SBI Life Insurance Company Ltd.

NSE: SBILIFE BSE: 540719 SECTOR: Insurance

1177.5
-21.3 (-1.78%)
NSE: 20 Sep 04:12 PM

Price Summary

Today's High

₹ 1198.7

Today's Low

₹ 1174

52 Week High

₹ 1253.65

52 Week Low

₹ 755.25

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

117772.63 Cr.

Enterprise Value

115062.11 Cr.

No. of Shares

100.02 Cr.

P/E

91.43

P/B

11.13

Face Value

₹ 10

Div. Yield

0.21%

Book Value (TTM)

₹  105.76

CASH

2710.52 Cr.

DEBT

0 Cr.

Promoter Holding

55.7%

EPS (TTM)

₹  12.88

Sales Growth

14.78%

ROE

15.34 %

ROCE

16.26 %

Profit Growth

2.37 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Ratios

Sales Growth

1 Year14.78%
3 Year26.5%
5 Year20.33%

Profit Growth

1 Year2.37%
3 Year8.17%
5 Year11.08%

ROE%

1 Year15.34%
3 Year17.31%
5 Year18.03%

ROCE %

1 Year16.26%
3 Year17.8%
5 Year18.52%

PEG Ratio

38.7

Price to Cash Flow

4.93

PAT Margin (%)

2.92525566335135

EPS Growth(%)

2.36266158134163

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2021 55.7 0
Mar 2021 55.7 0
Dec 2020 60.7 0
Sep 2020 60.7 0
Jun 2020 60.7 0
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Revenue From Operation 7588.09 12857.95 13766.49 15555.74 8312.55
Total Expenditure 15647.49 12761.69 26431.94 19798.92 15752.09
Other Income 8686.4 203.31 12961.46 4745.09 7709.07
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 627 299.57 296.01 501.91 269.53
Tax 236.11 -0.16 63.16 -30.47 46.37
Net Profit 390.89 299.73 232.85 532.38 223.16
Adjusted EPS (Rs) 3.91 3 2.33 5.32 2.23

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Revenue From Operation 654.59 829.4 998.5 1462.65 1678.76
Income From Investments 401.52 452.06 505.66 476.7 688.48
Other Income 8.21 11.47 13.54 6.79 6.31
Expenses 90.17 107.73 128.91 524.58 855.78
Provision -0.41 0.74 15.93 8.02 -24.68
Profit Before Tax 974.57 1184.46 1372.86 1413.55 1542.46
Tax 19.92 34.07 46.07 -8.63 86.61
Net Profit 954.65 1150.39 1326.8 1422.18 1455.85
Adjusted EPS (Rs) 9.55 11.5 13.27 14.22 14.56

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Sources of funds
Share Capital 1000 1000 1000 1000.03 1000.07
Reserve and Surplus 4464.78 5374.46 6460.14 7883.78 9092.22
Fair Value A/C 87.3 153.36 116.21 -140.83 307.72
Borrowings 0 0 0 0 0
Policy Holders Fund 93673.17 111434.47 135139.86 153101.25 211349.73
Funds For Appropriations 0 193.48 281.62 713.67 842.32
Total Liabilities 99225.25 118155.76 142997.83 162557.89 222592.07
Application of funds
Investment 51257.25 59500.02 70195.63 80247.88 102541.15
Loans 178.2 170.9 172.5 364.48 358.08
Total Net block 507.43 511.18 563.37 567.99 563.94
Other N/C Assets 44604.08 55005.96 69160.93 78578.52 116216.51
Net Current Assets 2678.29 2967.7 2905.4 2799.01 2912.39
Total Assets 99225.25 118155.76 142997.83 162557.89 222592.07
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Promoters 60.7 60.7 60.7 55.7 55.7
bnp paribas cardif 5.2 5.2 5.2 0.2 0.2
state bank of india 55.5 55.5 55.5 55.5 55.49
state bank of india 55.5 55.5 55.5 55.5 55.49
bnp paribas cardif 5.2 5.2 5.2 0.2 0.2
PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
Public 6.14 6.51 6.38 6.85 7.43
macritchie investments pt... 1.51 1.51 1.51 1.51 1.51
qualified institutional b... 0 1.62 0 2.03 2.73
icici prudential life ins... 0 0 0 0 1.36
PARTICULARS Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
FII/DII 33.17 32.8 32.92 37.45 36.88
government of singapore 1.15 1.03 0 2.32 2.69
ca emerald investments 6 6 6 6 1.9
canada pension plan inves... 2.86 2.86 2.86 2.86 2.86
icici prudential nifty ne... 2.03 0 0 0 0
icici prudential equity s... 0 1.81 0 1.69 0
icici prudential value fu... 0 0 1.47 0 0
ca emerald investments 6 6 6 6 1.9
canada pension plan inves... 2.86 2.86 2.86 2.86 2.86
government of singapore 1.15 1.03 0 2.32 2.69
icici prudential nifty in... 0 0 0 0 2.45

Ratings & Research Reports

Company Presentations

SBI Life Insuran Stock Price Analysis and Quick Research Report. Is SBI Life Insuran an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). SBI Life Insuran has a PE ratio of 91.4300356402432 which is high and comparatively overvalued .

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for SBI Life Insuran is Rs 2.5 and the yield is 0.2119 %.

Brief about SBI Life Insuran

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