HDFC Life Insurance Co Ltd.

NSE: HDFCLIFE BSE: 540777 SECTOR: Insurance

730.15
-17.6 (-2.35%)
NSE: 20 Sep 04:12 PM

Price Summary

Today's High

₹ 746.9

Today's Low

₹ 727

52 Week High

₹ 775.65

52 Week Low

₹ 555.95

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

147718.99 Cr.

Enterprise Value

147283.43 Cr.

No. of Shares

202.31 Cr.

P/E

121.94

P/B

63.52

Face Value

₹ 10

Div. Yield

0.28%

Book Value (TTM)

₹  11.49

CASH

1035.56 Cr.

DEBT

600 Cr.

Promoter Holding

53.84%

EPS (TTM)

₹  5.99

Sales Growth

-16.83%

ROE

17.65 %

ROCE

16.9 %

Profit Growth

5.01 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Ratios

Sales Growth

1 Year-16.83%
3 Year-0.38%
5 Year6.65%

Profit Growth

1 Year5.01%
3 Year7.04%
5 Year10.69%

ROE%

1 Year17.65%
3 Year20.91%
5 Year22.88%

ROCE %

1 Year16.9%
3 Year20.84%
5 Year23.05%

PEG Ratio

24.92

Price to Cash Flow

15.22

PAT Margin (%)

3.56774005709797

EPS Growth(%)

4.89430677997041

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2021 53.84 0
Mar 2021 58.86 0
Dec 2020 58.87 0
Sep 2020 60.4 0
Jun 2020 60.41 0
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Revenue From Operation 5721.84 10045.44 9487.01 12868.01 7538.48
Total Expenditure 14122.63 16225.64 20961.19 18969.73 14558.71
Other Income 8883.55 6506.41 11782.52 6594.61 7325.15
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 482.76 326.21 308.34 492.89 304.92
Tax 31.67 0.12 43.35 174.95 2.57
Net Profit 451.09 326.09 264.99 317.94 302.35
Adjusted EPS (Rs) 2.23 1.61 1.31 1.57 1.5

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Revenue From Operation 786.34 1002.2 1206.9 1191.39 990.9
Income From Investments 226.86 280.26 408.39 437.81 647.57
Other Income 0 13.02 21.08 18.56 0
Expenses 68.02 12.54 27.81 33.43 63.72
Provision 31.04 156.2 318.68 302.59 221.25
Profit Before Tax 914.14 1126.74 1289.89 1311.74 1353.49
Tax 22.01 17.74 13.09 16.48 -6.61
Net Profit 892.13 1109 1276.79 1295.27 1360.1
Adjusted EPS (Rs) 4.46 5.51 6.33 6.42 6.73

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Sources of funds
Share Capital 1998.48 2011.74 2017.38 2018.8 2020.94
Reserve and Surplus 1807.9 2706.4 3640.88 4967.5 6407.37
Fair Value A/C 32.31 30.16 -3.01 -191.97 207.44
Borrowings 0 0 0 0 0
Policy Holders Fund 86580.56 100127.57 118124.65 119508.08 163439.49
Funds For Appropriations 866.78 959.2 1103.01 883.03 990.58
Total Liabilities 91286.02 105835.07 124882.91 127185.45 173065.83
Application of funds
Investment 37937.12 49417.47 62174.25 73044.09 99079.95
Loans 47.85 18.74 79.59 299.05 424.05
Total Net block 336.83 336.13 323.11 321.71 326.76
Other N/C Assets 53816.57 57190.67 63387.6 54190.49 74772.89
Net Current Assets -852.35 -1127.93 -1081.65 -669.89 -1537.81
Total Assets 91286.02 105835.07 124882.91 127185.45 173065.83
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Promoters 60.41 60.4 58.87 58.86 53.84
housing development finan... 50.14 50.14 49.99 49.97 49.95
standard life (mauritius ... 10.27 10.27 8.89 8.88 3.89
housing development finan... 50.14 50.14 49.99 49.97 49.95
standard life (mauritius ... 10.27 10.27 8.89 8.88 3.89
PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Public 8.75 8.88 9.19 9.23 14.24
bofa securities india lim... 0 0 0 0 2.49
j.p.morgan india private ... 0 0 0 0 2.49
PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
FII/DII 30.84 30.72 31.94 31.92 31.93
j p morgan funds 0 0 1.03 1.06 1.36
j p morgan funds 0 0 1.03 1.06 1.36
capital world growth and ... 2.66 2.66 2.71 2.71 2.71
europacific growth fund 2.66 3.05 2.19 2.22 2.17
qualified institutional b... 0 0.1 0.14 0.21 0.26
sbi-etf nifty 50 0 1.14 0 0 0
sbi magnum equity esg fun... 0 0 1.1 0 0
sbi mutual fund 0 0 0 1.05 1.04

Ratings & Research Reports

Company Presentations

Company News

HDFC Life Insurance Company informs about allotment of equity shares under ESOS18 Sep 2021, 3:01PM HDFC Life Insurance Company informs about analyst meet18 Sep 2021, 2:58PM HDFC Life to seek shareholders’ approval for issuance of preference shares to Exide Industries8 Sep 2021, 12:52PM HDFC Life Insurance Company informs about outcome of board meeting3 Sep 2021, 10:05AM HDFC Life Insurance gets nod to acquire 100% stake in Exide Life Insurance3 Sep 2021, 10:02AM HDFC Life Insurance Company informs about AGM proceedings 20 Jul 2021, 10:25AM HDFC Life Insurance Company informs about impact of covid-19 pandemic 19 Jul 2021, 3:48PM HDFC Life Insurance Company’s promoter sells shares worth over Rs 6,783 crore30 Jun 2021, 12:49PM HDFC Life Insurance declares bonus of Rs 2,180 crore for participating insurance plan subscribers23 Jun 2021, 3:25PM HDFC Life Insurance Company informs about investor call10 Jun 2021, 10:17AM HDFC Life Insurance posts 17% individual WRP growth for FY2127 Apr 2021, 2:06PM HDFC Life Insurance Company board to consider final dividend 20 Apr 2021, 10:03AM HDFC Life Insurance reports 6% rise in Q2 consolidated net profit20 Oct 2020, 11:41AM HDFC Life ties up with Yes Bank to sell insurance policies23 Sep 2020, 10:57AM HDFC Life Insurance Company raises Rs 600 crore through NCDs30 Jul 2020, 10:53AM HDFC Life Insurance gets nod to raise Rs 600 crore via NCDs24 Jul 2020, 9:24AM HDFC Life Insurance planning to raise up to Rs 600 crore via NCDs21 Jul 2020, 12:34PM HDFC Life Insurance to replace Vedanta in Nifty 50 index3 Jul 2020, 1:39PM UK's Standard Life divests 2% stake in HDFC Life Insurance for Rs 1,985 crore6 Jun 2020, 12:31PM HDFC sells 2.6 crore shares of HDFC Life Insurance 4 Jun 2020, 11:29AM Standard Life Aberdeen offloads 2.5% stake in HDFC Life Insurance28 Mar 2020, 9:24AM

HDFC Life Insurance Stock Price Analysis and Quick Research Report. Is HDFC Life Insurance an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). HDFC Life Insurance has a PE ratio of 121.9436836128 which is high and comparatively overvalued .

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for HDFC Life Insurance is Rs 2.02 and the yield is 0.2761 %.

Brief about HDFC Life Insurance

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