NSE: PNB BSE: 532461 SECTOR: Bank - Public 279k 1k 593
₹ 52.5
₹ 51.8
₹ 62
₹ 28.05
₹ 57587.61 Cr.
46.56
1101.1 Cr.
22.97
0.63
₹ 2
1.24 %
₹ 83.01
₹ 28694.46 Cr.
49.38
73.15 %
₹ 2.28
14.5
4.02 %
5.28%
71 %
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The company is present in 31 Indices.
BANKNIFTY
NIFTYJR
NIFTYMIDCAP
NIFTYALPHA
NIFTY100WEIGHT
NFTY200MOM30
NIFTY100
NIFTY500
NIFTYMIDCAP150
NIFTYMIDSMALL400
NIFTYLGEMID250
NY500MUL50:25:25
NIFTY200
MIDCAP50
NIFTYTOTALMCAP
NIFTYMIDSELECT
NIFTYPSUBANK
NIFTYHIGHBETA
NIFTYHOUSING
BSE500
BSEPSU
MID150
BSE200
LMI250
MSL400
ALLCAP
LRGCAP
BSE100LARGECAPTMC
SPBSEVIP
FIN
S&P LARGEMIDCAP
Track the companies of Group.
Holding Value: 42123.07733255 Cr.
As of March2023
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
Let’s look at how PNB is performing and if it is the right time to buy the stock of PNB with detailed analysis.
For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. PNB has earned Rs 74879.5369 Cr. revenue in the latest financial year. It has posted decent revenue growth of 13.4277012427253 % in last 3 Years.
In terms of advances, the bank reported 8.00254937958194 % YOY, rise . If you see 3 years advance growth, it stands at 16.6935371135564 %.
Currently the company has a CASA ratio of 46.5578109378916 %. It’s overall cost of liability stands at 3.87491249832214 %. Also, the total deposits from these accounts stood at Rs 1146218.4496 Cr.
The Bank has a Poor ROA track record. The ROA of PNB is at 0.268456401231105 %.
The Lender is inefficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 11.78 % and 4.8 % respectively as on the latest financial year.
One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -11.9613324570132 % which means it has decreased from the previous year.
Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of PNB surged and is currently at Rs 12319.9579 Cr.
The company has a Good Capital Adequacy Ratio of 14.5 .
The best metric which provides insights about bank’s valuation is P/B ratio. Currently PNB is trading at a P/B of 0.6299 . The historical average PB was 0.608812214371845.