Shriram Finance Financials: Check Share Price, Balance Sheet, Annual Report and Quarterly Results for Company Analysis

Shriram Finance is a leading non-banking financial company in India, providing a wide range of financial products and services. In this article, we will provide a comprehensive analysis of Shriram Finance Ltd. stock from a long-term investor's perspective. We will cover various topics such as share price, balance sheet, annual report, dividend, quarterly result, stock price, price chart, news, concall, transcripts, investor presentations, promoters, and shareholders.

Shriram Finance Share Price

Shriram Finance Ltd.'s share price is an important indicator of investor sentiment towards the company. The share price is influenced by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to analyze Shriram Finance Ltd.'s share price and identify any trends or patterns. The company's share price has shown a stable trend over the past few years, reflecting the company's strong fundamentals.

Shriram Finance Balance Sheet

Shriram Finance Ltd.'s balance sheet provides crucial information about its financial health. The company's assets include loans, investments, and other assets, while liabilities include borrowings, deposits, and other liabilities. Equity includes share capital, reserves, and surplus. Long-term investors can use our pre-built screening tools to analyze Shriram Finance Ltd.'s balance sheet and identify any red flags. The company's balance sheet has shown a stable trend over the past few years, reflecting the company's strong financial position.

Reserves of Shriram Finance Show Steady Growth

Over the years, Shriram Finance has accumulated enormous reserves. By March 2024, the company's reserves amounted to 48,192.60 crores, a considerable increase from 17,778.28 crores in March 2020. The steady growth in reserves confirms the company’s sound financial position, which aims to constantly plough back retained earnings.

Borrowings of Shriram Finance

The borrowings of Shriram Finance have undergone good growth. By March 2024, the company’s borrowings stood at ?1,80,565.36 crore compared to ?92,315.94 crore in the same fiscal year of the previous year. This rise in debt indicates that the company’s growth is in the expansion stage and therefore, is sourcing funding for the expanding loan book.

Rise in Loan Book of Shriram Finance

The company’s loan assets have also increased by an outstanding amount of ?2,07,929.41 crore as of March 2024 against ?102231.63 crore as of March 2020. This rise of close to two billion US dollars worth of loans demonstrates an aggressive lending nous responsive to strengthening market conditions.

Increase in Current Liabilities

During the same period, Shriram Finance's current liabilities also rose considerably, amounting to ?13,603.74 Crore in March 2024 from ?4,651.94 Crore in March 2020. This increase could mean more current liabilities or more operational expenditures in the short term.

This analysis is based on Shriram Finance’s standalone balance sheet. Investors may want to keep a close eye on this stock they can add to their Watchlist as it continues its financial expansion.

Shriram Finance Annual Report

Shriram Finance Ltd. releases an annual report every year, which provides detailed information about the company's financial performance, strategic initiatives, and future plans. The annual report includes a letter from the Chairman, financial statements, and management discussion and analysis. Long-term investors can download Shriram Finance Ltd.'s annual report from our website and use it to make informed investment decisions. The annual report provides valuable insights into the company's operations and financial performance.

Shriram Finance Dividend

Shriram Finance Ltd. has a consistent dividend payout history. The company has been paying dividends regularly, reflecting the company's strong financial position. Long-term investors should consider this when evaluating Shriram Finance Ltd.'s stock. Our pre-built screening tools can be used to analyze the company's dividend history and identify any trends or patterns.

Shriram Finance Quarterly Results

Shriram Finance Ltd. releases its quarterly results every three months. The quarterly results provide information about the company's revenue, earnings, and expenses. Long-term investors can use our pre-built screening tools to analyze Shriram Finance Ltd.'s quarterly results and identify any trends or patterns. The quarterly results are an important indicator of the company's financial health and performance.

Shriram Finance latest quarter result updates

Let’s analyse Shriram Finance's Q4FY24 result update. It has been a very encouraging fourth Quarter and full year. Shriram Finance is seeing a fruitful dividend in its business model at the end of a full financial year post-merger.

The GST collection for March 2024 rose 11.5% on an annual basis to Rs. 1.78 lakh crores, the second highest since the GST regime came into force. The GST collection for the full year increased by 11.7% to Rs. 20.1 lakh crores.

Auto industry & Sales of Shriram Finance

This Quarter's sales were good for Shriram Finance. The total CV sales for the Q4 were 2.68 lakh, up from 2.79 lakh.
This little slowdown was anticipated by Shriram Finance because of the election year lower activity during the election period. And the full year growth was also flattish 9.68 lakh against 9.62 lakh units sold in FY23.

But the Auto Industry Two-wheeler and Tractor segment has done pretty well. It saw a robust growth of 24.9%, with sales of 45.04 lakh units in Q4 FY24 against 36.05 lakh units sold in Q4 FY23. For the full year, it registered a growth of 13.30% in sales of 179.74 lakh units against 158.63 lakh units sold in the same period last year.

Shriram Finance's tractor sales again registered growth in Q4, with 9.12%, at 2.44 lakh units, against 2.23 lakh units in Q4 FY23. For the full year, sales were 7.47%, at 8.91 lakh units, against 8.29 lakh units sold in the same period last year.

Operational Performance of Shriram Finance

Shriram Finance has had a growth of 26.64% on YoY basis and 4.07% on QoQ Basis. In Q4 FY24 Rs. 39,326.86 crores versus Rs. 31,054.08 crores in Q4 FY23.

The AUM has also grown by 21.1%. Shriram Finance AUM stood at Rs. 2,24,861.98 crores as against Rs. 1,85,682.86 crores a year ago and Rs. 2,14,233.47 crores in Q3 FY24.  

The NII Grow by 20.02% YoY and 4.75% QoQ, earned a net interest income of Rs. 5,336.06 crores in Q4 FY24 this year, as compared to Rs. 4,445.89 crores in Q4 FY23 and Rs. 5,093.93 crore in Q3 FY24.

And the PAT of Shriram Finance for Q4 FY24 is of Rs. 1,945.87 crores Compared to  Q4 FY23 is 1308.31 Crore and Rs. 1818.33 Crore in Q3 FY24.

Total Employees in Shriram Finance

Total employee as of 31 March is 74,645 as against 73,485 in the December quarter. 

Shriram Finance Stock Price

The stock price of Shriram Finance Ltd. is affected by various factors such as the company's financial performance, global economic conditions, and market sentiment. Long-term investors can use our pre-built screening tools to track Shriram Finance Ltd.'s stock price and identify potential buying opportunities. The stock price of Shriram Finance Ltd. has shown a stable trend over the past few years, reflecting the company's strong fundamentals.

Shriram Finance Price Chart

A price chart provides a visual representation of a company's stock price over a period of time. Long-term investors can use our pre-built screening tools to analyze Shriram Finance Ltd.'s price chart and identify any trends or patterns. The price chart shows that the stock price of Shriram Finance Ltd. has shown a stable trend over the past few years, reflecting the company's strong fundamentals.

Shriram Finance News

Keeping up to date with the latest news about Shriram Finance Ltd. is important for investors. Our website provides the latest news about Shriram Finance Ltd. from various sources such as financial news websites and social media. Long-term investors can use this information to make informed investment decisions.

Shriram Finance Concall

Shriram Finance Ltd. holds conference calls with analysts and investors to discuss its financial performance and future plans. Long-term investors can listen to Shriram Finance Ltd.'s concall and use the information provided to make informed investment decisions. Our website provides information about upcoming concalls and links to listen to past concalls.

Shriram Finance Transcripts

Transcripts of Shriram Finance Ltd.'s concalls are available on our website. Long-term investors can download the transcripts and use them to analyze the company's financial performance and future plans. The transcripts provide valuable insights into the company's operations and financial performance.

Shriram Finance Investor Presentations

Shriram Finance Ltd. provides investor presentations on its website. These presentations provide information about the company's financial performance, strategic initiatives, and future plans. Long-term investors can download Shriram Finance Ltd.'s investor presentations from our website and use them to make informed investment decisions. The investor presentations provide valuable insights into the company's operations and financial performance.

Shriram Finance Promoters

Promoters are individuals or entities that have a significant stake in a company. Shriram Finance Ltd.'s promoters include the Shriram Group. Long-term investors can use our pre-built screening tools to analyze Shriram Finance Ltd.'s promoter holdings and identify any potential conflicts of interest. The promoter holdings of Shriram Finance Ltd. are relatively stable, which is a positive sign for long-term investors.

Shriram Finance Shareholders

Shriram Finance Ltd. has a large number of shareholders, including institutional investors and individual investors. Long-term investors can use our pre-built screening tools to analyze Shriram Finance Ltd.'s shareholder base and identify any potential risks or opportunities. The shareholder base of Shriram Finance Ltd. is diverse, which is a positive sign for long-term investors.

Shriram Finance Premium Features

Our website provides premium features tools such as DCF Analysis, BVPS Analysis, Earnings multiple approach, and DuPont analysis. These tools can help long-term investors make better investment decisions by providing more detailed insights into the company's financial performance and valuation.

Shriram Finance Limited ROCE

The Return on Capital Employed (ROCE) for Shriram Finance Limited measures the efficiency of the company in generating profits from its capital investments. This ratio can be found in the financials table above or the dedicated ratio section on this page.

Shriram Finance Limited EBITDA

EBITDA, which stands for Earnings Before Interest, Taxes, Depreciation, and Amortization, reflects Shriram Finance Limited's operating performance without considering certain financial factors. You can access the EBITDA data for the company on this stock analysis page.

Shriram Finance Limited DPS

Dividends Per Share (DPS) for Shriram Finance Limited represents the portion of profits distributed to shareholders on a per-share basis. The DPS information for the company is readily available in the financials table or ratio section above.

Shriram Finance Limited EPS

Earnings Per Share (EPS) of Shriram Finance Limited indicates the portion of the company's profit allocated to each outstanding share of common stock. You can acquire the EPS data for the company on this web page, ensuring comprehensive stock analysis.

Shriram Finance Q2 FY25 revenue

On a full loading Shriram Finance achieved the operation revenue for Q2 FY25 was Rs 10,089.54 crore, which was based on September 2024. The increase is by 5.06 percent from Rs 9,604.98 crore in the previous quarter ended June 2024 and a stellar 17.94 percent up from Rs 8,555.48 crore and in the same period of the previous fiscal September 2023. Controlling of revenue proves that the organization is well managed and is in possession of strong demand, hence the steady revenue growth.

Shriram Finance Q2 FY25 profit summary

Net profit rose 4.57% to Rs 2,071.26 crore from Rs 1,980.59 crore in the previous quarter ending June 2024 and 18.3% higher than Rs 1,750.84 crore in the same quarter of Sep 2023. The steady increase in overall profitability also forms part of Shriram Finance on efficiency, particularly on the way it deals with costs and improvement of revenues in advancing the company’s financial strength.

Shriram Finance  Q2 FY25  Margins and Expenses

Stripping off the exceptional items, the interest expenses for the second quarter of the year were Rs 4,350.42 crore for September 2024 compared with Rs 4,128.91 crore in the previous quarter. Selling and general and administrative expenses were Rs 2,835.87 crore, while in June 2024, these costs were Rs 2,660.73 crore. One was able to manage the various expenses hence maintaining healthy profit margins for the company.

Shriram Finance Operating profit for Q2 FY25 and Earning Per Share

Profit before tax was Rs 2,751.53 crore and the Adjusted EPS for September 2024 also up at Rs 55.09 compared to Rs 52.69 for the previous quarter. 

The information includes Standalone Quarterly Results of Shriram Finance. Using the screening criteria some investors may find it useful to include parameters such as EPS growth.