Punjab National Bank Share Price, Stock Analysis & Company Profile
Punjab National Bank (PNB) is a leading Indian financial institution that has been a pillar of the country's economy for over a century. Established in 1894 as the first bank managed solely by Indians with Indian capital, it has grown into a massive conglomerate with a significant global presence. As a premier Public Sector Bank, PNB plays a critical role in financial inclusion, infrastructure lending, and supporting India’s rural and urban economies.
This page provides a complete set of tools for investors to monitor the PNB share price, perform a detailed PNB stock analysis, and evaluate the bank’s performance within the broader Indian banking landscape.
About Punjab National Bank
Punjab National Bank has a storied history, having been founded during the Swadeshi movement by visionaries like Lala Lajpat Rai. Over the decades, it has expanded through organic growth and strategic mergers, most notably the 2020 amalgamation with Oriental Bank of Commerce and United Bank of India. Headquartered in New Delhi, the bank serves millions of customers through a vast network of branches and robust digital platforms.
Punjab National Bank Business Model
The bank operates a diversified business model designed to balance stable retail growth with high-value corporate and government lending. Key pillars of its operations include:
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Retail Banking: Providing personal loans, housing finance, and deposit products to a vast individual customer base.
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Corporate Banking: Supporting large-scale industrial projects, working capital requirements, and trade finance for Indian enterprises.
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RAM Segment: A strategic focus on Retail, Agriculture, and MSME (Micro, Small, and Medium Enterprises) lending to ensure diversified risk.
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Treasury Operations: Managing the bank's investment portfolio in government securities and money market instruments.
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Digital Transformation: Enhancing customer experience through mobile banking applications like PNB ONE and end-to-end digital credit journeys.
PNB IPO and Listing Details
Punjab National Bank is a prominent and highly liquid constituent of the Indian stock market, representing a significant portion of the public sector banking indices.
- Listing Year: 2002 (First Public Issue)
- IPO Price: Rs 31 per share (during the 2002 public offer)
- Subsequent Issue: A second public issue followed in March 2005 at a price band of Rs 350 – Rs 390.
- Listing Exchanges: BSE and NSE.
- Face Value: Rs 2 per share (Post-split).
- ISIN: INE160A01022.
- NSE Symbol: PNB.
- BSE Scrip Code: 532461.
PNB Corporate Action History
PNB has a consistent history of corporate actions aimed at improving liquidity and ensuring long-term participation from retail investors.
Bonus Share History
The bank generally focuses on building internal reserves and maintaining capital adequacy to support credit growth rather than frequent bonus issuances.
Stock Split History
To make the shares more affordable and increase market liquidity, the bank has undergone a major stock split.
Dividend History
PNB has a track record of sharing profits with its investors, with payout amounts reflecting its annual profitability and regulatory guidelines.
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FY 2025-26: Declared a dividend of Rs 2.90 per share.
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FY 2024-25: Total annual dividend amounted to Rs 1.50 per share.
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FY 2023-24: Total annual dividend amounted to Rs 0.65 per share.
Investor Resources Available on This Page
Retail investors can find a wealth of analytical data in the respective tables on this page to conduct a thorough PNB stock analysis:
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Price Chart: Track the long-term price trends and volatility of the PNB share price. (data delayed by 15 minutes)
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Company Ratios: Review essential banking metrics like Net Interest Margin (NIM), GNPA/NNPA ratios, and Return on Assets (RoA).
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Quarterly Results: Monitor growth in interest income, CASA deposits, and operating profits.
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Balance Sheet: Analyse the bank’s massive deposit base and loan book composition.
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Cash Flow Statement: Examine how the bank manages its liquidity requirements for lending and investment activities.
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Shareholding & Promoters: Track the stake held by the Government of India and various institutional investors.
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Pros & Cons: A simplified summary of the bank’s extensive reach versus risks like interest rate cycles.
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Annual Reports: Download official documents for deep dives into management’s future strategy.
Investors looking for a broader market perspective can also use the Stock Screener on Finology Ticker to filter and compare companies within the same sector.
Frequently Asked Questions (FAQs)
Q1. What is the latest PNB share price?
The current price is displayed at the top of this page. Please note that all price data and charts are provided with a 15-minute delay from the exchanges.
Q2. Who owns Punjab National Bank?
Punjab National Bank is primarily owned by the Government of India, which acts as the promoter and holds the majority stake.
Q3. When was the last stock split for PNB?
The last stock split for PNB took place in December 2014, when the face value was reduced from Rs 10 to Rs 2 per share.
Q4. Does PNB pay regular dividends?
Yes, the bank has a history of paying annual dividends. In recent years, the dividend amount has increased alongside the bank’s strengthening profitability.
Q5. Where can I find PNB's quarterly results?
Detailed quarterly financial updates, including Net Interest Income and NPA figures, are available in the "Quarterly Results" table on this page.
Q6. What is the PNB ONE app?
PNB ONE is the bank's comprehensive mobile banking application that allows customers to access a wide range of banking services digitally.
Q7. How can I download the latest PNB Annual Report?
You can access and download the latest and past Annual Reports directly from the "Reports" or "Documents" section table provided on this page