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SBI Life Insuran share price

SBI Life Insurance Company Ltd.

NSE: SBILIFE BSE: 540719 SECTOR: Insurance  214k   1k   311

1441.40
+18.85 (1.33%)
BSE: Today, 04:00 PM

Price Summary

Today's High

₹ 1447.9

Today's Low

₹ 1417

52 Week High

₹ 1935

52 Week Low

₹ 1307

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

144434.77 Cr.

Enterprise Value

139688.88 Cr.

No. of Shares

100.2 Cr.

P/E

66.21

P/B

8.88

Face Value

₹ 10

Div. Yield

0.19 %

Book Value (TTM)

₹  162.26

CASH

4745.89 Cr.

DEBT

0 Cr.

Promoter Holding

55.39 %

EPS (TTM)

₹  21.77

Sales Growth

-4.04

ROE

13.77 %

ROCE

14.12%

Profit Growth

10.07 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Index Presence

The company is present in 35 Indices.

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Sales Growth

1 Year-4.04%
3 Year15.66%
5 Year21.07%

Profit Growth

1 Year10.07%
3 Year9.16%
5 Year7.38%

ROE%

1 Year13.77%
3 Year13.97%
5 Year14.93%

ROCE %

1 Year14.12%
3 Year14.36%
5 Year15.33%

PEG Ratio

6.62

Price to Cash Flow

4.96

PAT Margin (%)

2.35

EPS Growth(%)

10.0042

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Sep 2024 55.39 0.00
Jun 2024 55.41 0.00
Mar 2024 55.42 0.00
Dec 2023 55.43 0.00
Sep 2023 55.44 0.00
Investors List
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024
Revenue From Operation 20049.66 22316.47 25116.47 15105.48 20266.1
Total Expenditure 28392.08 38680.85 37043.39 34059.99 39696.17
Other Income 8766.5 16734.33 12778.05 19551.49 20031.51
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 424.08 369.95 851.13 596.98 601.44
Tax 43.89 48.2 40.33 77.46 72.02
Net Profit 380.19 321.75 810.8 519.52 529.42
Adjusted EPS (Rs) 3.8 3.21 8.1 5.19 5.28

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Revenue From Operation 1462.65 1678.76 1732.43 2707.15 2597.65
Income From Investments 476.7 688.48 983.05 794.5 1034.06
Other Income 6.79 6.31 5.36 0.75 0
Expenses 524.58 855.78 1139.13 1744.72 1679.03
Provision 8.02 -24.68 20.96 -0.76 10.57
Profit Before Tax 1413.55 1542.46 1560.76 1758.45 1942.11
Tax -8.63 86.61 54.76 37.87 48.33
Net Profit 1422.18 1455.85 1506 1720.57 1893.78
Adjusted EPS (Rs) 14.22 14.56 15.05 17.19 18.91

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sources of funds
Share Capital 1000.03 1000.07 1000.37 1000.89 1001.47
Reserve and Surplus 7883.78 9092.22 10416.88 11921.96 13587.93
Fair Value A/C -140.83 307.72 203.87 92.93 316.93
Borrowings 0 0 0 0 0
Policy Holders Fund 153101.25 211349.73 255592.44 295428.03 376540.09
Funds For Appropriations 713.67 842.32 993.64 1142.74 1336.56
Total Liabilities 162557.89 222592.07 268207.2 309586.56 392782.99
Application of funds
Investment 80247.88 102541.15 122206.48 141078.94 169580
Loans 364.48 358.08 362.69 388.92 388.79
Total Net block 567.99 563.94 523.96 520.45 551.21
Other N/C Assets 78578.52 116216.51 142628.11 163256.61 216016.02
Net Current Assets 2799.01 2912.39 2485.95 4341.65 6246.97
Total Assets 162557.89 222592.07 268207.2 309586.56 392782.99
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
promoters 55.44 55.43 55.42 55.41 55.39
state bank of india 55.44 55.43 55.42 55.41 55.39
PARTICULARS Sep 2023% Dec 2023% Mar 2024% Jun 2024% Sep 2024%
investors 44.56 44.57 44.58 44.59 44.61
government of singapore 3.66 3.68 3.39 3.29 3.38
hdfc mutual fund-hdfc arb... - - - - 3.34
icici prudential nifty50 ... - - - 2.91 2.57
macritchie investments pt... 1.51 1.51 1.51 1.51 1.51
sbi large & midcap fund - - - - 1.36
hdfc mutual fund - hdfc s... - 2.89 - 3.32 -
sbi arbitrage opportuniti... 1.03 - 1.55 1.45 -
hdfc trustee company ltd.... - - 2.87 - -
icici prudential regular ... - - 2.64 - -
nps trust- a/c uti retire... - - 1.01 - -
icici prudential pharma h... - 2.47 - - -
sbi s&p bse 100 etf - 1.22 - - -
hdfc mutual fund - hdfc b... 2.58 - - - -
icici prudential nifty 50... 2.40 - - - -
mirae asset nifty 100 low... 1.07 - - - -
nps trust -a/c lic pensio... 1.03 - - - -

Ratings & Research Reports

Company Presentations

Company News

SBI Life subscribes initial investment in equity capital of Bima Sugam India Federation 12 Nov, 10:28 AM SBI Life Insurance Company reports 39% rise in Q2 net profit 23 Oct, 3:51 PM SBI Life Insuran - Quaterly Results 23 Oct, 2:43 PM SBI Life Insuran - Quaterly Results 23 Oct, 2:43 PM SBI Life Insuran - Quaterly Results 23 Oct, 2:43 PM SBI Life Insurance Company informs about analyst meet 19 Oct, 3:42 PM SBI Life Insurance Company informs about cancellation of investor meet 23 Sep, 5:06 PM SBI Life Insurance Company informs about change in directorate 28 Aug, 1:17 PM SBI Life Insurance Company informs about outcome of board meeting 24 Jul, 5:20 PM SBI Life Insurance Company reports 36% rise in Q1 net profit 24 Jul, 5:13 PM SBI Life Insuran - Quaterly Results 24 Jul, 3:35 PM SBI Life Insuran - Quaterly Results 24 Jul, 3:35 PM SBI Life Insuran - Quaterly Results 24 Jul, 3:35 PM SBI Life Insurance Company reports marginal rise in Q4 net profit 29 Apr, 4:29 PM SBI Life Insurance Company submits financial results 26 Apr, 5:13 PM SBI Life Insuran - Quaterly Results 26 Apr, 3:59 PM SBI Life Insuran - Quaterly Results 26 Apr, 3:59 PM SBI Life Insuran - Quaterly Results 26 Apr, 3:59 PM SBI Life Insurance Company informs about analyst meet 16 Mar, 1:34 PM SBI Life Insuran - Quaterly Results 25 Jan, 2:26 PM SBI Life Insuran - Quaterly Results 25 Jan, 2:26 PM SBI Life Insuran - Quaterly Results 25 Jan, 2:26 PM SBI Life Insurance Company informs about conference call 22 Jan, 1:02 PM SBI Life inks MoU with SKDRDP BC Trust 15 Dec, 3:18 PM SBI Life Insurance Company reports marginal rise in Q2 net profit 30 Oct, 10:59 AM SBI Life Insuran - Quaterly Results 27 Oct, 2:46 PM SBI Life Insuran - Quaterly Results 27 Oct, 2:46 PM SBI Life Insurance inks bancassurance pact with State Bank of Sikkim 29 Sep, 4:59 PM SBI Life Insurance launches 'LifeVerse Studio' 8 Sep, 2:30 PM SBI Life Insurance Company reports 45% rise in Q1 net profit 26 Jul, 11:40 AM SBI Life Insuran - Quaterly Results 25 Jul, 6:46 PM SBI Life Insuran - Quaterly Results 25 Jul, 6:46 PM SBI Life Insurance Company informs about board meeting 8 Jul, 10:56 AM SBI Life Insurance Company informs about disclosure 3 Jun, 1:41 PM SBI Life Insurance Company reports 16% rise in Q4 net profit 27 Apr, 6:18 PM SBI Life Insuran - Quaterly Results 26 Apr, 7:15 PM SBI Life Insuran - Quaterly Results 26 Apr, 7:15 PM SBI Life Insurance reports 16% fall in Q3 net profit 23 Jan, 12:24 PM SBI Life Insuran - Quaterly Results 21 Jan, 5:34 PM SBI Life Insuran - Quaterly Results 21 Jan, 5:34 PM SBI Life Insuran - Quaterly Results 21 Jan, 5:34 PM SBI Life Insurance Company reports 53% rise in Q2 net profit 25 Oct, 3:56 PM SBI Life Insurance Company informs about conference call 22 Oct, 3:39 PM SBI Life Insuran - Quaterly Results 21 Oct, 4:49 PM SBI Life Insuran - Quaterly Results 21 Oct, 4:49 PM SBI Life Insuran - Quaterly Results 21 Oct, 4:49 PM SBI Life Insurance Company reports 14.93% fall in new premium income in September 12 Oct, 5:14 PM SBI Life Insurance Company informs about analyst meet 24 Aug, 1:36 PM SBI Life Insurance Company informs about newspaper advertisement 6 Aug, 3:44 PM SBI Life Insurance Company reports 18% rise in Q1 net profit 1 Aug, 11:45 AM

SBI Life Insuran Stock Price Analysis and Quick Research Report. Is SBI Life Insuran an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

SBI Life Insuran stock price today is Rs 1440.95. Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). SBI Life Insuran has a PE ratio of 66.188494469555 which is high and comparatively overvalued .

  • Share Price: - The current share price of SBI Life Insuran is Rs 1440.95. One can use valuation calculators of ticker to know if SBI Life Insuran share price is undervalued or overvalued.

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for SBI Life Insuran is Rs 2.7 and the yield is 0.1872 %.

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Brief about SBI Life Insuran

SBI Life Insurance Company Ltd. Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

SBI Life Insurance Company Ltd. is a leading Indian life insurance company with a strong financial performance and consistent dividend policy. In this article, we will provide a comprehensive analysis of SBI Life Insurance Company Ltd. stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

SBI Life Insurance Company Ltd. Share Price:

SBI Life Insurance Company Ltd.'s share price is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze SBI Life Insurance Company Ltd.'s share price and identify any trends or patterns. The company's share price has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

SBI Life Insurance Company Ltd. Balance Sheet:

SBI Life Insurance Company Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include investments, while liabilities include policyholder liabilities, borrowings, and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze SBI Life Insurance Company Ltd.'s balance sheet and identify any red flags. The company's balance sheet has been strong over the past few years, reflecting the company's ability to generate cash and manage its liabilities. 

SBI Life Insurance Reserves

Holding reserves is one of the strategies that SBI Life Insurance has depicted good growth in the recent past. For a start in March 2020, the reserves stood at ?7,883.78 crores while in March 2024 they touched ?13,587.93 crores. This is due to a high compounded annual growth rate (CAGR), demonstrating the credible condition of the company’s financial and profitability.

SBI Life Insurance Profit and Loss Statement

In its balance sheet the company has zero borrowing from as far back as March 2020 through to March 2024, this is a sign of good management. This lack of liabilities can be assessed as the factor that puts SBI Life Insurance in a stronger position as to market risks and interest rate fluctuations, thus making it for SBI Life Insurance a reliable participant of the insurance market.

SBI-Life Insurance Assets Increase

SBI Life’s total assets have grown substantially from ?1,62,557.89 Crores in March 20 to ?3,92,782.99 Crores in March 24. This magnificent growth is due to its investments, which increased from ?80,247.88 crore to ?1,69,580 crore – a sign of a strategic shift to increasing returns by diversifying its investments.

Working Capital Strategy of SBI Life Insurance Current Assets

The net current assets too have revealed a good amount of enhancement and have risen from ?2,799.01 crores in March 2020 to ?6,246.97 crores in March 2024. This led to increased capacity, flow, and effectiveness of operation that made it easy for the company to meet all its short term obligations.

Aspects highlighted in this analysis refer to the Standalone Balance Sheet of SBI Life Insurance. Apart from this, investors can also try searching using the explored markets in order to have a better understanding of the insurance and finance related sectors on indices such as National Stock Exchange (NSE) and Bombay Stock Exchange (BSE).

SBI Life Insurance Company Ltd. Annual Report:

SBI Life Insurance Company Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download SBI Life Insurance Company Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

SBI Life Insurance Company Ltd. Dividend:

SBI Life Insurance Company Ltd. pays dividends to its shareholders. The company has a consistent dividend policy and pays dividends regularly. Long-term investors should consider this when evaluating SBI Life Insurance Company Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

SBI Life Insurance Company Ltd. Quarterly Results:

SBI Life Insurance Company Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's premium income, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze SBI Life Insurance Company Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

SBI Life Insurance Company Ltd. Stock Price:

SBI Life Insurance Company Ltd.'s stock price is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track SBI Life Insurance Company Ltd.'s stock price and identify potential buying opportunities. The stock price of SBI Life Insurance Company Ltd. has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

SBI Life Insurance Company Ltd. Price Chart:

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze SBI Life Insurance Company Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of SBI Life Insurance Company Ltd. has been relatively stable over the past few years, reflecting the company's strong financial performance and consistent dividend policy.

SBI Life Insurance Company Ltd. News:

Keeping up to date with the latest news about SBI Life Insurance Company Ltd. is important for investors. Our website provides the latest news about SBI Life Insurance Company Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

SBI Life Insurance Company Ltd. Concall:

SBI Life Insurance Company Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to SBI Life Insurance Company Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

SBI Life Insurance Company Ltd. Transcripts:

Transcripts of SBI Life Insurance Company Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

SBI Life Insurance Company Ltd. Investor Presentations:

SBI Life Insurance Company Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download SBI Life Insurance Company Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

SBI Life Insurance Company Ltd. Promoters:

Promoters are individuals or entities that have a significant stake in a company. SBI Life Insurance Company Ltd.'s promoters include State Bank of India and BNP Paribas Cardif. Long-term investors can use our pre-built screening tools to analyze SBI Life Insurance Company Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of SBI Life Insurance Company Ltd. are relatively stable, which is a positive sign for long-term investors.

SBI Life Insurance Company Ltd. Shareholders:

SBI Life Insurance Company Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze SBI Life Insurance Company Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of SBI Life Insurance Company Ltd. is diverse, which is a positive sign for long-term investors.

SBI Life Insurance Company Ltd. Premium Features:

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

SBI Life Insurance Company Limited ROCE

SBI Life Insurance Company Limited's Return on Capital Employed (ROCE) is a key measure of its profitability and efficiency in utilizing its capital. The ROCE ratio assesses how effectively the company generates profits from its total capital employed, including both shareholders' equity and debt. By analyzing this ratio, investors can determine the company's ability to generate returns for its capital providers.

You can find the ROCE data for SBI Life Insurance Company Limited in the financials table or ratio section above.

SBI Life Insurance Company Limited EBITDA

EBITDA, or Earnings Before Interest, Taxes, Depreciation, and Amortization, is a measure of SBI Life Insurance Company Limited's operating performance. It provides insight into the company's profitability by excluding non-operating expenses and non-cash items. By evaluating the EBITDA, investors can understand the underlying operational strength of the company.

You can find the EBITDA data for SBI Life Insurance Company Limited in the financials table or ratio section above.

SBI Life Insurance Company Limited DPS

The Dividends Per Share (DPS) metric allows investors to assess the portion of the company's earnings distributed to shareholders in the form of dividends. By examining the DPS, investors can evaluate the company's dividend policy and potential returns from their investment. SBI Life Insurance Company Limited's DPS reveals insights into its commitment to sharing profits with its shareholders.

You can find the DPS data for SBI Life Insurance Company Limited in the financials table or ratio section above.

SBI Life Insurance Company Limited EPS

Earnings Per Share (EPS) is a vital measure that investors consider to assess a company's profitability and future growth prospects. SBI Life Insurance Company Limited's EPS provides an indication of its net income attributed to each outstanding share. By examining the EPS, investors can gauge the company's earning potential on a per-share basis.

You can find the EPS data for SBI Life Insurance Company Limited in the financials table or ratio section above.

SBI Life Insurance Q2 FY25 Revenue Break up

During reporting of Q2 FY25 (September 2024), SBI Life Insurance registered its revenue from operations at Rs 20,266.10 crore up from 15,105.48 crore in Q1 FY25 (June 2024) registering an annual growth of 34.13%. Compared to the same period of last year, to be specific, September 2023, the company revenue was quite stable indicating that the company is a constant player in the market.

Q2 FY25 profit of SBI Life Insurance

The operating profit for SBI Life Insurance for the quarter ended September 2024 is Rs 529.42 crore, which is up from Rs 519.52 crore in the immediate prior quarter. It scaled up Rs.380.19 crore in Q2 FY24 up to September 2023 in terms of Net profit that speaks of the fact that the company has registered improved profitability by 39.21 %.

SBI Life Insurance Company Expenditure for Q2 FY25

Total expense of the quarter ending September 2024 was Rs 39,696.17 crore as against Rs 34,059.99 crore of the June 2024 quarter. The rise in expense implies that there is growth in the operational activities and the costs involved which parade the margin.

SBI Life Insurance Performance Operating Profit and Earning Per Share Q2 FY25

The net operating revenue for Q2 FY25 was Rs 5,942.89 crore higher than the revenue from the same period of the previous year and PAT for the current quarter was Rs 432.56 crore The company’s “Adjusted EPS” also edged up from Rs 5.19 in the previous quarter to Rs 5.28 in the current quarter. The EPS growth suggests a good earnings picture in terms of performance in relation to the growth of shareholders’ value.

The discussional content revolves around the independent analysis of the SBI Life Insurance with reference to the Standalone Quarterly Results. This information will benefit the investors in getting a better understanding of the market especially focusing on the NSE and BSE insurance sector trends.

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