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Indusind Bank share price

IndusInd Bank Ltd.

NSE: INDUSINDBK BSE: 532187 SECTOR: Bank - Private  245k   1k   355

1428.60
+15.60 (1.10%)
NSE: Today, 01:14 PM

Price Summary

Today's High

₹ 1432

Today's Low

₹ 1399.3

52 Week High

₹ 1475.65

52 Week Low

₹ 990

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

111010.03 Cr.

CASA %

40.14

No. of Shares

77.71 Cr.

P/E

14.03

P/B

1.97

Face Value

₹ 10

Div. Yield

0.99 %

Book Value (TTM)

₹  725.82

Net Interest Income

17592.12 Cr.

Cost To Income %

44.3

Promoter Holding

16.49 %

EPS (TTM)

₹  101.8

CAR %

17.86

ROE

14.54 %

ROCE

13.04%

Profit Growth

60.26 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 35 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year14.54%
3 Year10.71%
5 Year12.02%

ROA%

1 Year1.72%
3 Year1.26%
5 Year1.32%

Net NPA%

1 Year0.59%
3 Year0.64%
5 Year0.81%

 NIM

1 Year4.1%
3 Year4.02%
5 Year3.94%

CAR %

17.86

Cost of Liabilities %

4.87114472548229

PEG Ratio

0.23

Advances Growth %

21.2808289162934

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2023 16.49 45.48
Mar 2023 16.5 45.48
Dec 2022 16.51 45.48
Sep 2022 16.51 45.48
Jun 2022 16.51 45.48
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.25707710613037% since last 3 years.
  • The company has been consistently maintaining a NIM of 4.0186229024992% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.64%.
  • CASA stands at 40.1400118680422% of total deposits.
  • Good Capital Adequacy Ratio of 17.86%.
  • The company has delivered good Profit growth of 18.7053007529322% over the past 3 years.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023
Interest Earned 8181.77 8708.03 9457.4 10020.71 10729.65
Other Income 1928.7 2010.82 2076.34 2150.51 2209.77
Interest Expended 4056.51 4405.98 4962.06 5351.25 5862.54
Operating Expenses 2660.29 2793.21 2891.3 3067.2 3246.82
Total Provisions 1250.99 1141.06 1064.73 1030.05 991.57
Profit Before Tax 2142.68 2378.6 2615.65 2722.72 2838.49
Tax 539.39 591.88 656.45 682.21 714.87
Net Profit 1603.29 1786.72 1959.2 2040.51 2123.62
Net NPA % 0.67 0.61 0.62 0.59 0.58
Gross NPA % 2.35 2.11 2.06 1.98 1.94
Return on Assets % 1.7 1.78 1.86 1.9 1.89
NPM % 19.6 20.52 20.72 20.36 19.79

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Interest Earned 22261.15 28782.83 28999.8 30822.44 36367.91
Other Income 5646.72 6951.31 6558.61 7334.2 8166.37
Interest Expended 13414.97 16724.09 15471.9 15821.6 18775.8
Operating Expenses 6404.68 8237.35 8359.83 9559.29 11412.01
Total Provisions 3107.65 4652.1 7942.53 6602.1 4486.84
Profit Before Tax 4980.57 6120.61 3784.14 6173.65 9859.64
Taxes 1679.47 1702.7 947.75 1562.53 2469.93
Net Profit 3301.1 4417.91 2836.39 4611.12 7389.71
Adjusted EPS (Rs.) 54.77 63.7 36.68 59.52 95.24

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity and Liabilities
Share Capital 602.69 693.54 773.37 774.66 775.9
Total Reserves 26072.1 33329.66 42586.63 46906.49 53801.45
Deposits 194867.91 202039.81 256204.96 293681.35 336438.14
Borrowings 47321.12 60753.55 51322.81 47323.22 49011.23
Other Liabilities 8944.42 9557.7 12079.57 13272.79 17733.01
Total Liabilities 277819.42 307057.55 362972.75 401974.58 457804.05
Assets
Balance with RBI 9961.17 13675.25 17870.68 60141.16 42961.27
Balance with Banks 4822.23 2328.4 38456.51 8133.33 13549.88
Investments 59266.16 59979.94 69694.71 70970.78 83116.2
Advances 186393.5 206783.17 212595.41 239051.53 289923.68
Net Block 1688.06 1742.11 1734.14 1754.17 1857.19
Other Assets 15666.35 22470.68 22546.07 21829.09 26260.41
Total Assets 277819.42 307057.55 362972.75 401974.58 457804.05
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 16.51 16.51 16.51 16.50 16.49
indusind international ho... 12.58 12.58 12.58 12.57 12.57
indusind limited 3.93 3.93 3.93 3.93 3.93
PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
investors 83.49 83.49 83.49 83.50 83.51
bnp paribas arbitrage - o... - - 1.18 1.25 1.65
bofa securities europe sa... 4.49 4.28 3.17 3.03 1.88
bridge india fund 2.69 2.69 2.68 2.68 2.68
df international partners... 1.74 1.74 1.74 1.74 1.74
df international partners... - - - - 1.29
dragsa india equities iii... 2.80 2.68 2.71 2.40 2.31
government pension fund g... 1.83 1.98 2.11 2.02 2.05
hdfc trustee company ltd.... - - 1.57 1.81 1.79
icici prudential life ins... 1.82 2.24 2.09 2.06 1.72
investor education and pr... - - 0.23 0.23 0.23
ishana capital master fun... 1.43 1.43 1.43 1.20 1.17
life insurance corporatio... 5.35 4.08 3.16 3.05 3.01
llp 0.59 0.59 0.60 0.60 0.60
max life insurance co lt... - - - - 1.09
morgan stanley investment... 2.08 1.95 1.96 2.17 1.58
nippon life india trustee... - 1.21 - - 1.15
nps trust- a/c hdfc pensi... - - - - 2.06
route one fund i, l.p. 2.75 2.75 2.10 1.99 1.98
route one offshore master... 4.54 4.54 3.47 3.56 3.56
sbi life insurance co. lt... - - - 1.21 1.15
sbi nifty 50 etf - 3.32 3.28 3.30 3.53
sfspvi ltd. 4.31 2.80 2.94 2.40 2.26
societe generale - odi - - 1.24 1.24 1.39
uti - nifty exchange trad... 1.36 1.37 1.52 1.82 2.09
aditya birla sun life tru... - - - 1.15 -
aia company limited 1.10 1.10 1.10 1.10 -
icici prudential nifty pr... - - - 1.16 -
kotak equity arbitrage fu... - - - 1.11 -
nippon life india trustee... 1.46 - 1.10 1.24 -
nps trust- a/c sbi pensio... - - - 2.06 -
nps trust- a/c uti retire... 1.65 1.67 1.82 - -
investor education and pr... - 0.21 - - -
afrin dia 1.22 - - - -
dragsa india long lp 1.12 - - - -
goldman sachs (singapore)... 1.18 - - - -
icici prudential private ... 1.10 - - - -
iepf 0.22 - - - -
sbi-etf nifty 50 3.38 - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

Indusind Bank informs about disclosure 25 Sep 2023, 2:25PM IndusInd Bank informs about disclosure 23 Sep 2023, 3:48PM Indusind Bank informs about details of loss of certificate21 Sep 2023, 4:39PM Indusind Bank informs about allotment of ESOP 14 Sep 2023, 4:46PM Indusind Bank informs about press release 14 Sep 2023, 4:23PM IndusInd Bank launches ‘Virtual Commercial Card'14 Sep 2023, 10:59AM IndusInd Bank informs about analysts meeting13 Sep 2023, 10:08AM IndusInd Bank informs about press release 22 Aug 2023, 2:24PM IndusInd Bank informs about allotment of shares under ESOS21 Aug 2023, 5:11PM IndusInd Bank launches ‘IndusInd Bank Avios Visa Infinite Credit Card’17 Aug 2023, 10:30AM IndusInd Bank launches co-branded credit card in partnership with Tiger Fintech 3 Aug 2023, 11:28AM IndusInd Bank gets nod to raise funds up to Rs 20,000 crore21 Jul 2023, 11:30AM IndusInd Bank reports 30% rise in Q1 consolidated net profit18 Jul 2023, 4:46PM Indusind Bank - Quaterly Results18 Jul 2023, 3:42PM Indusind Bank - Quaterly Results18 Jul 2023, 3:42PM Indusind Bank - Quaterly Results18 Jul 2023, 3:42PM IndusInd Bank collaborates with London Stock Exchange Group12 Jul 2023, 11:14AM IndusInd Bank reports 21% rise in net advances during Q1FY245 Jul 2023, 10:08AM IndusInd Bank enters into partnership with Wise16 Jun 2023, 2:09PM Indusind Bank submits media release10 Jun 2023, 10:42AM IndusInd Bank inaugurates 15th branch in Nagpur 10 Jun 2023, 10:14AM Indusind Bank informs about details of loss of certificate 9 Jun 2023, 4:49PM Indusind Bank informs about loss of share certificate8 Jun 2023, 4:46PM Indusind Bank informs about press release8 Jun 2023, 2:24PM IndusInd Bank selected as authorized Agency Bank by Government of Madhya Pradesh8 Jun 2023, 11:18AM Indusind Bank informs about press release5 Jun 2023, 3:14PM IndusInd Bank’s PIONEER branches recognized for sustainability by USGBC's LEED certification5 Jun 2023, 2:30PM IndusInd Bank partners with Bajaj Markets29 May 2023, 5:29PM Indusind Bank informs about details of loss of certificate 19 May 2023, 12:19PM IndusInd Bank informs about notice of postal ball4 May 2023, 10:30AM IndusInd Bank reports 46% rise in Q4 consolidated net profit 24 Apr 2023, 3:28PM Indusind Bank - Quaterly Results24 Apr 2023, 2:23PM Indusind Bank - Quaterly Results24 Apr 2023, 2:23PM Indusind Bank - Quaterly Results24 Apr 2023, 2:23PM IndusInd Bank informs about earnings call 22 Apr 2023, 9:57AM IndusInd Bank inks pact with Japan Bank for International Cooperation19 Apr 2023, 12:42PM Indusind Bank informs about outcome of board meeting 14 Apr 2023, 12:58PM Indusind Bank informs about disclosure4 Apr 2023, 12:44PM IndusInd Bank’s net advances surge 21% in Q4FY234 Apr 2023, 10:32AM IndusInd Bank goes live on tax payment platform ‘TIN2.0’24 Mar 2023, 11:28AM IndusInd Bank informs about allotment of shares ESOS23 Mar 2023, 12:22PM Indusind Bank informs about disclosure28 Feb 2023, 12:30PM Indusind Bank informs about loss of share certificate24 Feb 2023, 4:30PM Indusind Bank informs about interest payment20 Feb 2023, 5:12PM Indusind Bank informs about details of loss of certificate1 Feb 2023, 4:55PM Indusind Bank informs about analyst meet outcome1 Feb 2023, 4:52PM Indusind Bank informs about analyst meet 25 Jan 2023, 2:50PM IndusInd Bank reports 58% rise in Q3 consolidated net profit18 Jan 2023, 4:44PM Indusind Bank - Quaterly Results18 Jan 2023, 3:44PM Indusind Bank - Quaterly Results18 Jan 2023, 3:44PM

Indusind Bank Stock Price Analysis and Quick Research Report. Is Indusind Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Indusind Bank is performing and if it is the right time to buy the stock of Indusind Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Indusind Bank has earned Rs 36367.9128 Cr. revenue in the latest financial year. It has posted decent revenue growth of 8.10886056412146 % in last 3 Years.

  • In terms of advances, the bank reported 21.2808289162934 % YOY,  rise . If you see 3 years advance growth, it stands at 11.9239005092132 %.

  • Currently the company has a CASA ratio of 40.1400118680422 %. It’s overall cost of liability stands at 4.87114472548229 %. Also, the total deposits from these accounts stood at Rs 336438.1367 Cr.

  • The Bank has a healthy ROA track record. The ROA of Indusind Bank is at 1.71897999473769 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.98 % and 0.59 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -32.0392243685982 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Indusind Bank surged and is currently at Rs 8166.3706 Cr.

  • The company has a Good Capital Adequacy Ratio of 17.86 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Indusind Bank is trading at a P/B of 1.9782 . The historical average PB was 1.91376118649293.

Last Updated on:
Brief about Indusind Bank

IndusInd Bank Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

IndusInd Bank Ltd. is a leading Indian private sector bank that provides a wide range of banking and financial services to its customers. In this article, we will provide a comprehensive analysis of IndusInd Bank Ltd.'s stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

IndusInd Bank Ltd. Share Price:

IndusInd Bank Ltd. share price is a key indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s share price and identify any trends or patterns. The company's share price has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. Balance Sheet:

IndusInd Bank Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include cash, investments, and loans and advances, while liabilities include borrowings and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities.

IndusInd Bank Ltd. Annual Report:

IndusInd Bank Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download IndusInd Bank Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Dividend:

IndusInd Bank Ltd. pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating IndusInd Bank Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

IndusInd Bank Ltd. Quarterly Results:

IndusInd Bank Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

IndusInd Bank Ltd. Stock Price:

The stock price of IndusInd Bank Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track IndusInd Bank Ltd.'s stock price and identify potential buying opportunities. The stock price of IndusInd Bank Ltd. has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of IndusInd Bank Ltd. has shown a consistent upward trend over the past few years, reflecting the company's strong brand, product portfolio, and customer focus.

IndusInd Bank Ltd. News:

Keeping up to date with the latest news about IndusInd Bank Ltd. is important for investors. Our website provides the latest news about IndusInd Bank Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

IndusInd Bank Ltd. Concall:

IndusInd Bank Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to IndusInd Bank Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

IndusInd Bank Ltd. Transcripts:

Transcripts of IndusInd Bank Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Investor Presentations:

IndusInd Bank Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download IndusInd Bank Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

IndusInd Bank Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. IndusInd Bank Ltd.'s promoters include the Hinduja Group. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of IndusInd Bank Ltd. are relatively stable, which is a positive sign for long-term investors.

IndusInd Bank Ltd. Shareholders:

IndusInd Bank Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze IndusInd Bank Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of IndusInd Bank Ltd. is diverse, which is a positive sign for long-term investors.

IndusInd Bank Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

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