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HDFC Life Insurance share price

HDFC Life Insurance Company Ltd.

NSE: HDFCLIFE BSE: 540777 SECTOR: Insurance  378k   3k   1k

674.90
-5.45 (-0.80%)
BSE: Today, 04:00 PM

Price Summary

Today's High

₹ 680.5

Today's Low

₹ 669

52 Week High

₹ 760.95

52 Week Low

₹ 511.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

145275.05 Cr.

Enterprise Value

144695.81 Cr.

No. of Shares

215.25 Cr.

P/E

86.1

P/B

9.32

Face Value

₹ 10

Div. Yield

0.3 %

Book Value (TTM)

₹  72.39

CASH

1529.24 Cr.

DEBT

950 Cr.

Promoter Holding

50.34 %

EPS (TTM)

₹  7.84

Sales Growth

-45.6

ROE

11.55 %

ROCE

10.76%

Profit Growth

15.35 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 36 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Sales Growth

1 Year-45.6%
3 Year-6.92%
5 Year-7.92%

Profit Growth

1 Year15.35%
3 Year4.87%
5 Year4.21%

ROE%

1 Year11.55%
3 Year10.43%
5 Year13.88%

ROCE %

1 Year10.76%
3 Year9.57%
5 Year13.27%

PEG Ratio

5.64

Price to Cash Flow

13.55

PAT Margin (%)

2.5321

EPS Growth(%)

15.2641

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 50.34 0.00
Jun 2024 50.37 0.00
Mar 2024 50.37 0.00
Dec 2023 50.37 0.00
Sep 2023 50.39 0.00
Investors List
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Revenue From Operation 14755.96 15235.33 20488.11 12509.62 16569.7
Total Expenditure 23502.96 26611.4 27698.86 26565.23 28742.49
Other Income 8466.22 11740.49 7660.17 14454.71 12139.69
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax -280.78 364.42 449.42 399.1 -33.1
Tax -657.57 -0.64 37.76 -78.55 -466.09
Net Profit 376.79 365.06 411.66 477.65 432.99
Adjusted EPS (Rs) 1.75 1.7 1.91 2.22 2.01

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Revenue From Operation 1191.39 990.9 1009.34 1468.93 799.1
Income From Investments 437.81 647.57 789.38 719.74 1002.17
Other Income 18.56 0 0 63.17 13.05
Expenses 33.43 63.72 82.47 124.61 120.91
Provision 302.59 221.25 536.11 854.82 129.58
Profit Before Tax 1311.74 1353.49 1180.14 1272.41 1563.83
Tax 16.48 -6.61 -27.55 -87.72 -5.02
Net Profit 1295.27 1360.1 1207.69 1360.13 1568.86
Adjusted EPS (Rs) 6.42 6.73 5.72 6.33 7.29

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sources of funds
Share Capital 2018.8 2020.94 2112.62 2149.4 2150.94
Reserve and Surplus 4967.5 6407.37 13285.17 10814.56 12050.3
Fair Value A/C -191.97 207.44 84.8 19.69 450.5
Borrowings 0 0 0 0 0
Policy Holders Fund 119508.08 163439.49 187737.04 225400.07 277866.11
Funds For Appropriations 883.03 990.58 940.91 1235.43 1211.47
Total Liabilities 127185.45 173065.83 204160.53 239619.15 293729.32
Application of funds
Investment 73044.09 99079.95 123548.88 159580.41 196678.45
Loans 299.05 424.05 642.83 1585.31 1897.22
Total Net block 321.71 326.76 323.34 350.28 388.78
Other N/C Assets 54190.49 74772.89 80640.95 79231.42 95568.69
Net Current Assets -669.89 -1537.81 -995.45 -1128.27 -803.81
Total Assets 127185.45 173065.83 204160.53 239619.15 293729.32
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 50.39 50.37 50.37 50.37 50.34
hdfc bank ltd - - - - 50.34
hdfc bank limited 50.39 50.37 50.37 50.37 -
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 49.61 49.63 49.63 49.63 49.66
camas investments pte. lt... 1.70 1.70 1.70 - 1.70
capital world growth and ... 1.88 1.88 1.88 1.88 1.88
exide industries limited 4.05 4.05 4.05 4.05 4.04
government of singapore 2.73 2.76 2.82 2.78 1.31
icici prudential regular ... - - - - 3.20
nippon life india trustee... - - - - 1.27
sbi arbitrage opportuniti... - - - - 1.63
camas investment pte ltd.... - - - 1.70 -
icici prudential mutual f... - - - 3.50 -
nippon life india mutual ... - - - 1.10 -
sbi mutual fund 2.36 2.11 1.55 1.67 -

Ratings & Research Reports

Company Presentations

Company News

HDFC Life Insurance reports 15% rise in Q2 consolidated net profit 16 Oct, 10:14 AM HDFC Life Insurance - Quaterly Results 15 Oct, 2:18 PM HDFC Life Insurance - Quaterly Results 15 Oct, 2:18 PM HDFC Life Insurance - Quaterly Results 15 Oct, 2:18 PM HDFC Life Insurance raises Rs 1000 crore through NCDs 9 Oct, 5:07 PM HDFC Life to raise funds up to Rs 1,500 crore through NCDs 28 Sep, 3:34 PM HDFC Life inks pact with Metropolis Healthcare, CallHealth 24 Sep, 11:27 AM HDFC Life Insurance Company informs about cancellation of analyst meet 11 Sep, 3:46 PM HDFC Life Insurance Company informs about disclosure 13 Aug, 5:24 PM HDFC Life Insurance Company informs about earnings call transcript 23 Jul, 1:07 PM HDFC Life Insurance Company informs about press release & investor presentation 15 Jul, 5:16 PM HDFC Life Insurance Company reports 15% rise in Q1 consolidated net profit 15 Jul, 4:00 PM HDFC Life Insurance Company informs about outcome of board meeting 15 Jul, 2:59 PM HDFC Life Insurance - Quaterly Results 15 Jul, 2:09 PM HDFC Life Insurance - Quaterly Results 15 Jul, 2:09 PM HDFC Life Insurance - Quaterly Results 15 Jul, 2:09 PM HDFC Life Insurance Company informs about press release 13 Jun, 9:53 AM HDFC Life crosses Rs 3 lakh crore in assets under management 6 Jun, 4:16 PM HDFC Life enters into corporate agency tie-up with PFPDL 26 Apr, 2:13 PM HDFC Life Insurance Company informs about outcome of board meeting 18 Apr, 4:55 PM HDFC Life Insurance Company informs about press release 18 Apr, 4:53 PM HDFC Life Insurance Company reports 14% rise in Q4 consolidated net profit 18 Apr, 2:59 PM HDFC Life Insurance - Quaterly Results 18 Apr, 2:07 PM HDFC Life Insurance - Quaterly Results 18 Apr, 2:07 PM HDFC Life Insurance - Quaterly Results 18 Apr, 2:07 PM HDFC Life Insurance Company informs about compliance certificate 5 Apr, 4:54 PM HDFC Life Insurance Company informs about disclosure 5 Apr, 2:42 PM HDFC Life Insurance Company informs about investor presentation 23 Mar, 12:33 PM HDFC Life Insurance Company informs about allotment of equity shares under ESOS 28 Feb, 10:00 AM HDFC Life Insurance Company informs about press release 12 Jan, 5:14 PM HDFC Life Insurance Company reports 16% rise in Q3 consolidated net profit 12 Jan, 4:54 PM HDFC Life Insurance - Quaterly Results 12 Jan, 2:33 PM HDFC Life Insurance - Quaterly Results 12 Jan, 2:33 PM HDFC Life Insurance - Quaterly Results 12 Jan, 2:33 PM HDFC Life Insurance Company informs about disclosures 9 Jan, 4:44 PM HDFC Life Insurance Company informs about disclosure 1 Jan, 2:39 PM HDFC Life enters into corporate agency tie-up with NKGSB Co-operative Bank 22 Dec, 4:00 PM HDFC Life Insurance Company launches ‘HDFC Life Click 2 Achieve’ 13 Dec, 10:50 AM HDFC Life Insurance Company informs about earnings call transcript 21 Oct, 11:28 AM HDFC Life Insurance Company reports 15% rise in Q2 consolidated net profit 14 Oct, 5:07 PM HDFC Life Insurance - Quaterly Results 13 Oct, 2:06 PM HDFC Life Insurance - Quaterly Results 13 Oct, 2:06 PM HDFC Life Insurance - Quaterly Results 13 Oct, 2:06 PM HDFC Life Insurance Company informs about board meeting 7 Oct, 11:55 AM HDFC Life Insurance Company reports 15% rise in Q1 consolidated net profit 24 Jul, 2:19 PM HDFC Life Insurance Company informs about retirement of director 22 Jul, 9:44 AM HDFC Life Insurance - Quaterly Results 21 Jul, 2:06 PM HDFC Life Insurance - Quaterly Results 21 Jul, 2:06 PM HDFC Life Insurance - Quaterly Results 21 Jul, 2:06 PM HDFC Life Insurance Company informs about disclosure 5 Jul, 12:59 PM

HDFC Life Insurance Stock Price Analysis and Quick Research Report. Is HDFC Life Insurance an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

HDFC Life Insurance stock price today is Rs 674.4. Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). HDFC Life Insurance has a PE ratio of 86.032479046805 which is high and comparatively overvalued .

  • Share Price: - The current share price of HDFC Life Insurance is Rs 674.4. One can use valuation calculators of ticker to know if HDFC Life Insurance share price is undervalued or overvalued.

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for HDFC Life Insurance is Rs 2 and the yield is 0.2973 %.

Last Updated on:
Brief about HDFC Life Insurance

HDFC Life Insurance Co Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

HDFC Life Insurance Co Ltd. is a leading Indian life insurance company with a strong financial performance and consistent dividend policy. In this article, we will provide a comprehensive analysis of HDFC Life Insurance Co Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

HDFC Life Insurance Co Ltd. Share Price:

HDFC Life Insurance Co Ltd.'s share price is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s share price and identify any trends or patterns. The company's share price has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

HDFC Life Insurance Co Ltd. Balance Sheet:

HDFC Life Insurance Co Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include investments, loans, and other assets, while liabilities include policyholder liabilities, borrowings, and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities.

HDFC Life Insurance Reserves

The reserves of HDFC Life Insurance too have grown from ?4,967.50 crores in March 2020 to ?12,050.30 crores by March 2024. Such a significant increase in income is of paramount importance to emphasize the company’s aptitude to operate profitably and control capital to achieve better financial organizational and investor security.

HDFC Life Insurance Company’s Liability 

Financial statement of the HDFC Life Insurance shows a good approach in the management of its financials, with no borrowings shown in its balance sheet of between March 2020 and March 2024. This has eliminated the aspect of indebtedness which shows strength in capital structures to overcome market adversities without incurring in interest costs.

HDFC Life Insurance Asset Accumulation

The total assets of HDFC Life have also grown from ?1,27,185.45 crores at the end of financial year 2019-2020 to ?2,93,729.32 crores by the end of financial year 2023-2024. Mostly, conspicuously, investment increased from ?73,044.09 crores to ?1,96,678.45 crores evidently showing that there exists strategic management emphasis on increasing its investment spree in order to earn better yields.

HDFC Life Insurance Current Assets 

In the case of HDFC Life Insurance, the category net current assets exhibit exactly the same feature as net fixed assets: they have improved over the period but turned negative in the recent period to denote inadequate liquidity. These were down from -?669.89 crores in March 2020 to -?803.81 crores in March 2024. This situation calls for proper positioning of assets to suffice the running of the operations.

This analysis is the replica of the Standalone Balance Sheet of HDFC Life Insurance. Some of the issues, which investors may seek information about include growth prospects within the insurance segment and the insurance market opportunities within indices like NSE & BSE.

HDFC Life Insurance Co Ltd. Annual Report:

HDFC Life Insurance Co Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download HDFC Life Insurance Co Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

HDFC Life Insurance Co Ltd. Dividend:

HDFC Life Insurance Co Ltd. pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating HDFC Life Insurance Co Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

HDFC Life Insurance Co Ltd. Quarterly Results:

HDFC Life Insurance Co Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's net premium income, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

HDFC Life Insurance Co Ltd. Stock Price:

HDFC Life Insurance Co Ltd.'s stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track HDFC Life Insurance Co Ltd.'s stock price and identify potential buying opportunities. The stock price of HDFC Life Insurance Co Ltd. has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

HDFC Life Insurance Co Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of HDFC Life Insurance Co Ltd. has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

HDFC Life Insurance Co Ltd. News:

Keeping up to date with the latest news about HDFC Life Insurance Co Ltd. is important for investors. Our website provides the latest news about HDFC Life Insurance Co Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

HDFC Life Insurance Co Ltd. Concall:

HDFC Life Insurance Co Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to HDFC Life Insurance Co Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

HDFC Life Insurance Co Ltd. Transcripts:

Transcripts of HDFC Life Insurance Co Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

HDFC Life Insurance Co Ltd. Investor Presentations:

HDFC Life Insurance Co Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download HDFC Life Insurance Co Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

HDFC Life Insurance Co Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. HDFC Life Insurance Co Ltd.'s promoters include HDFC Ltd. and Standard Life (Mauritius Holdings) 2006 Ltd. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of HDFC Life Insurance Co Ltd. are relatively stable, which is a positive sign for long-term investors.

HDFC Life Insurance Co Ltd. Shareholders:

HDFC Life Insurance Co Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze HDFC Life Insurance Co Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of HDFC Life Insurance Co Ltd. is diverse, which is a positive sign for long-term investors.

HDFC Life Insurance Co Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

HDFC Life Insurance Co Limited ROCE

The Return on Capital Employed (ROCE) is a crucial metric for assessing the profitability and efficiency of a company. It measures how well a company utilizes its capital to generate returns. By analyzing HDFC Life Insurance Co Limited's ROCE, investors can gain insights into the company's ability to generate profits relative to its total capital employed. To access the ROCE data, kindly refer to the above financials table or the ratio section on this page.

HDFC Life Insurance Co Limited EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure of a company's operating performance and profitability. By examining HDFC Life Insurance Co Limited's EBITDA, investors can assess its operating efficiency and compare it with industry peers. To access the EBITDA data, refer to the above financials table or the ratio section on this page.

HDFC Life Insurance Co Limited DPS

DPS represents Dividends Per Share, which measures the dividends distributed by HDFC Life Insurance Co Limited to its shareholders on a per-share basis. Investors often look at DPS to determine the income potential of their investments in the company. The data on DPS can be found in the above financials table or the ratio section on this page.

HDFC Life Insurance Co Limited EPS

EPS, or Earnings Per Share, is a widely used financial metric that shows the company's profitability on a per-share basis. EPS is calculated by dividing the company's net earnings by the total outstanding shares. By examining HDFC Life Insurance Co Limited's EPS, investors can understand the company's profitability trends and compare it with its peers. To access the EPS data, please refer to the above financials table or the ratio section on this page.

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