 1.49 1.44
hdfc trustee company limi... - 2.68 2.78 2.67 2.66
icici prudential bluechip... - - - 3.02 3.25
investor education and pr... 0.16 0.16 0.16 0.16 0.16
life insurance corporatio... 5.26 5.25 5.37 5.48 5.45
nippon life india trustee... 1.66 1.79 1.85 1.85 1.96
nps trust- a/c hdfc pensi... - - - 1.69 1.75
sbi nifty 50 etf 6.71 6.95 6.98 6.87 7.34
uti nifty 50 etf - - 2.10 2.04 2.08
vanguard total internatio... 1.17 1.18 1.19 1.19 1.20
icici prudential value di... 2.51 2.67 3.13 - -
nps trust- a/c hdfc pensi... - - 1.63 - -
kotak equity arbitrage fu... - 1.30 - - -
nps trust- a/c hdfc pensi... 1.58 1.61 - - -
uti - nifty exchange trad... 2.03 2.06 - - -
hdfc trustee company ltd.... 2.60 - - - -

Ratings & Research Reports

Company Presentations

Company News

HDFC Bank reports 7% rise in Q4 consolidated net profit 21 Apr, 10:30 AM HDFC Bank informs about outcome of board meeting 19 Apr, 3:53 PM HDFC Bank - Quaterly Results 19 Apr, 2:58 PM HDFC Bank - Quaterly Results 19 Apr, 2:58 PM HDFC Bank - Quaterly Results 19 Apr, 2:58 PM HDFC banks’ arm to invest Rs 1,500 crore in Eldeco Group's 18 residential projects across tier II-III cities 14 Apr, 3:51 PM HDFC Bank’s arm launches advanced F&O Dashboard on Sky Platform 11 Apr, 11:09 AM HDFC Bank’s average deposits surge 16% in March 2025 quarter 4 Apr, 11:10 AM HDFC Bank informs about change in management 31 Jan, 12:21 PM HDFC Bank informs about disclosure 22 Jan, 4:17 PM HDFC Bank reports marginal rise in Q3 consolidated net profit 22 Jan, 2:57 PM HDFC Bank - Quaterly Results 22 Jan, 2:13 PM HDFC Bank - Quaterly Results 22 Jan, 2:13 PM HDFC Bank - Quaterly Results 22 Jan, 2:13 PM HDFC Bank’s arm surpasses Rs 25,000 crore in mutual fund AUM 10 Jan, 5:00 PM HDFC Bank Group secures RBI’s nod to invest in three banks 6 Jan, 12:44 PM HDFC Bank’s average deposits surge 16% in Q3FY25 6 Jan, 10:13 AM HDFC Bank sells balance 9% stake in HDFC Edu 23 Dec, 12:59 PM HDFC Bank informs about update on sale of shares 21 Dec, 1:13 PM HDFC Bank partners with DPIIT to strengthen startup ecosystem 18 Dec, 12:47 PM HDFC Bank informs about loss of share certificate 3 Dec, 2:47 PM HDFC Bank informs about analyst meet 29 Nov, 5:40 PM HDFC Bank launches Pragati Savings Account for semi-urban, rural India 28 Nov, 6:00 PM HDFC Bank adjudged as ‘Best Private Bank in India’ 19 Nov, 12:10 PM HDFC Bank informs about appointment of director 18 Nov, 10:18 AM HDFC Bank’s arm introduces cutting-edge platform ‘ProTerminal’ 11 Nov, 11:41 AM HDFC Bank informs about disclosure 31 Oct, 10:24 AM HDFC Bank informs about unaudited financial results 23 Oct, 4:15 PM HDFC Bank informs about unaudited financial results 19 Oct, 3:48 PM HDFC Bank’s consolidated net profit rises 6% to Rs 17825 crore for Q2FY25 19 Oct, 3:46 PM HDFC Bank - Quaterly Results 19 Oct, 2:09 PM HDFC Bank - Quaterly Results 19 Oct, 2:09 PM HDFC Bank - Quaterly Results 19 Oct, 2:09 PM HDFC Bank sells 91% stake in HDFC Edu 19 Oct, 10:12 AM HDFC Bank secures approval for sale of 100% stake in HDFC Edu 8 Oct, 12:57 PM HDFC Bank’s deposits surge 15% in Q2FY25 4 Oct, 12:00 PM HDFC Bank inks MoU with JLR India 3 Oct, 3:29 PM HDFC Bank informs about board meeting 16 Sep, 9:59 AM HDFC Bank informs about loss of share certificate 9 Sep, 5:24 PM HDFC Bank informs about informs about disclosure 27 Aug, 11:31 AM HDFC Bank’s arm launches ‘Brokerage as a Service’ for institutions, fintech companies 20 Aug, 10:25 AM HDFC Bank reports 33% rise in Q1 consolidated net profit 20 Jul, 5:45 PM HDFC Bank - Quaterly Results 20 Jul, 2:14 PM HDFC Bank - Quaterly Results 20 Jul, 2:14 PM HDFC Bank - Quaterly Results 20 Jul, 2:14 PM HDFC Bank’s gross advances surges 53% in Q1FY25 5 Jul, 9:49 AM HDFC Bank’s arm launches enhanced InvestRight App 21 Jun, 3:52 PM HDFC Bank informs about issuance of duplicate share certificate 18 Jun, 5:37 PM HDFC Bank informs about analyst meet 7 Jun, 2:51 PM HDFC Bank’s arm to acquire 8.5% stake in Truboard Technologies 31 May, 9:34 AM

HDFC Bank Stock Price Analysis and Quick Research Report. Is HDFC Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

HDFC Bank stock price today is Rs 1936.8. Let’s look at how HDFC Bank is performing and if it is the right time to buy the stock of HDFC Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. HDFC Bank has earned Rs 258340.5755 Cr. revenue in the latest financial year. HDFC Bank has posted outstanding revenue growth of 28.8163637059837 % in last 3 Years.

  • In terms of advances, HDFC Bank reported 55.247 % YOY,  rise . If you see 3 years advance growth, it stands at 29.9306573349005 %.

  • Currently, HDFC Bank has a CASA ratio of 38.1867 %. It’s overall cost of liability stands at 4.9248 %. Also, the total deposits of HDFC Bank from these accounts stood at Rs 2379786.2764 Cr.

  • HDFC Bank has a healthy ROA track record. The ROA of HDFC Bank is at 1.9992 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.24 % and 0.33 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 97.0874518412176 % which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of HDFC Bank surged and is currently at Rs 49240.9994 Cr.

  • HDFC Bank has a Good Capital Adequacy Ratio of 18.8 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently HDFC Bank is trading at a P/B of 2.9787 . The historical average PB of HDFC Bank was 3.18754.

  • Share Price: - The current share price of HDFC Bank is Rs 1936.8. One can use valuation calculators of ticker to know if HDFC Bank share price is undervalued or overvalued.

Last Updated on:
Brief about HDFC Bank

Current HDFC Bank Share Price

As of the market close on 30 April 2025, the HDFC Bank Limited share price (HDFCBANK NSE) was trading at Rs 1920.10 on the National Stock Exchange (NSE). This reflects a gain of 0.59% compared to the previous closing price of Rs 1908.80. The HDFC Bank stock price today showed positive momentum during the trading session. The HDFCBANK BSE price also closed higher around Rs 1923.75. For the most current, regularly updated HDFC Bank Limited share price, please refer to the live ticker section located above on this page. That section provides a real-time HDFCBANK share price summary, including the day's high/low and the 52-week high/low.  

HDFC Bank Share Returns Performance

The historical performance of HDFC Bank Limited shares (HDFCBANK) demonstrates solid returns across most time horizons, based on data available around 30 April 2025:

  • 1 Week: -0.95%
  • 1 Month: +5.29%
  • 3 Months: +13.8%
  • 1 Year: +26.64%
  • 5 Years: +92.15%

Analysing these HDFC Bank returns reveals strong positive momentum over the last month, three months, and one year, despite a minor dip in the last week. The HDFC Bank performance over five years also shows significant appreciation, reinforcing its reputation as a consistent wealth creator. HDFCBANK historical returns generally reflect the bank's robust position in the Indian banking sector. As detailed in the interactive charts and data section above on this webpage, you can explore the share price chart and analyse its returns generated over various specific time frames, such as one week, one month, six months, one year, three years, and five years.  

Latest News Impacting HDFC Bank Share Price

Several recent developments are noteworthy factors affecting the HDFC Bank Limited share price:

  1. Q4 FY25 Financial Results: HDFC Bank announced its results for the quarter ended March 31, 2025, on April 19. The bank reported a standalone net profit increase of 6.7% year-on-year (YoY) to Rs 17,616 crore. Net Interest Income (NII) grew by 10.3% YoY to Rs 32,070 crore. Asset quality showed marginal deterioration YoY (Gross NPA at 1.33%) but improved slightly compared to the previous quarter (Q3 FY25). The bank also declared a dividend of Rs 22 per share for FY25.  
     
  2. Fundraising Approval: In late April 2025, the bank's board approved proposals to raise funds through the issuance of Perpetual Debt Instruments (part of Additional Tier 1 capital) and Tier II Capital Bonds, aggregating up to Rs 70,000 crore over the next twelve months. This move aims to strengthen the bank's capital base to support future growth post the HDFC Bank merger.
     
  3. Market Capitalisation Milestone: Recently, HDFC Bank's market capitalisation crossed that of global investment banking giant Goldman Sachs, reaching approximately $183 billion. This highlights the significant scale achieved by the bank following its merger with HDFC Ltd., boosting investor sentiment.

These factors, including earnings performance, capital adequacy plans, and market positioning, are crucial for the HDFC Bank stock analysis.

Conclusion on HDFC Bank Stock Price

The HDFC Bank stock price has shown strong positive momentum over the past year, supported by consistent financial performance. The recent Q4 FY25 results indicated steady growth in core earnings, although metrics like Net Interest Margin continue to be watched closely post-merger. The bank's proactive steps to raise capital and its increasing market scale provide a positive backdrop. The HDFC Bank share price outlook appears stable, underpinned by its market leadership, though successful integration synergies post the HDFC merger remain a key factor for future performance.  

Sources and related content

HDFC Bank Q2FY25 Revenue Analysis

The second quarter FY25 gross income shows an increase in interest earned from Rs 73,033.14 crore in first quarter FY25 to Rs 74,016.91 crore in the second quarter FY25. This growth gives credence to the capacity of the bank in earning sustainable interest income from its long arms of loans.

HDFC Bank Profitability and Margins Comparison for Q2 FY25

Thus, the gross value in net profit for two hundred and twenty-five constant-three to five years was Rs 16,820.97 crore for Q2FY25 as compared to Rs 16,174.75 crore of Q1FY25. This increase in profit goes in line with HDFC Bank’s solid operational capabilities and prudent cost controlling measures; evidenced by its having a net profit margin (NPM) of 22.73%.

Interest and Operating Expenses as per HDFC bank for Q2 FY25

Interest cost incurred by HDFC Bank for Q2FY25 was Rs 43,903.01 crore, just a tad higher than that in Q1FY25 Rs 43,196 crore. Similarly, operating expenses rose to Rs 16,890.89 crore, however the bank ensured stronger control on expenses to make PBT at Rs 22,005.28 crore.

HDFC Bank Provisions and Asset Quality for Q2 FY25

The HDFC Bank provisions have gone a long way in explaining the asset quality of the HDFC Bank. Digging a bit deeper into this the following table explains the trend in the provisions made over a period of five years as depicted in the following table.

Total provision for the second quarter of FY25 was Rs 2,700.46 crore which also depicts the cautious policy of the bank in regard to the expected credit loss. Net NPA ratio: It showed slightly up-trending from 0.34% to 0.41%, Gross NPA ratio, 1.36% remained at the same level which showed that they have rather a healthy asset quality despite little fluctuation.

HDFC Bank Return on Assets for Q2 FY25

Similarly, HDFC Bank’s ROA for Q2FY25 was 0.49% similar to previous quarters proving the bank’s managing capacity to optimise total earnings from the given assets.

This discussion is deduced from the HDFC bank quarterly returns. On that note for the investors, there is a need to consider the macroeconomic factors, and changes in policies that may affect the banking sector in future.

Read More
X