Power Finance Corp

Power Finance Corporation Ltd.

NSE: PFC BSE: 532810 SECTOR: Finance Term Lending  155k   1k   274

147.10
-1.80 (-1.21%)
NSE: Today, 10:14 AM

Price Summary

Today's High

₹ 150

Today's Low

₹ 146.6

52 Week High

₹ 170.6

52 Week Low

₹ 97.1

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 38835.6 Cr.

Advances

₹ 360929.74 Cr.

No. of Shares

264.01 Cr.

P/E

3.62

P/B

0.59

Face Value

₹ 10

Div. Yield

8.06 %

Book Value (TTM)

₹  249.48

Operating Revenue

₹ 38545.4 Cr.

Net Profit

₹ 10021.9 Cr.

Promoter Holding

55.99 %

EPS (TTM)

₹  40.61

Sales Growth

2.12

ROE

17.94 %

ROCE

9.23%

Profit Growth

18.69 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Index Presence

The company is present in 34 Indices.

NIFTYMIDCAP

NIFTY Midcap 100
29332.7
  -93.8999999999978 (-0.319099046440963%)

NIFTYFINANCE

Nifty Financial Services
17638.7
  22.6500000000015 (0.128575929337171%)

NTYFIN2550

Nifty Financial Services 25/50
16911.3
  31.6499999999978 (0.187503887817564%)

NFTALLO30

NIFTY Alpha Low-Volatility 30
16486.65
  -23.2999999999993 (-0.141127017344078%)

NIFTY500

Nifty 500
14235.55
  -27.1500000000015 (-0.190356664586655%)

NIFTYMIDCAP150

Nifty Midcap 150
11067.95
  -34.1499999999996 (-0.307599463164621%)

NIFTYMIDSMALL400

Nifty MidSmallcap 400
10154.55
  -37.3000000000011 (-0.365978698666103%)

NIFTYLGEMID250

NIFTY LargeMidcap 250
9396.85
  -21.1999999999989 (-0.225099675622864%)

NY500MUL50:25:25

Nifty500 Multicap 50:25:25
9240.3
  -24.9000000000015 (-0.268747571558103%)

NIFTY200

Nifty 200
8816.2
  -14.3999999999996 (-0.163069327112542%)

MIDCAP50

Nifty Midcap 50
8233.25
  -22.6000000000004 (-0.273745283647353%)

NIFTYTOTALMCAP

Nifty Total Market index
7921.7
  -15.6000000000004 (-0.19654038526955%)

NIFTYPSE

Nifty PSE
4374.35
  -25.3499999999995 (-0.57617564833965%)

NIFTYDIVOPPT

Nifty Dividend Opportunities 50
3798.2
  -3.95000000000027 (-0.103888589350765%)

NFTALQLV30

NIFTY Alpha Quality Value Low-Volatility 30
11169.52
  19.2700000000004 (0.172821237192%)

NFTALQVL30

NIFTY Alpha Quality Low-Volatility 30
13487.18
  29.6700000000001 (0.220471692014357%)

NIFTY500VAL50

NIFTY500 Value 50
6752.73
  -22.9500000000007 (-0.338711391328994%)

NFTFINSEREXBNK

Nifty Financial Services Ex-Bank Index
15446.2
  -269.25 (-1.7132821522769%)

MIDCAP

S&P Bse Mid Cap
23455.39
  -90.4099999999999 (-0.383975061369757%)

BSE500

S&P Bse 500
22644.85
  -42.130000000001 (-0.185701225989532%)

BSEPSU

S&P Bse PSU
9240.54
  -42.5899999999983 (-0.458789223031442%)

MID150

S&P Bse 150 MidCap
8355.11
  -29.2299999999996 (-0.348626129188456%)

BSE200

S&P Bse 200
7227.36
  -11.6500000000005 (-0.160933608324898%)

LMI250

S&P Bse 250 LargeMidCap
6832.25
  -11.4399999999996 (-0.167161282875172%)

ALLCAP

S&P Bse Allcap
6495.85
  -13.1799999999994 (-0.202487928308814%)

MSL400

S&P Bse 400 MidSmallCap
6289.31
  -23.6299999999992 (-0.374310543106682%)

BHRT22

S&P Bse Bharat 22 Index
4747.6
  -17.1099999999997 (-0.359098455100093%)

CPSE

S&P Bse CPSE
1672.12
  -9.59000000000015 (-0.570252897348544%)

SPBSLVIP

S&P Bse Low Volatility
1184.66
  -1.51999999999998 (-0.12814244043905%)

SPBSEVIP

S&P Bse Enhanced Value
454.12
  -1.48000000000002 (-0.324846356453035%)

BSEINFRA

S&P Bse Infrastructure
275.16
  -3.03999999999996 (-1.09273903666426%)

FIN

S&P Bse Finance
8206.05
  -17.8299999999999 (-0.216807638243743%)

S&P LARGEMIDCAP

S&P Bse Large MidCap
6802.78
  0.539999999999964 (0.00793856141505511%)

S&P MIDSMLCAP

S&P Bse MidSmallCap
6670.41
  -62.5500000000002 (-0.929011905610611%)

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year2.12%
3 Year10.16%
5 Year7.45%

Profit Growth

1 Year18.69%
3 Year12.96%
5 Year36.35%

ROE%

1 Year17.94%
3 Year16.01%
5 Year15.46%

ROCE %

1 Year9.23%
3 Year9.1%
5 Year9.19%

ROA%

2.57518030232076

PEG Ratio

0.19

PAT Margin (%)

26.0002490569562

EPS Growth(%)

18.6865891901863

Share Holding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Dec 2022 55.99 0
Sep 2022 55.99 0
Jun 2022 55.99 0
Mar 2022 55.99 0
Dec 2021 55.99 0
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 3.6289705229462%.
  • The company is trading at 0.50021161820972 times the book value
  • Promoters shareholding is 55.99%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022
Operating Revenue 9626.49 9870.37 9033.52 10078.11 10355.23
Other Income 5.01 4.03 3.03 0.34 9.17
Interest Expended 5687.52 5572.06 5461.58 5684.78 5995.5
Operating Expenses 1055.42 1099.41 1030.3 719.61 684.34
Total Provisions 0 0 0 0 0
Depreciation 3.96 2.85 4.78 4.09 5.01
Profit Before Tax 2884.6 3200.08 2539.89 3669.97 3679.55
Tax 504.39 590.63 430.37 671.22 674.62
Net Profit 2380.21 2609.45 2109.52 2998.75 3004.93

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Operating Income 25975.85 28833.71 34061.95 37744.87 38545.4
Other Income 18.29 939.7 14.39 852.81 85.54
Interest 16964.47 18997.69 21863.95 23208.77 22681.48
Operating Expenses 234.8 250.48 256.87 247.02 279.79
Total Provisions 2949.76 709.45 3762.98 4934.58 3442.02
Exceptional Items 0 0 0 0 0
Profit Before Tax 5845.11 9815.79 8192.54 10207.31 12227.65
Tax 1458.34 2862.87 2537.4 1763.3 2205.75
Profit After Tax 4386.77 6952.92 5655.14 8444.01 10021.9
Adjusted EPS (Rs.) 16.62 26.34 21.42 31.98 37.96

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Equity and Liabilities
Share Capital 2640.08 2640.08 2640.08 2640.08 2640.08
Total Reserves 34316.07 40647.91 42524.05 49753.04 56710.2
Borrowings 222495.91 277956.83 301148.14 321818.17 319975.65
Other N/C liabilities 1194.59 1281.1 2404.3 1289.31 1157.11
Current liabilities 14714.54 18139.06 10118.57 12586.71 9775.15
Total Liabilities 275361.19 340664.98 358835.14 388087.31 390258.19
Assets
Loans 266011.38 303210.36 334112.6 360124.77 360929.74
Net Block 26.97 28.33 67.51 72.75 79.7
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 1394 15651.11 15809.97 15267.08 15310.77
Other Loans 5543.34 5613.31 5783.14 5398.14 5422.51
Other N/C Assets 57.06 40.67 48.21 86.8 47.52
Current Assets 2328.44 16121.2 3013.71 7137.77 8467.95
Total Assets 275361.19 340664.98 358835.14 388087.31 390258.19
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Dec 2021% Mar 2022% Jun 2022% Sep 2022% Dec 2022%
Promoters 55.99 55.99 55.99 55.99 55.99
president of india 55.99 55.99 55.99 55.99 55.99
PARTICULARS Dec 2021% Mar 2022% Jun 2022% Sep 2022% Dec 2022%
Investors 44.01 44.01 44.01 44.01 44.01
hdfc trustee compa... - - - - -
hdfc trustee compa... - 8.66 - - -
hdfc large and mid... - - - - -
hdfc trustee co. l... 8.78 - - 7.52 -
hdfc mutual fund- ... - - 8.03 - -
hdfc trustee compa... - - - - 5.65
life insurance cor... - - - - -
the windacre partn... 4.87 4.87 4.87 4.87 4.80
lici pension plus ... - - - 4.49 4.35
ubs principal capi... 3.40 3.40 3.40 3.29 2.84
mirae asset tax sa... 2.29 2.37 - - -
mirae asset equity... - - - - -
mirae asset large ... - - 2.01 - -
nippon life india ... - - - - -
nippon life india ... - - - - 1.76
morgan stanley asi... - - - - -
nippon life india ... - - - - -
mirae asset midcap... - - - 1.47 1.49
qualified institut... - - - - -
qualified institut... - - - - -
alternative invest... - - - - -

Annual Reports

Ratings & Research Reports

Company Presentations

Company News

PFC inks pact with JBIC for project loan of Rs 165 crore23 Mar 2023, 11:30AM PFC gets nod to raise up to Rs 80,000 crore during FY2422 Mar 2023, 10:37AM Power Finance Corporation reports 7% rise in Q3 consolidated net profit14 Feb 2023, 2:58PM Power Finance Corp - Quaterly Results13 Feb 2023, 4:25PM Power Finance Corp - Quaterly Results13 Feb 2023, 4:25PM Power Finance Corp - Quaterly Results13 Feb 2023, 4:25PM Power Finance Corporation informs about board meeting intimation 2 Feb 2023, 2:45PM PFC’s arm transfers Kishtwar Transmission to Sterlite Grid 24 8 Dec 2022, 2:11PM Power Finance Corporation informs about analyst meet 2 Dec 2022, 10:27AM Power Finance Corporation informs about analyst meet29 Nov 2022, 2:42PM PFC’s arm invites bids for supply of 4,500 MW power to different utilities in states23 Nov 2022, 3:08PM PFC’s arm incorporates two wholly owned subsidiaries22 Nov 2022, 12:19PM PFC sanctions loan of Rs 3,940 crore for construction of Machilipatnam greenfield seaport21 Nov 2022, 10:46AM Power Finance Corporation reports marginal rise in Q2 consolidated net profit10 Nov 2022, 3:55PM Power Finance Corp - Quaterly Results10 Nov 2022, 2:51PM Power Finance Corp - Quaterly Results10 Nov 2022, 2:51PM Power Finance Corp - Quaterly Results10 Nov 2022, 2:51PM Power Finance Corporation informs about board meeting5 Nov 2022, 10:43AM Power Finance Corporation informs about outcome of AGM23 Sep 2022, 12:36PM PFC’s JV planning to rope in technical investor partners through competitive bidding 16 Aug 2022, 4:45PM Power Finance Corporation reports marginal rise in Q1 consolidated net profit13 Aug 2022, 11:13AM Power Finance Corp - Quaterly Results12 Aug 2022, 2:47PM Power Finance Corp - Quaterly Results12 Aug 2022, 2:47PM Power Finance Corp - Quaterly Results12 Aug 2022, 2:47PM PFC inks loan pact for JPY 30 billion with Japan Bank for International Cooperation 8 Jul 2022, 9:38AM PFC’s arm incorporates wholly owned subsidiary 10 Jun 2022, 9:29AM PFC lists 300 million euro green bonds on Luxembourg Stock Exchange2 Jun 2022, 3:57PM PFC’s arm incorporates wholly owned subsidiaries1 Jun 2022, 9:39AM Power Finance Corporation reports 10% rise in Q4 consolidated net profit25 May 2022, 5:24PM Power Finance Corp - Quaterly Results25 May 2022, 3:32PM Power Finance Corp - Quaterly Results25 May 2022, 3:32PM Power Finance Corp - Quaterly Results25 May 2022, 3:32PM Power Finance Corporation informs about update on board meeting21 May 2022, 3:09PM Power Ministry directs PFC, REC to provide short-term loans to imported coal-based thermal plants12 May 2022, 12:21PM Power Finance Corporation informs about compliance certificate22 Apr 2022, 5:01PM Power Finance Corp - Quaterly Results11 Feb 2022, 3:06PM Power Finance Corp - Quaterly Results11 Feb 2022, 3:06PM Power Finance Corp - Quaterly Results11 Feb 2022, 3:06PM PFC’s arm incorporates wholly owned subsidiary4 Feb 2022, 9:52AM PFC, REC reduce lending rates across all types of loans19 Jan 2022, 6:04PM Power Finance Corporation informs about closure of trading window30 Dec 2021, 4:56PM PFC to finance Rs 275 crore for deployment of 350 electric buses in Uttar Pradesh15 Dec 2021, 5:27PM Govt accords 'Maharatna' status to Power Finance Corporation 13 Oct 2021, 12:23PM PFC issues India’s first-ever Euro Green Bond16 Sep 2021, 3:10PM Power Finance Corporation informs about newspaper publication31 Aug 2021, 2:24PM Power Finance Corporation signs pact with NHPC25 Aug 2021, 11:57AM Power Finance Corporation informs about certificates from debenture trustee21 Jun 2021, 3:38PM Power Finance Corporation’s arm incorporates wholly owned subsidiary18 Jun 2021, 4:35PM Power Finance Corporation reports above 5- fold jump in Q4 consolidated net profit15 Jun 2021, 3:43PM Power Finance Corporation board to consider final dividend10 Jun 2021, 5:21PM

Power Finance Corp Stock Price Analysis and Quick Research Report. Is Power Finance Corp an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

To understand the functions of the Power Finance Corp better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 10021.9 Cr and the compounded growth of profit in the past 3 years is 12.960623685256 %. The PAT margin of Power Finance Corp is 26.0002490569562 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Power Finance Corp , the EPS grew by 18.6865891901863 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of Power Finance Corp is at 17.9373457403301 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Power Finance Corp is worth at the current levels at Rs 148.9. The stock is trading at a current P/E ratio of 2.96228194496399 and the average historical P/E for the last 5 years was 4.13154960141486.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Power Finance Corp is trading at a P/B of 0.5966 . The average historical P/B for the last 5 years was 0.595074485425428. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Brief about Power Finance Corp

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