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Indusind Bank share price

IndusInd Bank Ltd.

NSE: INDUSINDBK BSE: 532187 SECTOR: Bank - Private  4.95 L   2.28 K   462

814.55
-21.40 (-2.56%)
NSE: 09 Apr 4:00 PM

Price Summary

Today's High

₹ 834.9

Today's Low

₹ 812

52 Week High

₹ 968.85

52 Week Low

₹ 675.5

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

63462.09 Cr.

CASA %

32.84

No. of Shares

77.91 Cr.

P/E

0

P/B

0.98

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  827.95

Net Interest Income

19031.31 Cr.

Cost To Income %

60.15

Promoter Holding

15.82 %

EPS (TTM)

₹  -23.56

CAR %

16.24

ROE

4.18 %

ROCE

6.75%

Profit Growth

-70.47 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 44Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

ROE%

1 Year4.18%
3 Year11.35%
5 Year10.33%

ROA%

1 Year0.49%
3 Year1.35%
5 Year1.22%

Net NPA%

1 Year0.95%
3 Year0.7%
5 Year0.69%

 NIM

1 Year3.67%
3 Year4%
5 Year3.99%

CAR %

16.24

Cost of Liabilities %

6.3764

PEG Ratio

0.49

Advances Growth %

0.5011

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2025 15.82 50.86
Sep 2025 15.82 50.86
Jun 2025 15.82 50.86
Mar 2025 15.83 50.86
Dec 2024 16.29 50.86
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 4.0004% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.703333333333333%.
  • Good Capital Adequacy Ratio of 16.24%.

 Limitations

  • CASA Growth of -5.0677% YoY, which is very low.
  • High Cost to income ratio of 60.1548%.
  • The company has delivered poor Profit Growth of -16.9337855914641% over the past 3 years.
  • Increase in Provision and contingencies of 85.0649479707841% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
Interest Earned 12800.77 10633.85 12263.88 11608.63 11372.88
Other Income 2350.24 708.8 2156.24 1647.96 1706.51
Interest Expended 7572.68 7585.51 7624.06 7199.26 6811.23
Operating Expenses 3979.42 4229.65 4143.9 4029.33 3961.4
Total Provisions 1743.63 2416.57 1737.78 2622.38 2088.6
Profit Before Tax 1855.28 -2889.08 914.38 -594.38 218.16
Tax 454 -653.09 230.13 -149.59 57
Net Profit 1401.28 -2235.99 684.25 -444.79 161.16
Net NPA % 0.68 0.95 1.12 1.04 1.04
Gross NPA % 2.25 3.13 3.64 3.6 3.56
Return on Assets % 1.03 -1.67 0.51 -0.33 0.12
NPM % 10.95 -21.03 5.58 -3.83 1.42

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Interest Earned 28999.8 30822.44 36367.91 45748.21 48667.66
Other Income 6558.61 7334.2 8166.37 9387.84 7684.19
Interest Expended 15471.9 15821.6 18775.8 25132.29 29636.35
Operating Expenses 8359.83 9559.29 11412.01 14263.49 16070.66
Total Provisions 7942.53 6602.1 4486.84 3798.74 7030.14
Profit Before Tax 3784.14 6173.65 9859.64 11941.53 3614.72
Taxes 947.75 1562.53 2469.93 2991.75 971.82
Net Profit 2836.39 4611.12 7389.71 8949.78 2642.9
Adjusted EPS (Rs.) 36.68 59.52 95.24 114.99 33.92

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 773.37 774.66 775.9 778.32 779.05
Total Reserves 42586.63 46906.49 53801.45 61915.27 63570.66
Deposits 256204.96 293681.35 336438.14 384792.92 411078.14
Borrowings 51322.81 47323.22 49011.23 47611.41 53703.55
Other Liabilities 12079.57 13272.79 17733.01 19733.71 24744.16
Total Liabilities 362972.75 401974.58 457804.05 514935.14 554018.43
Assets
Balance with RBI 17870.68 60141.16 42961.27 18557.13 50889.36
Balance with Banks 38456.51 8133.33 13549.88 18244.48 8276.41
Investments 69694.71 70970.78 83116.2 106526.71 114496.8
Advances 212595.41 239051.53 289923.68 343298.27 345018.63
Net Block 1734.14 1754.17 1857.19 2000.79 2168.18
Other Assets 22546.07 21829.09 26260.41 26110.81 32981.44
Total Assets 362972.75 401974.58 457804.05 514935.14 554018.43
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2024% Mar 2025% Jun 2025% Sep 2025% Dec 2025%
promoters 16.29 15.83 15.82 15.82 15.82
indusind international ho... 12.41 12.06 12.05 12.05 12.05
indusind limited 3.88 3.77 3.77 3.77 3.77
PARTICULARS Dec 2024% Mar 2025% Jun 2025% Sep 2025% Dec 2025%
investors 83.71 84.17 84.18 84.18 84.18
bridge india fund 2.14 1.49 1.39 1.32 1.32
dodge and cox internation... - - 2.35 2.35 2.35
government of singapore 1.29 - 2.03 2.77 3.04
government pension fund g... 2.01 2.14 2.19 2.30 2.32
hdfc mutual fund - hdfc m... - - 4.47 4.23 4.02
icici prudential multi-as... - - - - 5.95
investor education and pr... 0.26 0.25 - - 0.26
kotak mahindra trustee co... - - 2.11 1.74 2.01
life insurance corporatio... 5.23 5.08 5.11 5.11 5.11
llp 0.51 0.52 0.53 0.57 0.62
mirae asset large & midca... - - 2.29 3.15 4.02
nippon life india trustee... - 2.99 - 1.73 1.99
route one offshore master... 1.78 1.73 1.33 1.33 1.12
sbi life insurance co. lt... - - 1.11 - 1.17
uti value fund - - - 1.17 1.07
bnp paribas financial mar... - - - 1.82 -
icici prudential large & ... - - 4.93 5.45 -
investor education and pr... - - 0.25 0.26 -
amansa holdings private l... - - 1.33 - -
nippon life india trustee... - - 2.83 - -
sbi nifty 50 etf 4.33 3.89 2.59 - -
uti nifty 50 etf - 3.16 1.91 - -
bandhan sterling value fu... 1.23 1.32 - - -
hdfc mutual fund - hdfc m... - 5.20 - - -
icici prudential india op... 5.07 5.26 - - -
mirae asset large cap fun... - 1.52 - - -
aditya birla sun life tru... 1.28 - - - -
franklin india focused eq... 1.12 - - - -
hdfc trustee company ltd.... 4.17 - - - -
kotak equity arbitrage fu... 1.26 - - - -
nippon life india trustee... 2.96 - - - -
nps trust- a/c hdfc pensi... 1.91 - - - -
uti large cap fund 3.57 - - - -

Annual Reports

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Annual Report 2023
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

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Company News

IndusInd Bank informs about credit ratings 9 Apr, 6:07 PM Induslnd Bank informs about change in senior management personnel 9 Apr, 5:57 PM IndusInd Bank falls on reporting 8.7% decline in net advances in Q4FY26 6 Apr, 11:20 AM IndusInd Bank reports 8.7% decline in net advances in Q4FY26 6 Apr, 10:17 AM IndusInd Bank informs about newspaper clippings 4 Apr, 10:36 AM Indusind Bank informs about disclosures 1 Apr, 5:19 PM Indusind Bank informs about press release 25 Feb, 4:53 PM IndusInd Bank goes live with next-gen UPI processing platform 25 Feb, 2:52 PM IndusInd Bank expands Gold Loan network to 500 branches nationwide 20 Feb, 3:11 PM Indusind Bank - Quaterly Results 24 Jan, 12:00 AM IndusInd Bank trades higher despite reporting 13% decline in net advances in Q3FY26 6 Jan, 2:23 PM IndusInd Bank reports 13% decline in net advances in Q3FY26 6 Jan, 11:52 AM Indusind Bank informs about ESG rating 3 Jan, 2:54 PM IndusInd Bank informs about disclosure 16 Dec, 9:53 AM IndusInd Bank, Jio-bp launch ‘IndusInd Bank Jio-bp Mobility+’ Credit Card 10 Dec, 5:55 PM Indusind Bank informs about interest payment on infrastructure bonds 9 Dec, 3:11 PM Induslnd Bank informs about clarification on news item 4 Dec, 2:51 PM Induslnd Bank informs about appointment of chief human resources officer 10 Nov, 1:02 PM IndusInd Bank informs about newspaper clippings 20 Oct, 4:20 PM IndusInd Bank reports consolidated net loss of Rs 436.88 crore in Q2 20 Oct, 11:00 AM Indusind Bank - Quaterly Results 19 Oct, 12:00 AM Indusind Bank informs about clarification 17 Oct, 2:51 PM IndusInd Bank reports 8% decline in net advances in Q2FY26 6 Oct, 11:30 AM IndusInd Bank signs MoU with National Small Industries Corporation 21 Aug, 2:59 PM IndusInd Bank reports 72% fall in Q1 consolidated net profit 29 Jul, 5:50 PM Indusind Bank - Quaterly Results 28 Jul, 5:28 PM Indusind Bank - Quaterly Results 28 Jul, 5:28 PM Indusind Bank - Quaterly Results 28 Jul, 5:28 PM IndusInd Bank opens all-women branch in Chennai 3 Jul, 3:40 PM Indusind Bank informs about press release 1 Jul, 5:13 PM IndusInd Bank launches five new PIONEER branches 23 Jun, 5:22 PM IndusInd Bank informs about press release 20 Jun, 12:39 PM IndusInd Bank signs MoU with IIML-EIC to boost Innovation driven entrepreneurship 13 Jun, 3:10 PM Indusind Bank informs about press release 5 Jun, 3:18 PM IndusInd Bank extends hyper-personalized financial super-app to all existing retail banking customers 5 Jun, 12:58 PM IndusInd Bank reports consolidated net loss of Rs 2328 crore in Q4 22 May, 11:40 AM Indusind Bank - Quaterly Results 21 May, 6:31 PM Indusind Bank - Quaterly Results 21 May, 6:31 PM IndusInd Bank inks MoU with DPIIT to empower India's startup ecosystem 20 May, 3:08 PM IndusInd Bank inks MoU with AIC STPINEXT to empower India’s startup ecosystem 19 May, 12:30 PM IndusInd Bank informs about credit ratings 10 May, 3:40 PM IndusInd Bank’s net advances marginally rise in Q4FY25 5 Apr, 2:34 PM IndusInd Bank informs about half-yearly statement 2 Apr, 11:50 AM Indusind Bank informs about disclosure 29 Mar, 12:02 PM Induslnd Bank informs about press release 15 Mar, 4:32 PM IndusInd Bank reports discrepancies in derivative portfolio 11 Mar, 12:36 PM Indusind Bank informs about allotment under ESOP 6 Mar, 12:30 PM IndusInd Bank enters into partnership with Professional Golf Tour of India 19 Feb, 4:29 PM Indusind Bank - Quaterly Results 31 Jan, 3:37 PM Indusind Bank - Quaterly Results 31 Jan, 3:37 PM

Indusind Bank Stock Price Analysis and Quick Research Report. Is Indusind Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Indusind Bank is performing and if it is the right time to buy the stock of Indusind Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Indusind Bank has earned Rs 48667.6643 Cr. revenue in the latest financial year. Indusind Bank has posted outstanding revenue growth of 16.4457986626962in last 3 Years.

  • In terms of advances, Indusind Bank reported 0.5011% YOY,  rise . If you see 3 years advance growth, it stands at 13.0100329627455%.

  • Currently, Indusind Bank has a CASA ratio of 32.8417%. It’s overall cost of liability stands at 6.3764 %. Also, the total deposits from these accounts stood at Rs 411078.1394 Cr.

  • Indusind Bank has a healthy ROA track record. The ROA of Indusind Bank is at 0.4945%.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Indusind Bank stood at 3.13% and 0.95% respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 85.0649479707841% which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Indusind Bank decreased and is currently at Rs 7684.1942 Cr.

  • Indusind Bank has a Good Capital Adequacy Ratio of 16.24 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Indusind Bank is trading at a P/B of 0.982 . The historical average PB was 1.50009120905474.

One can find all the Financial Ratios of Indusind Bank in Ticker for free. Also, one can get the intrinsic value of Indusind Bank by using Valuation Calculators, which are available with a Finology ONE subscription. 

Indusind Bank FAQs

Q1. What is Indusind Bank share price today?
Ans: The current share price of Indusind Bank is Rs 814.55.

Q2. What is the market capitalisation of Indusind Bank?
Ans: Indusind Bank has a market capitalisation of Rs 63462.08672386 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Indusind Bank?
Ans: The PE ratio of Indusind Bank is -34.5772453666364 and the P/B ratio of Indusind Bank is 0.983819487875184, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Indusind Bank share?
Ans: The 52-week high share price of Indusind Bank is Rs 968.85, and the 52-week low share price of Indusind Bank is Rs 675.5.

Q5. Does Indusind Bank pay dividends?
Ans: Currently, Indusind Bank does not pay dividends. Dividend yield of Indusind Bank is around 0%.

Q6. What are the face value and book value of Indusind Bank shares?
Ans: The face value of Indusind Bank shares is Rs 10, while the book value per share of Indusind Bank is around Rs 827.9466. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Indusind Bank?
Ans: The ROE of Indusind Bank is 4.1799% and ROCE of Indusind Bank is 6.7507%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Indusind Bank a good buy for the long term?
Ans: The Indusind Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Indusind Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Indusind Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Indusind Bank’s financials?
Ans: You can review Indusind Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about Indusind Bank

IndusInd Bank Share Price, Stock Analysis & Company Profile

IndusInd Bank Limited is one of India’s leading private sector banks, known for its strong presence in retail banking, vehicle finance, and corporate lending. Established as part of the Hinduja Group, the bank has built a diversified financial ecosystem with a focus on technology-driven services and customer-centric offerings. This page serves as a comprehensive hub for investors seeking an in-depth IndusInd Bank stock analysis, providing all the essential tools to track the IndusInd Bank share price and assess its long-term growth potential.

About IndusInd Bank

Founded in 1994, IndusInd Bank was among the first new-generation private sector banks in India. Headquartered in Mumbai, the bank offers a wide range of banking and financial services to individuals, corporates, and institutions.

Over the years, IndusInd Bank has developed a strong footprint across India with a focus on retail banking, microfinance, and vehicle financing. It is particularly recognised for its leadership in commercial vehicle financing and its growing digital banking capabilities. The bank has also strengthened its position through strategic acquisitions like Bharat Financial Inclusion, enhancing its reach in rural and semi-urban markets.

IndusInd Bank Business Model

The business model of IndusInd Bank is centred around "Retail Expansion, Asset Quality, and Digital Integration." It operates through a well-diversified portfolio:

Retail Banking: Includes savings and current accounts, personal loans, credit cards, and wealth management services catering to individual customers.

Vehicle Finance: A key strength of the bank, focusing on financing commercial vehicles, passenger vehicles, and two-wheelers.

Corporate Banking: Provides working capital finance, trade finance, and treasury solutions to corporates and institutions.

Microfinance: Through Bharat Financial Inclusion, the bank serves underserved and rural populations with small-ticket loans.

Treasury Operations: Manages investments, liquidity, and risk through government securities, bonds, and forex operations.

Digital Banking: Offers mobile and internet banking solutions, focusing on seamless customer experience and fintech integration.

IndusInd Bank IPO and Listing Details

IndusInd Bank has been listed on Indian stock exchanges since the mid-1990s and has evolved into a significant player in the private banking space. These historical details are essential reference points for long-term investors.

IPO Listing Year: 1994
IPO Price: Rs 95 per share
Listing Price: The stock had a modest debut, listing close to its issue price.
Face Value: Rs 10 per share
ISIN: INE095A01012
Listing Exchanges: BSE and NSE
BSE Scrip Code: 532187
NSE Symbol: INDUSINDBK

IndusInd Bank Corporate Action History

IndusInd Bank has undertaken corporate actions over time to enhance shareholder value and improve stock liquidity.

Stock Split History

The bank has maintained a stable capital structure and has not frequently relied on stock splits compared to some peers.

No major stock split has been recorded in recent years.

Bonus Share History

IndusInd Bank has rewarded shareholders through bonus issues in the past.

2007: 1:1 Bonus Issue (1 bonus share for every 1 share held).

Investor Note: While IndusInd Bank has not frequently issued bonus shares or splits, its value creation has largely been driven by earnings growth, improving return ratios, and balance sheet expansion.

Investor Resources Available on This Page

We aim to provide retail investors with institutional-grade insights. On this page, you can access a wide range of tools to perform your own IndusInd Bank stock analysis:

Price Chart: Analyse historical price movements to track the IndusInd Bank share price trend.

Company Ratios: Evaluate valuation and performance using metrics like PE ratio, ROE, ROCE, and Net Interest Margin (NIM).

Quarterly Results & Balance Sheet: Review earnings performance, loan growth, asset quality (GNPA/NNPA), and profitability.

Cash Flow & Annual Reports: Understand financial stability and operational efficiency through detailed reports.

Shareholding Pattern: Track promoter holdings (Hinduja Group) and institutional participation (FII/DII).

Pros & Cons: Get a simplified view of strengths, such as a strong vehicle finance franchise, and risks like asset quality fluctuations.

Frequently Asked Questions

Q1. What is the IndusInd Bank share price today?
The share price displayed at the top of this page reflects the latest trading value on the NSE and BSE. Please note that price data is typically delayed by 15 minutes.

Q2. Who are the promoters of IndusInd Bank?
IndusInd Bank is promoted by the Hinduja Group, a diversified global conglomerate with interests across multiple sectors.

Q3. What was the IPO price of IndusInd Bank?
The IPO of IndusInd Bank was issued at Rs 95 per share in 1994.

Q4. Has IndusInd Bank issued bonus shares?
Yes, the bank issued bonus shares in a 1:1 ratio in 2007.

Q5. Where are IndusInd Bank shares listed?
The shares are listed on both the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).

Q6. What is the face value of IndusInd Bank shares?
The face value of each equity share of IndusInd Bank is Rs 10.

Q7. How can I access the IndusInd Bank Annual Report?
You can download the latest annual report and investor presentations from the “Reports” or “Documents” section available on this page.

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