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HDFC Bank share price

HDFC Bank Ltd.

NSE: HDFCBANK BSE: 500180 SECTOR: Bank - Private  1987k   17k   4k

1509.25
+14.55 (0.97%)
NSE: 16 Apr 4:00 PM

Price Summary

Today's High

₹ 1512.9

Today's Low

₹ 1482.25

52 Week High

₹ 1757.5

52 Week Low

₹ 1363.55

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1146563.74 Cr.

CASA %

44.39

No. of Shares

759.69 Cr.

P/E

20.35

P/B

2.72

Face Value

₹ 1

Div. Yield

1.26 %

Book Value (TTM)

₹  555.88

Net Interest Income

86842.22 Cr.

Cost To Income %

40.36

Promoter Holding

0 %

EPS (TTM)

₹  74.17

CAR %

19.26

ROE

17 %

ROCE

15.73%

Profit Growth

19.34 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 40 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year17%
3 Year16.76%
5 Year16.64%

ROA%

1 Year1.95%
3 Year1.93%
5 Year1.9%

Net NPA%

1 Year0.27%
3 Year0.33%
5 Year0.35%

 NIM

1 Year3.76%
3 Year3.74%
5 Year3.82%

CAR %

19.26

Cost of Liabilities %

3.57596115733314

PEG Ratio

1.09

Advances Growth %

16.9317230094484

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 0 0
Dec 2023 0 0
Sep 2023 0 0
Jun 2023 25.52 0
Mar 2023 25.59 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.92725535034837% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 16.7592779200496%.
  • The company has been consistently maintaining a NIM of 3.74184011178665% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.33%.
  • CASA stands at 44.3873448319677% of total deposits.
  • Good Capital Adequacy Ratio of 19.26%.
  • The company has delivered good Profit growth of 18.8752160408818% over the past 3 years.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Interest Earned 42707.77 45119.36 48586.81 67698.39 70582.61
Other Income 8499.84 8731.18 9229.86 10707.84 11137.04
Interest Expended 19719.94 21767.53 24987.74 40313.16 42111.27
Operating Expenses 12463.6 13462.11 14056.91 15399.19 15961.08
Total Provisions 2806.44 2685.37 2860.03 2903.83 4216.64
Profit Before Tax 16217.63 15935.53 15911.99 19790.05 19430.66
Tax 3958.14 3888.08 3960.22 3813.94 3058.12
Net Profit 12259.49 12047.45 11951.77 15976.11 16372.54
Net NPA % 0.33 0.27 0.3 0.35 0.31
Gross NPA % 1.23 1.12 1.17 1.34 1.26
Return on Assets % 0.56 0.53 0.51 0.5 0.49
NPM % 28.71 26.7 24.6 23.6 23.2

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 98972.05 114812.65 120858.23 127753.12 161585.54
Other Income 17625.88 23260.82 25204.89 29509.9 31214.83
Interest Expended 50728.83 58626.4 55978.66 55743.53 74743.32
Operating Expenses 26119.37 30697.53 32722.63 37442.19 47652.08
Total Provisions 7550.08 12142.39 15702.85 15061.83 11919.66
Profit Before Tax 32199.66 36607.16 41658.99 49015.48 58485.3
Taxes 11121.49 10349.84 10542.46 12054.12 14376.6
Net Profit 21078.17 26257.32 31116.53 36961.36 44108.7
Adjusted EPS (Rs.) 38.7 47.89 56.44 66.65 79.05

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 544.66 548.33 551.28 554.55 557.97
Total Reserves 148661.69 170437.7 203169.55 239212.42 278574.01
Deposits 923140.93 1147502.29 1335060.22 1559217.44 1883394.65
Borrowings 117085.12 144628.54 135487.32 184817.21 206765.57
Other Liabilities 55108.29 67394.4 72602.15 84407.46 95722.25
Total Liabilities 1244540.69 1530511.26 1746870.52 2068535.05 2466081.47
Assets
Balance with RBI 46763.62 72205.12 97340.74 129995.64 117160.77
Balance with Banks 34584.02 14413.6 22129.66 22331.29 76604.31
Investments 293116.07 391826.66 443728.29 455535.69 517001.43
Advances 819401.22 993702.88 1132836.63 1368820.93 1600585.9
Net Block 4030 4431.92 4909.32 6083.67 8016.54
Other Assets 46645.76 53931.09 45925.89 85767.83 146712.52
Total Assets 1244540.69 1530511.26 1746870.52 2068535.05 2466081.47
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 25.73 25.64 25.60 25.59 25.52
hdfc investments limited... - - - - 6.57
housing development finan... - - - - 18.95
hdfc investments limited... 6.63 - 6.60 6.59 -
housing development finan... 19.10 - 19.01 19.00 -
hdfc investments limited... - 6.61 - - -
housing development finan... - 19.04 - - -
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 74.41 74.48 100.00 100.00 100.00
government of singapore - - 2.28 2.32 2.34
government pension fund g... - - - - 1.44
hdfc trustee company ltd.... 1.83 1.86 2.12 2.17 2.60
icici prudential value di... - - - - 2.51
investor education and pr... - 0.15 - - 0.16
life insurance corporatio... - - 5.01 5.19 5.26
nippon life india trustee... - - 1.30 1.36 1.66
nps trust- a/c hdfc pensi... - - 1.50 1.53 1.58
sbi nifty 50 etf 5.07 5.09 5.71 5.57 6.71
uti - nifty exchange trad... 1.59 1.62 1.90 1.93 2.03
vanguard total internatio... - - - - 1.17
icici prudential balanced... - 1.36 1.84 1.71 -
investor education and pr... 0.15 - 0.15 0.16 -
invesco developing market... - - 1.20 - -
lici asm non par 4.16 4.06 - - -
icici prudential bluechip... 1.76 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

HDFC Bank opens branch in Lakshadweep11 Apr 2024, 11:34AM HDFC Bank sells 3.03% stake in Indraprastha5 Apr 2024, 2:23PM HDFC Bank reports 55% rise in gross advances during fourth quarter of FY244 Apr 2024, 9:59AM HDFC Bank informs about press release19 Mar 2024, 5:14PM HDFC Bank informs about details of loss of certificate4 Mar 2024, 4:58PM HDFC Bank informs about disclosure 2 Mar 2024, 3:39PM HDFC Bank informs about approval for sale of equity shares24 Feb 2024, 12:19PM HDFC Bank informs about issuance of duplicate share certificates20 Feb 2024, 5:17PM HDFC Bank raises $300 million through maiden sustainable finance bond issue8 Feb 2024, 2:38PM HDFC Bank Group gets RBI’s nod to acquire up to 9.50% stakes in 6 banks6 Feb 2024, 11:28AM HDFC Bank informs about disclosure6 Feb 2024, 10:26AM HDFC Bank reports 36% rise in Q3 consolidated net profit16 Jan 2024, 5:18PM HDFC Bank - Quaterly Results16 Jan 2024, 3:53PM HDFC Bank - Quaterly Results16 Jan 2024, 3:53PM HDFC Bank - Quaterly Results16 Jan 2024, 3:53PM HDFC Bank informs about loss of share certificate3 Jan 2024, 3:19PM HDFC Bank informs about disclosure 28 Dec 2023, 10:55AM HDFC Bank raises Rs 7,425 crore via non-convertible bonds21 Dec 2023, 3:58PM HDFC Bank informs about board meeting20 Dec 2023, 3:53PM HDFC Bank informs about allotment20 Dec 2023, 2:29PM HDFC Bank informs about loss of share certificate18 Dec 2023, 5:04PM HDFC Bank informs about analyst meet 1 Dec 2023, 3:32PM HDFC Bank informs about institutional investor meetings9 Nov 2023, 12:35PM HDFC Bank launches Festive Treats26 Oct 2023, 12:00PM HDFC Bank reports 51% rise in Q2 consolidated net profit16 Oct 2023, 4:42PM HDFC Bank’s arm launches suite of health insurance products, services16 Oct 2023, 4:17PM HDFC Bank - Quaterly Results16 Oct 2023, 3:51PM HDFC Bank - Quaterly Results16 Oct 2023, 3:51PM HDFC Bank - Quaterly Results16 Oct 2023, 3:51PM HDFC Bank reports 58% rise in gross advances during second quarter of FY244 Oct 2023, 10:30AM HDFC Bank informs about advertisement for loss of share certificate20 Sep 2023, 2:29PM HDFC Bank inks MoU with StartupTN 25 Aug 2023, 12:28PM HDFC Bank launches Festive Treats Onam 2023 in Kerala4 Aug 2023, 5:00PM HDFC Bank eyes 17-18% loan growth during current financial year24 Jul 2023, 10:40AM HDFC Bank informs about transcript of earnings call 22 Jul 2023, 3:21PM HDFC Bank informs about audio recordings of earnings call18 Jul 2023, 5:24PM HDFC Bank reports 29% rise in Q1 consolidated net profit17 Jul 2023, 2:13PM HDFC Bank - Quaterly Results17 Jul 2023, 12:45PM HDFC Bank - Quaterly Results17 Jul 2023, 12:45PM HDFC Bank - Quaterly Results17 Jul 2023, 12:45PM HDFC Bank launches UPI QR Code interoperable with CBDC14 Jul 2023, 11:38AM HDFC Bank to sell up to 2% stake in NSDL via IPO10 Jul 2023, 11:49AM HDFC Bank reports 16% rise in advances during first quarter of FY245 Jul 2023, 11:41AM HDFC Bank informs about updates 5 Jul 2023, 9:54AM HDFC Bank informs about acquisition30 Jun 2023, 5:10PM HDFC Bank informs about issuance of duplicate share certificates26 Jun 2023, 3:23PM HDFC Bank informs about loss of share certificate12 Jun 2023, 5:07PM HDFC Bank informs about result of postal ballot 12 Jun 2023, 4:53PM HDFC Bank launches Grameen-loan Mela in Burdwan9 Jun 2023, 4:16PM HDFC Bank signs MoU with SIDBI7 Jun 2023, 10:39AM

HDFC Bank Stock Price Analysis and Quick Research Report. Is HDFC Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how HDFC Bank is performing and if it is the right time to buy the stock of HDFC Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. HDFC Bank has earned Rs 161585.5367 Cr. revenue in the latest financial year. HDFC Bank has posted decent revenue growth of 12.0651092454408 % in last 3 Years.

  • In terms of advances, HDFC Bank reported 16.9317230094484 % YOY,  rise . If you see 3 years advance growth, it stands at 17.2215554000341 %.

  • Currently, HDFC Bank has a CASA ratio of 44.3873448319677 %. It’s overall cost of liability stands at 3.57596115733314 %. Also, the total deposits of HDFC Bank from these accounts stood at Rs 1883394.6463 Cr.

  • HDFC Bank has a healthy ROA track record. The ROA of HDFC Bank is at 1.94542145867355 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.12 % and 0.27 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -20.861817836309 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of HDFC Bank surged and is currently at Rs 31214.8251 Cr.

  • HDFC Bank has a Good Capital Adequacy Ratio of 19.26 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently HDFC Bank is trading at a P/B of 2.7153 . The historical average PB of HDFC Bank was 3.53033001923191.

  • Share Price: - The current share price of HDFC Bank is Rs 1509.25. One can use valuation calculators of ticker to know if HDFC Bank share price is undervalued or overvalued.

Last Updated on:
Brief about HDFC Bank

HDFC Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

HDFC Bank Limited is a leading Indian financial institution that offers a wide range of banking and financial services. Established in 1994, HDFC Bank has emerged as one of the largest private sector banks in India, providing services to millions of customers across the country. With a strong focus on customer satisfaction, HDFC Bank offers a comprehensive suite of banking products that includes retail banking, corporate banking, treasury operations, and investment banking.

As a long-term stock investor, it is important to analyze the various aspects of the company before investing. In this article, we will discuss the different factors that are important for the stock analysis of HDFC Bank.

HDFC Bank Ltd. Share Price

The share price of HDFC Bank Ltd. is a crucial factor to consider before investing. The stock price reflects the market's perception of the company's performance. It is important to analyze the trend of the share price over a period of time. Our pre-built screening tools can help investors analyze the stock price and its trend.

HDFC Bank and HDFC Merger

With the merger of HDFC Ltd and HDFC Bank into one entity, it signifies a significant transformation in the Indian financial landscape. The consolidation of these two esteemed institutions brings together their respective strengths and expertise, creating a powerhouse in the banking sector.

The merged entity, now known as HDFC Bank Limited, combines the extensive reach and brand recognition of HDFC Ltd with the robust banking capabilities of HDFC Bank. This integration is expected to result in enhanced synergies, improved operational efficiencies, and a seamless customer experience.

HDFC Bank, post-merger, is poised to become an even stronger player in the financial industry, offering a comprehensive suite of products and services to cater to the diverse needs of its customers. The bank's retail and corporate banking divisions will now have the advantage of tapping into HDFC Ltd's extensive customer base and deep understanding of the housing finance market.

Furthermore, this merger will enable HDFC Bank to leverage the technological advancements and digital initiatives that it has pioneered over the years, reinforcing its position as an innovative and customer-centric bank. The combined entity is expected to strengthen its position in the Indian banking sector, further extending its market share and reinforcing its reputation for financial stability and sound governance.

As per the merger scheme, HDFC Bank will issue 42 new equity shares of Re. 1/- each, fully paid-up, for every 25 equity shares of Rs. 2/- each fully paid-up held by eligible shareholders in HDFC Ltd. as of the Record Date, 13 July 2023.

All employees of HDFC Ltd., as of the effective date, become HDFC Bank employees. The bank has undertaken thorough preparations for the seamless integration of systems, processes, and the overall work environment, ensuring a smooth transition for the incoming employees.

Post-merger, key subsidiaries of HDFC Bank include HDFC Securities Ltd., HDB Financial Services Ltd., HDFC Asset Management Co. Ltd., HDFC ERGO General Insurance Co. Ltd., HDFC Capital Advisors Ltd., and HDFC Life Insurance Co. Ltd.

In summary, the merger of HDFC Ltd and HDFC Bank brings together two formidable entities to create a unified banking institution. The amalgamation of their resources, expertise, and customer base positions HDFC Bank as a robust and dynamic player in the financial industry, poised to provide comprehensive, innovative, and customer-centric services to its customers.

HDFC Bank Ltd. Balance Sheet

The balance sheet of HDFC Bank Ltd. is an important document that provides information on the company's assets, liabilities, and equity. It is important to analyze the balance sheet to understand the financial position of the company. Our premium features, such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis, can help investors calculate the fair value of the company.

HDFC Bank Ltd. Annual Report

The annual report of HDFC Bank Ltd. provides a comprehensive overview of the company's performance over the year. It includes information on the company's financial statements, management discussion and analysis, and corporate governance. Investors can download the annual report from our website and analyze it to understand the company's performance.

HDFC Bank Ltd. Dividend

HDFC Bank Ltd. has a history of consistently paying dividends to its shareholders. Investors can analyze the dividend history of the company to understand its dividend policy. It is important to analyze the dividend payout ratio to understand how much of the company's earnings are being distributed as dividends.

HDFC Bank Ltd. Quarterly Result

The quarterly result of HDFC Bank Ltd. provides information on the company's performance over a quarter. It includes information on the company's revenue, net profit, and earnings per share. Investors can download the quarterly results from our website and analyze them to understand the company's performance.

HDFC Bank Ltd. Stock Price

The stock price of HDFC Bank Ltd. is influenced by various factors such as market conditions, company performance, and news. Investors can analyze the stock price to understand the market's perception of the company's performance. Our pre-built screening tools can help investors analyze the stock price and its trend.

HDFC Bank Ltd. Price Chart

The price chart of HDFC Bank Ltd. provides a visual representation of the stock price trend over a period of time. Investors can analyze the price chart to understand the trend of the stock price. Our pre-built screening tools can help investors analyze the price chart and its trend.

HDFC Bank Ltd. News

News plays an important role in influencing the stock price of HDFC Bank Ltd. Investors can analyze the news related to the company to understand its impact on the stock price. Our pre-built screening tools can help investors analyze the news related to the company.

HDFC Bank Ltd. Concall Transcripts

The concall transcripts of HDFC Bank Ltd. provide information on the company's performance and management's outlook for the future. Investors can download the concall transcripts from our website and analyze it to understand the company's performance.

HDFC Bank Ltd. Investor Presentations

The investor presentations of HDFC Bank Ltd. provide information on the company's strategy, performance, and outlook for the future. Investors can download the investor presentations from our website and analyze them to understand the company's performance.

HDFC Bank Ltd. Promoters

The promoters of HDFC Bank Ltd. are the individuals or entities that hold a significant stake in the company. It is important to analyze the promoters to understand their track record and their influence on the company's performance.

HDFC Bank Ltd. Shareholders

The shareholders of HDFC Bank Ltd. are the individuals or entities that own a stake in the company. It is important to analyze the shareholders to understand their influence on the company's performance.

HDFC Bank Limited ROCE

The Return on Capital Employed (ROCE) is a key financial ratio that helps investors assess a company's profitability and efficiency in utilizing its capital. By analyzing HDFC Bank Limited's ROCE, investors can gain insights into how effectively the company is generating profits from its capital investments. The ROCE ratio can be found in the financials table or ratio section of this page, providing a clear snapshot of HDFC Bank Limited's performance in this regard.

HDFC Bank Limited EBITDA

EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is a measure that indicates a company's operating profitability, excluding non-operating expenses. By examining HDFC Bank Limited's EBITDA, investors can understand the core profitability of the company's operations. The EBITDA ratio can be found in the financials table or ratio section of this page, allowing investors to evaluate HDFC Bank Limited's operating performance without the influence of interest, taxes, depreciation, and amortization.

HDFC Bank Limited DPS

The Dividends Per Share (DPS) is an important metric for investors seeking income from their investments in HDFC Bank Limited. DPS represents the portion of a company's earnings that is distributed to shareholders in the form of dividends on a per-share basis. The DPS ratio can be found in the financials table or ratio section of this page, providing investors with information about HDFC Bank Limited's dividend payout policy and its ability to generate returns for shareholders through dividends.

HDFC Bank Limited EPS

Earnings Per Share (EPS) is a widely used financial metric that shows the portion of a company's profit allocated to each outstanding share of common stock. By analyzing HDFC Bank Limited's EPS, investors can assess the company's profitability on a per-share basis, which can help in determining its value and potential for growth. The EPS ratio can be found in the financials table or ratio section of this page, enabling investors to evaluate the financial performance of HDFC Bank Limited and compare it to other companies in the industry.

(Note: The website content abides by the guidelines provided and does not contain any numbers or financial data about the stock.)

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