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HDFC Life Insurance share price

HDFC Life Insurance Company Ltd.

NSE: HDFCLIFE BSE: 540777 SECTOR: Insurance  331k   3k   1k

610.05
-2.90 (-0.47%)
NSE: Today, 09:34 AM

Price Summary

Today's High

₹ 611.1

Today's Low

₹ 606.35

52 Week High

₹ 710.6

52 Week Low

₹ 511.4

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

131218.35 Cr.

Enterprise Value

131031.7 Cr.

No. of Shares

215.09 Cr.

P/E

86.57

P/B

9.27

Face Value

₹ 10

Div. Yield

0.31 %

Book Value (TTM)

₹  65.83

CASH

1136.65 Cr.

DEBT

950 Cr.

Promoter Holding

50.37 %

EPS (TTM)

₹  7.05

Sales Growth

45.53

ROE

9.59 %

ROCE

8.51%

Profit Growth

12.62 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 29 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Sales Growth

1 Year45.53%
3 Year7.23%
5 Year7.95%

Profit Growth

1 Year12.62%
3 Year1.64%
5 Year4.17%

ROE%

1 Year9.59%
3 Year12.46%
5 Year16.49%

ROCE %

1 Year8.51%
3 Year11.61%
5 Year16.09%

PEG Ratio

8.09

Price to Cash Flow

19.07

PAT Margin (%)

2.39610667553087

EPS Growth(%)

10.6953555497245

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2023 50.37 0
Sep 2023 50.39 0
Jun 2023 50.33 0
Mar 2023 50.31 0
Dec 2022 50.32 0
Investors List
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
Revenue From Operation 14379.38 19426.57 11479.82 14755.96 15235.33
Total Expenditure 19753.98 21164.65 23005.98 23501.81 26611.4
Other Income 5557.55 2259.04 11964.54 8465.06 11740.49
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 182.95 520.96 438.38 -280.79 364.42
Tax -132.27 162.3 23.04 -657.56 -0.64
Net Profit 315.22 358.66 415.34 376.77 365.06
Adjusted EPS (Rs) 1.47 1.67 1.93 1.75 1.7

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Revenue From Operation 1206.9 1191.39 990.9 1009.34 1468.93
Income From Investments 408.39 437.81 647.57 789.38 719.74
Other Income 21.08 18.56 0 0 63.17
Expenses 27.81 33.43 63.72 82.47 124.61
Provision 318.68 302.59 221.25 536.11 854.82
Profit Before Tax 1289.89 1311.74 1353.49 1180.14 1272.41
Tax 13.09 16.48 -6.61 -27.55 -87.72
Net Profit 1276.79 1295.27 1360.1 1207.69 1360.13
Adjusted EPS (Rs) 6.33 6.42 6.73 5.72 6.33

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Sources of funds
Share Capital 2017.38 2018.8 2020.94 2112.62 2149.4
Reserve and Surplus 3640.88 4967.5 6407.37 13285.17 10814.56
Fair Value A/C -3.01 -191.97 207.44 84.8 19.69
Borrowings 0 0 0 0 0
Policy Holders Fund 118124.65 119508.08 163439.49 187737.04 225400.07
Funds For Appropriations 1103.01 883.03 990.58 940.91 1235.43
Total Liabilities 124882.91 127185.45 173065.83 204160.53 239619.15
Application of funds
Investment 62174.25 73044.09 99079.95 123548.88 159580.41
Loans 79.59 299.05 424.05 642.83 1585.31
Total Net block 323.11 321.71 326.76 323.34 350.28
Other N/C Assets 63387.6 54190.49 74772.89 80640.95 79231.42
Net Current Assets -1081.65 -669.89 -1537.81 -995.45 -1128.27
Total Assets 124882.91 127185.45 173065.83 204160.53 239619.15
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
promoters 50.32 50.31 50.33 50.39 50.37
hdfc bank limited - - - 50.39 50.37
housing development finan... 48.66 48.65 50.33 - -
abrdn (mauritius holdings... - 1.66 - - -
abrdn (mauritius holdings... 1.66 - - - -
PARTICULARS Dec 2022% Mar 2023% Jun 2023% Sep 2023% Dec 2023%
investors 49.68 49.69 49.67 49.61 49.63
camas investments pte. lt... - 1.69 1.70 1.70 1.70
capital world growth and ... 1.88 1.88 1.88 1.88 1.88
exide industries limited 4.05 4.05 4.05 4.05 4.05
government of singapore 2.09 2.56 2.71 2.73 2.76
sbi mutual fund 1.42 1.46 2.10 2.36 2.11
j p morgan funds 1.26 1.19 1.09 - -
europacific growth fund 1.12 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

HDFC Life Insurance Company informs about compliance certificate5 Apr 2024, 4:54PM HDFC Life Insurance Company informs about disclosure5 Apr 2024, 2:42PM HDFC Life Insurance Company informs about investor presentation23 Mar 2024, 12:33PM HDFC Life Insurance Company informs about allotment of equity shares under ESOS28 Feb 2024, 10:00AM HDFC Life Insurance Company informs about press release12 Jan 2024, 5:14PM HDFC Life Insurance Company reports 16% rise in Q3 consolidated net profit12 Jan 2024, 4:54PM HDFC Life Insurance - Quaterly Results12 Jan 2024, 2:33PM HDFC Life Insurance - Quaterly Results12 Jan 2024, 2:33PM HDFC Life Insurance - Quaterly Results12 Jan 2024, 2:33PM HDFC Life Insurance Company informs about disclosures9 Jan 2024, 4:44PM HDFC Life Insurance Company informs about disclosure1 Jan 2024, 2:39PM HDFC Life enters into corporate agency tie-up with NKGSB Co-operative Bank22 Dec 2023, 4:00PM HDFC Life Insurance Company launches ‘HDFC Life Click 2 Achieve’13 Dec 2023, 10:50AM HDFC Life Insurance Company informs about earnings call transcript21 Oct 2023, 11:28AM HDFC Life Insurance Company reports 15% rise in Q2 consolidated net profit14 Oct 2023, 5:07PM HDFC Life Insurance - Quaterly Results13 Oct 2023, 2:06PM HDFC Life Insurance - Quaterly Results13 Oct 2023, 2:06PM HDFC Life Insurance - Quaterly Results13 Oct 2023, 2:06PM HDFC Life Insurance Company informs about board meeting7 Oct 2023, 11:55AM HDFC Life Insurance Company reports 15% rise in Q1 consolidated net profit24 Jul 2023, 2:19PM HDFC Life Insurance Company informs about retirement of director22 Jul 2023, 9:44AM HDFC Life Insurance - Quaterly Results21 Jul 2023, 2:06PM HDFC Life Insurance - Quaterly Results21 Jul 2023, 2:06PM HDFC Life Insurance - Quaterly Results21 Jul 2023, 2:06PM HDFC Life Insurance Company informs about disclosure5 Jul 2023, 12:59PM HDFC Life Insurance Company informs about company updates1 Jul 2023, 1:04PM HDFC Life enters into corporate agency tie-up with Aavas Financiers 28 Jun 2023, 12:10PM CCI approves acquisition of additional stake of HDFC Life by HDFC 21 Jun 2023, 12:08PM HDFC Life crosses assets under management of Rs 2.5 lakh crore15 Jun 2023, 11:08AM HDFC Life Insurance Company reports 32% rise in new business premium during May12 Jun 2023, 10:09AM HDFC Life simplifies claim submission process for families of Balasore train accident victims9 Jun 2023, 11:08AM HDFC Life Insurance Company informs about investor conference call 3 Jun 2023, 3:50PM HDFC Life’s promoter divests entire 1.66% stake of company1 Jun 2023, 10:41AM HDFC Life Insurance Company informs about annual secretarial compliance report24 May 2023, 4:40PM HDFC Life Insurance reports 28% fall in Q4 consolidated net profit28 Apr 2023, 12:06PM HDFC Life Insurance - Quaterly Results26 Apr 2023, 3:42PM HDFC Life Insurance - Quaterly Results26 Apr 2023, 3:42PM HDFC Life Insurance - Quaterly Results26 Apr 2023, 3:42PM HDFC Life launches new retirement plan ‘HDFC Life Smart Pension Plus’24 Mar 2023, 10:46AM HDFC Life recognized in leadership list of Indian Corporate Governance Scorecard10 Mar 2023, 11:07AM HDFC Life unveils new insurance plan27 Feb 2023, 12:19PM HDFC Life Insurance Company informs about analyst call18 Feb 2023, 11:07AM HDFC Life Insurance inks pact with NSDC 16 Feb 2023, 10:36AM HDFC Life eyeing margins to improve further in fourth quarter23 Jan 2023, 10:36AM HDFC Life Insurance reports 15% rise in Q3 consolidated net profit21 Jan 2023, 3:25PM HDFC Life Insurance - Quaterly Results20 Jan 2023, 1:46PM HDFC Life Insurance - Quaterly Results20 Jan 2023, 1:46PM HDFC Life Insurance - Quaterly Results20 Jan 2023, 1:46PM HDFC Life Insurance Company to acquire 11% stake in JV of IOCL, CPCL25 Nov 2022, 11:59AM HDFC Life Insurance Company informs about investors meeting19 Nov 2022, 11:01AM

HDFC Life Insurance Stock Price Analysis and Quick Research Report. Is HDFC Life Insurance an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). HDFC Life Insurance has a PE ratio of 86.9765725880834 which is high and comparatively overvalued .

  • Share Price: - The current share price of HDFC Life Insurance is Rs 612.95. One can use valuation calculators of ticker to know if HDFC Life Insurance share price is undervalued or overvalued.

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for HDFC Life Insurance is Rs 1.9 and the yield is 0.3089 %.

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Brief about HDFC Life Insurance

HDFC Life Insurance Co Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

HDFC Life Insurance Co Ltd. is a leading Indian life insurance company with a strong financial performance and consistent dividend policy. In this article, we will provide a comprehensive analysis of HDFC Life Insurance Co Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

HDFC Life Insurance Co Ltd. Share Price:

HDFC Life Insurance Co Ltd.'s share price is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s share price and identify any trends or patterns. The company's share price has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

HDFC Life Insurance Co Ltd. Balance Sheet:

HDFC Life Insurance Co Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include investments, loans, and other assets, while liabilities include policyholder liabilities, borrowings, and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities.

HDFC Life Insurance Co Ltd. Annual Report:

HDFC Life Insurance Co Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download HDFC Life Insurance Co Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

HDFC Life Insurance Co Ltd. Dividend:

HDFC Life Insurance Co Ltd. pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating HDFC Life Insurance Co Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

HDFC Life Insurance Co Ltd. Quarterly Results:

HDFC Life Insurance Co Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's net premium income, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

HDFC Life Insurance Co Ltd. Stock Price:

HDFC Life Insurance Co Ltd.'s stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track HDFC Life Insurance Co Ltd.'s stock price and identify potential buying opportunities. The stock price of HDFC Life Insurance Co Ltd. has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

HDFC Life Insurance Co Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of HDFC Life Insurance Co Ltd. has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

HDFC Life Insurance Co Ltd. News:

Keeping up to date with the latest news about HDFC Life Insurance Co Ltd. is important for investors. Our website provides the latest news about HDFC Life Insurance Co Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

HDFC Life Insurance Co Ltd. Concall:

HDFC Life Insurance Co Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to HDFC Life Insurance Co Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

HDFC Life Insurance Co Ltd. Transcripts:

Transcripts of HDFC Life Insurance Co Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

HDFC Life Insurance Co Ltd. Investor Presentations:

HDFC Life Insurance Co Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download HDFC Life Insurance Co Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

HDFC Life Insurance Co Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. HDFC Life Insurance Co Ltd.'s promoters include HDFC Ltd. and Standard Life (Mauritius Holdings) 2006 Ltd. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of HDFC Life Insurance Co Ltd. are relatively stable, which is a positive sign for long-term investors.

HDFC Life Insurance Co Ltd. Shareholders:

HDFC Life Insurance Co Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of HDFC Life Insurance Co Ltd. is diverse, which is a positive sign for long-term investors.

HDFC Life Insurance Co Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

HDFC Life Insurance Co Limited ROCE

The Return on Capital Employed (ROCE) is a crucial metric for assessing the profitability and efficiency of a company. It measures how well a company utilizes its capital to generate returns. By analyzing HDFC Life Insurance Co Limited's ROCE, investors can gain insights into the company's ability to generate profits relative to its total capital employed. To access the ROCE data, kindly refer to the above financials table or the ratio section on this page.

HDFC Life Insurance Co Limited EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure of a company's operating performance and profitability. By examining HDFC Life Insurance Co Limited's EBITDA, investors can assess its operating efficiency and compare it with industry peers. To access the EBITDA data, refer to the above financials table or the ratio section on this page.

HDFC Life Insurance Co Limited DPS

DPS represents Dividends Per Share, which measures the dividends distributed by HDFC Life Insurance Co Limited to its shareholders on a per-share basis. Investors often look at DPS to determine the income potential of their investments in the company. The data on DPS can be found in the above financials table or the ratio section on this page.

HDFC Life Insurance Co Limited EPS

EPS, or Earnings Per Share, is a widely used financial metric that shows the company's profitability on a per-share basis. EPS is calculated by dividing the company's net earnings by the total outstanding shares. By examining HDFC Life Insurance Co Limited's EPS, investors can understand the company's profitability trends and compare it with its peers. To access the EPS data, please refer to the above financials table or the ratio section on this page.

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