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Indusind Bank share price

IndusInd Bank Ltd.

NSE: INDUSINDBK BSE: 532187 SECTOR: Bank - Private  287k   1k   370

1446.40
-49.70 (-3.32%)
NSE: 26 Apr 04:02 PM

Price Summary

Today's High

₹ 1519

Today's Low

₹ 1443.3

52 Week High

₹ 1694.5

52 Week Low

₹ 1065.35

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

112576.2 Cr.

CASA %

40.14

No. of Shares

77.83 Cr.

P/E

12.58

P/B

1.8

Face Value

₹ 10

Div. Yield

1.14 %

Book Value (TTM)

₹  803.03

Net Interest Income

17592.12 Cr.

Cost To Income %

44.3

Promoter Holding

16.4 %

EPS (TTM)

₹  114.99

CAR %

17.86

ROE

14.54 %

ROCE

13.04%

Profit Growth

60.26 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 35 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year14.54%
3 Year10.71%
5 Year12.02%

ROA%

1 Year1.72%
3 Year1.26%
5 Year1.32%

Net NPA%

1 Year0.59%
3 Year0.64%
5 Year0.81%

 NIM

1 Year4.1%
3 Year4.02%
5 Year3.94%

CAR %

17.86

Cost of Liabilities %

4.87114472548229

PEG Ratio

0.21

Advances Growth %

21.2808289162934

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2024 16.4 45.48
Dec 2023 16.45 45.48
Sep 2023 16.47 47.3
Jun 2023 16.49 45.48
Mar 2023 16.5 45.48
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.25707710613037% since last 3 years.
  • The company has been consistently maintaining a NIM of 4.0186229024992% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.64%.
  • CASA stands at 40.1400118680422% of total deposits.
  • Good Capital Adequacy Ratio of 17.86%.
  • The company has delivered good Profit growth of 18.7053007529322% over the past 3 years.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Interest Earned 10020.71 10729.65 11247.78 11572.25 12198.53
Other Income 2150.51 2209.77 2281.75 2395.85 2500.48
Interest Expended 5351.25 5862.54 6171.05 6276.62 6822.09
Operating Expenses 3067.2 3246.82 3477.59 3689.26 3849.82
Total Provisions 1030.05 991.57 973.83 934.23 899.11
Profit Before Tax 2722.72 2838.49 2907.06 3067.99 3127.99
Tax 682.21 714.87 725.59 770.14 781.15
Net Profit 2040.51 2123.62 2181.47 2297.85 2346.84
Net NPA % 0.59 0.58 0.57 0.57 0.57
Gross NPA % 1.98 1.94 1.93 1.92 1.92
Return on Assets % 1.9 1.89 1.88 1.93 1.9
NPM % 20.36 19.79 19.39 19.86 19.24

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 22261.15 28782.83 28999.8 30822.44 36367.91
Other Income 5646.72 6951.31 6558.61 7334.2 8166.37
Interest Expended 13414.97 16724.09 15471.9 15821.6 18775.8
Operating Expenses 6404.68 8237.35 8359.83 9559.29 11412.01
Total Provisions 3107.65 4652.1 7942.53 6602.1 4486.84
Profit Before Tax 4980.57 6120.61 3784.14 6173.65 9859.64
Taxes 1679.47 1702.7 947.75 1562.53 2469.93
Net Profit 3301.1 4417.91 2836.39 4611.12 7389.71
Adjusted EPS (Rs.) 54.77 63.7 36.68 59.52 95.24

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 602.69 693.54 773.37 774.66 775.9
Total Reserves 26072.1 33329.66 42586.63 46906.49 53801.45
Deposits 194867.91 202039.81 256204.96 293681.35 336438.14
Borrowings 47321.12 60753.55 51322.81 47323.22 49011.23
Other Liabilities 8944.42 9557.7 12079.57 13272.79 17733.01
Total Liabilities 277819.42 307057.55 362972.75 401974.58 457804.05
Assets
Balance with RBI 9961.17 13675.25 17870.68 60141.16 42961.27
Balance with Banks 4822.23 2328.4 38456.51 8133.33 13549.88
Investments 59266.16 59979.94 69694.71 70970.78 83116.2
Advances 186393.5 206783.17 212595.41 239051.53 289923.68
Net Block 1688.06 1742.11 1734.14 1754.17 1857.19
Other Assets 15666.35 22470.68 22546.07 21829.09 26260.41
Total Assets 277819.42 307057.55 362972.75 401974.58 457804.05
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
promoters 16.50 16.49 16.47 16.45 16.40
indusind international ho... 12.57 12.57 12.55 12.53 12.49
indusind limited 3.93 3.93 3.92 3.92 3.90
PARTICULARS Mar 2023% Jun 2023% Sep 2023% Dec 2023% Mar 2024%
investors 83.50 83.51 83.53 83.55 83.60
aditya birla sun life tru... - - - - 1.22
bridge india fund 2.68 2.68 2.68 2.67 2.67
df international partners... 1.74 1.74 1.74 1.73 1.73
df international partners... - 1.29 1.28 1.28 1.42
dragsa india equities iii... 2.40 2.31 2.21 1.96 1.58
government pension fund g... 2.02 2.05 2.08 2.15 2.02
hdfc trustee company ltd.... 1.81 1.79 2.25 2.43 2.71
investor education and pr... - - - - 0.24
kotak equity arbitrage fu... 1.11 - 1.15 - 1.18
life insurance corporatio... 3.05 3.01 2.42 2.00 2.00
llp 0.60 0.60 0.60 0.53 0.53
max life insurance co lt... - 1.09 1.24 1.31 1.26
nippon life india trustee... - 1.15 1.18 - 1.22
nps trust- a/c hdfc pensi... - 2.06 2.11 2.05 2.12
route one fund i, l.p. 1.99 1.98 1.98 1.18 1.18
route one offshore master... 3.56 3.56 3.56 2.75 2.75
sbi nifty 50 etf 3.30 3.53 3.29 3.30 3.49
societe generale - odi 1.24 1.39 1.42 1.69 1.35
uti - nifty exchange trad... 1.82 2.09 2.07 1.99 2.09
bnp paribas financial mar... - - - 1.27 -
bofa securities europe sa... 3.03 1.88 1.86 1.94 -
investor education and pr... 0.23 0.23 0.25 0.24 -
bnp paribas arbitrage - o... 1.25 1.65 1.25 - -
icici prudential life ins... 2.06 1.72 1.26 - -
sfspvi ltd. 2.40 2.26 1.41 - -
ishana capital master fun... 1.20 1.17 - - -
morgan stanley investment... 2.17 1.58 - - -
sbi life insurance co. lt... 1.21 1.15 - - -
aditya birla sun life tru... 1.15 - - - -
aia company limited 1.10 - - - -
icici prudential nifty pr... 1.16 - - - -
nippon life india trustee... 1.24 - - - -
nps trust- a/c sbi pensio... 2.06 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

IndusInd Bank reports 15% rise in Q4 consolidated net profit26 Apr 2024, 11:19AM Indusind Bank - Quaterly Results25 Apr 2024, 3:53PM IndusInd Bank executes RBI’s programmable CBDC pilot23 Apr 2024, 10:48AM Indusind Bank reports 18% rise in net advances in Q4FY245 Apr 2024, 12:00PM Indusind Bank informs about analyst meet 18 Mar 2024, 5:27PM IndusInd Bank launches contactless payments wearables 'Indus PayWear’11 Mar 2024, 3:38PM IndusInd Bank informs about allotment of shares under ESOS2 Mar 2024, 10:09AM Indusind Bank informs about press release 13 Feb 2024, 2:07PM IndusInd Bank informs about result of postal ballot and e-voting 24 Jan 2024, 9:48AM Indusind Bank - Quaterly Results18 Jan 2024, 3:58PM Indusind Bank - Quaterly Results18 Jan 2024, 3:58PM Indusind Bank - Quaterly Results18 Jan 2024, 3:58PM Indusind Bank informs about press release 16 Jan 2024, 1:22PM IndusInd Bank launches ‘EazyDiner IndusInd Bank Platinum Credit Card’16 Jan 2024, 11:40AM Indusind Bank informs about loss of share certificate12 Jan 2024, 5:10PM IndusInd Bank launches ‘Samman RuPay Credit Card’9 Jan 2024, 12:40PM CCI gives green signal to IndusInd Bank-Reliance Capital deal28 Dec 2023, 11:00AM Indusind Bank informs about press release26 Dec 2023, 4:12PM IndusInd Bank launches ‘eSvarna’ on RuPay network 26 Dec 2023, 12:29PM IndusInd Bank sells entire 2.86% stake in Nippon Life India Asset Management21 Dec 2023, 10:57AM IndusInd Bank informs about loss of share certificate 20 Dec 2023, 5:03PM IndusInd Bank informs about interest payment of bonds11 Dec 2023, 5:22PM Indusind Bank informs about disclosure2 Dec 2023, 1:10PM IndusInd Bank informs about loss of share certificate(s)28 Nov 2023, 2:49PM IndusInd Bank partners with Indraprastha Gas24 Nov 2023, 2:09PM Indusind Bank informs about press release 3 Nov 2023, 12:49PM IndusInd Bank to provide attractive offerings for NRIs3 Nov 2023, 12:08PM IndusInd Bank informs about allotment of shares under ESOS27 Oct 2023, 3:54PM IndusInd Bank collaborates with Viamericas Corporation 25 Oct 2023, 11:51AM Indusind Bank informs about disclosures 21 Oct 2023, 3:05PM IndusInd Bank introduces brand campaign for new digital banking app ‘INDIE’21 Oct 2023, 2:07PM Indusind Bank informs about earnings call19 Oct 2023, 5:11PM Indusind Bank reports 22% rise in Q2 consolidated net profit18 Oct 2023, 5:52PM Indusind Bank board approves revised notice of postal ballot18 Oct 2023, 5:11PM Indusind Bank - Quaterly Results18 Oct 2023, 3:52PM Indusind Bank - Quaterly Results18 Oct 2023, 3:52PM Indusind Bank - Quaterly Results18 Oct 2023, 3:52PM Indusind Bank informs about loss of share certificate13 Oct 2023, 2:49PM Indusind Bank informs about loss of share certificate10 Oct 2023, 3:35PM Indusind Bank informs about loss of share certificate6 Oct 2023, 5:04PM IndusInd Bank informs about change in directorate6 Oct 2023, 10:14AM IndusInd Bank launches hyper-personalized financial super-app named ‘INDIE’4 Oct 2023, 3:18PM IndusInd Bank informs about interest payment 4 Oct 2023, 11:55AM Indusind Bank informs about disclosure 25 Sep 2023, 2:25PM IndusInd Bank informs about disclosure 23 Sep 2023, 3:48PM Indusind Bank informs about details of loss of certificate21 Sep 2023, 4:39PM Indusind Bank informs about allotment of ESOP 14 Sep 2023, 4:46PM Indusind Bank informs about press release 14 Sep 2023, 4:23PM IndusInd Bank launches ‘Virtual Commercial Card'14 Sep 2023, 10:59AM IndusInd Bank informs about analysts meeting13 Sep 2023, 10:08AM

Indusind Bank Stock Price Analysis and Quick Research Report. Is Indusind Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Indusind Bank is performing and if it is the right time to buy the stock of Indusind Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Indusind Bank has earned Rs 36367.9128 Cr. revenue in the latest financial year. Indusind Bank has posted decent revenue growth of 8.10886056412146 % in last 3 Years.

  • In terms of advances, Indusind Bank reported 21.2808289162934 % YOY,  rise . If you see 3 years advance growth, it stands at 11.9239005092132 %.

  • Currently, Indusind Bank has a CASA ratio of 40.1400118680422 %. It’s overall cost of liability stands at 4.87114472548229 %. Also, the total deposits of Indusind Bank from these accounts stood at Rs 336438.1367 Cr.

  • Indusind Bank has a healthy ROA track record. The ROA of Indusind Bank is at 1.71897999473769 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.98 % and 0.59 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -32.0392243685982 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Indusind Bank surged and is currently at Rs 8166.3706 Cr.

  • Indusind Bank has a Good Capital Adequacy Ratio of 17.86 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Indusind Bank is trading at a P/B of 1.8047 . The historical average PB of Indusind Bank was 1.91376118649293.

  • Share Price: - The current share price of Indusind Bank is Rs 1446.4. One can use valuation calculators of ticker to know if Indusind Bank share price is undervalued or overvalued.

Last Updated on:
Brief about Indusind Bank

IndusInd Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

IndusInd Bank Ltd. is a leading Indian private sector bank that provides a wide range of banking and financial services to its customers. In this article, we will provide a comprehensive analysis of IndusInd Bank Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

IndusInd Bank Ltd. Share Price:

IndusInd Bank Ltd. share price is a key indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s share price and identify any trends or patterns. The company's share price has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. Balance Sheet:

IndusInd Bank Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include cash, investments, and loans and advances, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities.

IndusInd Bank Ltd. Annual Report:

IndusInd Bank Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download IndusInd Bank Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Dividend:

IndusInd Bank Ltd. pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating IndusInd Bank Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

IndusInd Bank Ltd. Quarterly Results:

IndusInd Bank Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

IndusInd Bank Ltd. Stock Price:

The stock price of IndusInd Bank Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track IndusInd Bank Ltd.'s stock price and identify potential buying opportunities. The stock price of IndusInd Bank Ltd. has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of IndusInd Bank Ltd. has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. News:

Keeping up to date with the latest news about IndusInd Bank Ltd. is important for investors. Our website provides the latest news about IndusInd Bank Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

IndusInd Bank Ltd. Concall:

IndusInd Bank Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to IndusInd Bank Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

IndusInd Bank Ltd. Transcripts:

Transcripts of IndusInd Bank Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Investor Presentations:

IndusInd Bank Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download IndusInd Bank Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. IndusInd Bank Ltd.'s promoters include the Hinduja Group. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of IndusInd Bank Ltd. are relatively stable, which is a positive sign for long-term investors.

IndusInd Bank Ltd. Shareholders:

IndusInd Bank Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of IndusInd Bank Ltd. is diverse, which is a positive sign for long-term investors.

IndusInd Bank Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

IndusInd Bank Limited ROCE

Return on Capital Employed (ROCE) is a fundamental ratio that measures the profitability of a company in relation to its employed capital. IndusInd Bank Limited ROCE ratio reflects the bank's ability to generate profits from its capital investment. You can find the ROCE data of IndusInd Bank Limited on our stock analysis page. The ratio is available in the financials table or ratio section on the page.

IndusInd Bank Limited EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a financial metric that shows a company's profitability before accounting for non-operating items. IndusInd Bank Limited EBITDA helps investors to gauge the actual operating performance of the bank by excluding non-operating items like financing costs. You can find the EBITDA of IndusInd Bank Limited on our stock analysis page. The ratio is available in the financials table or ratio section on the page.

IndusInd Bank Limited DPS

Dividend per Share (DPS) is the total dividends paid out per share over a specified period. IndusInd Bank Limited DPS ratio reflects the bank's ability to generate cash flows and distribute them as dividends to its shareholders. You can find the DPS data of IndusInd Bank Limited on our stock analysis page. The ratio is available in the financials table or ratio section on the page.

IndusInd Bank Limited EPS

Earnings per Share (EPS) is the portion of the bank's profit that is allocated to each share of common stock. IndusInd Bank Limited EPS ratio reveals the bank's profitability on a per-share basis. You can find the EPS data of IndusInd Bank Limited on our stock analysis page. The ratio is available in the financials table or ratio section on the page.

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