Shriram Transport Finance Company Ltd.

NSE: SRTRANSFIN  SECTOR: Finance - NBFC

1150.65
-50.4 (-4.2%)

Price Summary

Today's High

₹ 1181.1

Today's Low

₹ 1131.7

52 Week High

₹ 1331.8

52 Week Low

₹ 428.7

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.

Company Essentials

Market Cap

29118.522993345 Cr.

Advances

102231.63 Cr.

No. of Shares

25.3061513 Cr.

P/E

13.82

P/B

1.43

Face Value

₹ 10

Div. Yield

0.42%

Book Value (TTM)

₹  802.6646

Operating Revenue

16562.36 Cr.

Net Profit

2501.84 Cr.

Promoter Holding

26.48%

EPS (TTM)

₹  83.2667

Sales Growth

6.653358361533 %

ROE

14.7856679772894 %

ROCE

10.8769084039664 %

Profit Growth

-2.42395641168646 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1w1m3m6m1Yr3Yr5Yr

* Prices are based on daily market changes.

Valuation Chart 1w1m3m6m1Yr3Yr5Yr

* The chart is based on the standalone earnings of the company.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

Income Growth (in Cr.)

1 Year6.65%
3 Year15.22%
5 Year13.91%

Profit Growth (in Cr.)

1 Year-2.42%
3 Year25.78%
5 Year15.11%

ROE%

1 Year14.79%
3 Year17.33%
5 Year15.18%

ROCE %

1 Year10.88%
3 Year11.67%
5 Year11.72%

ROA%

2.21221797169789

PEG Ratio

NA

PAT Margin (%)

15.1055767414789

EPS Growth(%)

NA

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2020 26.48 0
Sep 2020 26.48 0
Jun 2020 26.25 0
Mar 2020 26.25 0
Dec 2019 26.25 0
* Figures given above are % of equity capital

 Strengths

  • Company has a healthy Return on Equity (ROE) track record of 17.3347546155221%.
  • The company is trading at 0.835435175249762 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 15.2163192846682%.
  • The company has delivered substantial profit growth of 25.7772163155823% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 29.4475328278469%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020
Operating Revenue 4217.54 4286.04 4168.42 4140.91 4347.75
Other Income 2.28 2.16 4.62 3.79 3.51
Interest Expended 2113.4 2119.29 2158.85 2267.22 2262.93
Operating Expenses 1143.95 946.29 1634.58 1410.9 1135.87
Total Provisions 0 0 0 0 0
Depreciation 35.6 36.3 35.71 36 32.04
Profit Before Tax 926.87 1186.32 343.9 430.58 920.42
Tax 161.82 307.16 120.52 110.52 235.86
Net Profit 765.05 879.16 223.38 320.06 684.56

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Operating Income 10289.78 10828.75 13304.39 15529.15 16562.36
Other Income 3.7 1.86 62.98 102.99 20.87
Interest 5087.41 5220.15 6417.5 7566 8315.33
Operating Expenses 1184.45 1196.69 1470.91 1721.75 1914.56
Total Provisions 2240.18 2489.85 1816.91 2566.12 2914.67
Exceptional Items 0 0 139.75 0 0
Profit Before Tax 1781.43 1923.93 3801.8 3778.27 3438.67
Tax 603.23 666.58 1341.26 1214.28 936.83
Profit After Tax 1178.2 1257.34 2460.54 2563.99 2501.84
Adjusted EPS (Rs.) 50.6 54 105.67 110.11 107.44

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Equity and Liabilities
Share Capital 226.91 226.91 226.91 226.9 226.88
Total Reserves 9927.21 11075.32 13348.58 15609.38 17778.28
Borrowings 30269.67 33700.18 76932.07 82965.92 92315.94
Other N/C liabilities 6055.4 7293.9 2459.41 3063.61 3081.58
Current liabilities 26467.57 27713.84 11062.48 6263.43 4651.94
Total Liabilities 72946.75 80010.15 104029.44 108129.24 118054.62
Assets
Loans 42850 47130.71 90745.62 96751.49 102231.63
Net Block 101.06 83.78 119.96 145.43 480.39
Capital WIP 0 0 0 0 0
Investments 1252.17 1497.14 2343.46 4001.13 2800.51
Other Loans 2516.07 2533.94 2558.78 3056.32 3205.77
Other N/C Assets 14.88 76.25 19.57 80.24 93.64
Current Assets 26212.58 28688.34 8242.06 4094.63 9242.68
Total Assets 72946.75 80010.15 104029.44 108129.24 118054.62
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Company Presentations

Company News

Shriram Trans. Fin Stock Price Analysis and Quick Research Report. Is Shriram Trans. Fin an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Shriram Trans. Fin better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 2501.84 Cr and the compounded growth of profit in the past 3 years is 25.7772163155823 %. The PAT margin of Shriram Trans. Fin is 15.1055767414789 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Shriram Trans. Fin , the EPS declined by -2.42392762461641 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of Shriram Trans. Fin is at 14.7856679772894 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Shriram Trans. Fin is worth at the current levels at Rs 1150.65. The stock is trading at a current P/E ratio of 5.85804644236885 and the average historical P/E for the last 5 years was 13.3248342645548.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Shriram Trans. Fin is trading at a P/B of 1.43353774415864 . The average historical P/B for the last 5 years was 1.87297700541182. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Shriram Trans. Fin

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