IndusInd Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

IndusInd Bank Ltd. is a leading Indian private-sector bank offering a wide range of banking and financial services to its customers. In this article, we will provide a comprehensive analysis of IndusInd Bank Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price trends, balance sheets, annual reports, dividends, quarterly results, stock price movements, price charts, latest news, conference call (concall) insights, transcripts, investor presentations, promoters, and shareholders.

IndusInd Bank Ltd., a prominent Indian private sector bank, provides an extensive array of banking and financial services to its customers. This article offers a thorough analysis of IndusInd Bank Ltd.'s stock, tailored for long-term investors. We will explore share price trends, balance sheets, annual reports, dividends, quarterly results, stock price movements, price charts, latest news, concall insights, transcripts, investor presentations, promoters, and shareholders to give a holistic view of the bank's financial health and growth prospects.

IndusInd Bank Ltd. Share Price:

IndusInd Bank Ltd.'s share price is a key indicator of investor sentiment towards the company. The share price is influenced by various factors, such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s share price and identify any trends or patterns. The company's share price has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. Balance Sheet:

IndusInd Bank Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include cash, investments, loans and advances, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities. 

IndusInd Bank Reserves Growth 

Reserves of IndusInd Bank Company have improved sharply, going up from ?33,329.66 crores in March ’20 to ?61,915.27 crores in March ’24. Such constant increase in reserves is an affirmation of the bank’s profitability as well as its soundness on its ability to retain earnings.

IndusInd Bank Deposits and Borrowings

Deposits have been increased from ?2,02,039.81 crores in 2020 to ?3,84,792.92 crores during the 2024 thus showcasing that the bank deposits have increased from the year 2020 to 2024. The borrowings have been relatively well contained, however they have been decreasing from ?60,753.55 crores in 2020 to ?47,611.41 crores in 2024.

Current and Other Liabilities 

Other liabilities increased from 9, 557.70 crores in 2020 to 19, 733.71 crores in 2024—all showing a picture of the bank’s increased short term commitments. Such growth corresponds to increase in the operational and clientele base of the bank within the years in question.

IndusInd Bank’s Asset Structure

The total assets have grown up from ?3,07,057.55 crores in the year at March-2020 to ?5,14,935.14 crores in the year at March-2024. The gross amount for Advances increased from ?2,06,783.17 crores in 2020 to ?3,43,298.27 crores in 2024 and Investments from ?59,979.94 crores in 2020 to ?1,06,526.71 crores in 2024. To me this suggests a concentration on furthering the growth of lending and investment business.

This paper aims to present an overview of IndusInd Bank’s continuous balance-sheet expansion.  

Here the figures for this study are derived from the financial statements of the IndusInd Bank only.

To get more analysis on banking stocks like IndusInd Bank, investors need to have quick access to look into sectoral stock performances and filter comparison sections between NSE and BSE indices.

IndusInd Bank Ltd. Annual Report:

IndusInd Bank Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download IndusInd Bank Ltd.'s annual report from Ticker and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Dividend:

IndusInd Bank Ltd. pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating IndusInd Bank Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

IndusInd Bank Ltd. Quarterly Results:

IndusInd Bank Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

IndusInd Bank Ltd. Stock Price:

The stock price of IndusInd Bank Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track IndusInd Bank Ltd.'s stock price and identify potential buying opportunities. The stock price of IndusInd Bank Ltd. has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of IndusInd Bank Ltd. has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. News:

Keeping up to date with the latest news about IndusInd Bank Ltd. is important for investors. Our website provides the latest news about IndusInd Bank Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

IndusInd Bank Ltd. Concall:

IndusInd Bank Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to IndusInd Bank Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

IndusInd Bank Ltd. Transcripts:

Transcripts of IndusInd Bank Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Investor Presentations:

IndusInd Bank Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download IndusInd Bank Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. IndusInd Bank Ltd.'s promoters include the Hinduja Group. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of IndusInd Bank Ltd. are relatively stable, which is a positive sign for long-term investors.

IndusInd Bank Ltd. Shareholders:

IndusInd Bank Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of IndusInd Bank Ltd. is diverse, which is a positive sign for long-term investors.

IndusInd Bank Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

IndusInd Bank Limited ROCE

Return on Capital Employed (ROCE) is a fundamental ratio that measures the profitability of a company in relation to its employed capital. IndusInd Bank Limited ROCE ratio reflects the bank's ability to generate profits from its capital investment. You can find the ROCE data of IndusInd Bank Limited on our stock analysis page. The ratio is available in the financials table or ratio section on the page.

IndusInd Bank Limited EBITDA

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a financial metric that shows a company's profitability before accounting for non-operating items. IndusInd Bank Limited EBITDA helps investors to gauge the actual operating performance of the bank by excluding non-operating items like financing costs. You can find the EBITDA of IndusInd Bank Limited on our stock analysis page. The ratio is available in the financials table or ratio section on the page.

IndusInd Bank Limited DPS

Dividend per Share (DPS) is the total dividends paid out per share over a specified period. IndusInd Bank Limited DPS ratio reflects the bank's ability to generate cash flows and distribute them as dividends to its shareholders. You can find the DPS data of IndusInd Bank Limited on our stock analysis page. The ratio is available in the financials table or ratio section on the page.

IndusInd Bank Limited EPS

Earnings per Share (EPS) is the portion of the bank's profit that is allocated to each share of common stock. IndusInd Bank Limited EPS ratio reveals the bank's profitability on a per-share basis. You can find the EPS data of IndusInd Bank Limited on our stock analysis page. The ratio is available in the financials table or ratio section on the page.

IndusInd Bank revenue growth has been analyzed for Q2 FY25

Total interest earned by IndusInd Bank in the second quarter of the fiscal year 2024-2025, ended September 2024 was Rs 12,686.28 crore from Rs 11,247.78 crore in the same period of previous year and marginally higher than Rs 12,546.77 crore in the first quarter of fiscal 2025. These regularly escalating interest incomes, prove the realities that the bank is expanding its operations, inextensible with the lending activities and the incomes generated from interest earnings’ assets.

IndusInd Bank Profit Margins Analysis for Q2 FY25

Selling and distribution expenses increased to Rs 3,939.39 crore in Q2 FY25 from Rs 3,477.59 crore in Q2 FY24 due to more operational activities. However, the NPM declined to 10.45% in Q2 FY25 from 19.39% in Q2 FY24 due to increased provisions and expenses in view of prudent provisioning policies of the bank.

IndusInd Bank Profit and NPA Ratios for Q2 FY25

In Q2 FY25, the net profit of the bank was at Rs 1,325.45 crore which is down from Rs 2,181.47 crore of Net profit in Q2 FY24 and from Rs 2,152.16 crore of Q1 FY25. But Gross NPA was 2.11 % in comparison with 1.93% at the same time period last year and the Net NPA was 0.64 as opposed to 0.57% of Q2FY24, indicating the increase in NPAs.

The bank’s RoA has declined 0.99% in September 2024 from 1.88% in Q2 FY 24 to show lesser profit per asset. Nonetheless, provisions also rose to Rs 1,820.10 crore from Rs 973.83 crore a year earlier, following the bank’s policy to bolster its capital base.

The figure above captures the IndusInd Bank’s standalone quarterly results that investors track on the NSE and BSE platforms. To be more elaborate, a lookout into quarterly NPA movements will offer a perspective with regard to quality of assets.